Generali Central Insurance (formerly Future Generali) — Investment Performance
Generali Central Insurance's investment portfolio was led by Government Securities at 47.3% of total investments for Q1 FY26-27, as filed in IRDAI form NL-12.
Asset mix, Q1 FY26-27
| Category | Amount | % of total |
|---|---|---|
| Government Securities | ₹3,86,900.99 lakh | 47.3% |
| Other Approved Securities | Not disclosed | — |
| Equity & Preference Shares | ₹21,689.87 lakh | 2.7% |
| Mutual Funds | Not disclosed | — |
| Debentures & Bonds | ₹1,91,956.3 lakh | 23.5% |
| Infrastructure & Housing | ₹1,97,861.94 lakh | 24.2% |
| Real Estate & Subsidiaries | Not disclosed | — |
| Other Investments | ₹19,050.43 lakh | 2.3% |
| Total | ₹8,17,459.53 lakh | 100.0% |
8 categories rolled up from IRDAI Form NL-12 (summed across Long Term + Short Term investments, Shareholders + Policyholders funds). A category showing "Not disclosed" means this insurer reported nothing against it this period, not that the figure was omitted.
Exposure-norm compliance
| Norm | Required min. | Actual | Status |
|---|---|---|---|
| Central Govt. Securities | 20% | 24.3% | Meets norm |
| Govt + Approved Securities | 30% | 47.2% | Meets norm |
| Housing & Infrastructure | 15% | 24.1% | Meets norm |
Required minimums are IRDAI's standard investment exposure norms, as printed on the insurer's own IRDAI Form NL-28b filing — not independently sourced by this site.
Non-performing investment assets
Gross NPA ratio: 0.23% of investment assets (₹1,831 lakh), for Q1 FY25-26, as filed in IRDAI form NL-30.
Provision coverage: 100.0% of Gross NPA, for Q1 FY26-27.
Yield on investments
| Quarterly (non-annualized) | Annualized (full FY) | |
|---|---|---|
| Gross yield | 1.84% | 7.53% |
| Net yield | 1.38% | 5.80% |
Quarterly figures are as filed for that quarter, not annualized — don't multiply by 4 to compare against the annualized column. Annualized figures come from the full financial year's own filing (IRDAI Form NL-31).