HDFC ERGO General Insurance Expense Ratio To Gross Premium
31.8%
Q1 FY26-27
HDFC ERGO General Insurance's expense ratio to gross premium was 31.8% for Q1 FY26-27, as reported in IRDAI form NL-20-ANALYTICAL-RATIOS.
What this measures
Expense of Management as a percentage of Gross Direct Premium, from IRDAI NL-20. Alternative denominator to net written premium — gives a different perspective on cost structure.
Note: NL-20 analytical ratios. Always specify the denominator — EOM/NWP and EOM/GDP are both reported in NL-20 and produce different figures.
Historical Data
| Period | Value | Source form | Data as of |
|---|---|---|---|
| Q1 FY26-27 | 31.8 % | NL-20-ANALYTICAL-RATIOS | 2026-09-10 |
| Q4 FY25-26 | 33.6 % | NL-20-ANALYTICAL-RATIOS | 2026-09-10 |
| Q3 FY25-26 | 34.7 % | NL-20-ANALYTICAL-RATIOS | 2026-09-10 |
| Q2 FY25-26 | 27.8 % | NL-20-ANALYTICAL-RATIOS | 2026-09-10 |
| Q1 FY25-26 | 31.7 % | NL-20-ANALYTICAL-RATIOS | 2026-10-31 |
| Q4 FY24-25 | 30.7 % | NL-20-ANALYTICAL-RATIOS | 2026-10-31 |
| Q3 FY24-25 | 32.3 % | NL-20-ANALYTICAL-RATIOS | 2026-09-10 |
| Q2 FY24-25 | 22.5 % | NL-20-ANALYTICAL-RATIOS | 2026-09-10 |
| Q1 FY24-25 | 28.5 % | NL-20-ANALYTICAL-RATIOS | 2026-09-10 |
| Q4 FY23-24 | 24.2 % | NL-20-ANALYTICAL-RATIOS | 2026-09-10 |
Provenance
- Reported by
- HDFC ERGO General Insurance
- Regulatory form
- NL-20-ANALYTICAL-RATIOS · what this form contains
- Reporting period
- Q1 FY26-27
- Source document
- 2026-06-30_NL-20.pdf · HDFC ERGO General Insurance's disclosure page
- Extracted by
- nonlife_adapter.py v1
- Last verified
- 2026-09-10
- Note
- NL-20 row-format label match: expense_gdp