Factuary

Agriculture Insurance Company of India Operating Profit Ratio

64.1%
Q1 FY26-27
Higher is better

Agriculture Insurance Company of India's operating profit ratio was 64.1% for Q1 FY26-27, as reported in IRDAI form NL-20-ANALYTICAL-RATIOS.

What this measures

Operating profit as a percentage of Net Written Premium. Operating profit = Underwriting Balance + Net Investment Income. Unlike the underwriting balance ratio, this includes investment returns — making it positive for most insurers even when underwriting is in deficit.

Note: NL-20 analytical ratios. Display with sign. A positive operating profit ratio with a negative underwriting balance ratio indicates the insurer relies on investment income to cover underwriting losses.

Historical Data

PeriodValueSource formData as of
Q1 FY26-2764.1 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q4 FY25-2624.2 %NL-20-ANALYTICAL-RATIOS2026-10-31
Q3 FY25-269.7 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q2 FY25-2611.6 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q1 FY25-2640.4 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q4 FY24-2592.0 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q3 FY24-2518.6 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q2 FY24-2510.7 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q4 FY23-2435.0 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q1 FY23-2419.5 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q4 FY22-2318.9 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q3 FY22-238.9 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q2 FY22-235.2 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q1 FY22-2335.2 %NL-20-ANALYTICAL-RATIOS2026-10-26

Provenance

Reported by
Agriculture Insurance Company of India
Regulatory form
NL-20-ANALYTICAL-RATIOS · what this form contains
Reporting period
Q1 FY26-27
Source document
2026-27_Q1.pdf · Agriculture Insurance Company of India's disclosure page
Extracted by
irw_adapter v1
Last verified
2026-10-26
Note
NL-20 row-format label match: operating_profit_ratio
← All metrics for Agriculture Insurance Company of Indiaoperating profit ratio across all insurers →Source documents