{
  "insurer": {
    "id": "national-insurance",
    "slug": "national-insurance",
    "name": "National Insurance Company",
    "seo_name": "National Insurance Company",
    "type": "general",
    "irdai_registration_number": "058",
    "registration_status": "active",
    "headquarters": "Kolkata",
    "website": "https://nationalinsurance.nic.co.in",
    "disclosure_url": "https://nationalinsurance.nic.co.in/about-us/public-disclosure/non-life-disclosure-forms"
  },
  "facts": [
    {
      "id": "040153ce-4873-455f-900d-ccbcc8b5477e",
      "metric_id": "financial.investment_mix.segment.mutual_funds",
      "metric_name": "mutual funds",
      "value": 117077,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-12-INVESTMENT-SCHEDULE",
        "reporting_period": "Q1 FY26-27",
        "source_document": "textplor-vendor-2026-27-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "046123ce-24cd-4880-9143-af930e3e5fd3",
      "metric_id": "financial.earnings_per_share",
      "metric_name": "earnings per share",
      "value": -0.53,
      "unit": "",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "pdfs/national-insurance/NL-20-ANALYTICAL RATIOS SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-26",
        "extraction_note": "NL-20 row: Earnings per share",
        "source_page": 1
      }
    },
    {
      "id": "06b692fd-5c27-42d6-8fb6-f5c22c0b428f",
      "metric_id": "financial.gross_direct_premium.segment.other",
      "metric_name": "other segment premium",
      "value": 14971,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q1 FY26-27",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=421,691 vs Grand Total=421692.0)",
        "source_page": 1
      }
    },
    {
      "id": "0a2a2981-e453-4357-9e3d-87a08d3a9a56",
      "metric_id": "distribution.general.channel.individual_agents.premium",
      "metric_name": "Individual Agents premium",
      "value": 149078.55,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "pdfs/national-insurance/NL-36-CHANNEL WISE PREMIUM.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=420,281 vs Grand Total=420280.9)",
        "source_page": 1
      }
    },
    {
      "id": "0e822ffa-070a-42f7-824d-b13b2b4e44b1",
      "metric_id": "distribution.general.channel.corporate_agents_banks.premium",
      "metric_name": "Corporate Agents – Banks premium",
      "value": 1178.67,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "pdfs/national-insurance/NL-36-CHANNEL WISE PREMIUM.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=420,281 vs Grand Total=420280.9)",
        "source_page": 1
      }
    },
    {
      "id": "102eca2d-897e-4503-9179-9018f16de2ee",
      "metric_id": "financial.incurred_claim_ratio.segment.motor_od",
      "metric_name": "motor od incurred claims ratio",
      "value": 103.35,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "NL-20-ANALYTICAL RATIOS SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-20 segmental table, motor_od 'Current Period' row, col 6",
        "source_page": null
      }
    },
    {
      "id": "12689849-dc61-452f-94fe-253a26b2c673",
      "metric_id": "financial.incurred_claim_ratio.segment.fire",
      "metric_name": "fire incurred claims ratio",
      "value": 77.01,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "NL-20-ANALYTICAL RATIOS SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-20 segmental table, fire 'Current Period' row, col 6",
        "source_page": null
      }
    },
    {
      "id": "166b5f9c-1641-44da-9242-1c6f22ca3f3c",
      "metric_id": "financial.investment_exposure.govt_and_approved_securities_pct",
      "metric_name": "govt + approved securities",
      "value": 41.7,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-28B-EXPOSURE-NORMS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "textplor-vendor-2026-27-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "1d15a789-a8cf-49ab-91d9-26c9231df1e2",
      "metric_id": "distribution.general.channel.web_aggregators.policies",
      "metric_name": "Web Aggregators policies",
      "value": 15,
      "unit": "count",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "pdfs/national-insurance/NL-36-CHANNEL WISE PREMIUM.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-36 channel policies, for the quarter (sum=2,975,909 vs Grand Total=2975909.0)",
        "source_page": 1
      }
    },
    {
      "id": "1e1ed25c-ed2e-4a8b-9108-ba5a865f6e38",
      "metric_id": "financial.debt_equity_ratio",
      "metric_name": "debt to equity ratio",
      "value": -0.2,
      "unit": "ratio",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "NL-20-ANALYTICAL RATIOS SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-20 row-format label match: debt_equity_ratio",
        "source_page": null
      }
    },
    {
      "id": "23df358b-6c45-4c08-98f8-a05426f372ce",
      "metric_id": "distribution.general.channel.direct_business_officers_employees.premium",
      "metric_name": "Direct Business – Officers/Employees premium",
      "value": 85291.85,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "pdfs/national-insurance/NL-36-CHANNEL WISE PREMIUM.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=420,281 vs Grand Total=420280.9)",
        "source_page": 1
      }
    },
    {
      "id": "24e28bba-96b4-4bbd-ac30-31030af5042c",
      "metric_id": "financial.solvency_ratio",
      "metric_name": "solvency ratio",
      "value": -1.22,
      "unit": "",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-26-SOLVENCY-MARGIN",
        "reporting_period": "Q1 FY26-27",
        "source_document": "pdfs/national-insurance/NL-26 - SOLVENCY MARGIN - GI-SM-TABLE IB.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-26",
        "extraction_note": "NL-26 solvency",
        "source_page": 1
      }
    },
    {
      "id": "269fba27-f9c7-4242-9d84-2563bc46f44c",
      "metric_id": "financial.incurred_claim_ratio.segment.marine_hull",
      "metric_name": "marine hull incurred claims ratio",
      "value": 151.09,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "NL-20-ANALYTICAL RATIOS SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-20 segmental table, marine_hull 'Current Period' row, col 6",
        "source_page": null
      }
    },
    {
      "id": "2ac1b90e-877e-4672-9a75-713ac869f562",
      "metric_id": "financial.gross_direct_premium.segment.fire",
      "metric_name": "fire segment premium",
      "value": 47154,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q1 FY26-27",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=421,691 vs Grand Total=421692.0)",
        "source_page": 1
      }
    },
    {
      "id": "30185462-31dd-46bd-b1b7-d8fda46c7065",
      "metric_id": "distribution.general.channel.corporate_agents_banks.policies",
      "metric_name": "Corporate Agents – Banks policies",
      "value": 4516,
      "unit": "count",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "pdfs/national-insurance/NL-36-CHANNEL WISE PREMIUM.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-36 channel policies, for the quarter (sum=2,975,909 vs Grand Total=2975909.0)",
        "source_page": 1
      }
    },
    {
      "id": "30776695-53c7-419f-8246-8b98681a9df2",
      "metric_id": "distribution.general.channel.brokers.premium",
      "metric_name": "Brokers premium",
      "value": 172210.57,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "pdfs/national-insurance/NL-36-CHANNEL WISE PREMIUM.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=420,281 vs Grand Total=420280.9)",
        "source_page": 1
      }
    },
    {
      "id": "30e61b0c-a6d8-44f7-bae0-1222df1aa1d9",
      "metric_id": "financial.investment_mix.segment.government_securities",
      "metric_name": "government securities",
      "value": 1219327,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-12-INVESTMENT-SCHEDULE",
        "reporting_period": "Q1 FY26-27",
        "source_document": "textplor-vendor-2026-27-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "337573eb-89a4-46ba-8e0b-3b2f4ad91966",
      "metric_id": "financial.combined_ratio.segment.marine_hull",
      "metric_name": "marine hull combined ratio",
      "value": 195.56,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "NL-20-ANALYTICAL RATIOS SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-20 segmental table, marine_hull 'Current Period' row, col 8",
        "source_page": null
      }
    },
    {
      "id": "34298db0-5551-4793-8238-401d51752ac7",
      "metric_id": "distribution.general.channel.pos_direct.policies",
      "metric_name": "Point of Sales Person (Direct) policies",
      "value": 156008,
      "unit": "count",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "pdfs/national-insurance/NL-36-CHANNEL WISE PREMIUM.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-36 channel policies, for the quarter (sum=2,975,909 vs Grand Total=2975909.0)",
        "source_page": 1
      }
    },
    {
      "id": "35009a76-0e98-4750-875a-6531501f1652",
      "metric_id": "distribution.general.channel.brokers.policies",
      "metric_name": "Brokers policies",
      "value": 1425107,
      "unit": "count",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "pdfs/national-insurance/NL-36-CHANNEL WISE PREMIUM.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-36 channel policies, for the quarter (sum=2,975,909 vs Grand Total=2975909.0)",
        "source_page": 1
      }
    },
    {
      "id": "35dead28-1c90-4359-bbd3-ff61f08fee55",
      "metric_id": "financial.combined_ratio.segment.liability",
      "metric_name": "liability combined ratio",
      "value": 50.7,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "NL-20-ANALYTICAL RATIOS SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-20 segmental table, liability 'Current Period' row, col 8",
        "source_page": null
      }
    },
    {
      "id": "3a0764ee-d8a8-4b3e-bd90-51d31f1fccf4",
      "metric_id": "distribution.general.channel.other.policies",
      "metric_name": "Other policies",
      "value": 0,
      "unit": "count",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "pdfs/national-insurance/NL-36-CHANNEL WISE PREMIUM.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-36 channel policies, for the quarter (sum=2,975,909 vs Grand Total=2975909.0)",
        "source_page": 1
      }
    },
    {
      "id": "3bff8994-1950-45b4-9854-bc9578481cd8",
      "metric_id": "financial.investment_mix.segment.debentures_bonds",
      "metric_name": "debentures & bonds",
      "value": 422924,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-12-INVESTMENT-SCHEDULE",
        "reporting_period": "Q1 FY26-27",
        "source_document": "textplor-vendor-2026-27-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "3e87495a-8f13-4983-95a7-f730d424da88",
      "metric_id": "financial.book_value_per_share",
      "metric_name": "book value per share",
      "value": -4.87,
      "unit": "INR",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "NL-20-ANALYTICAL RATIOS SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-20 row-format label match: book_value_per_share",
        "source_page": null
      }
    },
    {
      "id": "40403be4-139a-42f5-9161-c9fd39118544",
      "metric_id": "financial.combined_ratio.segment.motor_tp",
      "metric_name": "motor tp combined ratio",
      "value": 165.37,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "NL-20-ANALYTICAL RATIOS SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-20 segmental table, motor_tp 'Current Period' row, col 8",
        "source_page": null
      }
    },
    {
      "id": "44f65810-6357-4638-ae64-3857fd25fc5a",
      "metric_id": "financial.investment_mix.segment.equity_preference_shares",
      "metric_name": "equity & preference shares",
      "value": 1314528,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-12-INVESTMENT-SCHEDULE",
        "reporting_period": "Q1 FY26-27",
        "source_document": "textplor-vendor-2026-27-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "45e4393e-9457-4db9-ae5b-c82ec0440101",
      "metric_id": "distribution.general.channel.web_aggregators.premium",
      "metric_name": "Web Aggregators premium",
      "value": 0.09,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "pdfs/national-insurance/NL-36-CHANNEL WISE PREMIUM.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=420,281 vs Grand Total=420280.9)",
        "source_page": 1
      }
    },
    {
      "id": "464cc852-451c-4e37-97fb-95f2dfd1c5fb",
      "metric_id": "financial.incurred_claim_ratio.segment.crop",
      "metric_name": "crop incurred claims ratio",
      "value": 47.93,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "NL-20-ANALYTICAL RATIOS SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-20 segmental table, crop 'Current Period' row, col 6",
        "source_page": null
      }
    },
    {
      "id": "4a7adef5-6e08-4348-ae0c-da01d4714d3e",
      "metric_id": "financial.incurred_claim_ratio.segment.liability",
      "metric_name": "liability incurred claims ratio",
      "value": 7.27,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "NL-20-ANALYTICAL RATIOS SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-20 segmental table, liability 'Current Period' row, col 6",
        "source_page": null
      }
    },
    {
      "id": "4ada881c-ceec-4ae1-967e-daf4631b41cf",
      "metric_id": "financial.operating_profit_ratio",
      "metric_name": "operating profit ratio",
      "value": -12.75,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "pdfs/national-insurance/NL-20-ANALYTICAL RATIOS SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-26",
        "extraction_note": "NL-20 row: Operating Profit Ratio",
        "source_page": 1
      }
    },
    {
      "id": "4c81b9fa-15f3-4742-85cc-357fcb122522",
      "metric_id": "distribution.general.channel.misp_direct.policies",
      "metric_name": "MISP (Direct) policies",
      "value": 1896,
      "unit": "count",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "pdfs/national-insurance/NL-36-CHANNEL WISE PREMIUM.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-36 channel policies, for the quarter (sum=2,975,909 vs Grand Total=2975909.0)",
        "source_page": 1
      }
    },
    {
      "id": "4c9d15a4-0e00-41e3-a505-8a2bc060ffd1",
      "metric_id": "financial.investment_npa.provision_pct",
      "metric_name": "npa provision coverage",
      "value": 100,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-30-NON-PERFORMING-ASSETS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "pdfs/national-insurance/NL-30-NON PERFORMING ASSETS.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-27",
        "extraction_note": "NL-30 row 5, TOTAL column 10",
        "source_page": 1
      }
    },
    {
      "id": "509c2cb1-58d9-423d-98a1-ed2803074da1",
      "metric_id": "financial.net_retention_ratio",
      "metric_name": "net retention ratio",
      "value": 85.09,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "pdfs/national-insurance/NL-20-ANALYTICAL RATIOS SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-26",
        "extraction_note": "NL-20 row: Net Retention Ratio**",
        "source_page": 1
      }
    },
    {
      "id": "55a7cc2e-fe12-4137-a9ea-eb9c1a4b7bf6",
      "metric_id": "distribution.general.channel.misp_direct.premium",
      "metric_name": "MISP (Direct) premium",
      "value": 263.74,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "pdfs/national-insurance/NL-36-CHANNEL WISE PREMIUM.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=420,281 vs Grand Total=420280.9)",
        "source_page": 1
      }
    },
    {
      "id": "567e7637-dabc-4d33-819b-8bb99bcebeb0",
      "metric_id": "financial.gross_direct_premium.segment.aviation",
      "metric_name": "aviation segment premium",
      "value": 2043,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q1 FY26-27",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=421,691 vs Grand Total=421692.0)",
        "source_page": 1
      }
    },
    {
      "id": "5792ce78-4f76-4be2-8cef-88ceec5d86f4",
      "metric_id": "financial.incurred_claim_ratio.segment.aviation",
      "metric_name": "aviation incurred claims ratio",
      "value": 63.07,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "NL-20-ANALYTICAL RATIOS SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-20 segmental table, aviation 'Current Period' row, col 6",
        "source_page": null
      }
    },
    {
      "id": "5e35806a-a494-4a60-a249-f94e90a50099",
      "metric_id": "financial.incurred_claim_ratio.segment.marine_cargo",
      "metric_name": "marine cargo incurred claims ratio",
      "value": 99.91,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "NL-20-ANALYTICAL RATIOS SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-20 segmental table, marine_cargo 'Current Period' row, col 6",
        "source_page": null
      }
    },
    {
      "id": "6020a521-532c-403a-9a37-6ab7dc98c9b0",
      "metric_id": "financial.incurred_claim_ratio.segment.motor_tp",
      "metric_name": "motor tp incurred claims ratio",
      "value": 124.74,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "NL-20-ANALYTICAL RATIOS SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-20 segmental table, motor_tp 'Current Period' row, col 6",
        "source_page": null
      }
    },
    {
      "id": "6383c5f9-d840-4ac3-be00-344a04a27b0b",
      "metric_id": "distribution.general.channel.corporate_agents_others.policies",
      "metric_name": "Corporate Agents – Others policies",
      "value": 11710,
      "unit": "count",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "pdfs/national-insurance/NL-36-CHANNEL WISE PREMIUM.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-36 channel policies, for the quarter (sum=2,975,909 vs Grand Total=2975909.0)",
        "source_page": 1
      }
    },
    {
      "id": "642a5924-5f14-4c07-afa9-afe6d9a7c395",
      "metric_id": "financial.investment_yield.net.quarterly",
      "metric_name": "net yield (quarterly)",
      "value": 7.06,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-31-INVESTMENT-INCOME",
        "reporting_period": "Q1 FY26-27",
        "source_document": "pdfs/national-insurance/NL-31-STATEMENT OF INVESTMENT AND INCOME ON INVESTMENT.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-27",
        "extraction_note": "NL-31 TOTAL row, quarterly net yield, col 6",
        "source_page": 1
      }
    },
    {
      "id": "64dbab48-3b75-43d7-8e7b-8211714c8363",
      "metric_id": "financial.investment_income_ratio",
      "metric_name": "investment income ratio",
      "value": 9.78,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "pdfs/national-insurance/NL-20-ANALYTICAL RATIOS SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-26",
        "extraction_note": "NL-20 row: Investment income ratio",
        "source_page": 1
      }
    },
    {
      "id": "66ef721e-98b7-4b44-a108-d62075147a3c",
      "metric_id": "distribution.general.channel.referral_arrangements.premium",
      "metric_name": "Referral Arrangements premium",
      "value": 0,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "pdfs/national-insurance/NL-36-CHANNEL WISE PREMIUM.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=420,281 vs Grand Total=420280.9)",
        "source_page": 1
      }
    },
    {
      "id": "679b8777-4b17-4501-9959-9ac7e17b7c49",
      "metric_id": "financial.gross_direct_premium.segment.travel",
      "metric_name": "travel segment premium",
      "value": 0,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q1 FY26-27",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=421,691 vs Grand Total=421692.0)",
        "source_page": 1
      }
    },
    {
      "id": "6813b1cf-ba1d-4da4-924d-6184b93813e8",
      "metric_id": "financial.gdp_growth_rate",
      "metric_name": "gross direct premium growth rate",
      "value": 7.79,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "pdfs/national-insurance/NL-20-ANALYTICAL RATIOS SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-26",
        "extraction_note": "NL-20 row: Gross Direct Premium Growth Rate**",
        "source_page": 1
      }
    },
    {
      "id": "6c44b1f9-3bc1-462e-b00c-1e1e82ed6c5d",
      "metric_id": "financial.investment_npa.gross_pct",
      "metric_name": "gross npa ratio",
      "value": 0.75,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-30-NON-PERFORMING-ASSETS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "pdfs/national-insurance/NL-30-NON PERFORMING ASSETS.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-27",
        "extraction_note": "NL-30 row 3, TOTAL column 10",
        "source_page": 1
      }
    },
    {
      "id": "6d808822-0bee-4e1d-94a1-726c78c8bd4d",
      "metric_id": "financial.incurred_claim_ratio.segment.workmens_compensation",
      "metric_name": "workmen's compensation incurred claims ratio",
      "value": 44.03,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "NL-20-ANALYTICAL RATIOS SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-20 segmental table, workmens_compensation 'Current Period' row, col 6",
        "source_page": null
      }
    },
    {
      "id": "70a72905-1d07-41cb-bcfd-9bd0e3e09348",
      "metric_id": "financial.combined_ratio.segment.other",
      "metric_name": "other combined ratio",
      "value": 98.57,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "NL-20-ANALYTICAL RATIOS SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-20 segmental table, other 'Current Period' row, col 8",
        "source_page": null
      }
    },
    {
      "id": "723ad7d8-44c1-4a3c-9847-63c796f03b41",
      "metric_id": "financial.expense_ratio.nonlife.gdp",
      "metric_name": "expense ratio to gross premium",
      "value": 31.77,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "pdfs/national-insurance/NL-20-ANALYTICAL RATIOS SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-26",
        "extraction_note": "NL-20 row: Expense of Management to Gross Direct\nPremium Rati",
        "source_page": 1
      }
    },
    {
      "id": "7adb457f-6bae-485a-8bb9-397baaa2490c",
      "metric_id": "distribution.general.channel.direct_business_officers_employees.policies",
      "metric_name": "Direct Business – Officers/Employees policies",
      "value": 46558,
      "unit": "count",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "pdfs/national-insurance/NL-36-CHANNEL WISE PREMIUM.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-36 channel policies, for the quarter (sum=2,975,909 vs Grand Total=2975909.0)",
        "source_page": 1
      }
    },
    {
      "id": "7b5741c6-4046-4886-bd19-864e922abe89",
      "metric_id": "distribution.general.channel.individual_agents.policies",
      "metric_name": "Individual Agents policies",
      "value": 1329274,
      "unit": "count",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "pdfs/national-insurance/NL-36-CHANNEL WISE PREMIUM.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-36 channel policies, for the quarter (sum=2,975,909 vs Grand Total=2975909.0)",
        "source_page": 1
      }
    },
    {
      "id": "7bc51684-2387-4312-9c81-7e7f1e2de383",
      "metric_id": "financial.technical_reserves_to_premium_ratio",
      "metric_name": "technical reserves to premium ratio",
      "value": 913,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "pdfs/national-insurance/NL-20-ANALYTICAL RATIOS SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-26",
        "extraction_note": "NL-20 row: Technical Reserves to net premium ratio **",
        "source_page": 1
      }
    },
    {
      "id": "7d5f6d85-6b4a-4fb3-b807-c342dfd817e2",
      "metric_id": "financial.gross_direct_premium.segment.crop",
      "metric_name": "crop insurance segment premium",
      "value": 1217,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q1 FY26-27",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=421,691 vs Grand Total=421692.0)",
        "source_page": 1
      }
    },
    {
      "id": "876fa61f-7df6-452f-b491-1cea7ea2100e",
      "metric_id": "financial.incurred_claim_ratio.net",
      "metric_name": "incurred claims ratio",
      "value": 98.91,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "pdfs/national-insurance/NL-20-ANALYTICAL RATIOS SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-26",
        "extraction_note": "NL-20 row: Net Incurred Claims to Net Earned Premium**",
        "source_page": 1
      }
    },
    {
      "id": "8842170c-6b5c-4b4e-b129-255a85cb09ff",
      "metric_id": "financial.investment_exposure.central_govt_securities_pct",
      "metric_name": "central govt. securities",
      "value": 21.23,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-28B-EXPOSURE-NORMS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "textplor-vendor-2026-27-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "89ddf26a-374f-4f2c-b83d-f85fba72d369",
      "metric_id": "distribution.general.channel.other.premium",
      "metric_name": "Other premium",
      "value": 0,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "pdfs/national-insurance/NL-36-CHANNEL WISE PREMIUM.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=420,281 vs Grand Total=420280.9)",
        "source_page": 1
      }
    },
    {
      "id": "8a1e9a0c-0b40-4144-a99e-bbe198e63fb6",
      "metric_id": "financial.combined_ratio",
      "metric_name": "combined ratio",
      "value": 134.36,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "pdfs/national-insurance/NL-20-ANALYTICAL RATIOS SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-26",
        "extraction_note": "NL-20 row: Combined Ratio**",
        "source_page": 1
      }
    },
    {
      "id": "8a96dd3f-f66e-430c-a992-a68cba47cbe5",
      "metric_id": "financial.combined_ratio.segment.marine_cargo",
      "metric_name": "marine cargo combined ratio",
      "value": 136.76,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "NL-20-ANALYTICAL RATIOS SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-20 segmental table, marine_cargo 'Current Period' row, col 8",
        "source_page": null
      }
    },
    {
      "id": "8def8ab7-ecea-4744-8ae5-5de0aa702fa7",
      "metric_id": "distribution.general.channel.corporate_agents_others.premium",
      "metric_name": "Corporate Agents – Others premium",
      "value": 942.52,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "pdfs/national-insurance/NL-36-CHANNEL WISE PREMIUM.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=420,281 vs Grand Total=420280.9)",
        "source_page": 1
      }
    },
    {
      "id": "91c8e716-714b-4968-a25c-a9c8452e0e05",
      "metric_id": "financial.expense_ratio.nonlife.nwp",
      "metric_name": "expense ratio",
      "value": 35.44,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "pdfs/national-insurance/NL-20-ANALYTICAL RATIOS SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-26",
        "extraction_note": "NL-20 row: Expense of Management to Net Written\nPremium Ratio",
        "source_page": 1
      }
    },
    {
      "id": "938e9b0d-8f67-4cd6-b140-388371a6e176",
      "metric_id": "financial.investment_npa.gross_amount",
      "metric_name": "gross npa (amount)",
      "value": 21707.65,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-30-NON-PERFORMING-ASSETS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "pdfs/national-insurance/NL-30-NON PERFORMING ASSETS.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-27",
        "extraction_note": "NL-30 row 2, TOTAL column 10",
        "source_page": 1
      }
    },
    {
      "id": "94f47adf-eba5-47ba-86ee-7f8bf83541fd",
      "metric_id": "financial.investment_mix.segment.real_estate_subsidiaries",
      "metric_name": "real estate & subsidiaries",
      "value": 17,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-12-INVESTMENT-SCHEDULE",
        "reporting_period": "Q1 FY26-27",
        "source_document": "textplor-vendor-2026-27-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "99f8c836-babe-442a-908e-e4f3ca4179e0",
      "metric_id": "distribution.general.channel.common_service_centres.policies",
      "metric_name": "Common Service Centres (CSC) policies",
      "value": 0,
      "unit": "count",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "pdfs/national-insurance/NL-36-CHANNEL WISE PREMIUM.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-36 channel policies, for the quarter (sum=2,975,909 vs Grand Total=2975909.0)",
        "source_page": 1
      }
    },
    {
      "id": "9bcc7802-79f5-446a-a6f3-a9cd67d28e7f",
      "metric_id": "financial.investment_mix.segment.other_investments",
      "metric_name": "other investments",
      "value": 60405,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-12-INVESTMENT-SCHEDULE",
        "reporting_period": "Q1 FY26-27",
        "source_document": "textplor-vendor-2026-27-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "9d2d3f8f-b249-4577-b1fb-4fda53def517",
      "metric_id": "financial.combined_ratio.segment.personal_accident",
      "metric_name": "personal accident combined ratio",
      "value": 86.08,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "NL-20-ANALYTICAL RATIOS SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-20 segmental table, personal_accident 'Current Period' row, col 8",
        "source_page": null
      }
    },
    {
      "id": "9e1cb074-4ae5-4bd3-a2f9-95afddb5e723",
      "metric_id": "financial.gross_direct_premium.segment.engineering",
      "metric_name": "engineering segment premium",
      "value": 13903,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q1 FY26-27",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=421,691 vs Grand Total=421692.0)",
        "source_page": 1
      }
    },
    {
      "id": "9e299d09-d182-4efa-a9d3-44ed601d1a53",
      "metric_id": "financial.combined_ratio.segment.crop",
      "metric_name": "crop combined ratio",
      "value": 76.42,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "NL-20-ANALYTICAL RATIOS SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-20 segmental table, crop 'Current Period' row, col 8",
        "source_page": null
      }
    },
    {
      "id": "a4b6abfa-d741-4039-8ce7-a0615a951303",
      "metric_id": "financial.net_earning_ratio",
      "metric_name": "net earning ratio",
      "value": -13.54,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "pdfs/national-insurance/NL-20-ANALYTICAL RATIOS SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-26",
        "extraction_note": "NL-20 row: Net earning ratio",
        "source_page": 1
      }
    },
    {
      "id": "ab1a6b04-1da4-4a9d-9765-e17bd526f1c2",
      "metric_id": "financial.underwriting_balance_ratio",
      "metric_name": "underwriting balance ratio",
      "value": -36,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "pdfs/national-insurance/NL-20-ANALYTICAL RATIOS SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-26",
        "extraction_note": "NL-20 row: Underwriting balance ratio",
        "source_page": 1
      }
    },
    {
      "id": "ac0dc335-4f17-4096-ab70-8c8965589823",
      "metric_id": "financial.profit_after_tax",
      "metric_name": "profit after tax",
      "value": -496.07,
      "unit": "crore",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-2-B-PL",
        "reporting_period": "Q1 FY26-27",
        "source_document": "NL-2-B-PL.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-2-B-PL 'Profit / (Loss) after tax', For the quarter column",
        "source_page": null
      }
    },
    {
      "id": "af533986-eb22-4230-9b17-38607bab748a",
      "metric_id": "financial.investment_exposure.housing_infra_pct",
      "metric_name": "housing & infrastructure",
      "value": 16.76,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-28B-EXPOSURE-NORMS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "textplor-vendor-2026-27-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "b6507116-03a6-4691-87a5-1382dfa509b7",
      "metric_id": "financial.gross_direct_premium.segment.motor_od",
      "metric_name": "motor OD segment premium",
      "value": 43901,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q1 FY26-27",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=421,691 vs Grand Total=421692.0)",
        "source_page": 1
      }
    },
    {
      "id": "baca0b84-a02d-4bcb-a16b-eac60767e8ad",
      "metric_id": "distribution.general.channel.insurance_marketing_firm.policies",
      "metric_name": "Insurance Marketing Firm policies",
      "value": 825,
      "unit": "count",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "pdfs/national-insurance/NL-36-CHANNEL WISE PREMIUM.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-36 channel policies, for the quarter (sum=2,975,909 vs Grand Total=2975909.0)",
        "source_page": 1
      }
    },
    {
      "id": "bd56fffe-c5ea-4373-bb76-930f3ff5e5e6",
      "metric_id": "claims.settlement_ratio.nonlife.count",
      "metric_name": "claim settlement ratio",
      "value": 52.7162,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "",
        "regulatory_form": "NL-37-CLAIMS-DATA",
        "reporting_period": "Q1 FY26-27",
        "source_document": null,
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-11-03",
        "extraction_note": "NL-37: paid=551153.0, opening_os=392493.0, reported=653016.0 (reported = sum of sub-rows, header row's own total not trusted -- see module docstring)",
        "source_page": null
      }
    },
    {
      "id": "c36f371c-69d2-4878-ab97-3f16dc0a0521",
      "metric_id": "financial.gross_direct_premium.segment.personal_accident",
      "metric_name": "personal accident segment premium",
      "value": 39683,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q1 FY26-27",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=421,691 vs Grand Total=421692.0)",
        "source_page": 1
      }
    },
    {
      "id": "c4dff772-2a4e-423b-b535-a15908d1c06f",
      "metric_id": "financial.incurred_claim_ratio.segment.personal_accident",
      "metric_name": "personal accident incurred claims ratio",
      "value": 60.11,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "NL-20-ANALYTICAL RATIOS SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-20 segmental table, personal_accident 'Current Period' row, col 6",
        "source_page": null
      }
    },
    {
      "id": "c5f23472-977c-4f7d-ad08-9b87845ee0f5",
      "metric_id": "financial.combined_ratio.segment.engineering",
      "metric_name": "engineering combined ratio",
      "value": 89.07,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "NL-20-ANALYTICAL RATIOS SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-20 segmental table, engineering 'Current Period' row, col 8",
        "source_page": null
      }
    },
    {
      "id": "c83375b5-056d-4503-bbc7-3bc5226e1dae",
      "metric_id": "financial.profit_before_tax",
