{ "metric": { "id": "financial.incurred_claim_ratio.net", "slug": "incurred-claim-ratio", "name": "Net Incurred Claims Ratio", "metric_short_name": "incurred claims ratio", "unit": "%", "definition": "Net incurred claims as a percentage of net earned premium, from IRDAI NL-20. Net incurred claims = gross claims incurred − reinsurance recoveries.", "higher_is_better": false, "metric_status": "regulatory_native", "regulatory_form": "NL-20", "applicable_to": [ "general", "health" ] }, "facts": [ { "insurer_id": "niva-bupa", "insurer_name": "Niva Bupa Health Insurance", "insurer_slug": "niva-bupa", "value": 78.82, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "niva-bupa", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "2026-06-30.pdf", "source_url": null, "extracted_by": "nonlife_adapter.py v1", "last_verified": "2026-09-09", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "sbi-general", "insurer_name": "SBI General Insurance", "insurer_slug": "sbi-general", "value": 79.24, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "sbi-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "2026-06-30_NL-1-20.pdf", "source_url": null, "extracted_by": "nonlife_adapter.py v1", "last_verified": "2026-09-10", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "hdfc-ergo", "insurer_name": "HDFC ERGO General Insurance", "insurer_slug": "hdfc-ergo", "value": 87.51, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "hdfc-ergo-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "2026-06-30_NL-20.pdf", "source_url": null, "extracted_by": "nonlife_adapter.py v1", "last_verified": "2026-09-10", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "magma-general", "insurer_name": "Magma General Insurance", "insurer_slug": "magma-general", "value": 84.3, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "magma-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "textplor-vendor-2026-27-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "insurer_id": "kshema-general", "insurer_name": "Kshema General Insurance", "insurer_slug": "kshema-general", "value": 298.84, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "kshema-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "textplor-vendor-2026-27-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "insurer_id": "tata-aig", "insurer_name": "Tata AIG General Insurance", "insurer_slug": "tata-aig", "value": 74, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "tata-aig", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "NL_20_064a4a37b4.pdf", "source_url": null, "extracted_by": "nonlife_adapter.py v1", "last_verified": "2026-09-10", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "royal-sundaram", "insurer_name": "Royal Sundaram General Insurance", "insurer_slug": "royal-sundaram", "value": 86, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "royal-sundaram", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "textplor-vendor-2026-27-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "insurer_id": "iffco-tokio", "insurer_name": "IFFCO Tokio General Insurance", "insurer_slug": "iffco-tokio", "value": 86.84, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "public-disclosure-june-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "raheja-qbe", "insurer_name": "Raheja QBE General Insurance", "insurer_slug": "raheja-qbe", "value": 68, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "raheja-qbe", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "textplor-vendor-2026-27-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "insurer_id": "star-health", "insurer_name": "Star Health Insurance", "insurer_slug": "star-health", "value": 68.03, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "star-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "2026-2027_Q1_PD_FY_27_Q1_V2_6aad7ae1f8.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "aditya-birla-health", "insurer_name": "Aditya Birla Health Insurance", "insurer_slug": "aditya-birla-health", "value": 84, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "NL_Q1_FY2026-27.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "national-insurance", "insurer_name": "National Insurance Company", "insurer_slug": "national-insurance", "value": 98.91, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "national-insurance", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "pdfs/national-insurance/NL-20-ANALYTICAL RATIOS SCHEDULE.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row: Net Incurred Claims to Net Earned Premium**", "source_page": 1 } }, { "insurer_id": "ecgc", "insurer_name": "ECGC", "insurer_slug": "ecgc", "value": 159.5, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "ecgc", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "textplor-vendor-2026-27-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "insurer_id": "new-india-assurance", "insurer_name": "New India Assurance", "insurer_slug": "new-india-assurance", "value": 103.38, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "new-india-assurance", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "Public_Disclosure_Q1_FY26-27.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "universal-sompo", "insurer_name": "Universal Sompo General Insurance", "insurer_slug": "universal-sompo", "value": 80.35, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "universal-sompo", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "textplor-vendor-2026-27-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "insurer_id": "icici-lombard", "insurer_name": "ICICI Lombard General Insurance", "insurer_slug": "icici-lombard", "value": 76.4, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "icici-lombard", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "2026-06-30_nl-20.pdf", "source_url": null, "extracted_by": "nonlife_adapter.py v1", "last_verified": "2026-09-10", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "acko-general", "insurer_name": "Acko General Insurance", "insurer_slug": "acko-general", "value": 72.88, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "acko-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "Public_Disclosure_Q1_2026_27_1_a86ea579b6.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 text-fallback line match: icr", "source_page": null } }, { "insurer_id": "cholamandalam-ms-general", "insurer_name": "Chola MS General Insurance", "insurer_slug": "cholamandalam-ms-general", "value": 85.58, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "cholamandalam-ms-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "Public_Disclosure_for_Q1_FY_2026-27.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "navi-general", "insurer_name": "Navi General Insurance", "insurer_slug": "navi-general", "value": 92, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "navi-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "2026-2027_Apr-Jun.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "reliance-general", "insurer_name": "Reliance General Insurance", "insurer_slug": "reliance-general", "value": 88.15, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "reliance-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "2026-06-30_nl20.pdf", "source_url": null, "extracted_by": "nonlife_adapter.py v1", "last_verified": "2026-09-10", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "manipal-cigna", "insurer_name": "ManipalCigna Health Insurance", "insurer_slug": "manipal-cigna", "value": 80, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "manipal-cigna", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "textplor-vendor-2026-27-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "insurer_id": "narayana-health-insurance", "insurer_name": "Narayana Health Insurance", "insurer_slug": "narayana-health-insurance", "value": 219, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "narayana-health-insurance", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "textplor-vendor-2026-27-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "insurer_id": "shriram-general", "insurer_name": "Shriram General Insurance", "insurer_slug": "shriram-general", "value": 68.71, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "shriram-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "c7925595-ce45-4fdc-b77e-a2c417916f24_SGI_Disclosure_1st_Qtr_2026_27.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "care-health", "insurer_name": "Care Health Insurance", "insurer_slug": "care-health", "value": 77, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "care-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "consolidated.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "zurich-kotak", "insurer_name": "Zurich Kotak General Insurance", "insurer_slug": "zurich-kotak", "value": 86, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "zurich-kotak", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "2026-06-30_NL-20.pdf", "source_url": null, "extracted_by": "nonlife_adapter.py v1", "last_verified": "2026-09-11", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "go-digit-general", "insurer_name": "Digit General Insurance", "insurer_slug": "go-digit-general", "value": 73.34, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "go-digit-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "textplor-vendor-2026-27-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "insurer_id": "oriental-insurance", "insurer_name": "Oriental Insurance Company", "insurer_slug": "oriental-insurance", "value": 10011, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "oriental-insurance", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "nl_20_7b503eba88.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "liberty-general", "insurer_name": "Liberty General Insurance", "insurer_slug": "liberty-general", "value": 81, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "liberty-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "textplor-vendor-2026-27-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "insurer_id": "galaxy-health", "insurer_name": "Galaxy Health Insurance", "insurer_slug": "galaxy-health", "value": 59.82, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "galaxy-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "textplor-vendor-2026-27-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "insurer_id": "zuno-general", "insurer_name": "Zuno General Insurance", "insurer_slug": "zuno-general", "value": 81, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "zuno-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "2026-06-30_NL-20.pdf", "source_url": null, "extracted_by": "nonlife_adapter.py v1", "last_verified": "2026-09-11", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "united-india", "insurer_name": "United India Insurance", "insurer_slug": "united-india", "value": 103.63, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "united-india", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "textplor-vendor-2026-27-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "insurer_id": "bajaj-allianz-general", "insurer_name": "Bajaj Allianz General Insurance", "insurer_slug": "bajaj-allianz-general", "value": 74.28, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "bajaj-allianz-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "NL-20.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "agriculture-insurance", "insurer_name": "Agriculture Insurance Company of India", "insurer_slug": "agriculture-insurance", "value": 73.2, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "agriculture-insurance", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "2026-27_Q1.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "generali-central", "insurer_name": "Generali Central Insurance (formerly Future Generali)", "insurer_slug": "generali-central", "value": 90.1, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "generali-central", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "textplor-vendor-2026-27-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "insurer_id": "tata-aig", "insurer_name": "Tata AIG General Insurance", "insurer_slug": "tata-aig", "value": 67, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "tata-aig", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "NL20_Q4_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-29", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "go-digit-general", "insurer_name": "Digit General Insurance", "insurer_slug": "go-digit-general", "value": 75.21, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "go-digit-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "NL20_Q4_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-29", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "icici-lombard", "insurer_name": "ICICI Lombard General Insurance", "insurer_slug": "icici-lombard", "value": 70.8, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "icici-lombard", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "NL-20.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "navi-general", "insurer_name": "Navi General Insurance", "insurer_slug": "navi-general", "value": 97, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "navi-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "2025-2026_Jan-Mar.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "national-insurance", "insurer_name": "National Insurance Company", "insurer_slug": "national-insurance", "value": 99.44, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "national-insurance", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "pdfs/national-insurance/NL-20 ANALYTICAL RATIOS.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row: Net Incurred Claims to Net Earned Premium**", "source_page": 1 } }, { "insurer_id": "agriculture-insurance", "insurer_name": "Agriculture Insurance Company of India", "insurer_slug": "agriculture-insurance", "value": 105.39, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "agriculture-insurance", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "2025-26_Q4.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "zuno-general", "insurer_name": "Zuno General Insurance", "insurer_slug": "zuno-general", "value": 82, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "zuno-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "NL_20_Analytical_Ratios_Q4_FY_2025_26_03330c0fa2.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-11-03", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "ecgc", "insurer_name": "ECGC", "insurer_slug": "ecgc", "value": -87.26, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "ecgc", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "FY2025-26_Q4.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "iffco-tokio", "insurer_name": "IFFCO Tokio General Insurance", "insurer_slug": "iffco-tokio", "value": 79.54, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "public-disclosure-march-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "raheja-qbe", "insurer_name": "Raheja QBE General Insurance", "insurer_slug": "raheja-qbe", "value": 99.5, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "raheja-qbe", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "NL20_Q4_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-29", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "zurich-kotak", "insurer_name": "Zurich Kotak General Insurance", "insurer_slug": "zurich-kotak", "value": 89, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "zurich-kotak", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "NL_20_Analytical_Ratios_cfb4d17cfd.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "niva-bupa", "insurer_name": "Niva Bupa Health Insurance", "insurer_slug": "niva-bupa", "value": 56.76, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "niva-bupa", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "combined.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "cholamandalam-ms-general", "insurer_name": "Chola MS General Insurance", "insurer_slug": "cholamandalam-ms-general", "value": 81.33, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "cholamandalam-ms-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "Public_Disclosure_for_Q4_FY_2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-11-03", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "kshema-general", "insurer_name": "Kshema General Insurance", "insurer_slug": "kshema-general", "value": 61.14, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "kshema-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "nl-20-analytical-ratios.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-11-03", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "care-health", "insurer_name": "Care Health Insurance", "insurer_slug": "care-health", "value": 59, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "care-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "consolidated.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "hdfc-ergo", "insurer_name": "HDFC ERGO General Insurance", "insurer_slug": "hdfc-ergo", "value": 85.91, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "hdfc-ergo-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "2026-03-31_NL-20.pdf", "source_url": null, "extracted_by": "nonlife_adapter.py v1", "last_verified": "2026-09-10", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "united-india", "insurer_name": "United India Insurance", "insurer_slug": "united-india", "value": 101.39, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "united-india", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "NL20_Q4_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-29", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "star-health", "insurer_name": "Star Health Insurance", "insurer_slug": "star-health", "value": 64.82, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "star-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "consolidated.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "galaxy-health", "insurer_name": "Galaxy Health Insurance", "insurer_slug": "galaxy-health", "value": 35.67, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "Galaxy Health Insurance Co Ltd", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "NL_Q4_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "sbi-general", "insurer_name": "SBI General Insurance", "insurer_slug": "sbi-general", "value": 77.69, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "sbi-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "NL_1_20_Financial_Statements_3cb9d24a0a.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "new-india-assurance", "insurer_name": "New India Assurance", "insurer_slug": "new-india-assurance", "value": 95.85, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "new-india-assurance", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "Public_Disclosure_Q4_FY25-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "shriram-general", "insurer_name": "Shriram General Insurance", "insurer_slug": "shriram-general", "value": 69.9, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "shriram-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "2539dd48-dd39-4946-ae4f-66cd3e6e4654_SGI-_Disclosure_-20IVth20Qtr2025-26_11.06.2026_compressed.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "acko-general", "insurer_name": "Acko General Insurance", "insurer_slug": "acko-general", "value": 64.71, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "acko-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "Public_Disclosure_Q4_2025_26_d11ebbad81.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-11-03", "extraction_note": "NL-20 text-fallback line match: icr", "source_page": null } }, { "insurer_id": "royal-sundaram", "insurer_name": "Royal Sundaram General Insurance", "insurer_slug": "royal-sundaram", "value": 75.9, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "royal-sundaram", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "NL-20_Annual_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "oriental-insurance", "insurer_name": "Oriental Insurance Company", "insurer_slug": "oriental-insurance", "value": 124.61, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "oriental-insurance", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "NL-20_NL_20_c37fca074c.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-29", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "generali-central", "insurer_name": "Generali Central Insurance (formerly Future Generali)", "insurer_slug": "generali-central", "value": 78, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "generali-central", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "FY2025-26_Q4_NL20.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "narayana-health-insurance", "insurer_name": "Narayana Health Insurance", "insurer_slug": "narayana-health-insurance", "value": 90, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "narayana-health-insurance", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "Financial_Report_Q4_final_V4_1_257cf42524.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-30", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "aditya-birla-health", "insurer_name": "Aditya Birla Health Insurance", "insurer_slug": "aditya-birla-health", "value": 63, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "NL_Q4_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "bajaj-allianz-general", "insurer_name": "Bajaj Allianz General Insurance", "insurer_slug": "bajaj-allianz-general", "value": 68.12, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "bajaj-allianz-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "NL-20.