Factuary

Chola MS General Insurance Debt To Equity Ratio

0.03×
Q1 FY26-27
Lower is better

Cholamandalam MS General Insurance's debt to equity ratio was 0.03× for Q1 FY26-27, as reported in IRDAI form NL-20-ANALYTICAL-RATIOS.

What this measures

Total borrowings (debt) as a multiple of Net Worth (equity). Measures financial leverage. A higher ratio means the insurer has taken on more debt relative to its capital base, increasing financial risk. Most well-capitalised insurers carry low D/E ratios.

Note: NL-20 analytical ratios. A ratio of 0 means no borrowings. Insurance regulation limits leverage, so high D/E is uncommon for licensed Indian insurers.

Historical Data

PeriodValueSource formData as of
Q1 FY26-270.03 ×NL-20-ANALYTICAL-RATIOS2026-10-26
Q4 FY25-260.03 ×NL-20-ANALYTICAL-RATIOS2026-11-03
Q3 FY25-260.03 ×NL-20-ANALYTICAL-RATIOS2026-10-26
Q2 FY25-260.03 ×NL-20-ANALYTICAL-RATIOS2026-10-26
Q1 FY25-260.03 ×NL-20-ANALYTICAL-RATIOS2026-10-26
Q4 FY24-250.03 ×NL-20-ANALYTICAL-RATIOS2026-10-26
Q3 FY24-250.04 ×NL-20-ANALYTICAL-RATIOS2026-10-26
Q2 FY24-250.04 ×NL-20-ANALYTICAL-RATIOS2026-10-26
Q1 FY24-250.04 ×NL-20-ANALYTICAL-RATIOS2026-10-26
Q4 FY23-240.04 ×NL-20-ANALYTICAL-RATIOS2026-10-26
Q3 FY23-240.04 ×NL-20-ANALYTICAL-RATIOS2026-10-26
Q2 FY23-240.04 ×NL-20-ANALYTICAL-RATIOS2026-10-26
Q1 FY23-240.04 ×NL-20-ANALYTICAL-RATIOS2026-10-26
Q4 FY22-230.05 ×NL-20-ANALYTICAL-RATIOS2026-10-26
Q3 FY22-230.05 ×NL-20-ANALYTICAL-RATIOS2026-10-26
Q2 FY22-230.05 ×NL-20-ANALYTICAL-RATIOS2026-10-26
Q1 FY22-230.05 ×NL-20-ANALYTICAL-RATIOS2026-10-26
Q4 FY21-220.05 ×NL-20-ANALYTICAL-RATIOS2026-10-26
Q3 FY21-220.05 ×NL-20-ANALYTICAL-RATIOS2026-10-26

Provenance

Reported by
Chola MS General Insurance
Regulatory form
NL-20-ANALYTICAL-RATIOS · what this form contains
Reporting period
Q1 FY26-27
Source document
Public_Disclosure_for_Q1_FY_2026-27.pdf · Chola MS General Insurance's disclosure page
Extracted by
irw_adapter v1
Last verified
2026-10-26
Note
NL-20 row-format label match: debt_equity_ratio
← All metrics for Chola MS General Insurancedebt to equity ratio across all insurers →Source documents