      "metric_name": "profit before tax",
      "value": -496.07,
      "unit": "crore",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-2-B-PL",
        "reporting_period": "Q1 FY26-27",
        "source_document": "NL-2-B-PL.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-2-B-PL 'Profit/(Loss) Before Tax', For the quarter column",
        "source_page": null
      }
    },
    {
      "id": "c8ca824e-c79e-4e88-b5f2-7da33468e4ca",
      "metric_id": "financial.gross_direct_premium.segment.marine_cargo",
      "metric_name": "marine cargo segment premium",
      "value": 5029,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q1 FY26-27",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=421,691 vs Grand Total=421692.0)",
        "source_page": 1
      }
    },
    {
      "id": "c91bc816-8912-4b36-9cfc-382382a1e396",
      "metric_id": "financial.investment_mix.segment.infrastructure_housing",
      "metric_name": "infrastructure & housing",
      "value": 255830,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-12-INVESTMENT-SCHEDULE",
        "reporting_period": "Q1 FY26-27",
        "source_document": "textplor-vendor-2026-27-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "ca950cf2-0bdf-44a5-a95b-6c081eeb91ce",
      "metric_id": "financial.combined_ratio.segment.workmens_compensation",
      "metric_name": "workmen's compensation combined ratio",
      "value": 90.29,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "NL-20-ANALYTICAL RATIOS SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-20 segmental table, workmens_compensation 'Current Period' row, col 8",
        "source_page": null
      }
    },
    {
      "id": "ccbedcfa-2d38-4547-abca-4a919c4c6ecd",
      "metric_id": "financial.incurred_claim_ratio.segment.health",
      "metric_name": "health incurred claims ratio",
      "value": 105.25,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "NL-20-ANALYTICAL RATIOS SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-20 segmental table, health 'Current Period' row, col 6",
        "source_page": null
      }
    },
    {
      "id": "ce84bd61-8cd8-4c92-8ed2-221511d22dc1",
      "metric_id": "financial.gross_direct_premium.segment.workmens_compensation",
      "metric_name": "workmen's compensation segment premium",
      "value": 1526,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q1 FY26-27",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=421,691 vs Grand Total=421692.0)",
        "source_page": 1
      }
    },
    {
      "id": "d04c3e62-3a4e-43d8-a7e5-1957e7551f2b",
      "metric_id": "financial.investment_yield.gross.quarterly",
      "metric_name": "gross yield (quarterly)",
      "value": 10.69,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-31-INVESTMENT-INCOME",
        "reporting_period": "Q1 FY26-27",
        "source_document": "pdfs/national-insurance/NL-31-STATEMENT OF INVESTMENT AND INCOME ON INVESTMENT.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-27",
        "extraction_note": "NL-31 TOTAL row, quarterly gross yield, col 5",
        "source_page": 1
      }
    },
    {
      "id": "d4141dfa-cb0a-47b3-8e8e-90355d88c4bc",
      "metric_id": "financial.available_solvency_margin",
      "metric_name": "available solvency margin",
      "value": -557749,
      "unit": "",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-26-SOLVENCY-MARGIN",
        "reporting_period": "Q1 FY26-27",
        "source_document": "pdfs/national-insurance/NL-26 - SOLVENCY MARGIN - GI-SM-TABLE IB.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-26",
        "extraction_note": "NL-26 available_solvency_margin",
        "source_page": 1
      }
    },
    {
      "id": "d4f0c7d5-7294-4302-aa9e-ec4d4cd3d1e4",
      "metric_id": "financial.incurred_claim_ratio.segment.other",
      "metric_name": "other incurred claims ratio",
      "value": 56.1,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "NL-20-ANALYTICAL RATIOS SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-20 segmental table, other 'Current Period' row, col 6",
        "source_page": null
      }
    },
    {
      "id": "d74c6235-7ae9-4071-aad0-ed8cf7291936",
      "metric_id": "financial.gross_direct_premium.segment.health",
      "metric_name": "health segment premium",
      "value": 149925,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q1 FY26-27",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=421,691 vs Grand Total=421692.0)",
        "source_page": 1
      }
    },
    {
      "id": "d754d706-f0d9-445a-942e-e30282d658d4",
      "metric_id": "distribution.general.channel.micro_agents.premium",
      "metric_name": "Micro Agents premium",
      "value": 0,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "pdfs/national-insurance/NL-36-CHANNEL WISE PREMIUM.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=420,281 vs Grand Total=420280.9)",
        "source_page": 1
      }
    },
    {
      "id": "d9edfbb4-b0ad-406c-9a22-fd21e8c9d8a6",
      "metric_id": "distribution.general.channel.referral_arrangements.policies",
      "metric_name": "Referral Arrangements policies",
      "value": 0,
      "unit": "count",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "pdfs/national-insurance/NL-36-CHANNEL WISE PREMIUM.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-36 channel policies, for the quarter (sum=2,975,909 vs Grand Total=2975909.0)",
        "source_page": 1
      }
    },
    {
      "id": "dbfac7c9-4cd1-4384-9420-2ee3c516d719",
      "metric_id": "financial.gross_direct_premium.segment.motor_tp",
      "metric_name": "motor TP segment premium",
      "value": 91131,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q1 FY26-27",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=421,691 vs Grand Total=421692.0)",
        "source_page": 1
      }
    },
    {
      "id": "dde9ef94-e8b8-419d-a3d0-e0b5fe088bf8",
      "metric_id": "financial.combined_ratio.segment.health",
      "metric_name": "health combined ratio",
      "value": 137.59,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "NL-20-ANALYTICAL RATIOS SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-20 segmental table, health 'Current Period' row, col 8",
        "source_page": null
      }
    },
    {
      "id": "e00b2ca2-01cc-4042-aa70-c9301c9d26dd",
      "metric_id": "financial.combined_ratio.segment.fire",
      "metric_name": "fire combined ratio",
      "value": 117.04,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "NL-20-ANALYTICAL RATIOS SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-20 segmental table, fire 'Current Period' row, col 8",
        "source_page": null
      }
    },
    {
      "id": "e59fd124-4b6f-49a9-8544-8fa4474985fb",
      "metric_id": "financial.combined_ratio.segment.aviation",
      "metric_name": "aviation combined ratio",
      "value": 94.9,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "NL-20-ANALYTICAL RATIOS SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-20 segmental table, aviation 'Current Period' row, col 8",
        "source_page": null
      }
    },
    {
      "id": "e82087cc-dc2c-482c-9c12-f63cfc00e30e",
      "metric_id": "financial.required_solvency_margin",
      "metric_name": "required solvency margin",
      "value": 456132,
      "unit": "",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-26-SOLVENCY-MARGIN",
        "reporting_period": "Q1 FY26-27",
        "source_document": "pdfs/national-insurance/NL-26 - SOLVENCY MARGIN - GI-SM-TABLE IB.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-26",
        "extraction_note": "NL-26 required_solvency_margin",
        "source_page": 1
      }
    },
    {
      "id": "ed22b1cb-090c-49bb-b2aa-3076987f12bc",
      "metric_id": "financial.incurred_claim_ratio.segment.engineering",
      "metric_name": "engineering incurred claims ratio",
      "value": 48.57,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "NL-20-ANALYTICAL RATIOS SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-20 segmental table, engineering 'Current Period' row, col 6",
        "source_page": null
      }
    },
    {
      "id": "ee01d0b2-b686-475f-a8a6-7bbeeed2571f",
      "metric_id": "financial.gdp_to_networth_ratio",
      "metric_name": "gross direct premium to net worth ratio",
      "value": -92,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "pdfs/national-insurance/NL-20-ANALYTICAL RATIOS SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-26",
        "extraction_note": "NL-20 row: Gross Direct Premium to Net worth Ratio",
        "source_page": 1
      }
    },
    {
      "id": "ee555b3b-5e3d-477c-ac8d-11e6217de189",
      "metric_id": "financial.combined_ratio.segment.motor_od",
      "metric_name": "motor od combined ratio",
      "value": 140.96,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "NL-20-ANALYTICAL RATIOS SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-20 segmental table, motor_od 'Current Period' row, col 8",
        "source_page": null
      }
    },
    {
      "id": "eed33439-35d2-4570-b441-d48dc3657826",
      "metric_id": "financial.gross_direct_premium.segment.marine_hull",
      "metric_name": "marine hull segment premium",
      "value": 3347,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q1 FY26-27",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=421,691 vs Grand Total=421692.0)",
        "source_page": 1
      }
    },
    {
      "id": "f18015ab-acc0-41c0-85bf-71865558226c",
      "metric_id": "financial.gross_direct_premium.segment.liability",
      "metric_name": "liability segment premium",
      "value": 7861,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q1 FY26-27",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=421,691 vs Grand Total=421692.0)",
        "source_page": 1
      }
    },
    {
      "id": "f1d24f19-ca9b-4f37-9da4-f17aede7a336",
      "metric_id": "distribution.general.channel.pos_direct.premium",
      "metric_name": "Point of Sales Person (Direct) premium",
      "value": 11083.63,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "pdfs/national-insurance/NL-36-CHANNEL WISE PREMIUM.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=420,281 vs Grand Total=420280.9)",
        "source_page": 1
      }
    },
    {
      "id": "f486a185-1333-4e5e-8639-5c0c1a858509",
      "metric_id": "distribution.general.channel.micro_agents.policies",
      "metric_name": "Micro Agents policies",
      "value": 0,
      "unit": "count",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "pdfs/national-insurance/NL-36-CHANNEL WISE PREMIUM.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-36 channel policies, for the quarter (sum=2,975,909 vs Grand Total=2975909.0)",
        "source_page": 1
      }
    },
    {
      "id": "fa18a0ed-68dc-4943-836c-9ea272b218dd",
      "metric_id": "financial.net_commission_ratio",
      "metric_name": "net commission ratio",
      "value": 10.68,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "pdfs/national-insurance/NL-20-ANALYTICAL RATIOS SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-26",
        "extraction_note": "NL-20 row: Net Commission Ratio**",
        "source_page": 1
      }
    },
    {
      "id": "fa29f934-aa11-4850-8a98-0e9d153307ef",
      "metric_id": "financial.gross_npa_ratio",
      "metric_name": "gross NPA ratio",
      "value": 0.75,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "pdfs/national-insurance/NL-20-ANALYTICAL RATIOS SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-26",
        "extraction_note": "NL-20 row: Gross NPA Ratio",
        "source_page": 1
      }
    },
    {
      "id": "fa7f16fb-be67-4759-a04a-0484ab6991bc",
      "metric_id": "distribution.general.channel.common_service_centres.premium",
      "metric_name": "Common Service Centres (CSC) premium",
      "value": 0,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "pdfs/national-insurance/NL-36-CHANNEL WISE PREMIUM.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=420,281 vs Grand Total=420280.9)",
        "source_page": 1
      }
    },
    {
      "id": "fe16d588-7673-47d7-946d-33058a547648",
      "metric_id": "distribution.general.channel.insurance_marketing_firm.premium",
      "metric_name": "Insurance Marketing Firm premium",
      "value": 231.27,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "pdfs/national-insurance/NL-36-CHANNEL WISE PREMIUM.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-25",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=420,281 vs Grand Total=420280.9)",
        "source_page": 1
      }
    },
    {
      "id": "080cafab-6087-432e-a113-14dd41baf2c2",
      "metric_id": "financial.investment_mix.segment.infrastructure_housing",
      "metric_name": "infrastructure & housing",
      "value": 256113,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-12-INVESTMENT-SCHEDULE",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "09a8f919-7c67-47f5-add8-6ce6ff4bae35",
      "metric_id": "financial.earnings_per_share",
      "metric_name": "earnings per share",
      "value": -1.73,
      "unit": "",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "pdfs/national-insurance/NL-20 ANALYTICAL RATIOS.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-20 row: Earnings per share",
        "source_page": 1
      }
    },
    {
      "id": "0ef55751-e3d2-4b8a-ae64-c257ae0723c3",
      "metric_id": "financial.gross_direct_premium.segment.motor_od",
      "metric_name": "motor OD segment premium",
      "value": 46670,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q4 FY25-26",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=395,460 vs Grand Total=395460.0)",
        "source_page": 1
      }
    },
    {
      "id": "135779e1-09ba-46d2-b1c7-719681f82fa3",
      "metric_id": "financial.profit_before_tax",
      "metric_name": "profit before tax",
      "value": -1623.17,
      "unit": "crore",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-2-B-PL",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "16c3cbf2-8a45-4f3a-b859-692b17918ab0",
      "metric_id": "financial.gross_direct_premium.segment.marine_cargo",
      "metric_name": "marine cargo segment premium",
      "value": 3716,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q4 FY25-26",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=395,460 vs Grand Total=395460.0)",
        "source_page": 1
      }
    },
    {
      "id": "177107ed-bec9-45b5-9441-d6de4395bf3d",
      "metric_id": "financial.incurred_claim_ratio.net",
      "metric_name": "incurred claims ratio",
      "value": 99.44,
      "unit": "%",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "pdfs/national-insurance/NL-20 ANALYTICAL RATIOS.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-20 row: Net Incurred Claims to Net Earned Premium**",
        "source_page": 1
      }
    },
    {
      "id": "19861716-9624-421b-bfae-09e3afd69e8e",
      "metric_id": "financial.investment_exposure.govt_and_approved_securities_pct",
      "metric_name": "govt + approved securities",
      "value": 41.95,
      "unit": "%",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-28B-EXPOSURE-NORMS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "1b4a56c6-95a9-4f01-b30b-38330e2f25e8",
      "metric_id": "distribution.general.channel.other.premium",
      "metric_name": "Other premium",
      "value": 0,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q4FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=394,024 vs Grand Total=394024.08)",
        "source_page": 1
      }
    },
    {
      "id": "1e4de4fd-90dc-4911-ae00-8e39b84bd057",
      "metric_id": "distribution.general.channel.other.policies",
      "metric_name": "Other policies",
      "value": 0,
      "unit": "count",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q4FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel policies, for the quarter (sum=3,454,790 vs Grand Total=3454790.0)",
        "source_page": 1
      }
    },
    {
      "id": "1e6afc89-2148-4e95-9ea7-ed65819376ad",
      "metric_id": "financial.investment_npa.gross_amount",
      "metric_name": "gross npa (amount)",
      "value": 21707.65,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-30-NON-PERFORMING-ASSETS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "217fd4ed-326e-4149-8e08-c62a8bbdda49",
      "metric_id": "financial.investment_yield.net.annualized",
      "metric_name": "net yield (annualized)",
      "value": 7.91,
      "unit": "%",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-31-INVESTMENT-INCOME",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "245745a5-c1b4-47ba-82da-ae25a6e2d8cb",
      "metric_id": "financial.gross_direct_premium.segment.motor_tp",
      "metric_name": "motor TP segment premium",
      "value": 120113,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q4 FY25-26",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=395,460 vs Grand Total=395460.0)",
        "source_page": 1
      }
    },
    {
      "id": "261ff6c7-97e7-49c6-8a32-7d624d37658a",
      "metric_id": "financial.underwriting_balance_ratio",
      "metric_name": "underwriting balance ratio",
      "value": -68,
      "unit": "%",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "pdfs/national-insurance/NL-20 ANALYTICAL RATIOS.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-20 row: Underwriting balance ratio",
        "source_page": 1
      }
    },
    {
      "id": "2e34326a-0317-443f-b098-55aaae70ffda",
      "metric_id": "financial.gross_direct_premium.segment.fire",
      "metric_name": "fire segment premium",
      "value": 27870,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q4 FY25-26",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=395,460 vs Grand Total=395460.0)",
        "source_page": 1
      }
    },
    {
      "id": "333745e4-3cc5-401d-8920-573c266942e8",
      "metric_id": "distribution.general.channel.corporate_agents_banks.premium",
      "metric_name": "Corporate Agents – Banks premium",
      "value": 125.63,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q4FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=394,024 vs Grand Total=394024.08)",
        "source_page": 1
      }
    },
    {
      "id": "37fa355a-9091-4329-9413-7f8fd38aa448",
      "metric_id": "financial.investment_yield.gross.annualized",
      "metric_name": "gross yield (annualized)",
      "value": 11.98,
      "unit": "%",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-31-INVESTMENT-INCOME",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "3c99c8c0-bb5d-4f60-8d91-ab1768738f5e",
      "metric_id": "financial.required_solvency_margin",
      "metric_name": "required solvency margin",
      "value": 455405,
      "unit": "",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-26-SOLVENCY-MARGIN",
        "reporting_period": "Q4 FY25-26",
        "source_document": "pdfs/national-insurance/NL-26 - SOLVENCY MARGIN - GI-SM-TABLE IB.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-26 required_solvency_margin",
        "source_page": 1
      }
    },
    {
      "id": "4d6b86a8-f212-4921-92ae-19b6b87c3683",
      "metric_id": "financial.investment_income_ratio",
      "metric_name": "investment income ratio",
      "value": 8.95,
      "unit": "%",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "pdfs/national-insurance/NL-20 ANALYTICAL RATIOS.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-20 row: Investment income ratio",
        "source_page": 1
      }
    },
    {
      "id": "4da68b14-6510-4416-8ccf-492f9aec24b8",
      "metric_id": "distribution.general.channel.referral_arrangements.premium",
      "metric_name": "Referral Arrangements premium",
      "value": 0,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q4FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=394,024 vs Grand Total=394024.08)",
        "source_page": 1
      }
    },
    {
      "id": "4dae4ec3-0763-44e3-9b08-8fda7c29252b",
      "metric_id": "distribution.general.channel.micro_agents.policies",
      "metric_name": "Micro Agents policies",
      "value": 0,
      "unit": "count",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q4FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel policies, for the quarter (sum=3,454,790 vs Grand Total=3454790.0)",
        "source_page": 1
      }
    },
    {
      "id": "5011538a-4063-44a8-a513-566466b771f7",
      "metric_id": "distribution.general.channel.misp_direct.policies",
      "metric_name": "MISP (Direct) policies",
      "value": 2814,
      "unit": "count",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q4FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel policies, for the quarter (sum=3,454,790 vs Grand Total=3454790.0)",
        "source_page": 1
      }
    },
    {
      "id": "5434eb4e-ea28-4cc5-a976-54751bb0b2a5",
      "metric_id": "financial.net_commission_ratio",
      "metric_name": "net commission ratio",
      "value": 16.73,
      "unit": "%",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "pdfs/national-insurance/NL-20 ANALYTICAL RATIOS.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-20 row: Net Commission Ratio**",
        "source_page": 1
      }
    },
    {
      "id": "555aefcd-7719-4ef7-90a8-347723ebd91c",
      "metric_id": "financial.investment_mix.segment.government_securities",
      "metric_name": "government securities",
      "value": 1237475,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-12-INVESTMENT-SCHEDULE",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "57312d0e-bea9-42bf-b862-9c58a7eea197",
      "metric_id": "financial.gross_npa_ratio",
      "metric_name": "gross NPA ratio",
      "value": 0.74,
      "unit": "%",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "pdfs/national-insurance/NL-20 ANALYTICAL RATIOS.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-20 row: Gross NPA Ratio",
        "source_page": 1
      }
    },
    {
      "id": "58314217-dd3e-48ac-aeac-aa807e88235e",
      "metric_id": "financial.gdp_to_networth_ratio",
      "metric_name": "gross direct premium to net worth ratio",
      "value": -97,
      "unit": "%",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "pdfs/national-insurance/NL-20 ANALYTICAL RATIOS.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-20 row: Gross Direct Premium to Net worth Ratio",
        "source_page": 1
      }
    },
    {
      "id": "5e0a2740-faac-4ecc-a584-0b8bc4a29465",
      "metric_id": "financial.operating_profit_ratio",
      "metric_name": "operating profit ratio",
      "value": -46.3,
      "unit": "%",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "pdfs/national-insurance/NL-20 ANALYTICAL RATIOS.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-20 row: Operating Profit Ratio",
        "source_page": 1
      }
    },
    {
      "id": "6f45ec67-af9e-410c-9457-29bd926ed49b",
      "metric_id": "financial.profit_after_tax",
      "metric_name": "profit after tax",
      "value": -1623.17,
      "unit": "crore",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-2-B-PL",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "75189308-ba2e-478e-b866-0ad724e7c407",
      "metric_id": "distribution.general.channel.pos_direct.premium",
      "metric_name": "Point of Sales Person (Direct) premium",
      "value": 11704.16,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q4FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=394,024 vs Grand Total=394024.08)",
        "source_page": 1
      }
    },
    {
      "id": "75452f75-b1ca-45e2-8f9a-9ae92678825a",
      "metric_id": "financial.investment_mix.segment.other_investments",
      "metric_name": "other investments",
      "value": 114438,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-12-INVESTMENT-SCHEDULE",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "75f97158-9c2d-4fd7-a382-738abb054cfd",
      "metric_id": "financial.expense_ratio.nonlife.gdp",
      "metric_name": "expense ratio to gross premium",
      "value": 64.06,
      "unit": "%",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "pdfs/national-insurance/NL-20 ANALYTICAL RATIOS.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-20 row: Expense of Management to Gross Direct\nPremium Rati",
        "source_page": 1
      }
    },
    {
      "id": "787fd580-b887-497a-a776-7996626f54c7",
      "metric_id": "financial.net_earning_ratio",
      "metric_name": "net earning ratio",
      "value": -44.82,
      "unit": "%",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "pdfs/national-insurance/NL-20 ANALYTICAL RATIOS.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-20 row: Net earning ratio",
        "source_page": 1
      }
    },
    {
      "id": "7a295038-85f7-40a3-be92-67910c5e039d",
      "metric_id": "financial.gross_direct_premium.segment.other",
      "metric_name": "other segment premium",
      "value": 11101,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q4 FY25-26",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=395,460 vs Grand Total=395460.0)",
        "source_page": 1
      }
    },
    {
      "id": "7b886774-8cc0-4cef-aa02-c2a54ea3f3b8",
      "metric_id": "distribution.general.channel.corporate_agents_banks.policies",
      "metric_name": "Corporate Agents – Banks policies",
      "value": 5631,
      "unit": "count",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q4FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel policies, for the quarter (sum=3,454,790 vs Grand Total=3454790.0)",
        "source_page": 1
      }
    },
    {
      "id": "7c0095ab-0b0b-48f1-bbe9-789ba9515f3a",
      "metric_id": "financial.investment_exposure.housing_infra_pct",
      "metric_name": "housing & infrastructure",
      "value": 16.95,
      "unit": "%",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-28B-EXPOSURE-NORMS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "7eabe29b-33c8-489e-92e7-2a2875d8c107",
      "metric_id": "financial.investment_mix.segment.real_estate_subsidiaries",
      "metric_name": "real estate & subsidiaries",
      "value": 17,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-12-INVESTMENT-SCHEDULE",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "7ed662aa-0e9e-4ba1-ab0b-38a4f291bf43",
      "metric_id": "distribution.general.channel.web_aggregators.premium",
      "metric_name": "Web Aggregators premium",
      "value": 0.1,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q4FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=394,024 vs Grand Total=394024.08)",
        "source_page": 1
      }
    },
    {
      "id": "8b8ff8a8-7463-4a03-b877-ffdf235307a3",
      "metric_id": "financial.gross_direct_premium.segment.aviation",
      "metric_name": "aviation segment premium",
      "value": 345,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q4 FY25-26",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=395,460 vs Grand Total=395460.0)",
        "source_page": 1
      }
    },
    {
      "id": "960b1b20-fb57-4a66-af7e-9d59c87d881a",
      "metric_id": "financial.gross_direct_premium.segment.crop",
      "metric_name": "crop insurance segment premium",
      "value": 1318,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q4 FY25-26",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=395,460 vs Grand Total=395460.0)",
        "source_page": 1
      }
    },
    {
      "id": "9992b7db-e3d0-41fa-a138-5207ee9e5334",
      "metric_id": "distribution.general.channel.individual_agents.policies",
      "metric_name": "Individual Agents policies",
      "value": 1550905,
      "unit": "count",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q4FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel policies, for the quarter (sum=3,454,790 vs Grand Total=3454790.0)",
        "source_page": 1
      }
    },
    {
      "id": "9b2408f4-786c-4317-bbdf-93047c539564",
      "metric_id": "financial.expense_ratio.nonlife.nwp",
      "metric_name": "expense ratio",
      "value": 68.68,
      "unit": "%",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "pdfs/national-insurance/NL-20 ANALYTICAL RATIOS.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-20 row: Expense of Management to Net Written Premium\nRatio",
        "source_page": 1
      }
    },
    {
      "id": "9c6b7c45-970e-4223-a423-9db0274a65eb",
      "metric_id": "financial.combined_ratio",
      "metric_name": "combined ratio",
      "value": 168.13,
      "unit": "%",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "pdfs/national-insurance/NL-20 ANALYTICAL RATIOS.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-20 row: Combined Ratio**",
        "source_page": 1
      }
    },
    {
      "id": "9cce2c6c-7065-468f-8cf0-19ac9be6cca4",
      "metric_id": "distribution.general.channel.corporate_agents_others.premium",
      "metric_name": "Corporate Agents – Others premium",
      "value": 962.09,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q4FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=394,024 vs Grand Total=394024.08)",
        "source_page": 1
      }
    },
    {
      "id": "9df629f8-1602-4e25-8a26-3f17bced5476",
      "metric_id": "distribution.general.channel.insurance_marketing_firm.policies",
      "metric_name": "Insurance Marketing Firm policies",
      "value": 433,
      "unit": "count",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q4FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel policies, for the quarter (sum=3,454,790 vs Grand Total=3454790.0)",
        "source_page": 1
      }
    },
    {
      "id": "9eb9c151-3105-408b-894b-c804e61c4594",
      "metric_id": "distribution.general.channel.brokers.policies",
      "metric_name": "Brokers policies",
      "value": 1653390,
      "unit": "count",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q4FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel policies, for the quarter (sum=3,454,790 vs Grand Total=3454790.0)",
        "source_page": 1
      }
    },
    {
      "id": "9f59487d-f49a-4033-b7ed-51a5f6738aae",
      "metric_id": "financial.solvency_ratio",
      "metric_name": "solvency ratio",
      "value": -1.11,
      "unit": "",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-26-SOLVENCY-MARGIN",
        "reporting_period": "Q4 FY25-26",
        "source_document": "pdfs/national-insurance/NL-26 - SOLVENCY MARGIN - GI-SM-TABLE IB.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-26 solvency",
        "source_page": 1
      }
    },
    {
      "id": "a1456c6d-07d8-4175-8e63-4f1080a32cb7",
      "metric_id": "distribution.general.channel.web_aggregators.policies",
      "metric_name": "Web Aggregators policies",
      "value": 11,
      "unit": "count",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q4FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel policies, for the quarter (sum=3,454,790 vs Grand Total=3454790.0)",
        "source_page": 1
      }
    },
    {
      "id": "a718bfc7-2893-47ea-b21d-b43c405e121d",
      "metric_id": "financial.investment_mix.segment.debentures_bonds",
      "metric_name": "debentures & bonds",
      "value": 428099,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-12-INVESTMENT-SCHEDULE",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "a76b76f3-c747-49c1-8120-8864c7544dbf",
      "metric_id": "distribution.general.channel.common_service_centres.policies",
      "metric_name": "Common Service Centres (CSC) policies",
      "value": 0,
      "unit": "count",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q4FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel policies, for the quarter (sum=3,454,790 vs Grand Total=3454790.0)",
        "source_page": 1
      }
    },
    {
      "id": "a8141c68-617b-439d-bad8-869338b83d97",
      "metric_id": "financial.investment_mix.segment.mutual_funds",
      "metric_name": "mutual funds",
      "value": 59835,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-12-INVESTMENT-SCHEDULE",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "ab773b4a-2486-4c7f-80d0-b2ec68e88e62",
      "metric_id": "financial.gross_direct_premium.segment.engineering",
      "metric_name": "engineering segment premium",
      "value": 14146,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q4 FY25-26",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=395,460 vs Grand Total=395460.0)",
        "source_page": 1
      }
    },
    {
      "id": "b15615a7-bb1c-402a-8ec2-77f30fde23d8",
      "metric_id": "financial.gdp_growth_rate",
      "metric_name": "gross direct premium growth rate",
      "value": -0.71,
      "unit": "%",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "pdfs/national-insurance/NL-20 ANALYTICAL RATIOS.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-20 row: Gross Direct Premium Growth Rate**",
        "source_page": 1
      }
    },
    {
      "id": "b17e26ca-0e3e-4313-a71c-d006c165f6d1",
      "metric_id": "financial.investment_npa.provision_pct",
      "metric_name": "npa provision coverage",
      "value": 100,
      "unit": "%",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-30-NON-PERFORMING-ASSETS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "b6912060-0288-4fd0-8133-833709cfd0d0",
      "metric_id": "distribution.general.channel.common_service_centres.premium",
      "metric_name": "Common Service Centres (CSC) premium",
      "value": 0,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q4FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=394,024 vs Grand Total=394024.08)",
        "source_page": 1
      }
    },
    {
      "id": "b79904bd-e019-4ee6-81ca-2a3e033c51e2",
      "metric_id": "distribution.general.channel.insurance_marketing_firm.premium",
      "metric_name": "Insurance Marketing Firm premium",
      "value": 55.54,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q4FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=394,024 vs Grand Total=394024.08)",
        "source_page": 1
      }
    },
    {
      "id": "b7b0c70c-81f2-47af-b29d-76449917df34",
      "metric_id": "distribution.general.channel.pos_direct.policies",
      "metric_name": "Point of Sales Person (Direct) policies",
      "value": 180188,
      "unit": "count",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q4FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel policies, for the quarter (sum=3,454,790 vs Grand Total=3454790.0)",
        "source_page": 1
      }
    },
    {
      "id": "bf6aef89-649b-48c7-995e-6e7b4dc2d96d",
      "metric_id": "financial.investment_mix.segment.equity_preference_shares",
      "metric_name": "equity & preference shares",
      "value": 1196457,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-12-INVESTMENT-SCHEDULE",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "c1dc9c9d-2bcd-4894-8f5d-cd820969ab9f",
      "metric_id": "financial.technical_reserves_to_premium_ratio",
      "metric_name": "technical reserves to premium ratio",
      "value": 914,