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-29", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "reliance-general", "insurer_name": "Reliance General Insurance", "insurer_slug": "reliance-general", "value": 88.39, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "reliance-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "2026-03-31_nl20.pdf", "source_url": null, "extracted_by": "nonlife_adapter.py v1", "last_verified": "2026-09-10", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "universal-sompo", "insurer_name": "Universal Sompo General Insurance", "insurer_slug": "universal-sompo", "value": 80.13, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "universal-sompo", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "NL20_Q4_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-29", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "magma-general", "insurer_name": "Magma General Insurance", "insurer_slug": "magma-general", "value": 83.5, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "magma-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "NL_Q4_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "manipal-cigna", "insurer_name": "ManipalCigna Health Insurance", "insurer_slug": "manipal-cigna", "value": 65, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "manipal-cigna", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "6578a708-d64f-06fd-0ff5-2abcaa77e533.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "galaxy-health", "insurer_name": "Galaxy Health Insurance", "insurer_slug": "galaxy-health", "value": 39.45, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "Galaxy Health Insurance Co Ltd", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "NL_Q3_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "new-india-assurance", "insurer_name": "New India Assurance", "insurer_slug": "new-india-assurance", "value": 90.77, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "new-india-assurance", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "combined.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "acko-general", "insurer_name": "Acko General Insurance", "insurer_slug": "acko-general", "value": 65.19, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "acko-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "Public_Disclosure_Q3_2025_26_dcc0682a64.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 text-fallback line match: icr", "source_page": null } }, { "insurer_id": "iffco-tokio", "insurer_name": "IFFCO Tokio General Insurance", "insurer_slug": "iffco-tokio", "value": 81.43, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "public-disclosure-december-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "care-health", "insurer_name": "Care Health Insurance", "insurer_slug": "care-health", "value": 75, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "care-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "consolidated.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "zurich-kotak", "insurer_name": "Zurich Kotak General Insurance", "insurer_slug": "zurich-kotak", "value": 75, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "zurich-kotak", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "NL_20_Analytical_Ratios_ddb01a241d.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-27", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "generali-central", "insurer_name": "Generali Central Insurance (formerly Future Generali)", "insurer_slug": "generali-central", "value": 83, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "generali-central", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "FY2025-26_Q3_NL20.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "agriculture-insurance", "insurer_name": "Agriculture Insurance Company of India", "insurer_slug": "agriculture-insurance", "value": 103.6, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "agriculture-insurance", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "2025-26_Q3.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "national-insurance", "insurer_name": "National Insurance Company", "insurer_slug": "national-insurance", "value": 88.56, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "national-insurance", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "pdfs/national-insurance/NL-20 ANALYTICAL RATIOS.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row: Net Incurred Claims to Net Earned Premium**", "source_page": 1 } }, { "insurer_id": "niva-bupa", "insurer_name": "Niva Bupa Health Insurance", "insurer_slug": "niva-bupa", "value": 65.14, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "niva-bupa", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "Website-Public-Disclosure-Dec-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-27", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "kshema-general", "insurer_name": "Kshema General Insurance", "insurer_slug": "kshema-general", "value": 83.88, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "kshema-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "nl-20-analytical-ratios.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-27", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "star-health", "insurer_name": "Star Health Insurance", "insurer_slug": "star-health", "value": 68.55, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "star-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "2025-2026_Q3_PD_FY_26_Q3_5aa20779c8.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "cholamandalam-ms-general", "insurer_name": "Chola MS General Insurance", "insurer_slug": "cholamandalam-ms-general", "value": 80.5, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "cholamandalam-ms-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "Public_Disclosure_for_Q3_FY_2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "manipal-cigna", "insurer_name": "ManipalCigna Health Insurance", "insurer_slug": "manipal-cigna", "value": 92, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "manipal-cigna", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "a8d8123b-6497-0523-6a14-c8de5b73c378.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "icici-lombard", "insurer_name": "ICICI Lombard General Insurance", "insurer_slug": "icici-lombard", "value": 68.67, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "icici-lombard", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "NL-20.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "oriental-insurance", "insurer_name": "Oriental Insurance Company", "insurer_slug": "oriental-insurance", "value": 121.72, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "oriental-insurance", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "NL-20_nl_20_60fb7bf603.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "universal-sompo", "insurer_name": "Universal Sompo General Insurance", "insurer_slug": "universal-sompo", "value": 74.27, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "universal-sompo", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "NL20_Q3_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "reliance-general", "insurer_name": "Reliance General Insurance", "insurer_slug": "reliance-general", "value": 78.62, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "reliance-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "2025-12-31_nl20.pdf", "source_url": null, "extracted_by": "nonlife_adapter.py v1", "last_verified": "2026-09-10", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "tata-aig", "insurer_name": "Tata AIG General Insurance", "insurer_slug": "tata-aig", "value": 67, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "tata-aig", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "NL20_Q3_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "raheja-qbe", "insurer_name": "Raheja QBE General Insurance", "insurer_slug": "raheja-qbe", "value": 86, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "raheja-qbe", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "NL20_Q3_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "zuno-general", "insurer_name": "Zuno General Insurance", "insurer_slug": "zuno-general", "value": 86, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "zuno-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "NL-20.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "bajaj-allianz-general", "insurer_name": "Bajaj Allianz General Insurance", "insurer_slug": "bajaj-allianz-general", "value": 75.14, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "bajaj-allianz-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "NL-20.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "hdfc-ergo", "insurer_name": "HDFC ERGO General Insurance", "insurer_slug": "hdfc-ergo", "value": 87.12, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "hdfc-ergo-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "2025-12-31_NL-20.pdf", "source_url": null, "extracted_by": "nonlife_adapter.py v1", "last_verified": "2026-09-10", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "united-india", "insurer_name": "United India Insurance", "insurer_slug": "united-india", "value": 98.24, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "united-india", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "NL20_Q3_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "magma-general", "insurer_name": "Magma General Insurance", "insurer_slug": "magma-general", "value": 82.52, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "magma-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "NL_Q3_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "shriram-general", "insurer_name": "Shriram General Insurance", "insurer_slug": "shriram-general", "value": 71.43, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "shriram-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "a6a29727-1dfc-44c2-905a-4d3d686632c0_SGI-_Disclosure_-20IIIrd20Qtr20202025-26_revised2011.06.2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "narayana-health-insurance", "insurer_name": "Narayana Health Insurance", "insurer_slug": "narayana-health-insurance", "value": 82, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "narayana-health-insurance", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "V2_NHIL_NL_Form_Q3_FY_26_updated_734baca923.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "sbi-general", "insurer_name": "SBI General Insurance", "insurer_slug": "sbi-general", "value": 80.72, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "sbi-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "NL_1_to_46_Consolidated_Public_Disclosures_56a1d8eb74.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-27", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "ecgc", "insurer_name": "ECGC", "insurer_slug": "ecgc", "value": 85.46, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "ecgc", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "NL_till_now_fy2526_q3.pdf", "source_url": "https://main.ecgc.in/english/wp-content/uploads/2026/01/NL_till_now_fy2526_q3.pdf", "extracted_by": "irw_adapter v1 (manual, single-segment filing)", "last_verified": "2026-10-26", "extraction_note": "ECGC reports NL-20 under a single 'Miscellaneous Segment' column (credit insurer, no standard multi-segment split). 'For the Period ended' (standalone-quarter) column used, not the cumulative 'Up to Period' column. gdp_to_networth_ratio stored x100 (source shows a bare 'Times' multiple, e.g. 0.05) matching today's established project convention for that metric; technical_reserves_to_premium_ratio stored raw (also a 'Times' multiple in the source, but matches the convention already used for other insurers' values of this specific metric, e.g. acko-general ~1-2). Pulled directly from ECGC's own site 2026-10-26.", "source_page": 26 } }, { "insurer_id": "go-digit-general", "insurer_name": "Digit General Insurance", "insurer_slug": "go-digit-general", "value": 72.53, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "go-digit-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "NL20_Q3_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "royal-sundaram", "insurer_name": "Royal Sundaram General Insurance", "insurer_slug": "royal-sundaram", "value": 78.8, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "royal-sundaram", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "NL20_Q3_FY25-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "navi-general", "insurer_name": "Navi General Insurance", "insurer_slug": "navi-general", "value": 96, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "navi-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "2025-2026_Oct-Dec.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "aditya-birla-health", "insurer_name": "Aditya Birla Health Insurance", "insurer_slug": "aditya-birla-health", "value": 81, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "NL_Q3_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "new-india-assurance", "insurer_name": "New India Assurance", "insurer_slug": "new-india-assurance", "value": 108.66, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "new-india-assurance", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "combined.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "niva-bupa", "insurer_name": "Niva Bupa Health Insurance", "insurer_slug": "niva-bupa", "value": 71.2, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "niva-bupa", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "Website-Public-Disclosure-Sep-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "magma-general", "insurer_name": "Magma General Insurance", "insurer_slug": "magma-general", "value": 83.48, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "magma-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "NL_Q2_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "reliance-general", "insurer_name": "Reliance General Insurance", "insurer_slug": "reliance-general", "value": 81.36, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "reliance-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "2025-09-30_nl20.pdf", "source_url": null, "extracted_by": "nonlife_adapter.py v1", "last_verified": "2026-09-10", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "raheja-qbe", "insurer_name": "Raheja QBE General Insurance", "insurer_slug": "raheja-qbe", "value": 84.6, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "raheja-qbe", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "NL20_Q2_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "acko-general", "insurer_name": "Acko General Insurance", "insurer_slug": "acko-general", "value": 66.85, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "acko-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "Public_Disclosure_Q2_2025_26_e4d63b4702.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 text-fallback line match: icr", "source_page": null } }, { "insurer_id": "icici-lombard", "insurer_name": "ICICI Lombard General Insurance", "insurer_slug": "icici-lombard", "value": 72.1, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "icici-lombard", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "NL-20.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "zuno-general", "insurer_name": "Zuno General Insurance", "insurer_slug": "zuno-general", "value": 83, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "zuno-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "NL-20.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "agriculture-insurance", "insurer_name": "Agriculture Insurance Company of India", "insurer_slug": "agriculture-insurance", "value": 89.58, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "agriculture-insurance", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "2025-26_Q2.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "aditya-birla-health", "insurer_name": "Aditya Birla Health Insurance", "insurer_slug": "aditya-birla-health", "value": 88, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "NL_Q2_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "ecgc", "insurer_name": "ECGC", "insurer_slug": "ecgc", "value": 9.23, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "ecgc", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "NL_till_now_fy2526_q2.pdf", "source_url": "https://main.ecgc.in/english/wp-content/themes/pcwebecgc/images/pcECGPagePDF/Public/2025-2026/secondQ/NL_till_now_fy2526_q2.pdf", "extracted_by": "irw_adapter v1 (manual, single-segment filing)", "last_verified": "2026-10-26", "extraction_note": "ECGC reports NL-20 under a single 'Miscellaneous Segment' column (credit insurer, no standard multi-segment split). 'For the Period ended' (standalone-quarter) column used, not the cumulative 'Up to Period' column. gdp_to_networth_ratio stored x100 (source shows a bare 'Times' multiple, e.g. 0.05) matching today's established project convention for that metric; technical_reserves_to_premium_ratio stored raw (also a 'Times' multiple in the source, but matches the convention already used for other insurers' values of this specific metric, e.g. acko-general ~1-2). Pulled directly from ECGC's own site 2026-10-26.", "source_page": 26 } }, { "insurer_id": "care-health", "insurer_name": "Care Health Insurance", "insurer_slug": "care-health", "value": 70, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "care-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "consolidated.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "cholamandalam-ms-general", "insurer_name": "Chola MS General Insurance", "insurer_slug": "cholamandalam-ms-general", "value": 81.92, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "cholamandalam-ms-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "Public_Disclosure_for_Q2_FY_2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "narayana-health-insurance", "insurer_name": "Narayana Health Insurance", "insurer_slug": "narayana-health-insurance", "value": 72.07, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "narayana-health-insurance", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "NL_Form_Q2_26_26_0b558063f1_Updated_1_d6198217c2.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "universal-sompo", "insurer_name": "Universal Sompo General Insurance", "insurer_slug": "universal-sompo", "value": 70.18, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "universal-sompo", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "NL20_Q2_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "united-india", "insurer_name": "United India Insurance", "insurer_slug": "united-india", "value": 103.83, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "united-india", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "NL20_Q2_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "navi-general", "insurer_name": "Navi General Insurance", "insurer_slug": "navi-general", "value": 110, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "navi-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "2025-2026_Jul-Sep.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "sbi-general", "insurer_name": "SBI General Insurance", "insurer_slug": "sbi-general", "value": 77.78, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "sbi-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "NL_1_20_Financial_Statements_8ee7d662e7.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "star-health", "insurer_name": "Star Health Insurance", "insurer_slug": "star-health", "value": 71.5, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "star-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "2025-2026_Q2_Website_PD_Q2_FY_26_daddbf253a.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "iffco-tokio", "insurer_name": "IFFCO Tokio General Insurance", "insurer_slug": "iffco-tokio", "value": 87.81, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "public-disclosure-september-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "bajaj-allianz-general", "insurer_name": "Bajaj Allianz General Insurance", "insurer_slug": "bajaj-allianz-general", "value": 75.77, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "bajaj-allianz-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "NL-20.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-27", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "tata-aig", "insurer_name": "Tata AIG General Insurance", "insurer_slug": "tata-aig", "value": 67, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "tata-aig", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "NL20_Q2_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "kshema-general", "insurer_name": "Kshema General Insurance", "insurer_slug": "kshema-general", "value": 158.33, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "kshema-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "nl-20-analytical-ratios.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-27", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "zurich-kotak", "insurer_name": "Zurich Kotak General Insurance", "insurer_slug": "zurich-kotak", "value": 68, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "zurich-kotak", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "NL_20_Analytical_Ratios_7f02ea48b1.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-27", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "national-insurance", "insurer_name": "National Insurance Company", "insurer_slug": "national-insurance", "value": 95.3, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "national-insurance", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "pdfs/national-insurance/NL-20 ANALYTICAL RATIOS.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row: Net Incurred Claims to Net Earned Premium**", "source_page": 1 } }, { "insurer_id": "generali-central", "insurer_name": "Generali Central Insurance (formerly Future Generali)", "insurer_slug": "generali-central", "value": 78, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "generali-central", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "FY2025-26_Q2_NL20.