{
  "insurer": {
    "id": "indusind-nippon-life",
    "slug": "indusind-nippon-life",
    "name": "IndusInd Nippon Life Insurance",
    "seo_name": "IndusInd Nippon Life Insurance",
    "type": "life",
    "irdai_registration_number": "121",
    "registration_status": "active",
    "headquarters": "Mumbai",
    "website": "https://www.indusindnipponlife.com",
    "disclosure_url": "https://www.indusindnipponlife.com/public-disclosures"
  },
  "facts": [
    {
      "id": "0d347efb-501c-4751-8b11-3b7444e70e94",
      "metric_id": "claims.repudiation_ratio.life.count",
      "metric_name": "claims repudiation ratio",
      "value": 0.61,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "indusind-nippon-life",
        "regulatory_form": "L-40-CLAIMS-DATA",
        "reporting_period": "Q1 FY26-27",
        "source_document": "Q1-FY26-27",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research",
        "last_verified": "2026-09-07",
        "extraction_note": "Derived: repudiated ÷ (opening outstanding + intimated), per L-40.",
        "source_page": 67
      }
    },
    {
      "id": "3122ff3c-fbd5-4ac8-a6b8-768eff4018d1",
      "metric_id": "persistency.regular.premium.61m",
      "metric_name": "61st month persistency ratio",
      "value": 38.5,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "indusind-nippon-life",
        "regulatory_form": "L-22-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "Q1-FY26-27",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research",
        "last_verified": "2026-09-07",
        "extraction_note": "text-fallback",
        "source_page": 29
      }
    },
    {
      "id": "33aeb4ac-5e6a-4098-88b6-b4ea8579bd2c",
      "metric_id": "persistency.regular.premium.13m",
      "metric_name": "13th month persistency ratio",
      "value": 81.7,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "indusind-nippon-life",
        "regulatory_form": "L-22-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "Q1-FY26-27",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research",
        "last_verified": "2026-09-07",
        "extraction_note": null,
        "source_page": 29
      }
    },
    {
      "id": "5167b28e-d3fa-410a-ba08-73fd2c5687d7",
      "metric_id": "persistency.regular.premium.25m",
      "metric_name": "25th month persistency ratio",
      "value": 65.2,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "indusind-nippon-life",
        "regulatory_form": "L-22-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "Q1-FY26-27",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research",
        "last_verified": "2026-09-07",
        "extraction_note": "text-fallback",
        "source_page": 29
      }
    },
    {
      "id": "945036a3-fc46-4ece-94b6-70f12c4afe48",
      "metric_id": "financial.new_business_premium.growth_rate",
      "metric_name": "new business premium growth rate",
      "value": 46.1,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "indusind-nippon-life",
        "regulatory_form": "L-22-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "Q1-FY26-27",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research",
        "last_verified": "2026-09-07",
        "extraction_note": null,
        "source_page": 28
      }
    },
    {
      "id": "ac882515-edc0-4eb9-a7aa-31afba5150e5",
      "metric_id": "persistency.regular.premium.49m",
      "metric_name": "49th month persistency ratio",
      "value": 58.2,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "indusind-nippon-life",
        "regulatory_form": "L-22-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "Q1-FY26-27",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research",
        "last_verified": "2026-09-07",
        "extraction_note": "text-fallback",
        "source_page": 29
      }
    },
    {
      "id": "bf43677d-4665-4fee-8c55-6beff8227752",
      "metric_id": "persistency.regular.premium.37m",
      "metric_name": "37th month persistency ratio",
      "value": 57.1,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "indusind-nippon-life",
        "regulatory_form": "L-22-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "Q1-FY26-27",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research",
        "last_verified": "2026-09-07",
        "extraction_note": "text-fallback",
        "source_page": 29
      }
    },
    {
      "id": "ecc70b65-92ab-4534-9d69-4a2f6dd084a0",
      "metric_id": "financial.solvency_ratio",
      "metric_name": "solvency ratio",
      "value": 2.38,
      "unit": "x",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "indusind-nippon-life",
        "regulatory_form": "L-22-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "Q1-FY26-27",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research",
        "last_verified": "2026-09-07",
        "extraction_note": "text-fallback",
        "source_page": 29
      }
    },
    {
      "id": "ffce9785-b0d5-4dc6-9ea9-f7306dcb826c",
      "metric_id": "claims.settlement_ratio.life.count",
      "metric_name": "claim settlement ratio",
      "value": 95.88,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "indusind-nippon-life",
        "regulatory_form": "L-40-CLAIMS-DATA",
        "reporting_period": "Q1 FY26-27",
        "source_document": "Q1-FY26-27",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research",
        "last_verified": "2026-09-07",
        "extraction_note": "Derived: claims paid ÷ (opening outstanding + intimated), per L-40 reconciliation.",
        "source_page": 67
