{
  "metric": {
    "id": "distribution.general.channel.pos_direct.premium",
    "slug": "distribution-general-pos-direct-premium",
    "name": "Business Channels — Point of Sales Person (Direct) (Premium)",
    "metric_short_name": "Point of Sales Person (Direct) premium",
    "unit": "₹ lakh",
    "definition": "Premium sourced through the Point of Sales Person (Direct) channel for the quarter. One of 15 channel-specific metrics (see family_slug distribution-channel-general).",
    "higher_is_better": null,
    "metric_status": "regulatory_native",
    "regulatory_form": "NL-36",
    "applicable_to": [
      "general",
      "health"
    ]
  },
  "facts": [
    {
      "insurer_id": "universal-sompo",
      "insurer_name": "Universal Sompo General Insurance",
      "insurer_slug": "universal-sompo",
      "value": 20072,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "universal-sompo",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "textplor-vendor-2026-27-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "agriculture-insurance",
      "insurer_name": "Agriculture Insurance Company of India",
      "insurer_slug": "agriculture-insurance",
      "value": 162.62,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "agriculture-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "textplor-vendor-2026-27-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "shriram-general",
      "insurer_name": "Shriram General Insurance",
      "insurer_slug": "shriram-general",
      "value": 46028.44,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "shriram-general",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "pdfs/shriram-general/c7925595-ce45-4fdc-b77e-a2c417916f24_SGI_Disclosure_1st_Qtr_2026_27.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=116,149 vs Grand Total=116149.49)",
        "source_page": 41
      }
    },
    {
      "insurer_id": "united-india",
      "insurer_name": "United India Insurance",
      "insurer_slug": "united-india",
      "value": 5344.54,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "united-india",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "textplor-vendor-2026-27-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "zuno-general",
      "insurer_name": "Zuno General Insurance",
      "insurer_slug": "zuno-general",
      "value": 1065,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "zuno-general",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "pdfs/zuno-general/NL_36_Business_Channels_Q1_FY_2026_27_1ecde41f05.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=39,668 vs Grand Total=39667.0)",
        "source_page": 1
      }
    },
    {
      "insurer_id": "kshema-general",
      "insurer_name": "Kshema General Insurance",
      "insurer_slug": "kshema-general",
      "value": 0,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "kshema-general",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "pdfs/kshema-general/nl-36-business-channels.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=3,381 vs Grand Total=3381.04)",
        "source_page": 1
      }
    },
    {
      "insurer_id": "galaxy-health",
      "insurer_name": "Galaxy Health Insurance",
      "insurer_slug": "galaxy-health",
      "value": 41.13,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "galaxy-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "textplor-vendor-2026-27-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "hdfc-ergo",
      "insurer_name": "HDFC ERGO General Insurance",
      "insurer_slug": "hdfc-ergo",
      "value": 3130,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "hdfc-ergo",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "textplor-vendor-2026-27-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "manipal-cigna",
      "insurer_name": "ManipalCigna Health Insurance",
      "insurer_slug": "manipal-cigna",
      "value": 0,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "manipal-cigna",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "pdfs/manipal-cigna/07769dc0-e6ad-701d-f5b8-7716ee328184.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=67,400 vs Grand Total=67401.0)",
        "source_page": 38
      }
    },
    {
      "insurer_id": "care-health",
      "insurer_name": "Care Health Insurance",
      "insurer_slug": "care-health",
      "value": 4246,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "textplor-vendor-2026-27-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "go-digit-general",
      "insurer_name": "Digit General Insurance",
      "insurer_slug": "go-digit-general",
      "value": 28943,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "go-digit-general",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "textplor-vendor-2026-27-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "sbi-general",
      "insurer_name": "SBI General Insurance",
      "insurer_slug": "sbi-general",
      "value": 10883,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "sbi-general",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "pdfs/sbi-general/NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-27",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=350,628 vs Grand Total=350627.09)",
        "source_page": 1
      }
    },
    {
      "insurer_id": "new-india-assurance",
      "insurer_name": "New India Assurance",
      "insurer_slug": "new-india-assurance",
      "value": 2702.53,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "new-india-assurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "pdfs/new-india-assurance/Public_Disclosure_Q1_FY26-27.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=862,779 vs Grand Total=862778.3400000001)",
        "source_page": 38
      }
    },
    {
      "insurer_id": "iffco-tokio",
      "insurer_name": "IFFCO Tokio General Insurance",
      "insurer_slug": "iffco-tokio",
      "value": 17617.68,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "iffco-tokio",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "pdfs/iffco-tokio/public-disclosure-june-2026.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=197,588 vs Grand Total=197588.44)",
        "source_page": 74
      }
    },
    {
      "insurer_id": "generali-central",
      "insurer_name": "Generali Central Insurance (formerly Future Generali)",
      "insurer_slug": "generali-central",
      "value": 5371,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "generali-central",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "textplor-vendor-2026-27-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "aditya-birla-health",
      "insurer_name": "Aditya Birla Health Insurance",
      "insurer_slug": "aditya-birla-health",
      "value": 86,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "aditya-birla-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "textplor-vendor-2026-27-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "oriental-insurance",
      "insurer_name": "Oriental Insurance Company",
      "insurer_slug": "oriental-insurance",
      "value": 9562,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "oriental-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "textplor-vendor-2026-27-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "reliance-general",
      "insurer_name": "Reliance General Insurance",
      "insurer_slug": "reliance-general",
      "value": 9695,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "reliance-general",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "pdfs/reliance-general/nl-36-business-channels-q1-26-27.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=295,511 vs Grand Total=295509.0)",
        "source_page": 1
      }
    },
    {
      "insurer_id": "acko-general",
      "insurer_name": "Acko General Insurance",
      "insurer_slug": "acko-general",
      "value": 0,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "acko-general",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "pdfs/acko-general/Public_Disclosure_Q1_2026_27_1_a86ea579b6.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-11-03",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=32,252 vs Grand Total=32251.0)",
        "source_page": 39
      }
    },
    {
      "insurer_id": "star-health",
      "insurer_name": "Star Health Insurance",
      "insurer_slug": "star-health",
      "value": 1,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "star-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "textplor-vendor-2026-27-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "magma-general",
      "insurer_name": "Magma General Insurance",
      "insurer_slug": "magma-general",
      "value": 6115,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "magma-general",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "textplor-vendor-2026-27-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "cholamandalam-ms-general",
      "insurer_name": "Chola MS General Insurance",
      "insurer_slug": "cholamandalam-ms-general",
      "value": 22203,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "cholamandalam-ms-general",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "textplor-vendor-2026-27-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "icici-lombard",
