ECGC Incurred Claims Ratio
159.5%
Q1 FY26-27
ECGC's incurred claims ratio was 159.5% for Q1 FY26-27, as reported in IRDAI form NL-20-ANALYTICAL-RATIOS.
What this measures
Net incurred claims as a percentage of net earned premium, from IRDAI NL-20. Net incurred claims = gross claims incurred − reinsurance recoveries.
Note: NL-20 analytical ratios. Lower = better underwriting performance.
Historical Data
| Period | Value | Source form | Data as of |
|---|---|---|---|
| Q1 FY26-27 | 159.5 % | NL-20-ANALYTICAL-RATIOS | 2026-10-26 |
| Q4 FY25-26 | -87.3 % | NL-20-ANALYTICAL-RATIOS | 2026-10-31 |
| Q3 FY25-26 | 85.5 % | NL-20-ANALYTICAL-RATIOS | 2026-10-26 |
| Q2 FY25-26 | 9.2 % | NL-20-ANALYTICAL-RATIOS | 2026-10-26 |
| Q1 FY25-26 | 159.6 % | NL-20-ANALYTICAL-RATIOS | 2026-10-26 |
| FY24-25 | 54.7 % | Statement-10 | 2026-09-10 |
| FY23-24 | 54.5 % | Statement-10 | 2026-09-10 |
| FY22-23 | -74.7 % | Statement-10 | 2026-09-10 |
| FY21-22 | 61.9 % | Statement-10 | 2026-09-10 |
| FY20-21 | 106.9 % | Statement-13 | 2026-09-10 |
| FY19-20 | 115.3 % | Statement-13 | 2026-09-10 |
Provenance
- Reported by
- ECGC
- Regulatory form
- NL-20-ANALYTICAL-RATIOS · what this form contains
- Reporting period
- Q1 FY26-27
- Source document
- textplor-vendor-2026-27-Q1.xlsx · ECGC's disclosure page
- Extracted by
- EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)
- Last verified
- 2026-10-26
- Note
- Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.