HDFC ERGO General Insurance Gross NPA Ratio
0.59%
Q1 FY25-26
HDFC ERGO General Insurance's gross NPA ratio was 0.59% for Q1 FY25-26, as reported in IRDAI form NL-20-ANALYTICAL-RATIOS.
What this measures
Gross Non-Performing Assets as a percentage of total investments or advances. For insurers, NPAs arise from fixed deposits, bonds, or other debt instruments in default or where interest/principal is overdue. A higher ratio indicates greater credit risk in the investment portfolio.
Note: NL-20 analytical ratios. NPAs for insurers are uncommon but relevant for those with corporate bond or infrastructure bond exposure. Gross NPA is before provisions; compare with financial.net_npa_ratio for post-provision view.
Historical Data
| Period | Value | Source form | Data as of |
|---|---|---|---|
| Q1 FY25-26 | 0.59 % | NL-20-ANALYTICAL-RATIOS | 2026-10-31 |
| Q4 FY24-25 | 0.59 % | NL-20-ANALYTICAL-RATIOS | 2026-10-31 |
Provenance
- Reported by
- HDFC ERGO General Insurance
- Regulatory form
- NL-20-ANALYTICAL-RATIOS · what this form contains
- Reporting period
- Q1 FY25-26
- Source document
- Annexure-IV-All-Forms-Q1-FY2025-26.pdf · HDFC ERGO General Insurance's disclosure page
- Extracted by
- irw_adapter v1
- Last verified
- 2026-10-31
- Note
- NL-20 row-format label match: gross_npa_ratio