{
  "metric": {
    "id": "claims.repudiation_ratio.nonlife.count",
    "slug": "repudiation-ratio-nonlife",
    "name": "Claims Repudiation Ratio — Non-Life (by count)",
    "metric_short_name": "claims repudiation ratio",
    "unit": "%",
    "definition": "Percentage of available claims repudiated by count during the period. NL-37 uses 'claims repudiated' — equivalent to Section 45 denial in life, though non-life policy tenures differ.",
    "higher_is_better": false,
    "metric_status": "derived_regulatory",
    "regulatory_form": "NL-37",
    "applicable_to": [
      "general",
      "health"
    ]
  },
  "facts": [
    {
      "insurer_id": "united-india",
      "insurer_name": "United India Insurance",
      "insurer_slug": "united-india",
      "value": 3.9595,
      "unit": "%",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "insurer_id": "shriram-general",
      "insurer_name": "Shriram General Insurance",
      "insurer_slug": "shriram-general",
      "value": 3.5329,
      "unit": "%",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "insurer_id": "raheja-qbe",
      "insurer_name": "Raheja QBE General Insurance",
      "insurer_slug": "raheja-qbe",
      "value": 2.7306,
      "unit": "%",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "insurer_id": "iffco-tokio",
      "insurer_name": "IFFCO Tokio General Insurance",
      "insurer_slug": "iffco-tokio",
      "value": 3.056,
      "unit": "%",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "insurer_id": "oriental-insurance",
      "insurer_name": "Oriental Insurance Company",
      "insurer_slug": "oriental-insurance",
      "value": 0.3383,
      "unit": "%",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "insurer_id": "hdfc-ergo",
      "insurer_name": "HDFC ERGO General Insurance",
      "insurer_slug": "hdfc-ergo",
      "value": 1.5905,
      "unit": "%",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "insurer_id": "manipal-cigna",
      "insurer_name": "ManipalCigna Health Insurance",
      "insurer_slug": "manipal-cigna",
      "value": 6.2448,
      "unit": "%",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "insurer_id": "zurich-kotak",
      "insurer_name": "Zurich Kotak General Insurance",
      "insurer_slug": "zurich-kotak",
      "value": 3.7888,
      "unit": "%",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "insurer_id": "star-health",
      "insurer_name": "Star Health Insurance",
      "insurer_slug": "star-health",
      "value": 12.3322,
      "unit": "%",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "insurer_id": "universal-sompo",
      "insurer_name": "Universal Sompo General Insurance",
      "insurer_slug": "universal-sompo",
      "value": 1.7606,
      "unit": "%",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "insurer_id": "liberty-general",
      "insurer_name": "Liberty General Insurance",
      "insurer_slug": "liberty-general",
      "value": 3.0595,
      "unit": "%",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "insurer_id": "acko-general",
      "insurer_name": "Acko General Insurance",
      "insurer_slug": "acko-general",
      "value": 1.9092,
      "unit": "%",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "insurer_id": "cholamandalam-ms-general",
      "insurer_name": "Chola MS General Insurance",
      "insurer_slug": "cholamandalam-ms-general",
      "value": 5.7586,
      "unit": "%",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "insurer_id": "bajaj-allianz-general",
      "insurer_name": "Bajaj Allianz General Insurance",
      "insurer_slug": "bajaj-allianz-general",
      "value": 1.7928,
      "unit": "%",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "insurer_id": "aditya-birla-health",
      "insurer_name": "Aditya Birla Health Insurance",
      "insurer_slug": "aditya-birla-health",
      "value": 3.9822,
      "unit": "%",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "insurer_id": "narayana-health-insurance",
      "insurer_name": "Narayana Health Insurance",
      "insurer_slug": "narayana-health-insurance",
      "value": 0,
      "unit": "%",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "insurer_id": "ecgc",
      "insurer_name": "ECGC",
      "insurer_slug": "ecgc",
      "value": 41.5219,
      "unit": "%",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "insurer_id": "tata-aig",
      "insurer_name": "Tata AIG General Insurance",
      "insurer_slug": "tata-aig",
      "value": 2.8005,
      "unit": "%",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "insurer_id": "care-health",
      "insurer_name": "Care Health Insurance",
      "insurer_slug": "care-health",
      "value": 3.0956,
      "unit": "%",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "insurer_id": "go-digit-general",
      "insurer_name": "Digit General Insurance",
      "insurer_slug": "go-digit-general",
      "value": 2.9657,
      "unit": "%",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "insurer_id": "niva-bupa",
      "insurer_name": "Niva Bupa Health Insurance",
      "insurer_slug": "niva-bupa",
      "value": 7.2979,
      "unit": "%",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "insurer_id": "zuno-general",
      "insurer_name": "Zuno General Insurance",
      "insurer_slug": "zuno-general",
      "value": 7.5893,
      "unit": "%",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "insurer_id": "royal-sundaram",
      "insurer_name": "Royal Sundaram General Insurance",
      "insurer_slug": "royal-sundaram",
      "value": 5.0325,
      "unit": "%",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "insurer_id": "national-insurance",
      "insurer_name": "National Insurance Company",
      "insurer_slug": "national-insurance",
      "value": 4.6825,
      "unit": "%",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "insurer_id": "sbi-general",
      "insurer_name": "SBI General Insurance",
      "insurer_slug": "sbi-general",
      "value": 1.403,
      "unit": "%",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "insurer_id": "reliance-general",
      "insurer_name": "Reliance General Insurance",
      "insurer_slug": "reliance-general",
      "value": 2.1101,
      "unit": "%",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "insurer_id": "galaxy-health",
      "insurer_name": "Galaxy Health Insurance",
      "insurer_slug": "galaxy-health",
      "value": 17.3333,
      "unit": "%",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "insurer_id": "navi-general",
      "insurer_name": "Navi General Insurance",
      "insurer_slug": "navi-general",
      "value": 17.1382,
      "unit": "%",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "insurer_id": "magma-general",
      "insurer_name": "Magma General Insurance",
      "insurer_slug": "magma-general",
      "value": 3.9118,
      "unit": "%",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
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      }
    },
    {
      "insurer_id": "new-india-assurance",
      "insurer_name": "New India Assurance",
      "insurer_slug": "new-india-assurance",
      "value": 1.5136,
      "unit": "%",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "insurer_id": "generali-central",
      "insurer_name": "Generali Central Insurance (formerly Future Generali)",
      "insurer_slug": "generali-central",
      "value": 3.1247,
      "unit": "%",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "generali-central",
        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "insurer_id": "agriculture-insurance",
      "insurer_name": "Agriculture Insurance Company of India",
      "insurer_slug": "agriculture-insurance",
      "value": 0.0006,
      "unit": "%",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "insurer_id": "icici-lombard",
      "insurer_name": "ICICI Lombard General Insurance",
      "insurer_slug": "icici-lombard",
      "value": 8.2792,
      "unit": "%",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