      "unit": "%",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "pdfs/national-insurance/NL-20 ANALYTICAL RATIOS.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-20 row: Technical Reserves to net premium ratio **",
        "source_page": 1
      }
    },
    {
      "id": "c74a55c0-4be1-4d5c-b309-f5b0157fe618",
      "metric_id": "financial.gross_direct_premium.segment.marine_hull",
      "metric_name": "marine hull segment premium",
      "value": 5113,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q4 FY25-26",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=395,460 vs Grand Total=395460.0)",
        "source_page": 1
      }
    },
    {
      "id": "c85e7186-b5bd-44a1-8652-33500039f635",
      "metric_id": "financial.investment_exposure.central_govt_securities_pct",
      "metric_name": "central govt. securities",
      "value": 22,
      "unit": "%",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-28B-EXPOSURE-NORMS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "d8674730-88bb-4dfb-8193-5db5a31b153c",
      "metric_id": "financial.gross_direct_premium.segment.health",
      "metric_name": "health segment premium",
      "value": 153399,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q4 FY25-26",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=395,460 vs Grand Total=395460.0)",
        "source_page": 1
      }
    },
    {
      "id": "daab9ff6-d320-47f8-90cf-d3cd17de33e3",
      "metric_id": "distribution.general.channel.individual_agents.premium",
      "metric_name": "Individual Agents premium",
      "value": 177829.8,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q4FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=394,024 vs Grand Total=394024.08)",
        "source_page": 1
      }
    },
    {
      "id": "e07e2017-1ac5-483d-8603-5939460d3edc",
      "metric_id": "distribution.general.channel.micro_agents.premium",
      "metric_name": "Micro Agents premium",
      "value": 0,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q4FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=394,024 vs Grand Total=394024.08)",
        "source_page": 1
      }
    },
    {
      "id": "e16c5cd7-aa4e-44e2-b2fd-75e865aed805",
      "metric_id": "distribution.general.channel.direct_business_officers_employees.policies",
      "metric_name": "Direct Business – Officers/Employees policies",
      "value": 49071,
      "unit": "count",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q4FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel policies, for the quarter (sum=3,454,790 vs Grand Total=3454790.0)",
        "source_page": 1
      }
    },
    {
      "id": "e35a964f-f332-4f1e-91e6-8bd332747671",
      "metric_id": "distribution.general.channel.brokers.premium",
      "metric_name": "Brokers premium",
      "value": 144839.34,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q4FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=394,024 vs Grand Total=394024.08)",
        "source_page": 1
      }
    },
    {
      "id": "e4046602-9ec1-40d3-8156-530250044d8c",
      "metric_id": "financial.net_retention_ratio",
      "metric_name": "net retention ratio",
      "value": 88.92,
      "unit": "%",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "pdfs/national-insurance/NL-20 ANALYTICAL RATIOS.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-20 row: Net Retention Ratio**",
        "source_page": 1
      }
    },
    {
      "id": "ee59cf7f-6830-4850-8e1e-81dc53d9a9a6",
      "metric_id": "distribution.general.channel.referral_arrangements.policies",
      "metric_name": "Referral Arrangements policies",
      "value": 0,
      "unit": "count",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q4FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel policies, for the quarter (sum=3,454,790 vs Grand Total=3454790.0)",
        "source_page": 1
      }
    },
    {
      "id": "eed5bd70-6951-4463-bd9c-2b45a82fd088",
      "metric_id": "financial.available_solvency_margin",
      "metric_name": "available solvency margin",
      "value": -504671,
      "unit": "",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-26-SOLVENCY-MARGIN",
        "reporting_period": "Q4 FY25-26",
        "source_document": "pdfs/national-insurance/NL-26 - SOLVENCY MARGIN - GI-SM-TABLE IB.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-26 available_solvency_margin",
        "source_page": 1
      }
    },
    {
      "id": "eee667ca-73c3-4a12-92fd-8ee2e3ccd9a0",
      "metric_id": "financial.gross_direct_premium.segment.personal_accident",
      "metric_name": "personal accident segment premium",
      "value": 7282,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q4 FY25-26",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=395,460 vs Grand Total=395460.0)",
        "source_page": 1
      }
    },
    {
      "id": "f19fb3b6-b395-42e2-8dc8-4597896652f0",
      "metric_id": "distribution.general.channel.direct_business_officers_employees.premium",
      "metric_name": "Direct Business – Officers/Employees premium",
      "value": 57414.21,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q4FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=394,024 vs Grand Total=394024.08)",
        "source_page": 1
      }
    },
    {
      "id": "f563bc61-2e0a-4965-86fa-59207826930c",
      "metric_id": "financial.gross_direct_premium.segment.travel",
      "metric_name": "travel segment premium",
      "value": 0,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q4 FY25-26",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=395,460 vs Grand Total=395460.0)",
        "source_page": 1
      }
    },
    {
      "id": "f575d526-2cd8-4df9-a01e-cfbaafbbd8a7",
      "metric_id": "financial.gross_direct_premium.segment.liability",
      "metric_name": "liability segment premium",
      "value": 3170,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q4 FY25-26",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=395,460 vs Grand Total=395460.0)",
        "source_page": 1
      }
    },
    {
      "id": "f7c1389f-14f8-42b0-b99c-7a3e560fd8b8",
      "metric_id": "financial.gross_direct_premium.segment.workmens_compensation",
      "metric_name": "workmen's compensation segment premium",
      "value": 1217,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q4 FY25-26",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=395,460 vs Grand Total=395460.0)",
        "source_page": 1
      }
    },
    {
      "id": "fa12f9a2-ef48-4a60-838e-2d24c1ac8b1a",
      "metric_id": "distribution.general.channel.corporate_agents_others.policies",
      "metric_name": "Corporate Agents – Others policies",
      "value": 12347,
      "unit": "count",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q4FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel policies, for the quarter (sum=3,454,790 vs Grand Total=3454790.0)",
        "source_page": 1
      }
    },
    {
      "id": "fea20bb1-c808-4974-a156-8bd461cd453c",
      "metric_id": "distribution.general.channel.misp_direct.premium",
      "metric_name": "MISP (Direct) premium",
      "value": 1093.21,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q4FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=394,024 vs Grand Total=394024.08)",
        "source_page": 1
      }
    },
    {
      "id": "01381311-3aff-41c5-b778-d7a57c717cfa",
      "metric_id": "financial.gross_direct_premium.segment.motor_od",
      "metric_name": "motor OD segment premium",
      "value": 46834,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q3 FY25-26",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=583,193 vs Grand Total=583193.0)",
        "source_page": 1
      }
    },
    {
      "id": "03df21ba-5c8f-4a89-88ca-c7157ac43870",
      "metric_id": "financial.net_earning_ratio",
      "metric_name": "net earning ratio",
      "value": -7.47,
      "unit": "%",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "pdfs/national-insurance/NL-20 ANALYTICAL RATIOS.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-26",
        "extraction_note": "NL-20 row: Net earning ratio",
        "source_page": 1
      }
    },
    {
      "id": "06f358af-9612-405d-9362-9b3f2c882728",
      "metric_id": "financial.technical_reserves_to_premium_ratio",
      "metric_name": "technical reserves to premium ratio",
      "value": 625,
      "unit": "%",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "pdfs/national-insurance/NL-20 ANALYTICAL RATIOS.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-26",
        "extraction_note": "NL-20 row: Technical Reserves to net premium ratio **",
        "source_page": 1
      }
    },
    {
      "id": "0af38b59-bb8a-4001-8d77-4357a0f2521f",
      "metric_id": "financial.gross_direct_premium.segment.aviation",
      "metric_name": "aviation segment premium",
      "value": 1118,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q3 FY25-26",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=583,193 vs Grand Total=583193.0)",
        "source_page": 1
      }
    },
    {
      "id": "0c832263-b3ce-45d1-bbfe-d5dfb2a12354",
      "metric_id": "financial.combined_ratio",
      "metric_name": "combined ratio",
      "value": 122.09,
      "unit": "%",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "pdfs/national-insurance/NL-20 ANALYTICAL RATIOS.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-26",
        "extraction_note": "NL-20 row: Combined Ratio**",
        "source_page": 1
      }
    },
    {
      "id": "0cc7538b-c6cf-4bba-b316-66b9a9dabe65",
      "metric_id": "distribution.general.channel.web_aggregators.premium",
      "metric_name": "Web Aggregators premium",
      "value": 0.58,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q3FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=582,077 vs Grand Total=582077.07)",
        "source_page": 1
      }
    },
    {
      "id": "0fa67ded-ae23-49bd-8582-0e2ef3711f9b",
      "metric_id": "distribution.general.channel.corporate_agents_banks.premium",
      "metric_name": "Corporate Agents – Banks premium",
      "value": 246.39,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q3FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=582,077 vs Grand Total=582077.07)",
        "source_page": 1
      }
    },
    {
      "id": "118d61d8-6faa-4bb8-a043-aaecb1f4c312",
      "metric_id": "financial.gross_direct_premium.segment.other",
      "metric_name": "other segment premium",
      "value": 9579,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q3 FY25-26",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=583,193 vs Grand Total=583193.0)",
        "source_page": 1
      }
    },
    {
      "id": "12ce007a-9dd3-4364-ba47-316c9b9c9564",
      "metric_id": "financial.investment_exposure.govt_and_approved_securities_pct",
      "metric_name": "govt + approved securities",
      "value": 40.85,
      "unit": "%",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-28B-EXPOSURE-NORMS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "textplor-vendor-2025-26-9M.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "158ea265-1eb5-406b-b76f-a3574dfbfbfc",
      "metric_id": "financial.investment_mix.segment.debentures_bonds",
      "metric_name": "debentures & bonds",
      "value": 433154,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-12-INVESTMENT-SCHEDULE",
        "reporting_period": "Q3 FY25-26",
        "source_document": "textplor-vendor-2025-26-9M.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "1e671a74-9ae1-4a54-bcc0-c047bbf0bf6c",
      "metric_id": "financial.gross_direct_premium.segment.liability",
      "metric_name": "liability segment premium",
      "value": 14686,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q3 FY25-26",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=583,193 vs Grand Total=583193.0)",
        "source_page": 1
      }
    },
    {
      "id": "1fae0ca2-940e-459c-b69e-34d7e75031a4",
      "metric_id": "distribution.general.channel.corporate_agents_banks.policies",
      "metric_name": "Corporate Agents – Banks policies",
      "value": 4095,
      "unit": "count",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q3FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel policies, for the quarter (sum=3,402,539 vs Grand Total=3402539.0)",
        "source_page": 1
      }
    },
    {
      "id": "2534f732-4718-45ed-b37a-a217f10d67e9",
      "metric_id": "financial.investment_income_ratio",
      "metric_name": "investment income ratio",
      "value": 9.17,
      "unit": "%",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "pdfs/national-insurance/NL-20 ANALYTICAL RATIOS.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-26",
        "extraction_note": "NL-20 row: Investment income ratio",
        "source_page": 1
      }
    },
    {
      "id": "2844f79e-4c9c-45c9-a139-f75d0677cc8b",
      "metric_id": "financial.operating_profit_ratio",
      "metric_name": "operating profit ratio",
      "value": -8.49,
      "unit": "%",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "pdfs/national-insurance/NL-20 ANALYTICAL RATIOS.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-26",
        "extraction_note": "NL-20 row: Operating Profit Ratio",
        "source_page": 1
      }
    },
    {
      "id": "2bd51a06-0bea-48ed-a53f-dae799042dff",
      "metric_id": "distribution.general.channel.other.premium",
      "metric_name": "Other premium",
      "value": 0,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q3FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=582,077 vs Grand Total=582077.07)",
        "source_page": 1
      }
    },
    {
      "id": "2c944080-36f8-49b6-a4a0-5e1d7079d339",
      "metric_id": "distribution.general.channel.pos_direct.policies",
      "metric_name": "Point of Sales Person (Direct) policies",
      "value": 184114,
      "unit": "count",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q3FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel policies, for the quarter (sum=3,402,539 vs Grand Total=3402539.0)",
        "source_page": 1
      }
    },
    {
      "id": "2f36dcb5-6cb9-4cb2-a4a1-d67ff829bf21",
      "metric_id": "financial.investment_exposure.central_govt_securities_pct",
      "metric_name": "central govt. securities",
      "value": 21.55,
      "unit": "%",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-28B-EXPOSURE-NORMS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "textplor-vendor-2025-26-9M.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "38ac889a-8250-4b8b-8a6c-31c4115e58e5",
      "metric_id": "financial.gross_direct_premium.segment.personal_accident",
      "metric_name": "personal accident segment premium",
      "value": 8890,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q3 FY25-26",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=583,193 vs Grand Total=583193.0)",
        "source_page": 1
      }
    },
    {
      "id": "3bfebbcb-324f-41f6-b077-5401572104ae",
      "metric_id": "financial.gross_direct_premium.segment.crop",
      "metric_name": "crop insurance segment premium",
      "value": 701,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q3 FY25-26",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=583,193 vs Grand Total=583193.0)",
        "source_page": 1
      }
    },
    {
      "id": "422fccb5-d8fc-4c9e-960a-1f68345e6452",
      "metric_id": "financial.investment_mix.segment.government_securities",
      "metric_name": "government securities",
      "value": 1284324,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-12-INVESTMENT-SCHEDULE",
        "reporting_period": "Q3 FY25-26",
        "source_document": "textplor-vendor-2025-26-9M.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "448247b2-8a97-4550-82c1-d5686ecb5957",
      "metric_id": "financial.incurred_claim_ratio.net",
      "metric_name": "incurred claims ratio",
      "value": 88.56,
      "unit": "%",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "pdfs/national-insurance/NL-20 ANALYTICAL RATIOS.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-26",
        "extraction_note": "NL-20 row: Net Incurred Claims to Net Earned Premium**",
        "source_page": 1
      }
    },
    {
      "id": "4f3df179-be69-4e6b-abb6-59f186b22129",
      "metric_id": "distribution.general.channel.brokers.policies",
      "metric_name": "Brokers policies",
      "value": 1621364,
      "unit": "count",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q3FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel policies, for the quarter (sum=3,402,539 vs Grand Total=3402539.0)",
        "source_page": 1
      }
    },
    {
      "id": "56dd38f6-2826-4d94-a714-bd4000f29ac2",
      "metric_id": "financial.available_solvency_margin",
      "metric_name": "available solvency margin",
      "value": -355201,
      "unit": "",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-26-SOLVENCY-MARGIN",
        "reporting_period": "Q3 FY25-26",
        "source_document": "pdfs/national-insurance/NL-26 - SOLVENCY MARGIN - GI-SM-TABLE IB.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-26",
        "extraction_note": "NL-26 available_solvency_margin",
        "source_page": 1
      }
    },
    {
      "id": "58692448-0788-4429-9c62-1f42d50fc18e",
      "metric_id": "distribution.general.channel.brokers.premium",
      "metric_name": "Brokers premium",
      "value": 151437.2,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q3FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=582,077 vs Grand Total=582077.07)",
        "source_page": 1
      }
    },
    {
      "id": "5a6eba9e-08d2-475c-86ae-88a4aa88a139",
      "metric_id": "financial.profit_after_tax",
      "metric_name": "profit after tax",
      "value": -398.62,
      "unit": "crore",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-2-B-PL",
        "reporting_period": "Q3 FY25-26",
        "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "5b7f29b2-d6b0-44d6-b236-aeff08326eb8",
      "metric_id": "financial.required_solvency_margin",
      "metric_name": "required solvency margin",
      "value": 459481,
      "unit": "",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-26-SOLVENCY-MARGIN",
        "reporting_period": "Q3 FY25-26",
        "source_document": "pdfs/national-insurance/NL-26 - SOLVENCY MARGIN - GI-SM-TABLE IB.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-26",
        "extraction_note": "NL-26 required_solvency_margin",
        "source_page": 1
      }
    },
    {
      "id": "5c134775-2f98-4fab-a26e-8c263c1a194c",
      "metric_id": "financial.earnings_per_share",
      "metric_name": "earnings per share",
      "value": -0.43,
      "unit": "",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "pdfs/national-insurance/NL-20 ANALYTICAL RATIOS.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-26",
        "extraction_note": "NL-20 row: Earnings per share",
        "source_page": 1
      }
    },
    {
      "id": "5d232c91-fd6d-452f-87fd-e6d281d56b68",
      "metric_id": "distribution.general.channel.insurance_marketing_firm.premium",
      "metric_name": "Insurance Marketing Firm premium",
      "value": 73.41,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q3FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=582,077 vs Grand Total=582077.07)",
        "source_page": 1
      }
    },
    {
      "id": "5d63f01e-f1e5-4d29-bee9-ebd7c7c05b24",
      "metric_id": "distribution.general.channel.micro_agents.policies",
      "metric_name": "Micro Agents policies",
      "value": 0,
      "unit": "count",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q3FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel policies, for the quarter (sum=3,402,539 vs Grand Total=3402539.0)",
        "source_page": 1
      }
    },
    {
      "id": "5e1b7433-13c7-46b7-b705-0ddbbcdae22d",
      "metric_id": "distribution.general.channel.common_service_centres.policies",
      "metric_name": "Common Service Centres (CSC) policies",
      "value": 0,
      "unit": "count",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q3FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel policies, for the quarter (sum=3,402,539 vs Grand Total=3402539.0)",
        "source_page": 1
      }
    },
    {
      "id": "6657c95d-5fe2-4abb-95f6-49541dd44b54",
      "metric_id": "distribution.general.channel.insurance_marketing_firm.policies",
      "metric_name": "Insurance Marketing Firm policies",
      "value": 609,
      "unit": "count",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q3FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel policies, for the quarter (sum=3,402,539 vs Grand Total=3402539.0)",
        "source_page": 1
      }
    },
    {
      "id": "68424f51-a011-42a7-b48a-76a35d5ecd52",
      "metric_id": "financial.gdp_to_networth_ratio",
      "metric_name": "gross direct premium to net worth ratio",
      "value": -239,
      "unit": "%",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "pdfs/national-insurance/NL-20 ANALYTICAL RATIOS.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-26",
        "extraction_note": "NL-20 row: Gross Direct Premium to Net worth Ratio",
        "source_page": 1
      }
    },
    {
      "id": "69fe807d-8373-4558-adde-03c33b9d5206",
      "metric_id": "distribution.general.channel.individual_agents.premium",
      "metric_name": "Individual Agents premium",
      "value": 160165.51,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q3FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=582,077 vs Grand Total=582077.07)",
        "source_page": 1
      }
    },
    {
      "id": "74d538d6-c694-434d-905d-e81cdcfc5e45",
      "metric_id": "financial.gross_direct_premium.segment.marine_cargo",
      "metric_name": "marine cargo segment premium",
      "value": 3377,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q3 FY25-26",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=583,193 vs Grand Total=583193.0)",
        "source_page": 1
      }
    },
    {
      "id": "79a06b86-eb5e-4cac-a2c7-b0d4b57ed439",
      "metric_id": "financial.gross_direct_premium.segment.health",
      "metric_name": "health segment premium",
      "value": 330523,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q3 FY25-26",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=583,193 vs Grand Total=583193.0)",
        "source_page": 1
      }
    },
    {
      "id": "7da8501f-89c1-4f7b-a66b-fdaabafc3ae7",
      "metric_id": "financial.investment_mix.segment.mutual_funds",
      "metric_name": "mutual funds",
      "value": 153991,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-12-INVESTMENT-SCHEDULE",
        "reporting_period": "Q3 FY25-26",
        "source_document": "textplor-vendor-2025-26-9M.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "88adeab1-4e17-46a8-a2e1-cf072d599cef",
      "metric_id": "financial.gross_direct_premium.segment.motor_tp",
      "metric_name": "motor TP segment premium",
      "value": 109393,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q3 FY25-26",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=583,193 vs Grand Total=583193.0)",
        "source_page": 1
      }
    },
    {
      "id": "8cbe2436-961c-4711-818f-84f72618f8bb",
      "metric_id": "financial.gross_direct_premium.segment.engineering",
      "metric_name": "engineering segment premium",
      "value": 22912,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q3 FY25-26",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=583,193 vs Grand Total=583193.0)",
        "source_page": 1
      }
    },
    {
      "id": "9139e0e2-fd9a-4408-8b3b-37df23a09c8d",
      "metric_id": "financial.expense_ratio.nonlife.nwp",
      "metric_name": "expense ratio",
      "value": 33.52,
      "unit": "%",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "pdfs/national-insurance/NL-20 ANALYTICAL RATIOS.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-26",
        "extraction_note": "NL-20 row: Expense of Management to Net Written Premium\nRatio",
        "source_page": 1
      }
    },
    {
      "id": "928854da-0fd2-404f-85ee-27c1a58567bd",
      "metric_id": "financial.gross_direct_premium.segment.travel",
      "metric_name": "travel segment premium",
      "value": 0,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q3 FY25-26",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=583,193 vs Grand Total=583193.0)",
        "source_page": 1
      }
    },
    {
      "id": "93f697f6-b2c8-4da0-957b-6650490c48b2",
      "metric_id": "financial.gross_direct_premium.segment.fire",
      "metric_name": "fire segment premium",
      "value": 29883,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q3 FY25-26",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=583,193 vs Grand Total=583193.0)",
        "source_page": 1
      }
    },
    {
      "id": "a4be4e66-f561-4f49-940e-f52718811b66",
      "metric_id": "financial.expense_ratio.nonlife.gdp",
      "metric_name": "expense ratio to gross premium",
      "value": 31.09,
      "unit": "%",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "pdfs/national-insurance/NL-20 ANALYTICAL RATIOS.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-26",
        "extraction_note": "NL-20 row: Expense of Management to Gross Direct\nPremium Rati",
        "source_page": 1
      }
    },
    {
      "id": "a7314667-1852-46f2-b25b-cf1145889e5a",
      "metric_id": "financial.investment_mix.segment.equity_preference_shares",
      "metric_name": "equity & preference shares",
      "value": 1424352,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-12-INVESTMENT-SCHEDULE",
        "reporting_period": "Q3 FY25-26",
        "source_document": "textplor-vendor-2025-26-9M.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "a77e634a-d68a-4e2b-9fe6-b34d3512884d",
      "metric_id": "financial.gross_direct_premium.segment.marine_hull",
      "metric_name": "marine hull segment premium",
      "value": 3928,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q3 FY25-26",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=583,193 vs Grand Total=583193.0)",
        "source_page": 1
      }
    },
    {
      "id": "a843794b-63a8-4249-bf6d-50271f1c0675",
      "metric_id": "distribution.general.channel.pos_direct.premium",
      "metric_name": "Point of Sales Person (Direct) premium",
      "value": 11078.83,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q3FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=582,077 vs Grand Total=582077.07)",
        "source_page": 1
      }
    },
    {
      "id": "a9655b6c-4d80-4d59-aeb5-123de6829ff6",
      "metric_id": "financial.gross_direct_premium.segment.workmens_compensation",
      "metric_name": "workmen's compensation segment premium",
      "value": 1369,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q3 FY25-26",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=583,193 vs Grand Total=583193.0)",
        "source_page": 1
      }
    },
    {
      "id": "a9ebee43-1dcf-43da-9409-c2f18d5fc1ab",
      "metric_id": "distribution.general.channel.direct_business_officers_employees.premium",
      "metric_name": "Direct Business – Officers/Employees premium",
      "value": 256876.7,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q3FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=582,077 vs Grand Total=582077.07)",
        "source_page": 1
      }
    },
    {
      "id": "abe740a2-6d2d-4307-8dd2-cc622ad84eba",
      "metric_id": "financial.investment_mix.segment.other_approved_securities",
      "metric_name": "other approved securities",
      "value": 929,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-12-INVESTMENT-SCHEDULE",
        "reporting_period": "Q3 FY25-26",
        "source_document": "textplor-vendor-2025-26-9M.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "b0528b76-b93c-4eb5-a7c9-f51ea58a4988",
      "metric_id": "financial.profit_before_tax",
      "metric_name": "profit before tax",
      "value": -398.62,
      "unit": "crore",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-2-B-PL",
        "reporting_period": "Q3 FY25-26",
        "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "b12d0e31-5922-4d22-9db1-0113920d32a7",
      "metric_id": "distribution.general.channel.individual_agents.policies",
      "metric_name": "Individual Agents policies",
      "value": 1529496,
      "unit": "count",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q3FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel policies, for the quarter (sum=3,402,539 vs Grand Total=3402539.0)",
        "source_page": 1
      }
    },
    {
      "id": "b2433823-8c22-4639-a9d1-c5b39736a467",
      "metric_id": "distribution.general.channel.direct_business_officers_employees.policies",
      "metric_name": "Direct Business – Officers/Employees policies",
      "value": 54098,
      "unit": "count",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q3FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel policies, for the quarter (sum=3,402,539 vs Grand Total=3402539.0)",
        "source_page": 1
      }
    },
    {
      "id": "b49fca6a-cc0e-4904-bca1-efee1c094cca",
      "metric_id": "distribution.general.channel.micro_agents.premium",
      "metric_name": "Micro Agents premium",
      "value": 0,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q3FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=582,077 vs Grand Total=582077.07)",
        "source_page": 1
      }
    },
    {
      "id": "b5c003ff-03c1-4f8f-8b19-badf4b983dfd",
      "metric_id": "financial.investment_mix.segment.real_estate_subsidiaries",
      "metric_name": "real estate & subsidiaries",
      "value": 17,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-12-INVESTMENT-SCHEDULE",
        "reporting_period": "Q3 FY25-26",
        "source_document": "textplor-vendor-2025-26-9M.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "b8a8e945-2685-43e5-ac39-425169afdd06",
      "metric_id": "financial.investment_mix.segment.other_investments",
      "metric_name": "other investments",
      "value": 160281,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-12-INVESTMENT-SCHEDULE",
        "reporting_period": "Q3 FY25-26",
        "source_document": "textplor-vendor-2025-26-9M.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "bfa2c202-bbe3-4af5-b5a2-6ab771f27b1f",
      "metric_id": "distribution.general.channel.misp_direct.policies",
      "metric_name": "MISP (Direct) policies",
      "value": 3420,
      "unit": "count",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q3FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel policies, for the quarter (sum=3,402,539 vs Grand Total=3402539.0)",
        "source_page": 1
      }
    },
    {
      "id": "c4492a86-d547-43f9-b637-7ad80c609772",
      "metric_id": "financial.investment_exposure.housing_infra_pct",
      "metric_name": "housing & infrastructure",
      "value": 15.99,
      "unit": "%",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-28B-EXPOSURE-NORMS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "textplor-vendor-2025-26-9M.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "c716996f-1dc4-44c1-915b-a17d8118ba4d",
      "metric_id": "financial.solvency_ratio",
      "metric_name": "solvency ratio",
      "value": -0.77,
      "unit": "",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-26-SOLVENCY-MARGIN",
        "reporting_period": "Q3 FY25-26",
        "source_document": "pdfs/national-insurance/NL-26 - SOLVENCY MARGIN - GI-SM-TABLE IB.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-26",
        "extraction_note": "NL-26 solvency",
        "source_page": 1
      }
    },
    {
      "id": "cb4e6329-fa81-41b1-b419-a5294f9b1596",
      "metric_id": "distribution.general.channel.other.policies",
      "metric_name": "Other policies",
      "value": 0,
      "unit": "count",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q3FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel policies, for the quarter (sum=3,402,539 vs Grand Total=3402539.0)",
        "source_page": 1
      }
    },
    {
      "id": "cdb260cf-076e-4034-a54d-33eaf6760778",
      "metric_id": "financial.net_commission_ratio",
      "metric_name": "net commission ratio",
      "value": 8.59,
      "unit": "%",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "pdfs/national-insurance/NL-20 ANALYTICAL RATIOS.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-26",
        "extraction_note": "NL-20 row: Net Commission Ratio**",
        "source_page": 1
      }
    },
    {
      "id": "ce5bd00d-9377-4894-8230-dc14dcacabd5",
      "metric_id": "financial.net_retention_ratio",
      "metric_name": "net retention ratio",
      "value": 89.22,
      "unit": "%",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "pdfs/national-insurance/NL-20 ANALYTICAL RATIOS.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-26",
        "extraction_note": "NL-20 row: Net Retention Ratio**",
        "source_page": 1
      }
    },
    {
      "id": "d44d18fd-78f6-4a7b-9df5-4d34f07471f1",
      "metric_id": "distribution.general.channel.web_aggregators.policies",
      "metric_name": "Web Aggregators policies",
      "value": 20,
      "unit": "count",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q3FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel policies, for the quarter (sum=3,402,539 vs Grand Total=3402539.0)",
        "source_page": 1
      }
    },
    {
      "id": "d9208d91-c404-4341-9b3a-0f83a83c0864",
      "metric_id": "distribution.general.channel.corporate_agents_others.premium",
      "metric_name": "Corporate Agents – Others premium",
      "value": 1051.87,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q3FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=582,077 vs Grand Total=582077.07)",
        "source_page": 1
      }
    },
    {
      "id": "da810f6b-3658-422b-b8db-0601757f7bb8",
      "metric_id": "distribution.general.channel.referral_arrangements.premium",
      "metric_name": "Referral Arrangements premium",
      "value": 0,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q3FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=582,077 vs Grand Total=582077.07)",
        "source_page": 1
      }
    },
    {
      "id": "db98fd84-9f38-4a29-a115-c0a43c939686",
      "metric_id": "financial.investment_npa.gross_amount",
      "metric_name": "gross npa (amount)",
      "value": 23594.98,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-30-NON-PERFORMING-ASSETS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "textplor-vendor-2025-26-9M.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "e0cef441-4267-44b3-ad3a-ab6d30c3b077",
      "metric_id": "distribution.general.channel.corporate_agents_others.policies",
      "metric_name": "Corporate Agents – Others policies",
      "value": 5323,
      "unit": "count",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q3FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel policies, for the quarter (sum=3,402,539 vs Grand Total=3402539.0)",
