Factuary

Aditya Birla Sun Life Insurance Insurance Data

lifeIRDAI Reg. 109

Joint venture between Aditya Birla Capital and Sun Life Financial of Canada.

HQ: Mumbai
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IRDAI Disclosures ↗

Aditya Birla Sun Life Insurance is a life insurance company licensed by IRDAI (registration number 109). Its solvency ratio of 1.88× as of Q4 FY24-25 exceeds the IRDAI mandatory minimum of 1.5×, ranking 21st among 25 life insurers. The company reported gross written premium of ₹20639 crore in FY24-25, ranking 8th by premium among 25 life insurers. Its claims settlement ratio of 95.7% in Q1 FY26-27, placing it 6th among 10 life insurers with available data.

Peer rank among life insurers with data for that metric. Not shown when fewer than 3 peers have data.

Premium

gross written premium₹20,639 croreFY24-25Statement-3

Solvency

solvency ratio1.88×Q4 FY24-25Statement-11

Claim Settlement

claim settlement ratio95.7%Q1 FY26-27L-40-CLAIMS-DATA

Persistency

25th month persistency by policy count67.0%FY24-25Handbook-Table-28
61st month persistency by policy count49.0%FY24-25Handbook-Table-28
49th month persistency by policy count55.0%FY24-25Handbook-Table-28
13th month persistency by policy count77.0%FY24-25Handbook-Table-28
37th month persistency by policy count63.0%FY24-25Handbook-Table-28

Financial Position

net worth₹4,000 croreFY24-25Handbook-Table-26

Distribution by Channel

Web Agg. policies126FY24-25Handbook-Table-100
Referrals policies0FY24-25Handbook-Table-100
Individual Agents policies93,414FY24-25Handbook-Table-100
Bank Channel policies1,78,844FY24-25Handbook-Table-100
Web Agg. premium₹0.97 croreFY24-25Handbook-Table-100
MI Agents premium₹0.00 croreFY24-25Handbook-Table-100
CSCs premium₹0.00 croreFY24-25Handbook-Table-100
Brokers premium₹235.28 croreFY24-25Handbook-Table-100
Referrals premium₹0.00 croreFY24-25Handbook-Table-100
IMF policies131FY24-25Handbook-Table-100
Corp. Agents (Other) policies1,060FY24-25Handbook-Table-100
Others premium₹0.00 croreFY24-25Handbook-Table-100
Online policies959FY24-25Handbook-Table-100
Online premium₹36.75 croreFY24-25Handbook-Table-100
POS policies726FY24-25Handbook-Table-100
POS premium₹2.24 croreFY24-25Handbook-Table-100
Bank Channel premium₹2,423.77 croreFY24-25Handbook-Table-100
Direct policies41,120FY24-25Handbook-Table-100
IMF premium₹1.44 croreFY24-25Handbook-Table-100
Direct premium₹735.55 croreFY24-25Handbook-Table-100
Others policies0FY24-25Handbook-Table-100
Individual Agents premium₹1,175.78 croreFY24-25Handbook-Table-100
MI Agents policies0FY24-25Handbook-Table-100
Brokers policies36,026FY24-25Handbook-Table-100
Corp. Agents (Other) premium₹20.98 croreFY24-25Handbook-Table-100
CSCs policies0FY24-25Handbook-Table-100

Lapse & Surrender

lapse and surrender ratio3.8%FY24-25Handbook-Table-27

Other Claims

claims repudiation ratio1.14%Q1 FY26-27L-40-CLAIMS-DATA
claims settled in 1 to 3 months0.0%FY24-25Handbook-Table-18
claims settled in 6 to 12 months0.0%FY24-25Handbook-Table-18
claims settled in 3 to 6 months0.0%FY24-25Handbook-Table-18
claims paid within 1 month100.0%FY24-25Handbook-Table-18
claims settled after 1 year0.0%FY24-25Handbook-Table-18

Other

Others lives0FY24-25Handbook-Table-102
Bank Channel schemes31FY24-25Handbook-Table-102
IMF premium₹0.00 croreFY24-25Handbook-Table-102
Online lives0FY24-25Handbook-Table-102
POS schemes0FY24-25Handbook-Table-102
IMF lives0FY24-25Handbook-Table-102
Web Agg. lives0FY24-25Handbook-Table-102
CSCs schemes0FY24-25Handbook-Table-102
Individual Agents lives44,905FY24-25Handbook-Table-102
Individual Agents schemes31FY24-25Handbook-Table-102
Brokers lives9,22,021FY24-25Handbook-Table-102
Others schemes0FY24-25Handbook-Table-102
Bank Channel premium₹207.16 croreFY24-25Handbook-Table-102
MI Agents lives0FY24-25Handbook-Table-102
CSCs lives0FY24-25Handbook-Table-102
Web Agg. schemes0FY24-25Handbook-Table-102
Bank Channel lives13,15,850FY24-25Handbook-Table-102
Online schemes0FY24-25Handbook-Table-102
MI Agents premium₹0.00 croreFY24-25Handbook-Table-102
POS lives0FY24-25Handbook-Table-102
Direct premium₹4,522.91 croreFY24-25Handbook-Table-102
Corp. Agents (Other) schemes21FY24-25Handbook-Table-102
CSCs premium₹0.00 croreFY24-25Handbook-Table-102
Online premium₹0.00 croreFY24-25Handbook-Table-102
Brokers premium₹275.38 croreFY24-25Handbook-Table-102
POS premium₹0.00 croreFY24-25Handbook-Table-102
Direct schemes137FY24-25Handbook-Table-102
Direct lives17,31,942FY24-25Handbook-Table-102
Brokers schemes289FY24-25Handbook-Table-102
IMF schemes0FY24-25Handbook-Table-102
MI Agents schemes0FY24-25Handbook-Table-102
Others premium₹0.00 croreFY24-25Handbook-Table-102
Web Agg. premium₹0.00 croreFY24-25Handbook-Table-102
Individual Agents premium₹81.17 croreFY24-25Handbook-Table-102
Corp. Agents (Other) lives8,88,795FY24-25Handbook-Table-102
Corp. Agents (Other) premium₹499.86 croreFY24-25Handbook-Table-102
ULIP commission paid₹270.18 croreFY24-25Handbook-Table-13
traditional plan commission paid₹1,740.13 croreFY24-25Handbook-Table-13

Data from IRDAI public disclosures. Click a metric name for full history and provenance.

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