{
  "metric": {
    "id": "distribution.general.channel.direct_business_online.premium",
    "slug": "distribution-general-direct-business-online-premium",
    "name": "Business Channels — Direct Business – Online (Premium)",
    "metric_short_name": "Direct Business – Online premium",
    "unit": "₹ lakh",
    "definition": "Premium sourced through the Direct Business – Online channel for the quarter. One of 15 channel-specific metrics (see family_slug distribution-channel-general).",
    "higher_is_better": null,
    "metric_status": "regulatory_native",
    "regulatory_form": "NL-36",
    "applicable_to": [
      "general",
      "health"
    ]
  },
  "facts": [
    {
      "insurer_id": "icici-lombard",
      "insurer_name": "ICICI Lombard General Insurance",
      "insurer_slug": "icici-lombard",
      "value": 82086,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "icici-lombard",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "textplor-vendor-2026-27-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "oriental-insurance",
      "insurer_name": "Oriental Insurance Company",
      "insurer_slug": "oriental-insurance",
      "value": 0,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "oriental-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "textplor-vendor-2026-27-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "manipal-cigna",
      "insurer_name": "ManipalCigna Health Insurance",
      "insurer_slug": "manipal-cigna",
      "value": 787,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "manipal-cigna",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "pdfs/manipal-cigna/07769dc0-e6ad-701d-f5b8-7716ee328184.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=67,400 vs Grand Total=67401.0)",
        "source_page": 38
      }
    },
    {
      "insurer_id": "reliance-general",
      "insurer_name": "Reliance General Insurance",
      "insurer_slug": "reliance-general",
      "value": 961,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "reliance-general",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "pdfs/reliance-general/nl-36-business-channels-q1-26-27.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=295,511 vs Grand Total=295509.0)",
        "source_page": 1
      }
    },
    {
      "insurer_id": "magma-general",
      "insurer_name": "Magma General Insurance",
      "insurer_slug": "magma-general",
      "value": 4,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "magma-general",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "textplor-vendor-2026-27-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "sbi-general",
      "insurer_name": "SBI General Insurance",
      "insurer_slug": "sbi-general",
      "value": 763,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "sbi-general",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "pdfs/sbi-general/NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-27",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=350,628 vs Grand Total=350627.09)",
        "source_page": 1
      }
    },
    {
      "insurer_id": "bajaj-allianz-general",
      "insurer_name": "Bajaj Allianz General Insurance",
      "insurer_slug": "bajaj-allianz-general",
      "value": 2189,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "bajaj-allianz-general",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "textplor-vendor-2026-27-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "zurich-kotak",
      "insurer_name": "Zurich Kotak General Insurance",
      "insurer_slug": "zurich-kotak",
      "value": 388,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "zurich-kotak",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "textplor-vendor-2026-27-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "care-health",
      "insurer_name": "Care Health Insurance",
      "insurer_slug": "care-health",
      "value": 16580,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "textplor-vendor-2026-27-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "niva-bupa",
      "insurer_name": "Niva Bupa Health Insurance",
      "insurer_slug": "niva-bupa",
      "value": 240,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "niva-bupa",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "pdfs/niva-bupa/Website-Public-Disclosures-Jun-2026.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=214,996 vs Grand Total=214996.0)",
        "source_page": 39
      }
    },
    {
      "insurer_id": "hdfc-ergo",
      "insurer_name": "HDFC ERGO General Insurance",
      "insurer_slug": "hdfc-ergo",
      "value": 12834,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "hdfc-ergo",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "textplor-vendor-2026-27-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "aditya-birla-health",
      "insurer_name": "Aditya Birla Health Insurance",
      "insurer_slug": "aditya-birla-health",
      "value": 921,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "aditya-birla-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "textplor-vendor-2026-27-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "go-digit-general",
      "insurer_name": "Digit General Insurance",
      "insurer_slug": "go-digit-general",
      "value": 3562,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "go-digit-general",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "textplor-vendor-2026-27-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "raheja-qbe",