      "insurer_name": "ICICI Lombard General Insurance",
      "insurer_slug": "icici-lombard",
      "value": 25909,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "icici-lombard",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "textplor-vendor-2026-27-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "zurich-kotak",
      "insurer_name": "Zurich Kotak General Insurance",
      "insurer_slug": "zurich-kotak",
      "value": 2022,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "zurich-kotak",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "textplor-vendor-2026-27-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "bajaj-allianz-general",
      "insurer_name": "Bajaj Allianz General Insurance",
      "insurer_slug": "bajaj-allianz-general",
      "value": 20919,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "bajaj-allianz-general",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "textplor-vendor-2026-27-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "narayana-health-insurance",
      "insurer_name": "Narayana Health Insurance",
      "insurer_slug": "narayana-health-insurance",
      "value": 0,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "narayana-health-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "pdfs/narayana-health-insurance/Finacial_Report_Q1_2026_27_5f0f8f9805.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-26",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=1,651 vs Grand Total=1651.25)",
        "source_page": 43
      }
    },
    {
      "insurer_id": "royal-sundaram",
      "insurer_name": "Royal Sundaram General Insurance",
      "insurer_slug": "royal-sundaram",
      "value": 13477,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "royal-sundaram",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "textplor-vendor-2026-27-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "niva-bupa",
      "insurer_name": "Niva Bupa Health Insurance",
      "insurer_slug": "niva-bupa",
      "value": 111,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "niva-bupa",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "pdfs/niva-bupa/Website-Public-Disclosures-Jun-2026.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=214,996 vs Grand Total=214996.0)",
        "source_page": 39
      }
    },
    {
      "insurer_id": "tata-aig",
      "insurer_name": "Tata AIG General Insurance",
      "insurer_slug": "tata-aig",
      "value": 43612,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "tata-aig",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "textplor-vendor-2026-27-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "national-insurance",
      "insurer_name": "National Insurance Company",
      "insurer_slug": "national-insurance",
      "value": 11083.63,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "pdfs/national-insurance/NL-36-CHANNEL WISE PREMIUM.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=420,281 vs Grand Total=420280.9)",
        "source_page": 1
      }
    },
    {
      "insurer_id": "liberty-general",
      "insurer_name": "Liberty General Insurance",
      "insurer_slug": "liberty-general",
      "value": 6562,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "liberty-general",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "textplor-vendor-2026-27-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "raheja-qbe",
      "insurer_name": "Raheja QBE General Insurance",
      "insurer_slug": "raheja-qbe",
      "value": 78.08,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "raheja-qbe",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "textplor-vendor-2026-27-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "bajaj-allianz-general",
      "insurer_name": "Bajaj Allianz General Insurance",
      "insurer_slug": "bajaj-allianz-general",
      "value": 20036,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "bajaj-allianz-general",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "shriram-general",
      "insurer_name": "Shriram General Insurance",
      "insurer_slug": "shriram-general",
      "value": 52304.56,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "shriram-general",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "sbi-general",
      "insurer_name": "SBI General Insurance",
      "insurer_slug": "sbi-general",
      "value": 17362,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "sbi-general",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "pdfs/sbi-general/NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-27",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=513,587 vs Grand Total=513584.44)",
        "source_page": 1
      }
    },
    {
      "insurer_id": "galaxy-health",
      "insurer_name": "Galaxy Health Insurance",
      "insurer_slug": "galaxy-health",
      "value": 71.36,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "galaxy-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "iffco-tokio",
      "insurer_name": "IFFCO Tokio General Insurance",
      "insurer_slug": "iffco-tokio",
      "value": 22089.35,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "iffco-tokio",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "niva-bupa",
      "insurer_name": "Niva Bupa Health Insurance",
      "insurer_slug": "niva-bupa",
      "value": 212,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "niva-bupa",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "care-health",
      "insurer_name": "Care Health Insurance",
      "insurer_slug": "care-health",
      "value": 5093,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "raheja-qbe",
      "insurer_name": "Raheja QBE General Insurance",
      "insurer_slug": "raheja-qbe",
      "value": 52.75,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "raheja-qbe",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "zurich-kotak",
      "insurer_name": "Zurich Kotak General Insurance",
      "insurer_slug": "zurich-kotak",
      "value": 2454,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "zurich-kotak",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "reliance-general",
      "insurer_name": "Reliance General Insurance",
      "insurer_slug": "reliance-general",
      "value": 13682,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "reliance-general",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "pdfs/reliance-general/nl-36-q4-25-26-candidate.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-27",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=247,244 vs Grand Total=247245.0)",
        "source_page": 1
      }
    },
    {
      "insurer_id": "cholamandalam-ms-general",
      "insurer_name": "Chola MS General Insurance",
      "insurer_slug": "cholamandalam-ms-general",
      "value": 27993,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "cholamandalam-ms-general",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "icici-lombard",
      "insurer_name": "ICICI Lombard General Insurance",
      "insurer_slug": "icici-lombard",
      "value": 31204,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "icici-lombard",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "national-insurance",
      "insurer_name": "National Insurance Company",
      "insurer_slug": "national-insurance",
      "value": 11704.16,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q4FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=394,024 vs Grand Total=394024.08)",
        "source_page": 1
      }
    },
    {
      "insurer_id": "universal-sompo",
      "insurer_name": "Universal Sompo General Insurance",
      "insurer_slug": "universal-sompo",
      "value": 19760,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "universal-sompo",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "zuno-general",
      "insurer_name": "Zuno General Insurance",
      "insurer_slug": "zuno-general",
      "value": 1724,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "zuno-general",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "liberty-general",
      "insurer_name": "Liberty General Insurance",
      "insurer_slug": "liberty-general",
      "value": 8034,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "liberty-general",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "tata-aig",
      "insurer_name": "Tata AIG General Insurance",
      "insurer_slug": "tata-aig",
      "value": 53790,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "tata-aig",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "united-india",
      "insurer_name": "United India Insurance",
      "insurer_slug": "united-india",
      "value": 5835.9,
      "unit": "inr_lakh",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "united-india",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "pdfs/united-india/NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1 (manual fix: United India's 'Others' sub-row sum, see extraction_note)",
        "last_verified": "2026-10-31",