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      "insurer_name": "Kshema General Insurance",
      "insurer_slug": "kshema-general",
      "value": 52.7436,
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        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
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        "source_document": "IRDAI Handbook Table 53",
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        "extraction_note": null,
        "source_page": null
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      "insurer_name": "Star Health Insurance",
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        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
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    },
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        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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        "extraction_note": null,
        "source_page": null
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    },
    {
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      "insurer_name": "Navi General Insurance",
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        "source_document": "IRDAI Handbook Table 53",
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        "extraction_note": null,
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    {
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      "reporting_period_end": "2024-03-31",
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        "reporting_period": "FY23-24",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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        "extraction_note": null,
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    },
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        "source_document": "IRDAI Handbook Table 53",
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        "extraction_note": null,
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    {
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      "insurer_slug": "ecgc",
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        "reporting_period": "FY23-24",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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        "extraction_note": null,
        "source_page": null
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    },
    {
      "insurer_id": "cholamandalam-ms-general",
      "insurer_name": "Chola MS General Insurance",
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      "reporting_period_end": "2024-03-31",
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        "reporting_period": "FY23-24",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
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      "insurer_name": "ICICI Lombard General Insurance",
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      "reporting_period_end": "2024-03-31",
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        "reporting_period": "FY23-24",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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        "extraction_note": null,
        "source_page": null
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    },
    {
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      "insurer_name": "Universal Sompo General Insurance",
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        "reporting_period": "FY23-24",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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        "extraction_note": null,
        "source_page": null
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    {
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      "reporting_period_end": "2024-03-31",
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        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY23-24",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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        "extraction_note": null,
        "source_page": null
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    },
    {
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        "reporting_period": "FY23-24",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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        "extraction_note": null,
        "source_page": null
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    },
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      "insurer_name": "United India Insurance",
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        "regulatory_form": "Handbook-Table-53",
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        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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        "extraction_note": null,
        "source_page": null
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    {
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      "insurer_slug": "bajaj-allianz-general",
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        "reporting_period": "FY23-24",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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    {
      "insurer_id": "royal-sundaram",
      "insurer_name": "Royal Sundaram General Insurance",
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        "reporting_period": "FY23-24",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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        "extraction_note": null,
        "source_page": null
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    {
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      "provenance": {
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        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY23-24",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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        "extraction_note": null,
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    },
    {
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      "insurer_name": "Shriram General Insurance",
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        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY23-24",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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        "extraction_note": null,
        "source_page": null
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    {
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      "insurer_name": "Magma General Insurance",
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        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY23-24",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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    },
    {
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      "insurer_slug": "sbi-general",
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      "provenance": {
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        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY23-24",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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        "extraction_note": null,
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    {
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        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY23-24",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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        "extraction_note": null,
        "source_page": null
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    {
      "insurer_id": "manipal-cigna",
      "insurer_name": "ManipalCigna Health Insurance",
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        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY23-24",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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        "extraction_note": null,
