Acko General Insurance Net Retention Ratio
78.8%
Q1 FY26-27
Acko General Insurance's net retention ratio was 78.84% for Q1 FY26-27, as reported in IRDAI form NL-20-ANALYTICAL-RATIOS.
What this measures
Net Written Premium as a percentage of Gross Written Premium. Measures how much of the premium volume the insurer retains after ceding to reinsurers. A ratio near 100% means the insurer keeps most risk; a low ratio reflects heavy reinsurance dependence. Neither extreme is categorically better — appropriate retention depends on the insurer's capital position and line of business.
Note: NL-20 analytical ratios. Do not rank without context — a reinsurance-heavy strategy (low retention) may be prudent for catastrophe-exposed lines.
Historical Data
| Period | Value | Source form | Data as of |
|---|---|---|---|
| Q1 FY26-27 | 78.8 % | NL-20-ANALYTICAL-RATIOS | 2026-10-31 |
| Q4 FY25-26 | 74.7 % | NL-20-ANALYTICAL-RATIOS | 2026-11-03 |
| Q3 FY25-26 | 71.8 % | NL-20-ANALYTICAL-RATIOS | 2026-10-31 |
| Q2 FY25-26 | 76.2 % | NL-20-ANALYTICAL-RATIOS | 2026-10-31 |
| Q1 FY25-26 | 74.2 % | NL-20-ANALYTICAL-RATIOS | 2026-10-31 |
| Q4 FY24-25 | 74.2 % | NL-20-ANALYTICAL-RATIOS | 2026-10-31 |
| Q3 FY24-25 | 75.3 % | NL-20-ANALYTICAL-RATIOS | 2026-10-31 |
| Q2 FY24-25 | 74.8 % | NL-20-ANALYTICAL-RATIOS | 2026-10-31 |
| Q1 FY24-25 | 75.4 % | NL-20-ANALYTICAL-RATIOS | 2026-10-31 |
| Q4 FY23-24 | 82.0 % | NL-20-ANALYTICAL-RATIOS | 2026-10-31 |
| Q3 FY23-24 | 80.4 % | NL-20-ANALYTICAL-RATIOS | 2026-10-31 |
| Q2 FY23-24 | 82.9 % | NL-20-ANALYTICAL-RATIOS | 2026-10-31 |
| Q1 FY23-24 | 82.3 % | NL-20-ANALYTICAL-RATIOS | 2026-10-31 |
| Q4 FY22-23 | 81.5 % | NL-20-ANALYTICAL-RATIOS | 2026-10-31 |
| Q3 FY22-23 | 69.4 % | NL-20-ANALYTICAL-RATIOS | 2026-10-31 |
| Q2 FY22-23 | 75.8 % | NL-20-ANALYTICAL-RATIOS | 2026-10-31 |
| Q1 FY22-23 | 76.2 % | NL-20-ANALYTICAL-RATIOS | 2026-10-31 |
| Q4 FY21-22 | 59.8 % | NL-20-ANALYTICAL-RATIOS | 2026-10-31 |
| Q3 FY21-22 | 56.4 % | NL-20-ANALYTICAL-RATIOS | 2026-10-31 |
| Q2 FY21-22 | 60.9 % | NL-20-ANALYTICAL-RATIOS | 2026-10-31 |
| Q1 FY21-22 | 63.1 % | NL-20-ANALYTICAL-RATIOS | 2026-10-31 |
| Q4 FY20-21 | 56.9 % | NL-20-ANALYTICAL-RATIOS | 2026-10-31 |
Provenance
- Reported by
- Acko General Insurance
- Regulatory form
- NL-20-ANALYTICAL-RATIOS · what this form contains
- Reporting period
- Q1 FY26-27
- Source document
- Public_Disclosure_Q1_2026_27_1_a86ea579b6.pdf · Acko General Insurance's disclosure page
- Extracted by
- irw_adapter v1
- Last verified
- 2026-10-31
- Note
- NL-20 text-fallback line match: net_retention