      }
    },
    {
      "id": "03e6145a-65af-4b73-a3bb-d3fa4f2d290e",
      "metric_id": "claims.settlement_ratio.life.count",
      "metric_name": "claim settlement ratio",
      "value": 98.41,
      "unit": "%",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "indusind-nippon-life",
        "regulatory_form": "L-40-CLAIMS-DATA",
        "reporting_period": "Q4 FY25-26",
        "source_document": "Q4-FY25-26",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research",
        "last_verified": "2026-09-07",
        "extraction_note": "Derived: claims paid ÷ (opening outstanding + intimated), per L-40 reconciliation.",
        "source_page": 69
      }
    },
    {
      "id": "1947b845-694d-4bd7-951d-445b3bde72ba",
      "metric_id": "persistency.regular.premium.49m",
      "metric_name": "49th month persistency ratio",
      "value": 60.4,
      "unit": "%",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "indusind-nippon-life",
        "regulatory_form": "L-22-ANALYTICAL-RATIOS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "Q4-FY25-26",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research",
        "last_verified": "2026-09-07",
        "extraction_note": "text-fallback",
        "source_page": 31
      }
    },
    {
      "id": "1d2798ab-2080-4683-9ab3-a075a7024f4e",
      "metric_id": "persistency.regular.premium.13m",
      "metric_name": "13th month persistency ratio",
      "value": 68.2,
      "unit": "%",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "indusind-nippon-life",
        "regulatory_form": "L-22-ANALYTICAL-RATIOS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "Q4-FY25-26",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research",
        "last_verified": "2026-09-07",
        "extraction_note": null,
        "source_page": 31
      }
    },
    {
      "id": "202afdcc-e68f-41fd-b808-fbc649eb601a",
      "metric_id": "persistency.regular.premium.25m",
      "metric_name": "25th month persistency ratio",
      "value": 65.3,
      "unit": "%",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "indusind-nippon-life",
        "regulatory_form": "L-22-ANALYTICAL-RATIOS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "Q4-FY25-26",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research",
        "last_verified": "2026-09-07",
        "extraction_note": "text-fallback",
        "source_page": 31
      }
    },
    {
      "id": "60cde44f-b493-47d3-aa19-b94f7c83defe",
      "metric_id": "persistency.regular.premium.61m",
      "metric_name": "61st month persistency ratio",
      "value": 38.3,
      "unit": "%",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "indusind-nippon-life",
        "regulatory_form": "L-22-ANALYTICAL-RATIOS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "Q4-FY25-26",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research",
        "last_verified": "2026-09-07",
        "extraction_note": "text-fallback",
        "source_page": 31
      }
    },
    {
      "id": "86643e15-7eae-4b56-8097-c7ed219f6729",
      "metric_id": "financial.solvency_ratio",
      "metric_name": "solvency ratio",
      "value": 2.18,
      "unit": "x",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "indusind-nippon-life",
        "regulatory_form": "L-22-ANALYTICAL-RATIOS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "Q4-FY25-26",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research",
        "last_verified": "2026-09-07",
        "extraction_note": "text-fallback",
        "source_page": 31
      }
    },
    {
      "id": "cf19a3a6-311f-4278-b370-c81505aa0ebf",
      "metric_id": "claims.repudiation_ratio.life.count",
      "metric_name": "claims repudiation ratio",
      "value": 1.5,
      "unit": "%",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "indusind-nippon-life",
        "regulatory_form": "L-40-CLAIMS-DATA",
        "reporting_period": "Q4 FY25-26",
        "source_document": "Q4-FY25-26",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research",
        "last_verified": "2026-09-07",
        "extraction_note": "Derived: repudiated ÷ (opening outstanding + intimated), per L-40.",
        "source_page": 69
      }
    },
    {
      "id": "da934d30-c4bf-4341-bdda-2a53871ce475",
      "metric_id": "financial.new_business_premium.growth_rate",
      "metric_name": "new business premium growth rate",
      "value": 14,
      "unit": "%",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "indusind-nippon-life",
        "regulatory_form": "L-22-ANALYTICAL-RATIOS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "Q4-FY25-26",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research",
        "last_verified": "2026-09-07",
        "extraction_note": null,
        "source_page": 30
      }
    },
    {
      "id": "f32ac896-5843-4606-b6e0-a8c7debfd1a2",
      "metric_id": "persistency.regular.premium.37m",
      "metric_name": "37th month persistency ratio",
      "value": 61.7,
      "unit": "%",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "indusind-nippon-life",
        "regulatory_form": "L-22-ANALYTICAL-RATIOS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "Q4-FY25-26",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research",
        "last_verified": "2026-09-07",
        "extraction_note": "text-fallback",
        "source_page": 31
      }
    },
    {
      "id": "03253327-6d43-453f-a08c-e69fa9d4708e",
      "metric_id": "claims.repudiation_ratio.life.count",
      "metric_name": "claims repudiation ratio",