        "source_page": 1
      }
    },
    {
      "id": "e105028a-83a9-467b-831d-c71b1569b49d",
      "metric_id": "distribution.general.channel.misp_direct.premium",
      "metric_name": "MISP (Direct) premium",
      "value": 1146.58,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q3FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=582,077 vs Grand Total=582077.07)",
        "source_page": 1
      }
    },
    {
      "id": "e1413507-1bf1-4de9-81de-694e52f65033",
      "metric_id": "financial.gdp_growth_rate",
      "metric_name": "gross direct premium growth rate",
      "value": 17.22,
      "unit": "%",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "pdfs/national-insurance/NL-20 ANALYTICAL RATIOS.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-26",
        "extraction_note": "NL-20 row: Gross Direct Premium Growth Rate**",
        "source_page": 1
      }
    },
    {
      "id": "e745acea-19a5-410e-a730-f5bc0510a4f0",
      "metric_id": "financial.underwriting_balance_ratio",
      "metric_name": "underwriting balance ratio",
      "value": -26,
      "unit": "%",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "pdfs/national-insurance/NL-20 ANALYTICAL RATIOS.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-26",
        "extraction_note": "NL-20 row: Underwriting balance ratio",
        "source_page": 1
      }
    },
    {
      "id": "e79376e3-3ee1-43c9-8aea-ddc8a9da04ca",
      "metric_id": "distribution.general.channel.referral_arrangements.policies",
      "metric_name": "Referral Arrangements policies",
      "value": 0,
      "unit": "count",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q3FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel policies, for the quarter (sum=3,402,539 vs Grand Total=3402539.0)",
        "source_page": 1
      }
    },
    {
      "id": "ee2ff4c8-131d-45d5-8273-06b45daf0eea",
      "metric_id": "distribution.general.channel.common_service_centres.premium",
      "metric_name": "Common Service Centres (CSC) premium",
      "value": 0,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q3FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=582,077 vs Grand Total=582077.07)",
        "source_page": 1
      }
    },
    {
      "id": "ee5c48ff-131d-497f-b436-219fc913e907",
      "metric_id": "financial.investment_npa.provision_pct",
      "metric_name": "npa provision coverage",
      "value": 100,
      "unit": "%",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-30-NON-PERFORMING-ASSETS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "textplor-vendor-2025-26-9M.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "f4d7cd21-eb02-4c64-b566-abbf26376b62",
      "metric_id": "financial.investment_mix.segment.infrastructure_housing",
      "metric_name": "infrastructure & housing",
      "value": 258500,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-12-INVESTMENT-SCHEDULE",
        "reporting_period": "Q3 FY25-26",
        "source_document": "textplor-vendor-2025-26-9M.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "fcba7535-27ae-4242-8ea8-2f4497dbef8f",
      "metric_id": "financial.gross_npa_ratio",
      "metric_name": "gross NPA ratio",
      "value": 0.75,
      "unit": "%",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "pdfs/national-insurance/NL-20 ANALYTICAL RATIOS.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-26",
        "extraction_note": "NL-20 row: Gross NPA Ratio",
        "source_page": 1
      }
    },
    {
      "id": "05007320-63dc-4195-b16f-c62fe58bbaef",
      "metric_id": "financial.investment_exposure.housing_infra_pct",
      "metric_name": "housing & infrastructure",
      "value": 16.67,
      "unit": "%",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-28B-EXPOSURE-NORMS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "05f4851d-720e-4ba4-9c43-264692f719ea",
      "metric_id": "financial.gross_direct_premium.segment.personal_accident",
      "metric_name": "personal accident segment premium",
      "value": 11651,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "0789d8db-bbd5-4ed3-b8ab-30b5f703180c",
      "metric_id": "distribution.general.channel.brokers.policies",
      "metric_name": "Brokers policies",
      "value": 1047074,
      "unit": "count",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q2FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel policies, for the quarter (sum=2,706,657 vs Grand Total=2706657.0)",
        "source_page": 1
      }
    },
    {
      "id": "0d2b6148-97e9-4784-b6cd-a5d7bc42b972",
      "metric_id": "distribution.general.channel.web_aggregators.premium",
      "metric_name": "Web Aggregators premium",
      "value": 0.39,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q2FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=400,930 vs Grand Total=400929.95)",
        "source_page": 1
      }
    },
    {
      "id": "14b4c523-6b46-4c43-8323-c2906be2720b",
      "metric_id": "distribution.general.channel.corporate_agents_others.policies",
      "metric_name": "Corporate Agents – Others policies",
      "value": 3415,
      "unit": "count",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q2FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel policies, for the quarter (sum=2,706,657 vs Grand Total=2706657.0)",
        "source_page": 1
      }
    },
    {
      "id": "1f627aac-f56d-484e-ba30-9ad7dbec4eab",
      "metric_id": "distribution.general.channel.corporate_agents_banks.policies",
      "metric_name": "Corporate Agents – Banks policies",
      "value": 5176,
      "unit": "count",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q2FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel policies, for the quarter (sum=2,706,657 vs Grand Total=2706657.0)",
        "source_page": 1
      }
    },
    {
      "id": "20207022-81f6-4f23-97a6-cd372df63f9d",
      "metric_id": "distribution.general.channel.insurance_marketing_firm.policies",
      "metric_name": "Insurance Marketing Firm policies",
      "value": 286,
      "unit": "count",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q2FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel policies, for the quarter (sum=2,706,657 vs Grand Total=2706657.0)",
        "source_page": 1
      }
    },
    {
      "id": "22d6de16-34b3-42ea-bc56-acc83a953625",
      "metric_id": "distribution.general.channel.misp_direct.policies",
      "metric_name": "MISP (Direct) policies",
      "value": 1993,
      "unit": "count",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q2FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel policies, for the quarter (sum=2,706,657 vs Grand Total=2706657.0)",
        "source_page": 1
      }
    },
    {
      "id": "23698087-7531-4b34-a390-724d6b3ebdd8",
      "metric_id": "financial.gross_direct_premium.segment.aviation",
      "metric_name": "aviation segment premium",
      "value": 1295,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "245d88ed-42d6-4154-9aa8-3183fa8f499b",
      "metric_id": "financial.gross_direct_premium.segment.motor_od",
      "metric_name": "motor OD segment premium",
      "value": 37961,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "2519268c-5a10-4933-b9a5-a6d55dfb227a",
      "metric_id": "financial.earnings_per_share",
      "metric_name": "earnings per share",
      "value": -0.3,
      "unit": "",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "pdfs/national-insurance/NL-20 ANALYTICAL RATIOS.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-26",
        "extraction_note": "NL-20 row: Earnings per share",
        "source_page": 1
      }
    },
    {
      "id": "274f05ce-113a-43e1-8b0b-de456196d162",
      "metric_id": "financial.gross_direct_premium.segment.health",
      "metric_name": "health segment premium",
      "value": 196448,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "28f9b2cc-752b-44b4-98da-302b043ffa3e",
      "metric_id": "financial.investment_npa.provision_pct",
      "metric_name": "npa provision coverage",
      "value": 100,
      "unit": "%",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-30-NON-PERFORMING-ASSETS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "2c851710-d63d-41a3-b82e-3311b8c40e5d",
      "metric_id": "financial.gross_direct_premium.segment.liability",
      "metric_name": "liability segment premium",
      "value": 6935,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "2dbb3939-1649-48f8-af60-32edf7d00bde",
      "metric_id": "distribution.general.channel.micro_agents.premium",
      "metric_name": "Micro Agents premium",
      "value": 0,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q2FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=400,930 vs Grand Total=400929.95)",
        "source_page": 1
      }
    },
    {
      "id": "2fb98824-b718-4bc8-87de-75d908c58c67",
      "metric_id": "distribution.general.channel.referral_arrangements.premium",
      "metric_name": "Referral Arrangements premium",
      "value": 0,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q2FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=400,930 vs Grand Total=400929.95)",
        "source_page": 1
      }
    },
    {
      "id": "33fc51fc-0b3f-46d7-ace5-a34c3b4c39e8",
      "metric_id": "financial.solvency_ratio",
      "metric_name": "solvency ratio",
      "value": -0.75,
      "unit": "",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-26-SOLVENCY-MARGIN",
        "reporting_period": "Q2 FY25-26",
        "source_document": "pdfs/national-insurance/NL-26 SOLVENCY GI-SM TABLE IB.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-26",
        "extraction_note": "NL-26 solvency",
        "source_page": 1
      }
    },
    {
      "id": "35b7c47c-f07d-4054-af62-ca4e1654bd8b",
      "metric_id": "financial.investment_mix.segment.other_investments",
      "metric_name": "other investments",
      "value": 103820,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-12-INVESTMENT-SCHEDULE",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "35e2efe1-8441-4dd6-ba64-129c1063c559",
      "metric_id": "financial.profit_after_tax",
      "metric_name": "profit after tax",
      "value": -284.28,
      "unit": "crore",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-2-B-PL",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "37dd80cd-25d5-4b92-91a8-ab8d755d26a1",
      "metric_id": "distribution.general.channel.individual_agents.policies",
      "metric_name": "Individual Agents policies",
      "value": 1447805,
      "unit": "count",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q2FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel policies, for the quarter (sum=2,706,657 vs Grand Total=2706657.0)",
        "source_page": 1
      }
    },
    {
      "id": "3a4e0716-d865-4248-a900-e030f7764e8a",
      "metric_id": "distribution.general.channel.direct_business_officers_employees.premium",
      "metric_name": "Direct Business – Officers/Employees premium",
      "value": 82558.86,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q2FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=400,930 vs Grand Total=400929.95)",
        "source_page": 1
      }
    },
    {
      "id": "3b602fc5-4f72-4353-aa8e-8f3b75731f02",
      "metric_id": "financial.profit_before_tax",
      "metric_name": "profit before tax",
      "value": -284.28,
      "unit": "crore",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-2-B-PL",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "3e70ea00-7a6b-426d-a7cc-3af3033f0aac",
      "metric_id": "financial.investment_mix.segment.real_estate_subsidiaries",
      "metric_name": "real estate & subsidiaries",
      "value": 17,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-12-INVESTMENT-SCHEDULE",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "40079c69-584a-43ef-a33d-e9ba8b1bb55e",
      "metric_id": "distribution.general.channel.pos_direct.premium",
      "metric_name": "Point of Sales Person (Direct) premium",
      "value": 8528.82,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q2FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=400,930 vs Grand Total=400929.95)",
        "source_page": 1
      }
    },
    {
      "id": "40dbe2e4-a648-4a1e-a6a4-4f4ad0b025a1",
      "metric_id": "financial.gross_npa_ratio",
      "metric_name": "gross NPA ratio",
      "value": 0.81,
      "unit": "%",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "pdfs/national-insurance/NL-20 ANALYTICAL RATIOS.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-26",
        "extraction_note": "NL-20 row: Gross NPA Ratio",
        "source_page": 1
      }
    },
    {
      "id": "41f20e27-683f-42ad-b645-50b40fbd2416",
      "metric_id": "financial.gross_direct_premium.segment.marine_hull",
      "metric_name": "marine hull segment premium",
      "value": 4509,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "4a6dc849-3d7a-40f2-bb2a-26856b6e886d",
      "metric_id": "financial.gross_direct_premium.segment.crop",
      "metric_name": "crop insurance segment premium",
      "value": 1037,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "51b8da87-c384-497d-815b-3c02dcc349ae",
      "metric_id": "distribution.general.channel.direct_business_officers_employees.policies",
      "metric_name": "Direct Business – Officers/Employees policies",
      "value": 53090,
      "unit": "count",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q2FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel policies, for the quarter (sum=2,706,657 vs Grand Total=2706657.0)",
        "source_page": 1
      }
    },
    {
      "id": "53fd3bbd-2d4a-4097-8fa3-6eeb40de48f4",
      "metric_id": "distribution.general.channel.common_service_centres.premium",
      "metric_name": "Common Service Centres (CSC) premium",
      "value": 0,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q2FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=400,930 vs Grand Total=400929.95)",
        "source_page": 1
      }
    },
    {
      "id": "548ac4f4-649f-4865-a3c4-edd4efd6fe91",
      "metric_id": "distribution.general.channel.pos_direct.policies",
      "metric_name": "Point of Sales Person (Direct) policies",
      "value": 147799,
      "unit": "count",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q2FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel policies, for the quarter (sum=2,706,657 vs Grand Total=2706657.0)",
        "source_page": 1
      }
    },
    {
      "id": "54bf9425-c2d5-4be6-95eb-68fbdee2e170",
      "metric_id": "financial.investment_npa.gross_amount",
      "metric_name": "gross npa (amount)",
      "value": 23594.98,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-30-NON-PERFORMING-ASSETS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "5f2ce844-95d3-4373-810b-1385c1c3205d",
      "metric_id": "distribution.general.channel.other.premium",
      "metric_name": "Other premium",
      "value": 0,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q2FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=400,930 vs Grand Total=400929.95)",
        "source_page": 1
      }
    },
    {
      "id": "6211e450-7b9f-4cee-ba19-7f2f10063244",
      "metric_id": "financial.operating_profit_ratio",
      "metric_name": "operating profit ratio",
      "value": -6.44,
      "unit": "%",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "pdfs/national-insurance/NL-20 ANALYTICAL RATIOS.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-26",
        "extraction_note": "NL-20 row: Operating Profit Ratio",
        "source_page": 1
      }
    },
    {
      "id": "68a51234-d531-4214-baf0-bd6e4029816e",
      "metric_id": "financial.investment_mix.segment.equity_preference_shares",
      "metric_name": "equity & preference shares",
      "value": 1427412,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-12-INVESTMENT-SCHEDULE",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "7253c4e3-5f08-40c4-b15a-0e7ac40e2f07",
      "metric_id": "distribution.general.channel.misp_direct.premium",
      "metric_name": "MISP (Direct) premium",
      "value": 828.02,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q2FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=400,930 vs Grand Total=400929.95)",
        "source_page": 1
      }
    },
    {
      "id": "73f0d9fb-3181-4c70-a156-580c59669208",
      "metric_id": "financial.net_earning_ratio",
      "metric_name": "net earning ratio",
      "value": -7.96,
      "unit": "%",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "pdfs/national-insurance/NL-20 ANALYTICAL RATIOS.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-26",
        "extraction_note": "NL-20 row: Net earning ratio",
        "source_page": 1
      }
    },
    {
      "id": "76d1997e-316d-4e78-9df7-df5333e9941a",
      "metric_id": "financial.investment_mix.segment.other_approved_securities",
      "metric_name": "other approved securities",
      "value": 929,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-12-INVESTMENT-SCHEDULE",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "7947fccc-8582-49ac-b381-729fc17a5a66",
      "metric_id": "financial.investment_mix.segment.mutual_funds",
      "metric_name": "mutual funds",
      "value": 87570,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-12-INVESTMENT-SCHEDULE",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "8bb40336-a940-4ff1-963c-6a922e349fce",
      "metric_id": "financial.underwriting_balance_ratio",
      "metric_name": "underwriting balance ratio",
      "value": -42,
      "unit": "%",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "pdfs/national-insurance/NL-20 ANALYTICAL RATIOS.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-26",
        "extraction_note": "NL-20 row: Underwriting balance ratio",
        "source_page": 1
      }
    },
    {
      "id": "8bbefe9d-eda9-4807-b7a5-65437194945c",
      "metric_id": "financial.gross_direct_premium.segment.motor_tp",
      "metric_name": "motor TP segment premium",
      "value": 83502,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "8f9f02bb-b708-475e-a437-401297479526",
      "metric_id": "financial.gross_direct_premium.segment.marine_cargo",
      "metric_name": "marine cargo segment premium",
      "value": 3406,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "9285ca03-8325-4414-9d50-45167773985a",
      "metric_id": "financial.gross_direct_premium.segment.workmens_compensation",
      "metric_name": "workmen's compensation segment premium",
      "value": 1365,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "a217d850-8461-4226-b4a7-5de96882b25d",
      "metric_id": "financial.investment_income_ratio",
      "metric_name": "investment income ratio",
      "value": 14.42,
      "unit": "%",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "pdfs/national-insurance/NL-20 ANALYTICAL RATIOS.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-26",
        "extraction_note": "NL-20 row: Investment income ratio",
        "source_page": 1
      }
    },
    {
      "id": "a3368ecc-ee52-470b-8a28-fac234d8157f",
      "metric_id": "financial.net_commission_ratio",
      "metric_name": "net commission ratio",
      "value": 11.13,
      "unit": "%",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "pdfs/national-insurance/NL-20 ANALYTICAL RATIOS.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-26",
        "extraction_note": "NL-20 row: Net Commission Ratio**",
        "source_page": 1
      }
    },
    {
      "id": "a590448e-c882-4994-a4bf-9ca1ec18e1b3",
      "metric_id": "distribution.general.channel.web_aggregators.policies",
      "metric_name": "Web Aggregators policies",
      "value": 19,
      "unit": "count",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q2FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel policies, for the quarter (sum=2,706,657 vs Grand Total=2706657.0)",
        "source_page": 1
      }
    },
    {
      "id": "a5e0cc0e-1b07-4626-ab95-46dcda7d8f06",
      "metric_id": "financial.investment_mix.segment.government_securities",
      "metric_name": "government securities",
      "value": 1199968,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-12-INVESTMENT-SCHEDULE",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "a63c8c4c-23ff-4f82-a552-e4dcd4a89c3a",
      "metric_id": "financial.expense_ratio.nonlife.nwp",
      "metric_name": "expense ratio",
      "value": 46.89,
      "unit": "%",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "pdfs/national-insurance/NL-20 ANALYTICAL RATIOS.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-26",
        "extraction_note": "NL-20 row: Expense of Management to Net Written Premium\nRatio",
        "source_page": 1
      }
    },
    {
      "id": "b241c08a-5b0f-41f6-ab13-283c68f485b9",
      "metric_id": "financial.gdp_to_networth_ratio",
      "metric_name": "gross direct premium to net worth ratio",
      "value": -197,
      "unit": "%",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "pdfs/national-insurance/NL-20 ANALYTICAL RATIOS.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-26",
        "extraction_note": "NL-20 row: Gross Direct Premium to Net worth Ratio",
        "source_page": 1
      }
    },
    {
      "id": "b24e4cf7-1594-484c-a535-fae5289e2f70",
      "metric_id": "distribution.general.channel.other.policies",
      "metric_name": "Other policies",
      "value": 0,
      "unit": "count",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q2FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel policies, for the quarter (sum=2,706,657 vs Grand Total=2706657.0)",
        "source_page": 1
      }
    },
    {
      "id": "be9356d9-9aa5-4752-9538-4771c5cff667",
      "metric_id": "financial.available_solvency_margin",
      "metric_name": "available solvency margin",
      "value": -331218,
      "unit": "",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-26-SOLVENCY-MARGIN",
        "reporting_period": "Q2 FY25-26",
        "source_document": "pdfs/national-insurance/NL-26 SOLVENCY GI-SM TABLE IB.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-26",
        "extraction_note": "NL-26 available_solvency_margin",
        "source_page": 1
      }
    },
    {
      "id": "c048a4fa-2b6d-44e5-acab-40142b57fcde",
      "metric_id": "distribution.general.channel.insurance_marketing_firm.premium",
      "metric_name": "Insurance Marketing Firm premium",
      "value": 79.7,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q2FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=400,930 vs Grand Total=400929.95)",
        "source_page": 1
      }
    },
    {
      "id": "c3cba100-8814-42f6-88ea-d653e239763a",
      "metric_id": "distribution.general.channel.common_service_centres.policies",
      "metric_name": "Common Service Centres (CSC) policies",
      "value": 0,
      "unit": "count",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q2FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel policies, for the quarter (sum=2,706,657 vs Grand Total=2706657.0)",
        "source_page": 1
      }
    },
    {
      "id": "ce44d518-3794-4bb7-a7dc-cb69f43e40c5",
      "metric_id": "financial.incurred_claim_ratio.net",
      "metric_name": "incurred claims ratio",
      "value": 95.3,
      "unit": "%",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "pdfs/national-insurance/NL-20 ANALYTICAL RATIOS.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-26",
        "extraction_note": "NL-20 row: Net Incurred Claims to Net Earned Premium**",
        "source_page": 1
      }
    },
    {
      "id": "cee6976d-a261-4d2a-adfe-ce8aa2c22e4c",
      "metric_id": "financial.technical_reserves_to_premium_ratio",
      "metric_name": "technical reserves to premium ratio",
      "value": 890,
      "unit": "%",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "pdfs/national-insurance/NL-20 ANALYTICAL RATIOS.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-26",
        "extraction_note": "NL-20 row: Technical Reserves to net premium ratio **",
        "source_page": 1
      }
    },
    {
      "id": "d11661ef-7944-4e97-97e4-a77dc3758020",
      "metric_id": "financial.investment_exposure.central_govt_securities_pct",
      "metric_name": "central govt. securities",
      "value": 21.91,
      "unit": "%",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-28B-EXPOSURE-NORMS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "db0b6229-03d7-40c8-96f8-35a585055d99",
      "metric_id": "financial.combined_ratio",
      "metric_name": "combined ratio",
      "value": 142.19,
      "unit": "%",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "pdfs/national-insurance/NL-20 ANALYTICAL RATIOS.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-26",
        "extraction_note": "NL-20 row: Combined Ratio**",
        "source_page": 1
      }
    },
    {
      "id": "dceaf3e4-f976-4312-9644-d96e01d02774",
      "metric_id": "distribution.general.channel.individual_agents.premium",
      "metric_name": "Individual Agents premium",
      "value": 144997.05,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q2FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=400,930 vs Grand Total=400929.95)",
        "source_page": 1
      }
    },
    {
      "id": "ddbb55ce-0908-40ab-9fa6-0edf1c5ede63",
      "metric_id": "financial.investment_mix.segment.infrastructure_housing",
      "metric_name": "infrastructure & housing",
      "value": 257160,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-12-INVESTMENT-SCHEDULE",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "de3330ea-1dc7-48b2-b457-ce0c78630513",
      "metric_id": "financial.gross_direct_premium.segment.engineering",
      "metric_name": "engineering segment premium",
      "value": 6183,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "df99cb2a-faf6-4e4e-af79-eab464c50c9f",
      "metric_id": "financial.investment_exposure.govt_and_approved_securities_pct",
      "metric_name": "govt + approved securities",
      "value": 40.94,
      "unit": "%",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-28B-EXPOSURE-NORMS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "dfe9acd9-1dd3-4a70-ab08-85d6d8346a8c",
      "metric_id": "distribution.general.channel.micro_agents.policies",
      "metric_name": "Micro Agents policies",
      "value": 0,
      "unit": "count",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q2FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel policies, for the quarter (sum=2,706,657 vs Grand Total=2706657.0)",
        "source_page": 1
      }
    },
    {
      "id": "e4575d14-4d51-4554-b851-a8962ff22f1d",
      "metric_id": "financial.expense_ratio.nonlife.gdp",
      "metric_name": "expense ratio to gross premium",
      "value": 42.8,
      "unit": "%",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "pdfs/national-insurance/NL-20 ANALYTICAL RATIOS.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-26",
        "extraction_note": "NL-20 row: Expense of Management to Gross Direct\nPremium Rati",
        "source_page": 1
      }
    },
    {
      "id": "e8af0d4a-02b9-4772-8699-fb35ff510744",
      "metric_id": "financial.gdp_growth_rate",
      "metric_name": "gross direct premium growth rate",
      "value": -2.86,
      "unit": "%",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "pdfs/national-insurance/NL-20 ANALYTICAL RATIOS.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-26",
        "extraction_note": "NL-20 row: Gross Direct Premium Growth Rate**",
        "source_page": 1
      }
    },
    {
      "id": "e929752e-9932-4c07-ba5b-f94a8bcb9c8a",
      "metric_id": "distribution.general.channel.referral_arrangements.policies",
      "metric_name": "Referral Arrangements policies",
      "value": 0,
      "unit": "count",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q2FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel policies, for the quarter (sum=2,706,657 vs Grand Total=2706657.0)",
        "source_page": 1
      }
    },
    {
      "id": "ebe4f71d-8aa5-45a5-86c7-553c1ed2ae3d",
      "metric_id": "financial.investment_mix.segment.debentures_bonds",
      "metric_name": "debentures & bonds",
      "value": 407070,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-12-INVESTMENT-SCHEDULE",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "fb58a933-20d5-479d-823d-3f4477f7760a",
      "metric_id": "distribution.general.channel.corporate_agents_banks.premium",
      "metric_name": "Corporate Agents – Banks premium",
      "value": 296.09,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q2FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=400,930 vs Grand Total=400929.95)",
        "source_page": 1
      }
    },
    {
      "id": "fb9cc2ea-a091-4076-b248-9c1dc1a64b22",
      "metric_id": "distribution.general.channel.corporate_agents_others.premium",
      "metric_name": "Corporate Agents – Others premium",
      "value": 669.49,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q2FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=400,930 vs Grand Total=400929.95)",
        "source_page": 1
      }
    },
    {
      "id": "fcd2b355-440a-44ee-8f38-9e1f32078348",
      "metric_id": "financial.net_retention_ratio",
      "metric_name": "net retention ratio",
      "value": 86.28,
      "unit": "%",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "pdfs/national-insurance/NL-20 ANALYTICAL RATIOS.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-26",
        "extraction_note": "NL-20 row: Net Retention Ratio**",
        "source_page": 1
      }
    },
    {
      "id": "fe0e8136-69fc-40d8-8bce-38b02e286dbb",
      "metric_id": "distribution.general.channel.brokers.premium",
      "metric_name": "Brokers premium",
      "value": 162971.53,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q2FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=400,930 vs Grand Total=400929.95)",
        "source_page": 1
      }
    },
    {
      "id": "feb60071-679f-4bec-a5ca-96d00327118d",
      "metric_id": "financial.gross_direct_premium.segment.fire",
      "metric_name": "fire segment premium",
      "value": 39761,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "fff416f6-c7bb-4104-88bc-d2296a6ec85c",
      "metric_id": "financial.required_solvency_margin",
      "metric_name": "required solvency margin",
      "value": 440778,
      "unit": "",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-26-SOLVENCY-MARGIN",
        "reporting_period": "Q2 FY25-26",
        "source_document": "pdfs/national-insurance/NL-26 SOLVENCY GI-SM TABLE IB.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-26",
        "extraction_note": "NL-26 required_solvency_margin",
        "source_page": 1
      }
    },
    {
      "id": "023be973-f2bd-4995-b52b-0e5da6f2126f",
      "metric_id": "financial.expense_ratio.nonlife.nwp",
      "metric_name": "expense ratio",
      "value": 31.77,
      "unit": "%",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "066ce44f-c3d0-42fc-9a6d-5c07825742b3",
      "metric_id": "distribution.general.channel.misp_direct.policies",
      "metric_name": "MISP (Direct) policies",
      "value": 2180,
      "unit": "count",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q1FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel policies, for the quarter (sum=2,600,270 vs Grand Total=2600270.0)",
        "source_page": 1
      }
    },
    {
      "id": "06810b2b-e465-4e57-a4f7-be8e6bd9f8de",
      "metric_id": "financial.combined_ratio.segment.motor_od",
      "metric_name": "motor od combined ratio",
      "value": 156.11,
      "unit": "%",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "0bc4d210-3c46-4009-9786-664ecf1dce3d",
      "metric_id": "distribution.general.channel.web_aggregators.premium",
      "metric_name": "Web Aggregators premium",
      "value": 1.21,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q1FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=390,324 vs Grand Total=390324.25)",
        "source_page": 1
      }
    },
    {
      "id": "1067fd01-d90b-448c-8de9-11fc7384de4a",
      "metric_id": "financial.investment_mix.segment.other_investments",
      "metric_name": "other investments",
      "value": 102906,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-12-INVESTMENT-SCHEDULE",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "14148055-0e12-4188-8270-d803f485c936",
      "metric_id": "financial.gross_direct_premium.segment.liability",
      "metric_name": "liability segment premium",
      "value": 3789,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q1 FY25-26",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=391,213 vs Grand Total=391211.0)",
        "source_page": 1
      }
    },
    {
      "id": "189a283e-2a3a-497b-8f24-97198ecd31b5",
      "metric_id": "financial.available_solvency_margin",
      "metric_name": "available solvency margin",
      "value": -320212,
      "unit": "",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-26-SOLVENCY-MARGIN",
        "reporting_period": "Q1 FY25-26",
        "source_document": "pdfs/national-insurance/NL-26.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-27",
        "extraction_note": "NL-26 available_solvency_margin",
        "source_page": 1
      }
    },
    {
      "id": "1b87f18b-e4fc-4094-a58f-8391b6704f1b",
      "metric_id": "financial.profit_after_tax",
      "metric_name": "profit after tax",
      "value": -227.64,
      "unit": "crore",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-2-B-PL",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "1fffdc78-bb33-4dc4-8599-67c7fe5c9363",
      "metric_id": "financial.gross_direct_premium.segment.travel",
      "metric_name": "travel segment premium",
      "value": 0,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q1 FY25-26",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=391,213 vs Grand Total=391211.0)",
        "source_page": 1
      }
    },
    {
      "id": "21e81bed-3c62-4e45-b3bc-126d4d2faa6b",
      "metric_id": "financial.investment_npa.provision_pct",
      "metric_name": "npa provision coverage",
      "value": 100,
      "unit": "%",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-30-NON-PERFORMING-ASSETS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "25a03cde-ed1c-4cc4-8718-4f5e7635f835",
      "metric_id": "financial.investment_mix.segment.debentures_bonds",
      "metric_name": "debentures & bonds",
      "value": 438685,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-12-INVESTMENT-SCHEDULE",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "29096379-4f14-4d31-8673-6d837d708d24",
      "metric_id": "financial.incurred_claim_ratio.segment.engineering",
      "metric_name": "engineering incurred claims ratio",
      "value": 234.2,
      "unit": "%",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "2ad1acf1-9ec8-4605-b3d1-d2497f55409a",