      "insurer_name": "Raheja QBE General Insurance",
      "insurer_slug": "raheja-qbe",
      "value": 4.92,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "raheja-qbe",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "textplor-vendor-2026-27-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "royal-sundaram",
      "insurer_name": "Royal Sundaram General Insurance",
      "insurer_slug": "royal-sundaram",
      "value": 1041,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "royal-sundaram",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "textplor-vendor-2026-27-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "united-india",
      "insurer_name": "United India Insurance",
      "insurer_slug": "united-india",
      "value": 663.05,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "united-india",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "textplor-vendor-2026-27-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "raheja-qbe",
      "insurer_name": "Raheja QBE General Insurance",
      "insurer_slug": "raheja-qbe",
      "value": 6.9,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "raheja-qbe",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "care-health",
      "insurer_name": "Care Health Insurance",
      "insurer_slug": "care-health",
      "value": 17566,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "niva-bupa",
      "insurer_name": "Niva Bupa Health Insurance",
      "insurer_slug": "niva-bupa",
      "value": 75,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "niva-bupa",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "reliance-general",
      "insurer_name": "Reliance General Insurance",
      "insurer_slug": "reliance-general",
      "value": 1245,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "reliance-general",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "pdfs/reliance-general/nl-36-q4-25-26-candidate.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-27",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=247,244 vs Grand Total=247245.0)",
        "source_page": 1
      }
    },
    {
      "insurer_id": "go-digit-general",
      "insurer_name": "Digit General Insurance",
      "insurer_slug": "go-digit-general",
      "value": 3640,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "go-digit-general",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "pdfs/go-digit-general/NL36_Q4_FY2025-26.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=240,219 vs Grand Total=240221.0)",
        "source_page": 1
      }
    },
    {
      "insurer_id": "zurich-kotak",
      "insurer_name": "Zurich Kotak General Insurance",
      "insurer_slug": "zurich-kotak",
      "value": 493,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "zurich-kotak",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "united-india",
      "insurer_name": "United India Insurance",
      "insurer_slug": "united-india",
      "value": 431.86,
      "unit": "inr_lakh",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "united-india",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "pdfs/united-india/NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1 (manual fix: United India's 'Others' sub-row sum, see extraction_note)",
        "last_verified": "2026-10-31",
        "extraction_note": "nl36_adapter.py's Sl.No-13 'Others' row is blank in United India's filings -- the real value is the sum of 3 unlabeled sub-rows below it (Govt Schemes, MOU, Business associates), a pattern the shared adapter does not yet fold. Computed directly from the raw table; policies and premium both reconcile exactly to Grand Total (A+B).",
        "source_page": null
      }
    },
    {
      "insurer_id": "hdfc-ergo",
      "insurer_name": "HDFC ERGO General Insurance",
      "insurer_slug": "hdfc-ergo",
      "value": 15318,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "hdfc-ergo",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "royal-sundaram",
      "insurer_name": "Royal Sundaram General Insurance",
      "insurer_slug": "royal-sundaram",
      "value": 2107,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "royal-sundaram",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "manipal-cigna",
      "insurer_name": "ManipalCigna Health Insurance",
      "insurer_slug": "manipal-cigna",
      "value": 884,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "manipal-cigna",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "sbi-general",
      "insurer_name": "SBI General Insurance",
      "insurer_slug": "sbi-general",
      "value": 612,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "sbi-general",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "pdfs/sbi-general/NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-27",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=513,587 vs Grand Total=513584.44)",
        "source_page": 1
      }
    },
    {
      "insurer_id": "oriental-insurance",
      "insurer_name": "Oriental Insurance Company",
      "insurer_slug": "oriental-insurance",
      "value": 0,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "oriental-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "icici-lombard",
      "insurer_name": "ICICI Lombard General Insurance",
      "insurer_slug": "icici-lombard",
      "value": 682,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "icici-lombard",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "magma-general",