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    {
      "insurer_id": "new-india-assurance",
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      "reporting_period_label": "FY23-24",
      "reporting_period_end": "2024-03-31",
      "provenance": {
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        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY23-24",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
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    {
      "insurer_id": "tata-aig",
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      "reporting_period_label": "FY23-24",
      "reporting_period_end": "2024-03-31",
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        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY23-24",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
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    {
      "insurer_id": "aditya-birla-health",
      "insurer_name": "Aditya Birla Health Insurance",
      "insurer_slug": "aditya-birla-health",
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      "reporting_period_label": "FY23-24",
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      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY23-24",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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    {
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      "reporting_period_end": "2024-03-31",
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        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY23-24",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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        "regulatory_form": "Handbook-Table-53",
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        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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    {
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      "insurer_name": "Agriculture Insurance Company of India",
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        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY23-24",
        "source_document": "IRDAI Handbook Table 53",
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        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY23-24",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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    {
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      "provenance": {
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        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY23-24",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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    {
      "insurer_id": "go-digit-general",
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      "reporting_period_end": "2024-03-31",
      "provenance": {
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        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY23-24",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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    {
      "insurer_id": "zuno-general",
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      "provenance": {
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        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY23-24",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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    {
      "insurer_id": "national-insurance",
      "insurer_name": "National Insurance Company",
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      "reporting_period_label": "FY23-24",
      "reporting_period_end": "2024-03-31",
      "provenance": {
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        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY23-24",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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    {
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      "provenance": {
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        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY22-23",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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        "extraction_note": null,
        "source_page": null
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      "insurer_name": "Care Health Insurance",
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        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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        "extraction_note": null,
        "source_page": null
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      "reporting_period_end": "2023-03-31",
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        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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        "extraction_note": null,
        "source_page": null
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      "reporting_period_end": "2023-03-31",
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        "reporting_period": "FY22-23",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
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    {
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      "insurer_name": "ManipalCigna Health Insurance",
      "insurer_slug": "manipal-cigna",
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      "reporting_period_label": "FY22-23",
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        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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        "extraction_note": null,
        "source_page": null
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    {
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      "insurer_slug": "aditya-birla-health",
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        "extraction_note": null,
        "source_page": null
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      "reporting_period_label": "FY22-23",
      "reporting_period_end": "2023-03-31",
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        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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        "extraction_note": null,
        "source_page": null
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      "reporting_period_end": "2023-03-31",
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        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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        "extraction_note": null,
        "source_page": null
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      "reporting_period_end": "2023-03-31",
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        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY22-23",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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        "extraction_note": null,
        "source_page": null
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    {
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      "insurer_name": "Digit General Insurance",
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      "reporting_period_end": "2023-03-31",
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        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY22-23",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
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    },
    {
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      "insurer_name": "Chola MS General Insurance",
      "insurer_slug": "cholamandalam-ms-general",
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      "reporting_period_end": "2023-03-31",
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        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY22-23",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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        "extraction_note": null,