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "go-digit-general", "insurer_name": "Digit General Insurance", "insurer_slug": "go-digit-general", "value": 73, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "go-digit-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "NL20_Q2_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "shriram-general", "insurer_name": "Shriram General Insurance", "insurer_slug": "shriram-general", "value": 73.63, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "shriram-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "a789d0e8-aba7-4611-837e-5ba8ea989ccb_SGI-_Disclosure_-20IInd20Qtr_2025-26_Revised_11.06.2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "galaxy-health", "insurer_name": "Galaxy Health Insurance", "insurer_slug": "galaxy-health", "value": 28.15, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "Galaxy Health Insurance Co Ltd", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "NL_Q2_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "oriental-insurance", "insurer_name": "Oriental Insurance Company", "insurer_slug": "oriental-insurance", "value": 109.92, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "oriental-insurance", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "NL-20_NL_20_f45d225c11.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "manipal-cigna", "insurer_name": "ManipalCigna Health Insurance", "insurer_slug": "manipal-cigna", "value": 110, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "manipal-cigna", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "18c61062-2908-01f2-4553-5c2e3b89773b.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "hdfc-ergo", "insurer_name": "HDFC ERGO General Insurance", "insurer_slug": "hdfc-ergo", "value": 93.09, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "hdfc-ergo-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "2025-09-30_NL-20.pdf", "source_url": null, "extracted_by": "nonlife_adapter.py v1", "last_verified": "2026-09-10", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "cholamandalam-ms-general", "insurer_name": "Chola MS General Insurance", "insurer_slug": "cholamandalam-ms-general", "value": 80.97, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "cholamandalam-ms-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "Public_Disclosure_for_Q1_FY_2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "care-health", "insurer_name": "Care Health Insurance", "insurer_slug": "care-health", "value": 77, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "care-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "consolidated.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "zuno-general", "insurer_name": "Zuno General Insurance", "insurer_slug": "zuno-general", "value": 86, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "zuno-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "2025-06-30_NL-20.pdf", "source_url": null, "extracted_by": "nonlife_adapter.py v1", "last_verified": "2026-09-11", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "hdfc-ergo", "insurer_name": "HDFC ERGO General Insurance", "insurer_slug": "hdfc-ergo", "value": 91.88, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "hdfc-ergo", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "Annexure-IV-All-Forms-Q1-FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "manipal-cigna", "insurer_name": "ManipalCigna Health Insurance", "insurer_slug": "manipal-cigna", "value": 87, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "manipal-cigna", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "insurer_id": "star-health", "insurer_name": "Star Health Insurance", "insurer_slug": "star-health", "value": 69.55, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "star-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "2025-2026_Q1_PD_FY_26_Q1_0ab98ed529.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "liberty-general", "insurer_name": "Liberty General Insurance", "insurer_slug": "liberty-general", "value": 79, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "liberty-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "insurer_id": "navi-general", "insurer_name": "Navi General Insurance", "insurer_slug": "navi-general", "value": 111, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "navi-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "2025-2026_Apr-Jun.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "acko-general", "insurer_name": "Acko General Insurance", "insurer_slug": "acko-general", "value": 68.89, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "acko-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "Public_Disclosure_Q1_2025_26_88410d1158.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 text-fallback line match: icr", "source_page": null } }, { "insurer_id": "universal-sompo", "insurer_name": "Universal Sompo General Insurance", "insurer_slug": "universal-sompo", "value": 67.33, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "universal-sompo", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "insurer_id": "iffco-tokio", "insurer_name": "IFFCO Tokio General Insurance", "insurer_slug": "iffco-tokio", "value": 92.3, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "public-disclosure-june-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "generali-central", "insurer_name": "Generali Central Insurance (formerly Future Generali)", "insurer_slug": "generali-central", "value": 78, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "generali-central", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "insurer_id": "national-insurance", "insurer_name": "National Insurance Company", "insurer_slug": "national-insurance", "value": 103.14, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "national-insurance", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "insurer_id": "shriram-general", "insurer_name": "Shriram General Insurance", "insurer_slug": "shriram-general", "value": 74.91, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "shriram-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "bf40e7b6-76e3-4a43-a10c-8884aa16e14e_SGI-_Disclosure_-201st20Qtr20202025-26-Revised.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "oriental-insurance", "insurer_name": "Oriental Insurance Company", "insurer_slug": "oriental-insurance", "value": 99.34, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "oriental-insurance", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "NL-20_nl_20_30_06_2025_7593dda441.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "agriculture-insurance", "insurer_name": "Agriculture Insurance Company of India", "insurer_slug": "agriculture-insurance", "value": 100.95, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "agriculture-insurance", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "2025-26_Q1.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "bajaj-allianz-general", "insurer_name": "Bajaj Allianz General Insurance", "insurer_slug": "bajaj-allianz-general", "value": 71.09, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "bajaj-allianz-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "2025-06-30_NL-20.pdf", "source_url": null, "extracted_by": "nonlife_adapter.py v1", "last_verified": "2026-09-10", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "kshema-general", "insurer_name": "Kshema General Insurance", "insurer_slug": "kshema-general", "value": 75.2, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "kshema-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "insurer_id": "new-india-assurance", "insurer_name": "New India Assurance", "insurer_slug": "new-india-assurance", "value": 99.76, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "new-india-assurance", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "2025-06-30.pdf", "source_url": null, "extracted_by": "nonlife_adapter.py v1", "last_verified": "2026-09-10", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "galaxy-health", "insurer_name": "Galaxy Health Insurance", "insurer_slug": "galaxy-health", "value": 23.32, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "galaxy-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "insurer_id": "zurich-kotak", "insurer_name": "Zurich Kotak General Insurance", "insurer_slug": "zurich-kotak", "value": 83, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "zurich-kotak", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "2025-06-30_NL-20.pdf", "source_url": null, "extracted_by": "nonlife_adapter.py v1", "last_verified": "2026-09-11", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "icici-lombard", "insurer_name": "ICICI Lombard General Insurance", "insurer_slug": "icici-lombard", "value": 73, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "icici-lombard", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "2025-06-30_nl-20.pdf", "source_url": null, "extracted_by": "nonlife_adapter.py v1", "last_verified": "2026-09-10", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "magma-general", "insurer_name": "Magma General Insurance", "insurer_slug": "magma-general", "value": 83.96, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "magma-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "insurer_id": "sbi-general", "insurer_name": "SBI General Insurance", "insurer_slug": "sbi-general", "value": 81.72, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "sbi-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "insurer_id": "reliance-general", "insurer_name": "Reliance General Insurance", "insurer_slug": "reliance-general", "value": 82.03, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "reliance-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "2025-06-30_nl20.pdf", "source_url": null, "extracted_by": "nonlife_adapter.py v1", "last_verified": "2026-09-10", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "tata-aig", "insurer_name": "Tata AIG General Insurance", "insurer_slug": "tata-aig", "value": 70, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "tata-aig", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "insurer_id": "go-digit-general", "insurer_name": "Digit General Insurance", "insurer_slug": "go-digit-general", "value": 70.31, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "go-digit-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "insurer_id": "raheja-qbe", "insurer_name": "Raheja QBE General Insurance", "insurer_slug": "raheja-qbe", "value": 98.2, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "raheja-qbe", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "insurer_id": "united-india", "insurer_name": "United India Insurance", "insurer_slug": "united-india", "value": 105.66, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "united-india", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "insurer_id": "royal-sundaram", "insurer_name": "Royal Sundaram General Insurance", "insurer_slug": "royal-sundaram", "value": 80.6, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "royal-sundaram", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "insurer_id": "ecgc", "insurer_name": "ECGC", "insurer_slug": "ecgc", "value": 159.56, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "ecgc", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "insurer_id": "niva-bupa", "insurer_name": "Niva Bupa Health Insurance", "insurer_slug": "niva-bupa", "value": 77.86, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "niva-bupa", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "2025-06-30.pdf", "source_url": null, "extracted_by": "nonlife_adapter.py v1", "last_verified": "2026-09-09", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "aditya-birla-health", "insurer_name": "Aditya Birla Health Insurance", "insurer_slug": "aditya-birla-health", "value": 80, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "NL_Q1_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "agriculture-insurance", "insurer_name": "Agriculture Insurance Company of India", "insurer_slug": "agriculture-insurance", "value": 49.86, "unit": "%", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "agriculture-insurance", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY24-25", "source_document": "2024-25_Q4.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "cholamandalam-ms-general", "insurer_name": "Chola MS General Insurance", "insurer_slug": "cholamandalam-ms-general", "value": 75.73, "unit": "%", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "cholamandalam-ms-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY24-25", "source_document": "Public_Disclosures_for_Q4_FY_2024-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "go-digit-general", "insurer_name": "Digit General Insurance", "insurer_slug": "go-digit-general", "value": 76.51, "unit": "%", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "go-digit-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY24-25", "source_document": "NL-20.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-29", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "icici-lombard", "insurer_name": "ICICI Lombard General Insurance", "insurer_slug": "icici-lombard", "value": 70.64, "unit": "%", "reporting_period_label": "FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY24-25", "source_document": "IRDAI Annual Report 2024-25", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 374 } }, { "insurer_id": "royal-sundaram", "insurer_name": "Royal Sundaram General Insurance", "insurer_slug": "royal-sundaram", "value": 79.25, "unit": "%", "reporting_period_label": "FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY24-25", "source_document": "IRDAI Annual Report 2024-25", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 374 } }, { "insurer_id": "united-india", "insurer_name": "United India Insurance", "insurer_slug": "united-india", "value": 92.93, "unit": "%", "reporting_period_label": "FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY24-25", "source_document": "IRDAI Annual Report 2024-25", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 374 } }, { "insurer_id": "universal-sompo", "insurer_name": "Universal Sompo General Insurance", "insurer_slug": "universal-sompo", "value": 77.15, "unit": "%", "reporting_period_label": "FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY24-25", "source_document": "IRDAI Annual Report 2024-25", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 374 } }, { "insurer_id": "bajaj-allianz-general", "insurer_name": "Bajaj Allianz General Insurance", "insurer_slug": "bajaj-allianz-general", "value": 62.87, "unit": "%", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "bajaj-allianz-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY24-25", "source_document": "NL-20.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-29", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "sbi-general", "insurer_name": "SBI General Insurance", "insurer_slug": "sbi-general", "value": 82.41, "unit": "%", "reporting_period_label": "FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY24-25", "source_document": "IRDAI Annual Report 2024-25", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 374 } }, { "insurer_id": "zurich-kotak", "insurer_name": "Zurich Kotak General Insurance", "insurer_slug": "zurich-kotak", "value": 84, "unit": "%", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "zurich-kotak", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY24-25", "source_document": "2025-03-31_NL-20.pdf", "source_url": null, "extracted_by": "nonlife_adapter.py v1", "last_verified": "2026-09-11", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "hdfc-ergo", "insurer_name": "HDFC ERGO General Insurance", "insurer_slug": "hdfc-ergo", "value": 82.11, "unit": "%", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "hdfc-ergo", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY24-25", "source_document": "Annexure-IV-All-Forms-Q4-FY2024-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "acko-general", "insurer_name": "Acko General Insurance", "insurer_slug": "acko-general", "value": 69.59, "unit": "%", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "acko-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY24-25", "source_document": "Public_Disclosure_Q4_2024_25_b9e980b08e.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 text-fallback line match: icr", "source_page": null } }, { "insurer_id": "national-insurance", "insurer_name": "National Insurance Company", "insurer_slug": "national-insurance", "value": 100.22, "unit": "%", "reporting_period_label": "FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY24-25", "source_document": "IRDAI Annual Report 2024-25", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 374 } }, { "insurer_id": "star-health", "insurer_name": "Star Health Insurance", "insurer_slug": "star-health", "value": 69.24, "unit": "%", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "star-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY24-25", "source_document": "2024-2025_Q4_Website_PD_FY_25_Q4_b9212b8f14.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "oriental-insurance", "insurer_name": "Oriental Insurance Company", "insurer_slug": "oriental-insurance", "value": 98.42, "unit": "%", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "oriental-insurance", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY24-25", "source_document": "NL-20_NL_20_F_31_3_25_1cdf5efa72.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "navi-general", "insurer_name": "Navi General Insurance", "insurer_slug": "navi-general", "value": 101, "unit": "%", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "navi-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY24-25", "source_document": "2024-2025_Jan-Mar.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "tata-aig", "insurer_name": "Tata AIG General Insurance", "insurer_slug": "tata-aig", "value": 77.3, "unit": "%", "reporting_period_label": "FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY24-25", "source_document": "IRDAI Annual Report 2024-25", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 374 } }, { "insurer_id": "iffco-tokio", "insurer_name": "IFFCO Tokio General Insurance", "insurer_slug": "iffco-tokio", "value": 85.37, "unit": "%", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY24-25", "source_document": "public-disclosure-march-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "kshema-general", "insurer_name": "Kshema General Insurance", "insurer_slug": "kshema-general", "value": 68.52, "unit": "%", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "kshema-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY24-25", "source_document": "nl-20.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-29", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "magma-general", "insurer_name": "Magma General Insurance", "insurer_slug": "magma-general", "value": 79.8, "unit": "%", "reporting_period_label": "FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY24-25", "source_document": "IRDAI Annual Report 2024-25", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 374 } }, { "insurer_id": "shriram-general", "insurer_name": "Shriram General Insurance", "insurer_slug": "shriram-general", "value": 67.65, "unit": "%", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "shriram-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY24-25", "source_document": "4352ee30-47d2-4012-a6ae-989c8ef286f0_SGI-_Disclosure_-_IVth_Qtr__24-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "care-health", "insurer_name": "Care Health Insurance", "insurer_slug": "care-health", "value": 64.53, "unit": "%", "reporting_period_label": "FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY24-25", "source_document": "IRDAI Annual Report 2024-25", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 374 } }, { "insurer_id": "raheja-qbe", "insurer_name": "Raheja QBE General Insurance", "insurer_slug": "raheja-qbe", "value": 89.47, "unit": "%", "reporting_period_label": "FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY24-25", "source_document": "IRDAI Annual Report 2024-25", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 374 } }, { "insurer_id": "niva-bupa", "insurer_name": "Niva Bupa Health Insurance", "insurer_slug": "niva-bupa", "value": 61.22, "unit": "%", "reporting_period_label": "FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY24-25", "source_document": "IRDAI Annual Report 2024-25", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 374 } }, { "insurer_id": "aditya-birla-health", "insurer_name": "Aditya Birla Health Insurance", "insurer_slug": "aditya-birla-health", "value": 60, "unit": "%", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY24-25", "source_document": "NL_Q4_FY2024-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "manipal-cigna", "insurer_name": "ManipalCigna Health Insurance", "insurer_slug": "manipal-cigna", "value": 74.81, "unit": "%", "reporting_period_label": "FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY24-25", "source_document": "IRDAI Annual Report 2024-25", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 374 } }, { "insurer_id": "generali-central", "insurer_name": "Generali Central Insurance (formerly Future Generali)", "insurer_slug": "generali-central", "value": 71, "unit": "%", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "generali-central", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY24-25", "source_document": "FY2024-25_Q4.