      "insurer_name": "Magma General Insurance",
      "insurer_slug": "magma-general",
      "value": 3,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "magma-general",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "aditya-birla-health",
      "insurer_name": "Aditya Birla Health Insurance",
      "insurer_slug": "aditya-birla-health",
      "value": 1227,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "aditya-birla-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "bajaj-allianz-general",
      "insurer_name": "Bajaj Allianz General Insurance",
      "insurer_slug": "bajaj-allianz-general",
      "value": 2221,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "bajaj-allianz-general",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "niva-bupa",
      "insurer_name": "Niva Bupa Health Insurance",
      "insurer_slug": "niva-bupa",
      "value": 103,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "niva-bupa",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "icici-lombard",
      "insurer_name": "ICICI Lombard General Insurance",
      "insurer_slug": "icici-lombard",
      "value": 806,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "icici-lombard",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "care-health",
      "insurer_name": "Care Health Insurance",
      "insurer_slug": "care-health",
      "value": 13231,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "generali-central",
      "insurer_name": "Generali Central Insurance (formerly Future Generali)",
      "insurer_slug": "generali-central",
      "value": 19042,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "generali-central",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "sbi-general",
      "insurer_name": "SBI General Insurance",
      "insurer_slug": "sbi-general",
      "value": 725,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "sbi-general",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "pdfs/sbi-general/NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-27",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=356,628 vs Grand Total=356627.42)",
        "source_page": 1
      }
    },
    {
      "insurer_id": "manipal-cigna",
      "insurer_name": "ManipalCigna Health Insurance",
      "insurer_slug": "manipal-cigna",
      "value": 710,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "manipal-cigna",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "royal-sundaram",
      "insurer_name": "Royal Sundaram General Insurance",
      "insurer_slug": "royal-sundaram",
      "value": 911,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "royal-sundaram",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "hdfc-ergo",
      "insurer_name": "HDFC ERGO General Insurance",
      "insurer_slug": "hdfc-ergo",
      "value": 12425,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "hdfc-ergo",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "zurich-kotak",
      "insurer_name": "Zurich Kotak General Insurance",
      "insurer_slug": "zurich-kotak",
      "value": 499,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "zurich-kotak",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "star-health",
      "insurer_name": "Star Health Insurance",
      "insurer_slug": "star-health",
      "value": 11529,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "star-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "aditya-birla-health",
      "insurer_name": "Aditya Birla Health Insurance",
      "insurer_slug": "aditya-birla-health",
      "value": 757,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "aditya-birla-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "united-india",
      "insurer_name": "United India Insurance",
      "insurer_slug": "united-india",
      "value": 428.16,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "united-india",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "go-digit-general",
      "insurer_name": "Digit General Insurance",
      "insurer_slug": "go-digit-general",
      "value": 4116,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "go-digit-general",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "pdfs/go-digit-general/NL36_Q3_FY2025-26.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=255,736 vs Grand Total=255738.0)",
        "source_page": 1
      }
    },
    {
      "insurer_id": "magma-general",
      "insurer_name": "Magma General Insurance",
      "insurer_slug": "magma-general",
      "value": 5,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "magma-general",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "raheja-qbe",
      "insurer_name": "Raheja QBE General Insurance",
      "insurer_slug": "raheja-qbe",
      "value": 17.92,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "raheja-qbe",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "bajaj-allianz-general",
      "insurer_name": "Bajaj Allianz General Insurance",
      "insurer_slug": "bajaj-allianz-general",
      "value": 2118,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "bajaj-allianz-general",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "pdfs/bajaj-allianz-general/NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-30",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=732,481 vs Grand Total=732479.0)",
        "source_page": 1
      }