        "source_page": null
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    },
    {
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      "reporting_period_end": "2023-03-31",
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        "reporting_period": "FY22-23",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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        "extraction_note": null,
        "source_page": null
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      "reporting_period_end": "2023-03-31",
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        "reporting_period": "FY22-23",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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        "extraction_note": null,
        "source_page": null
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    {
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      "insurer_name": "Bajaj Allianz General Insurance",
      "insurer_slug": "bajaj-allianz-general",
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        "reporting_period": "FY22-23",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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        "extraction_note": null,
        "source_page": null
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    {
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        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY22-23",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
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    },
    {
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      "insurer_name": "Zurich Kotak General Insurance",
      "insurer_slug": "zurich-kotak",
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      "reporting_period_label": "FY22-23",
      "reporting_period_end": "2023-03-31",
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        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY22-23",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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        "extraction_note": null,
        "source_page": null
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    },
    {
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      "insurer_name": "Navi General Insurance",
      "insurer_slug": "navi-general",
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      "reporting_period_label": "FY22-23",
      "reporting_period_end": "2023-03-31",
      "provenance": {
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        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY22-23",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
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    {
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      "insurer_name": "Oriental Insurance Company",
      "insurer_slug": "oriental-insurance",
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      "reporting_period_label": "FY22-23",
      "reporting_period_end": "2023-03-31",
      "provenance": {
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        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY22-23",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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        "extraction_note": null,
        "source_page": null
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    {
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        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY22-23",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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        "extraction_note": null,
        "source_page": null
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    {
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        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY22-23",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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    {
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      "reporting_period_label": "FY22-23",
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        "reporting_period": "FY22-23",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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        "extraction_note": null,
        "source_page": null
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      "insurer_name": "Generali Central Insurance (formerly Future Generali)",
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        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY22-23",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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    },
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      "insurer_slug": "ecgc",
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      "provenance": {
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        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY22-23",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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    {
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        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY22-23",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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        "extraction_note": null,
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    {
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        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY22-23",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY22-23",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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      "reporting_period_end": "2023-03-31",
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        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY22-23",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY22-23",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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    },
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      "insurer_name": "United India Insurance",
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        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY22-23",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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        "extraction_note": null,
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      "reporting_period_label": "FY21-22",
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        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY21-22",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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      "provenance": {
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        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY21-22",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY21-22",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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      "insurer_name": "National Insurance Company",
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      "reporting_period_label": "FY21-22",
      "reporting_period_end": "2022-03-31",
      "provenance": {
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        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY21-22",
        "source_document": "IRDAI Handbook Table 53",
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      "provenance": {
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        "source_url": null,
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        "extraction_note": null,
        "source_page": null
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        "source_document": "IRDAI Handbook Table 53",
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        "extraction_note": null,