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "liberty-general", "insurer_name": "Liberty General Insurance", "insurer_slug": "liberty-general", "value": 80.54, "unit": "%", "reporting_period_label": "FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY24-25", "source_document": "IRDAI Annual Report 2024-25", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 374 } }, { "insurer_id": "new-india-assurance", "insurer_name": "New India Assurance", "insurer_slug": "new-india-assurance", "value": 96.61, "unit": "%", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "new-india-assurance", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY24-25", "source_document": "2025-03-31.pdf", "source_url": null, "extracted_by": "nonlife_adapter.py v1", "last_verified": "2026-09-10", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "ecgc", "insurer_name": "ECGC", "insurer_slug": "ecgc", "value": 54.69, "unit": "%", "reporting_period_label": "FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY24-25", "source_document": "IRDAI Annual Report 2024-25", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 374 } }, { "insurer_id": "reliance-general", "insurer_name": "Reliance General Insurance", "insurer_slug": "reliance-general", "value": 82.63, "unit": "%", "reporting_period_label": "FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY24-25", "source_document": "IRDAI Annual Report 2024-25", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 374 } }, { "insurer_id": "zuno-general", "insurer_name": "Zuno General Insurance", "insurer_slug": "zuno-general", "value": 75, "unit": "%", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "zuno-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY24-25", "source_document": "2025-03-31_NL-20.pdf", "source_url": null, "extracted_by": "nonlife_adapter.py v1", "last_verified": "2026-09-11", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "cholamandalam-ms-general", "insurer_name": "Chola MS General Insurance", "insurer_slug": "cholamandalam-ms-general", "value": 72.63, "unit": "%", "reporting_period_label": "Q3 FY24-25", "reporting_period_end": "2024-12-31", "provenance": { "reported_by": "cholamandalam-ms-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY24-25", "source_document": "Public_Disclosures_for_Q3_FY_2024-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "oriental-insurance", "insurer_name": "Oriental Insurance Company", "insurer_slug": "oriental-insurance", "value": 100.23, "unit": "%", "reporting_period_label": "Q3 FY24-25", "reporting_period_end": "2024-12-31", "provenance": { "reported_by": "oriental-insurance", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY24-25", "source_document": "NL-20_NL_20_31_12_24_14daea6dd1.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "go-digit-general", "insurer_name": "Digit General Insurance", "insurer_slug": "go-digit-general", "value": 72.93, "unit": "%", "reporting_period_label": "Q3 FY24-25", "reporting_period_end": "2024-12-31", "provenance": { "reported_by": "go-digit-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY24-25", "source_document": "NL-20.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-29", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "generali-central", "insurer_name": "Generali Central Insurance (formerly Future Generali)", "insurer_slug": "generali-central", "value": 82, "unit": "%", "reporting_period_label": "Q3 FY24-25", "reporting_period_end": "2024-12-31", "provenance": { "reported_by": "generali-central", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY24-25", "source_document": "FY2024-25_Q3.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "agriculture-insurance", "insurer_name": "Agriculture Insurance Company of India", "insurer_slug": "agriculture-insurance", "value": 84.42, "unit": "%", "reporting_period_label": "Q3 FY24-25", "reporting_period_end": "2024-12-31", "provenance": { "reported_by": "agriculture-insurance", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY24-25", "source_document": "2024-25_Q3.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "zurich-kotak", "insurer_name": "Zurich Kotak General Insurance", "insurer_slug": "zurich-kotak", "value": 75, "unit": "%", "reporting_period_label": "Q3 FY24-25", "reporting_period_end": "2024-12-31", "provenance": { "reported_by": "zurich-kotak", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY24-25", "source_document": "2024-12-31_NL-20.pdf", "source_url": null, "extracted_by": "nonlife_adapter.py v1", "last_verified": "2026-09-11", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "navi-general", "insurer_name": "Navi General Insurance", "insurer_slug": "navi-general", "value": 91, "unit": "%", "reporting_period_label": "Q3 FY24-25", "reporting_period_end": "2024-12-31", "provenance": { "reported_by": "navi-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY24-25", "source_document": "2024-2025_Oct-Dec.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "acko-general", "insurer_name": "Acko General Insurance", "insurer_slug": "acko-general", "value": 68.92, "unit": "%", "reporting_period_label": "Q3 FY24-25", "reporting_period_end": "2024-12-31", "provenance": { "reported_by": "acko-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY24-25", "source_document": "Public_Disclosure_Q3_2024_25_fe3c0d6ef7.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 text-fallback line match: icr", "source_page": null } }, { "insurer_id": "bajaj-allianz-general", "insurer_name": "Bajaj Allianz General Insurance", "insurer_slug": "bajaj-allianz-general", "value": 77.71, "unit": "%", "reporting_period_label": "Q3 FY24-25", "reporting_period_end": "2024-12-31", "provenance": { "reported_by": "bajaj-allianz-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY24-25", "source_document": "2024-12-31_NL-20.pdf", "source_url": null, "extracted_by": "nonlife_adapter.py v1", "last_verified": "2026-09-10", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "new-india-assurance", "insurer_name": "New India Assurance", "insurer_slug": "new-india-assurance", "value": 97.38, "unit": "%", "reporting_period_label": "Q3 FY24-25", "reporting_period_end": "2024-12-31", "provenance": { "reported_by": "new-india-assurance", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY24-25", "source_document": "2024-12-31.pdf", "source_url": null, "extracted_by": "nonlife_adapter.py v1", "last_verified": "2026-09-10", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "shriram-general", "insurer_name": "Shriram General Insurance", "insurer_slug": "shriram-general", "value": 68.79, "unit": "%", "reporting_period_label": "Q3 FY24-25", "reporting_period_end": "2024-12-31", "provenance": { "reported_by": "shriram-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY24-25", "source_document": "4ff11cf2-d947-435b-8602-ebda6a49e64e_SGI-_Disclosure_-20IIIrd20Qtr20202024-25_V2.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "star-health", "insurer_name": "Star Health Insurance", "insurer_slug": "star-health", "value": 71.44, "unit": "%", "reporting_period_label": "Q3 FY24-25", "reporting_period_end": "2024-12-31", "provenance": { "reported_by": "star-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY24-25", "source_document": "2024-2025_Q3_Website_PD_Q3_FY_25_V1_8bf506a79f.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "zuno-general", "insurer_name": "Zuno General Insurance", "insurer_slug": "zuno-general", "value": 76, "unit": "%", "reporting_period_label": "Q3 FY24-25", "reporting_period_end": "2024-12-31", "provenance": { "reported_by": "zuno-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY24-25", "source_document": "2024-12-31_NL-20.pdf", "source_url": null, "extracted_by": "nonlife_adapter.py v1", "last_verified": "2026-09-11", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "iffco-tokio", "insurer_name": "IFFCO Tokio General Insurance", "insurer_slug": "iffco-tokio", "value": 89.52, "unit": "%", "reporting_period_label": "Q3 FY24-25", "reporting_period_end": "2024-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY24-25", "source_document": "public-disclosure-december-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "hdfc-ergo", "insurer_name": "HDFC ERGO General Insurance", "insurer_slug": "hdfc-ergo", "value": 85.85, "unit": "%", "reporting_period_label": "Q3 FY24-25", "reporting_period_end": "2024-12-31", "provenance": { "reported_by": "hdfc-ergo-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY24-25", "source_document": "2024-12-31_NL-20.pdf", "source_url": null, "extracted_by": "nonlife_adapter.py v1", "last_verified": "2026-09-10", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "aditya-birla-health", "insurer_name": "Aditya Birla Health Insurance", "insurer_slug": "aditya-birla-health", "value": 81, "unit": "%", "reporting_period_label": "Q3 FY24-25", "reporting_period_end": "2024-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY24-25", "source_document": "NL_Q3_FY2024-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "cholamandalam-ms-general", "insurer_name": "Chola MS General Insurance", "insurer_slug": "cholamandalam-ms-general", "value": 72.63, "unit": "%", "reporting_period_label": "Q2 FY24-25", "reporting_period_end": "2024-09-30", "provenance": { "reported_by": "cholamandalam-ms-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY24-25", "source_document": "Public_Disclosures_for_Q2_FY_2024-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "go-digit-general", "insurer_name": "Digit General Insurance", "insurer_slug": "go-digit-general", "value": 70.56, "unit": "%", "reporting_period_label": "Q2 FY24-25", "reporting_period_end": "2024-09-30", "provenance": { "reported_by": "go-digit-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY24-25", "source_document": "NL-20.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-29", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "new-india-assurance", "insurer_name": "New India Assurance", "insurer_slug": "new-india-assurance", "value": 101.84, "unit": "%", "reporting_period_label": "Q2 FY24-25", "reporting_period_end": "2024-09-30", "provenance": { "reported_by": "new-india-assurance", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY24-25", "source_document": "2024-09-30.pdf", "source_url": null, "extracted_by": "nonlife_adapter.py v1", "last_verified": "2026-09-10", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "generali-central", "insurer_name": "Generali Central Insurance (formerly Future Generali)", "insurer_slug": "generali-central", "value": 84, "unit": "%", "reporting_period_label": "Q2 FY24-25", "reporting_period_end": "2024-09-30", "provenance": { "reported_by": "generali-central", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY24-25", "source_document": "FY2024-25_Q2.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "zuno-general", "insurer_name": "Zuno General Insurance", "insurer_slug": "zuno-general", "value": 85, "unit": "%", "reporting_period_label": "Q2 FY24-25", "reporting_period_end": "2024-09-30", "provenance": { "reported_by": "zuno-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY24-25", "source_document": "2024-09-30_NL-20.pdf", "source_url": null, "extracted_by": "nonlife_adapter.py v1", "last_verified": "2026-09-11", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "iffco-tokio", "insurer_name": "IFFCO Tokio General Insurance", "insurer_slug": "iffco-tokio", "value": 92.27, "unit": "%", "reporting_period_label": "Q2 FY24-25", "reporting_period_end": "2024-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY24-25", "source_document": "public-disclosure-september-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "shriram-general", "insurer_name": "Shriram General Insurance", "insurer_slug": "shriram-general", "value": 68.87, "unit": "%", "reporting_period_label": "Q2 FY24-25", "reporting_period_end": "2024-09-30", "provenance": { "reported_by": "shriram-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY24-25", "source_document": "28915c2b-0d16-48e6-af6c-d9fb200b8a03_SGI_Disclosure_20IInd20Qtr202024-25_11.06.2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "star-health", "insurer_name": "Star Health Insurance", "insurer_slug": "star-health", "value": 72.79, "unit": "%", "reporting_period_label": "Q2 FY24-25", "reporting_period_end": "2024-09-30", "provenance": { "reported_by": "star-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY24-25", "source_document": "2024-2025_Q2_Website_PD_Q2_FY_25_59f84a73b0.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "hdfc-ergo", "insurer_name": "HDFC ERGO General Insurance", "insurer_slug": "hdfc-ergo", "value": 89.3, "unit": "%", "reporting_period_label": "Q2 FY24-25", "reporting_period_end": "2024-09-30", "provenance": { "reported_by": "hdfc-ergo-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY24-25", "source_document": "2024-09-30_NL-20.pdf", "source_url": null, "extracted_by": "nonlife_adapter.py v1", "last_verified": "2026-09-10", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "acko-general", "insurer_name": "Acko General Insurance", "insurer_slug": "acko-general", "value": 72.9, "unit": "%", "reporting_period_label": "Q2 FY24-25", "reporting_period_end": "2024-09-30", "provenance": { "reported_by": "acko-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY24-25", "source_document": "Public_Disclosure_Q2_2024_25_2_8bc4985a15.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 text-fallback line match: icr", "source_page": null } }, { "insurer_id": "aditya-birla-health", "insurer_name": "Aditya Birla Health Insurance", "insurer_slug": "aditya-birla-health", "value": 78, "unit": "%", "reporting_period_label": "Q2 FY24-25", "reporting_period_end": "2024-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY24-25", "source_document": "NL_Q2_FY2024-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "agriculture-insurance", "insurer_name": "Agriculture Insurance Company of India", "insurer_slug": "agriculture-insurance", "value": 81.68, "unit": "%", "reporting_period_label": "Q2 FY24-25", "reporting_period_end": "2024-09-30", "provenance": { "reported_by": "agriculture-insurance", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY24-25", "source_document": "2024-25_Q2.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "oriental-insurance", "insurer_name": "Oriental Insurance Company", "insurer_slug": "oriental-insurance", "value": 99.19, "unit": "%", "reporting_period_label": "Q2 FY24-25", "reporting_period_end": "2024-09-30", "provenance": { "reported_by": "oriental-insurance", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY24-25", "source_document": "NL-20_NL_20_30_09_24_90a345be4d.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "bajaj-allianz-general", "insurer_name": "Bajaj Allianz General Insurance", "insurer_slug": "bajaj-allianz-general", "value": 79.67, "unit": "%", "reporting_period_label": "Q2 FY24-25", "reporting_period_end": "2024-09-30", "provenance": { "reported_by": "bajaj-allianz-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY24-25", "source_document": "2024-09-30_NL-20.pdf", "source_url": null, "extracted_by": "nonlife_adapter.py v1", "last_verified": "2026-09-10", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "navi-general", "insurer_name": "Navi General Insurance", "insurer_slug": "navi-general", "value": 98, "unit": "%", "reporting_period_label": "Q2 FY24-25", "reporting_period_end": "2024-09-30", "provenance": { "reported_by": "navi-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY24-25", "source_document": "2024-2025_Jul-Sep.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "zurich-kotak", "insurer_name": "Zurich Kotak General Insurance", "insurer_slug": "zurich-kotak", "value": 68, "unit": "%", "reporting_period_label": "Q2 FY24-25", "reporting_period_end": "2024-09-30", "provenance": { "reported_by": "zurich-kotak", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY24-25", "source_document": "2024-09-30_NL-20.pdf", "source_url": null, "extracted_by": "nonlife_adapter.py v1", "last_verified": "2026-09-11", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "star-health", "insurer_name": "Star Health Insurance", "insurer_slug": "star-health", "value": 67.58, "unit": "%", "reporting_period_label": "Q1 FY24-25", "reporting_period_end": "2024-06-30", "provenance": { "reported_by": "star-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY24-25", "source_document": "2024-2025_Q1_Website_PD_Q1_FY_25_a8dd578ab2.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "niva-bupa", "insurer_name": "Niva Bupa Health Insurance", "insurer_slug": "niva-bupa", "value": 64, "unit": "%", "reporting_period_label": "Q1 FY24-25", "reporting_period_end": "2024-06-30", "provenance": { "reported_by": "niva-bupa", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY24-25", "source_document": "2024-06-30.pdf", "source_url": null, "extracted_by": "nonlife_adapter.py v1", "last_verified": "2026-09-09", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "new-india-assurance", "insurer_name": "New India Assurance", "insurer_slug": "new-india-assurance", "value": 95.98, "unit": "%", "reporting_period_label": "Q1 FY24-25", "reporting_period_end": "2024-06-30", "provenance": { "reported_by": "new-india-assurance", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY24-25", "source_document": "2024-06-30.pdf", "source_url": null, "extracted_by": "nonlife_adapter.py v1", "last_verified": "2026-09-10", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "generali-central", "insurer_name": "Generali Central Insurance (formerly Future Generali)", "insurer_slug": "generali-central", "value": 78, "unit": "%", "reporting_period_label": "Q1 FY24-25", "reporting_period_end": "2024-06-30", "provenance": { "reported_by": "generali-central", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY24-25", "source_document": "FY2024-25_Q1.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "acko-general", "insurer_name": "Acko General Insurance", "insurer_slug": "acko-general", "value": 68.36, "unit": "%", "reporting_period_label": "Q1 FY24-25", "reporting_period_end": "2024-06-30", "provenance": { "reported_by": "acko-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY24-25", "source_document": "Public_Disclosure_Q1_2024_25_1c7cda3d75.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 text-fallback line match: icr", "source_page": null } }, { "insurer_id": "zurich-kotak", "insurer_name": "Zurich Kotak General Insurance", "insurer_slug": "zurich-kotak", "value": 67, "unit": "%", "reporting_period_label": "Q1 FY24-25", "reporting_period_end": "2024-06-30", "provenance": { "reported_by": "zurich-kotak", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY24-25", "source_document": "2024-06-30_NL-20.pdf", "source_url": null, "extracted_by": "nonlife_adapter.py v1", "last_verified": "2026-09-11", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "oriental-insurance", "insurer_name": "Oriental Insurance Company", "insurer_slug": "oriental-insurance", "value": 105.39, "unit": "%", "reporting_period_label": "Q1 FY24-25", "reporting_period_end": "2024-06-30", "provenance": { "reported_by": "oriental-insurance", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY24-25", "source_document": "NL-20_NL_FORMS_20_30_06_2024_f7748ef4f3.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "aditya-birla-health", "insurer_name": "Aditya Birla Health Insurance", "insurer_slug": "aditya-birla-health", "value": 73, "unit": "%", "reporting_period_label": "Q1 FY24-25", "reporting_period_end": "2024-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY24-25", "source_document": "NL_Q1_FY2024-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "navi-general", "insurer_name": "Navi General Insurance", "insurer_slug": "navi-general", "value": 76, "unit": "%", "reporting_period_label": "Q1 FY24-25", "reporting_period_end": "2024-06-30", "provenance": { "reported_by": "navi-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY24-25", "source_document": "2024-2025_Apr-Jun.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "zuno-general", "insurer_name": "Zuno General Insurance", "insurer_slug": "zuno-general", "value": 82, "unit": "%", "reporting_period_label": "Q1 FY24-25", "reporting_period_end": "2024-06-30", "provenance": { "reported_by": "zuno-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY24-25", "source_document": "2024-06-30_NL-20.pdf", "source_url": null, "extracted_by": "nonlife_adapter.py v1", "last_verified": "2026-09-11", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "bajaj-allianz-general", "insurer_name": "Bajaj Allianz General Insurance", "insurer_slug": "bajaj-allianz-general", "value": 77.08, "unit": "%", "reporting_period_label": "Q1 FY24-25", "reporting_period_end": "2024-06-30", "provenance": { "reported_by": "bajaj-allianz-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY24-25", "source_document": "2024-06-30_NL-20.pdf", "source_url": null, "extracted_by": "nonlife_adapter.py v1", "last_verified": "2026-09-10", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "cholamandalam-ms-general", "insurer_name": "Chola MS General Insurance", "insurer_slug": "cholamandalam-ms-general", "value": 72.03, "unit": "%", "reporting_period_label": "Q1 FY24-25", "reporting_period_end": "2024-06-30", "provenance": { "reported_by": "cholamandalam-ms-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY24-25", "source_document": "Public_Disclosure_for_Q1_FY_2024-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "iffco-tokio", "insurer_name": "IFFCO Tokio General Insurance", "insurer_slug": "iffco-tokio", "value": 86.3, "unit": "%", "reporting_period_label": "Q1 FY24-25", "reporting_period_end": "2024-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY24-25", "source_document": "public-disclosure-june-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "shriram-general", "insurer_name": "Shriram General Insurance", "insurer_slug": "shriram-general", "value": 71.95, "unit": "%", "reporting_period_label": "Q1 FY24-25", "reporting_period_end": "2024-06-30", "provenance": { "reported_by": "shriram-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY24-25", "source_document": "dab44f57-6c6a-4a22-a5ba-7f6d92581ff5_Revised_SGI-_Disclosure_-201st20Qtr_2024-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "hdfc-ergo", "insurer_name": "HDFC ERGO General Insurance", "insurer_slug": "hdfc-ergo", "value": 100.26, "unit": "%", "reporting_period_label": "Q1 FY24-25", "reporting_period_end": "2024-06-30", "provenance": { "reported_by": "hdfc-ergo-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY24-25", "source_document": "2024-06-30_NL-20.pdf", "source_url": null, "extracted_by": "nonlife_adapter.py v1", "last_verified": "2026-09-10", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "liberty-general", "insurer_name": "Liberty General Insurance", "insurer_slug": "liberty-general", "value": 72.8, "unit": "%", "reporting_period_label": "FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY23-24", "source_document": "IRDAI Annual Report 2024-25", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 374 } }, { "insurer_id": "oriental-insurance", "insurer_name": "Oriental Insurance Company", "insurer_slug": "oriental-insurance", "value": 101.41, "unit": "%", "reporting_period_label": "Q4 FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "oriental-insurance", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY23-24", "source_document": "NL-20_NL_20_c094e19e28.