    },
    {
      "insurer_id": "oriental-insurance",
      "insurer_name": "Oriental Insurance Company",
      "insurer_slug": "oriental-insurance",
      "value": 0,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "oriental-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "reliance-general",
      "insurer_name": "Reliance General Insurance",
      "insurer_slug": "reliance-general",
      "value": 1476,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "reliance-general",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "pdfs/reliance-general/nl-36-channels-wise-premium-q3-25-26.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-27",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=281,444 vs Grand Total=281444.0)",
        "source_page": 1
      }
    },
    {
      "insurer_id": "sbi-general",
      "insurer_name": "SBI General Insurance",
      "insurer_slug": "sbi-general",
      "value": 18,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "sbi-general",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "pdfs/sbi-general/NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-27",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=403,924 vs Grand Total=403924.3)",
        "source_page": 1
      }
    },
    {
      "insurer_id": "united-india",
      "insurer_name": "United India Insurance",
      "insurer_slug": "united-india",
      "value": 407.07,
      "unit": "inr_lakh",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "united-india",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "pdfs/united-india/NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1 (manual fix: United India's 'Others' sub-row sum, see extraction_note)",
        "last_verified": "2026-10-31",
        "extraction_note": "nl36_adapter.py's Sl.No-13 'Others' row is blank in United India's filings -- the real value is the sum of 3 unlabeled sub-rows below it (Govt Schemes, MOU, Business associates), a pattern the shared adapter does not yet fold. Computed directly from the raw table; policies and premium both reconcile exactly to Grand Total (A+B).",
        "source_page": null
      }
    },
    {
      "insurer_id": "aditya-birla-health",
      "insurer_name": "Aditya Birla Health Insurance",
      "insurer_slug": "aditya-birla-health",
      "value": 642,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "aditya-birla-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "reliance-general",
      "insurer_name": "Reliance General Insurance",
      "insurer_slug": "reliance-general",
      "value": 1268,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "reliance-general",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "pdfs/reliance-general/nl-36-channels-wise-premium-q2-25-26.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-27",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=358,263 vs Grand Total=358262.0)",
        "source_page": 1
      }
    },
    {
      "insurer_id": "go-digit-general",
      "insurer_name": "Digit General Insurance",
      "insurer_slug": "go-digit-general",
      "value": 3906,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "go-digit-general",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "pdfs/go-digit-general/NL36_Q2_FY2025-26.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=237,923 vs Grand Total=237921.0)",
        "source_page": 1
      }
    },
    {
      "insurer_id": "magma-general",
      "insurer_name": "Magma General Insurance",
      "insurer_slug": "magma-general",
      "value": 9,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "magma-general",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "manipal-cigna",
      "insurer_name": "ManipalCigna Health Insurance",
      "insurer_slug": "manipal-cigna",
      "value": 578,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "manipal-cigna",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "zurich-kotak",
      "insurer_name": "Zurich Kotak General Insurance",
      "insurer_slug": "zurich-kotak",
      "value": 276,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "zurich-kotak",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "niva-bupa",
      "insurer_name": "Niva Bupa Health Insurance",
      "insurer_slug": "niva-bupa",
      "value": 178,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "niva-bupa",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "icici-lombard",
      "insurer_name": "ICICI Lombard General Insurance",
      "insurer_slug": "icici-lombard",
      "value": 4633,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "icici-lombard",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "star-health",
      "insurer_name": "Star Health Insurance",
      "insurer_slug": "star-health",
      "value": 1667,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "star-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "oriental-insurance",
      "insurer_name": "Oriental Insurance Company",
      "insurer_slug": "oriental-insurance",
      "value": 0,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "oriental-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "generali-central",
      "insurer_name": "Generali Central Insurance (formerly Future Generali)",
      "insurer_slug": "generali-central",
      "value": 27654,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "generali-central",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "hdfc-ergo",
