Acko General Insurance Technical Reserves To Premium Ratio
364.0%
Q1 FY26-27
Acko General Insurance's technical reserves to premium ratio was 364% for Q1 FY26-27, as reported in IRDAI form NL-20-ANALYTICAL-RATIOS.
What this measures
Technical Reserves (unexpired risk reserves + outstanding claims reserves + IBNR) as a percentage of Net Written Premium. Measures the adequacy of liabilities held for future obligations relative to premium volume. A very low ratio may indicate under-reserving; a very high ratio may reflect conservative provisioning or a long-tail portfolio.
Note: NL-20 analytical ratios. Interpretation depends on the lines of business written — long-tail lines (liability, marine) carry reserves much longer than short-tail lines (motor OD, fire).
Historical Data
| Period | Value | Source form | Data as of |
|---|---|---|---|
| Q1 FY26-27 | 364.0 % | NL-20-ANALYTICAL-RATIOS | 2026-10-31 |
| Q4 FY25-26 | 442.0 % | NL-20-ANALYTICAL-RATIOS | 2026-11-03 |
| Q3 FY25-26 | 383.0 % | NL-20-ANALYTICAL-RATIOS | 2026-10-31 |
| Q2 FY25-26 | 422.0 % | NL-20-ANALYTICAL-RATIOS | 2026-10-31 |
| Q1 FY25-26 | 496.0 % | NL-20-ANALYTICAL-RATIOS | 2026-10-31 |
| Q4 FY24-25 | 494.0 % | NL-20-ANALYTICAL-RATIOS | 2026-10-31 |
| Q3 FY24-25 | 442.0 % | NL-20-ANALYTICAL-RATIOS | 2026-10-31 |
| Q2 FY24-25 | 417.0 % | NL-20-ANALYTICAL-RATIOS | 2026-10-31 |
| Q1 FY24-25 | 414.0 % | NL-20-ANALYTICAL-RATIOS | 2026-10-31 |
| Q4 FY23-24 | 359.0 % | NL-20-ANALYTICAL-RATIOS | 2026-10-31 |
| Q3 FY23-24 | 334.0 % | NL-20-ANALYTICAL-RATIOS | 2026-10-31 |
| Q2 FY23-24 | 321.0 % | NL-20-ANALYTICAL-RATIOS | 2026-10-31 |
| Q1 FY23-24 | 310.0 % | NL-20-ANALYTICAL-RATIOS | 2026-10-31 |
| Q4 FY22-23 | 275.0 % | NL-20-ANALYTICAL-RATIOS | 2026-10-31 |
| Q3 FY22-23 | 317.0 % | NL-20-ANALYTICAL-RATIOS | 2026-10-31 |
| Q2 FY22-23 | 268.0 % | NL-20-ANALYTICAL-RATIOS | 2026-10-31 |
| Q1 FY22-23 | 243.0 % | NL-20-ANALYTICAL-RATIOS | 2026-10-31 |
| Q4 FY21-22 | 270.0 % | NL-20-ANALYTICAL-RATIOS | 2026-10-31 |
| Q3 FY21-22 | 269.0 % | NL-20-ANALYTICAL-RATIOS | 2026-10-31 |
| Q2 FY21-22 | 251.0 % | NL-20-ANALYTICAL-RATIOS | 2026-10-31 |
| Q1 FY21-22 | 290.0 % | NL-20-ANALYTICAL-RATIOS | 2026-10-31 |
| Q4 FY20-21 | 283.0 % | NL-20-ANALYTICAL-RATIOS | 2026-10-31 |
Provenance
- Reported by
- Acko General Insurance
- Regulatory form
- NL-20-ANALYTICAL-RATIOS · what this form contains
- Reporting period
- Q1 FY26-27
- Source document
- Public_Disclosure_Q1_2026_27_1_a86ea579b6.pdf · Acko General Insurance's disclosure page
- Extracted by
- irw_adapter v1
- Last verified
- 2026-10-31
- Note
- NL-20 text-fallback line match: technical_reserves_ratio