      "value": 0.72,
      "unit": "%",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "indusind-nippon-life",
        "regulatory_form": "L-40-CLAIMS-DATA",
        "reporting_period": "Q1 FY25-26",
        "source_document": "2025-06-30",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research",
        "last_verified": "2026-09-08",
        "extraction_note": "Derived: repudiated ÷ (opening outstanding + intimated), per L-40.",
        "source_page": 77
      }
    },
    {
      "id": "1483494d-57c3-4052-96c6-809e43f4e88b",
      "metric_id": "persistency.regular.premium.25m",
      "metric_name": "25th month persistency ratio",
      "value": 65.2,
      "unit": "%",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "indusind-nippon-life",
        "regulatory_form": "L-22-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "2025-06-30",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research",
        "last_verified": "2026-09-08",
        "extraction_note": "text-fallback",
        "source_page": 31
      }
    },
    {
      "id": "2027b8d2-eec2-487d-bede-3bd8bff2eea8",
      "metric_id": "persistency.regular.premium.49m",
      "metric_name": "49th month persistency ratio",
      "value": 49.3,
      "unit": "%",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "indusind-nippon-life",
        "regulatory_form": "L-22-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "2025-06-30",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research",
        "last_verified": "2026-09-08",
        "extraction_note": "text-fallback",
        "source_page": 31
      }
    },
    {
      "id": "2b406b2e-23c5-434f-b836-2bbf9b49a70f",
      "metric_id": "financial.new_business_premium.growth_rate",
      "metric_name": "new business premium growth rate",
      "value": -29.8,
      "unit": "%",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "indusind-nippon-life",
        "regulatory_form": "L-22-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "2025-06-30",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research",
        "last_verified": "2026-09-08",
        "extraction_note": null,
        "source_page": 30
      }
    },
    {
      "id": "6e57c3c0-9cbf-40ae-b333-e9e619e6b014",
      "metric_id": "financial.solvency_ratio",
      "metric_name": "solvency ratio",
      "value": 2.41,
      "unit": "x",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "indusind-nippon-life",
        "regulatory_form": "L-22-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "2025-06-30",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research",
        "last_verified": "2026-09-08",
        "extraction_note": "text-fallback",
        "source_page": 31
      }
    },
    {
      "id": "7907f94d-5635-4865-a4b3-fd02b2cda91a",
      "metric_id": "persistency.regular.premium.13m",
      "metric_name": "13th month persistency ratio",
      "value": 73.8,
      "unit": "%",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "indusind-nippon-life",
        "regulatory_form": "L-22-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "2025-06-30",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research",
        "last_verified": "2026-09-08",
        "extraction_note": null,
        "source_page": 31
      }
    },
    {
      "id": "8a2d7aaf-7832-4e4a-8e77-4d29b83e26ae",
      "metric_id": "claims.settlement_ratio.life.count",
      "metric_name": "claim settlement ratio",
      "value": 96.07,
      "unit": "%",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "indusind-nippon-life",
        "regulatory_form": "L-40-CLAIMS-DATA",
        "reporting_period": "Q1 FY25-26",
        "source_document": "2025-06-30",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research",
        "last_verified": "2026-09-08",
        "extraction_note": "Derived: claims paid ÷ (opening outstanding + intimated), per L-40 reconciliation.",
        "source_page": 77
      }
    },
    {
      "id": "c132ad24-87ad-4577-8f8a-53edafde05c5",
      "metric_id": "persistency.regular.premium.37m",
      "metric_name": "37th month persistency ratio",
      "value": 62.5,
      "unit": "%",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "indusind-nippon-life",
        "regulatory_form": "L-22-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "2025-06-30",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research",
        "last_verified": "2026-09-08",
        "extraction_note": "text-fallback",
        "source_page": 31
      }
    },
    {
      "id": "effc2095-1256-446a-b5d6-19d591031542",
      "metric_id": "persistency.regular.premium.61m",
      "metric_name": "61st month persistency ratio",
      "value": 37.1,
      "unit": "%",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "indusind-nippon-life",
        "regulatory_form": "L-22-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "2025-06-30",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research",
        "last_verified": "2026-09-08",
        "extraction_note": "text-fallback",
        "source_page": 31
      }
    },
    {
      "id": "0569b315-9501-405e-a625-27f0a73e9bb6",
      "metric_id": "financial.commission.non_ulip",
      "metric_name": "traditional plan commission paid",
      "value": 214.34,
      "unit": "₹ crore",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-13",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 13",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "0a60d586-4385-4005-bb3f-7c408b781f0d",
      "metric_id": "financial.solvency_ratio",
