Aditya Birla Health Insurance Incurred Claims Ratio

84.0%
Q1 FY26-27
Lower is better

Aditya Birla Health Insurance's incurred claims ratio was 84% for Q1 FY26-27, as reported in IRDAI form NL-20-ANALYTICAL-RATIOS.

Net incurred claims as a percentage of net earned premium, from IRDAI NL-20. Net incurred claims = gross claims incurred − reinsurance recoveries.

Note: NL-20 analytical ratios. Lower = better underwriting performance.

Historical Data

PeriodValueSource formData as of
Q1 FY26-2784.0 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q4 FY25-2663.0 %NL-20-ANALYTICAL-RATIOS2026-10-31
Q3 FY25-2681.0 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q2 FY25-2688.0 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q1 FY25-2680.0 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q4 FY24-2560.0 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q3 FY24-2581.0 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q2 FY24-2578.0 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q1 FY24-2573.0 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q4 FY23-2454.0 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q3 FY23-2477.0 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q2 FY23-2478.0 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q1 FY23-2473.0 %NL-20-ANALYTICAL-RATIOS2026-10-26
FY22-2364.7 %Statement-102026-09-10
FY21-2269.6 %Statement-102026-09-10
FY20-2150.0 %Statement-132026-09-10
FY19-2049.1 %Statement-132026-09-10

Provenance

Reported by
Aditya Birla Health Insurance
Regulatory form
NL-20-ANALYTICAL-RATIOS · what this form contains
Reporting period
Q1 FY26-27
Source document
NL_Q1_FY2026-27.pdf · Aditya Birla Health Insurance's disclosure page
Extracted by
irw_adapter v1
Last verified
2026-10-26
Note
NL-20 row-format label match: icr