      "insurer_name": "HDFC ERGO General Insurance",
      "insurer_slug": "hdfc-ergo",
      "value": 11373,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "hdfc-ergo",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "royal-sundaram",
      "insurer_name": "Royal Sundaram General Insurance",
      "insurer_slug": "royal-sundaram",
      "value": 942,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "royal-sundaram",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "raheja-qbe",
      "insurer_name": "Raheja QBE General Insurance",
      "insurer_slug": "raheja-qbe",
      "value": 46.24,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "raheja-qbe",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "bajaj-allianz-general",
      "insurer_name": "Bajaj Allianz General Insurance",
      "insurer_slug": "bajaj-allianz-general",
      "value": 2254,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "bajaj-allianz-general",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "care-health",
      "insurer_name": "Care Health Insurance",
      "insurer_slug": "care-health",
      "value": 12058,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "manipal-cigna",
      "insurer_name": "ManipalCigna Health Insurance",
      "insurer_slug": "manipal-cigna",
      "value": 533,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "manipal-cigna",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "care-health",
      "insurer_name": "Care Health Insurance",
      "insurer_slug": "care-health",
      "value": 11584,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "raheja-qbe",
      "insurer_name": "Raheja QBE General Insurance",
      "insurer_slug": "raheja-qbe",
      "value": 4.83,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "raheja-qbe",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "hdfc-ergo",
      "insurer_name": "HDFC ERGO General Insurance",
      "insurer_slug": "hdfc-ergo",
      "value": 11524,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "hdfc-ergo",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "aditya-birla-health",
      "insurer_name": "Aditya Birla Health Insurance",
      "insurer_slug": "aditya-birla-health",
      "value": 541,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "aditya-birla-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "zurich-kotak",
      "insurer_name": "Zurich Kotak General Insurance",
      "insurer_slug": "zurich-kotak",
      "value": 378,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "zurich-kotak",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "royal-sundaram",
      "insurer_name": "Royal Sundaram General Insurance",
      "insurer_slug": "royal-sundaram",
      "value": 887,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "royal-sundaram",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "sbi-general",
      "insurer_name": "SBI General Insurance",
      "insurer_slug": "sbi-general",
      "value": 25,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "sbi-general",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "go-digit-general",
      "insurer_name": "Digit General Insurance",
      "insurer_slug": "go-digit-general",
      "value": 3146,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "go-digit-general",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "pdfs/go-digit-general/NL36_Q1_FY2025-26.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=250,732 vs Grand Total=250733.0)",
        "source_page": 1
      }
    },
    {
      "insurer_id": "reliance-general",
      "insurer_name": "Reliance General Insurance",
      "insurer_slug": "reliance-general",
      "value": 1271,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "reliance-general",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "pdfs/reliance-general/reliance-general_Q1FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=336,708 vs Grand Total=336709.0)",
        "source_page": 1
      }
    },
    {
      "insurer_id": "niva-bupa",
      "insurer_name": "Niva Bupa Health Insurance",
      "insurer_slug": "niva-bupa",
      "value": 241,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "niva-bupa",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "icici-lombard",
      "insurer_name": "ICICI Lombard General Insurance",
      "insurer_slug": "icici-lombard",
      "value": 10714,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "icici-lombard",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "bajaj-allianz-general",
      "insurer_name": "Bajaj Allianz General Insurance",
      "insurer_slug": "bajaj-allianz-general",
      "value": 2311,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "bajaj-allianz-general",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "pdfs/bajaj-allianz-general/NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=517,055 vs Grand Total=517054.0)",
        "source_page": 1
      }
    },
    {
      "insurer_id": "star-health",
      "insurer_name": "Star Health Insurance",
      "insurer_slug": "star-health",
      "value": 17605,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "star-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "oriental-insurance",
      "insurer_name": "Oriental Insurance Company",
      "insurer_slug": "oriental-insurance",
      "value": 0,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "oriental-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "magma-general",
