Acko General Insurance Combined Ratio

111.7%
Q1 FY26-27
Lower is better

Acko General Insurance's combined ratio was 111.65% for Q1 FY26-27, as reported in IRDAI form NL-20-ANALYTICAL-RATIOS.

Sum of the Incurred Claims Ratio and the Expense of Management Ratio as defined in IRDAI NL-20. Below 100% = underwriting profitability. Note: two different denominators — net earned premium (claims) and net written premium (expenses).

Note: Regulatory-native from NL-20. Not applicable to life insurers (different accounting model).

Historical Data

PeriodValueSource formData as of
Q1 FY26-27111.7 %NL-20-ANALYTICAL-RATIOS2026-10-31
Q4 FY25-26112.4 %NL-20-ANALYTICAL-RATIOS2026-11-03
Q3 FY25-26107.5 %NL-20-ANALYTICAL-RATIOS2026-10-31
Q2 FY25-26104.3 %NL-20-ANALYTICAL-RATIOS2026-10-31
Q1 FY25-26109.7 %NL-20-ANALYTICAL-RATIOS2026-10-31
Q4 FY24-25124.5 %NL-20-ANALYTICAL-RATIOS2026-10-31
Q3 FY24-25123.4 %NL-20-ANALYTICAL-RATIOS2026-10-31
Q2 FY24-25134.5 %NL-20-ANALYTICAL-RATIOS2026-10-31
Q1 FY24-25120.7 %NL-20-ANALYTICAL-RATIOS2026-10-31
Q4 FY23-24125.1 %NL-20-ANALYTICAL-RATIOS2026-10-31
Q3 FY23-24139.0 %NL-20-ANALYTICAL-RATIOS2026-10-31
Q2 FY23-24140.5 %NL-20-ANALYTICAL-RATIOS2026-10-31
Q1 FY23-24134.9 %NL-20-ANALYTICAL-RATIOS2026-10-31
Q4 FY22-23162.3 %NL-20-ANALYTICAL-RATIOS2026-10-31
Q3 FY22-23153.0 %NL-20-ANALYTICAL-RATIOS2026-10-31
Q2 FY22-23160.1 %NL-20-ANALYTICAL-RATIOS2026-10-31
Q1 FY22-23139.8 %NL-20-ANALYTICAL-RATIOS2026-10-31
Q4 FY21-22140.6 %NL-20-ANALYTICAL-RATIOS2026-10-31
Q3 FY21-22163.7 %NL-20-ANALYTICAL-RATIOS2026-10-31
Q2 FY21-22180.5 %NL-20-ANALYTICAL-RATIOS2026-10-31
Q1 FY21-22225.4 %NL-20-ANALYTICAL-RATIOS2026-10-31
Q4 FY20-21143.3 %NL-20-ANALYTICAL-RATIOS2026-10-31

Provenance

Reported by
Acko General Insurance
Regulatory form
NL-20-ANALYTICAL-RATIOS · what this form contains
Reporting period
Q1 FY26-27
Source document
Public_Disclosure_Q1_2026_27_1_a86ea579b6.pdf · Acko General Insurance's disclosure page
Extracted by
irw_adapter v1
Last verified
2026-10-31
Note
NL-20 text-fallback line match: combined_ratio