        "extraction_note": "nl36_adapter.py's Sl.No-13 'Others' row is blank in United India's filings -- the real value is the sum of 3 unlabeled sub-rows below it (Govt Schemes, MOU, Business associates), a pattern the shared adapter does not yet fold. Computed directly from the raw table; policies and premium both reconcile exactly to Grand Total (A+B).",
        "source_page": null
      }
    },
    {
      "insurer_id": "star-health",
      "insurer_name": "Star Health Insurance",
      "insurer_slug": "star-health",
      "value": 2,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "star-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "new-india-assurance",
      "insurer_name": "New India Assurance",
      "insurer_slug": "new-india-assurance",
      "value": 1702.86,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "new-india-assurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "go-digit-general",
      "insurer_name": "Digit General Insurance",
      "insurer_slug": "go-digit-general",
      "value": 34382,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "go-digit-general",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "pdfs/go-digit-general/NL36_Q4_FY2025-26.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=240,219 vs Grand Total=240221.0)",
        "source_page": 1
      }
    },
    {
      "insurer_id": "narayana-health-insurance",
      "insurer_name": "Narayana Health Insurance",
      "insurer_slug": "narayana-health-insurance",
      "value": 0,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "narayana-health-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "pdfs/narayana-health-insurance/Financial_Report_Q4_final_V4_1_257cf42524.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-26",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=1,589 vs Grand Total=1588.83)",
        "source_page": 42
      }
    },
    {
      "insurer_id": "aditya-birla-health",
      "insurer_name": "Aditya Birla Health Insurance",
      "insurer_slug": "aditya-birla-health",
      "value": 119,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "aditya-birla-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "magma-general",
      "insurer_name": "Magma General Insurance",
      "insurer_slug": "magma-general",
      "value": 9728,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "magma-general",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "oriental-insurance",
      "insurer_name": "Oriental Insurance Company",
      "insurer_slug": "oriental-insurance",
      "value": 9545,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "oriental-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "pdfs/oriental-insurance/NL-36_NL_36_March_2026_Audited_b7aa6472e5.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=330,748 vs Grand Total=331265.44999999995)",
        "source_page": 1
      }
    },
    {
      "insurer_id": "hdfc-ergo",
      "insurer_name": "HDFC ERGO General Insurance",
      "insurer_slug": "hdfc-ergo",
      "value": 3886,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "hdfc-ergo",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "agriculture-insurance",
      "insurer_name": "Agriculture Insurance Company of India",
      "insurer_slug": "agriculture-insurance",
      "value": 2069.57,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "agriculture-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "generali-central",
      "insurer_name": "Generali Central Insurance (formerly Future Generali)",
      "insurer_slug": "generali-central",
      "value": 7674,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "generali-central",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "royal-sundaram",
      "insurer_name": "Royal Sundaram General Insurance",
      "insurer_slug": "royal-sundaram",
      "value": 18308,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "royal-sundaram",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "universal-sompo",
      "insurer_name": "Universal Sompo General Insurance",
      "insurer_slug": "universal-sompo",
      "value": 18905,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "universal-sompo",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "sbi-general",
      "insurer_name": "SBI General Insurance",
      "insurer_slug": "sbi-general",
      "value": 15183,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "sbi-general",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "pdfs/sbi-general/NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-27",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=356,628 vs Grand Total=356627.42)",
        "source_page": 1
      }
    },
    {
      "insurer_id": "star-health",
      "insurer_name": "Star Health Insurance",
      "insurer_slug": "star-health",
      "value": 2,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "star-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "iffco-tokio",
      "insurer_name": "IFFCO Tokio General Insurance",
      "insurer_slug": "iffco-tokio",
      "value": 20140.34,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "iffco-tokio",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "icici-lombard",
      "insurer_name": "ICICI Lombard General Insurance",
      "insurer_slug": "icici-lombard",
      "value": 30954,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "icici-lombard",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "galaxy-health",
      "insurer_name": "Galaxy Health Insurance",
      "insurer_slug": "galaxy-health",
      "value": 32.89,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "galaxy-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "care-health",
      "insurer_name": "Care Health Insurance",
      "insurer_slug": "care-health",
      "value": 3657,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "royal-sundaram",
      "insurer_name": "Royal Sundaram General Insurance",
      "insurer_slug": "royal-sundaram",
      "value": 18105,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "royal-sundaram",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "tata-aig",
      "insurer_name": "Tata AIG General Insurance",
      "insurer_slug": "tata-aig",
      "value": 54381,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "tata-aig",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "bajaj-allianz-general",
      "insurer_name": "Bajaj Allianz General Insurance",
      "insurer_slug": "bajaj-allianz-general",
      "value": 20835,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "bajaj-allianz-general",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "pdfs/bajaj-allianz-general/NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-30",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=732,481 vs Grand Total=732479.0)",
        "source_page": 1
      }
    },
    {
      "insurer_id": "niva-bupa",
      "insurer_name": "Niva Bupa Health Insurance",
      "insurer_slug": "niva-bupa",
      "value": 174,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "niva-bupa",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "new-india-assurance",
      "insurer_name": "New India Assurance",
      "insurer_slug": "new-india-assurance",
      "value": 1497.9,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "new-india-assurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "oriental-insurance",
      "insurer_name": "Oriental Insurance Company",
      "insurer_slug": "oriental-insurance",
      "value": 13251.08,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "oriental-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "pdfs/oriental-insurance/NL-36_Audited_NL_36_Dec_2025_686d242d06.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=394,844 vs Grand Total=395610.42000000004)",
        "source_page": 1
      }
    },
    {
      "insurer_id": "shriram-general",
      "insurer_name": "Shriram General Insurance",
      "insurer_slug": "shriram-general",
      "value": 50487.74,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "shriram-general",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "reliance-general",
      "insurer_name": "Reliance General Insurance",
      "insurer_slug": "reliance-general",
      "value": 15997,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "reliance-general",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "pdfs/reliance-general/nl-36-channels-wise-premium-q3-25-26.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-27",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=281,444 vs Grand Total=281444.0)",
        "source_page": 1
      }
    },
    {
      "insurer_id": "agriculture-insurance",
      "insurer_name": "Agriculture Insurance Company of India",
      "insurer_slug": "agriculture-insurance",
      "value": 939.3,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "agriculture-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "magma-general",
      "insurer_name": "Magma General Insurance",
      "insurer_slug": "magma-general",
      "value": 9101,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "magma-general",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "aditya-birla-health",
      "insurer_name": "Aditya Birla Health Insurance",
      "insurer_slug": "aditya-birla-health",