      "insurer_name": "Magma General Insurance",
      "insurer_slug": "magma-general",
      "value": 4,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "magma-general",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "insurer_id": "niva-bupa",
      "insurer_name": "Niva Bupa Health Insurance",
      "insurer_slug": "niva-bupa",
      "value": 237,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "niva-bupa",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY24-25",
        "source_document": "pdfs/niva-bupa/Website-Public-Disclosures-Mar-2025.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-29",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=207,865 vs Grand Total=207865.0)",
        "source_page": 41
      }
    },
    {
      "insurer_id": "manipal-cigna",
      "insurer_name": "ManipalCigna Health Insurance",
      "insurer_slug": "manipal-cigna",
      "value": 590,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "manipal-cigna",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY24-25",
        "source_document": "pdfs/manipal-cigna/853b41e7-1954-229c-ff8c-4cdf81f06881.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-29",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=57,764 vs Grand Total=57766.0)",
        "source_page": 39
      }
    },
    {
      "insurer_id": "go-digit-general",
      "insurer_name": "Digit General Insurance",
      "insurer_slug": "go-digit-general",
      "value": 3464,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "go-digit-general",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY24-25",
        "source_document": "pdfs/go-digit-general/NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-29",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=198,100 vs Grand Total=198098.0)",
        "source_page": 1
      }
    },
    {
      "insurer_id": "niva-bupa",
      "insurer_name": "Niva Bupa Health Insurance",
      "insurer_slug": "niva-bupa",
      "value": 202,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY24-25",
      "reporting_period_end": "2024-12-31",
      "provenance": {
        "reported_by": "niva-bupa",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY24-25",
        "source_document": "pdfs/niva-bupa/Website-Public-Disclosures-Dec-2024.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-29",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=144,207 vs Grand Total=144207.0)",
        "source_page": 40
      }
    },
    {
      "insurer_id": "go-digit-general",
      "insurer_name": "Digit General Insurance",
      "insurer_slug": "go-digit-general",
      "value": 3496,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY24-25",
      "reporting_period_end": "2024-12-31",
      "provenance": {
        "reported_by": "go-digit-general",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY24-25",
        "source_document": "pdfs/go-digit-general/NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-29",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=211,457 vs Grand Total=211457.0)",
        "source_page": 1
      }
    },
    {
      "insurer_id": "manipal-cigna",
      "insurer_name": "ManipalCigna Health Insurance",
      "insurer_slug": "manipal-cigna",
      "value": 461,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY24-25",
      "reporting_period_end": "2024-12-31",
      "provenance": {
        "reported_by": "manipal-cigna",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY24-25",
        "source_document": "pdfs/manipal-cigna/0441d1ad-b7c6-2305-2673-e8a8f6792988.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-29",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=36,354 vs Grand Total=36355.0)",
        "source_page": 38
      }
    },
    {
      "insurer_id": "go-digit-general",
      "insurer_name": "Digit General Insurance",
      "insurer_slug": "go-digit-general",
      "value": 3175,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY24-25",
      "reporting_period_end": "2024-09-30",
      "provenance": {
        "reported_by": "go-digit-general",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY24-25",
        "source_document": "pdfs/go-digit-general/NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-29",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=203,912 vs Grand Total=203912.0)",
        "source_page": 1
      }
    },
    {
      "insurer_id": "manipal-cigna",
      "insurer_name": "ManipalCigna Health Insurance",
      "insurer_slug": "manipal-cigna",
      "value": 506,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY24-25",
      "reporting_period_end": "2024-09-30",
      "provenance": {
        "reported_by": "manipal-cigna",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY24-25",
        "source_document": "pdfs/manipal-cigna/5dc7c26d-2d8c-09c4-0432-d187f672c887.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-29",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=39,709 vs Grand Total=39710.0)",
        "source_page": 38
      }
    },
    {
      "insurer_id": "niva-bupa",
      "insurer_name": "Niva Bupa Health Insurance",
      "insurer_slug": "niva-bupa",
      "value": 247,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY24-25",
      "reporting_period_end": "2024-09-30",
      "provenance": {
        "reported_by": "niva-bupa",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY24-25",
