Chola MS General Insurance Gross NPA Ratio
14.00%
Q4 FY22-23
Cholamandalam MS General Insurance's gross NPA ratio was 14% for Q4 FY22-23, as reported in IRDAI form NL-20-ANALYTICAL-RATIOS.
What this measures
Gross Non-Performing Assets as a percentage of total investments or advances. For insurers, NPAs arise from fixed deposits, bonds, or other debt instruments in default or where interest/principal is overdue. A higher ratio indicates greater credit risk in the investment portfolio.
Note: NL-20 analytical ratios. NPAs for insurers are uncommon but relevant for those with corporate bond or infrastructure bond exposure. Gross NPA is before provisions; compare with financial.net_npa_ratio for post-provision view.
Historical Data
| Period | Value | Source form | Data as of |
|---|---|---|---|
| Q4 FY22-23 | 14.00 % | NL-20-ANALYTICAL-RATIOS | 2026-10-26 |
| Q3 FY22-23 | 29.00 % | NL-20-ANALYTICAL-RATIOS | 2026-10-26 |
| Q2 FY22-23 | 30.00 % | NL-20-ANALYTICAL-RATIOS | 2026-10-26 |
| Q1 FY22-23 | 31.00 % | NL-20-ANALYTICAL-RATIOS | 2026-10-26 |
| Q4 FY21-22 | 32.00 % | NL-20-ANALYTICAL-RATIOS | 2026-10-26 |
| Q3 FY21-22 | 82.00 % | NL-20-ANALYTICAL-RATIOS | 2026-10-26 |
Provenance
- Reported by
- Chola MS General Insurance
- Regulatory form
- NL-20-ANALYTICAL-RATIOS · what this form contains
- Reporting period
- Q4 FY22-23
- Source document
- Public_Disclosures_for_Q4_FY_2022-23.pdf · Chola MS General Insurance's disclosure page
- Extracted by
- irw_adapter v1
- Last verified
- 2026-10-26
- Note
- NL-20 row-format label match: gross_npa_ratio