Digit General Insurance — Revenue Mix & Quality of Business
Go Digit General Insurance's revenue mix was led by Motor at 62.6% of gross direct premium for Q1 FY26-27, as reported in IRDAI form NL-4.
combined ratio, Q1 FY26-27
112.4%
+3.7 pts
incurred claims ratio, Q1 FY26-27
73.3%
+3.0 pts
net commission ratio, Q1 FY26-27
29.4%
+0.0 pts
expense ratio to gross premium, Q1 FY26-27
39.0%
+4.0 pts
Total gross direct premium, Q1 FY26-27
₹2,35,358 lakh
−1.2%
Largest line, Q1 FY26-27
Motor
62.6% of gross direct premium
Revenue mix — % of gross direct premium by segment, Q2 FY25-26 to Q1 FY26-27
Segment
Q1 FY26-27
Q4 FY25-26
Q3 FY25-26
Q2 FY25-26
FY25-26
Fire
7.1%
3.5%
3.5%
6.3%
6.8%
Marine
1.5%
0.4%
0.4%
0.3%
0.6%
Marine segments (2)
Line
Q1 FY26-27
FY25-26
Marine Cargo
₹3,427 lakh
₹5,288 lakh
Marine Hull
₹7 lakh
₹2 lakh
Motor
62.6%
73.3%
77.6%
71.9%
71.2%
Motor segments (2)
Line
Q1 FY26-27
FY25-26
Motor TP
₹94,973 lakh
₹4,18,905 lakh
Motor OD
₹52,418 lakh
₹2,57,467 lakh
Health
24.8%
19.8%
15.6%
18.6%
18.6%
Health segments (3)
Line
Q1 FY26-27
FY25-26
Health
₹38,911 lakh
₹1,41,546 lakh
Personal Accident
₹18,061 lakh
₹30,783 lakh
Travel
₹1,294 lakh
₹4,329 lakh
Other lines
4.1%
2.9%
2.9%
2.8%
2.9%
Other lines segments (4)
Line
Q1 FY26-27
FY25-26
Engineering
₹6,956 lakh
₹18,470 lakh
Workmen's Comp.
₹2,545 lakh
₹8,593 lakh
Aviation
₹42 lakh
₹105 lakh
Liability
₹5 lakh
₹98 lakh
% of gross direct premium per IRDAI Form NL-4 (Premium Schedule); FY columns sum all four quarters' "for the quarter" figures and only appear for fiscal years where all four quarters are available — an incomplete year isn't shown as an annual total. Health includes Personal Accident and Travel; click a line with more than one segment to see its own breakdown (latest quarter and latest complete fiscal year only — quarterly splits for lines this small are noisy to trend). The tiles above are company-wide ratios, as filed — not segment-specific; segment-level incurred claims ratio for the largest lines (IRDAI Forms NL-5 / NL-20 segmental) hasn't been extracted for this insurer yet, so it isn't shown here rather than estimated. SeeUnderwriting Performance for the full per-segment history.