      "metric_id": "financial.combined_ratio.segment.personal_accident",
      "metric_name": "personal accident combined ratio",
      "value": 68.89,
      "unit": "%",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "2b6d0f38-7da9-4295-8bd5-3f4753f1c431",
      "metric_id": "distribution.general.channel.referral_arrangements.premium",
      "metric_name": "Referral Arrangements premium",
      "value": 0,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q1FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=390,324 vs Grand Total=390324.25)",
        "source_page": 1
      }
    },
    {
      "id": "2dc149d2-d498-474a-aacf-2b75c201714d",
      "metric_id": "financial.investment_mix.segment.equity_preference_shares",
      "metric_name": "equity & preference shares",
      "value": 1515568,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-12-INVESTMENT-SCHEDULE",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "30841314-af6d-46f5-a8b4-b954dc1ff6b2",
      "metric_id": "financial.combined_ratio",
      "metric_name": "combined ratio",
      "value": 134.9,
      "unit": "%",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "342c9f19-eaa4-46b5-8b22-243bfedce5f8",
      "metric_id": "financial.investment_yield.net.quarterly",
      "metric_name": "net yield (quarterly)",
      "value": 6.53,
      "unit": "%",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-31-INVESTMENT-INCOME",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "344ebf5f-c866-4cd9-95b3-aef68e166d6b",
      "metric_id": "financial.net_retention_ratio",
      "metric_name": "net retention ratio",
      "value": 82.52,
      "unit": "%",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "3b3dda2c-a3a9-4558-bc84-3c09bc24fd2d",
      "metric_id": "financial.incurred_claim_ratio.segment.personal_accident",
      "metric_name": "personal accident incurred claims ratio",
      "value": 40.55,
      "unit": "%",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "3c059aa1-5402-455b-8bce-c35a29daa311",
      "metric_id": "distribution.general.channel.direct_business_officers_employees.premium",
      "metric_name": "Direct Business – Officers/Employees premium",
      "value": 71132.08,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q1FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=390,324 vs Grand Total=390324.25)",
        "source_page": 1
      }
    },
    {
      "id": "3cf2d881-379e-4ab6-b007-56cf65281c88",
      "metric_id": "distribution.general.channel.corporate_agents_banks.premium",
      "metric_name": "Corporate Agents – Banks premium",
      "value": 1229.1,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q1FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=390,324 vs Grand Total=390324.25)",
        "source_page": 1
      }
    },
    {
      "id": "4129bd8a-4b98-4853-b4fd-d97cede9c4f2",
      "metric_id": "financial.gross_direct_premium.segment.motor_tp",
      "metric_name": "motor TP segment premium",
      "value": 81941,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q1 FY25-26",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=391,213 vs Grand Total=391211.0)",
        "source_page": 1
      }
    },
    {
      "id": "4827c80b-5cb4-49e0-b7c6-8455d8b6519d",
      "metric_id": "financial.investment_income_ratio",
      "metric_name": "investment income ratio",
      "value": 10.49,
      "unit": "%",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "4c29fbe9-e17e-42cd-8751-6a5a3c03a401",
      "metric_id": "financial.investment_mix.segment.government_securities",
      "metric_name": "government securities",
      "value": 1164822,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-12-INVESTMENT-SCHEDULE",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "4e417486-5be0-4bdf-98c0-a41a941f33a9",
      "metric_id": "distribution.general.channel.corporate_agents_banks.policies",
      "metric_name": "Corporate Agents – Banks policies",
      "value": 5612,
      "unit": "count",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q1FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel policies, for the quarter (sum=2,600,270 vs Grand Total=2600270.0)",
        "source_page": 1
      }
    },
    {
      "id": "4f13355b-3be0-475b-8e38-af4ceda624b6",
      "metric_id": "distribution.general.channel.referral_arrangements.policies",
      "metric_name": "Referral Arrangements policies",
      "value": 0,
      "unit": "count",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q1FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel policies, for the quarter (sum=2,600,270 vs Grand Total=2600270.0)",
        "source_page": 1
      }
    },
    {
      "id": "52348eda-f773-457f-b396-ca9c57299807",
      "metric_id": "financial.incurred_claim_ratio.segment.motor_od",
      "metric_name": "motor od incurred claims ratio",
      "value": 117.15,
      "unit": "%",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "54407f9a-a762-4d07-b68d-d49fc9122c55",
      "metric_id": "financial.combined_ratio.segment.aviation",
      "metric_name": "aviation combined ratio",
      "value": 462.07,
      "unit": "%",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "5610945c-988b-4d7a-8b12-697303898d3a",
      "metric_id": "financial.combined_ratio.segment.workmens_compensation",
      "metric_name": "workmen's compensation combined ratio",
      "value": 54.51,
      "unit": "%",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "56e5559f-d71c-4ae5-b7b0-8ee066697422",
      "metric_id": "financial.gross_direct_premium.segment.crop",
      "metric_name": "crop insurance segment premium",
      "value": 1335,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q1 FY25-26",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=391,213 vs Grand Total=391211.0)",
        "source_page": 1
      }
    },
    {
      "id": "58dc58f4-f011-4f53-9a2f-14f526d96003",
      "metric_id": "financial.incurred_claim_ratio.segment.liability",
      "metric_name": "liability incurred claims ratio",
      "value": 2466.67,
      "unit": "%",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "59e37308-3316-4ec2-8ca4-cc949ce4730e",
      "metric_id": "financial.gross_direct_premium.segment.marine_cargo",
      "metric_name": "marine cargo segment premium",
      "value": 3544,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q1 FY25-26",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=391,213 vs Grand Total=391211.0)",
        "source_page": 1
      }
    },
    {
      "id": "5ed6db23-fe29-4e2a-b978-e7d1b41ff90b",
      "metric_id": "distribution.general.channel.insurance_marketing_firm.premium",
      "metric_name": "Insurance Marketing Firm premium",
      "value": 90.97,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q1FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=390,324 vs Grand Total=390324.25)",
        "source_page": 1
      }
    },
    {
      "id": "6197d1e7-c36c-4485-b5b1-200e310ca766",
      "metric_id": "distribution.general.channel.direct_business_officers_employees.policies",
      "metric_name": "Direct Business – Officers/Employees policies",
      "value": 49145,
      "unit": "count",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q1FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel policies, for the quarter (sum=2,600,270 vs Grand Total=2600270.0)",
        "source_page": 1
      }
    },
    {
      "id": "62aea877-dcf8-42cf-8e5b-a7473161fca0",
      "metric_id": "distribution.general.channel.web_aggregators.policies",
      "metric_name": "Web Aggregators policies",
      "value": 43,
      "unit": "count",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q1FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel policies, for the quarter (sum=2,600,270 vs Grand Total=2600270.0)",
        "source_page": 1
      }
    },
    {
      "id": "631f5381-f6b8-4930-9dda-a9d5e665c2b7",
      "metric_id": "financial.gross_direct_premium.segment.other",
      "metric_name": "other segment premium",
      "value": 15628,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q1 FY25-26",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=391,213 vs Grand Total=391211.0)",
        "source_page": 1
      }
    },
    {
      "id": "683f727d-e403-460d-a694-e56d61dab723",
      "metric_id": "distribution.general.channel.other.premium",
      "metric_name": "Other premium",
      "value": 0,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q1FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=390,324 vs Grand Total=390324.25)",
        "source_page": 1
      }
    },
    {
      "id": "6ded8408-7bf2-449c-ac48-f03a40124409",
      "metric_id": "financial.investment_exposure.central_govt_securities_pct",
      "metric_name": "central govt. securities",
      "value": 21.57,
      "unit": "%",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-28B-EXPOSURE-NORMS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "6e1ff243-d4b2-419c-8c31-8af9d3ecdda9",
      "metric_id": "distribution.general.channel.brokers.premium",
      "metric_name": "Brokers premium",
      "value": 161458.93,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q1FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=390,324 vs Grand Total=390324.25)",
        "source_page": 1
      }
    },
    {
      "id": "6ec7f273-45e3-4088-8f6c-36c8efd3f547",
      "metric_id": "financial.investment_mix.segment.mutual_funds",
      "metric_name": "mutual funds",
      "value": 103192,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-12-INVESTMENT-SCHEDULE",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "6fbe87c9-0937-46ed-a279-b08706dce0e4",
      "metric_id": "financial.incurred_claim_ratio.net",
      "metric_name": "incurred claims ratio",
      "value": 103.14,
      "unit": "%",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "6ffd15fe-8e57-42d4-9a4e-13626e90fb3c",
      "metric_id": "financial.gross_direct_premium.segment.personal_accident",
      "metric_name": "personal accident segment premium",
      "value": 32692,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q1 FY25-26",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=391,213 vs Grand Total=391211.0)",
        "source_page": 1
      }
    },
    {
      "id": "713dbdf3-d691-49b1-bab9-966f0a01f35b",
      "metric_id": "financial.combined_ratio.segment.motor_tp",
      "metric_name": "motor tp combined ratio",
      "value": 148.33,
      "unit": "%",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "71e89f6c-64a4-41ab-b159-340214388456",
      "metric_id": "financial.gross_direct_premium.segment.fire",
      "metric_name": "fire segment premium",
      "value": 56930,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q1 FY25-26",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=391,213 vs Grand Total=391211.0)",
        "source_page": 1
      }
    },
    {
      "id": "7641e6a7-658e-444e-b707-f0aee6e409d8",
      "metric_id": "distribution.general.channel.misp_direct.premium",
      "metric_name": "MISP (Direct) premium",
      "value": 827.22,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q1FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=390,324 vs Grand Total=390324.25)",
        "source_page": 1
      }
    },
    {
      "id": "7754b51c-eaea-4cb1-b912-7dc426a2972f",
      "metric_id": "financial.investment_mix.segment.infrastructure_housing",
      "metric_name": "infrastructure & housing",
      "value": 252717,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-12-INVESTMENT-SCHEDULE",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "7b1ea1dc-63ad-4748-8f03-1daa863fbd92",
      "metric_id": "financial.solvency_ratio",
      "metric_name": "solvency ratio",
      "value": -0.72,
      "unit": "",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-26-SOLVENCY-MARGIN",
        "reporting_period": "Q1 FY25-26",
        "source_document": "pdfs/national-insurance/NL-26.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-27",
        "extraction_note": "NL-26 solvency",
        "source_page": 1
      }
    },
    {
      "id": "7ed63df1-0900-42d2-a066-acf42d3d70c9",
      "metric_id": "financial.combined_ratio.segment.fire",
      "metric_name": "fire combined ratio",
      "value": 192.76,
      "unit": "%",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "80ba3ac0-f995-43c8-b364-7602ea53878f",
      "metric_id": "financial.operating_profit_ratio",
      "metric_name": "operating profit ratio",
      "value": -7.16,
      "unit": "%",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "84326a43-a0db-47d5-a9ad-aede2342a8b6",
      "metric_id": "financial.incurred_claim_ratio.segment.fire",
      "metric_name": "fire incurred claims ratio",
      "value": 132.63,
      "unit": "%",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "85436295-7136-4146-94e3-13eaa80fd687",
      "metric_id": "financial.gross_direct_premium.segment.engineering",
      "metric_name": "engineering segment premium",
      "value": 10658,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q1 FY25-26",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=391,213 vs Grand Total=391211.0)",
        "source_page": 1
      }
    },
    {
      "id": "86b77ba7-29e5-4839-aa8d-769b427441ec",
      "metric_id": "financial.incurred_claim_ratio.segment.health",
      "metric_name": "health incurred claims ratio",
      "value": 109.67,
      "unit": "%",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "8aabd1d6-f60f-4f99-b26c-3a0af82ef192",
      "metric_id": "financial.net_commission_ratio",
      "metric_name": "net commission ratio",
      "value": 13.47,
      "unit": "%",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "8f0a394a-3e7e-4556-819c-fdf34c5ee4a5",
      "metric_id": "financial.investment_exposure.housing_infra_pct",
      "metric_name": "housing & infrastructure",
      "value": 16.98,
      "unit": "%",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-28B-EXPOSURE-NORMS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "8f5fbead-53c2-4ca3-b634-dbb04f314ccb",
      "metric_id": "financial.gdp_to_networth_ratio",
      "metric_name": "gross direct premium to net worth ratio",
      "value": -223,
      "unit": "%",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md. | Corrected 2026-10-26: unit-convention fix. IRDAI NL-20's 'Gross Direct Premium to Net Worth' row is filed industry-wide as a raw multiple (times), not a percentage -- confirmed against 7 insurers' own official PDFs (Reliance General, Cholamandalam MS, New India Assurance, Agriculture Insurance, National Insurance, Oriental Insurance all print the bare multiple, no % sign; only Generali Central's own form already prints a true percentage). Site declares this metric's unit as %, so multiplied by 100 to match.",
        "source_page": null
      }
    },
    {
      "id": "9081061c-285a-4228-ab37-7494ebf0b2ac",
      "metric_id": "financial.combined_ratio.segment.liability",
      "metric_name": "liability combined ratio",
      "value": 2644.29,
      "unit": "%",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "90d668aa-4026-415a-a5f3-c79060b74a20",
      "metric_id": "financial.profit_before_tax",
      "metric_name": "profit before tax",
      "value": -227.64,
      "unit": "crore",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-2-B-PL",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "9298e2fe-5f00-4b24-845a-5904b474cece",
      "metric_id": "distribution.general.channel.micro_agents.premium",
      "metric_name": "Micro Agents premium",
      "value": 0,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q1FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=390,324 vs Grand Total=390324.25)",
        "source_page": 1
      }
    },
    {
      "id": "92d9f0b8-12a2-4964-a0c7-1a660239b8f1",
      "metric_id": "financial.incurred_claim_ratio.segment.marine_hull",
      "metric_name": "marine hull incurred claims ratio",
      "value": -105.81,
      "unit": "%",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "950489da-9352-4204-ad6f-f09fb2533950",
      "metric_id": "financial.combined_ratio.segment.crop",
      "metric_name": "crop combined ratio",
      "value": 144.57,
      "unit": "%",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "99e0e50d-973e-485b-bb94-c85649ded3bc",
      "metric_id": "distribution.general.channel.individual_agents.premium",
      "metric_name": "Individual Agents premium",
      "value": 145940.06,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q1FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=390,324 vs Grand Total=390324.25)",
        "source_page": 1
      }
    },
    {
      "id": "a18eb3ed-9c91-450b-9c51-2d9e9fe77a49",
      "metric_id": "distribution.general.channel.insurance_marketing_firm.policies",
      "metric_name": "Insurance Marketing Firm policies",
      "value": 274,
      "unit": "count",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q1FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel policies, for the quarter (sum=2,600,270 vs Grand Total=2600270.0)",
        "source_page": 1
      }
    },
    {
      "id": "a5401bc0-98c7-408c-99e4-7a009c215bac",
      "metric_id": "distribution.general.channel.individual_agents.policies",
      "metric_name": "Individual Agents policies",
      "value": 1334276,
      "unit": "count",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q1FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel policies, for the quarter (sum=2,600,270 vs Grand Total=2600270.0)",
        "source_page": 1
      }
    },
    {
      "id": "a7bb7e48-5fd3-4f96-800c-562a1d4b8469",
      "metric_id": "financial.required_solvency_margin",
      "metric_name": "required solvency margin",
      "value": 446412,
      "unit": "",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-26-SOLVENCY-MARGIN",
        "reporting_period": "Q1 FY25-26",
        "source_document": "pdfs/national-insurance/NL-26.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-27",
        "extraction_note": "NL-26 required_solvency_margin",
        "source_page": 1
      }
    },
    {
      "id": "a9a04671-414e-427d-8e5c-f2309407218d",
      "metric_id": "financial.incurred_claim_ratio.segment.motor_tp",
      "metric_name": "motor tp incurred claims ratio",
      "value": 119.52,
      "unit": "%",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "aa170f49-67c4-4eb3-9f52-c77b0460443f",
      "metric_id": "financial.gross_direct_premium.segment.aviation",
      "metric_name": "aviation segment premium",
      "value": 1300,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q1 FY25-26",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=391,213 vs Grand Total=391211.0)",
        "source_page": 1
      }
    },
    {
      "id": "aa484f3e-2da2-45d3-8666-1dcd5894723a",
      "metric_id": "distribution.general.channel.corporate_agents_others.policies",
      "metric_name": "Corporate Agents – Others policies",
      "value": 3925,
      "unit": "count",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q1FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel policies, for the quarter (sum=2,600,270 vs Grand Total=2600270.0)",
        "source_page": 1
      }
    },
    {
      "id": "b21ba453-94ca-4782-ac91-ff5b84ea4b9c",
      "metric_id": "financial.combined_ratio.segment.health",
      "metric_name": "health combined ratio",
      "value": 134.72,
      "unit": "%",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "b233013e-3bcc-4f6d-982e-645a93dbb3b6",
      "metric_id": "financial.gross_direct_premium.segment.health",
      "metric_name": "health segment premium",
      "value": 139695,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q1 FY25-26",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=391,213 vs Grand Total=391211.0)",
        "source_page": 1
      }
    },
    {
      "id": "b30f8797-7feb-4b70-8124-e62ac6dcc117",
      "metric_id": "financial.incurred_claim_ratio.segment.workmens_compensation",
      "metric_name": "workmen's compensation incurred claims ratio",
      "value": 18.73,
      "unit": "%",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "b5e811f6-7306-4720-bb96-3464770563eb",
      "metric_id": "financial.incurred_claim_ratio.segment.aviation",
      "metric_name": "aviation incurred claims ratio",
      "value": 431.02,
      "unit": "%",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "b7f51613-a798-4ac3-a104-c1c0fd1884bc",
      "metric_id": "financial.combined_ratio.segment.marine_hull",
      "metric_name": "marine hull combined ratio",
      "value": -100.71,
      "unit": "%",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "b81ad78f-9acc-4011-a726-44ed35ff18e0",
      "metric_id": "financial.investment_exposure.govt_and_approved_securities_pct",
      "metric_name": "govt + approved securities",
      "value": 39.61,
      "unit": "%",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-28B-EXPOSURE-NORMS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "b92ee6d4-7469-42c0-a517-e83ed5f0b90f",
      "metric_id": "financial.investment_mix.segment.other_approved_securities",
      "metric_name": "other approved securities",
      "value": 929,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-12-INVESTMENT-SCHEDULE",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "bf6d51c1-f387-474b-9419-b5ee26235e67",
      "metric_id": "financial.combined_ratio.segment.marine_cargo",
      "metric_name": "marine cargo combined ratio",
      "value": 26.24,
      "unit": "%",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "bfd21909-4a33-48f0-8ee4-96f1c72a24f3",
      "metric_id": "distribution.general.channel.common_service_centres.policies",
      "metric_name": "Common Service Centres (CSC) policies",
      "value": 0,
      "unit": "count",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q1FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel policies, for the quarter (sum=2,600,270 vs Grand Total=2600270.0)",
        "source_page": 1
      }
    },
    {
      "id": "bffaca41-561f-4baf-8f9c-cb23725fffb4",
      "metric_id": "distribution.general.channel.pos_direct.policies",
      "metric_name": "Point of Sales Person (Direct) policies",
      "value": 145765,
      "unit": "count",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q1FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel policies, for the quarter (sum=2,600,270 vs Grand Total=2600270.0)",
        "source_page": 1
      }
    },
    {
      "id": "cd43b40c-f798-421f-91dc-b81ce34d3cfb",
      "metric_id": "financial.technical_reserves_to_premium_ratio",
      "metric_name": "technical reserves to premium ratio",
      "value": 9.58,
      "unit": "%",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "d33abc26-81c6-4572-99a5-9aefa4f9c687",
      "metric_id": "distribution.general.channel.common_service_centres.premium",
      "metric_name": "Common Service Centres (CSC) premium",
      "value": 0,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q1FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=390,324 vs Grand Total=390324.25)",
        "source_page": 1
      }
    },
    {
      "id": "d490b52f-8488-4e99-85f2-159c2bdf2356",
      "metric_id": "financial.investment_mix.segment.real_estate_subsidiaries",
      "metric_name": "real estate & subsidiaries",
      "value": 18,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-12-INVESTMENT-SCHEDULE",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "d5722fd9-09ef-4bb0-aa8d-d1abc59fa312",
      "metric_id": "financial.investment_yield.gross.quarterly",
      "metric_name": "gross yield (quarterly)",
      "value": 0.22,
      "unit": "%",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-31-INVESTMENT-INCOME",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "dd7713ec-7589-4e03-863f-9fa1e6971f7b",
      "metric_id": "financial.gross_direct_premium.segment.motor_od",
      "metric_name": "motor OD segment premium",
      "value": 38897,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q1 FY25-26",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=391,213 vs Grand Total=391211.0)",
        "source_page": 1
      }
    },
    {
      "id": "ddc5dfbd-a7e9-446f-96a6-6f6d8208dc2b",
      "metric_id": "financial.incurred_claim_ratio.segment.crop",
      "metric_name": "crop incurred claims ratio",
      "value": 46.74,
      "unit": "%",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "dfb59736-1550-4229-bf1d-94ab229e0b99",
      "metric_id": "financial.gross_direct_premium.segment.workmens_compensation",
      "metric_name": "workmen's compensation segment premium",
      "value": 1458,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q1 FY25-26",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=391,213 vs Grand Total=391211.0)",
        "source_page": 1
      }
    },
    {
      "id": "e068d58b-978f-42c6-8557-3bbd60d7c9df",
      "metric_id": "financial.investment_npa.gross_amount",
      "metric_name": "gross npa (amount)",
      "value": 23594.98,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-30-NON-PERFORMING-ASSETS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "e0831c32-848e-4a19-9398-0d3361dba265",
      "metric_id": "financial.underwriting_balance_ratio",
      "metric_name": "underwriting balance ratio",
      "value": -36,
      "unit": "%",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "e13c67d1-36d2-4497-9cd5-cbfc2eb66d73",
      "metric_id": "distribution.general.channel.brokers.policies",
      "metric_name": "Brokers policies",
      "value": 1059050,
      "unit": "count",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q1FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel policies, for the quarter (sum=2,600,270 vs Grand Total=2600270.0)",
        "source_page": 1
      }
    },
    {
      "id": "e27470c6-19cf-4966-8cbc-498ff9b50274",
      "metric_id": "financial.gross_direct_premium.segment.marine_hull",
      "metric_name": "marine hull segment premium",
      "value": 3346,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q1 FY25-26",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=391,213 vs Grand Total=391211.0)",
        "source_page": 1
      }
    },
    {
      "id": "e7e7a107-5afe-438c-840e-8190ced6f354",
      "metric_id": "financial.expense_ratio.nonlife.gdp",
      "metric_name": "expense ratio to gross premium",
      "value": 27.08,
      "unit": "%",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "ec2d6462-a8a8-431c-9c4c-195f87824953",
      "metric_id": "financial.incurred_claim_ratio.segment.marine_cargo",
      "metric_name": "marine cargo incurred claims ratio",
      "value": -477,
      "unit": "%",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "f12f3b84-6844-4e43-843b-08eb289934df",
      "metric_id": "distribution.general.channel.pos_direct.premium",
      "metric_name": "Point of Sales Person (Direct) premium",
      "value": 8941.93,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q1FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=390,324 vs Grand Total=390324.25)",
        "source_page": 1
      }
    },
    {
      "id": "f7f595ea-205e-4c27-91bc-f9283d09ba5e",
      "metric_id": "financial.combined_ratio.segment.engineering",
      "metric_name": "engineering combined ratio",
      "value": 281.99,
      "unit": "%",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "f8e73097-6213-41c9-9fea-bcc3951265dc",
      "metric_id": "distribution.general.channel.micro_agents.policies",
      "metric_name": "Micro Agents policies",
      "value": 0,
      "unit": "count",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q1FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel policies, for the quarter (sum=2,600,270 vs Grand Total=2600270.0)",
        "source_page": 1
      }
    },
    {
      "id": "f93bff4c-6015-4ee3-8d57-fdb5823b0203",
      "metric_id": "distribution.general.channel.other.policies",
      "metric_name": "Other policies",
      "value": 0,
      "unit": "count",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q1FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel policies, for the quarter (sum=2,600,270 vs Grand Total=2600270.0)",
        "source_page": 1
      }
    },
    {
      "id": "fd3a6e62-bd79-4070-99f3-4226fef3e415",
      "metric_id": "financial.gdp_growth_rate",
      "metric_name": "gross direct premium growth rate",
      "value": 5.15,
      "unit": "%",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "fdd754b4-9868-473d-956b-dfd57f846a6c",
      "metric_id": "distribution.general.channel.corporate_agents_others.premium",
      "metric_name": "Corporate Agents – Others premium",
      "value": 702.76,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "pdfs/national-insurance/national-insurance_Q1FY25-26_NL-36.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-36 channel premium, for the quarter (sum=390,324 vs Grand Total=390324.25)",
        "source_page": 1
      }
    },
    {
      "id": "0f2d5aba-0278-4a43-9ec0-595eea6766e0",
      "metric_id": "financial.solvency_ratio",
      "metric_name": "solvency ratio",
      "value": -0.67,
      "unit": "x",
      "reporting_period_label": "Q4 FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Table-49",
        "reporting_period": "Q4 FY24-25",
        "source_document": "IRDAI Handbook Table 49",
        "source_url": null,
        "extracted_by": "push_irdai_solvency.py v1",
        "last_verified": "2026-09-19",
        "extraction_note": "Statement 12 — IRDAI Annual Report 2024-25 (hardcoded from Table)",
        "source_page": null
      }
    },
    {
      "id": "12d50a1d-9360-4421-98ef-8cbccc84eec9",
      "metric_id": "financial.gross_direct_premium.segment.aviation",
      "metric_name": "aviation segment premium",
      "value": 5931.69,
      "unit": "INR_lakhs",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "National Insurance Company",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "FY24-25",
        "source_document": "Derived: sum of FY24-25 Q1-Q4 already-approved quarterly facts",
        "source_url": null,
        "extracted_by": "derive_annual_from_quarters.py (27 Oct 2026)",
        "last_verified": "2026-10-24",
        "extraction_note": "Annual aviation = sum of 4 standalone quarterly facts (2024-06-30, 2024-09-30, 2024-12-31, 2025-03-31), not a separate IRDAI annual filing -- this metric is additive (premium/policies written per quarter), unlike a ratio.",
        "source_page": null
      }
    },
    {
      "id": "146773d1-8070-46b1-b4e6-74b47ef44a09",
      "metric_id": "financial.gross_direct_premium.segment.workmens_compensation",
      "metric_name": "workmen's compensation segment premium",
      "value": 5120.08,
      "unit": "INR_lakhs",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "National Insurance Company",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "FY24-25",
        "source_document": "Derived: sum of FY24-25 Q1-Q4 already-approved quarterly facts",
        "source_url": null,
        "extracted_by": "derive_annual_from_quarters.py (27 Oct 2026)",
        "last_verified": "2026-10-24",
        "extraction_note": "Annual workmens_compensation = sum of 4 standalone quarterly facts (2024-06-30, 2024-09-30, 2024-12-31, 2025-03-31), not a separate IRDAI annual filing -- this metric is additive (premium/policies written per quarter), unlike a ratio.",
        "source_page": null
      }
    },
    {
      "id": "26063f6c-cfc5-4826-8b34-3ba8b1e31e77",
      "metric_id": "financial.gross_direct_premium.segment.motor_od",
      "metric_name": "motor OD segment premium",
      "value": 159751.9,
      "unit": "INR_lakhs",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "National Insurance Company",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "FY24-25",
        "source_document": "Derived: sum of FY24-25 Q1-Q4 already-approved quarterly facts",
        "source_url": null,
        "extracted_by": "derive_annual_from_quarters.py (27 Oct 2026)",
        "last_verified": "2026-10-24",
        "extraction_note": "Annual motor_od = sum of 4 standalone quarterly facts (2024-06-30, 2024-09-30, 2024-12-31, 2025-03-31), not a separate IRDAI annual filing -- this metric is additive (premium/policies written per quarter), unlike a ratio.",
        "source_page": null
      }
    },
    {
      "id": "36e1e436-01c6-435d-b20b-4df72de2c042",
      "metric_id": "financial.gross_direct_premium.segment.liability",
      "metric_name": "liability segment premium",
      "value": 26287.38,
      "unit": "INR_lakhs",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "National Insurance Company",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "FY24-25",
        "source_document": "Derived: sum of FY24-25 Q1-Q4 already-approved quarterly facts",
        "source_url": null,
        "extracted_by": "derive_annual_from_quarters.py (27 Oct 2026)",
        "last_verified": "2026-10-24",
        "extraction_note": "Annual liability = sum of 4 standalone quarterly facts (2024-06-30, 2024-09-30, 2024-12-31, 2025-03-31), not a separate IRDAI annual filing -- this metric is additive (premium/policies written per quarter), unlike a ratio.",
        "source_page": null
      }
    },
    {
      "id": "500ec524-bf48-4037-884b-12383883933c",
      "metric_id": "financial.gross_direct_premium.segment.other",
      "metric_name": "other segment premium",
      "value": 40582.01,
      "unit": "INR_lakhs",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "National Insurance Company",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "FY24-25",
        "source_document": "Derived: sum of FY24-25 Q1-Q4 already-approved quarterly facts",
        "source_url": null,
        "extracted_by": "derive_annual_from_quarters.py (27 Oct 2026)",
        "last_verified": "2026-10-24",
        "extraction_note": "Annual other = sum of 4 standalone quarterly facts (2024-06-30, 2024-09-30, 2024-12-31, 2025-03-31), not a separate IRDAI annual filing -- this metric is additive (premium/policies written per quarter), unlike a ratio.",
        "source_page": null
      }
    },
    {
      "id": "563f9134-5b7d-47dd-acc0-561bf890f20e",
      "metric_id": "financial.gross_direct_premium.segment.health",
      "metric_name": "health segment premium",
      "value": 797008.62,
      "unit": "INR_lakhs",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "National Insurance Company",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "FY24-25",
        "source_document": "Derived: sum of FY24-25 Q1-Q4 already-approved quarterly facts",
        "source_url": null,
        "extracted_by": "derive_annual_from_quarters.py (27 Oct 2026)",
        "last_verified": "2026-10-24",
        "extraction_note": "Annual health = sum of 4 standalone quarterly facts (2024-06-30, 2024-09-30, 2024-12-31, 2025-03-31), not a separate IRDAI annual filing -- this metric is additive (premium/policies written per quarter), unlike a ratio.",
        "source_page": null