        "source_document": "pdfs/niva-bupa/Website-public-disclosure-SEP-24.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-29",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=177,733 vs Grand Total=177733.0)",
        "source_page": 40
      }
    },
    {
      "insurer_id": "niva-bupa",
      "insurer_name": "Niva Bupa Health Insurance",
      "insurer_slug": "niva-bupa",
      "value": 292,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY24-25",
      "reporting_period_end": "2024-06-30",
      "provenance": {
        "reported_by": "niva-bupa",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY24-25",
        "source_document": "pdfs/niva-bupa/Website-public-disclosure-Jun-24.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-29",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=146,418 vs Grand Total=146418.0)",
        "source_page": 40
      }
    },
    {
      "insurer_id": "manipal-cigna",
      "insurer_name": "ManipalCigna Health Insurance",
      "insurer_slug": "manipal-cigna",
      "value": 471,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY24-25",
      "reporting_period_end": "2024-06-30",
      "provenance": {
        "reported_by": "manipal-cigna",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY24-25",
        "source_document": "pdfs/manipal-cigna/4eb08e49-d032-0e14-10a5-583732041401.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-29",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=36,745 vs Grand Total=36746.0)",
        "source_page": 38
      }
    },
    {
      "insurer_id": "manipal-cigna",
      "insurer_name": "ManipalCigna Health Insurance",
      "insurer_slug": "manipal-cigna",
      "value": 605,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY23-24",
      "reporting_period_end": "2024-03-31",
      "provenance": {
        "reported_by": "manipal-cigna",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY23-24",
        "source_document": "pdfs/manipal-cigna/104412ef-a99a-97bc-3ec6-71a170109bb1.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-29",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=53,800 vs Grand Total=53800.0)",
        "source_page": 39
      }
    },
    {
      "insurer_id": "niva-bupa",
      "insurer_name": "Niva Bupa Health Insurance",
      "insurer_slug": "niva-bupa",
      "value": 319,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY23-24",
      "reporting_period_end": "2024-03-31",
      "provenance": {
        "reported_by": "niva-bupa",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY23-24",
        "source_document": "pdfs/niva-bupa/Public-disclosure-Reports-March-2024.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-29",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=175,944 vs Grand Total=175944.0)",
        "source_page": 43
      }
    },
    {
      "insurer_id": "niva-bupa",
      "insurer_name": "Niva Bupa Health Insurance",
      "insurer_slug": "niva-bupa",
      "value": 173,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY23-24",
      "reporting_period_end": "2023-12-31",
      "provenance": {
        "reported_by": "niva-bupa",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY23-24",
        "source_document": "pdfs/niva-bupa/Website%20Public%20Disclosures%20Dec%202023.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-29",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=141,244 vs Grand Total=141245.0)",
        "source_page": 41
      }
    },
    {
      "insurer_id": "manipal-cigna",
      "insurer_name": "ManipalCigna Health Insurance",
      "insurer_slug": "manipal-cigna",
      "value": 452,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY23-24",
      "reporting_period_end": "2023-12-31",
      "provenance": {
        "reported_by": "manipal-cigna",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY23-24",
        "source_document": "pdfs/manipal-cigna/ee182f0f-8246-d195-5cd8-da9be71202cb.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-29",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=35,426 vs Grand Total=35426.0)",
        "source_page": 38
      }
    },
    {
      "insurer_id": "manipal-cigna",
      "insurer_name": "ManipalCigna Health Insurance",
      "insurer_slug": "manipal-cigna",
      "value": 486,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY23-24",
      "reporting_period_end": "2023-09-30",
      "provenance": {
        "reported_by": "manipal-cigna",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY23-24",
        "source_document": "pdfs/manipal-cigna/4c90279e-f76b-73cd-e718-93bcd840b59f.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-29",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=32,232 vs Grand Total=32233.0)",
        "source_page": 38
      }
    },
    {
      "insurer_id": "niva-bupa",
      "insurer_name": "Niva Bupa Health Insurance",
      "insurer_slug": "niva-bupa",
      "value": 207,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY23-24",
      "reporting_period_end": "2023-09-30",
      "provenance": {
        "reported_by": "niva-bupa",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY23-24",
        "source_document": "pdfs/niva-bupa/Website%20Public%20Disclosure%20Sep%202023.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-29",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=131,665 vs Grand Total=131664.0)",
        "source_page": 42
      }