      "metric_name": "solvency ratio",
      "value": 2.35,
      "unit": "x",
      "reporting_period_label": "Q4 FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "indusind-nippon-life",
        "regulatory_form": "L-22-ANALYTICAL-RATIOS",
        "reporting_period": "Q4 FY24-25",
        "source_document": "2025-03-31",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research",
        "last_verified": "2026-09-08",
        "extraction_note": "text-fallback",
        "source_page": 31
      }
    },
    {
      "id": "0c7ce513-fc08-48ab-b43c-3b0caa050a6b",
      "metric_id": "distribution.group.channel.csc.premium",
      "metric_name": "CSCs premium",
      "value": 0,
      "unit": "₹ crore",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-102",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 102",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "0e76aff2-6015-478a-95d2-346cda8b7d81",
      "metric_id": "distribution.group.channel.online.schemes",
      "metric_name": "Online schemes",
      "value": 0,
      "unit": "count",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-102",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 102",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "0ff52221-81c6-447c-926d-89ce53c8c38e",
      "metric_id": "distribution.group.channel.imf.premium",
      "metric_name": "IMF premium",
      "value": 0,
      "unit": "₹ crore",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-102",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 102",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "14520eca-7c81-4411-8d79-65bbf357657b",
      "metric_id": "distribution.group.channel.corporate_agents_banks.lives",
      "metric_name": "Bank Channel lives",
      "value": 0,
      "unit": "count",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-102",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 102",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "193bdfdd-f6d9-4b04-a216-50749c265fce",
      "metric_id": "distribution.group.channel.pos.premium",
      "metric_name": "POS premium",
      "value": 0,
      "unit": "₹ crore",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-102",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 102",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "1cf71b29-2732-4e07-9632-7798b04ccddb",
      "metric_id": "distribution.group.channel.individual_agents.lives",
      "metric_name": "Individual Agents lives",
      "value": 0,
      "unit": "count",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-102",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 102",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "1dc07bca-f94f-4098-a72b-2f075d8671e4",
      "metric_id": "claims.speed.within_1month.life.count",
      "metric_name": "claims paid within 1 month",
      "value": 95.2812,
      "unit": "%",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-18",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 18",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "2193c0d8-972e-4a18-85ef-a0822e225e0c",
      "metric_id": "distribution.individual.channel.pos.policies",
      "metric_name": "POS policies",
      "value": 0,
      "unit": "count",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-100",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 100",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "27db3713-657d-4635-acf3-6580558fac91",
      "metric_id": "distribution.group.channel.pos.schemes",
      "metric_name": "POS schemes",
      "value": 0,
      "unit": "count",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-102",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 102",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "297f6b94-f33f-489e-b780-09dbbe7b8a1d",
      "metric_id": "distribution.group.channel.corporate_agents_others.schemes",
      "metric_name": "Corp. Agents (Other) schemes",
      "value": 0,
      "unit": "count",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-102",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 102",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "2a96eea3-b232-4fcb-acf8-8b7ab8b947e9",
      "metric_id": "claims.speed.over_1year.life.count",
      "metric_name": "claims settled after 1 year",
      "value": 0.0121,
      "unit": "%",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-18",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 18",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "2ce7a3a7-be41-48a2-a0f3-853913ed8a99",
      "metric_id": "distribution.individual.channel.direct_selling.policies",
      "metric_name": "Direct policies",
      "value": 61125,
      "unit": "count",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-100",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 100",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "2e966388-7385-4f15-9f96-0bdf956f6795",
      "metric_id": "distribution.individual.channel.online.premium",
      "metric_name": "Online premium",
      "value": 0,
      "unit": "₹ crore",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-100",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 100",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "34de6a63-30b0-4cef-884e-b3d3bfe18195",
      "metric_id": "claims.speed.1_3months.life.count",
      "metric_name": "claims settled in 1 to 3 months",
      "value": 4.3447,
      "unit": "%",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-18",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 18",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "38064374-1917-4d9c-9c03-563f7f45ac30",