      }
    },
    {
      "id": "5886b7d5-1cb3-451e-aacf-40275f13686a",
      "metric_id": "financial.gross_direct_premium.segment.travel",
      "metric_name": "travel segment premium",
      "value": 0,
      "unit": "INR_lakhs",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "National Insurance Company",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "FY24-25",
        "source_document": "Derived: sum of FY24-25 Q1-Q4 already-approved quarterly facts",
        "source_url": null,
        "extracted_by": "derive_annual_from_quarters.py (27 Oct 2026)",
        "last_verified": "2026-10-24",
        "extraction_note": "Annual travel = sum of 4 standalone quarterly facts (2024-06-30, 2024-09-30, 2024-12-31, 2025-03-31), not a separate IRDAI annual filing -- this metric is additive (premium/policies written per quarter), unlike a ratio.",
        "source_page": null
      }
    },
    {
      "id": "5daedf28-c87d-4792-b031-5987b3f3e64c",
      "metric_id": "financial.incurred_claim_ratio.net",
      "metric_name": "incurred claims ratio",
      "value": 100.22,
      "unit": "%",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Statement-10",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Annual Report 2024-25",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-10",
        "extraction_note": null,
        "source_page": 374
      }
    },
    {
      "id": "88b37c74-2714-4ad5-bdc9-822b46766011",
      "metric_id": "financial.gross_direct_premium.segment.personal_accident",
      "metric_name": "personal accident segment premium",
      "value": 62238.31,
      "unit": "INR_lakhs",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "National Insurance Company",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "FY24-25",
        "source_document": "Derived: sum of FY24-25 Q1-Q4 already-approved quarterly facts",
        "source_url": null,
        "extracted_by": "derive_annual_from_quarters.py (27 Oct 2026)",
        "last_verified": "2026-10-24",
        "extraction_note": "Annual personal_accident = sum of 4 standalone quarterly facts (2024-06-30, 2024-09-30, 2024-12-31, 2025-03-31), not a separate IRDAI annual filing -- this metric is additive (premium/policies written per quarter), unlike a ratio.",
        "source_page": null
      }
    },
    {
      "id": "8a9d0dd3-64db-431a-888d-87f652c2ddbd",
      "metric_id": "financial.gross_direct_premium.segment.motor_tp",
      "metric_name": "motor TP segment premium",
      "value": 375033.07,
      "unit": "INR_lakhs",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "National Insurance Company",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "FY24-25",
        "source_document": "Derived: sum of FY24-25 Q1-Q4 already-approved quarterly facts",
        "source_url": null,
        "extracted_by": "derive_annual_from_quarters.py (27 Oct 2026)",
        "last_verified": "2026-10-24",
        "extraction_note": "Annual motor_tp = sum of 4 standalone quarterly facts (2024-06-30, 2024-09-30, 2024-12-31, 2025-03-31), not a separate IRDAI annual filing -- this metric is additive (premium/policies written per quarter), unlike a ratio.",
        "source_page": null
      }
    },
    {
      "id": "94c3067e-55fd-4d07-9918-5772cb492d86",
      "metric_id": "financial.gross_written_premium",
      "metric_name": "gross written premium",
      "value": 16833.47,
      "unit": "crore",
      "reporting_period_label": "FY25-03",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-2-40",
        "reporting_period": "FY25-03",
        "source_document": "IRDAI Handbook Table 40",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "a79e1630-666f-49cc-bc89-dea48e2f6cd5",
      "metric_id": "financial.gross_direct_premium.segment.fire",
      "metric_name": "fire segment premium",
      "value": 124941.42,
      "unit": "INR_lakhs",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "National Insurance Company",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "FY24-25",
        "source_document": "Derived: sum of FY24-25 Q1-Q4 already-approved quarterly facts",
        "source_url": null,
        "extracted_by": "derive_annual_from_quarters.py (27 Oct 2026)",
        "last_verified": "2026-10-24",
        "extraction_note": "Annual fire = sum of 4 standalone quarterly facts (2024-06-30, 2024-09-30, 2024-12-31, 2025-03-31), not a separate IRDAI annual filing -- this metric is additive (premium/policies written per quarter), unlike a ratio.",
        "source_page": null
      }
    },
    {
      "id": "a8f22969-52bb-4d80-93e6-77f936328f74",
      "metric_id": "claims.repudiation_ratio.nonlife.count",
      "metric_name": "claims repudiation ratio",
      "value": 4.6825,
      "unit": "%",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "ca878fbc-ace0-4ff3-811b-0bea0ed1b6a9",
      "metric_id": "financial.gross_direct_premium.segment.crop",
      "metric_name": "crop insurance segment premium",
      "value": 2574.23,
      "unit": "INR_lakhs",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "National Insurance Company",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "FY24-25",
        "source_document": "Derived: sum of FY24-25 Q1-Q4 already-approved quarterly facts",
        "source_url": null,
        "extracted_by": "derive_annual_from_quarters.py (27 Oct 2026)",
        "last_verified": "2026-10-24",
        "extraction_note": "Annual crop = sum of 4 standalone quarterly facts (2024-06-30, 2024-09-30, 2024-12-31, 2025-03-31), not a separate IRDAI annual filing -- this metric is additive (premium/policies written per quarter), unlike a ratio.",
        "source_page": null
      }
    },
    {
      "id": "d852b105-af6c-42fb-a8af-91a263960e30",
      "metric_id": "claims.settlement_ratio.nonlife.count",
      "metric_name": "claim settlement ratio",
      "value": 76.8418,
      "unit": "%",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "e3379a48-ecb6-4065-9791-579328452e6f",
      "metric_id": "financial.gross_direct_premium.segment.marine_cargo",
      "metric_name": "marine cargo segment premium",
      "value": 14347.43,
      "unit": "INR_lakhs",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "National Insurance Company",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "FY24-25",
        "source_document": "Derived: sum of FY24-25 Q1-Q4 already-approved quarterly facts",
        "source_url": null,
        "extracted_by": "derive_annual_from_quarters.py (27 Oct 2026)",
        "last_verified": "2026-10-24",
        "extraction_note": "Annual marine_cargo = sum of 4 standalone quarterly facts (2024-06-30, 2024-09-30, 2024-12-31, 2025-03-31), not a separate IRDAI annual filing -- this metric is additive (premium/policies written per quarter), unlike a ratio.",
        "source_page": null
      }
    },
    {
      "id": "e507c91b-7c57-4e73-be06-82738ff9b2e3",
      "metric_id": "financial.gross_direct_premium.segment.engineering",
      "metric_name": "engineering segment premium",
      "value": 50875.66,
      "unit": "INR_lakhs",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "National Insurance Company",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "FY24-25",
        "source_document": "Derived: sum of FY24-25 Q1-Q4 already-approved quarterly facts",
        "source_url": null,
        "extracted_by": "derive_annual_from_quarters.py (27 Oct 2026)",
        "last_verified": "2026-10-24",
        "extraction_note": "Annual engineering = sum of 4 standalone quarterly facts (2024-06-30, 2024-09-30, 2024-12-31, 2025-03-31), not a separate IRDAI annual filing -- this metric is additive (premium/policies written per quarter), unlike a ratio.",
        "source_page": null
      }
    },
    {
      "id": "fdf9240b-0b85-48d4-8790-7295d4894f5b",
      "metric_id": "financial.gross_direct_premium.segment.marine_hull",
      "metric_name": "marine hull segment premium",
      "value": 18654.52,
      "unit": "INR_lakhs",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "National Insurance Company",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "FY24-25",
        "source_document": "Derived: sum of FY24-25 Q1-Q4 already-approved quarterly facts",
        "source_url": null,
        "extracted_by": "derive_annual_from_quarters.py (27 Oct 2026)",
        "last_verified": "2026-10-24",
        "extraction_note": "Annual marine_hull = sum of 4 standalone quarterly facts (2024-06-30, 2024-09-30, 2024-12-31, 2025-03-31), not a separate IRDAI annual filing -- this metric is additive (premium/policies written per quarter), unlike a ratio.",
        "source_page": null
      }
    },
    {
      "id": "1cd87872-38f6-4ebe-ab5f-cc210fd929c9",
      "metric_id": "financial.gross_direct_premium.segment.marine_hull",
      "metric_name": "marine hull segment premium",
      "value": 2800,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY24-25",
      "reporting_period_end": "2024-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q3 FY24-25",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=497,504 vs Grand Total=497504.0)",
        "source_page": 1
      }
    },
    {
      "id": "1e9bd6c1-b152-407a-bb09-44d97e24b9c2",
      "metric_id": "financial.gross_direct_premium.segment.other",
      "metric_name": "other segment premium",
      "value": 5387,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY24-25",
      "reporting_period_end": "2024-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q3 FY24-25",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=497,504 vs Grand Total=497504.0)",
        "source_page": 1
      }
    },
    {
      "id": "69637da8-9e99-4c00-968c-dc4c405beaf9",
      "metric_id": "financial.gross_direct_premium.segment.motor_od",
      "metric_name": "motor OD segment premium",
      "value": 41720,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY24-25",
      "reporting_period_end": "2024-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q3 FY24-25",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=497,504 vs Grand Total=497504.0)",
        "source_page": 1
      }
    },
    {
      "id": "77a07d2c-4767-4d10-b223-d01b64133d36",
      "metric_id": "financial.gross_direct_premium.segment.health",
      "metric_name": "health segment premium",
      "value": 291867,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY24-25",
      "reporting_period_end": "2024-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q3 FY24-25",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=497,504 vs Grand Total=497504.0)",
        "source_page": 1
      }
    },
    {
      "id": "921b764c-e242-452b-9c67-7669828a2583",
      "metric_id": "financial.gross_direct_premium.segment.fire",
      "metric_name": "fire segment premium",
      "value": 21134,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY24-25",
      "reporting_period_end": "2024-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q3 FY24-25",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=497,504 vs Grand Total=497504.0)",
        "source_page": 1
      }
    },
    {
      "id": "a5ae8fd0-e0bb-4e87-aaec-7d04fb0c13f4",
      "metric_id": "financial.solvency_ratio",
      "metric_name": "solvency ratio",
      "value": -0.53,
      "unit": "x",
      "reporting_period_label": "Q3 FY24-25",
      "reporting_period_end": "2024-12-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Statement-12",
        "reporting_period": "Q3 FY24-25",
        "source_document": "IRDAI Annual Report 2024-25",
        "source_url": null,
        "extracted_by": "push_irdai_solvency.py v1",
        "last_verified": "2026-09-10",
        "extraction_note": "Statement 12 — IRDAI Annual Report 2024-25 (hardcoded from Table)",
        "source_page": 376
      }
    },
    {
      "id": "b3a47124-c392-4ea7-9139-b451abe30c53",
      "metric_id": "financial.gross_direct_premium.segment.marine_cargo",
      "metric_name": "marine cargo segment premium",
      "value": 3226,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY24-25",
      "reporting_period_end": "2024-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q3 FY24-25",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=497,504 vs Grand Total=497504.0)",
        "source_page": 1
      }
    },
    {
      "id": "b4963db7-20a6-4939-9229-cc48e1391245",
      "metric_id": "financial.gross_direct_premium.segment.aviation",
      "metric_name": "aviation segment premium",
      "value": 2588,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY24-25",
      "reporting_period_end": "2024-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q3 FY24-25",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=497,504 vs Grand Total=497504.0)",
        "source_page": 1
      }
    },
    {
      "id": "baccc4d8-2581-4149-96ae-387943978700",
      "metric_id": "financial.gross_direct_premium.segment.workmens_compensation",
      "metric_name": "workmen's compensation segment premium",
      "value": 1275,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY24-25",
      "reporting_period_end": "2024-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q3 FY24-25",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=497,504 vs Grand Total=497504.0)",
        "source_page": 1
      }
    },
    {
      "id": "d2dd6b3a-5b1c-4f02-a627-e9ac032259ab",
      "metric_id": "financial.gross_direct_premium.segment.crop",
      "metric_name": "crop insurance segment premium",
      "value": 381,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY24-25",
      "reporting_period_end": "2024-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q3 FY24-25",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=497,504 vs Grand Total=497504.0)",
        "source_page": 1
      }
    },
    {
      "id": "e51506f1-f990-4e1e-abeb-889a4da46081",
      "metric_id": "financial.gross_direct_premium.segment.engineering",
      "metric_name": "engineering segment premium",
      "value": 12016,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY24-25",
      "reporting_period_end": "2024-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q3 FY24-25",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=497,504 vs Grand Total=497504.0)",
        "source_page": 1
      }
    },
    {
      "id": "e6501ba1-e538-4a65-abfc-6824061118b2",
      "metric_id": "financial.gross_direct_premium.segment.motor_tp",
      "metric_name": "motor TP segment premium",
      "value": 103683,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY24-25",
      "reporting_period_end": "2024-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q3 FY24-25",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=497,504 vs Grand Total=497504.0)",
        "source_page": 1
      }
    },
    {
      "id": "e8e39150-dc60-4bea-bfc8-44afcf8900d4",
      "metric_id": "financial.gross_direct_premium.segment.liability",
      "metric_name": "liability segment premium",
      "value": 4618,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY24-25",
      "reporting_period_end": "2024-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q3 FY24-25",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=497,504 vs Grand Total=497504.0)",
        "source_page": 1
      }
    },
    {
      "id": "eab55f55-a774-4821-9491-4f0b90a3037b",
      "metric_id": "financial.gross_direct_premium.segment.personal_accident",
      "metric_name": "personal accident segment premium",
      "value": 6809,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY24-25",
      "reporting_period_end": "2024-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q3 FY24-25",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=497,504 vs Grand Total=497504.0)",
        "source_page": 1
      }
    },
    {
      "id": "fabfa527-5eee-4e90-979d-77b66c974dbe",
      "metric_id": "financial.gross_direct_premium.segment.travel",
      "metric_name": "travel segment premium",
      "value": 0,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY24-25",
      "reporting_period_end": "2024-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q3 FY24-25",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=497,504 vs Grand Total=497504.0)",
        "source_page": 1
      }
    },
    {
      "id": "00fcc4d3-31e4-4cd5-8b84-1d8733322787",
      "metric_id": "financial.gross_direct_premium.segment.aviation",
      "metric_name": "aviation segment premium",
      "value": 1379,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY24-25",
      "reporting_period_end": "2024-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q2 FY24-25",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=415,512 vs Grand Total=415512.0)",
        "source_page": 1
      }
    },
    {
      "id": "03ebec35-a16f-420f-847b-3150b02b4e6f",
      "metric_id": "financial.gross_direct_premium.segment.crop",
      "metric_name": "crop insurance segment premium",
      "value": 569,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY24-25",
      "reporting_period_end": "2024-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q2 FY24-25",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=415,512 vs Grand Total=415512.0)",
        "source_page": 1
      }
    },
    {
      "id": "04cc05cf-18c2-4db6-8026-b01a5349f0bc",
      "metric_id": "financial.gross_direct_premium.segment.motor_tp",
      "metric_name": "motor TP segment premium",
      "value": 84581,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY24-25",
      "reporting_period_end": "2024-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q2 FY24-25",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=415,512 vs Grand Total=415512.0)",
        "source_page": 1
      }
    },
    {
      "id": "17b5b649-5e20-4c22-ad17-fe77a5de741f",
      "metric_id": "financial.gross_direct_premium.segment.travel",
      "metric_name": "travel segment premium",
      "value": 0,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY24-25",
      "reporting_period_end": "2024-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q2 FY24-25",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=415,512 vs Grand Total=415512.0)",
        "source_page": 1
      }
    },
    {
      "id": "3a59ac17-2e4c-4c14-92ce-c9ceafb4bef4",
      "metric_id": "financial.gross_direct_premium.segment.marine_hull",
      "metric_name": "marine hull segment premium",
      "value": 4999,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY24-25",
      "reporting_period_end": "2024-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q2 FY24-25",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=415,512 vs Grand Total=415512.0)",
        "source_page": 1
      }
    },
    {
      "id": "70a3ce54-5de9-4502-b160-c00c8e2e43ad",
      "metric_id": "financial.gross_direct_premium.segment.personal_accident",
      "metric_name": "personal accident segment premium",
      "value": 14656,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY24-25",
      "reporting_period_end": "2024-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q2 FY24-25",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=415,512 vs Grand Total=415512.0)",
        "source_page": 1
      }
    },
    {
      "id": "70abd5ca-9d63-42af-82f2-6f83df70f74f",
      "metric_id": "financial.solvency_ratio",
      "metric_name": "solvency ratio",
      "value": -0.45,
      "unit": "x",
      "reporting_period_label": "Q2 FY24-25",
      "reporting_period_end": "2024-09-30",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Statement-12",
        "reporting_period": "Q2 FY24-25",
        "source_document": "IRDAI Annual Report 2024-25",
        "source_url": null,
        "extracted_by": "push_irdai_solvency.py v1",
        "last_verified": "2026-09-10",
        "extraction_note": "Statement 12 — IRDAI Annual Report 2024-25 (hardcoded from Table)",
        "source_page": 376
      }
    },
    {
      "id": "82f485fa-79a9-4327-abea-595fc071da59",
      "metric_id": "financial.gross_direct_premium.segment.other",
      "metric_name": "other segment premium",
      "value": 9628,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY24-25",
      "reporting_period_end": "2024-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q2 FY24-25",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=415,512 vs Grand Total=415512.0)",
        "source_page": 1
      }
    },
    {
      "id": "8c33a278-eed2-4da8-a234-73dd23697330",
      "metric_id": "financial.gross_direct_premium.segment.marine_cargo",
      "metric_name": "marine cargo segment premium",
      "value": 3429,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY24-25",
      "reporting_period_end": "2024-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q2 FY24-25",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=415,512 vs Grand Total=415512.0)",
        "source_page": 1
      }
    },
    {
      "id": "95d08f7f-1740-4786-8722-037988afb44e",
      "metric_id": "financial.gross_direct_premium.segment.health",
      "metric_name": "health segment premium",
      "value": 202212,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY24-25",
      "reporting_period_end": "2024-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q2 FY24-25",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=415,512 vs Grand Total=415512.0)",
        "source_page": 1
      }
    },
    {
      "id": "aa6e61dc-9c67-4a3d-9db4-0043e5ee1ae4",
      "metric_id": "financial.gross_direct_premium.segment.fire",
      "metric_name": "fire segment premium",
      "value": 29008,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY24-25",
      "reporting_period_end": "2024-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q2 FY24-25",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=415,512 vs Grand Total=415512.0)",
        "source_page": 1
      }
    },
    {
      "id": "bbc35ec0-1068-493f-a7b7-0c336de295ff",
      "metric_id": "financial.gross_direct_premium.segment.motor_od",
      "metric_name": "motor OD segment premium",
      "value": 41590,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY24-25",
      "reporting_period_end": "2024-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q2 FY24-25",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=415,512 vs Grand Total=415512.0)",
        "source_page": 1
      }
    },
    {
      "id": "d5ae6a70-bac3-49b2-83bb-9f38813b9ea4",
      "metric_id": "financial.gross_direct_premium.segment.workmens_compensation",
      "metric_name": "workmen's compensation segment premium",
      "value": 1254,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY24-25",
      "reporting_period_end": "2024-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q2 FY24-25",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=415,512 vs Grand Total=415512.0)",
        "source_page": 1
      }
    },
    {
      "id": "d8a60c19-fa41-4954-96c7-49c6fef5a244",
      "metric_id": "financial.gross_direct_premium.segment.liability",
      "metric_name": "liability segment premium",
      "value": 10107,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY24-25",
      "reporting_period_end": "2024-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q2 FY24-25",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=415,512 vs Grand Total=415512.0)",
        "source_page": 1
      }
    },
    {
      "id": "f9a0dd9c-4eb5-4ee7-b1cf-e8e12f47003a",
      "metric_id": "financial.gross_direct_premium.segment.engineering",
      "metric_name": "engineering segment premium",
      "value": 12100,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY24-25",
      "reporting_period_end": "2024-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q2 FY24-25",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=415,512 vs Grand Total=415512.0)",
        "source_page": 1
      }
    },
    {
      "id": "0132da18-bc1e-48f0-bb3c-44bf65278a23",
      "metric_id": "financial.gross_direct_premium.segment.crop",
      "metric_name": "crop insurance segment premium",
      "value": 457.23,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY24-25",
      "reporting_period_end": "2024-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q1 FY24-25",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=372,053 vs Grand Total=372053.32)",
        "source_page": 1
      }
    },
    {
      "id": "036787d4-41eb-411b-9a97-1602c22c2bfe",
      "metric_id": "financial.gross_direct_premium.segment.motor_tp",
      "metric_name": "motor TP segment premium",
      "value": 71864.07,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY24-25",
      "reporting_period_end": "2024-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q1 FY24-25",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=372,053 vs Grand Total=372053.32)",
        "source_page": 1
      }
    },
    {
      "id": "09ee144d-c7ad-45d6-a2f7-a8711f33f49e",
      "metric_id": "financial.solvency_ratio",
      "metric_name": "solvency ratio",
      "value": -0.46,
      "unit": "x",
      "reporting_period_label": "Q1 FY24-25",
      "reporting_period_end": "2024-06-30",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Statement-12",
        "reporting_period": "Q1 FY24-25",
        "source_document": "IRDAI Annual Report 2024-25",
        "source_url": null,
        "extracted_by": "push_irdai_solvency.py v1",
        "last_verified": "2026-09-10",
        "extraction_note": "Statement 12 — IRDAI Annual Report 2024-25 (hardcoded from Table)",
        "source_page": 376
      }
    },
    {
      "id": "5079305c-0257-4bd9-a7de-91c3e21cee84",
      "metric_id": "financial.gross_direct_premium.segment.workmens_compensation",
      "metric_name": "workmen's compensation segment premium",
      "value": 1423.08,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY24-25",
      "reporting_period_end": "2024-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q1 FY24-25",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=372,053 vs Grand Total=372053.32)",
        "source_page": 1
      }
    },
    {
      "id": "5a0f5a9a-8eb9-4b50-bace-d2a2bf687955",
      "metric_id": "financial.gross_direct_premium.segment.travel",
      "metric_name": "travel segment premium",
      "value": 0,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY24-25",
      "reporting_period_end": "2024-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q1 FY24-25",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=372,053 vs Grand Total=372053.32)",
        "source_page": 1
      }
    },
    {
      "id": "7aecde52-75cc-45e6-8205-3c0dbcf7594f",
      "metric_id": "financial.gross_direct_premium.segment.health",
      "metric_name": "health segment premium",
      "value": 150138.62,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY24-25",
      "reporting_period_end": "2024-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q1 FY24-25",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=372,053 vs Grand Total=372053.32)",
        "source_page": 1
      }
    },
    {
      "id": "8d7702f9-5ff7-4d86-80ab-4ceafc0b3350",
      "metric_id": "financial.gross_direct_premium.segment.aviation",
      "metric_name": "aviation segment premium",
      "value": 1145.69,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY24-25",
      "reporting_period_end": "2024-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q1 FY24-25",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=372,053 vs Grand Total=372053.32)",
        "source_page": 1
      }
    },
    {
      "id": "b11dd323-53cd-439d-b912-5ef3a3b220fc",
      "metric_id": "financial.gross_direct_premium.segment.marine_cargo",
      "metric_name": "marine cargo segment premium",
      "value": 3767.43,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY24-25",
      "reporting_period_end": "2024-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q1 FY24-25",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=372,053 vs Grand Total=372053.32)",
        "source_page": 1
      }
    },
    {
      "id": "b7b8ef43-61e5-4bbf-9cab-ca6160b745c6",
      "metric_id": "financial.gross_direct_premium.segment.motor_od",
      "metric_name": "motor OD segment premium",
      "value": 32988.9,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY24-25",
      "reporting_period_end": "2024-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q1 FY24-25",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=372,053 vs Grand Total=372053.32)",
        "source_page": 1
      }
    },
    {
      "id": "c4ffed68-1315-432c-ab54-1aa4267e879e",
      "metric_id": "financial.gross_direct_premium.segment.marine_hull",
      "metric_name": "marine hull segment premium",
      "value": 3821.52,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY24-25",
      "reporting_period_end": "2024-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q1 FY24-25",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=372,053 vs Grand Total=372053.32)",
        "source_page": 1
      }
    },
    {
      "id": "ca891762-f4c4-4a0c-9109-d0a59516ea0e",
      "metric_id": "financial.gross_direct_premium.segment.personal_accident",
      "metric_name": "personal accident segment premium",
      "value": 32455.31,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY24-25",
      "reporting_period_end": "2024-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q1 FY24-25",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=372,053 vs Grand Total=372053.32)",
        "source_page": 1
      }
    },
    {
      "id": "cc039be3-e5cc-4613-9b88-f862aad68717",
      "metric_id": "financial.gross_direct_premium.segment.liability",
      "metric_name": "liability segment premium",
      "value": 4812.38,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY24-25",
      "reporting_period_end": "2024-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q1 FY24-25",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=372,053 vs Grand Total=372053.32)",
        "source_page": 1
      }
    },
    {
      "id": "d1c69524-5459-4e80-8ac1-d33ec87c11f2",
      "metric_id": "financial.gross_direct_premium.segment.fire",
      "metric_name": "fire segment premium",
      "value": 40606.42,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY24-25",
      "reporting_period_end": "2024-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q1 FY24-25",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=372,053 vs Grand Total=372053.32)",
        "source_page": 1
      }
    },
    {
      "id": "eaedbe4b-a4c4-4895-b7d8-41a16ed14e78",
      "metric_id": "financial.gross_direct_premium.segment.engineering",
      "metric_name": "engineering segment premium",
      "value": 10047.66,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY24-25",
      "reporting_period_end": "2024-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q1 FY24-25",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=372,053 vs Grand Total=372053.32)",
        "source_page": 1
      }
    },
    {
      "id": "f030fcca-c363-41d1-b8e4-17140e49363d",
      "metric_id": "financial.gross_direct_premium.segment.other",
      "metric_name": "other segment premium",
      "value": 18525.01,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY24-25",
      "reporting_period_end": "2024-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q1 FY24-25",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=372,053 vs Grand Total=372053.32)",
        "source_page": 1
      }
    },
    {
      "id": "03136026-8126-4c67-ac8d-d5211fdd5e2f",
      "metric_id": "financial.solvency_ratio",
      "metric_name": "solvency ratio",
      "value": -0.4497,
      "unit": "x",
      "reporting_period_label": "Q4 FY23-24",
      "reporting_period_end": "2024-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Table-49",
        "reporting_period": "Q4 FY23-24",
        "source_document": "IRDAI Handbook Table 49",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "0c8b2680-5f87-4289-81d5-7759e36e726d",
      "metric_id": "financial.gross_direct_premium.segment.workmens_compensation",
      "metric_name": "workmen's compensation segment premium",
      "value": 4803.55,
      "unit": "INR_lakhs",
      "reporting_period_label": "FY23-24",
      "reporting_period_end": "2024-03-31",
      "provenance": {
        "reported_by": "National Insurance Company",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "FY23-24",
        "source_document": "Derived: sum of FY23-24 Q1-Q4 already-approved quarterly facts",
        "source_url": null,
        "extracted_by": "derive_annual_from_quarters.py (27 Oct 2026)",
        "last_verified": "2026-10-24",
        "extraction_note": "Annual workmens_compensation = sum of 4 standalone quarterly facts (2023-06-30, 2023-09-30, 2023-12-31, 2024-03-31), not a separate IRDAI annual filing -- this metric is additive (premium/policies written per quarter), unlike a ratio.",
        "source_page": null
      }
    },
    {
      "id": "218b35d2-8841-436b-932b-43f85df0ce55",
      "metric_id": "financial.gross_direct_premium.segment.motor_tp",
      "metric_name": "motor TP segment premium",
      "value": 343468.32,
      "unit": "INR_lakhs",
      "reporting_period_label": "FY23-24",
      "reporting_period_end": "2024-03-31",
      "provenance": {
        "reported_by": "National Insurance Company",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "FY23-24",
        "source_document": "Derived: sum of FY23-24 Q1-Q4 already-approved quarterly facts",
        "source_url": null,
        "extracted_by": "derive_annual_from_quarters.py (27 Oct 2026)",
        "last_verified": "2026-10-24",
        "extraction_note": "Annual motor_tp = sum of 4 standalone quarterly facts (2023-06-30, 2023-09-30, 2023-12-31, 2024-03-31), not a separate IRDAI annual filing -- this metric is additive (premium/policies written per quarter), unlike a ratio.",
        "source_page": null
      }
    },
    {
      "id": "35fa2bb2-e00a-456e-8a82-b179ea287012",
      "metric_id": "financial.gross_direct_premium.segment.health",
      "metric_name": "health segment premium",
      "value": 693082.86,
      "unit": "INR_lakhs",
      "reporting_period_label": "FY23-24",
      "reporting_period_end": "2024-03-31",
      "provenance": {
        "reported_by": "National Insurance Company",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "FY23-24",
        "source_document": "Derived: sum of FY23-24 Q1-Q4 already-approved quarterly facts",
        "source_url": null,
        "extracted_by": "derive_annual_from_quarters.py (27 Oct 2026)",
        "last_verified": "2026-10-24",
        "extraction_note": "Annual health = sum of 4 standalone quarterly facts (2023-06-30, 2023-09-30, 2023-12-31, 2024-03-31), not a separate IRDAI annual filing -- this metric is additive (premium/policies written per quarter), unlike a ratio.",
        "source_page": null
      }
    },
    {
      "id": "41f855c5-41e7-486f-92bf-e9180953af7f",
      "metric_id": "financial.gross_direct_premium.segment.fire",