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        "extraction_note": null,
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        "extraction_note": null,
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        "extraction_note": null,
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        "extraction_note": null,
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        "source_document": "IRDAI Handbook Table 53",
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        "extraction_note": null,
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        "extraction_note": null,
        "source_page": null
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        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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        "extraction_note": null,
        "source_page": null
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      "reporting_period_end": "2022-03-31",
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        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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        "extraction_note": null,
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    {
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        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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        "extraction_note": null,
        "source_page": null
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      "reporting_period_end": "2022-03-31",
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        "reporting_period": "FY21-22",
        "source_document": "IRDAI Handbook Table 53",
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    {
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        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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        "extraction_note": null,
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    {
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        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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    {
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        "source_document": "IRDAI Handbook Table 53",
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        "extraction_note": null,
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    },
    {
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      "insurer_name": "Star Health Insurance",
      "insurer_slug": "star-health",
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        "reporting_period": "FY21-22",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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        "extraction_note": null,
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        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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        "source_document": "IRDAI Handbook Table 53",
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      "reporting_period_end": "2022-03-31",
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        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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        "extraction_note": null,
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    },
    {
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      "insurer_name": "Navi General Insurance",
      "insurer_slug": "navi-general",
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      "reporting_period_end": "2022-03-31",
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        "reporting_period": "FY21-22",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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        "extraction_note": null,
        "source_page": null
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    {
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      "insurer_name": "Zurich Kotak General Insurance",
      "insurer_slug": "zurich-kotak",
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      "reporting_period_end": "2022-03-31",
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        "reporting_period": "FY21-22",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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        "extraction_note": null,
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    {
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      "insurer_slug": "manipal-cigna",
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      "reporting_period_label": "FY21-22",
      "reporting_period_end": "2022-03-31",
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        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY21-22",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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    },
    {
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      "reporting_period_end": "2022-03-31",
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        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY21-22",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY21-22",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY21-22",
        "source_document": "IRDAI Handbook Table 53",
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        "regulatory_form": "Handbook-Table-53",
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        "source_document": "IRDAI Handbook Table 53",
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    {
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        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY20-21",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY20-21",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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    {
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        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY20-21",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY20-21",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY20-21",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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      "reporting_period_end": "2021-03-31",
      "provenance": {
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        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY20-21",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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      "reporting_period_end": "2021-03-31",
      "provenance": {
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        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY20-21",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "insurer_id": "generali-central",
      "insurer_name": "Generali Central Insurance (formerly Future Generali)",
      "insurer_slug": "generali-central",
      "value": 6.1558,
      "unit": "%",
      "reporting_period_label": "FY20-21",
      "reporting_period_end": "2021-03-31",
      "provenance": {
        "reported_by": "generali-central",
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        "reporting_period": "FY20-21",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "insurer_id": "hdfc-ergo",
      "insurer_name": "HDFC ERGO General Insurance",
      "insurer_slug": "hdfc-ergo",
      "value": 1.256,
      "unit": "%",
      "reporting_period_label": "FY20-21",
      "reporting_period_end": "2021-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-53",
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        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
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    },
    {
      "insurer_id": "go-digit-general",
      "insurer_name": "Digit General Insurance",
      "insurer_slug": "go-digit-general",
      "value": 3.7569,
      "unit": "%",
      "reporting_period_label": "FY20-21",
      "reporting_period_end": "2021-03-31",
