Acko General Insurance — Revenue Mix & Quality of Business
Acko General Insurance's revenue mix was led by Health at 53.5% of gross direct premium for Q1 FY26-27, as reported in IRDAI form NL-4.
combined ratio, Q1 FY26-27
111.7%
+1.9 pts
incurred claims ratio, Q1 FY26-27
72.9%
+4.0 pts
net commission ratio, Q1 FY26-27
11.9%
+2.0 pts
expense ratio to gross premium, Q1 FY26-27
43.9%
+8.3 pts
Total gross direct premium, Q1 FY26-27
₹74,929 lakh
+42.3%
Largest line, Q1 FY26-27
Health
53.5% of gross direct premium
Revenue mix — % of gross direct premium by segment, Q2 FY25-26 to Q1 FY26-27
Segment
Q1 FY26-27
Q4 FY25-26
Q3 FY25-26
Q2 FY25-26
FY23-24
FY25-26
Fire
0.1%
0.0%
0.0%
0.0%
—
0.0%
Marine
0.0%
0.0%
0.0%
0.0%
—
0.0%
Marine segments (2)
Line
Q1 FY26-27
FY25-26
Marine Cargo
₹0 lakh
₹0 lakh
Marine Hull
₹0 lakh
₹0 lakh
Motor
38.1%
45.9%
47.7%
43.9%
—
45.8%
Motor segments (2)
Line
Q1 FY26-27
FY25-26
Motor TP
₹16,719 lakh
₹69,691 lakh
Motor OD
₹11,794 lakh
₹48,942 lakh
Health
53.5%
45.8%
47.3%
51.3%
—
48.2%
Health segments (3)
Line
Q1 FY26-27
FY25-26
Health
₹37,617 lakh
₹1,17,113 lakh
Travel
₹1,979 lakh
₹6,461 lakh
Personal Accident
₹504 lakh
₹1,222 lakh
Other lines
8.3%
8.3%
5.0%
4.8%
—
5.9%
Other lines segments (6)
Line
Q1 FY26-27
FY25-26
Other
₹4,515 lakh
₹11,156 lakh
Liability
₹1,727 lakh
₹4,228 lakh
Workmen's Comp.
₹0 lakh
₹0 lakh
Engineering
₹0 lakh
₹0 lakh
Aviation
₹0 lakh
₹0 lakh
Crop
₹0 lakh
₹0 lakh
% of gross direct premium per IRDAI Form NL-4 (Premium Schedule); FY columns sum all four quarters' "for the quarter" figures and only appear for fiscal years where all four quarters are available — an incomplete year isn't shown as an annual total. Health includes Personal Accident and Travel; click a line with more than one segment to see its own breakdown (latest quarter and latest complete fiscal year only — quarterly splits for lines this small are noisy to trend). The tiles above are company-wide ratios, as filed — not segment-specific; segment-level incurred claims ratio for the largest lines (IRDAI Forms NL-5 / NL-20 segmental) hasn't been extracted for this insurer yet, so it isn't shown here rather than estimated. SeeUnderwriting Performance for the full per-segment history.