      "metric_name": "fire segment premium",
      "value": 121668.06,
      "unit": "INR_lakhs",
      "reporting_period_label": "FY23-24",
      "reporting_period_end": "2024-03-31",
      "provenance": {
        "reported_by": "National Insurance Company",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "FY23-24",
        "source_document": "Derived: sum of FY23-24 Q1-Q4 already-approved quarterly facts",
        "source_url": null,
        "extracted_by": "derive_annual_from_quarters.py (27 Oct 2026)",
        "last_verified": "2026-10-24",
        "extraction_note": "Annual fire = sum of 4 standalone quarterly facts (2023-06-30, 2023-09-30, 2023-12-31, 2024-03-31), not a separate IRDAI annual filing -- this metric is additive (premium/policies written per quarter), unlike a ratio.",
        "source_page": null
      }
    },
    {
      "id": "572baaf0-19f8-4ad1-aa1e-934d4b6311b6",
      "metric_id": "claims.settlement_ratio.nonlife.count",
      "metric_name": "claim settlement ratio",
      "value": 79.5344,
      "unit": "%",
      "reporting_period_label": "FY23-24",
      "reporting_period_end": "2024-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY23-24",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "7d68645c-9147-4380-a272-38b7add79c50",
      "metric_id": "financial.gross_direct_premium.segment.travel",
      "metric_name": "travel segment premium",
      "value": 0,
      "unit": "INR_lakhs",
      "reporting_period_label": "FY23-24",
      "reporting_period_end": "2024-03-31",
      "provenance": {
        "reported_by": "National Insurance Company",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "FY23-24",
        "source_document": "Derived: sum of FY23-24 Q1-Q4 already-approved quarterly facts",
        "source_url": null,
        "extracted_by": "derive_annual_from_quarters.py (27 Oct 2026)",
        "last_verified": "2026-10-24",
        "extraction_note": "Annual travel = sum of 4 standalone quarterly facts (2023-06-30, 2023-09-30, 2023-12-31, 2024-03-31), not a separate IRDAI annual filing -- this metric is additive (premium/policies written per quarter), unlike a ratio.",
        "source_page": null
      }
    },
    {
      "id": "806449b1-70b1-4aa1-86c0-5596651b4aec",
      "metric_id": "financial.gross_direct_premium.segment.personal_accident",
      "metric_name": "personal accident segment premium",
      "value": 51964.41,
      "unit": "INR_lakhs",
      "reporting_period_label": "FY23-24",
      "reporting_period_end": "2024-03-31",
      "provenance": {
        "reported_by": "National Insurance Company",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "FY23-24",
        "source_document": "Derived: sum of FY23-24 Q1-Q4 already-approved quarterly facts",
        "source_url": null,
        "extracted_by": "derive_annual_from_quarters.py (27 Oct 2026)",
        "last_verified": "2026-10-24",
        "extraction_note": "Annual personal_accident = sum of 4 standalone quarterly facts (2023-06-30, 2023-09-30, 2023-12-31, 2024-03-31), not a separate IRDAI annual filing -- this metric is additive (premium/policies written per quarter), unlike a ratio.",
        "source_page": null
      }
    },
    {
      "id": "80b5d920-0d71-4d4b-b147-3655668511d6",
      "metric_id": "financial.gross_direct_premium.segment.aviation",
      "metric_name": "aviation segment premium",
      "value": 4229.16,
      "unit": "INR_lakhs",
      "reporting_period_label": "FY23-24",
      "reporting_period_end": "2024-03-31",
      "provenance": {
        "reported_by": "National Insurance Company",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "FY23-24",
        "source_document": "Derived: sum of FY23-24 Q1-Q4 already-approved quarterly facts",
        "source_url": null,
        "extracted_by": "derive_annual_from_quarters.py (27 Oct 2026)",
        "last_verified": "2026-10-24",
        "extraction_note": "Annual aviation = sum of 4 standalone quarterly facts (2023-06-30, 2023-09-30, 2023-12-31, 2024-03-31), not a separate IRDAI annual filing -- this metric is additive (premium/policies written per quarter), unlike a ratio.",
        "source_page": null
      }
    },
    {
      "id": "90bb1925-aa22-486e-a5a0-76832a72320c",
      "metric_id": "financial.gross_direct_premium.segment.marine_hull",
      "metric_name": "marine hull segment premium",
      "value": 14666.49,
      "unit": "INR_lakhs",
      "reporting_period_label": "FY23-24",
      "reporting_period_end": "2024-03-31",
      "provenance": {
        "reported_by": "National Insurance Company",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "FY23-24",
        "source_document": "Derived: sum of FY23-24 Q1-Q4 already-approved quarterly facts",
        "source_url": null,
        "extracted_by": "derive_annual_from_quarters.py (27 Oct 2026)",
        "last_verified": "2026-10-24",
        "extraction_note": "Annual marine_hull = sum of 4 standalone quarterly facts (2023-06-30, 2023-09-30, 2023-12-31, 2024-03-31), not a separate IRDAI annual filing -- this metric is additive (premium/policies written per quarter), unlike a ratio.",
        "source_page": null
      }
    },
    {
      "id": "99096b94-c383-41be-b203-a37abcb4c7aa",
      "metric_id": "financial.gross_written_premium",
      "metric_name": "gross written premium",
      "value": 15180.29,
      "unit": "crore",
      "reporting_period_label": "FY24-03",
      "reporting_period_end": "2024-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-2-40",
        "reporting_period": "FY24-03",
        "source_document": "IRDAI Handbook Table 40",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "aa6a0f1a-977d-43e3-8681-506c462b32a2",
      "metric_id": "financial.gross_direct_premium.segment.other",
      "metric_name": "other segment premium",
      "value": 39865.61,
      "unit": "INR_lakhs",
      "reporting_period_label": "FY23-24",
      "reporting_period_end": "2024-03-31",
      "provenance": {
        "reported_by": "National Insurance Company",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "FY23-24",
        "source_document": "Derived: sum of FY23-24 Q1-Q4 already-approved quarterly facts",
        "source_url": null,
        "extracted_by": "derive_annual_from_quarters.py (27 Oct 2026)",
        "last_verified": "2026-10-24",
        "extraction_note": "Annual other = sum of 4 standalone quarterly facts (2023-06-30, 2023-09-30, 2023-12-31, 2024-03-31), not a separate IRDAI annual filing -- this metric is additive (premium/policies written per quarter), unlike a ratio.",
        "source_page": null
      }
    },
    {
      "id": "c2941dcd-5033-4db2-9931-b22ab88b898e",
      "metric_id": "financial.gross_direct_premium.segment.motor_od",
      "metric_name": "motor OD segment premium",
      "value": 160760.37,
      "unit": "INR_lakhs",
      "reporting_period_label": "FY23-24",
      "reporting_period_end": "2024-03-31",
      "provenance": {
        "reported_by": "National Insurance Company",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "FY23-24",
        "source_document": "Derived: sum of FY23-24 Q1-Q4 already-approved quarterly facts",
        "source_url": null,
        "extracted_by": "derive_annual_from_quarters.py (27 Oct 2026)",
        "last_verified": "2026-10-24",
        "extraction_note": "Annual motor_od = sum of 4 standalone quarterly facts (2023-06-30, 2023-09-30, 2023-12-31, 2024-03-31), not a separate IRDAI annual filing -- this metric is additive (premium/policies written per quarter), unlike a ratio.",
        "source_page": null
      }
    },
    {
      "id": "d8d27593-ab4c-41ca-87cc-5f944c594740",
      "metric_id": "financial.gross_direct_premium.segment.marine_cargo",
      "metric_name": "marine cargo segment premium",
      "value": 13791.19,
      "unit": "INR_lakhs",
      "reporting_period_label": "FY23-24",
      "reporting_period_end": "2024-03-31",
      "provenance": {
        "reported_by": "National Insurance Company",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "FY23-24",
        "source_document": "Derived: sum of FY23-24 Q1-Q4 already-approved quarterly facts",
        "source_url": null,
        "extracted_by": "derive_annual_from_quarters.py (27 Oct 2026)",
        "last_verified": "2026-10-24",
        "extraction_note": "Annual marine_cargo = sum of 4 standalone quarterly facts (2023-06-30, 2023-09-30, 2023-12-31, 2024-03-31), not a separate IRDAI annual filing -- this metric is additive (premium/policies written per quarter), unlike a ratio.",
        "source_page": null
      }
    },
    {
      "id": "e803dbda-382b-45d9-96ca-ff2532587b2b",
      "metric_id": "financial.gross_direct_premium.segment.engineering",
      "metric_name": "engineering segment premium",
      "value": 45971.32,
      "unit": "INR_lakhs",
      "reporting_period_label": "FY23-24",
      "reporting_period_end": "2024-03-31",
      "provenance": {
        "reported_by": "National Insurance Company",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "FY23-24",
        "source_document": "Derived: sum of FY23-24 Q1-Q4 already-approved quarterly facts",
        "source_url": null,
        "extracted_by": "derive_annual_from_quarters.py (27 Oct 2026)",
        "last_verified": "2026-10-24",
        "extraction_note": "Annual engineering = sum of 4 standalone quarterly facts (2023-06-30, 2023-09-30, 2023-12-31, 2024-03-31), not a separate IRDAI annual filing -- this metric is additive (premium/policies written per quarter), unlike a ratio.",
        "source_page": null
      }
    },
    {
      "id": "ec179537-3692-4d73-8189-407523666627",
      "metric_id": "financial.gross_direct_premium.segment.liability",
      "metric_name": "liability segment premium",
      "value": 18695.15,
      "unit": "INR_lakhs",
      "reporting_period_label": "FY23-24",
      "reporting_period_end": "2024-03-31",
      "provenance": {
        "reported_by": "National Insurance Company",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "FY23-24",
        "source_document": "Derived: sum of FY23-24 Q1-Q4 already-approved quarterly facts",
        "source_url": null,
        "extracted_by": "derive_annual_from_quarters.py (27 Oct 2026)",
        "last_verified": "2026-10-24",
        "extraction_note": "Annual liability = sum of 4 standalone quarterly facts (2023-06-30, 2023-09-30, 2023-12-31, 2024-03-31), not a separate IRDAI annual filing -- this metric is additive (premium/policies written per quarter), unlike a ratio.",
        "source_page": null
      }
    },
    {
      "id": "f83295ba-f54c-44dc-8eab-2a33b83abe95",
      "metric_id": "claims.repudiation_ratio.nonlife.count",
      "metric_name": "claims repudiation ratio",
      "value": 3.6275,
      "unit": "%",
      "reporting_period_label": "FY23-24",
      "reporting_period_end": "2024-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY23-24",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "f9520d3d-b8ee-4747-9686-97ac5738e1a6",
      "metric_id": "financial.gross_direct_premium.segment.crop",
      "metric_name": "crop insurance segment premium",
      "value": 5062.18,
      "unit": "INR_lakhs",
      "reporting_period_label": "FY23-24",
      "reporting_period_end": "2024-03-31",
      "provenance": {
        "reported_by": "National Insurance Company",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "FY23-24",
        "source_document": "Derived: sum of FY23-24 Q1-Q4 already-approved quarterly facts",
        "source_url": null,
        "extracted_by": "derive_annual_from_quarters.py (27 Oct 2026)",
        "last_verified": "2026-10-24",
        "extraction_note": "Annual crop = sum of 4 standalone quarterly facts (2023-06-30, 2023-09-30, 2023-12-31, 2024-03-31), not a separate IRDAI annual filing -- this metric is additive (premium/policies written per quarter), unlike a ratio.",
        "source_page": null
      }
    },
    {
      "id": "fedd51b3-d038-41a4-bb75-36d63434518b",
      "metric_id": "financial.incurred_claim_ratio.net",
      "metric_name": "incurred claims ratio",
      "value": 95.9,
      "unit": "%",
      "reporting_period_label": "FY23-24",
      "reporting_period_end": "2024-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Statement-10",
        "reporting_period": "FY23-24",
        "source_document": "IRDAI Annual Report 2024-25",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-10",
        "extraction_note": null,
        "source_page": 374
      }
    },
    {
      "id": "0069e870-eac2-4e20-9e9f-2417c74c2153",
      "metric_id": "financial.gross_direct_premium.segment.marine_cargo",
      "metric_name": "marine cargo segment premium",
      "value": 2858.02,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY23-24",
      "reporting_period_end": "2023-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q3 FY23-24",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=341,004 vs Grand Total=341003.54)",
        "source_page": 1
      }
    },
    {
      "id": "11151621-4163-4ce3-aeb4-f47e32af7fa1",
      "metric_id": "financial.gross_direct_premium.segment.marine_hull",
      "metric_name": "marine hull segment premium",
      "value": 3374.8,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY23-24",
      "reporting_period_end": "2023-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q3 FY23-24",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=341,004 vs Grand Total=341003.54)",
        "source_page": 1
      }
    },
    {
      "id": "21ae74de-979f-4a41-89d4-794a059cf403",
      "metric_id": "financial.solvency_ratio",
      "metric_name": "solvency ratio",
      "value": -0.37,
      "unit": "x",
      "reporting_period_label": "Q3 FY23-24",
      "reporting_period_end": "2023-12-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Statement-12",
        "reporting_period": "Q3 FY23-24",
        "source_document": "IRDAI Annual Report 2023-24",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-10",
        "extraction_note": null,
        "source_page": 357
      }
    },
    {
      "id": "29beb6de-0bb9-4c84-953a-0b5166e6a5b0",
      "metric_id": "financial.gross_direct_premium.segment.motor_tp",
      "metric_name": "motor TP segment premium",
      "value": 86854.86,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY23-24",
      "reporting_period_end": "2023-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q3 FY23-24",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=341,004 vs Grand Total=341003.54)",
        "source_page": 1
      }
    },
    {
      "id": "4897821f-824c-45a2-bb04-f2ac859114cc",
      "metric_id": "financial.gross_direct_premium.segment.aviation",
      "metric_name": "aviation segment premium",
      "value": 581.73,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY23-24",
      "reporting_period_end": "2023-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q3 FY23-24",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=341,004 vs Grand Total=341003.54)",
        "source_page": 1
      }
    },
    {
      "id": "53b3bdc4-861c-498a-86b3-6e59f6e4fb64",
      "metric_id": "financial.gross_direct_premium.segment.liability",
      "metric_name": "liability segment premium",
      "value": 3470.28,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY23-24",
      "reporting_period_end": "2023-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q3 FY23-24",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=341,004 vs Grand Total=341003.54)",
        "source_page": 1
      }
    },
    {
      "id": "57cde828-40c4-4e2b-8929-2403804a7483",
      "metric_id": "financial.gross_direct_premium.segment.crop",
      "metric_name": "crop insurance segment premium",
      "value": 1704.31,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY23-24",
      "reporting_period_end": "2023-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q3 FY23-24",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=341,004 vs Grand Total=341003.54)",
        "source_page": 1
      }
    },
    {
      "id": "61c99ee1-a572-4be4-bd30-0527f265f5ba",
      "metric_id": "financial.gross_direct_premium.segment.travel",
      "metric_name": "travel segment premium",
      "value": 0,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY23-24",
      "reporting_period_end": "2023-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q3 FY23-24",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=341,004 vs Grand Total=341003.54)",
        "source_page": 1
      }
    },
    {
      "id": "68614d2e-226c-46ee-9481-d41546416c03",
      "metric_id": "financial.gross_direct_premium.segment.fire",
      "metric_name": "fire segment premium",
      "value": 23201.1,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY23-24",
      "reporting_period_end": "2023-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q3 FY23-24",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=341,004 vs Grand Total=341003.54)",
        "source_page": 1
      }
    },
    {
      "id": "71b3188d-c4e4-4d6b-a626-ee30a46f0b46",
      "metric_id": "financial.gross_direct_premium.segment.personal_accident",
      "metric_name": "personal accident segment premium",
      "value": 5079.78,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY23-24",
      "reporting_period_end": "2023-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q3 FY23-24",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=341,004 vs Grand Total=341003.54)",
        "source_page": 1
      }
    },
    {
      "id": "7bef98c0-9cae-4943-a50c-0b9ad9dfe1d6",
      "metric_id": "financial.gross_direct_premium.segment.motor_od",
      "metric_name": "motor OD segment premium",
      "value": 38804.19,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY23-24",
      "reporting_period_end": "2023-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q3 FY23-24",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=341,004 vs Grand Total=341003.54)",
        "source_page": 1
      }
    },
    {
      "id": "a5490e18-20c9-40a0-8328-49d7a3492b1b",
      "metric_id": "financial.gross_direct_premium.segment.other",
      "metric_name": "other segment premium",
      "value": 6239.82,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY23-24",
      "reporting_period_end": "2023-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q3 FY23-24",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=341,004 vs Grand Total=341003.54)",
        "source_page": 1
      }
    },
    {
      "id": "a8ca59d5-7e30-4cb2-8728-8dfb966e21d4",
      "metric_id": "financial.gross_direct_premium.segment.engineering",
      "metric_name": "engineering segment premium",
      "value": 10825.37,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY23-24",
      "reporting_period_end": "2023-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q3 FY23-24",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=341,004 vs Grand Total=341003.54)",
        "source_page": 1
      }
    },
    {
      "id": "b2f7236c-a075-4e88-82a7-81995fe1721a",
      "metric_id": "financial.gross_direct_premium.segment.workmens_compensation",
      "metric_name": "workmen's compensation segment premium",
      "value": 1161.36,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY23-24",
      "reporting_period_end": "2023-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q3 FY23-24",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=341,004 vs Grand Total=341003.54)",
        "source_page": 1
      }
    },
    {
      "id": "ffd6aa04-1251-4243-b29c-f383fa1669ae",
      "metric_id": "financial.gross_direct_premium.segment.health",
      "metric_name": "health segment premium",
      "value": 156847.93,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY23-24",
      "reporting_period_end": "2023-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q3 FY23-24",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=341,004 vs Grand Total=341003.54)",
        "source_page": 1
      }
    },
    {
      "id": "33a6edd7-900b-45b2-a3df-69c6b98471ba",
      "metric_id": "financial.gross_direct_premium.segment.crop",
      "metric_name": "crop insurance segment premium",
      "value": 728.23,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY23-24",
      "reporting_period_end": "2023-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q2 FY23-24",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=495,082 vs Grand Total=495082.12)",
        "source_page": 1
      }
    },
    {
      "id": "358cc903-0989-4e81-b2c1-dc9ff8d94ff2",
      "metric_id": "financial.gross_direct_premium.segment.engineering",
      "metric_name": "engineering segment premium",
      "value": 10927.84,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY23-24",
      "reporting_period_end": "2023-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q2 FY23-24",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=495,082 vs Grand Total=495082.12)",
        "source_page": 1
      }
    },
    {
      "id": "3d7eb3ac-a99a-44c3-9763-c1ae99c669a3",
      "metric_id": "financial.gross_direct_premium.segment.workmens_compensation",
      "metric_name": "workmen's compensation segment premium",
      "value": 1120.62,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY23-24",
      "reporting_period_end": "2023-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q2 FY23-24",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=495,082 vs Grand Total=495082.12)",
        "source_page": 1
      }
    },
    {
      "id": "4400cdab-0763-438e-a599-e83a66886118",
      "metric_id": "financial.gross_direct_premium.segment.marine_cargo",
      "metric_name": "marine cargo segment premium",
      "value": 3391.06,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY23-24",
      "reporting_period_end": "2023-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q2 FY23-24",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=495,082 vs Grand Total=495082.12)",
        "source_page": 1
      }
    },
    {
      "id": "606bdcee-f410-448c-ad49-5d0483f7daa0",
      "metric_id": "financial.gross_direct_premium.segment.marine_hull",
      "metric_name": "marine hull segment premium",
      "value": 4190.83,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY23-24",
      "reporting_period_end": "2023-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q2 FY23-24",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=495,082 vs Grand Total=495082.12)",
        "source_page": 1
      }
    },
    {
      "id": "6e1184c3-7c3e-4b33-ac01-1041a295bd32",
      "metric_id": "financial.gross_direct_premium.segment.fire",
      "metric_name": "fire segment premium",
      "value": 29107.76,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY23-24",
      "reporting_period_end": "2023-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q2 FY23-24",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=495,082 vs Grand Total=495082.12)",
        "source_page": 1
      }
    },
    {
      "id": "7bf8eb05-752a-44d3-85c0-d9c03151147e",
      "metric_id": "financial.gross_direct_premium.segment.motor_od",
      "metric_name": "motor OD segment premium",
      "value": 38922.85,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY23-24",
      "reporting_period_end": "2023-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q2 FY23-24",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=495,082 vs Grand Total=495082.12)",
        "source_page": 1
      }
    },
    {
      "id": "9070b7e0-3787-4331-a1a3-bb5f09dc3335",
      "metric_id": "financial.gross_direct_premium.segment.other",
      "metric_name": "other segment premium",
      "value": 10579.44,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY23-24",
      "reporting_period_end": "2023-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q2 FY23-24",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=495,082 vs Grand Total=495082.12)",
        "source_page": 1
      }
    },
    {
      "id": "914f7617-e524-4e30-b6af-6b6e9351bf07",
      "metric_id": "financial.solvency_ratio",
      "metric_name": "solvency ratio",
      "value": -0.35,
      "unit": "x",
      "reporting_period_label": "Q2 FY23-24",
      "reporting_period_end": "2023-09-30",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Statement-12",
        "reporting_period": "Q2 FY23-24",
        "source_document": "IRDAI Annual Report 2023-24",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-10",
        "extraction_note": null,
        "source_page": 357
      }
    },
    {
      "id": "b2c8a71c-c726-4871-bfd6-aedc01746539",
      "metric_id": "financial.gross_direct_premium.segment.travel",
      "metric_name": "travel segment premium",
      "value": 0,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY23-24",
      "reporting_period_end": "2023-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q2 FY23-24",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=495,082 vs Grand Total=495082.12)",
        "source_page": 1
      }
    },
    {
      "id": "c6c88970-95b2-4900-8c46-309b8ac34373",
      "metric_id": "financial.gross_direct_premium.segment.liability",
      "metric_name": "liability segment premium",
      "value": 3952.51,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY23-24",
      "reporting_period_end": "2023-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q2 FY23-24",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=495,082 vs Grand Total=495082.12)",
        "source_page": 1
      }
    },
    {
      "id": "e0e63eeb-6b69-45b7-8a26-9aec68e2cf2e",
      "metric_id": "financial.gross_direct_premium.segment.health",
      "metric_name": "health segment premium",
      "value": 280409.97,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY23-24",
      "reporting_period_end": "2023-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q2 FY23-24",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=495,082 vs Grand Total=495082.12)",
        "source_page": 1
      }
    },
    {
      "id": "efe26cb6-e467-4d84-9b59-38f2a9e3d3cf",
      "metric_id": "financial.gross_direct_premium.segment.motor_tp",
      "metric_name": "motor TP segment premium",
      "value": 83610.96,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY23-24",
      "reporting_period_end": "2023-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q2 FY23-24",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=495,082 vs Grand Total=495082.12)",
        "source_page": 1
      }
    },
    {
      "id": "f3412c87-b1a2-42e7-881c-170ed3d7a3a2",
      "metric_id": "financial.gross_direct_premium.segment.personal_accident",
      "metric_name": "personal accident segment premium",
      "value": 26827.78,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY23-24",
      "reporting_period_end": "2023-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q2 FY23-24",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=495,082 vs Grand Total=495082.12)",
        "source_page": 1
      }
    },
    {
      "id": "f7740a91-1d51-48e4-89f4-4c27e569fda3",
      "metric_id": "financial.gross_direct_premium.segment.aviation",
      "metric_name": "aviation segment premium",
      "value": 1312.28,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY23-24",
      "reporting_period_end": "2023-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q2 FY23-24",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=495,082 vs Grand Total=495082.12)",
        "source_page": 1
      }
    },
    {
      "id": "063cc5ed-73a2-4cc2-8451-95c66d74b1c6",
      "metric_id": "financial.gross_direct_premium.segment.travel",
      "metric_name": "travel segment premium",
      "value": 0,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY23-24",
      "reporting_period_end": "2023-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q1 FY23-24",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=343,645 vs Grand Total=343644.96)",
        "source_page": 1
      }
    },
    {
      "id": "092a4535-9c55-4905-a4b5-6481b99c8995",
      "metric_id": "financial.gross_direct_premium.segment.personal_accident",
      "metric_name": "personal accident segment premium",
      "value": 10440.47,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY23-24",
      "reporting_period_end": "2023-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q1 FY23-24",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=343,645 vs Grand Total=343644.96)",
        "source_page": 1
      }
    },
    {
      "id": "316e4527-5a8c-4d1b-883a-dff551d83d64",
      "metric_id": "financial.gross_direct_premium.segment.liability",
      "metric_name": "liability segment premium",
      "value": 3491.2,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY23-24",
      "reporting_period_end": "2023-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q1 FY23-24",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=343,645 vs Grand Total=343644.96)",
        "source_page": 1
      }
    },
    {
      "id": "3649fdfc-e757-40d5-b21f-99adede78328",
      "metric_id": "financial.gross_direct_premium.segment.engineering",
      "metric_name": "engineering segment premium",
      "value": 9914.11,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY23-24",
      "reporting_period_end": "2023-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q1 FY23-24",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=343,645 vs Grand Total=343644.96)",
        "source_page": 1
      }
    },
    {
      "id": "3883ee69-e52e-479f-92ba-595bf39af7de",
      "metric_id": "financial.gross_direct_premium.segment.marine_hull",
      "metric_name": "marine hull segment premium",
      "value": 1215.85,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY23-24",
      "reporting_period_end": "2023-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q1 FY23-24",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=343,645 vs Grand Total=343644.96)",
        "source_page": 1
      }
    },
    {
      "id": "3f768f8d-c545-4e92-938a-d55b1b4ae917",
      "metric_id": "financial.gross_direct_premium.segment.other",
      "metric_name": "other segment premium",
      "value": 14751.81,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY23-24",
      "reporting_period_end": "2023-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q1 FY23-24",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=343,645 vs Grand Total=343644.96)",
        "source_page": 1
      }
    },
    {
      "id": "50ab77f5-46b2-46e2-a885-3bbf25231fb9",
      "metric_id": "financial.gross_direct_premium.segment.motor_tp",
      "metric_name": "motor TP segment premium",
      "value": 82259.69,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY23-24",
      "reporting_period_end": "2023-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q1 FY23-24",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=343,645 vs Grand Total=343644.96)",
        "source_page": 1
      }
    },
    {
      "id": "58d1d977-7146-4380-b277-879445a7bc22",
      "metric_id": "financial.gross_direct_premium.segment.workmens_compensation",
      "metric_name": "workmen's compensation segment premium",
      "value": 1423.5,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY23-24",
      "reporting_period_end": "2023-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q1 FY23-24",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=343,645 vs Grand Total=343644.96)",
        "source_page": 1
      }
    },
    {
      "id": "649d0c7e-713e-47d1-b05e-75289049f9f6",
      "metric_id": "financial.gross_direct_premium.segment.marine_cargo",
      "metric_name": "marine cargo segment premium",
      "value": 3726.82,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY23-24",
      "reporting_period_end": "2023-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q1 FY23-24",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=343,645 vs Grand Total=343644.96)",
        "source_page": 1
      }
    },
    {
      "id": "6fde5397-2a1a-4a28-840a-35e30c0a0687",
      "metric_id": "financial.gross_direct_premium.segment.fire",
      "metric_name": "fire segment premium",
      "value": 40054.55,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY23-24",
      "reporting_period_end": "2023-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q1 FY23-24",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=343,645 vs Grand Total=343644.96)",
        "source_page": 1
      }
    },
    {
      "id": "88b38a71-b64d-4ff6-95f2-c3cc77160375",
      "metric_id": "financial.gross_direct_premium.segment.motor_od",
      "metric_name": "motor OD segment premium",
      "value": 44137.73,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY23-24",
      "reporting_period_end": "2023-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q1 FY23-24",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=343,645 vs Grand Total=343644.96)",
        "source_page": 1
      }
    },
    {
      "id": "9cfdecb8-66a6-448a-84fe-394875fd5413",
      "metric_id": "financial.gross_direct_premium.segment.crop",
      "metric_name": "crop insurance segment premium",
      "value": 804.2,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY23-24",
      "reporting_period_end": "2023-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q1 FY23-24",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=343,645 vs Grand Total=343644.96)",
        "source_page": 1
      }
    },
    {
      "id": "ab28634a-54b7-4e45-a9f2-71eb5ad3ad69",
      "metric_id": "financial.gross_direct_premium.segment.aviation",
      "metric_name": "aviation segment premium",
      "value": 1621.78,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY23-24",
      "reporting_period_end": "2023-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q1 FY23-24",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=343,645 vs Grand Total=343644.96)",
        "source_page": 1
      }
    },
    {
      "id": "e40f1685-024c-42bb-8f4a-c7f2c963db4a",
      "metric_id": "financial.gross_direct_premium.segment.health",
      "metric_name": "health segment premium",
      "value": 129803.28,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY23-24",
      "reporting_period_end": "2023-06-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q1 FY23-24",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=343,645 vs Grand Total=343644.96)",
        "source_page": 1
      }
    },
    {
      "id": "fec8b051-9094-46d7-835f-e7242c7d6c00",
      "metric_id": "financial.solvency_ratio",
      "metric_name": "solvency ratio",
      "value": -0.43,
      "unit": "x",
      "reporting_period_label": "Q1 FY23-24",
      "reporting_period_end": "2023-06-30",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Statement-12",
        "reporting_period": "Q1 FY23-24",
        "source_document": "IRDAI Annual Report 2023-24",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-10",
        "extraction_note": null,
