Factuary

Digit Life Insurance Insurance Data

lifeRegistration number unverified

Life insurance subsidiary of listed general insurer Go Digit.

HQ: Bengaluru
Website ↗
IRDAI Disclosures ↗
Provenance note: The IRDAI registration number for this insurer is not yet verified from the official IRDAI registry. Data is published as filed, but treat with care for regulatory comparisons.

Digit Life Insurance is a life insurance company licensed by IRDAI. Its solvency ratio of 2.09× as of Q1 FY26-27 exceeds the IRDAI mandatory minimum of 1.5×, ranking 10th among 25 life insurers. The company reported gross written premium of ₹1069 crore in FY24-25, ranking 21st by premium among 25 life insurers. Its 13th-month premium persistency ratio was 32.3% in Q1 FY26-27.

Peer rank among life insurers with data for that metric. Not shown when fewer than 3 peers have data.

Premium

gross written premium₹1,069 croreFY24-25Statement-3

Solvency

solvency ratio2.09×Q1 FY26-27L-22-ANALYTICAL-RATIOS

Persistency

25th month persistency ratio95.5%Q1 FY26-27L-22-ANALYTICAL-RATIOS
13th month persistency ratio32.3%Q1 FY26-27L-22-ANALYTICAL-RATIOS

Financial Position

net worth₹1,414 croreFY24-25Handbook-Table-26

Distribution by Channel

MI Agents premium₹0.00 croreFY24-25Handbook-Table-100
Referrals policies0FY24-25Handbook-Table-100
IMF policies20FY24-25Handbook-Table-100
CSCs policies0FY24-25Handbook-Table-100
Individual Agents policies153FY24-25Handbook-Table-100
Brokers premium₹45.34 croreFY24-25Handbook-Table-100
Individual Agents premium₹0.46 croreFY24-25Handbook-Table-100
Online premium₹0.00 croreFY24-25Handbook-Table-100
Brokers policies4,918FY24-25Handbook-Table-100
Others premium₹0.00 croreFY24-25Handbook-Table-100
Direct policies641FY24-25Handbook-Table-100
Corp. Agents (Other) premium₹2.18 croreFY24-25Handbook-Table-100
POS policies465FY24-25Handbook-Table-100
Online policies0FY24-25Handbook-Table-100
Others policies0FY24-25Handbook-Table-100
IMF premium₹0.04 croreFY24-25Handbook-Table-100
POS premium₹1.15 croreFY24-25Handbook-Table-100
Referrals premium₹0.00 croreFY24-25Handbook-Table-100
Direct premium₹2.03 croreFY24-25Handbook-Table-100
Bank Channel policies0FY24-25Handbook-Table-100
Corp. Agents (Other) policies315FY24-25Handbook-Table-100
Bank Channel premium₹0.00 croreFY24-25Handbook-Table-100
CSCs premium₹0.00 croreFY24-25Handbook-Table-100
Web Agg. policies0FY24-25Handbook-Table-100
MI Agents policies0FY24-25Handbook-Table-100
Web Agg. premium₹0.00 croreFY24-25Handbook-Table-100

Other

IMF schemes2FY24-25Handbook-Table-102
Corp. Agents (Other) premium₹181.95 croreFY24-25Handbook-Table-102
IMF lives33,625FY24-25Handbook-Table-102
POS premium₹0.00 croreFY24-25Handbook-Table-102
IMF premium₹13.40 croreFY24-25Handbook-Table-102
Online schemes0FY24-25Handbook-Table-102
Bank Channel premium₹3.69 croreFY24-25Handbook-Table-102
POS lives0FY24-25Handbook-Table-102
MI Agents lives9,764FY24-25Handbook-Table-102
Web Agg. lives0FY24-25Handbook-Table-102
CSCs schemes0FY24-25Handbook-Table-102
POS schemes0FY24-25Handbook-Table-102
Individual Agents schemes9FY24-25Handbook-Table-102
Brokers premium₹721.54 croreFY24-25Handbook-Table-102
Bank Channel schemes2FY24-25Handbook-Table-102
Direct lives8,20,265FY24-25Handbook-Table-102
Direct schemes44FY24-25Handbook-Table-102
Others premium₹0.00 croreFY24-25Handbook-Table-102
Direct premium₹90.40 croreFY24-25Handbook-Table-102
MI Agents schemes1FY24-25Handbook-Table-102
Web Agg. premium₹0.00 croreFY24-25Handbook-Table-102
CSCs lives0FY24-25Handbook-Table-102
Brokers lives46,61,384FY24-25Handbook-Table-102
Brokers schemes653FY24-25Handbook-Table-102
Online premium₹0.00 croreFY24-25Handbook-Table-102
Web Agg. schemes0FY24-25Handbook-Table-102
Online lives0FY24-25Handbook-Table-102
Others schemes0FY24-25Handbook-Table-102
CSCs premium₹0.00 croreFY24-25Handbook-Table-102
Individual Agents premium₹5.93 croreFY24-25Handbook-Table-102
Corp. Agents (Other) schemes16FY24-25Handbook-Table-102
MI Agents premium₹0.70 croreFY24-25Handbook-Table-102
Bank Channel lives1,280FY24-25Handbook-Table-102
Individual Agents lives25,848FY24-25Handbook-Table-102
Corp. Agents (Other) lives11,48,493FY24-25Handbook-Table-102
Others lives0FY24-25Handbook-Table-102
ULIP commission paid₹0.00 croreFY24-25Handbook-Table-13
traditional plan commission paid₹345.17 croreFY24-25Handbook-Table-13

Data from IRDAI public disclosures. Click a metric name for full history and provenance.

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