Digital-First and New-Age Insurers in India — IRDAI Data
These insurers were licensed after 2016 and operate primarily through digital channels. Regulatory performance data from IRDAI public disclosures.
| Insurer | Type | Solvency (×) | GWP (₹ cr) | ICR / CSR (%) | Period |
|---|---|---|---|---|---|
| Digit General Insurance | general | 2.43 | 8472 | ICR 73.34 | Q1 FY26-27 |
| Acko General Insurance | general | 1.59 | 749 | ICR 72.88 | Q1 FY26-27 |
| Zuno General Insurance | general | 1.64 | 402 | ICR 81.00 | Q1 FY26-27 |
| Galaxy Health Insurance | health | 3.95 | 17 | ICR 59.82 | Q1 FY26-27 |
Source: IRDAI public disclosures. "ICR" = incurred claim ratio (general/health); "CSR" = claim settlement ratio (life).All insurers →