Bajaj Allianz General Insurance Incurred Claims Ratio

74.3%
Q1 FY26-27
Lower is better

Bajaj Allianz General Insurance's incurred claims ratio was 74.28% for Q1 FY26-27, as reported in IRDAI form NL-20-ANALYTICAL-RATIOS.

Net incurred claims as a percentage of net earned premium, from IRDAI NL-20. Net incurred claims = gross claims incurred − reinsurance recoveries.

Note: NL-20 analytical ratios. Lower = better underwriting performance.

Historical Data

PeriodValueSource formData as of
Q1 FY26-2774.3 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q4 FY25-2668.1 %NL-20-ANALYTICAL-RATIOS2026-10-29
Q3 FY25-2675.1 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q2 FY25-2675.8 %NL-20-ANALYTICAL-RATIOS2026-10-27
Q1 FY25-2671.1 %NL-20-ANALYTICAL-RATIOS2026-09-10
Q4 FY24-2562.9 %NL-20-ANALYTICAL-RATIOS2026-10-29
Q3 FY24-2577.7 %NL-20-ANALYTICAL-RATIOS2026-09-10
Q2 FY24-2579.7 %NL-20-ANALYTICAL-RATIOS2026-09-10
Q1 FY24-2577.1 %NL-20-ANALYTICAL-RATIOS2026-09-10
FY23-2473.8 %Statement-102026-09-10
FY22-2374.5 %Statement-102026-09-10
FY21-2273.0 %Statement-102026-09-10
FY20-2168.5 %Statement-132026-09-10
FY19-2070.7 %Statement-132026-09-10

Provenance

Reported by
Bajaj Allianz General Insurance
Regulatory form
NL-20-ANALYTICAL-RATIOS · what this form contains
Reporting period
Q1 FY26-27
Source document
NL-20.pdf · Bajaj Allianz General Insurance's disclosure page
Extracted by
irw_adapter v1
Last verified
2026-10-26
Note
NL-20 row-format label match: icr