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-29", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "iffco-tokio", "insurer_name": "IFFCO Tokio General Insurance", "insurer_slug": "iffco-tokio", "value": 83.04, "unit": "%", "reporting_period_label": "Q4 FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY23-24", "source_document": "public-disclosure-march-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "new-india-assurance", "insurer_name": "New India Assurance", "insurer_slug": "new-india-assurance", "value": 93.36, "unit": "%", "reporting_period_label": "FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY23-24", "source_document": "IRDAI Annual Report 2024-25", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 374 } }, { "insurer_id": "generali-central", "insurer_name": "Generali Central Insurance (formerly Future Generali)", "insurer_slug": "generali-central", "value": 70, "unit": "%", "reporting_period_label": "Q4 FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "generali-central", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY23-24", "source_document": "FY2023-24_Q4.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "raheja-qbe", "insurer_name": "Raheja QBE General Insurance", "insurer_slug": "raheja-qbe", "value": 77.91, "unit": "%", "reporting_period_label": "FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY23-24", "source_document": "IRDAI Annual Report 2024-25", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 374 } }, { "insurer_id": "tata-aig", "insurer_name": "Tata AIG General Insurance", "insurer_slug": "tata-aig", "value": 71.43, "unit": "%", "reporting_period_label": "FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY23-24", "source_document": "IRDAI Annual Report 2024-25", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 374 } }, { "insurer_id": "universal-sompo", "insurer_name": "Universal Sompo General Insurance", "insurer_slug": "universal-sompo", "value": 81.74, "unit": "%", "reporting_period_label": "FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY23-24", "source_document": "IRDAI Annual Report 2024-25", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 374 } }, { "insurer_id": "united-india", "insurer_name": "United India Insurance", "insurer_slug": "united-india", "value": 96.5, "unit": "%", "reporting_period_label": "FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY23-24", "source_document": "IRDAI Annual Report 2024-25", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 374 } }, { "insurer_id": "care-health", "insurer_name": "Care Health Insurance", "insurer_slug": "care-health", "value": 57.69, "unit": "%", "reporting_period_label": "FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY23-24", "source_document": "IRDAI Annual Report 2024-25", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 374 } }, { "insurer_id": "magma-general", "insurer_name": "Magma General Insurance", "insurer_slug": "magma-general", "value": 79.88, "unit": "%", "reporting_period_label": "FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY23-24", "source_document": "IRDAI Annual Report 2024-25", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 374 } }, { "insurer_id": "cholamandalam-ms-general", "insurer_name": "Chola MS General Insurance", "insurer_slug": "cholamandalam-ms-general", "value": 71.82, "unit": "%", "reporting_period_label": "Q4 FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "cholamandalam-ms-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY23-24", "source_document": "Public_Disclosure_Mar_2024_Q4__FY_23-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "icici-lombard", "insurer_name": "ICICI Lombard General Insurance", "insurer_slug": "icici-lombard", "value": 70.79, "unit": "%", "reporting_period_label": "FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY23-24", "source_document": "IRDAI Annual Report 2024-25", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 374 } }, { "insurer_id": "reliance-general", "insurer_name": "Reliance General Insurance", "insurer_slug": "reliance-general", "value": 81.06, "unit": "%", "reporting_period_label": "FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY23-24", "source_document": "IRDAI Annual Report 2024-25", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 374 } }, { "insurer_id": "ecgc", "insurer_name": "ECGC", "insurer_slug": "ecgc", "value": 54.49, "unit": "%", "reporting_period_label": "FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY23-24", "source_document": "IRDAI Annual Report 2024-25", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 374 } }, { "insurer_id": "sbi-general", "insurer_name": "SBI General Insurance", "insurer_slug": "sbi-general", "value": 82, "unit": "%", "reporting_period_label": "FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY23-24", "source_document": "IRDAI Annual Report 2024-25", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 374 } }, { "insurer_id": "bajaj-allianz-general", "insurer_name": "Bajaj Allianz General Insurance", "insurer_slug": "bajaj-allianz-general", "value": 73.8, "unit": "%", "reporting_period_label": "FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY23-24", "source_document": "IRDAI Annual Report 2024-25", "source_url": null, "extracted_by": "nonlife_adapter.py v1", "last_verified": "2026-09-10", "extraction_note": "NL-20 row-format label match: icr", "source_page": 374 } }, { "insurer_id": "go-digit-general", "insurer_name": "Digit General Insurance", "insurer_slug": "go-digit-general", "value": 70.32, "unit": "%", "reporting_period_label": "FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY23-24", "source_document": "IRDAI Annual Report 2024-25", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 374 } }, { "insurer_id": "navi-general", "insurer_name": "Navi General Insurance", "insurer_slug": "navi-general", "value": 62, "unit": "%", "reporting_period_label": "Q4 FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "navi-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY23-24", "source_document": "2023-2024_Jan-Mar.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "hdfc-ergo", "insurer_name": "HDFC ERGO General Insurance", "insurer_slug": "hdfc-ergo", "value": 87.7, "unit": "%", "reporting_period_label": "FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY23-24", "source_document": "IRDAI Annual Report 2024-25", "source_url": null, "extracted_by": "nonlife_adapter.py v1", "last_verified": "2026-09-10", "extraction_note": "NL-20 row-format label match: icr", "source_page": 374 } }, { "insurer_id": "zurich-kotak", "insurer_name": "Zurich Kotak General Insurance", "insurer_slug": "zurich-kotak", "value": 69, "unit": "%", "reporting_period_label": "Q4 FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "zurich-kotak", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY23-24", "source_document": "2024-03-31_NL-20.pdf", "source_url": null, "extracted_by": "nonlife_adapter.py v1", "last_verified": "2026-09-11", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "acko-general", "insurer_name": "Acko General Insurance", "insurer_slug": "acko-general", "value": 68.21, "unit": "%", "reporting_period_label": "Q4 FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "acko-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY23-24", "source_document": "Public_Disclosure_Q4_2023_24_1_7583ccec37.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 text-fallback line match: icr", "source_page": null } }, { "insurer_id": "kshema-general", "insurer_name": "Kshema General Insurance", "insurer_slug": "kshema-general", "value": -3, "unit": "%", "reporting_period_label": "Q4 FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "kshema-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY23-24", "source_document": "nl20.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-29", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "zuno-general", "insurer_name": "Zuno General Insurance", "insurer_slug": "zuno-general", "value": 82.52, "unit": "%", "reporting_period_label": "FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY23-24", "source_document": "IRDAI Annual Report 2024-25", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 374 } }, { "insurer_id": "star-health", "insurer_name": "Star Health Insurance", "insurer_slug": "star-health", "value": 64.13, "unit": "%", "reporting_period_label": "Q4 FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "star-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY23-24", "source_document": "2023-2024_Q4_Website_PD_Q4_FY_24_V1_94aaf2e03e.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "aditya-birla-health", "insurer_name": "Aditya Birla Health Insurance", "insurer_slug": "aditya-birla-health", "value": 54, "unit": "%", "reporting_period_label": "Q4 FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY23-24", "source_document": "NL_Q4_FY2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "niva-bupa", "insurer_name": "Niva Bupa Health Insurance", "insurer_slug": "niva-bupa", "value": 59.02, "unit": "%", "reporting_period_label": "FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY23-24", "source_document": "IRDAI Annual Report 2024-25", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 374 } }, { "insurer_id": "manipal-cigna", "insurer_name": "ManipalCigna Health Insurance", "insurer_slug": "manipal-cigna", "value": 63.78, "unit": "%", "reporting_period_label": "FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY23-24", "source_document": "IRDAI Annual Report 2024-25", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 374 } }, { "insurer_id": "agriculture-insurance", "insurer_name": "Agriculture Insurance Company of India", "insurer_slug": "agriculture-insurance", "value": 78.03, "unit": "%", "reporting_period_label": "Q4 FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "agriculture-insurance", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY23-24", "source_document": "2023-24_Q4.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "shriram-general", "insurer_name": "Shriram General Insurance", "insurer_slug": "shriram-general", "value": 63, "unit": "%", "reporting_period_label": "Q4 FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "shriram-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY23-24", "source_document": "692ccea0-5e5b-4136-a561-928feba15032_Revised_SGI-Disclosure_IVth_Qtr_2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "royal-sundaram", "insurer_name": "Royal Sundaram General Insurance", "insurer_slug": "royal-sundaram", "value": 77.62, "unit": "%", "reporting_period_label": "FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY23-24", "source_document": "IRDAI Annual Report 2024-25", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 374 } }, { "insurer_id": "national-insurance", "insurer_name": "National Insurance Company", "insurer_slug": "national-insurance", "value": 95.9, "unit": "%", "reporting_period_label": "FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY23-24", "source_document": "IRDAI Annual Report 2024-25", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 374 } }, { "insurer_id": "iffco-tokio", "insurer_name": "IFFCO Tokio General Insurance", "insurer_slug": "iffco-tokio", "value": 89.59, "unit": "%", "reporting_period_label": "Q3 FY23-24", "reporting_period_end": "2023-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY23-24", "source_document": "public-disclosure-december-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "oriental-insurance", "insurer_name": "Oriental Insurance Company", "insurer_slug": "oriental-insurance", "value": 94.54, "unit": "%", "reporting_period_label": "Q3 FY23-24", "reporting_period_end": "2023-12-31", "provenance": { "reported_by": "oriental-insurance", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY23-24", "source_document": "NL-20_NL_forms_20_1127648d60.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "navi-general", "insurer_name": "Navi General Insurance", "insurer_slug": "navi-general", "value": 61, "unit": "%", "reporting_period_label": "Q3 FY23-24", "reporting_period_end": "2023-12-31", "provenance": { "reported_by": "navi-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY23-24", "source_document": "2023-2024_Oct-Dec.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "aditya-birla-health", "insurer_name": "Aditya Birla Health Insurance", "insurer_slug": "aditya-birla-health", "value": 77, "unit": "%", "reporting_period_label": "Q3 FY23-24", "reporting_period_end": "2023-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY23-24", "source_document": "NL_Q3_FY2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "zurich-kotak", "insurer_name": "Zurich Kotak General Insurance", "insurer_slug": "zurich-kotak", "value": 60, "unit": "%", "reporting_period_label": "Q3 FY23-24", "reporting_period_end": "2023-12-31", "provenance": { "reported_by": "zurich-kotak", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY23-24", "source_document": "2023-12-31_NL-20.pdf", "source_url": null, "extracted_by": "nonlife_adapter.py v1", "last_verified": "2026-09-11", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "star-health", "insurer_name": "Star Health Insurance", "insurer_slug": "star-health", "value": 67.69, "unit": "%", "reporting_period_label": "Q3 FY23-24", "reporting_period_end": "2023-12-31", "provenance": { "reported_by": "star-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY23-24", "source_document": "2023-2024_Q3_PD_FY_24_Q3_V2_9e9549b3e9.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "shriram-general", "insurer_name": "Shriram General Insurance", "insurer_slug": "shriram-general", "value": 63.56, "unit": "%", "reporting_period_label": "Q3 FY23-24", "reporting_period_end": "2023-12-31", "provenance": { "reported_by": "shriram-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY23-24", "source_document": "7d390b8a_Q3_2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "generali-central", "insurer_name": "Generali Central Insurance (formerly Future Generali)", "insurer_slug": "generali-central", "value": 76, "unit": "%", "reporting_period_label": "Q3 FY23-24", "reporting_period_end": "2023-12-31", "provenance": { "reported_by": "generali-central", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY23-24", "source_document": "FY2023-24_Q3.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "cholamandalam-ms-general", "insurer_name": "Chola MS General Insurance", "insurer_slug": "cholamandalam-ms-general", "value": 74.5, "unit": "%", "reporting_period_label": "Q3 FY23-24", "reporting_period_end": "2023-12-31", "provenance": { "reported_by": "cholamandalam-ms-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY23-24", "source_document": "Public_Disclosures_for_Q3_ended_FY_23-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "acko-general", "insurer_name": "Acko General Insurance", "insurer_slug": "acko-general", "value": 67.34, "unit": "%", "reporting_period_label": "Q3 FY23-24", "reporting_period_end": "2023-12-31", "provenance": { "reported_by": "acko-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY23-24", "source_document": "Public_Disclosure_Q3_2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 text-fallback line match: icr", "source_page": null } }, { "insurer_id": "iffco-tokio", "insurer_name": "IFFCO Tokio General Insurance", "insurer_slug": "iffco-tokio", "value": 84.55, "unit": "%", "reporting_period_label": "Q2 FY23-24", "reporting_period_end": "2023-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY23-24", "source_document": "public-disclosure-september-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "oriental-insurance", "insurer_name": "Oriental Insurance Company", "insurer_slug": "oriental-insurance", "value": 96.97, "unit": "%", "reporting_period_label": "Q2 FY23-24", "reporting_period_end": "2023-09-30", "provenance": { "reported_by": "oriental-insurance", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY23-24", "source_document": "NL-20_NL_20_Analytical_Ratios_07_12_2023_f7e37468ea.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "generali-central", "insurer_name": "Generali Central Insurance (formerly Future Generali)", "insurer_slug": "generali-central", "value": 77, "unit": "%", "reporting_period_label": "Q2 FY23-24", "reporting_period_end": "2023-09-30", "provenance": { "reported_by": "generali-central", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY23-24", "source_document": "FY2023-24_Q2.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "acko-general", "insurer_name": "Acko General Insurance", "insurer_slug": "acko-general", "value": 69.58, "unit": "%", "reporting_period_label": "Q2 FY23-24", "reporting_period_end": "2023-09-30", "provenance": { "reported_by": "acko-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY23-24", "source_document": "Public_Disclosure_Q2_2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 text-fallback line match: icr", "source_page": null } }, { "insurer_id": "aditya-birla-health", "insurer_name": "Aditya Birla Health Insurance", "insurer_slug": "aditya-birla-health", "value": 78, "unit": "%", "reporting_period_label": "Q2 FY23-24", "reporting_period_end": "2023-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY23-24", "source_document": "NL_Q2_FY2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "shriram-general", "insurer_name": "Shriram General Insurance", "insurer_slug": "shriram-general", "value": 66.27, "unit": "%", "reporting_period_label": "Q2 FY23-24", "reporting_period_end": "2023-09-30", "provenance": { "reported_by": "shriram-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY23-24", "source_document": "45103f99-6f49-43a0-9aeb-1b4e980067c1_SGI-_Disclosure_-_2nd_Qtr_2023-24_Revised_on_22.12.2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "navi-general", "insurer_name": "Navi General Insurance", "insurer_slug": "navi-general", "value": 45, "unit": "%", "reporting_period_label": "Q2 FY23-24", "reporting_period_end": "2023-09-30", "provenance": { "reported_by": "navi-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY23-24", "source_document": "2023-2024_Jul-Sep.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "cholamandalam-ms-general", "insurer_name": "Chola MS General Insurance", "insurer_slug": "cholamandalam-ms-general", "value": 73.84, "unit": "%", "reporting_period_label": "Q2 FY23-24", "reporting_period_end": "2023-09-30", "provenance": { "reported_by": "cholamandalam-ms-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY23-24", "source_document": "Public_Disclosures_Q2_and_H2_Sep_2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "star-health", "insurer_name": "Star Health Insurance", "insurer_slug": "star-health", "value": 68.7, "unit": "%", "reporting_period_label": "Q2 FY23-24", "reporting_period_end": "2023-09-30", "provenance": { "reported_by": "star-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY23-24", "source_document": "2023-2024_Q2_Website_PD_Q2_FY_24_f699994461.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "iffco-tokio", "insurer_name": "IFFCO Tokio General Insurance", "insurer_slug": "iffco-tokio", "value": 88.06, "unit": "%", "reporting_period_label": "Q1 FY23-24", "reporting_period_end": "2023-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY23-24", "source_document": "public-disclosure-june-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "shriram-general", "insurer_name": "Shriram General Insurance", "insurer_slug": "shriram-general", "value": 73.19, "unit": "%", "reporting_period_label": "Q1 FY23-24", "reporting_period_end": "2023-06-30", "provenance": { "reported_by": "shriram-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY23-24", "source_document": "6bbd2f06-1ed7-4c12-8bff-c646df43be4a_Revised_SGI-_Disclosure_-_1st_Qtr__23-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "generali-central", "insurer_name": "Generali Central Insurance (formerly Future Generali)", "insurer_slug": "generali-central", "value": 63, "unit": "%", "reporting_period_label": "Q1 FY23-24", "reporting_period_end": "2023-06-30", "provenance": { "reported_by": "generali-central", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY23-24", "source_document": "FY2023-24_Q1.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "cholamandalam-ms-general", "insurer_name": "Chola MS General Insurance", "insurer_slug": "cholamandalam-ms-general", "value": 74.53, "unit": "%", "reporting_period_label": "Q1 FY23-24", "reporting_period_end": "2023-06-30", "provenance": { "reported_by": "cholamandalam-ms-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY23-24", "source_document": "Public_Disclosures_for_Q1_FY_2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "navi-general", "insurer_name": "Navi General Insurance", "insurer_slug": "navi-general", "value": 44, "unit": "%", "reporting_period_label": "Q1 FY23-24", "reporting_period_end": "2023-06-30", "provenance": { "reported_by": "navi-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY23-24", "source_document": "2023-2024_Apr-Jun.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "agriculture-insurance", "insurer_name": "Agriculture Insurance Company of India", "insurer_slug": "agriculture-insurance", "value": 118.6, "unit": "%", "reporting_period_label": "Q1 FY23-24", "reporting_period_end": "2023-06-30", "provenance": { "reported_by": "agriculture-insurance", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY23-24", "source_document": "2023-24_Q1.