HDFC ERGO General Insurance Incurred Claims Ratio
87.5%
Q1 FY26-27
HDFC ERGO General Insurance's incurred claims ratio was 87.51% for Q1 FY26-27, as reported in IRDAI form NL-20-ANALYTICAL-RATIOS.
What this measures
Net incurred claims as a percentage of net earned premium, from IRDAI NL-20. Net incurred claims = gross claims incurred − reinsurance recoveries.
Note: NL-20 analytical ratios. Lower = better underwriting performance.
Historical Data
| Period | Value | Source form | Data as of |
|---|---|---|---|
| Q1 FY26-27 | 87.5 % | NL-20-ANALYTICAL-RATIOS | 2026-09-10 |
| Q4 FY25-26 | 85.9 % | NL-20-ANALYTICAL-RATIOS | 2026-09-10 |
| Q3 FY25-26 | 87.1 % | NL-20-ANALYTICAL-RATIOS | 2026-09-10 |
| Q2 FY25-26 | 93.1 % | NL-20-ANALYTICAL-RATIOS | 2026-09-10 |
| Q1 FY25-26 | 91.9 % | NL-20-ANALYTICAL-RATIOS | 2026-10-31 |
| Q4 FY24-25 | 82.1 % | NL-20-ANALYTICAL-RATIOS | 2026-10-31 |
| Q3 FY24-25 | 85.8 % | NL-20-ANALYTICAL-RATIOS | 2026-09-10 |
| Q2 FY24-25 | 89.3 % | NL-20-ANALYTICAL-RATIOS | 2026-09-10 |
| Q1 FY24-25 | 100.3 % | NL-20-ANALYTICAL-RATIOS | 2026-09-10 |
| FY23-24 | 87.7 % | Statement-10 | 2026-09-10 |
| FY22-23 | 79.9 % | Statement-10 | 2026-09-10 |
| FY21-22 | 84.0 % | Statement-10 | 2026-09-10 |
| FY20-21 | 75.8 % | Statement-13 | 2026-09-10 |
| FY19-20 | 77.2 % | Statement-13 | 2026-09-10 |
Provenance
- Reported by
- HDFC ERGO General Insurance
- Regulatory form
- NL-20-ANALYTICAL-RATIOS · what this form contains
- Reporting period
- Q1 FY26-27
- Source document
- 2026-06-30_NL-20.pdf · HDFC ERGO General Insurance's disclosure page
- Extracted by
- nonlife_adapter.py v1
- Last verified
- 2026-09-10
- Note
- NL-20 row-format label match: icr