Future Generali Life Insurance Insurance Data
Joint venture between Future Group and Assicurazioni Generali SpA.
Future Generali Life Insurance is a life insurance company licensed by IRDAI (registration number 133). Its solvency ratio of 2.08× as of Q1 FY26-27 exceeds the IRDAI mandatory minimum of 1.5×, ranking 11th among 25 life insurers. The company reported gross written premium of ₹2511 crore in FY24-25, ranking 17th by premium among 25 life insurers. Its claims settlement ratio of 94.4% in Q1 FY26-27, placing it 7th among 10 life insurers with available data. Its 13th-month premium persistency ratio was 64.1% in Q1 FY26-27.
Peer rank among life insurers with data for that metric. Not shown when fewer than 3 peers have data.
Premium
| gross written premium | ₹2,511 crore | FY24-25 |
Solvency
| solvency ratio | 2.08× | Q1 FY26-27 |
Claim Settlement
| claim settlement ratio | 94.4% | Q1 FY26-27 |
Persistency
| 61st month persistency ratio | 27.5% | Q1 FY26-27 |
| 49th month persistency ratio | 40.3% | Q1 FY26-27 |
| 25th month persistency ratio | 52.5% | Q1 FY26-27 |
| 13th month persistency ratio | 64.1% | Q1 FY26-27 |
| 37th month persistency ratio | 43.1% | Q1 FY26-27 |
| 61st month persistency by policy count | 34.2% | FY24-25 |
| 25th month persistency by policy count | 54.7% | FY24-25 |
| 37th month persistency by policy count | 48.3% | FY24-25 |
| 13th month persistency by policy count | 66.3% | FY24-25 |
| 49th month persistency by policy count | 41.0% | FY24-25 |
Financial Position
| net worth | ₹2,691 crore | FY24-25 |
Distribution by Channel
| Referrals premium | ₹0.00 crore | FY24-25 |
| POS policies | 0 | FY24-25 |
| IMF policies | 1,545 | FY24-25 |
| POS premium | ₹0.00 crore | FY24-25 |
| Others policies | 0 | FY24-25 |
| Corp. Agents (Other) premium | ₹34.04 crore | FY24-25 |
| CSCs premium | ₹0.00 crore | FY24-25 |
| Corp. Agents (Other) policies | 2,523 | FY24-25 |
| Online premium | ₹2.28 crore | FY24-25 |
| Brokers policies | 1,259 | FY24-25 |
| Bank Channel policies | 5,464 | FY24-25 |
| Direct policies | 25,493 | FY24-25 |
| Referrals policies | 0 | FY24-25 |
| Bank Channel premium | ₹57.34 crore | FY24-25 |
| Web Agg. premium | ₹0.00 crore | FY24-25 |
| Others premium | ₹0.00 crore | FY24-25 |
| Online policies | 52 | FY24-25 |
| Web Agg. policies | 0 | FY24-25 |
| MI Agents policies | 0 | FY24-25 |
| Direct premium | ₹322.62 crore | FY24-25 |
| Brokers premium | ₹10.21 crore | FY24-25 |
| Individual Agents policies | 1,871 | FY24-25 |
| CSCs policies | 0 | FY24-25 |
| Individual Agents premium | ₹21.13 crore | FY24-25 |
| IMF premium | ₹28.83 crore | FY24-25 |
| MI Agents premium | ₹0.00 crore | FY24-25 |
Lapse & Surrender
| lapse and surrender ratio | 3.5% | FY24-25 |
Other Claims
| claims repudiation ratio | 0.43% | Q1 FY26-27 |
| claims settled in 6 to 12 months | 1.5% | FY24-25 |
| claims settled in 3 to 6 months | 0.2% | FY24-25 |
| claims settled after 1 year | 0.0% | FY24-25 |
| claims paid within 1 month | 98.2% | FY24-25 |
| claims settled in 1 to 3 months | 0.1% | FY24-25 |
Other
Data from IRDAI public disclosures. Click a metric name for full history and provenance.
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