      "metric_id": "distribution.individual.channel.csc.premium",
      "metric_name": "CSCs premium",
      "value": 0,
      "unit": "₹ crore",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-100",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 100",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "394f1039-a701-40cd-a902-7cf71989ca55",
      "metric_id": "distribution.individual.channel.others.policies",
      "metric_name": "Others policies",
      "value": 0,
      "unit": "count",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-100",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 100",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "3c3f9996-9aca-4a5c-8071-dc89806f07ed",
      "metric_id": "distribution.group.channel.others.premium",
      "metric_name": "Others premium",
      "value": 0,
      "unit": "₹ crore",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-102",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 102",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "3d686454-99e3-4622-989d-c00391da4f39",
      "metric_id": "distribution.group.channel.direct_selling.schemes",
      "metric_name": "Direct schemes",
      "value": 160,
      "unit": "count",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-102",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 102",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "43423e50-8ecb-4b71-80ec-b0b1edd48762",
      "metric_id": "distribution.group.channel.others.schemes",
      "metric_name": "Others schemes",
      "value": 0,
      "unit": "count",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-102",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 102",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "43a5dfb7-2aae-4fa9-a527-d9625cc9d24a",
      "metric_id": "distribution.group.channel.mi_agents.schemes",
      "metric_name": "MI Agents schemes",
      "value": 0,
      "unit": "count",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-102",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 102",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "4d7c5165-4d7d-4602-acb9-b118866a761b",
      "metric_id": "distribution.group.channel.corporate_agents_banks.premium",
      "metric_name": "Bank Channel premium",
      "value": 0,
      "unit": "₹ crore",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-102",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 102",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "4f82e53d-4970-4ac0-a1d7-445c667ca79d",
      "metric_id": "distribution.group.channel.csc.lives",
      "metric_name": "CSCs lives",
      "value": 0,
      "unit": "count",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-102",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 102",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "59525538-ed56-4d3e-8866-a4f29dc3b0aa",
      "metric_id": "distribution.individual.channel.imf.premium",
      "metric_name": "IMF premium",
      "value": 0.108,
      "unit": "₹ crore",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-100",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 100",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "5d9419b5-2586-4e75-b417-345c12f10abe",
      "metric_id": "distribution.group.channel.direct_selling.premium",
      "metric_name": "Direct premium",
      "value": 163.7501,
      "unit": "₹ crore",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-102",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 102",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "5e1d1e24-10f8-4e8a-a91f-4c257494790c",
      "metric_id": "distribution.individual.channel.corporate_agents_banks.premium",
      "metric_name": "Bank Channel premium",
      "value": 25.1731,
      "unit": "₹ crore",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-100",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 100",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "6266d1c3-d4a9-40c8-a9b3-f621030c6396",
      "metric_id": "distribution.group.channel.brokers.lives",
      "metric_name": "Brokers lives",
      "value": 40334,
      "unit": "count",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-102",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 102",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "63b662bf-a2aa-4664-b529-c0250974ab01",
      "metric_id": "distribution.group.channel.direct_selling.lives",
      "metric_name": "Direct lives",
      "value": 362593,
      "unit": "count",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-102",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 102",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "645383e5-caa2-437c-9f17-98dcb56ac3ad",
      "metric_id": "distribution.group.channel.mi_agents.lives",
      "metric_name": "MI Agents lives",
      "value": 0,
      "unit": "count",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-102",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 102",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "66aef810-38b1-4ec8-b7c1-c499f2fdd62f",
      "metric_id": "distribution.individual.channel.csc.policies",
      "metric_name": "CSCs policies",
      "value": 0,
      "unit": "count",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-100",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 100",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "69201b00-aea1-4a8f-8c3d-7e1cecf4d829",
      "metric_id": "claims.settlement_ratio.life.count",