    },
    {
      "insurer_id": "manipal-cigna",
      "insurer_name": "ManipalCigna Health Insurance",
      "insurer_slug": "manipal-cigna",
      "value": 460,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY23-24",
      "reporting_period_end": "2023-06-30",
      "provenance": {
        "reported_by": "manipal-cigna",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY23-24",
        "source_document": "pdfs/manipal-cigna/cb64dbbc-2fc7-323a-74ce-a920b5340503.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-29",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=28,345 vs Grand Total=28346.0)",
        "source_page": 38
      }
    },
    {
      "insurer_id": "niva-bupa",
      "insurer_name": "Niva Bupa Health Insurance",
      "insurer_slug": "niva-bupa",
      "value": 206,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY23-24",
      "reporting_period_end": "2023-06-30",
      "provenance": {
        "reported_by": "niva-bupa",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY23-24",
        "source_document": "pdfs/niva-bupa/Websit-Public-Disclosure-Jun-2023.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-29",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=111,905 vs Grand Total=111904.0)",
        "source_page": 41
      }
    },
    {
      "insurer_id": "niva-bupa",
      "insurer_name": "Niva Bupa Health Insurance",
      "insurer_slug": "niva-bupa",
      "value": 238,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY22-23",
      "reporting_period_end": "2023-03-31",
      "provenance": {
        "reported_by": "niva-bupa",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY22-23",
        "source_document": "pdfs/niva-bupa/Public-Disclosure-Reports-March-2023.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-29",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=133,432 vs Grand Total=133432.0)",
        "source_page": 41
      }
    },
    {
      "insurer_id": "manipal-cigna",
      "insurer_name": "ManipalCigna Health Insurance",
      "insurer_slug": "manipal-cigna",
      "value": 508,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY22-23",
      "reporting_period_end": "2023-03-31",
      "provenance": {
        "reported_by": "manipal-cigna",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY22-23",
        "source_document": "pdfs/manipal-cigna/3499c565-881c-1871-d727-04b216e4f3ff.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-29",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=35,050 vs Grand Total=35050.0)",
        "source_page": 39
      }
    },
    {
      "insurer_id": "manipal-cigna",
      "insurer_name": "ManipalCigna Health Insurance",
      "insurer_slug": "manipal-cigna",
      "value": 388,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY22-23",
      "reporting_period_end": "2022-12-31",
      "provenance": {
        "reported_by": "manipal-cigna",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY22-23",
        "source_document": "pdfs/manipal-cigna/a18c63d6-6907-ca71-65cd-c38a62f08937.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-29",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=26,173 vs Grand Total=26172.0)",
        "source_page": 38
      }
    },
    {
      "insurer_id": "niva-bupa",
      "insurer_name": "Niva Bupa Health Insurance",
      "insurer_slug": "niva-bupa",
      "value": 100,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY22-23",
      "reporting_period_end": "2022-12-31",
      "provenance": {
        "reported_by": "niva-bupa",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY22-23",
        "source_document": "pdfs/niva-bupa/Website%20Public%20Disclosures%20Dec%202022.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-29",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=99,296 vs Grand Total=99296.0)",
        "source_page": 42
      }
    },
    {
      "insurer_id": "niva-bupa",
      "insurer_name": "Niva Bupa Health Insurance",
      "insurer_slug": "niva-bupa",
      "value": 94,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY22-23",
      "reporting_period_end": "2022-09-30",
      "provenance": {
        "reported_by": "niva-bupa",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY22-23",
        "source_document": "pdfs/niva-bupa/Website%20Public%20Disclosures%20Sep%202022.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-29",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=96,132 vs Grand Total=96132.0)",
        "source_page": 40
      }
    },
    {
      "insurer_id": "niva-bupa",
      "insurer_name": "Niva Bupa Health Insurance",
      "insurer_slug": "niva-bupa",
      "value": 82,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY22-23",
      "reporting_period_end": "2022-06-30",
      "provenance": {
        "reported_by": "niva-bupa",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY22-23",
        "source_document": "pdfs/niva-bupa/Website%20Public%20Disclosure%20Jun%202022.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-29",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=78,443 vs Grand Total=78443.0)",
        "source_page": 40
      }
    }
  ],
  "meta": {
    "generated_at": "2026-11-15",
    "source": "IRDAI public disclosures",
    "api_version": "v1",
    "licence": "Facts derived from IRDAI public disclosure data. Republication with attribution permitted subject to applicable Indian law."
  }
}