Bajaj Allianz General Insurance Net Retention Ratio
46.4%
Q1 FY26-27
Bajaj Allianz General Insurance's net retention ratio was 46.44% for Q1 FY26-27, as reported in IRDAI form NL-20-ANALYTICAL-RATIOS.
What this measures
Net Written Premium as a percentage of Gross Written Premium. Measures how much of the premium volume the insurer retains after ceding to reinsurers. A ratio near 100% means the insurer keeps most risk; a low ratio reflects heavy reinsurance dependence. Neither extreme is categorically better — appropriate retention depends on the insurer's capital position and line of business.
Note: NL-20 analytical ratios. Do not rank without context — a reinsurance-heavy strategy (low retention) may be prudent for catastrophe-exposed lines.
Historical Data
| Period | Value | Source form | Data as of |
|---|---|---|---|
| Q1 FY26-27 | 46.4 % | NL-20-ANALYTICAL-RATIOS | 2026-10-26 |
| Q4 FY25-26 | 44.3 % | NL-20-ANALYTICAL-RATIOS | 2026-10-29 |
| Q3 FY25-26 | 44.5 % | NL-20-ANALYTICAL-RATIOS | 2026-10-28 |
| Q2 FY25-26 | 39.6 % | NL-20-ANALYTICAL-RATIOS | 2026-10-27 |
| Q1 FY25-26 | 44.9 % | NL-20-ANALYTICAL-RATIOS | 2026-09-10 |
| Q4 FY24-25 | 46.6 % | NL-20-ANALYTICAL-RATIOS | 2026-10-29 |
| Q3 FY24-25 | 37.3 % | NL-20-ANALYTICAL-RATIOS | 2026-09-10 |
| Q2 FY24-25 | 46.1 % | NL-20-ANALYTICAL-RATIOS | 2026-09-10 |
| Q1 FY24-25 | 39.1 % | NL-20-ANALYTICAL-RATIOS | 2026-09-10 |
| Q4 FY23-24 | 49.6 % | NL-20-ANALYTICAL-RATIOS | 2026-09-10 |
Provenance
- Reported by
- Bajaj Allianz General Insurance
- Regulatory form
- NL-20-ANALYTICAL-RATIOS · what this form contains
- Reporting period
- Q1 FY26-27
- Source document
- NL-20.pdf · Bajaj Allianz General Insurance's disclosure page
- Extracted by
- irw_adapter v1
- Last verified
- 2026-10-26
- Note
- NL-20 row-format label match: net_retention