      "value": 115,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "aditya-birla-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "narayana-health-insurance",
      "insurer_name": "Narayana Health Insurance",
      "insurer_slug": "narayana-health-insurance",
      "value": 0,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "narayana-health-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "pdfs/narayana-health-insurance/V2_NHIL_NL_Form_Q3_FY_26_updated_734baca923.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-26",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=1,249 vs Grand Total=1248.77)",
        "source_page": 40
      }
    },
    {
      "insurer_id": "hdfc-ergo",
      "insurer_name": "HDFC ERGO General Insurance",
      "insurer_slug": "hdfc-ergo",
      "value": 3382,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "hdfc-ergo",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "liberty-general",
      "insurer_name": "Liberty General Insurance",
      "insurer_slug": "liberty-general",
      "value": 7280,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "liberty-general",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "national-insurance",
      "insurer_name": "National Insurance Company",
      "insurer_slug": "national-insurance",
      "value": 11078.83,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q3FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=582,077 vs Grand Total=582077.07)",
        "source_page": 1
      }
    },
    {
      "insurer_id": "raheja-qbe",
      "insurer_name": "Raheja QBE General Insurance",
      "insurer_slug": "raheja-qbe",
      "value": 71.22,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "raheja-qbe",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "generali-central",
      "insurer_name": "Generali Central Insurance (formerly Future Generali)",
      "insurer_slug": "generali-central",
      "value": 9142,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "generali-central",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "united-india",
      "insurer_name": "United India Insurance",
      "insurer_slug": "united-india",
      "value": 4997.64,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "united-india",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "go-digit-general",
      "insurer_name": "Digit General Insurance",
      "insurer_slug": "go-digit-general",
      "value": 36912,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "go-digit-general",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "pdfs/go-digit-general/NL36_Q3_FY2025-26.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=255,736 vs Grand Total=255738.0)",
        "source_page": 1
      }
    },
    {
      "insurer_id": "cholamandalam-ms-general",
      "insurer_name": "Chola MS General Insurance",
      "insurer_slug": "cholamandalam-ms-general",
      "value": 18918,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "cholamandalam-ms-general",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "zurich-kotak",
      "insurer_name": "Zurich Kotak General Insurance",
      "insurer_slug": "zurich-kotak",
      "value": 2298,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "zurich-kotak",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "zuno-general",
      "insurer_name": "Zuno General Insurance",
      "insurer_slug": "zuno-general",
      "value": 1528,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "zuno-general",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "oriental-insurance",
      "insurer_name": "Oriental Insurance Company",
      "insurer_slug": "oriental-insurance",
      "value": 11370,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "oriental-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "pdfs/oriental-insurance/NL-36_Auditef_NL_36_Sept_2025_0bc9d01d46.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=450,085 vs Grand Total=451103.0)",
        "source_page": 1
      }
    },
    {
      "insurer_id": "niva-bupa",
      "insurer_name": "Niva Bupa Health Insurance",
      "insurer_slug": "niva-bupa",
      "value": 131,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "niva-bupa",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "galaxy-health",
      "insurer_name": "Galaxy Health Insurance",
      "insurer_slug": "galaxy-health",
      "value": 35.4,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "galaxy-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "national-insurance",
      "insurer_name": "National Insurance Company",
      "insurer_slug": "national-insurance",
      "value": 8528.82,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q2FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=400,930 vs Grand Total=400929.95)",
        "source_page": 1
      }
    },
    {
      "insurer_id": "icici-lombard",
      "insurer_name": "ICICI Lombard General Insurance",
      "insurer_slug": "icici-lombard",
      "value": 22595,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "icici-lombard",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "united-india",
      "insurer_name": "United India Insurance",
      "insurer_slug": "united-india",
      "value": 4933.8,
      "unit": "inr_lakh",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "united-india",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "pdfs/united-india/NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1 (manual fix: United India's 'Others' sub-row sum, see extraction_note)",
        "last_verified": "2026-10-31",
        "extraction_note": "nl36_adapter.py's Sl.No-13 'Others' row is blank in United India's filings -- the real value is the sum of 3 unlabeled sub-rows below it (Govt Schemes, MOU, Business associates), a pattern the shared adapter does not yet fold. Computed directly from the raw table; policies and premium both reconcile exactly to Grand Total (A+B).",
        "source_page": null
      }
    },
    {
      "insurer_id": "reliance-general",
      "insurer_name": "Reliance General Insurance",
      "insurer_slug": "reliance-general",
      "value": 14818,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "reliance-general",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "pdfs/reliance-general/nl-36-channels-wise-premium-q2-25-26.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-27",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=358,263 vs Grand Total=358262.0)",
        "source_page": 1
      }
    },
    {
      "insurer_id": "zurich-kotak",
      "insurer_name": "Zurich Kotak General Insurance",
      "insurer_slug": "zurich-kotak",
      "value": 2181,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "zurich-kotak",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "shriram-general",
      "insurer_name": "Shriram General Insurance",
      "insurer_slug": "shriram-general",
      "value": 44435.83,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "shriram-general",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "raheja-qbe",
      "insurer_name": "Raheja QBE General Insurance",
      "insurer_slug": "raheja-qbe",
      "value": 68.38,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "raheja-qbe",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "royal-sundaram",
      "insurer_name": "Royal Sundaram General Insurance",
      "insurer_slug": "royal-sundaram",
      "value": 19614,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "royal-sundaram",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "bajaj-allianz-general",
      "insurer_name": "Bajaj Allianz General Insurance",
      "insurer_slug": "bajaj-allianz-general",
      "value": 17967,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "bajaj-allianz-general",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "aditya-birla-health",
      "insurer_name": "Aditya Birla Health Insurance",
      "insurer_slug": "aditya-birla-health",
      "value": 71,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "aditya-birla-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "agriculture-insurance",
      "insurer_name": "Agriculture Insurance Company of India",
      "insurer_slug": "agriculture-insurance",
      "value": 2198.01,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "agriculture-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "star-health",
      "insurer_name": "Star Health Insurance",
      "insurer_slug": "star-health",
      "value": 1,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "star-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "generali-central",
      "insurer_name": "Generali Central Insurance (formerly Future Generali)",
      "insurer_slug": "generali-central",
      "value": 7669,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "generali-central",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "iffco-tokio",
      "insurer_name": "IFFCO Tokio General Insurance",
      "insurer_slug": "iffco-tokio",
      "value": 16233.15,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "iffco-tokio",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "care-health",
      "insurer_name": "Care Health Insurance",
      "insurer_slug": "care-health",