      "metric_name": "claim settlement ratio",
      "value": 98.34,
      "unit": "%",
      "reporting_period_label": "Q4 FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "indusind-nippon-life",
        "regulatory_form": "L-40-CLAIMS-DATA",
        "reporting_period": "Q4 FY24-25",
        "source_document": "2025-03-31",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research",
        "last_verified": "2026-09-08",
        "extraction_note": "Derived: claims paid ÷ (opening outstanding + intimated), per L-40 reconciliation.",
        "source_page": 76
      }
    },
    {
      "id": "6dfff829-0434-4617-a3ed-b0fe6a5fd662",
      "metric_id": "persistency.regular.premium.61m",
      "metric_name": "61st month persistency ratio",
      "value": 40.1,
      "unit": "%",
      "reporting_period_label": "Q4 FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "indusind-nippon-life",
        "regulatory_form": "L-22-ANALYTICAL-RATIOS",
        "reporting_period": "Q4 FY24-25",
        "source_document": "2025-03-31",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research",
        "last_verified": "2026-09-08",
        "extraction_note": "text-fallback",
        "source_page": 31
      }
    },
    {
      "id": "707d635b-674c-4ae3-935c-be4a14d20f6a",
      "metric_id": "distribution.individual.channel.corporate_agents_others.premium",
      "metric_name": "Corp. Agents (Other) premium",
      "value": 118.7923,
      "unit": "₹ crore",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-100",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 100",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "729a169a-dabc-439b-b77f-fc89ab0c1f20",
      "metric_id": "distribution.individual.channel.individual_agents.premium",
      "metric_name": "Individual Agents premium",
      "value": 422.1299,
      "unit": "₹ crore",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-100",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 100",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "72bf8f29-88b6-4c50-ac90-67000e1629e0",
      "metric_id": "distribution.individual.channel.mi_agents.policies",
      "metric_name": "MI Agents policies",
      "value": 0,
      "unit": "count",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-100",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 100",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "7391d346-f371-40a9-9b5f-24cf815b958b",
      "metric_id": "distribution.individual.channel.imf.policies",
      "metric_name": "IMF policies",
      "value": 24,
      "unit": "count",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-100",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 100",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "750d7bba-b416-4ed7-a03e-bd38beb90546",
      "metric_id": "distribution.individual.channel.brokers.premium",
      "metric_name": "Brokers premium",
      "value": 12.5846,
      "unit": "₹ crore",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-100",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 100",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "756c8413-40dd-4511-a569-6044a957abbd",
      "metric_id": "distribution.individual.channel.referrals.policies",
      "metric_name": "Referrals policies",
      "value": 107,
      "unit": "count",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-100",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 100",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "7ff1b684-41e1-43ea-adb6-0eb21c71b941",
      "metric_id": "persistency.regular.premium.13m",
      "metric_name": "13th month persistency ratio",
      "value": 75.9,
      "unit": "%",
      "reporting_period_label": "Q4 FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "indusind-nippon-life",
        "regulatory_form": "L-22-ANALYTICAL-RATIOS",
        "reporting_period": "Q4 FY24-25",
        "source_document": "2025-03-31",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research",
        "last_verified": "2026-09-08",
        "extraction_note": null,
        "source_page": 31
      }
    },
    {
      "id": "81028268-f7a3-4352-8180-ce37b0bbef44",
      "metric_id": "distribution.individual.channel.mi_agents.premium",
      "metric_name": "MI Agents premium",
      "value": 0,
      "unit": "₹ crore",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-100",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 100",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "856bcb3c-7588-408b-9018-5a3b3c55427a",
      "metric_id": "distribution.individual.channel.online.policies",
      "metric_name": "Online policies",
      "value": 0,
      "unit": "count",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-100",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 100",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "8611f37e-2511-4fbb-8e39-aa1912acd6c3",
      "metric_id": "financial.commission.ulip",
      "metric_name": "ULIP commission paid",
      "value": 17.48,
      "unit": "₹ crore",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-13",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 13",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "8d5538a3-c7ce-44e4-ab3f-c7e2e866e7ca",
      "metric_id": "distribution.individual.channel.corporate_agents_others.policies",
      "metric_name": "Corp. Agents (Other) policies",
      "value": 30914,
      "unit": "count",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-100",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 100",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "8ff0241b-d3e5-4170-b716-944511ea1243",
