Factuary

Chola MS General Insurance Interest Service Coverage Ratio

56.25×
Q1 FY26-27
Higher is better

Cholamandalam MS General Insurance's interest service coverage ratio was 56.25× for Q1 FY26-27, as reported in IRDAI form NL-20-ANALYTICAL-RATIOS.

What this measures

Earnings before interest and taxes (EBIT) divided by interest expense. Measures the insurer's ability to cover interest payments from operating earnings alone, without accounting for principal repayments. A ratio above 1× means operating earnings cover interest costs; below 1× is a warning sign.

Note: NL-20 analytical ratios. Higher than DSCR because it excludes principal repayments from the denominator. Primarily relevant for borrowing insurers.

Historical Data

PeriodValueSource formData as of
Q1 FY26-2756.25 ×NL-20-ANALYTICAL-RATIOS2026-09-10
Q4 FY25-2648.49 ×NL-20-ANALYTICAL-RATIOS2026-09-10
Q3 FY25-2638.23 ×NL-20-ANALYTICAL-RATIOS2026-09-10
Q2 FY25-2657.97 ×NL-20-ANALYTICAL-RATIOS2026-09-10
Q1 FY25-2670.27 ×NL-20-ANALYTICAL-RATIOS2026-09-10
Q4 FY24-2594.15 ×NL-20-ANALYTICAL-RATIOS2026-09-10
Q3 FY24-2564.25 ×NL-20-ANALYTICAL-RATIOS2026-09-10
Q2 FY24-2581.10 ×NL-20-ANALYTICAL-RATIOS2026-09-10
Q1 FY24-2585.82 ×NL-20-ANALYTICAL-RATIOS2026-09-10

Provenance

Reported by
Chola MS General Insurance
Regulatory form
NL-20-ANALYTICAL-RATIOS · what this form contains
Reporting period
Q1 FY26-27
Source document
2026-06-30.pdf · Chola MS General Insurance's disclosure page
Extracted by
nonlife_adapter.py v1
Last verified
2026-09-10
Note
NL-20 row-format label match: interest_service_coverage
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