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "aditya-birla-health", "insurer_name": "Aditya Birla Health Insurance", "insurer_slug": "aditya-birla-health", "value": 73, "unit": "%", "reporting_period_label": "Q1 FY23-24", "reporting_period_end": "2023-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY23-24", "source_document": "NL_Q1_FY2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "acko-general", "insurer_name": "Acko General Insurance", "insurer_slug": "acko-general", "value": 73.88, "unit": "%", "reporting_period_label": "Q1 FY23-24", "reporting_period_end": "2023-06-30", "provenance": { "reported_by": "acko-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY23-24", "source_document": "Public_Disclosure_Q1_2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 text-fallback line match: icr", "source_page": null } }, { "insurer_id": "star-health", "insurer_name": "Star Health Insurance", "insurer_slug": "star-health", "value": 65.41, "unit": "%", "reporting_period_label": "Q1 FY23-24", "reporting_period_end": "2023-06-30", "provenance": { "reported_by": "star-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY23-24", "source_document": "2023-2024_Q1_Website_PD_Q1_FY_24_V1_9010203a7d.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "oriental-insurance", "insurer_name": "Oriental Insurance Company", "insurer_slug": "oriental-insurance", "value": 103.46, "unit": "%", "reporting_period_label": "Q1 FY23-24", "reporting_period_end": "2023-06-30", "provenance": { "reported_by": "oriental-insurance", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY23-24", "source_document": "NL-20_NL_20_Analytical_Ratios_23_08_2023_0c819ed188.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "tata-aig", "insurer_name": "Tata AIG General Insurance", "insurer_slug": "tata-aig", "value": 73.6, "unit": "%", "reporting_period_label": "FY22-23", "reporting_period_end": "2023-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY22-23", "source_document": "IRDAI Annual Report 2023-24", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 355 } }, { "insurer_id": "hdfc-ergo", "insurer_name": "HDFC ERGO General Insurance", "insurer_slug": "hdfc-ergo", "value": 79.94, "unit": "%", "reporting_period_label": "FY22-23", "reporting_period_end": "2023-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY22-23", "source_document": "IRDAI Annual Report 2023-24", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 355 } }, { "insurer_id": "shriram-general", "insurer_name": "Shriram General Insurance", "insurer_slug": "shriram-general", "value": 68.33, "unit": "%", "reporting_period_label": "Q4 FY22-23", "reporting_period_end": "2023-03-31", "provenance": { "reported_by": "shriram-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY22-23", "source_document": "1d8ed725-d346-4a8e-b555-08d7aea03ec0_SGIDISC202223Q4_NEW_Mar_2026_updated.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "liberty-general", "insurer_name": "Liberty General Insurance", "insurer_slug": "liberty-general", "value": 72.3, "unit": "%", "reporting_period_label": "FY22-23", "reporting_period_end": "2023-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY22-23", "source_document": "IRDAI Annual Report 2023-24", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 355 } }, { "insurer_id": "aditya-birla-health", "insurer_name": "Aditya Birla Health Insurance", "insurer_slug": "aditya-birla-health", "value": 64.68, "unit": "%", "reporting_period_label": "FY22-23", "reporting_period_end": "2023-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY22-23", "source_document": "IRDAI Annual Report 2023-24", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 355 } }, { "insurer_id": "new-india-assurance", "insurer_name": "New India Assurance", "insurer_slug": "new-india-assurance", "value": 96.59, "unit": "%", "reporting_period_label": "FY22-23", "reporting_period_end": "2023-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY22-23", "source_document": "IRDAI Annual Report 2023-24", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 355 } }, { "insurer_id": "national-insurance", "insurer_name": "National Insurance Company", "insurer_slug": "national-insurance", "value": 100.85, "unit": "%", "reporting_period_label": "FY22-23", "reporting_period_end": "2023-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY22-23", "source_document": "IRDAI Annual Report 2023-24", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 355 } }, { "insurer_id": "sbi-general", "insurer_name": "SBI General Insurance", "insurer_slug": "sbi-general", "value": 78.73, "unit": "%", "reporting_period_label": "FY22-23", "reporting_period_end": "2023-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY22-23", "source_document": "IRDAI Annual Report 2023-24", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 355 } }, { "insurer_id": "raheja-qbe", "insurer_name": "Raheja QBE General Insurance", "insurer_slug": "raheja-qbe", "value": 78.48, "unit": "%", "reporting_period_label": "FY22-23", "reporting_period_end": "2023-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY22-23", "source_document": "IRDAI Annual Report 2023-24", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 355 } }, { "insurer_id": "united-india", "insurer_name": "United India Insurance", "insurer_slug": "united-india", "value": 92.85, "unit": "%", "reporting_period_label": "FY22-23", "reporting_period_end": "2023-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY22-23", "source_document": "IRDAI Annual Report 2023-24", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 355 } }, { "insurer_id": "zuno-general", "insurer_name": "Zuno General Insurance", "insurer_slug": "zuno-general", "value": 82.21, "unit": "%", "reporting_period_label": "FY22-23", "reporting_period_end": "2023-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY22-23", "source_document": "IRDAI Annual Report 2023-24", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 355 } }, { "insurer_id": "care-health", "insurer_name": "Care Health Insurance", "insurer_slug": "care-health", "value": 53.82, "unit": "%", "reporting_period_label": "FY22-23", "reporting_period_end": "2023-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY22-23", "source_document": "IRDAI Annual Report 2023-24", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 355 } }, { "insurer_id": "iffco-tokio", "insurer_name": "IFFCO Tokio General Insurance", "insurer_slug": "iffco-tokio", "value": 92.66, "unit": "%", "reporting_period_label": "Q4 FY22-23", "reporting_period_end": "2023-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY22-23", "source_document": "public-disclosure-march-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "manipal-cigna", "insurer_name": "ManipalCigna Health Insurance", "insurer_slug": "manipal-cigna", "value": 64.66, "unit": "%", "reporting_period_label": "FY22-23", "reporting_period_end": "2023-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY22-23", "source_document": "IRDAI Annual Report 2023-24", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 355 } }, { "insurer_id": "acko-general", "insurer_name": "Acko General Insurance", "insurer_slug": "acko-general", "value": 80.08, "unit": "%", "reporting_period_label": "Q4 FY22-23", "reporting_period_end": "2023-03-31", "provenance": { "reported_by": "acko-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY22-23", "source_document": "Public_Disclosure_Q4_2022_23_1_c8ef63f824.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 text-fallback line match: icr", "source_page": null } }, { "insurer_id": "oriental-insurance", "insurer_name": "Oriental Insurance Company", "insurer_slug": "oriental-insurance", "value": 114.57, "unit": "%", "reporting_period_label": "Q4 FY22-23", "reporting_period_end": "2023-03-31", "provenance": { "reported_by": "oriental-insurance", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY22-23", "source_document": "NL-20_FY_2022_23_NL_NL_20_ANALYTICAL_RATIOS_SCHEDULE_Analytical_Ratios_Fourth_Quarter_27bc713655.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-29", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "reliance-general", "insurer_name": "Reliance General Insurance", "insurer_slug": "reliance-general", "value": 77.2, "unit": "%", "reporting_period_label": "FY22-23", "reporting_period_end": "2023-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY22-23", "source_document": "IRDAI Annual Report 2023-24", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 355 } }, { "insurer_id": "bajaj-allianz-general", "insurer_name": "Bajaj Allianz General Insurance", "insurer_slug": "bajaj-allianz-general", "value": 74.53, "unit": "%", "reporting_period_label": "FY22-23", "reporting_period_end": "2023-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY22-23", "source_document": "IRDAI Annual Report 2023-24", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 355 } }, { "insurer_id": "royal-sundaram", "insurer_name": "Royal Sundaram General Insurance", "insurer_slug": "royal-sundaram", "value": 76.99, "unit": "%", "reporting_period_label": "FY22-23", "reporting_period_end": "2023-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY22-23", "source_document": "IRDAI Annual Report 2023-24", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 355 } }, { "insurer_id": "cholamandalam-ms-general", "insurer_name": "Chola MS General Insurance", "insurer_slug": "cholamandalam-ms-general", "value": 70.82, "unit": "%", "reporting_period_label": "Q4 FY22-23", "reporting_period_end": "2023-03-31", "provenance": { "reported_by": "cholamandalam-ms-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY22-23", "source_document": "Public_Disclosures_for_Q4_FY_2022-23.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "magma-general", "insurer_name": "Magma General Insurance", "insurer_slug": "magma-general", "value": 72.62, "unit": "%", "reporting_period_label": "FY22-23", "reporting_period_end": "2023-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY22-23", "source_document": "IRDAI Annual Report 2023-24", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 355 } }, { "insurer_id": "star-health", "insurer_name": "Star Health Insurance", "insurer_slug": "star-health", "value": 61.99, "unit": "%", "reporting_period_label": "Q4 FY22-23", "reporting_period_end": "2023-03-31", "provenance": { "reported_by": "star-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY22-23", "source_document": "2022-2023_Q4_PD_FY_23_Q4_V2_4_14dcf85789.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "universal-sompo", "insurer_name": "Universal Sompo General Insurance", "insurer_slug": "universal-sompo", "value": 78.18, "unit": "%", "reporting_period_label": "FY22-23", "reporting_period_end": "2023-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY22-23", "source_document": "IRDAI Annual Report 2023-24", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 355 } }, { "insurer_id": "icici-lombard", "insurer_name": "ICICI Lombard General Insurance", "insurer_slug": "icici-lombard", "value": 80.79, "unit": "%", "reporting_period_label": "FY22-23", "reporting_period_end": "2023-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY22-23", "source_document": "IRDAI Annual Report 2023-24", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 355 } }, { "insurer_id": "ecgc", "insurer_name": "ECGC", "insurer_slug": "ecgc", "value": -74.7, "unit": "%", "reporting_period_label": "FY22-23", "reporting_period_end": "2023-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY22-23", "source_document": "IRDAI Annual Report 2023-24", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 355 } }, { "insurer_id": "niva-bupa", "insurer_name": "Niva Bupa Health Insurance", "insurer_slug": "niva-bupa", "value": 54.05, "unit": "%", "reporting_period_label": "FY22-23", "reporting_period_end": "2023-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY22-23", "source_document": "IRDAI Annual Report 2023-24", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 355 } }, { "insurer_id": "generali-central", "insurer_name": "Generali Central Insurance (formerly Future Generali)", "insurer_slug": "generali-central", "value": 61, "unit": "%", "reporting_period_label": "Q4 FY22-23", "reporting_period_end": "2023-03-31", "provenance": { "reported_by": "generali-central", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY22-23", "source_document": "FY2022-23_Q4.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "zurich-kotak", "insurer_name": "Zurich Kotak General Insurance", "insurer_slug": "zurich-kotak", "value": 69.5, "unit": "%", "reporting_period_label": "FY22-23", "reporting_period_end": "2023-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY22-23", "source_document": "IRDAI Annual Report 2023-24", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 355 } }, { "insurer_id": "go-digit-general", "insurer_name": "Digit General Insurance", "insurer_slug": "go-digit-general", "value": 67.23, "unit": "%", "reporting_period_label": "FY22-23", "reporting_period_end": "2023-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY22-23", "source_document": "IRDAI Annual Report 2023-24", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 355 } }, { "insurer_id": "agriculture-insurance", "insurer_name": "Agriculture Insurance Company of India", "insurer_slug": "agriculture-insurance", "value": 86.59, "unit": "%", "reporting_period_label": "Q4 FY22-23", "reporting_period_end": "2023-03-31", "provenance": { "reported_by": "agriculture-insurance", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY22-23", "source_document": "2022-23_Q4.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "navi-general", "insurer_name": "Navi General Insurance", "insurer_slug": "navi-general", "value": 105, "unit": "%", "reporting_period_label": "Q4 FY22-23", "reporting_period_end": "2023-03-31", "provenance": { "reported_by": "navi-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY22-23", "source_document": "2022-2023_Jan-Mar.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "generali-central", "insurer_name": "Generali Central Insurance (formerly Future Generali)", "insurer_slug": "generali-central", "value": 68, "unit": "%", "reporting_period_label": "Q3 FY22-23", "reporting_period_end": "2022-12-31", "provenance": { "reported_by": "generali-central", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY22-23", "source_document": "FY2022-23_Q3.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "agriculture-insurance", "insurer_name": "Agriculture Insurance Company of India", "insurer_slug": "agriculture-insurance", "value": 97.33, "unit": "%", "reporting_period_label": "Q3 FY22-23", "reporting_period_end": "2022-12-31", "provenance": { "reported_by": "agriculture-insurance", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY22-23", "source_document": "2022-23_Q3.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "cholamandalam-ms-general", "insurer_name": "Chola MS General Insurance", "insurer_slug": "cholamandalam-ms-general", "value": 69.73, "unit": "%", "reporting_period_label": "Q3 FY22-23", "reporting_period_end": "2022-12-31", "provenance": { "reported_by": "cholamandalam-ms-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY22-23", "source_document": "Public_Disclosures_Q3_FY_2022-23.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "star-health", "insurer_name": "Star Health Insurance", "insurer_slug": "star-health", "value": 63.75, "unit": "%", "reporting_period_label": "Q3 FY22-23", "reporting_period_end": "2022-12-31", "provenance": { "reported_by": "star-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY22-23", "source_document": "2022-2023_Q3_Q3_c3149c04de.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "iffco-tokio", "insurer_name": "IFFCO Tokio General Insurance", "insurer_slug": "iffco-tokio", "value": 85.15, "unit": "%", "reporting_period_label": "Q3 FY22-23", "reporting_period_end": "2022-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY22-23", "source_document": "public-disclosure-december-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "navi-general", "insurer_name": "Navi General Insurance", "insurer_slug": "navi-general", "value": 60, "unit": "%", "reporting_period_label": "Q3 FY22-23", "reporting_period_end": "2022-12-31", "provenance": { "reported_by": "navi-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY22-23", "source_document": "2022-2023_Oct-Dec.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "oriental-insurance", "insurer_name": "Oriental Insurance Company", "insurer_slug": "oriental-insurance", "value": 108.32, "unit": "%", "reporting_period_label": "Q3 FY22-23", "reporting_period_end": "2022-12-31", "provenance": { "reported_by": "oriental-insurance", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY22-23", "source_document": "NL-20_FY_2022_23_NL_NL_20_ANALYTICAL_RATIOS_SCHEDULE_Analytical_Ratios_Third_Quarter_9b832690fb.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "shriram-general", "insurer_name": "Shriram General Insurance", "insurer_slug": "shriram-general", "value": 75.02, "unit": "%", "reporting_period_label": "Q3 FY22-23", "reporting_period_end": "2022-12-31", "provenance": { "reported_by": "shriram-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY22-23", "source_document": "SGIDISC202223Q3_NEW.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "acko-general", "insurer_name": "Acko General Insurance", "insurer_slug": "acko-general", "value": 84.08, "unit": "%", "reporting_period_label": "Q3 FY22-23", "reporting_period_end": "2022-12-31", "provenance": { "reported_by": "acko-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY22-23", "source_document": "Public_Disclosure_-_Q3_-_FY_2022-23.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 text-fallback line match: icr", "source_page": null } }, { "insurer_id": "agriculture-insurance", "insurer_name": "Agriculture Insurance Company of India", "insurer_slug": "agriculture-insurance", "value": 94.5, "unit": "%", "reporting_period_label": "Q2 FY22-23", "reporting_period_end": "2022-09-30", "provenance": { "reported_by": "agriculture-insurance", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY22-23", "source_document": "2022-23_Q2.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "shriram-general", "insurer_name": "Shriram General Insurance", "insurer_slug": "shriram-general", "value": 76.83, "unit": "%", "reporting_period_label": "Q2 FY22-23", "reporting_period_end": "2022-09-30", "provenance": { "reported_by": "shriram-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY22-23", "source_document": "SGIDISC202223Q2_NEW.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "iffco-tokio", "insurer_name": "IFFCO Tokio General Insurance", "insurer_slug": "iffco-tokio", "value": 85.19, "unit": "%", "reporting_period_label": "Q2 FY22-23", "reporting_period_end": "2022-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY22-23", "source_document": "public-disclosure-september-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "oriental-insurance", "insurer_name": "Oriental Insurance Company", "insurer_slug": "oriental-insurance", "value": -146, "unit": "%", "reporting_period_label": "Q2 FY22-23", "reporting_period_end": "2022-09-30", "provenance": { "reported_by": "oriental-insurance", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY22-23", "source_document": "NL-20_FY_2022_23_NL_NL_20_ANALYTICAL_RATIOS_SCHEDULE_Analytical_Ratios_Second_Quarter_e1dd2b8e82.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "navi-general", "insurer_name": "Navi General Insurance", "insurer_slug": "navi-general", "value": 72, "unit": "%", "reporting_period_label": "Q2 FY22-23", "reporting_period_end": "2022-09-30", "provenance": { "reported_by": "navi-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY22-23", "source_document": "2022-2023_Jul-Sep.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "cholamandalam-ms-general", "insurer_name": "Chola MS General Insurance", "insurer_slug": "cholamandalam-ms-general", "value": 72.53, "unit": "%", "reporting_period_label": "Q2 FY22-23", "reporting_period_end": "2022-09-30", "provenance": { "reported_by": "cholamandalam-ms-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY22-23", "source_document": "Public_disclosures_for_Q2_and_H2_2022-23.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "star-health", "insurer_name": "Star Health Insurance", "insurer_slug": "star-health", "value": 68.2, "unit": "%", "reporting_period_label": "Q2 FY22-23", "reporting_period_end": "2022-09-30", "provenance": { "reported_by": "star-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY22-23", "source_document": "2022-2023_Q2_Q2_5900e929b6.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "acko-general", "insurer_name": "Acko General Insurance", "insurer_slug": "acko-general", "value": 100.76, "unit": "%", "reporting_period_label": "Q2 FY22-23", "reporting_period_end": "2022-09-30", "provenance": { "reported_by": "acko-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY22-23", "source_document": "public-disclosure_-q2-fy-2022-23.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 text-fallback line match: icr", "source_page": null } }, { "insurer_id": "generali-central", "insurer_name": "Generali Central Insurance (formerly Future Generali)", "insurer_slug": "generali-central", "value": 72, "unit": "%", "reporting_period_label": "Q2 FY22-23", "reporting_period_end": "2022-09-30", "provenance": { "reported_by": "generali-central", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY22-23", "source_document": "FY2022-23_Q2.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "iffco-tokio", "insurer_name": "IFFCO Tokio General Insurance", "insurer_slug": "iffco-tokio", "value": 90.95, "unit": "%", "reporting_period_label": "Q1 FY22-23", "reporting_period_end": "2022-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY22-23", "source_document": "public-disclosure-june-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "cholamandalam-ms-general", "insurer_name": "Chola MS General Insurance", "insurer_slug": "cholamandalam-ms-general", "value": 72.04, "unit": "%", "reporting_period_label": "Q1 FY22-23", "reporting_period_end": "2022-06-30", "provenance": { "reported_by": "cholamandalam-ms-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY22-23", "source_document": "Public_Disclosure_Q1_FY_2022-23.