Digit General Insurance Operating Profit Ratio

3.5%
Q1 FY26-27
Higher is better

Go Digit General Insurance's operating profit ratio was 3.51% for Q1 FY26-27, as reported in IRDAI form NL-20-ANALYTICAL-RATIOS.

Operating profit as a percentage of Net Written Premium. Operating profit = Underwriting Balance + Net Investment Income. Unlike the underwriting balance ratio, this includes investment returns — making it positive for most insurers even when underwriting is in deficit.

Note: NL-20 analytical ratios. Display with sign. A positive operating profit ratio with a negative underwriting balance ratio indicates the insurer relies on investment income to cover underwriting losses.

Historical Data

PeriodValueSource formData as of
Q1 FY26-273.5 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q4 FY25-2626.6 %NL-20-ANALYTICAL-RATIOS2026-10-29
Q3 FY25-265.2 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q2 FY25-263.5 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q1 FY25-266.5 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q4 FY24-2518.8 %NL-20-ANALYTICAL-RATIOS2026-10-29
Q3 FY24-253.0 %NL-20-ANALYTICAL-RATIOS2026-10-29
Q2 FY24-252.1 %NL-20-ANALYTICAL-RATIOS2026-10-29

Provenance

Reported by
Digit General Insurance
Regulatory form
NL-20-ANALYTICAL-RATIOS · what this form contains
Reporting period
Q1 FY26-27
Source document
textplor-vendor-2026-27-Q1.xlsx · Digit General Insurance's disclosure page
Extracted by
EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)
Last verified
2026-10-26
Note
Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.