      "value": 3067,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "tata-aig",
      "insurer_name": "Tata AIG General Insurance",
      "insurer_slug": "tata-aig",
      "value": 42813,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "tata-aig",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "universal-sompo",
      "insurer_name": "Universal Sompo General Insurance",
      "insurer_slug": "universal-sompo",
      "value": 12837,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "universal-sompo",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "hdfc-ergo",
      "insurer_name": "HDFC ERGO General Insurance",
      "insurer_slug": "hdfc-ergo",
      "value": 2515,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "hdfc-ergo",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "go-digit-general",
      "insurer_name": "Digit General Insurance",
      "insurer_slug": "go-digit-general",
      "value": 31927,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "go-digit-general",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "pdfs/go-digit-general/NL36_Q2_FY2025-26.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=237,923 vs Grand Total=237921.0)",
        "source_page": 1
      }
    },
    {
      "insurer_id": "sbi-general",
      "insurer_name": "SBI General Insurance",
      "insurer_slug": "sbi-general",
      "value": 13039,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "sbi-general",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "pdfs/sbi-general/NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-27",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=403,924 vs Grand Total=403924.3)",
        "source_page": 1
      }
    },
    {
      "insurer_id": "liberty-general",
      "insurer_name": "Liberty General Insurance",
      "insurer_slug": "liberty-general",
      "value": 6423,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "liberty-general",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "magma-general",
      "insurer_name": "Magma General Insurance",
      "insurer_slug": "magma-general",
      "value": 7758,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "magma-general",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "new-india-assurance",
      "insurer_name": "New India Assurance",
      "insurer_slug": "new-india-assurance",
      "value": 1251.91,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "new-india-assurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "cholamandalam-ms-general",
      "insurer_name": "Chola MS General Insurance",
      "insurer_slug": "cholamandalam-ms-general",
      "value": 8552,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "cholamandalam-ms-general",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "zuno-general",
      "insurer_name": "Zuno General Insurance",
      "insurer_slug": "zuno-general",
      "value": 1075.38,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "zuno-general",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "royal-sundaram",
      "insurer_name": "Royal Sundaram General Insurance",
      "insurer_slug": "royal-sundaram",
      "value": 13810,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "royal-sundaram",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "icici-lombard",
      "insurer_name": "ICICI Lombard General Insurance",
      "insurer_slug": "icici-lombard",
      "value": 21015,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "icici-lombard",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "reliance-general",
      "insurer_name": "Reliance General Insurance",
      "insurer_slug": "reliance-general",
      "value": 14811,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "reliance-general",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "pdfs/reliance-general/reliance-general_Q1FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=336,708 vs Grand Total=336709.0)",
        "source_page": 1
      }
    },
    {
      "insurer_id": "new-india-assurance",
      "insurer_name": "New India Assurance",
      "insurer_slug": "new-india-assurance",
      "value": 1297.19,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "new-india-assurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "sbi-general",
      "insurer_name": "SBI General Insurance",
      "insurer_slug": "sbi-general",
      "value": 10958,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "sbi-general",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "cholamandalam-ms-general",
      "insurer_name": "Chola MS General Insurance",
      "insurer_slug": "cholamandalam-ms-general",
      "value": 5460,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "cholamandalam-ms-general",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "pdfs/cholamandalam-ms-general/Public_Disclosure_for_Q1_FY_2025-26.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=169,401 vs Grand Total=169912.0)",
        "source_page": 93
      }
    },
    {
      "insurer_id": "zurich-kotak",
      "insurer_name": "Zurich Kotak General Insurance",
      "insurer_slug": "zurich-kotak",
      "value": 2545,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "zurich-kotak",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "hdfc-ergo",
      "insurer_name": "HDFC ERGO General Insurance",
      "insurer_slug": "hdfc-ergo",
      "value": 2279,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "hdfc-ergo",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "niva-bupa",
      "insurer_name": "Niva Bupa Health Insurance",
      "insurer_slug": "niva-bupa",
      "value": 120,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "niva-bupa",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "care-health",
      "insurer_name": "Care Health Insurance",
      "insurer_slug": "care-health",
      "value": 2389,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "magma-general",
      "insurer_name": "Magma General Insurance",
      "insurer_slug": "magma-general",
      "value": 8155,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "magma-general",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "star-health",
      "insurer_name": "Star Health Insurance",
      "insurer_slug": "star-health",
      "value": 12,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "star-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "agriculture-insurance",
      "insurer_name": "Agriculture Insurance Company of India",
      "insurer_slug": "agriculture-insurance",
      "value": 139.71,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "agriculture-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "liberty-general",
      "insurer_name": "Liberty General Insurance",
      "insurer_slug": "liberty-general",
      "value": 5145,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "liberty-general",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "galaxy-health",
      "insurer_name": "Galaxy Health Insurance",
      "insurer_slug": "galaxy-health",
      "value": 38.12,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "galaxy-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "generali-central",
      "insurer_name": "Generali Central Insurance (formerly Future Generali)",
      "insurer_slug": "generali-central",
      "value": 6439,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "generali-central",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "raheja-qbe",
      "insurer_name": "Raheja QBE General Insurance",
      "insurer_slug": "raheja-qbe",
      "value": 68.61,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "raheja-qbe",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "aditya-birla-health",
      "insurer_name": "Aditya Birla Health Insurance",
      "insurer_slug": "aditya-birla-health",
      "value": 39,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "aditya-birla-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "bajaj-allianz-general",
      "insurer_name": "Bajaj Allianz General Insurance",
      "insurer_slug": "bajaj-allianz-general",
      "value": 18189,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "bajaj-allianz-general",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "pdfs/bajaj-allianz-general/NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=517,055 vs Grand Total=517054.0)",
        "source_page": 1
      }
    },
    {
      "insurer_id": "oriental-insurance",
      "insurer_name": "Oriental Insurance Company",
      "insurer_slug": "oriental-insurance",
      "value": 10725,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "oriental-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "pdfs/oriental-insurance/NL-36_Audited_NL_36_June_2025_82c7420959.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=482,927 vs Grand Total=483740.0)",
        "source_page": 1
      }
    },
    {
      "insurer_id": "go-digit-general",
      "insurer_name": "Digit General Insurance",
      "insurer_slug": "go-digit-general",
      "value": 28965,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "go-digit-general",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "pdfs/go-digit-general/NL36_Q1_FY2025-26.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=250,732 vs Grand Total=250733.0)",