        "source_page": 357
      }
    },
    {
      "id": "1c57a0e9-b1b7-4c9e-ab01-1db27d8d68a6",
      "metric_id": "financial.gross_direct_premium.segment.travel",
      "metric_name": "travel segment premium",
      "value": 0,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY22-23",
      "reporting_period_end": "2023-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q4 FY22-23",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=361,278 vs Grand Total=361278.21)",
        "source_page": 1
      }
    },
    {
      "id": "23ffa027-b925-49b1-afa5-b3cd7e2cccd6",
      "metric_id": "claims.repudiation_ratio.nonlife.count",
      "metric_name": "claims repudiation ratio",
      "value": 4.517,
      "unit": "%",
      "reporting_period_label": "FY22-23",
      "reporting_period_end": "2023-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY22-23",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "33f47c0f-e1cf-49b5-98dc-82097fc0a4d8",
      "metric_id": "financial.gross_direct_premium.segment.crop",
      "metric_name": "crop insurance segment premium",
      "value": 3559.34,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY22-23",
      "reporting_period_end": "2023-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q4 FY22-23",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=361,278 vs Grand Total=361278.21)",
        "source_page": 1
      }
    },
    {
      "id": "34a4d072-9ad2-4558-b619-850380269506",
      "metric_id": "financial.incurred_claim_ratio.net",
      "metric_name": "incurred claims ratio",
      "value": 100.85,
      "unit": "%",
      "reporting_period_label": "FY22-23",
      "reporting_period_end": "2023-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Statement-10",
        "reporting_period": "FY22-23",
        "source_document": "IRDAI Annual Report 2023-24",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-10",
        "extraction_note": null,
        "source_page": 355
      }
    },
    {
      "id": "3d7a71dd-b7bc-4239-ae3e-16dc208c1e05",
      "metric_id": "financial.gross_direct_premium.segment.health",
      "metric_name": "health segment premium",
      "value": 126068.62,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY22-23",
      "reporting_period_end": "2023-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q4 FY22-23",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=361,278 vs Grand Total=361278.21)",
        "source_page": 1
      }
    },
    {
      "id": "3ea1b48f-ce79-413b-8b02-f809ca1d79f7",
      "metric_id": "financial.gross_direct_premium.segment.engineering",
      "metric_name": "engineering segment premium",
      "value": 15569.04,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY22-23",
      "reporting_period_end": "2023-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q4 FY22-23",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=361,278 vs Grand Total=361278.21)",
        "source_page": 1
      }
    },
    {
      "id": "52644af7-0497-4934-8364-182fbbb89b0b",
      "metric_id": "financial.gross_direct_premium.segment.motor_od",
      "metric_name": "motor OD segment premium",
      "value": 50752.6,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY22-23",
      "reporting_period_end": "2023-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q4 FY22-23",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=361,278 vs Grand Total=361278.21)",
        "source_page": 1
      }
    },
    {
      "id": "54952998-f3e8-46bf-8c1c-6aa17e9227f8",
      "metric_id": "financial.gross_direct_premium.segment.marine_hull",
      "metric_name": "marine hull segment premium",
      "value": 5127.23,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY22-23",
      "reporting_period_end": "2023-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q4 FY22-23",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=361,278 vs Grand Total=361278.21)",
        "source_page": 1
      }
    },
    {
      "id": "56d54a79-45e9-45be-9c0b-864bb181c10f",
      "metric_id": "financial.gross_direct_premium.segment.personal_accident",
      "metric_name": "personal accident segment premium",
      "value": 9047.32,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY22-23",
      "reporting_period_end": "2023-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q4 FY22-23",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=361,278 vs Grand Total=361278.21)",
        "source_page": 1
      }
    },
    {
      "id": "640bc1a0-4481-40c6-aa9c-f01a8de5e2e1",
      "metric_id": "financial.solvency_ratio",
      "metric_name": "solvency ratio",
      "value": -0.29,
      "unit": "x",
      "reporting_period_label": "Q4 FY22-23",
      "reporting_period_end": "2023-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Table-49",
        "reporting_period": "Q4 FY22-23",
        "source_document": "IRDAI Handbook Table 49",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "79aedb34-d90e-439b-9864-1e8f92ed44f3",
      "metric_id": "financial.gross_written_premium",
      "metric_name": "gross written premium",
      "value": 15205.85,
      "unit": "crore",
      "reporting_period_label": "FY23-03",
      "reporting_period_end": "2023-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-2-40",
        "reporting_period": "FY23-03",
        "source_document": "IRDAI Handbook Table 40",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "7a19ee86-6569-429d-a5d7-c1ff5a3768f4",
      "metric_id": "financial.gross_direct_premium.segment.marine_cargo",
      "metric_name": "marine cargo segment premium",
      "value": 4022.55,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY22-23",
      "reporting_period_end": "2023-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q4 FY22-23",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=361,278 vs Grand Total=361278.21)",
        "source_page": 1
      }
    },
    {
      "id": "82d3598e-30ee-4164-9f61-e9598da125e2",
      "metric_id": "financial.gross_direct_premium.segment.liability",
      "metric_name": "liability segment premium",
      "value": 4728.95,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY22-23",
      "reporting_period_end": "2023-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q4 FY22-23",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=361,278 vs Grand Total=361278.21)",
        "source_page": 1
      }
    },
    {
      "id": "8ce50783-96b4-4b38-8c76-09cffd2965d6",
      "metric_id": "financial.gross_direct_premium.segment.workmens_compensation",
      "metric_name": "workmen's compensation segment premium",
      "value": 1023.65,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY22-23",
      "reporting_period_end": "2023-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q4 FY22-23",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=361,278 vs Grand Total=361278.21)",
        "source_page": 1
      }
    },
    {
      "id": "a5a3c3f0-8a48-45ec-ab6b-9ea2b84beab3",
      "metric_id": "financial.gross_direct_premium.segment.fire",
      "metric_name": "fire segment premium",
      "value": 27477.76,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY22-23",
      "reporting_period_end": "2023-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q4 FY22-23",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=361,278 vs Grand Total=361278.21)",
        "source_page": 1
      }
    },
    {
      "id": "b0901bbc-73b8-422a-89e6-db24a565cbd4",
      "metric_id": "financial.gross_direct_premium.segment.aviation",
      "metric_name": "aviation segment premium",
      "value": 2693.33,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY22-23",
      "reporting_period_end": "2023-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q4 FY22-23",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=361,278 vs Grand Total=361278.21)",
        "source_page": 1
      }
    },
    {
      "id": "be3a0f95-898a-49eb-8720-d718b34222c2",
      "metric_id": "claims.settlement_ratio.nonlife.count",
      "metric_name": "claim settlement ratio",
      "value": 80.0325,
      "unit": "%",
      "reporting_period_label": "FY22-23",
      "reporting_period_end": "2023-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY22-23",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "cacd5527-c98b-42e0-9d36-7bf00caf6cbe",
      "metric_id": "financial.gross_direct_premium.segment.motor_tp",
      "metric_name": "motor TP segment premium",
      "value": 102581.64,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY22-23",
      "reporting_period_end": "2023-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q4 FY22-23",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=361,278 vs Grand Total=361278.21)",
        "source_page": 1
      }
    },
    {
      "id": "e97afd34-dc67-426d-84e2-64bb9e222766",
      "metric_id": "financial.gross_direct_premium.segment.other",
      "metric_name": "other segment premium",
      "value": 8626.18,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY22-23",
      "reporting_period_end": "2023-03-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q4 FY22-23",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=361,278 vs Grand Total=361278.21)",
        "source_page": 1
      }
    },
    {
      "id": "56d27ec1-dc7d-4893-b750-be56266ce4fc",
      "metric_id": "financial.solvency_ratio",
      "metric_name": "solvency ratio",
      "value": 0.05,
      "unit": "x",
      "reporting_period_label": "Q3 FY22-23",
      "reporting_period_end": "2022-12-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Statement-12",
        "reporting_period": "Q3 FY22-23",
        "source_document": "IRDAI Annual Report 2022-23",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-10",
        "extraction_note": null,
        "source_page": 328
      }
    },
    {
      "id": "076d3040-69d3-4219-b323-5e28834c349e",
      "metric_id": "financial.gross_direct_premium.segment.liability",
      "metric_name": "liability segment premium",
      "value": 3390.32,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY22-23",
      "reporting_period_end": "2022-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q2 FY22-23",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=466,862 vs Grand Total=466861.99)",
        "source_page": 1
      }
    },
    {
      "id": "0a759f6b-9bb4-40b8-87e9-8c001a68edcb",
      "metric_id": "financial.gross_direct_premium.segment.marine_hull",
      "metric_name": "marine hull segment premium",
      "value": 3843.13,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY22-23",
      "reporting_period_end": "2022-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q2 FY22-23",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=466,862 vs Grand Total=466861.99)",
        "source_page": 1
      }
    },
    {
      "id": "1745bd04-52b2-41ab-b665-d27a5fc29088",
      "metric_id": "financial.gross_direct_premium.segment.engineering",
      "metric_name": "engineering segment premium",
      "value": 8697.22,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY22-23",
      "reporting_period_end": "2022-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q2 FY22-23",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=466,862 vs Grand Total=466861.99)",
        "source_page": 1
      }
    },
    {
      "id": "31340e43-22df-4088-9dc1-b8b1a17dbd03",
      "metric_id": "financial.gross_direct_premium.segment.fire",
      "metric_name": "fire segment premium",
      "value": 28880.85,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY22-23",
      "reporting_period_end": "2022-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q2 FY22-23",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=466,862 vs Grand Total=466861.99)",
        "source_page": 1
      }
    },
    {
      "id": "430063aa-322f-4abf-98ba-593a8d08b943",
      "metric_id": "financial.gross_direct_premium.segment.workmens_compensation",
      "metric_name": "workmen's compensation segment premium",
      "value": 1126.53,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY22-23",
      "reporting_period_end": "2022-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q2 FY22-23",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=466,862 vs Grand Total=466861.99)",
        "source_page": 1
      }
    },
    {
      "id": "4e6779ff-8e34-45dd-94b3-905c35329224",
      "metric_id": "financial.solvency_ratio",
      "metric_name": "solvency ratio",
      "value": 0.24,
      "unit": "x",
      "reporting_period_label": "Q2 FY22-23",
      "reporting_period_end": "2022-09-30",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Statement-12",
        "reporting_period": "Q2 FY22-23",
        "source_document": "IRDAI Annual Report 2022-23",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-10",
        "extraction_note": null,
        "source_page": 328
      }
    },
    {
      "id": "5cdc13a5-af10-431e-8ea7-d9aa6dc04f5c",
      "metric_id": "financial.gross_direct_premium.segment.marine_cargo",
      "metric_name": "marine cargo segment premium",
      "value": 3797.34,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY22-23",
      "reporting_period_end": "2022-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q2 FY22-23",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=466,862 vs Grand Total=466861.99)",
        "source_page": 1
      }
    },
    {
      "id": "5f90cc44-fc31-4a1f-ab83-51b667000e68",
      "metric_id": "financial.gross_direct_premium.segment.aviation",
      "metric_name": "aviation segment premium",
      "value": 1422.01,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY22-23",
      "reporting_period_end": "2022-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q2 FY22-23",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=466,862 vs Grand Total=466861.99)",
        "source_page": 1
      }
    },
    {
      "id": "62732be1-5fa1-4b13-bc2b-25d362cd3f87",
      "metric_id": "financial.gross_direct_premium.segment.personal_accident",
      "metric_name": "personal accident segment premium",
      "value": 19160.71,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY22-23",
      "reporting_period_end": "2022-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q2 FY22-23",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=466,862 vs Grand Total=466861.99)",
        "source_page": 1
      }
    },
    {
      "id": "6d56c06c-7d59-49ca-826e-482529a84115",
      "metric_id": "financial.gross_direct_premium.segment.motor_tp",
      "metric_name": "motor TP segment premium",
      "value": 78653.98,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY22-23",
      "reporting_period_end": "2022-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q2 FY22-23",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=466,862 vs Grand Total=466861.99)",
        "source_page": 1
      }
    },
    {
      "id": "815d330c-963a-410c-b301-bcc4d8e85f1b",
      "metric_id": "financial.gross_direct_premium.segment.travel",
      "metric_name": "travel segment premium",
      "value": 0,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY22-23",
      "reporting_period_end": "2022-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q2 FY22-23",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=466,862 vs Grand Total=466861.99)",
        "source_page": 1
      }
    },
    {
      "id": "a038d301-3a3f-4cdf-beff-09ccb9f4af89",
      "metric_id": "financial.gross_direct_premium.segment.health",
      "metric_name": "health segment premium",
      "value": 268218.55,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY22-23",
      "reporting_period_end": "2022-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q2 FY22-23",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=466,862 vs Grand Total=466861.99)",
        "source_page": 1
      }
    },
    {
      "id": "b57cc4b1-20f8-4396-9a0a-f1b8199c29b2",
      "metric_id": "financial.gross_direct_premium.segment.motor_od",
      "metric_name": "motor OD segment premium",
      "value": 38134.26,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY22-23",
      "reporting_period_end": "2022-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q2 FY22-23",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=466,862 vs Grand Total=466861.99)",
        "source_page": 1
      }
    },
    {
      "id": "c0f1bec3-7cf8-4af5-8a3e-185591544add",
      "metric_id": "financial.gross_direct_premium.segment.crop",
      "metric_name": "crop insurance segment premium",
      "value": 897.16,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY22-23",
      "reporting_period_end": "2022-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q2 FY22-23",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=466,862 vs Grand Total=466861.99)",
        "source_page": 1
      }
    },
    {
      "id": "de76262a-b50f-441c-97c4-7ce36f39a98f",
      "metric_id": "financial.gross_direct_premium.segment.other",
      "metric_name": "other segment premium",
      "value": 10639.92,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY22-23",
      "reporting_period_end": "2022-09-30",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q2 FY22-23",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=466,862 vs Grand Total=466861.99)",
        "source_page": 1
      }
    },
    {
      "id": "b2eb3e4d-4e77-4f6b-82c9-81eed1f05c0e",
      "metric_id": "financial.solvency_ratio",
      "metric_name": "solvency ratio",
      "value": 0.63,
      "unit": "x",
      "reporting_period_label": "Q1 FY22-23",
      "reporting_period_end": "2022-06-30",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Statement-12",
        "reporting_period": "Q1 FY22-23",
        "source_document": "IRDAI Annual Report 2022-23",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-10",
        "extraction_note": null,
        "source_page": 328
      }
    },
    {
      "id": "0104730d-17e3-45a2-85fa-36127e8e3868",
      "metric_id": "financial.gross_written_premium",
      "metric_name": "gross written premium",
      "value": 13076.83,
      "unit": "crore",
      "reporting_period_label": "FY22-03",
      "reporting_period_end": "2022-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-2-40",
        "reporting_period": "FY22-03",
        "source_document": "IRDAI Handbook Table 40",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "1401bca8-d1e2-4d10-937d-b5e1d9478fcd",
      "metric_id": "claims.repudiation_ratio.nonlife.count",
      "metric_name": "claims repudiation ratio",
      "value": 7.2309,
      "unit": "%",
      "reporting_period_label": "FY21-22",
      "reporting_period_end": "2022-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY21-22",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "90fd247f-09f8-44cc-86e5-12f99f9567dc",
      "metric_id": "financial.solvency_ratio",
      "metric_name": "solvency ratio",
      "value": 0.63,
      "unit": "x",
      "reporting_period_label": "Q4 FY21-22",
      "reporting_period_end": "2022-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Table-49",
        "reporting_period": "Q4 FY21-22",
        "source_document": "IRDAI Handbook Table 49",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "adcfa897-3d2b-4e0f-9204-6f1e2a242bbd",
      "metric_id": "financial.incurred_claim_ratio.net",
      "metric_name": "incurred claims ratio",
      "value": 104.05,
      "unit": "%",
      "reporting_period_label": "FY21-22",
      "reporting_period_end": "2022-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Statement-10",
        "reporting_period": "FY21-22",
        "source_document": "IRDAI Annual Report 2022-23",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-10",
        "extraction_note": null,
        "source_page": 325
      }
    },
    {
      "id": "b0338df8-2965-46e4-9fbc-b41cda60cd5b",
      "metric_id": "claims.settlement_ratio.nonlife.count",
      "metric_name": "claim settlement ratio",
      "value": 78.9386,
      "unit": "%",
      "reporting_period_label": "FY21-22",
      "reporting_period_end": "2022-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY21-22",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "0a5f8d25-a9fd-412c-a78b-78c953197feb",
      "metric_id": "financial.gross_direct_premium.segment.other",
      "metric_name": "other segment premium",
      "value": 4909.69,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY21-22",
      "reporting_period_end": "2021-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q3 FY21-22",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=318,251 vs Grand Total=318250.64)",
        "source_page": 1
      }
    },
    {
      "id": "28cd9d8a-1b31-43dd-bed7-30cf10cc30ba",
      "metric_id": "financial.gross_direct_premium.segment.personal_accident",
      "metric_name": "personal accident segment premium",
      "value": 3549.73,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY21-22",
      "reporting_period_end": "2021-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q3 FY21-22",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=318,251 vs Grand Total=318250.64)",
        "source_page": 1
      }
    },
    {
      "id": "2d75444b-349f-4de5-b412-206ecb74f882",
      "metric_id": "financial.gross_direct_premium.segment.marine_hull",
      "metric_name": "marine hull segment premium",
      "value": 2115.25,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY21-22",
      "reporting_period_end": "2021-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q3 FY21-22",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=318,251 vs Grand Total=318250.64)",
        "source_page": 1
      }
    },
    {
      "id": "3bc687b8-8987-48e7-9b95-76a41108e0a5",
      "metric_id": "financial.gross_direct_premium.segment.workmens_compensation",
      "metric_name": "workmen's compensation segment premium",
      "value": 1022.21,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY21-22",
      "reporting_period_end": "2021-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q3 FY21-22",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=318,251 vs Grand Total=318250.64)",
        "source_page": 1
      }
    },
    {
      "id": "54734f57-0804-416f-bbbd-a658304f8e83",
      "metric_id": "financial.gross_direct_premium.segment.marine_cargo",
      "metric_name": "marine cargo segment premium",
      "value": 2956.53,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY21-22",
      "reporting_period_end": "2021-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q3 FY21-22",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=318,251 vs Grand Total=318250.64)",
        "source_page": 1
      }
    },
    {
      "id": "57eaaec4-b7a7-435e-bb4d-4c329c28d835",
      "metric_id": "financial.solvency_ratio",
      "metric_name": "solvency ratio",
      "value": 0.09,
      "unit": "x",
      "reporting_period_label": "Q3 FY21-22",
      "reporting_period_end": "2021-12-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Statement-16",
        "reporting_period": "Q3 FY21-22",
        "source_document": "IRDAI Annual Report 2021-22",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-10",
        "extraction_note": null,
        "source_page": 145
      }
    },
    {
      "id": "672b9869-656c-4f2c-b42f-a6a8ed38656f",
      "metric_id": "financial.gross_direct_premium.segment.crop",
      "metric_name": "crop insurance segment premium",
      "value": 1971.34,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY21-22",
      "reporting_period_end": "2021-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q3 FY21-22",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=318,251 vs Grand Total=318250.64)",
        "source_page": 1
      }
    },
    {
      "id": "978fe5b8-4088-451e-bd70-96817d856814",
      "metric_id": "financial.gross_direct_premium.segment.motor_od",
      "metric_name": "motor OD segment premium",
      "value": 40348.78,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY21-22",
      "reporting_period_end": "2021-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q3 FY21-22",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=318,251 vs Grand Total=318250.64)",
        "source_page": 1
      }
    },
    {
      "id": "a19d8fcb-9eef-45b3-9f8d-ebc4ee9bf7b1",
      "metric_id": "financial.gross_direct_premium.segment.aviation",
      "metric_name": "aviation segment premium",
      "value": 3225.98,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY21-22",
      "reporting_period_end": "2021-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q3 FY21-22",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=318,251 vs Grand Total=318250.64)",
        "source_page": 1
      }
    },
    {
      "id": "acbed5c0-27ea-494f-b560-64616ce2e492",
      "metric_id": "financial.gross_direct_premium.segment.engineering",
      "metric_name": "engineering segment premium",
      "value": 7366.28,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY21-22",
      "reporting_period_end": "2021-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q3 FY21-22",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=318,251 vs Grand Total=318250.64)",
        "source_page": 1
      }
    },
    {
      "id": "bf513120-035e-42e6-9587-c362b14bbf89",
      "metric_id": "financial.gross_direct_premium.segment.motor_tp",
      "metric_name": "motor TP segment premium",
      "value": 88145.43,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY21-22",
      "reporting_period_end": "2021-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q3 FY21-22",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=318,251 vs Grand Total=318250.64)",
        "source_page": 1
      }
    },
    {
      "id": "d748d8db-62ce-422d-ae69-1386d68e8237",
      "metric_id": "financial.gross_direct_premium.segment.travel",
      "metric_name": "travel segment premium",
      "value": 0,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY21-22",
      "reporting_period_end": "2021-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q3 FY21-22",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=318,251 vs Grand Total=318250.64)",
        "source_page": 1
      }
    },
    {
      "id": "ec32b6ef-2d91-41a0-bc3a-7fbdb181d286",
      "metric_id": "financial.gross_direct_premium.segment.fire",
      "metric_name": "fire segment premium",
      "value": 23865.3,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY21-22",
      "reporting_period_end": "2021-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q3 FY21-22",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=318,251 vs Grand Total=318250.64)",
        "source_page": 1
      }
    },
    {
      "id": "fa6d60bf-4840-4deb-8434-e3d1a5ac2973",
      "metric_id": "financial.gross_direct_premium.segment.liability",
      "metric_name": "liability segment premium",
      "value": 1793.31,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY21-22",
      "reporting_period_end": "2021-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q3 FY21-22",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=318,251 vs Grand Total=318250.64)",
        "source_page": 1
      }
    },
    {
      "id": "fefdc096-7248-43fe-9045-310d998052f3",
      "metric_id": "financial.gross_direct_premium.segment.health",
      "metric_name": "health segment premium",
      "value": 136980.81,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY21-22",
      "reporting_period_end": "2021-12-31",
      "provenance": {
        "reported_by": "national-insurance",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q3 FY21-22",
        "source_document": "pdfs/national-insurance/NL-4-PREMIUM SCHEDULE.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-24",
        "extraction_note": "NL-4 segment GDP, for the quarter (sum=318,251 vs Grand Total=318250.64)",
        "source_page": 1
      }
    },
    {
      "id": "fac9cce7-e460-43f0-8069-d7e7372fcf7b",
      "metric_id": "financial.solvency_ratio",
      "metric_name": "solvency ratio",
      "value": 0.01,
      "unit": "x",
      "reporting_period_label": "Q2 FY21-22",
      "reporting_period_end": "2021-09-30",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Statement-16",
        "reporting_period": "Q2 FY21-22",
        "source_document": "IRDAI Annual Report 2021-22",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-10",
        "extraction_note": null,
        "source_page": 145
      }
    },
    {
      "id": "c4aa9ff4-7508-42c4-b5a1-8c60121117e4",
      "metric_id": "financial.solvency_ratio",
      "metric_name": "solvency ratio",
      "value": 0.05,
      "unit": "x",
      "reporting_period_label": "Q1 FY21-22",
      "reporting_period_end": "2021-06-30",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Statement-16",
        "reporting_period": "Q1 FY21-22",
        "source_document": "IRDAI Annual Report 2021-22",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-10",
        "extraction_note": null,
        "source_page": 145
      }
    },
    {
      "id": "4833fba5-6b1b-448b-a33f-a2d5ac06c646",
      "metric_id": "financial.solvency_ratio",
      "metric_name": "solvency ratio",
      "value": 0.62,
      "unit": "x",
      "reporting_period_label": "Q4 FY20-21",
      "reporting_period_end": "2021-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Table-49",
        "reporting_period": "Q4 FY20-21",
        "source_document": "IRDAI Handbook Table 49",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "67027c3d-1830-4e75-a46a-5827a69f9405",
      "metric_id": "claims.settlement_ratio.nonlife.count",
      "metric_name": "claim settlement ratio",
      "value": 80.2727,
      "unit": "%",
      "reporting_period_label": "FY20-21",
      "reporting_period_end": "2021-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY20-21",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "6a4232c5-526c-47c9-8fea-c32e06fe4b9d",
      "metric_id": "financial.incurred_claim_ratio.net",
      "metric_name": "incurred claims ratio",
      "value": 86.23,
      "unit": "%",
      "reporting_period_label": "FY20-21",
      "reporting_period_end": "2021-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Statement-13",
        "reporting_period": "FY20-21",
        "source_document": "IRDAI Annual Report 2020-21",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-10",
        "extraction_note": null,
        "source_page": 170
      }
    },
    {
      "id": "a3022e59-0f4b-4fb0-9b67-f4be5c5ae854",
      "metric_id": "claims.repudiation_ratio.nonlife.count",
      "metric_name": "claims repudiation ratio",
      "value": 3.738,
      "unit": "%",
      "reporting_period_label": "FY20-21",
      "reporting_period_end": "2021-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-53",
        "reporting_period": "FY20-21",
        "source_document": "IRDAI Handbook Table 53",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "c5658d13-3de3-4e59-bf26-b0b846e209e4",
      "metric_id": "financial.gross_written_premium",
      "metric_name": "gross written premium",
      "value": 14185.75,
      "unit": "crore",
      "reporting_period_label": "FY21-03",
      "reporting_period_end": "2021-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-2-40",
        "reporting_period": "FY21-03",
        "source_document": "IRDAI Handbook Table 40",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "b4f2c6c5-fb4d-46cd-878a-90dfd184d267",
      "metric_id": "financial.solvency_ratio",
      "metric_name": "solvency ratio",
      "value": 0.61,
      "unit": "x",
      "reporting_period_label": "Q3 FY20-21",
      "reporting_period_end": "2020-12-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Statement-17",
        "reporting_period": "Q3 FY20-21",
        "source_document": "IRDAI Annual Report 2020-21",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-10",
        "extraction_note": null,
        "source_page": 176
      }
    },
    {
      "id": "bc55ffec-cb6f-4ff7-8d95-b0787ff1083a",
      "metric_id": "financial.solvency_ratio",
      "metric_name": "solvency ratio",
      "value": 0.2,
      "unit": "x",
      "reporting_period_label": "Q2 FY20-21",
      "reporting_period_end": "2020-09-30",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Statement-17",
        "reporting_period": "Q2 FY20-21",
        "source_document": "IRDAI Annual Report 2020-21",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-10",
        "extraction_note": null,
        "source_page": 176
      }
    },
    {
      "id": "ae9048c0-9674-43df-94cc-52024d0b5f9a",
      "metric_id": "financial.solvency_ratio",
      "metric_name": "solvency ratio",
      "value": 0.01,
      "unit": "x",
      "reporting_period_label": "Q1 FY20-21",
      "reporting_period_end": "2020-06-30",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Statement-17",
        "reporting_period": "Q1 FY20-21",
        "source_document": "IRDAI Annual Report 2020-21",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-10",
        "extraction_note": null,
        "source_page": 176
      }
    },
    {
      "id": "2e3c663c-1441-47df-b3ac-f7c40dd5c3b2",
      "metric_id": "financial.solvency_ratio",
      "metric_name": "solvency ratio",
      "value": 0.02,
      "unit": "x",
      "reporting_period_label": "Q4 FY19-20",
      "reporting_period_end": "2020-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Table-49",
        "reporting_period": "Q4 FY19-20",
        "source_document": "IRDAI Handbook Table 49",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "348f6285-de0a-43cd-85c3-f205cefe91c2",
      "metric_id": "financial.gross_written_premium",
      "metric_name": "gross written premium",
      "value": 15312.88,
      "unit": "crore",
      "reporting_period_label": "FY20-03",
      "reporting_period_end": "2020-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-2-40",
        "reporting_period": "FY20-03",
        "source_document": "IRDAI Handbook Table 40",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "4db8a503-f507-4b02-8942-6bf9a0952f59",
      "metric_id": "financial.incurred_claim_ratio.net",
      "metric_name": "incurred claims ratio",
      "value": 105.86,
      "unit": "%",
      "reporting_period_label": "FY19-20",
      "reporting_period_end": "2020-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Statement-13",
        "reporting_period": "FY19-20",
        "source_document": "IRDAI Annual Report 2020-21",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-10",
        "extraction_note": null,
        "source_page": 170
      }
    }
  ],
  "meta": {
    "generated_at": "2026-11-15",
    "source": "IRDAI public disclosures",
    "api_version": "v1",
    "licence": "Facts derived from IRDAI public disclosure data. IRDAI public disclosures are published under IRDAI regulations; republication with attribution is permitted subject to applicable Indian law."
  }
}