      "metric_id": "distribution.individual.channel.web_aggregators.premium",
      "metric_name": "Web Agg. premium",
      "value": 0,
      "unit": "₹ crore",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-100",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 100",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "917b4fa8-d2f6-46b0-a609-ed75e50c388d",
      "metric_id": "distribution.group.channel.web_aggregators.premium",
      "metric_name": "Web Agg. premium",
      "value": 0,
      "unit": "₹ crore",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-102",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 102",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "9730f6d4-6afa-4842-9552-ed304c6bce04",
      "metric_id": "business.lapse_ratio.individual",
      "metric_name": "lapse and surrender ratio",
      "value": 2.2154,
      "unit": "%",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-27",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 27",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "98f7ba45-d7de-4d1f-a012-d6f11c233cf7",
      "metric_id": "financial.new_business_premium.growth_rate",
      "metric_name": "new business premium growth rate",
      "value": 4.7,
      "unit": "%",
      "reporting_period_label": "Q4 FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "indusind-nippon-life",
        "regulatory_form": "L-22-ANALYTICAL-RATIOS",
        "reporting_period": "Q4 FY24-25",
        "source_document": "2025-03-31",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research",
        "last_verified": "2026-09-08",
        "extraction_note": null,
        "source_page": 30
      }
    },
    {
      "id": "a12b0746-5e10-4f69-a8d8-058a76ae13ab",
      "metric_id": "persistency.regular.premium.25m",
      "metric_name": "25th month persistency ratio",
      "value": 70,
      "unit": "%",
      "reporting_period_label": "Q4 FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "indusind-nippon-life",
        "regulatory_form": "L-22-ANALYTICAL-RATIOS",
        "reporting_period": "Q4 FY24-25",
        "source_document": "2025-03-31",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research",
        "last_verified": "2026-09-08",
        "extraction_note": "text-fallback",
        "source_page": 31
      }
    },
    {
      "id": "a4e52ca5-c008-4c2a-ba2e-d340beebc743",
      "metric_id": "distribution.individual.channel.individual_agents.policies",
      "metric_name": "Individual Agents policies",
      "value": 59757,
      "unit": "count",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-100",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 100",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "a6993e4f-cdbf-4a18-84eb-03bd8fb23eaf",
      "metric_id": "distribution.group.channel.individual_agents.premium",
      "metric_name": "Individual Agents premium",
      "value": 0,
      "unit": "₹ crore",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-102",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 102",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "aa374f84-1cee-4264-8823-e57542b80077",
      "metric_id": "distribution.group.channel.online.lives",
      "metric_name": "Online lives",
      "value": 0,
      "unit": "count",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-102",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 102",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "aa44238d-54c8-4df2-aeb9-214afde55962",
      "metric_id": "persistency.regular.premium.49m",
      "metric_name": "49th month persistency ratio",
      "value": 48.8,
      "unit": "%",
      "reporting_period_label": "Q4 FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "indusind-nippon-life",
        "regulatory_form": "L-22-ANALYTICAL-RATIOS",
        "reporting_period": "Q4 FY24-25",
        "source_document": "2025-03-31",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research",
        "last_verified": "2026-09-08",
        "extraction_note": "text-fallback",
        "source_page": 31
      }
    },
    {
      "id": "aa6c4bff-3832-44e8-8ce3-cb9ef3ab2835",
      "metric_id": "persistency.regular.premium.37m",
      "metric_name": "37th month persistency ratio",
      "value": 64.2,
      "unit": "%",
      "reporting_period_label": "Q4 FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "indusind-nippon-life",
        "regulatory_form": "L-22-ANALYTICAL-RATIOS",
        "reporting_period": "Q4 FY24-25",
        "source_document": "2025-03-31",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research",
        "last_verified": "2026-09-08",
        "extraction_note": "text-fallback",
        "source_page": 31
      }
    },
    {
      "id": "ab3d4aac-36c6-4572-9e7b-8d681a57ac3f",
      "metric_id": "distribution.group.channel.web_aggregators.lives",
      "metric_name": "Web Agg. lives",
      "value": 0,
      "unit": "count",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-102",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 102",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "ac7a8d87-ddcb-4fea-9bfa-2505f81feb1e",
      "metric_id": "claims.speed.3_6months.life.count",
      "metric_name": "claims settled in 3 to 6 months",
      "value": 0.3138,
      "unit": "%",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-18",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 18",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "b1de7181-f30d-409e-a53c-2150f4b03c60",
