Care Health Insurance Incurred Claims Ratio

77.0%
Q1 FY26-27
Lower is better

Care Health Insurance's incurred claims ratio was 77% for Q1 FY26-27, as reported in IRDAI form NL-20-ANALYTICAL-RATIOS.

Net incurred claims as a percentage of net earned premium, from IRDAI NL-20. Net incurred claims = gross claims incurred − reinsurance recoveries.

Note: NL-20 analytical ratios. Lower = better underwriting performance.

Historical Data

PeriodValueSource formData as of
Q1 FY26-2777.0 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q4 FY25-2659.0 %NL-20-ANALYTICAL-RATIOS2026-10-31
Q3 FY25-2675.0 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q2 FY25-2670.0 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q1 FY25-2677.0 %NL-20-ANALYTICAL-RATIOS2026-10-28
FY24-2564.5 %Statement-102026-09-10
FY23-2457.7 %Statement-102026-09-10
FY22-2353.8 %Statement-102026-09-10
FY21-2265.1 %Statement-102026-09-10
FY20-2155.1 %Statement-132026-09-10
FY19-2059.1 %Statement-132026-09-10

Provenance

Reported by
Care Health Insurance
Regulatory form
NL-20-ANALYTICAL-RATIOS · what this form contains
Reporting period
Q1 FY26-27
Source document
consolidated.pdf · Care Health Insurance's disclosure page
Extracted by
irw_adapter v1
Last verified
2026-10-28
Note
NL-20 row-format label match: icr