Factuary

Ageas Federal Life Insurance Lapse And Surrender Ratio

2.2%
FY24-25
Lower is better

Ageas Federal Life Insurance's lapse and surrender ratio was 2.231% for FY24-25, as reported in IRDAI form Handbook-Table-27.

What this measures

Percentage of in-force individual policies lapsed or surrendered during the reporting period. Closely related to but not identical to the inverse of persistency ratios. A high lapse rate indicates policyholders are discontinuing coverage.

Note: Derived from L-22 and L-36 data. Some insurers report this directly; others require derivation from policy movement schedules.

Historical Data

PeriodValueSource formData as of
FY24-252.2 %Handbook-Table-272026-09-19
FY23-242.2 %Handbook-Table-272026-09-19
FY22-232.6 %Handbook-Table-272026-09-19
FY21-222.6 %Handbook-Table-272026-09-19
FY20-213.6 %Handbook-Table-272026-09-19
FY19-205.6 %Handbook-Table-272026-09-19

Provenance

Reported by
Ageas Federal Life Insurance
Regulatory form
Handbook-Table-27 · what this form contains
Reporting period
FY24-25
Source document
IRDAI Handbook Table 27 · Ageas Federal Life Insurance's disclosure page
Last verified
2026-09-19
← All metrics for Ageas Federal Life Insurancelapse and surrender ratio across all insurers →Source documents