Factuary

Agriculture Insurance Company of India Net Retention Ratio

72.4%
Q1 FY26-27
Size indicator — not ranked

Agriculture Insurance Company of India's net retention ratio was 72.43% for Q1 FY26-27, as reported in IRDAI form NL-20-ANALYTICAL-RATIOS.

What this measures

Net Written Premium as a percentage of Gross Written Premium. Measures how much of the premium volume the insurer retains after ceding to reinsurers. A ratio near 100% means the insurer keeps most risk; a low ratio reflects heavy reinsurance dependence. Neither extreme is categorically better — appropriate retention depends on the insurer's capital position and line of business.

Note: NL-20 analytical ratios. Do not rank without context — a reinsurance-heavy strategy (low retention) may be prudent for catastrophe-exposed lines.

Historical Data

PeriodValueSource formData as of
Q1 FY26-2772.4 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q4 FY25-2658.2 %NL-20-ANALYTICAL-RATIOS2026-10-31
Q3 FY25-2660.3 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q2 FY25-2659.1 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q1 FY25-2678.6 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q4 FY24-2549.1 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q3 FY24-2550.0 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q2 FY24-2550.2 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q4 FY23-2458.8 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q1 FY23-2441.9 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q4 FY22-2346.0 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q3 FY22-2347.8 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q2 FY22-2345.6 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q1 FY22-2357.6 %NL-20-ANALYTICAL-RATIOS2026-10-26

Provenance

Reported by
Agriculture Insurance Company of India
Regulatory form
NL-20-ANALYTICAL-RATIOS · what this form contains
Reporting period
Q1 FY26-27
Source document
2026-27_Q1.pdf · Agriculture Insurance Company of India's disclosure page
Extracted by
irw_adapter v1
Last verified
2026-10-26
Note
NL-20 row-format label match: net_retention
← All metrics for Agriculture Insurance Company of Indianet retention ratio across all insurers →Source documents