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "navi-general", "insurer_name": "Navi General Insurance", "insurer_slug": "navi-general", "value": 71, "unit": "%", "reporting_period_label": "Q1 FY22-23", "reporting_period_end": "2022-06-30", "provenance": { "reported_by": "navi-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY22-23", "source_document": "2022-2023_Apr-Jun.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "agriculture-insurance", "insurer_name": "Agriculture Insurance Company of India", "insurer_slug": "agriculture-insurance", "value": 104.03, "unit": "%", "reporting_period_label": "Q1 FY22-23", "reporting_period_end": "2022-06-30", "provenance": { "reported_by": "agriculture-insurance", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY22-23", "source_document": "2022-23_Q1.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "oriental-insurance", "insurer_name": "Oriental Insurance Company", "insurer_slug": "oriental-insurance", "value": 110.19, "unit": "%", "reporting_period_label": "Q1 FY22-23", "reporting_period_end": "2022-06-30", "provenance": { "reported_by": "oriental-insurance", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY22-23", "source_document": "NL-20_FY_2022_23_NL_20_09_09_2022_e7ac35d41f.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "star-health", "insurer_name": "Star Health Insurance", "insurer_slug": "star-health", "value": 66.28, "unit": "%", "reporting_period_label": "Q1 FY22-23", "reporting_period_end": "2022-06-30", "provenance": { "reported_by": "star-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY22-23", "source_document": "2022-2023_Q1_Q1_c1a5f6fc27.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "generali-central", "insurer_name": "Generali Central Insurance (formerly Future Generali)", "insurer_slug": "generali-central", "value": 63, "unit": "%", "reporting_period_label": "Q1 FY22-23", "reporting_period_end": "2022-06-30", "provenance": { "reported_by": "generali-central", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY22-23", "source_document": "FY2022-23_Q1.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "shriram-general", "insurer_name": "Shriram General Insurance", "insurer_slug": "shriram-general", "value": 78.59, "unit": "%", "reporting_period_label": "Q1 FY22-23", "reporting_period_end": "2022-06-30", "provenance": { "reported_by": "shriram-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY22-23", "source_document": "SGIDISC202223Q1.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "acko-general", "insurer_name": "Acko General Insurance", "insurer_slug": "acko-general", "value": 70.04, "unit": "%", "reporting_period_label": "Q1 FY22-23", "reporting_period_end": "2022-06-30", "provenance": { "reported_by": "acko-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY22-23", "source_document": "public-disclosure-q1-fy-2022-23.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 text-fallback line match: icr", "source_page": null } }, { "insurer_id": "magma-general", "insurer_name": "Magma General Insurance", "insurer_slug": "magma-general", "value": 68.65, "unit": "%", "reporting_period_label": "FY21-22", "reporting_period_end": "2022-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY21-22", "source_document": "IRDAI Annual Report 2022-23", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 325 } }, { "insurer_id": "universal-sompo", "insurer_name": "Universal Sompo General Insurance", "insurer_slug": "universal-sompo", "value": 77.77, "unit": "%", "reporting_period_label": "FY21-22", "reporting_period_end": "2022-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY21-22", "source_document": "IRDAI Annual Report 2022-23", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 325 } }, { "insurer_id": "united-india", "insurer_name": "United India Insurance", "insurer_slug": "united-india", "value": 98.57, "unit": "%", "reporting_period_label": "FY21-22", "reporting_period_end": "2022-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY21-22", "source_document": "IRDAI Annual Report 2022-23", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 325 } }, { "insurer_id": "liberty-general", "insurer_name": "Liberty General Insurance", "insurer_slug": "liberty-general", "value": 66.74, "unit": "%", "reporting_period_label": "FY21-22", "reporting_period_end": "2022-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY21-22", "source_document": "IRDAI Annual Report 2022-23", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 325 } }, { "insurer_id": "go-digit-general", "insurer_name": "Digit General Insurance", "insurer_slug": "go-digit-general", "value": 74.02, "unit": "%", "reporting_period_label": "FY21-22", "reporting_period_end": "2022-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY21-22", "source_document": "IRDAI Annual Report 2022-23", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 325 } }, { "insurer_id": "ecgc", "insurer_name": "ECGC", "insurer_slug": "ecgc", "value": 61.92, "unit": "%", "reporting_period_label": "FY21-22", "reporting_period_end": "2022-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY21-22", "source_document": "IRDAI Annual Report 2022-23", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 325 } }, { "insurer_id": "oriental-insurance", "insurer_name": "Oriental Insurance Company", "insurer_slug": "oriental-insurance", "value": 109.68, "unit": "%", "reporting_period_label": "Q4 FY21-22", "reporting_period_end": "2022-03-31", "provenance": { "reported_by": "oriental-insurance", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY21-22", "source_document": "NL-20_NL_20_9b687bd243.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-29", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "aditya-birla-health", "insurer_name": "Aditya Birla Health Insurance", "insurer_slug": "aditya-birla-health", "value": 69.56, "unit": "%", "reporting_period_label": "FY21-22", "reporting_period_end": "2022-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY21-22", "source_document": "IRDAI Annual Report 2022-23", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 325 } }, { "insurer_id": "sbi-general", "insurer_name": "SBI General Insurance", "insurer_slug": "sbi-general", "value": 86.31, "unit": "%", "reporting_period_label": "FY21-22", "reporting_period_end": "2022-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY21-22", "source_document": "IRDAI Annual Report 2022-23", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 325 } }, { "insurer_id": "zurich-kotak", "insurer_name": "Zurich Kotak General Insurance", "insurer_slug": "zurich-kotak", "value": 77.01, "unit": "%", "reporting_period_label": "FY21-22", "reporting_period_end": "2022-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY21-22", "source_document": "IRDAI Annual Report 2022-23", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 325 } }, { "insurer_id": "bajaj-allianz-general", "insurer_name": "Bajaj Allianz General Insurance", "insurer_slug": "bajaj-allianz-general", "value": 72.96, "unit": "%", "reporting_period_label": "FY21-22", "reporting_period_end": "2022-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY21-22", "source_document": "IRDAI Annual Report 2022-23", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 325 } }, { "insurer_id": "reliance-general", "insurer_name": "Reliance General Insurance", "insurer_slug": "reliance-general", "value": 77.53, "unit": "%", "reporting_period_label": "FY21-22", "reporting_period_end": "2022-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY21-22", "source_document": "IRDAI Annual Report 2022-23", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 325 } }, { "insurer_id": "royal-sundaram", "insurer_name": "Royal Sundaram General Insurance", "insurer_slug": "royal-sundaram", "value": 84.21, "unit": "%", "reporting_period_label": "FY21-22", "reporting_period_end": "2022-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY21-22", "source_document": "IRDAI Annual Report 2022-23", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 325 } }, { "insurer_id": "star-health", "insurer_name": "Star Health Insurance", "insurer_slug": "star-health", "value": 87.06, "unit": "%", "reporting_period_label": "FY21-22", "reporting_period_end": "2022-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY21-22", "source_document": "IRDAI Annual Report 2022-23", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 325 } }, { "insurer_id": "niva-bupa", "insurer_name": "Niva Bupa Health Insurance", "insurer_slug": "niva-bupa", "value": 62.12, "unit": "%", "reporting_period_label": "FY21-22", "reporting_period_end": "2022-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY21-22", "source_document": "IRDAI Annual Report 2022-23", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 325 } }, { "insurer_id": "navi-general", "insurer_name": "Navi General Insurance", "insurer_slug": "navi-general", "value": 66.29, "unit": "%", "reporting_period_label": "FY21-22", "reporting_period_end": "2022-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY21-22", "source_document": "IRDAI Annual Report 2022-23", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 325 } }, { "insurer_id": "care-health", "insurer_name": "Care Health Insurance", "insurer_slug": "care-health", "value": 65.07, "unit": "%", "reporting_period_label": "FY21-22", "reporting_period_end": "2022-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY21-22", "source_document": "IRDAI Annual Report 2022-23", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 325 } }, { "insurer_id": "shriram-general", "insurer_name": "Shriram General Insurance", "insurer_slug": "shriram-general", "value": 72.35, "unit": "%", "reporting_period_label": "FY21-22", "reporting_period_end": "2022-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY21-22", "source_document": "IRDAI Annual Report 2022-23", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 325 } }, { "insurer_id": "raheja-qbe", "insurer_name": "Raheja QBE General Insurance", "insurer_slug": "raheja-qbe", "value": 81.21, "unit": "%", "reporting_period_label": "FY21-22", "reporting_period_end": "2022-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY21-22", "source_document": "IRDAI Annual Report 2022-23", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 325 } }, { "insurer_id": "zuno-general", "insurer_name": "Zuno General Insurance", "insurer_slug": "zuno-general", "value": 96.71, "unit": "%", "reporting_period_label": "FY21-22", "reporting_period_end": "2022-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY21-22", "source_document": "IRDAI Annual Report 2022-23", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 325 } }, { "insurer_id": "iffco-tokio", "insurer_name": "IFFCO Tokio General Insurance", "insurer_slug": "iffco-tokio", "value": 94.69, "unit": "%", "reporting_period_label": "Q4 FY21-22", "reporting_period_end": "2022-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY21-22", "source_document": "public-disclosure-march-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "national-insurance", "insurer_name": "National Insurance Company", "insurer_slug": "national-insurance", "value": 104.05, "unit": "%", "reporting_period_label": "FY21-22", "reporting_period_end": "2022-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY21-22", "source_document": "IRDAI Annual Report 2022-23", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 325 } }, { "insurer_id": "new-india-assurance", "insurer_name": "New India Assurance", "insurer_slug": "new-india-assurance", "value": 101.23, "unit": "%", "reporting_period_label": "FY21-22", "reporting_period_end": "2022-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY21-22", "source_document": "IRDAI Annual Report 2022-23", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 325 } }, { "insurer_id": "hdfc-ergo", "insurer_name": "HDFC ERGO General Insurance", "insurer_slug": "hdfc-ergo", "value": 84.04, "unit": "%", "reporting_period_label": "FY21-22", "reporting_period_end": "2022-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY21-22", "source_document": "IRDAI Annual Report 2022-23", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 325 } }, { "insurer_id": "tata-aig", "insurer_name": "Tata AIG General Insurance", "insurer_slug": "tata-aig", "value": 75.01, "unit": "%", "reporting_period_label": "FY21-22", "reporting_period_end": "2022-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY21-22", "source_document": "IRDAI Annual Report 2022-23", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 325 } }, { "insurer_id": "icici-lombard", "insurer_name": "ICICI Lombard General Insurance", "insurer_slug": "icici-lombard", "value": 75.06, "unit": "%", "reporting_period_label": "FY21-22", "reporting_period_end": "2022-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY21-22", "source_document": "IRDAI Annual Report 2022-23", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 325 } }, { "insurer_id": "acko-general", "insurer_name": "Acko General Insurance", "insurer_slug": "acko-general", "value": 80.61, "unit": "%", "reporting_period_label": "Q4 FY21-22", "reporting_period_end": "2022-03-31", "provenance": { "reported_by": "acko-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY21-22", "source_document": "Public_Disclosure_Q4_FY_2021_22_591d355128.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 text-fallback line match: icr", "source_page": null } }, { "insurer_id": "manipal-cigna", "insurer_name": "ManipalCigna Health Insurance", "insurer_slug": "manipal-cigna", "value": 76.17, "unit": "%", "reporting_period_label": "FY21-22", "reporting_period_end": "2022-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY21-22", "source_document": "IRDAI Annual Report 2022-23", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 325 } }, { "insurer_id": "cholamandalam-ms-general", "insurer_name": "Chola MS General Insurance", "insurer_slug": "cholamandalam-ms-general", "value": 67.06, "unit": "%", "reporting_period_label": "Q4 FY21-22", "reporting_period_end": "2022-03-31", "provenance": { "reported_by": "cholamandalam-ms-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY21-22", "source_document": "Public_Disclosure_Q4_FY_2021-22.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "generali-central", "insurer_name": "Generali Central Insurance (formerly Future Generali)", "insurer_slug": "generali-central", "value": 62, "unit": "%", "reporting_period_label": "Q4 FY21-22", "reporting_period_end": "2022-03-31", "provenance": { "reported_by": "generali-central", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY21-22", "source_document": "FY2021-22_Q4.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "agriculture-insurance", "insurer_name": "Agriculture Insurance Company of India", "insurer_slug": "agriculture-insurance", "value": 96.41, "unit": "%", "reporting_period_label": "FY21-22", "reporting_period_end": "2022-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY21-22", "source_document": "IRDAI Annual Report 2022-23", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 325 } }, { "insurer_id": "generali-central", "insurer_name": "Generali Central Insurance (formerly Future Generali)", "insurer_slug": "generali-central", "value": 73, "unit": "%", "reporting_period_label": "Q3 FY21-22", "reporting_period_end": "2021-12-31", "provenance": { "reported_by": "generali-central", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY21-22", "source_document": "FY2021-22_Q3.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "acko-general", "insurer_name": "Acko General Insurance", "insurer_slug": "acko-general", "value": 93.98, "unit": "%", "reporting_period_label": "Q3 FY21-22", "reporting_period_end": "2021-12-31", "provenance": { "reported_by": "acko-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY21-22", "source_document": "public-disclosure-q3-fy-2021-22.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 text-fallback line match: icr", "source_page": null } }, { "insurer_id": "oriental-insurance", "insurer_name": "Oriental Insurance Company", "insurer_slug": "oriental-insurance", "value": 107.33, "unit": "%", "reporting_period_label": "Q3 FY21-22", "reporting_period_end": "2021-12-31", "provenance": { "reported_by": "oriental-insurance", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY21-22", "source_document": "NL-20_NL_20_Analytical_Ratios_50dd50d624.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "cholamandalam-ms-general", "insurer_name": "Chola MS General Insurance", "insurer_slug": "cholamandalam-ms-general", "value": 64.69, "unit": "%", "reporting_period_label": "Q3 FY21-22", "reporting_period_end": "2021-12-31", "provenance": { "reported_by": "cholamandalam-ms-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY21-22", "source_document": "Public_Disclosure_Q3_2021_-_2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "generali-central", "insurer_name": "Generali Central Insurance (formerly Future Generali)", "insurer_slug": "generali-central", "value": 65, "unit": "%", "reporting_period_label": "Q2 FY21-22", "reporting_period_end": "2021-09-30", "provenance": { "reported_by": "generali-central", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY21-22", "source_document": "FY2021-22_Q2.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "oriental-insurance", "insurer_name": "Oriental Insurance Company", "insurer_slug": "oriental-insurance", "value": 110.18, "unit": "%", "reporting_period_label": "Q2 FY21-22", "reporting_period_end": "2021-09-30", "provenance": { "reported_by": "oriental-insurance", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY21-22", "source_document": "NL-20_NL_20_a13e1deb61.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "acko-general", "insurer_name": "Acko General Insurance", "insurer_slug": "acko-general", "value": 106.36, "unit": "%", "reporting_period_label": "Q2 FY21-22", "reporting_period_end": "2021-09-30", "provenance": { "reported_by": "acko-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY21-22", "source_document": "public-disclosure-q2-fy-2021-22.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 text-fallback line match: icr", "source_page": null } }, { "insurer_id": "cholamandalam-ms-general", "insurer_name": "Chola MS General Insurance", "insurer_slug": "cholamandalam-ms-general", "value": 70.08, "unit": "%", "reporting_period_label": "Q2 FY21-22", "reporting_period_end": "2021-09-30", "provenance": { "reported_by": "cholamandalam-ms-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY21-22", "source_document": "Public_Disclosure_Q2_2021_-_2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "insurer_id": "acko-general", "insurer_name": "Acko General Insurance", "insurer_slug": "acko-general", "value": 126.11, "unit": "%", "reporting_period_label": "Q1 FY21-22", "reporting_period_end": "2021-06-30", "provenance": { "reported_by": "acko-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY21-22", "source_document": "public-disclosure-q1-fy-2021-22.