Generali Central Insurance (formerly Future Generali) Expense Ratio To Gross Premium

29.5%
Q1 FY26-27
Lower is better

Generali Central Insurance's expense ratio to gross premium was 29.5% for Q1 FY26-27, as reported in IRDAI form NL-20-ANALYTICAL-RATIOS.

Expense of Management as a percentage of Gross Direct Premium, from IRDAI NL-20. Alternative denominator to net written premium — gives a different perspective on cost structure.

Note: NL-20 analytical ratios. Always specify the denominator — EOM/NWP and EOM/GDP are both reported in NL-20 and produce different figures.

Historical Data

PeriodValueSource formData as of
Q1 FY26-2729.5 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q4 FY25-2629.0 %NL-20-ANALYTICAL-RATIOS2026-10-31
Q3 FY25-2637.0 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q2 FY25-2632.0 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q1 FY25-2631.0 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q4 FY24-2532.0 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q3 FY24-2529.0 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q2 FY24-2527.0 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q1 FY24-2526.0 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q4 FY23-2428.0 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q3 FY23-2428.0 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q2 FY23-2428.0 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q1 FY23-2434.0 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q4 FY22-2330.0 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q3 FY22-2330.0 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q2 FY22-2328.0 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q1 FY22-2340.0 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q4 FY21-2229.0 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q3 FY21-2229.0 %NL-20-ANALYTICAL-RATIOS2026-10-26

Provenance

Reported by
Generali Central Insurance (formerly Future Generali)
Regulatory form
NL-20-ANALYTICAL-RATIOS · what this form contains
Reporting period
Q1 FY26-27
Source document
textplor-vendor-2026-27-Q1.xlsx · Generali Central Insurance (formerly Future Generali)'s disclosure page
Extracted by
EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)
Last verified
2026-10-26
Note
Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.