        "source_page": 1
      }
    },
    {
      "insurer_id": "universal-sompo",
      "insurer_name": "Universal Sompo General Insurance",
      "insurer_slug": "universal-sompo",
      "value": 9470,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "universal-sompo",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "shriram-general",
      "insurer_name": "Shriram General Insurance",
      "insurer_slug": "shriram-general",
      "value": 41757.58,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "shriram-general",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "zuno-general",
      "insurer_name": "Zuno General Insurance",
      "insurer_slug": "zuno-general",
      "value": 934.62,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "zuno-general",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "acko-general",
      "insurer_name": "Acko General Insurance",
      "insurer_slug": "acko-general",
      "value": 0,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "acko-general",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "pdfs/acko-general/Public_Disclosure_Q1_2025_26_88410d1158.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=20,692 vs Grand Total=20692.0)",
        "source_page": 41
      }
    },
    {
      "insurer_id": "tata-aig",
      "insurer_name": "Tata AIG General Insurance",
      "insurer_slug": "tata-aig",
      "value": 41040,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "tata-aig",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "national-insurance",
      "insurer_name": "National Insurance Company",
      "insurer_slug": "national-insurance",
      "value": 8941.93,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q1FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=390,324 vs Grand Total=390324.25)",
        "source_page": 1
      }
    },
    {
      "insurer_id": "iffco-tokio",
      "insurer_name": "IFFCO Tokio General Insurance",
      "insurer_slug": "iffco-tokio",
      "value": 13584.67,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "iffco-tokio",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "manipal-cigna",
      "insurer_name": "ManipalCigna Health Insurance",
      "insurer_slug": "manipal-cigna",
      "value": 0,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "manipal-cigna",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY24-25",
        "source_document": "pdfs/manipal-cigna/853b41e7-1954-229c-ff8c-4cdf81f06881.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-29",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=57,764 vs Grand Total=57766.0)",
        "source_page": 39
      }
    },
    {
      "insurer_id": "oriental-insurance",
      "insurer_name": "Oriental Insurance Company",
      "insurer_slug": "oriental-insurance",
      "value": 43526.45,
      "unit": "INR_lakhs",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "The Oriental Insurance Company",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "FY24-25",
        "source_document": "Derived: sum of FY24-25 Q1-Q4 already-approved quarterly facts",
        "source_url": null,
        "extracted_by": "derive_annual_from_quarters.py (27 Oct 2026)",
        "last_verified": "2026-10-25",
        "extraction_note": "Annual premium = sum of 4 standalone quarterly facts (2024-06-30, 2024-09-30, 2024-12-31, 2025-03-31), not a separate IRDAI annual filing -- this metric is additive (premium/policies written per quarter), unlike a ratio.",
        "source_page": null
      }
    },
    {
      "insurer_id": "niva-bupa",
      "insurer_name": "Niva Bupa Health Insurance",
      "insurer_slug": "niva-bupa",
      "value": 216,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "niva-bupa",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY24-25",
        "source_document": "pdfs/niva-bupa/Website-Public-Disclosures-Mar-2025.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-29",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=207,865 vs Grand Total=207865.0)",
        "source_page": 41
      }
    },
    {
      "insurer_id": "narayana-health-insurance",
      "insurer_name": "Narayana Health Insurance",
      "insurer_slug": "narayana-health-insurance",
      "value": 0,
      "unit": "INR_lakhs",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "Narayana Health Insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "FY24-25",
        "source_document": "Derived: sum of FY24-25 Q1-Q4 already-approved quarterly facts",
        "source_url": null,
        "extracted_by": "derive_annual_from_quarters.py (27 Oct 2026)",
        "last_verified": "2026-10-26",
        "extraction_note": "Annual premium = sum of 4 standalone quarterly facts (2024-06-30, 2024-09-30, 2024-12-31, 2025-03-31), not a separate IRDAI annual filing -- this metric is additive (premium/policies written per quarter), unlike a ratio.",
        "source_page": null
      }
    },
    {
      "insurer_id": "go-digit-general",
      "insurer_name": "Digit General Insurance",
      "insurer_slug": "go-digit-general",
      "value": 32853,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "go-digit-general",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY24-25",
        "source_document": "pdfs/go-digit-general/NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-29",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=198,100 vs Grand Total=198098.0)",
        "source_page": 1
      }
    },
    {
      "insurer_id": "oriental-insurance",
      "insurer_name": "Oriental Insurance Company",
      "insurer_slug": "oriental-insurance",
      "value": 10942.82,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY24-25",
      "reporting_period_end": "2024-12-31",
      "provenance": {
        "reported_by": "oriental-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY24-25",
        "source_document": "pdfs/oriental-insurance/NL-36_NL_36_DEC_2024_Audited_7c3114ddf8.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=289,376 vs Grand Total=290574.97)",
        "source_page": 1
      }
    },
    {
      "insurer_id": "manipal-cigna",
      "insurer_name": "ManipalCigna Health Insurance",
      "insurer_slug": "manipal-cigna",
      "value": 0,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY24-25",
      "reporting_period_end": "2024-12-31",
      "provenance": {
        "reported_by": "manipal-cigna",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY24-25",
        "source_document": "pdfs/manipal-cigna/0441d1ad-b7c6-2305-2673-e8a8f6792988.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-29",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=36,354 vs Grand Total=36355.0)",
        "source_page": 38
      }
    },
    {
      "insurer_id": "go-digit-general",
      "insurer_name": "Digit General Insurance",
      "insurer_slug": "go-digit-general",
      "value": 31941,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY24-25",
      "reporting_period_end": "2024-12-31",
      "provenance": {
        "reported_by": "go-digit-general",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY24-25",
        "source_document": "pdfs/go-digit-general/NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-29",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=211,457 vs Grand Total=211457.0)",
        "source_page": 1
      }
    },
    {
      "insurer_id": "narayana-health-insurance",
      "insurer_name": "Narayana Health Insurance",
      "insurer_slug": "narayana-health-insurance",
      "value": 0,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY24-25",
      "reporting_period_end": "2024-12-31",
      "provenance": {
        "reported_by": "narayana-health-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY24-25",
        "source_document": "pdfs/narayana-health-insurance/v7_NHIL_IRDAI_FS_FY_24_25_554ba605b8.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-26",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=0 vs Grand Total=0.0)",
        "source_page": 51
      }
    },
    {
      "insurer_id": "niva-bupa",
      "insurer_name": "Niva Bupa Health Insurance",
      "insurer_slug": "niva-bupa",
      "value": 159,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY24-25",
      "reporting_period_end": "2024-12-31",
      "provenance": {
        "reported_by": "niva-bupa",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY24-25",
        "source_document": "pdfs/niva-bupa/Website-Public-Disclosures-Dec-2024.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-29",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=144,207 vs Grand Total=144207.0)",
        "source_page": 40
      }
    },
    {
      "insurer_id": "oriental-insurance",
      "insurer_name": "Oriental Insurance Company",
      "insurer_slug": "oriental-insurance",
      "value": 9168.43,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY24-25",
      "reporting_period_end": "2024-09-30",
      "provenance": {
        "reported_by": "oriental-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY24-25",
        "source_document": "pdfs/oriental-insurance/NL-36_NL_36_SEPT_2024_Audited_f2aa61cdce.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=365,014 vs Grand Total=366495.11)",