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 text-fallback line match: icr", "source_page": null } }, { "insurer_id": "tata-aig", "insurer_name": "Tata AIG General Insurance", "insurer_slug": "tata-aig", "value": 68.67, "unit": "%", "reporting_period_label": "FY20-21", "reporting_period_end": "2021-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-13", "reporting_period": "FY20-21", "source_document": "IRDAI Annual Report 2020-21", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 170 } }, { "insurer_id": "iffco-tokio", "insurer_name": "IFFCO Tokio General Insurance", "insurer_slug": "iffco-tokio", "value": 85.1, "unit": "%", "reporting_period_label": "FY20-21", "reporting_period_end": "2021-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-13", "reporting_period": "FY20-21", "source_document": "IRDAI Annual Report 2020-21", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 170 } }, { "insurer_id": "reliance-general", "insurer_name": "Reliance General Insurance", "insurer_slug": "reliance-general", "value": 79.58, "unit": "%", "reporting_period_label": "FY20-21", "reporting_period_end": "2021-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-13", "reporting_period": "FY20-21", "source_document": "IRDAI Annual Report 2020-21", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 170 } }, { "insurer_id": "new-india-assurance", "insurer_name": "New India Assurance", "insurer_slug": "new-india-assurance", "value": 84.19, "unit": "%", "reporting_period_label": "FY20-21", "reporting_period_end": "2021-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-13", "reporting_period": "FY20-21", "source_document": "IRDAI Annual Report 2020-21", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 170 } }, { "insurer_id": "hdfc-ergo", "insurer_name": "HDFC ERGO General Insurance", "insurer_slug": "hdfc-ergo", "value": 75.75, "unit": "%", "reporting_period_label": "FY20-21", "reporting_period_end": "2021-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-13", "reporting_period": "FY20-21", "source_document": "IRDAI Annual Report 2020-21", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 170 } }, { "insurer_id": "royal-sundaram", "insurer_name": "Royal Sundaram General Insurance", "insurer_slug": "royal-sundaram", "value": 80.4, "unit": "%", "reporting_period_label": "FY20-21", "reporting_period_end": "2021-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-13", "reporting_period": "FY20-21", "source_document": "IRDAI Annual Report 2020-21", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 170 } }, { "insurer_id": "shriram-general", "insurer_name": "Shriram General Insurance", "insurer_slug": "shriram-general", "value": 78.54, "unit": "%", "reporting_period_label": "FY20-21", "reporting_period_end": "2021-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-13", "reporting_period": "FY20-21", "source_document": "IRDAI Annual Report 2020-21", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 170 } }, { "insurer_id": "liberty-general", "insurer_name": "Liberty General Insurance", "insurer_slug": "liberty-general", "value": 63.47, "unit": "%", "reporting_period_label": "FY20-21", "reporting_period_end": "2021-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-13", "reporting_period": "FY20-21", "source_document": "IRDAI Annual Report 2020-21", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 170 } }, { "insurer_id": "magma-general", "insurer_name": "Magma General Insurance", "insurer_slug": "magma-general", "value": 79.64, "unit": "%", "reporting_period_label": "FY20-21", "reporting_period_end": "2021-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-13", "reporting_period": "FY20-21", "source_document": "IRDAI Annual Report 2020-21", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 170 } }, { "insurer_id": "oriental-insurance", "insurer_name": "Oriental Insurance Company", "insurer_slug": "oriental-insurance", "value": 95.33, "unit": "%", "reporting_period_label": "FY20-21", "reporting_period_end": "2021-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-13", "reporting_period": "FY20-21", "source_document": "IRDAI Annual Report 2020-21", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 170 } }, { "insurer_id": "niva-bupa", "insurer_name": "Niva Bupa Health Insurance", "insurer_slug": "niva-bupa", "value": 56.09, "unit": "%", "reporting_period_label": "FY20-21", "reporting_period_end": "2021-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-13", "reporting_period": "FY20-21", "source_document": "IRDAI Annual Report 2020-21", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 170 } }, { "insurer_id": "raheja-qbe", "insurer_name": "Raheja QBE General Insurance", "insurer_slug": "raheja-qbe", "value": 86.98, "unit": "%", "reporting_period_label": "FY20-21", "reporting_period_end": "2021-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-13", "reporting_period": "FY20-21", "source_document": "IRDAI Annual Report 2020-21", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 170 } }, { "insurer_id": "navi-general", "insurer_name": "Navi General Insurance", "insurer_slug": "navi-general", "value": 63.71, "unit": "%", "reporting_period_label": "FY20-21", "reporting_period_end": "2021-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-13", "reporting_period": "FY20-21", "source_document": "IRDAI Annual Report 2020-21", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 170 } }, { "insurer_id": "agriculture-insurance", "insurer_name": "Agriculture Insurance Company of India", "insurer_slug": "agriculture-insurance", "value": 92.38, "unit": "%", "reporting_period_label": "FY20-21", "reporting_period_end": "2021-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-13", "reporting_period": "FY20-21", "source_document": "IRDAI Annual Report 2020-21", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 170 } }, { "insurer_id": "go-digit-general", "insurer_name": "Digit General Insurance", "insurer_slug": "go-digit-general", "value": 74.03, "unit": "%", "reporting_period_label": "FY20-21", "reporting_period_end": "2021-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-13", "reporting_period": "FY20-21", "source_document": "IRDAI Annual Report 2020-21", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 170 } }, { "insurer_id": "cholamandalam-ms-general", "insurer_name": "Chola MS General Insurance", "insurer_slug": "cholamandalam-ms-general", "value": 72.44, "unit": "%", "reporting_period_label": "FY20-21", "reporting_period_end": "2021-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-13", "reporting_period": "FY20-21", "source_document": "IRDAI Annual Report 2020-21", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 170 } }, { "insurer_id": "national-insurance", "insurer_name": "National Insurance Company", "insurer_slug": "national-insurance", "value": 86.23, "unit": "%", "reporting_period_label": "FY20-21", "reporting_period_end": "2021-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-13", "reporting_period": "FY20-21", "source_document": "IRDAI Annual Report 2020-21", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 170 } }, { "insurer_id": "star-health", "insurer_name": "Star Health Insurance", "insurer_slug": "star-health", "value": 94.44, "unit": "%", "reporting_period_label": "FY20-21", "reporting_period_end": "2021-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-13", "reporting_period": "FY20-21", "source_document": "IRDAI Annual Report 2020-21", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 170 } }, { "insurer_id": "zuno-general", "insurer_name": "Zuno General Insurance", "insurer_slug": "zuno-general", "value": 102.01, "unit": "%", "reporting_period_label": "FY20-21", "reporting_period_end": "2021-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-13", "reporting_period": "FY20-21", "source_document": "IRDAI Annual Report 2020-21", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 170 } }, { "insurer_id": "united-india", "insurer_name": "United India Insurance", "insurer_slug": "united-india", "value": 88.45, "unit": "%", "reporting_period_label": "FY20-21", "reporting_period_end": "2021-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-13", "reporting_period": "FY20-21", "source_document": "IRDAI Annual Report 2020-21", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 170 } }, { "insurer_id": "universal-sompo", "insurer_name": "Universal Sompo General Insurance", "insurer_slug": "universal-sompo", "value": 90.44, "unit": "%", "reporting_period_label": "FY20-21", "reporting_period_end": "2021-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-13", "reporting_period": "FY20-21", "source_document": "IRDAI Annual Report 2020-21", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 170 } }, { "insurer_id": "zurich-kotak", "insurer_name": "Zurich Kotak General Insurance", "insurer_slug": "zurich-kotak", "value": 66.99, "unit": "%", "reporting_period_label": "FY20-21", "reporting_period_end": "2021-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-13", "reporting_period": "FY20-21", "source_document": "IRDAI Annual Report 2020-21", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 170 } }, { "insurer_id": "manipal-cigna", "insurer_name": "ManipalCigna Health Insurance", "insurer_slug": "manipal-cigna", "value": 61.13, "unit": "%", "reporting_period_label": "FY20-21", "reporting_period_end": "2021-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-13", "reporting_period": "FY20-21", "source_document": "IRDAI Annual Report 2020-21", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 170 } }, { "insurer_id": "bajaj-allianz-general", "insurer_name": "Bajaj Allianz General Insurance", "insurer_slug": "bajaj-allianz-general", "value": 68.45, "unit": "%", "reporting_period_label": "FY20-21", "reporting_period_end": "2021-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-13", "reporting_period": "FY20-21", "source_document": "IRDAI Annual Report 2020-21", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 170 } }, { "insurer_id": "care-health", "insurer_name": "Care Health Insurance", "insurer_slug": "care-health", "value": 55.15, "unit": "%", "reporting_period_label": "FY20-21", "reporting_period_end": "2021-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-13", "reporting_period": "FY20-21", "source_document": "IRDAI Annual Report 2020-21", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 170 } }, { "insurer_id": "aditya-birla-health", "insurer_name": "Aditya Birla Health Insurance", "insurer_slug": "aditya-birla-health", "value": 49.99, "unit": "%", "reporting_period_label": "FY20-21", "reporting_period_end": "2021-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-13", "reporting_period": "FY20-21", "source_document": "IRDAI Annual Report 2020-21", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 170 } }, { "insurer_id": "acko-general", "insurer_name": "Acko General Insurance", "insurer_slug": "acko-general", "value": 85.76, "unit": "%", "reporting_period_label": "Q4 FY20-21", "reporting_period_end": "2021-03-31", "provenance": { "reported_by": "acko-general", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY20-21", "source_document": "public-disclosure-q4-fy-2020-21.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 text-fallback line match: icr", "source_page": null } }, { "insurer_id": "sbi-general", "insurer_name": "SBI General Insurance", "insurer_slug": "sbi-general", "value": 74.11, "unit": "%", "reporting_period_label": "FY20-21", "reporting_period_end": "2021-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-13", "reporting_period": "FY20-21", "source_document": "IRDAI Annual Report 2020-21", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 170 } }, { "insurer_id": "icici-lombard", "insurer_name": "ICICI Lombard General Insurance", "insurer_slug": "icici-lombard", "value": 68.61, "unit": "%", "reporting_period_label": "FY20-21", "reporting_period_end": "2021-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-13", "reporting_period": "FY20-21", "source_document": "IRDAI Annual Report 2020-21", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 170 } }, { "insurer_id": "ecgc", "insurer_name": "ECGC", "insurer_slug": "ecgc", "value": 106.92, "unit": "%", "reporting_period_label": "FY20-21", "reporting_period_end": "2021-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-13", "reporting_period": "FY20-21", "source_document": "IRDAI Annual Report 2020-21", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 170 } }, { "insurer_id": "sbi-general", "insurer_name": "SBI General Insurance", "insurer_slug": "sbi-general", "value": 71.12, "unit": "%", "reporting_period_label": "FY19-20", "reporting_period_end": "2020-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-13", "reporting_period": "FY19-20", "source_document": "IRDAI Annual Report 2020-21", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 170 } }, { "insurer_id": "reliance-general", "insurer_name": "Reliance General Insurance", "insurer_slug": "reliance-general", "value": 83.65, "unit": "%", "reporting_period_label": "FY19-20", "reporting_period_end": "2020-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-13", "reporting_period": "FY19-20", "source_document": "IRDAI Annual Report 2020-21", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 170 } }, { "insurer_id": "acko-general", "insurer_name": "Acko General Insurance", "insurer_slug": "acko-general", "value": 60.33, "unit": "%", "reporting_period_label": "FY19-20", "reporting_period_end": "2020-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-13", "reporting_period": "FY19-20", "source_document": "IRDAI Annual Report 2020-21", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 170 } }, { "insurer_id": "united-india", "insurer_name": "United India Insurance", "insurer_slug": "united-india", "value": 101.46, "unit": "%", "reporting_period_label": "FY19-20", "reporting_period_end": "2020-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-13", "reporting_period": "FY19-20", "source_document": "IRDAI Annual Report 2020-21", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 170 } }, { "insurer_id": "new-india-assurance", "insurer_name": "New India Assurance", "insurer_slug": "new-india-assurance", "value": 91.43, "unit": "%", "reporting_period_label": "FY19-20", "reporting_period_end": "2020-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-13", "reporting_period": "FY19-20", "source_document": "IRDAI Annual Report 2020-21", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 170 } }, { "insurer_id": "shriram-general", "insurer_name": "Shriram General Insurance", "insurer_slug": "shriram-general", "value": 65.04, "unit": "%", "reporting_period_label": "FY19-20", "reporting_period_end": "2020-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-13", "reporting_period": "FY19-20", "source_document": "IRDAI Annual Report 2020-21", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 170 } }, { "insurer_id": "navi-general", "insurer_name": "Navi General Insurance", "insurer_slug": "navi-general", "value": 66.52, "unit": "%", "reporting_period_label": "FY19-20", "reporting_period_end": "2020-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-13", "reporting_period": "FY19-20", "source_document": "IRDAI Annual Report 2020-21", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 170 } }, { "insurer_id": "icici-lombard", "insurer_name": "ICICI Lombard General Insurance", "insurer_slug": "icici-lombard", "value": 72.86, "unit": "%", "reporting_period_label": "FY19-20", "reporting_period_end": "2020-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-13", "reporting_period": "FY19-20", "source_document": "IRDAI Annual Report 2020-21", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 170 } }, { "insurer_id": "star-health", "insurer_name": "Star Health Insurance", "insurer_slug": "star-health", "value": 65.91, "unit": "%", "reporting_period_label": "FY19-20", "reporting_period_end": "2020-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-13", "reporting_period": "FY19-20", "source_document": "IRDAI Annual Report 2020-21", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 170 } }, { "insurer_id": "national-insurance", "insurer_name": "National Insurance Company", "insurer_slug": "national-insurance", "value": 105.86, "unit": "%", "reporting_period_label": "FY19-20", "reporting_period_end": "2020-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-13", "reporting_period": "FY19-20", "source_document": "IRDAI Annual Report 2020-21", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 170 } }, { "insurer_id": "tata-aig", "insurer_name": "Tata AIG General Insurance", "insurer_slug": "tata-aig", "value": 77.44, "unit": "%", "reporting_period_label": "FY19-20", "reporting_period_end": "2020-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-13", "reporting_period": "FY19-20", "source_document": "IRDAI Annual Report 2020-21", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 170 } }, { "insurer_id": "cholamandalam-ms-general", "insurer_name": "Chola MS General Insurance", "insurer_slug": "cholamandalam-ms-general", "value": 74.99, "unit": "%", "reporting_period_label": "FY19-20", "reporting_period_end": "2020-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-13", "reporting_period": "FY19-20", "source_document": "IRDAI Annual Report 2020-21", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 170 } }, { "insurer_id": "hdfc-ergo", "insurer_name": "HDFC ERGO General Insurance", "insurer_slug": "hdfc-ergo", "value": 77.2, "unit": "%", "reporting_period_label": "FY19-20", "reporting_period_end": "2020-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-13", "reporting_period": "FY19-20", "source_document": "IRDAI Annual Report 2020-21", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 170 } }, { "insurer_id": "niva-bupa", "insurer_name": "Niva Bupa Health Insurance", "insurer_slug": "niva-bupa", "value": 53.51, "unit": "%", "reporting_period_label": "FY19-20", "reporting_period_end": "2020-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-13", "reporting_period": "FY19-20", "source_document": "IRDAI Annual Report 2020-21", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 170 } }, { "insurer_id": "manipal-cigna", "insurer_name": "ManipalCigna Health Insurance", "insurer_slug": "manipal-cigna", "value": 61.64, "unit": "%", "reporting_period_label": "FY19-20", "reporting_period_end": "2020-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-13", "reporting_period": "FY19-20", "source_document": "IRDAI Annual Report 2020-21", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 170 } }, { "insurer_id": "universal-sompo", "insurer_name": "Universal Sompo General Insurance", "insurer_slug": "universal-sompo", "value": 73.41, "unit": "%", "reporting_period_label": "FY19-20", "reporting_period_end": "2020-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-13", "reporting_period": "FY19-20", "source_document": "IRDAI Annual Report 2020-21", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 170 } }, { "insurer_id": "care-health", "insurer_name": "Care Health Insurance", "insurer_slug": "care-health", "value": 59.13, "unit": "%", "reporting_period_label": "FY19-20", "reporting_period_end": "2020-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-13", "reporting_period": "FY19-20", "source_document": "IRDAI Annual Report 2020-21", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 170 } }, { "insurer_id": "bajaj-allianz-general", "insurer_name": "Bajaj Allianz General Insurance", "insurer_slug": "bajaj-allianz-general", "value": 70.74, "unit": "%", "reporting_period_label": "FY19-20", "reporting_period_end": "2020-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-13", "reporting_period": "FY19-20", "source_document": "IRDAI Annual Report 2020-21", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 170 } }, { "insurer_id": "liberty-general", "insurer_name": "Liberty General Insurance", "insurer_slug": "liberty-general", "value": 72.42, "unit": "%", "reporting_period_label": "FY19-20", "reporting_period_end": "2020-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-13", "reporting_period": "FY19-20", "source_document": "IRDAI Annual Report 2020-21", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 170 } }, { "insurer_id": "oriental-insurance", "insurer_name": "Oriental Insurance Company", "insurer_slug": "oriental-insurance", "value": 102.34, "unit": "%", "reporting_period_label": "FY19-20", "reporting_period_end": "2020-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-13", "reporting_period": "FY19-20", "source_document": "IRDAI Annual Report 2020-21", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 170 } }, { "insurer_id": "aditya-birla-health", "insurer_name": "Aditya Birla Health Insurance", "insurer_slug": "aditya-birla-health", "value": 49.08, "unit": "%", "reporting_period_label": "FY19-20", "reporting_period_end": "2020-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-13", "reporting_period": "FY19-20", "source_document": "IRDAI Annual Report 2020-21", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 170 } }, { "insurer_id": "zurich-kotak", "insurer_name": "Zurich Kotak General Insurance", "insurer_slug": "zurich-kotak", "value": 68.8, "unit": "%", "reporting_period_label": "FY19-20", "reporting_period_end": "2020-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-13", "reporting_period": "FY19-20", "source_document": "IRDAI Annual Report 2020-21", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 170 } }, { "insurer_id": "go-digit-general", "insurer_name": "Digit General Insurance", "insurer_slug": "go-digit-general", "value": 75, "unit": "%", "reporting_period_label": "FY19-20", "reporting_period_end": "2020-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-13", "reporting_period": "FY19-20", "source_document": "IRDAI Annual Report 2020-21", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 170 } }, { "insurer_id": "royal-sundaram", "insurer_name": "Royal Sundaram General Insurance", "insurer_slug": "royal-sundaram", "value": 85.03, "unit": "%", "reporting_period_label": "FY19-20", "reporting_period_end": "2020-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-13", "reporting_period": "FY19-20", "source_document": "IRDAI Annual Report 2020-21", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 170 } }, { "insurer_id": "agriculture-insurance", "insurer_name": "Agriculture Insurance Company of India", "insurer_slug": "agriculture-insurance", "value": 115.42, "unit": "%", "reporting_period_label": "FY19-20", "reporting_period_end": "2020-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-13", "reporting_period": "FY19-20", "source_document": "IRDAI Annual Report 2020-21", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 170 } }, { "insurer_id": "iffco-tokio", "insurer_name": "IFFCO Tokio General Insurance", "insurer_slug": "iffco-tokio", "value": 88.61, "unit": "%", "reporting_period_label": "FY19-20", "reporting_period_end": "2020-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-13", "reporting_period": "FY19-20", "source_document": "IRDAI Annual Report 2020-21", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 170 } }, { "insurer_id": "zuno-general", "insurer_name": "Zuno General Insurance", "insurer_slug": "zuno-general", "value": 114.7, "unit": "%", "reporting_period_label": "FY19-20", "reporting_period_end": "2020-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-13", "reporting_period": "FY19-20", "source_document": "IRDAI Annual Report 2020-21", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 170 } }, { "insurer_id": "ecgc", "insurer_name": "ECGC", "insurer_slug": "ecgc", "value": 115.34, "unit": "%", "reporting_period_label": "FY19-20", "reporting_period_end": "2020-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-13", "reporting_period": "FY19-20", "source_document": "IRDAI Annual Report 2020-21", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 170 } }, { "insurer_id": "magma-general", "insurer_name": "Magma General Insurance", "insurer_slug": "magma-general", "value": 84.35, "unit": "%", "reporting_period_label": "FY19-20", "reporting_period_end": "2020-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-13", "reporting_period": "FY19-20", "source_document": "IRDAI Annual Report 2020-21", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 170 } }, { "insurer_id": "raheja-qbe", "insurer_name": "Raheja QBE General Insurance", "insurer_slug": "raheja-qbe", "value": 75.19, "unit": "%", "reporting_period_label": "FY19-20", "reporting_period_end": "2020-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-13", "reporting_period": "FY19-20", "source_document": "IRDAI Annual Report 2020-21", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 170 } } ], "meta": { "generated_at": "2026-11-15", "source": "IRDAI public disclosures", "api_version": "v1", "licence": "Facts derived from IRDAI public disclosure data. Republication with attribution permitted subject to applicable Indian law." } }