Chola MS General Insurance Liability Combined Ratio

164.1%
Q1 FY26-27
Lower is better

Cholamandalam MS General Insurance's liability combined ratio was 164.13% for Q1 FY26-27, as reported in IRDAI form NL-20-ANALYTICAL-RATIOS.

Segment-level combined ratio for Liability, from IRDAI Form NL-20's own segmental analytical-ratios table (not the company-wide NL-20 figure). Below 100% = underwriting profitability for this segment specifically.

Note: IRDAI Form NL-20 (Analytical Ratios Schedule), segmental breakdown page, 'Current Period' row for this segment.

Historical Data

PeriodValueSource formData as of
Q1 FY26-27164.1 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q4 FY25-2622.4 %NL-20-ANALYTICAL-RATIOS2026-11-03
Q3 FY25-2645.9 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q1 FY25-2657.1 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q4 FY24-2541.7 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q3 FY24-2529.1 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q2 FY24-2537.5 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q1 FY24-2557.1 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q4 FY23-2428.5 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q3 FY23-2423.7 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q2 FY23-2434.8 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q1 FY23-24-25.3 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q4 FY22-2322.5 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q3 FY22-2330.8 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q2 FY22-2322.1 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q1 FY22-2313.2 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q4 FY21-2235.1 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q3 FY21-2229.6 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q2 FY21-2229.6 %NL-20-ANALYTICAL-RATIOS2026-10-26

Provenance

Reported by
Chola MS General Insurance
Regulatory form
NL-20-ANALYTICAL-RATIOS · what this form contains
Reporting period
Q1 FY26-27
Source document
textplor-vendor-2026-27-Q1.xlsx · Chola MS General Insurance's disclosure page
Extracted by
EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)
Last verified
2026-10-26
Note
Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.