Care Health Insurance Expense Ratio To Gross Premium

33.0%
Q1 FY26-27
Lower is better

Care Health Insurance's expense ratio to gross premium was 33% for Q1 FY26-27, as reported in IRDAI form NL-20-ANALYTICAL-RATIOS.

Expense of Management as a percentage of Gross Direct Premium, from IRDAI NL-20. Alternative denominator to net written premium — gives a different perspective on cost structure.

Note: NL-20 analytical ratios. Always specify the denominator — EOM/NWP and EOM/GDP are both reported in NL-20 and produce different figures.

Historical Data

PeriodValueSource formData as of
Q1 FY26-2733.0 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q4 FY25-2636.0 %NL-20-ANALYTICAL-RATIOS2026-10-31
Q3 FY25-2636.0 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q2 FY25-2635.0 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q1 FY25-2634.0 %NL-20-ANALYTICAL-RATIOS2026-10-28

Provenance

Reported by
Care Health Insurance
Regulatory form
NL-20-ANALYTICAL-RATIOS · what this form contains
Reporting period
Q1 FY26-27
Source document
consolidated.pdf · Care Health Insurance's disclosure page
Extracted by
irw_adapter v1
Last verified
2026-10-28
Note
NL-20 row-format label match: expense_gdp