        "source_page": 1
      }
    },
    {
      "insurer_id": "niva-bupa",
      "insurer_name": "Niva Bupa Health Insurance",
      "insurer_slug": "niva-bupa",
      "value": 230,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY24-25",
      "reporting_period_end": "2024-09-30",
      "provenance": {
        "reported_by": "niva-bupa",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY24-25",
        "source_document": "pdfs/niva-bupa/Website-public-disclosure-SEP-24.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-29",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=177,733 vs Grand Total=177733.0)",
        "source_page": 40
      }
    },
    {
      "insurer_id": "narayana-health-insurance",
      "insurer_name": "Narayana Health Insurance",
      "insurer_slug": "narayana-health-insurance",
      "value": 0,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY24-25",
      "reporting_period_end": "2024-09-30",
      "provenance": {
        "reported_by": "narayana-health-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY24-25",
        "source_document": "pdfs/narayana-health-insurance/NL_Forms_Q2_1607dbeb3b.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-26",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=0 vs Grand Total=0.0)",
        "source_page": 46
      }
    },
    {
      "insurer_id": "go-digit-general",
      "insurer_name": "Digit General Insurance",
      "insurer_slug": "go-digit-general",
      "value": 26174,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY24-25",
      "reporting_period_end": "2024-09-30",
      "provenance": {
        "reported_by": "go-digit-general",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY24-25",
        "source_document": "pdfs/go-digit-general/NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-29",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=203,912 vs Grand Total=203912.0)",
        "source_page": 1
      }
    },
    {
      "insurer_id": "manipal-cigna",
      "insurer_name": "ManipalCigna Health Insurance",
      "insurer_slug": "manipal-cigna",
      "value": 0,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY24-25",
      "reporting_period_end": "2024-09-30",
      "provenance": {
        "reported_by": "manipal-cigna",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY24-25",
        "source_document": "pdfs/manipal-cigna/5dc7c26d-2d8c-09c4-0432-d187f672c887.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-29",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=39,709 vs Grand Total=39710.0)",
        "source_page": 38
      }
    },
    {
      "insurer_id": "niva-bupa",
      "insurer_name": "Niva Bupa Health Insurance",
      "insurer_slug": "niva-bupa",
      "value": 180,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY24-25",
      "reporting_period_end": "2024-06-30",
      "provenance": {
        "reported_by": "niva-bupa",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY24-25",
        "source_document": "pdfs/niva-bupa/Website-public-disclosure-Jun-24.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-29",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=146,418 vs Grand Total=146418.0)",
        "source_page": 40
      }
    },
    {
      "insurer_id": "narayana-health-insurance",
      "insurer_name": "Narayana Health Insurance",
      "insurer_slug": "narayana-health-insurance",
      "value": 0,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY24-25",
      "reporting_period_end": "2024-06-30",
      "provenance": {
        "reported_by": "narayana-health-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY24-25",
        "source_document": "pdfs/narayana-health-insurance/NL_Forms_Q1_55f214e7ae.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-26",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=0 vs Grand Total=0.0)",
        "source_page": 41
      }
    },
    {
      "insurer_id": "oriental-insurance",
      "insurer_name": "Oriental Insurance Company",
      "insurer_slug": "oriental-insurance",
      "value": 8493.2,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY24-25",
      "reporting_period_end": "2024-06-30",
      "provenance": {
        "reported_by": "oriental-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY24-25",
        "source_document": "pdfs/oriental-insurance/NL-36_NL_36_JUNE_2024_Audited_f26b938560.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=327,206 vs Grand Total=327847.07999999996)",
        "source_page": 1
      }
    },
    {
      "insurer_id": "manipal-cigna",
      "insurer_name": "ManipalCigna Health Insurance",
      "insurer_slug": "manipal-cigna",
      "value": 0,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY24-25",
      "reporting_period_end": "2024-06-30",
      "provenance": {
        "reported_by": "manipal-cigna",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY24-25",
        "source_document": "pdfs/manipal-cigna/4eb08e49-d032-0e14-10a5-583732041401.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-29",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=36,745 vs Grand Total=36746.0)",
        "source_page": 38
      }
    },
    {
      "insurer_id": "niva-bupa",
      "insurer_name": "Niva Bupa Health Insurance",
      "insurer_slug": "niva-bupa",
      "value": 353,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY23-24",
      "reporting_period_end": "2024-03-31",
      "provenance": {
        "reported_by": "niva-bupa",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY23-24",
        "source_document": "pdfs/niva-bupa/Public-disclosure-Reports-March-2024.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-29",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=175,944 vs Grand Total=175944.0)",
        "source_page": 43
      }
    },
    {
      "insurer_id": "manipal-cigna",
      "insurer_name": "ManipalCigna Health Insurance",
      "insurer_slug": "manipal-cigna",
      "value": 0,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY23-24",
      "reporting_period_end": "2024-03-31",
      "provenance": {
        "reported_by": "manipal-cigna",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY23-24",
        "source_document": "pdfs/manipal-cigna/104412ef-a99a-97bc-3ec6-71a170109bb1.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-29",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=53,800 vs Grand Total=53800.0)",
        "source_page": 39
      }
    },
    {
      "insurer_id": "manipal-cigna",
      "insurer_name": "ManipalCigna Health Insurance",
      "insurer_slug": "manipal-cigna",
      "value": 0,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY23-24",
      "reporting_period_end": "2023-12-31",
      "provenance": {
        "reported_by": "manipal-cigna",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY23-24",
        "source_document": "pdfs/manipal-cigna/ee182f0f-8246-d195-5cd8-da9be71202cb.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-29",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=35,426 vs Grand Total=35426.0)",
        "source_page": 38
      }
    },
    {
      "insurer_id": "oriental-insurance",
      "insurer_name": "Oriental Insurance Company",
      "insurer_slug": "oriental-insurance",
      "value": 11679.31,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY23-24",
      "reporting_period_end": "2023-12-31",
      "provenance": {
        "reported_by": "oriental-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY23-24",
        "source_document": "pdfs/oriental-insurance/NL-36_NL_36_Dec_2023_Audited_192d2a48a5.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=332,194 vs Grand Total=333039.88)",
        "source_page": 1
      }
    },
    {
      "insurer_id": "niva-bupa",
      "insurer_name": "Niva Bupa Health Insurance",
      "insurer_slug": "niva-bupa",
      "value": 305,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY23-24",
      "reporting_period_end": "2023-12-31",
      "provenance": {
        "reported_by": "niva-bupa",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY23-24",
        "source_document": "pdfs/niva-bupa/Website%20Public%20Disclosures%20Dec%202023.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-29",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=141,244 vs Grand Total=141245.0)",
        "source_page": 41
      }
    },
    {
      "insurer_id": "niva-bupa",
      "insurer_name": "Niva Bupa Health Insurance",
      "insurer_slug": "niva-bupa",
      "value": 331,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY23-24",
      "reporting_period_end": "2023-09-30",
      "provenance": {
        "reported_by": "niva-bupa",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY23-24",
        "source_document": "pdfs/niva-bupa/Website%20Public%20Disclosure%20Sep%202023.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-29",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=131,665 vs Grand Total=131664.0)",
        "source_page": 42
      }
    },
    {
      "insurer_id": "oriental-insurance",
      "insurer_name": "Oriental Insurance Company",