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        "reporting_period": "FY20-21",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
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    },
    {
      "insurer_id": "star-health",
      "insurer_name": "Star Health Insurance",
      "insurer_slug": "star-health",
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      "reporting_period_end": "2021-03-31",
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        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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        "last_verified": "2026-09-19",
        "extraction_note": null,
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    },
    {
      "insurer_id": "magma-general",
      "insurer_name": "Magma General Insurance",
      "insurer_slug": "magma-general",
      "value": 3.1773,
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      "reporting_period_label": "FY20-21",
      "reporting_period_end": "2021-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY20-21",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "insurer_id": "shriram-general",
      "insurer_name": "Shriram General Insurance",
      "insurer_slug": "shriram-general",
      "value": 3.2475,
      "unit": "%",
      "reporting_period_label": "FY20-21",
      "reporting_period_end": "2021-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY20-21",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
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    },
    {
      "insurer_id": "united-india",
      "insurer_name": "United India Insurance",
      "insurer_slug": "united-india",
      "value": 3.3333,
      "unit": "%",
      "reporting_period_label": "FY20-21",
      "reporting_period_end": "2021-03-31",
      "provenance": {
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        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "insurer_id": "icici-lombard",
      "insurer_name": "ICICI Lombard General Insurance",
      "insurer_slug": "icici-lombard",
      "value": 6.617,
      "unit": "%",
      "reporting_period_label": "FY20-21",
      "reporting_period_end": "2021-03-31",
      "provenance": {
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        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY20-21",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
        "extracted_by": null,
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        "extraction_note": null,
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    },
    {
      "insurer_id": "new-india-assurance",
      "insurer_name": "New India Assurance",
      "insurer_slug": "new-india-assurance",
      "value": 0.4891,
      "unit": "%",
      "reporting_period_label": "FY20-21",
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        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "insurer_id": "universal-sompo",
      "insurer_name": "Universal Sompo General Insurance",
      "insurer_slug": "universal-sompo",
      "value": 4.1513,
      "unit": "%",
      "reporting_period_label": "FY20-21",
      "reporting_period_end": "2021-03-31",
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        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
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    },
    {
      "insurer_id": "national-insurance",
      "insurer_name": "National Insurance Company",
      "insurer_slug": "national-insurance",
      "value": 3.738,
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      "reporting_period_label": "FY20-21",
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      "provenance": {
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        "regulatory_form": "Handbook-Table-53",
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        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
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    },
    {
      "insurer_id": "niva-bupa",
      "insurer_name": "Niva Bupa Health Insurance",
      "insurer_slug": "niva-bupa",
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      "reporting_period_label": "FY20-21",
      "reporting_period_end": "2021-03-31",
      "provenance": {
        "reported_by": "irdai",
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        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
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        "source_page": null
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    },
    {
      "insurer_id": "care-health",
      "insurer_name": "Care Health Insurance",
      "insurer_slug": "care-health",
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      "provenance": {
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        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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    {
      "insurer_id": "raheja-qbe",
      "insurer_name": "Raheja QBE General Insurance",
      "insurer_slug": "raheja-qbe",
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        "reporting_period": "FY20-21",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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    {
      "insurer_id": "royal-sundaram",
      "insurer_name": "Royal Sundaram General Insurance",
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        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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    {
      "insurer_id": "sbi-general",
      "insurer_name": "SBI General Insurance",
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        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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    },
    {
      "insurer_id": "oriental-insurance",
      "insurer_name": "Oriental Insurance Company",
      "insurer_slug": "oriental-insurance",
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        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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        "extraction_note": null,
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    },
    {
      "insurer_id": "zurich-kotak",
      "insurer_name": "Zurich Kotak General Insurance",
      "insurer_slug": "zurich-kotak",
      "value": 10.0896,
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      "reporting_period_end": "2021-03-31",
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        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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        "extraction_note": null,
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    },
    {
      "insurer_id": "bajaj-allianz-general",
      "insurer_name": "Bajaj Allianz General Insurance",
      "insurer_slug": "bajaj-allianz-general",
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        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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        "last_verified": "2026-09-19",
        "extraction_note": null,
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    {
      "insurer_id": "manipal-cigna",
      "insurer_name": "ManipalCigna Health Insurance",
      "insurer_slug": "manipal-cigna",
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        "reporting_period": "FY20-21",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
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    },
    {
      "insurer_id": "reliance-general",
      "insurer_name": "Reliance General Insurance",
      "insurer_slug": "reliance-general",
      "value": 2.4882,
      "unit": "%",
      "reporting_period_label": "FY20-21",
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        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
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  ],
  "meta": {
    "generated_at": "2026-11-15",
    "source": "IRDAI public disclosures",
    "api_version": "v1",
    "licence": "Facts derived from IRDAI public disclosure data. Republication with attribution permitted subject to applicable Indian law."
  }
}