Bharti AXA Life Insurance Insurance Data
Joint venture between Bharti Enterprises and AXA Group.
Bharti AXA Life Insurance is a life insurance company licensed by IRDAI (registration number 130). Its solvency ratio of 1.67× as of Q4 FY24-25 exceeds the IRDAI mandatory minimum of 1.5×, ranking 25th among 25 life insurers. The company reported gross written premium of ₹2980 crore in FY24-25, ranking 16th by premium among 25 life insurers.
Peer rank among life insurers with data for that metric. Not shown when fewer than 3 peers have data.
Premium
| gross written premium | ₹2,980 crore | FY24-25 |
Solvency
| solvency ratio | 1.67× | Q4 FY24-25 |
Persistency
| 13th month persistency by policy count | 67.4% | FY24-25 |
| 37th month persistency by policy count | 46.2% | FY24-25 |
| 49th month persistency by policy count | 38.5% | FY24-25 |
| 61st month persistency by policy count | 22.2% | FY24-25 |
| 25th month persistency by policy count | 52.0% | FY24-25 |
Financial Position
| net worth | ₹4,148 crore | FY24-25 |
Distribution by Channel
| POS policies | 60 | FY24-25 |
| Online premium | ₹-0.92 crore | FY24-25 |
| Web Agg. policies | 0 | FY24-25 |
| CSCs policies | 0 | FY24-25 |
| Brokers premium | ₹108.84 crore | FY24-25 |
| Others premium | ₹0.00 crore | FY24-25 |
| Bank Channel policies | 10,263 | FY24-25 |
| POS premium | ₹0.01 crore | FY24-25 |
| Referrals policies | 0 | FY24-25 |
| Brokers policies | 12,921 | FY24-25 |
| Direct premium | ₹224.50 crore | FY24-25 |
| Corp. Agents (Other) premium | ₹64.44 crore | FY24-25 |
| Others policies | 0 | FY24-25 |
| Direct policies | 20,519 | FY24-25 |
| Web Agg. premium | ₹0.00 crore | FY24-25 |
| IMF policies | 3,099 | FY24-25 |
| Individual Agents premium | ₹149.76 crore | FY24-25 |
| Corp. Agents (Other) policies | 5,114 | FY24-25 |
| Individual Agents policies | 19,760 | FY24-25 |
| MI Agents policies | 0 | FY24-25 |
| Online policies | -223 | FY24-25 |
| MI Agents premium | ₹0.00 crore | FY24-25 |
| IMF premium | ₹31.04 crore | FY24-25 |
| Referrals premium | ₹0.00 crore | FY24-25 |
| CSCs premium | ₹0.00 crore | FY24-25 |
| Bank Channel premium | ₹74.37 crore | FY24-25 |
Lapse & Surrender
| lapse and surrender ratio | 4.3% | FY24-25 |
Other Claims
| claims settled in 1 to 3 months | 5.9% | FY24-25 |
| claims settled after 1 year | 0.0% | FY24-25 |
| claims settled in 6 to 12 months | 0.0% | FY24-25 |
| claims paid within 1 month | 94.0% | FY24-25 |
| claims settled in 3 to 6 months | 0.0% | FY24-25 |
Other
Data from IRDAI public disclosures. Click a metric name for full history and provenance.
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