      "insurer_slug": "oriental-insurance",
      "value": 8473.3,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY23-24",
      "reporting_period_end": "2023-09-30",
      "provenance": {
        "reported_by": "oriental-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY23-24",
        "source_document": "pdfs/oriental-insurance/NL-36_NL_36_Business_channels_15_11_2023_81c08f95ae.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=280,875 vs Grand Total=281929.92999999993)",
        "source_page": 1
      }
    },
    {
      "insurer_id": "manipal-cigna",
      "insurer_name": "ManipalCigna Health Insurance",
      "insurer_slug": "manipal-cigna",
      "value": 0,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY23-24",
      "reporting_period_end": "2023-09-30",
      "provenance": {
        "reported_by": "manipal-cigna",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY23-24",
        "source_document": "pdfs/manipal-cigna/4c90279e-f76b-73cd-e718-93bcd840b59f.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-29",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=32,232 vs Grand Total=32233.0)",
        "source_page": 38
      }
    },
    {
      "insurer_id": "niva-bupa",
      "insurer_name": "Niva Bupa Health Insurance",
      "insurer_slug": "niva-bupa",
      "value": 175,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY23-24",
      "reporting_period_end": "2023-06-30",
      "provenance": {
        "reported_by": "niva-bupa",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY23-24",
        "source_document": "pdfs/niva-bupa/Websit-Public-Disclosure-Jun-2023.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-29",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=111,905 vs Grand Total=111904.0)",
        "source_page": 41
      }
    },
    {
      "insurer_id": "oriental-insurance",
      "insurer_name": "Oriental Insurance Company",
      "insurer_slug": "oriental-insurance",
      "value": 6657.84,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY23-24",
      "reporting_period_end": "2023-06-30",
      "provenance": {
        "reported_by": "oriental-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY23-24",
        "source_document": "pdfs/oriental-insurance/NL-36_NL_36_Business_channels_27_10_2023_3e4c9ed103.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=274,893 vs Grand Total=275442.95999999996)",
        "source_page": 1
      }
    },
    {
      "insurer_id": "manipal-cigna",
      "insurer_name": "ManipalCigna Health Insurance",
      "insurer_slug": "manipal-cigna",
      "value": 0,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY23-24",
      "reporting_period_end": "2023-06-30",
      "provenance": {
        "reported_by": "manipal-cigna",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY23-24",
        "source_document": "pdfs/manipal-cigna/cb64dbbc-2fc7-323a-74ce-a920b5340503.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-29",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=28,345 vs Grand Total=28346.0)",
        "source_page": 38
      }
    },
    {
      "insurer_id": "niva-bupa",
      "insurer_name": "Niva Bupa Health Insurance",
      "insurer_slug": "niva-bupa",
      "value": 411,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY22-23",
      "reporting_period_end": "2023-03-31",
      "provenance": {
        "reported_by": "niva-bupa",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY22-23",
        "source_document": "pdfs/niva-bupa/Public-Disclosure-Reports-March-2023.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-29",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=133,432 vs Grand Total=133432.0)",
        "source_page": 41
      }
    },
    {
      "insurer_id": "manipal-cigna",
      "insurer_name": "ManipalCigna Health Insurance",
      "insurer_slug": "manipal-cigna",
      "value": 0,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY22-23",
      "reporting_period_end": "2023-03-31",
      "provenance": {
        "reported_by": "manipal-cigna",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY22-23",
        "source_document": "pdfs/manipal-cigna/3499c565-881c-1871-d727-04b216e4f3ff.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-29",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=35,050 vs Grand Total=35050.0)",
        "source_page": 39
      }
    },
    {
      "insurer_id": "oriental-insurance",
      "insurer_name": "Oriental Insurance Company",
      "insurer_slug": "oriental-insurance",
      "value": 7003.26,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY22-23",
      "reporting_period_end": "2022-12-31",
      "provenance": {
        "reported_by": "oriental-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY22-23",
        "source_document": "pdfs/oriental-insurance/NL-36_FY_2022_23_NL_NL_36_CHANNEL_WISE_PREMIUM_Business_channels_Third_Quarter_88127701a5.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=285,682 vs Grand Total=287796.76)",
        "source_page": 1
      }
    },
    {
      "insurer_id": "manipal-cigna",
      "insurer_name": "ManipalCigna Health Insurance",
      "insurer_slug": "manipal-cigna",
      "value": 0,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY22-23",
      "reporting_period_end": "2022-12-31",
      "provenance": {
        "reported_by": "manipal-cigna",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY22-23",
        "source_document": "pdfs/manipal-cigna/a18c63d6-6907-ca71-65cd-c38a62f08937.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-29",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=26,173 vs Grand Total=26172.0)",
        "source_page": 38
      }
    },
    {
      "insurer_id": "niva-bupa",
      "insurer_name": "Niva Bupa Health Insurance",
      "insurer_slug": "niva-bupa",
      "value": 391,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY22-23",
      "reporting_period_end": "2022-12-31",
      "provenance": {
        "reported_by": "niva-bupa",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY22-23",
        "source_document": "pdfs/niva-bupa/Website%20Public%20Disclosures%20Dec%202022.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-29",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=99,296 vs Grand Total=99296.0)",
        "source_page": 42
      }
    },
    {
      "insurer_id": "oriental-insurance",
      "insurer_name": "Oriental Insurance Company",
      "insurer_slug": "oriental-insurance",
      "value": 5549.5,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY22-23",
      "reporting_period_end": "2022-09-30",
      "provenance": {
        "reported_by": "oriental-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY22-23",
        "source_document": "pdfs/oriental-insurance/NL-36_FY_2022_23_NL_NL_36_CHANNEL_WISE_PREMIUM_Business_channels_Second_Quarter_35bc585971.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=284,631 vs Grand Total=285014.41000000003)",
        "source_page": 1
      }
    },
    {
      "insurer_id": "niva-bupa",
      "insurer_name": "Niva Bupa Health Insurance",
      "insurer_slug": "niva-bupa",
      "value": 349,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY22-23",
      "reporting_period_end": "2022-09-30",
      "provenance": {
        "reported_by": "niva-bupa",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY22-23",
        "source_document": "pdfs/niva-bupa/Website%20Public%20Disclosures%20Sep%202022.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-29",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=96,132 vs Grand Total=96132.0)",
        "source_page": 40
      }
    },
    {
      "insurer_id": "niva-bupa",
      "insurer_name": "Niva Bupa Health Insurance",
      "insurer_slug": "niva-bupa",
      "value": 280,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY22-23",
      "reporting_period_end": "2022-06-30",
      "provenance": {
        "reported_by": "niva-bupa",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY22-23",
        "source_document": "pdfs/niva-bupa/Website%20Public%20Disclosure%20Jun%202022.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-29",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=78,443 vs Grand Total=78443.0)",
        "source_page": 40
      }
    },
    {
      "insurer_id": "oriental-insurance",
      "insurer_name": "Oriental Insurance Company",
      "insurer_slug": "oriental-insurance",
      "value": 4073.16,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY22-23",
      "reporting_period_end": "2022-06-30",
      "provenance": {
        "reported_by": "oriental-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY22-23",
        "source_document": "pdfs/oriental-insurance/NL-36_FY_2022_23_NL_36_17_08_2022_998347c22a.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=240,003 vs Grand Total=240141.97999999998)",
        "source_page": 1
      }
    }
  ],
  "meta": {
    "generated_at": "2026-11-15",
    "source": "IRDAI public disclosures",
    "api_version": "v1",
    "licence": "Facts derived from IRDAI public disclosure data. Republication with attribution permitted subject to applicable Indian law."
  }
}