Factuary

HDFC Life Insurance Insurance Data

lifeIRDAI Reg. 101

One of India's largest private life insurers. Joint venture between HDFC Ltd and Standard Life Aberdeen. Listed on NSE and BSE.

HQ: Mumbai
Founded: 2000
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IRDAI Disclosures ↗

HDFC Life Insurance is a life insurance company licensed by IRDAI (registration number 101). Its solvency ratio of 1.85× as of Q1 FY26-27 exceeds the IRDAI mandatory minimum of 1.5×, ranking 23rd among 25 life insurers. The company reported gross written premium of ₹71045 crore in FY24-25, ranking 3rd by premium among 25 life insurers. Its 13th-month premium persistency ratio was 80.0% in Q1 FY26-27.

Peer rank among life insurers with data for that metric. Not shown when fewer than 3 peers have data.

Premium

gross written premium₹71,045 croreFY24-25Statement-3

Solvency

solvency ratio1.85×Q1 FY26-27NSE-QUARTERLY-RESULTS

Persistency

25th month persistency ratio73.5%Q1 FY26-27NSE-QUARTERLY-RESULTS
61st month persistency ratio65.5%Q1 FY26-27NSE-QUARTERLY-RESULTS
13th month persistency ratio80.0%Q1 FY26-27NSE-QUARTERLY-RESULTS
49th month persistency ratio67.4%Q1 FY26-27NSE-QUARTERLY-RESULTS
37th month persistency ratio76.1%Q1 FY26-27NSE-QUARTERLY-RESULTS
49th month persistency by policy count58.3%FY23-24Handbook-Table-28
61st month persistency by policy count49.1%FY23-24Handbook-Table-28
37th month persistency by policy count64.4%FY23-24Handbook-Table-28
25th month persistency by policy count73.2%FY23-24Handbook-Table-28
13th month persistency by policy count79.9%FY23-24Handbook-Table-28

Financial Position

net worth₹16,126 croreFY24-25Handbook-Table-26

Distribution by Channel

POS policies0FY24-25Handbook-Table-100
POS premium₹0.00 croreFY24-25Handbook-Table-100
Corp. Agents (Other) policies72,128FY24-25Handbook-Table-100
Brokers premium₹996.78 croreFY24-25Handbook-Table-100
Web Agg. premium₹0.38 croreFY24-25Handbook-Table-100
IMF premium₹7.41 croreFY24-25Handbook-Table-100
CSCs policies0FY24-25Handbook-Table-100
Online policies62,048FY24-25Handbook-Table-100
Online premium₹503.98 croreFY24-25Handbook-Table-100
Referrals policies0FY24-25Handbook-Table-100
Direct premium₹3,257.17 croreFY24-25Handbook-Table-100
Corp. Agents (Other) premium₹731.56 croreFY24-25Handbook-Table-100
Bank Channel policies6,28,682FY24-25Handbook-Table-100
Bank Channel premium₹8,468.70 croreFY24-25Handbook-Table-100
Brokers policies1,52,545FY24-25Handbook-Table-100
Direct policies99,223FY24-25Handbook-Table-100
Others policies0FY24-25Handbook-Table-100
Web Agg. policies117FY24-25Handbook-Table-100
Individual Agents policies2,51,800FY24-25Handbook-Table-100
Individual Agents premium₹2,920.54 croreFY24-25Handbook-Table-100
Others premium₹0.11 croreFY24-25Handbook-Table-100
IMF policies603FY24-25Handbook-Table-100
CSCs premium₹0.00 croreFY24-25Handbook-Table-100
MI Agents premium₹0.00 croreFY24-25Handbook-Table-100
MI Agents policies0FY24-25Handbook-Table-100
Referrals premium₹0.00 croreFY24-25Handbook-Table-100

Lapse & Surrender

lapse and surrender ratio3.3%FY24-25Handbook-Table-27

Other Claims

claims settled in 6 to 12 months0.0%FY24-25Handbook-Table-18
claims settled in 3 to 6 months0.0%FY24-25Handbook-Table-18
claims settled in 1 to 3 months0.0%FY24-25Handbook-Table-18
claims paid within 1 month100.0%FY24-25Handbook-Table-18
claims settled after 1 year0.0%FY24-25Handbook-Table-18

Other

Online schemes0FY24-25Handbook-Table-102
MI Agents schemes0FY24-25Handbook-Table-102
Direct premium₹8,707.35 croreFY24-25Handbook-Table-102
Web Agg. schemes0FY24-25Handbook-Table-102
POS schemes0FY24-25Handbook-Table-102
Direct lives50,06,581FY24-25Handbook-Table-102
MI Agents premium₹5.93 croreFY24-25Handbook-Table-102
POS lives0FY24-25Handbook-Table-102
Web Agg. lives0FY24-25Handbook-Table-102
Others premium₹0.00 croreFY24-25Handbook-Table-102
MI Agents lives72,037FY24-25Handbook-Table-102
CSCs premium₹0.00 croreFY24-25Handbook-Table-102
Brokers schemes217FY24-25Handbook-Table-102
Others lives0FY24-25Handbook-Table-102
Bank Channel premium₹3,200.74 croreFY24-25Handbook-Table-102
Individual Agents schemes3FY24-25Handbook-Table-102
Others schemes0FY24-25Handbook-Table-102
Direct schemes351FY24-25Handbook-Table-102
POS premium₹0.00 croreFY24-25Handbook-Table-102
Online premium₹0.00 croreFY24-25Handbook-Table-102
IMF lives0FY24-25Handbook-Table-102
Individual Agents lives1,241FY24-25Handbook-Table-102
Brokers lives60,59,167FY24-25Handbook-Table-102
Web Agg. premium₹0.00 croreFY24-25Handbook-Table-102
Brokers premium₹673.56 croreFY24-25Handbook-Table-102
IMF premium₹0.00 croreFY24-25Handbook-Table-102
Online lives0FY24-25Handbook-Table-102
Bank Channel lives2,12,97,873FY24-25Handbook-Table-102
Corp. Agents (Other) premium₹4,126.53 croreFY24-25Handbook-Table-102
Corp. Agents (Other) lives1,59,71,007FY24-25Handbook-Table-102
Corp. Agents (Other) schemes25FY24-25Handbook-Table-102
CSCs schemes0FY24-25Handbook-Table-102
Bank Channel schemes66FY24-25Handbook-Table-102
Individual Agents premium₹6.63 croreFY24-25Handbook-Table-102
IMF schemes0FY24-25Handbook-Table-102
CSCs lives0FY24-25Handbook-Table-102
ULIP commission paid₹1,137.29 croreFY24-25Handbook-Table-13
traditional plan commission paid₹6,698.00 croreFY24-25Handbook-Table-13

Data from IRDAI public disclosures. Click a metric name for full history and provenance.

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