      "metric_id": "financial.net_worth",
      "metric_name": "net worth",
      "value": 2021.17,
      "unit": "₹ crore",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-26",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 26",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "b3936d1e-9b8b-415a-8468-181dbe4e12f0",
      "metric_id": "distribution.group.channel.brokers.premium",
      "metric_name": "Brokers premium",
      "value": 2.0807,
      "unit": "₹ crore",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-102",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 102",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "b772a1fc-7db3-4b82-9d94-b74ea385d402",
      "metric_id": "distribution.individual.channel.direct_selling.premium",
      "metric_name": "Direct premium",
      "value": 500.0188,
      "unit": "₹ crore",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-100",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 100",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "bacec529-5d87-4b38-a1f9-a8bb6f43547a",
      "metric_id": "distribution.group.channel.web_aggregators.schemes",
      "metric_name": "Web Agg. schemes",
      "value": 0,
      "unit": "count",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-102",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 102",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "bbc4d06d-194b-4c06-8b67-1a86b89456ec",
      "metric_id": "distribution.group.channel.pos.lives",
      "metric_name": "POS lives",
      "value": 0,
      "unit": "count",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-102",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 102",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "bca23ea8-e2bf-4c2f-8be7-6b9d3c958662",
      "metric_id": "distribution.group.channel.corporate_agents_others.premium",
      "metric_name": "Corp. Agents (Other) premium",
      "value": 0,
      "unit": "₹ crore",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-102",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 102",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "c0fab5b3-3434-41be-bbff-7292fb1382d0",
      "metric_id": "distribution.group.channel.mi_agents.premium",
      "metric_name": "MI Agents premium",
      "value": 0,
      "unit": "₹ crore",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-102",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 102",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "c2a3e49e-e042-46e7-9af1-bfed20314e38",
      "metric_id": "distribution.group.channel.imf.schemes",
      "metric_name": "IMF schemes",
      "value": 0,
      "unit": "count",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-102",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 102",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "c48caefb-6377-4129-bdfe-a6cb18105a43",
      "metric_id": "claims.repudiation_ratio.life.count",
      "metric_name": "claims repudiation ratio",
      "value": 1.61,
      "unit": "%",
      "reporting_period_label": "Q4 FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "indusind-nippon-life",
        "regulatory_form": "L-40-CLAIMS-DATA",
        "reporting_period": "Q4 FY24-25",
        "source_document": "2025-03-31",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research",
        "last_verified": "2026-09-08",
        "extraction_note": "Derived: repudiated ÷ (opening outstanding + intimated), per L-40.",
        "source_page": 76
      }
    },
    {
      "id": "c92d8575-e5b3-4500-a290-87e85be03db5",
      "metric_id": "distribution.individual.channel.others.premium",
      "metric_name": "Others premium",
      "value": 0,
      "unit": "₹ crore",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-100",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 100",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "cfcad268-cc02-416f-a833-5f8fd5418512",
      "metric_id": "distribution.group.channel.individual_agents.schemes",
      "metric_name": "Individual Agents schemes",
      "value": 0,
      "unit": "count",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-102",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 102",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "d03eb0d7-3dba-423b-85a2-09448042799b",
      "metric_id": "distribution.group.channel.imf.lives",
      "metric_name": "IMF lives",
      "value": 0,
      "unit": "count",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-102",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 102",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "d1afb7c3-89ba-47c9-812e-5dad85f005cd",
      "metric_id": "distribution.individual.channel.corporate_agents_banks.policies",
      "metric_name": "Bank Channel policies",
      "value": 6016,
      "unit": "count",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-100",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 100",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "d6532032-1eeb-4dbf-a297-b1f43d1d6096",
      "metric_id": "distribution.group.channel.others.lives",
      "metric_name": "Others lives",
      "value": 0,
      "unit": "count",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-102",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 102",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "dc706c9e-6dd1-4978-9e3d-b3a161707030",
      "metric_id": "distribution.individual.channel.web_aggregators.policies",
      "metric_name": "Web Agg. policies",
      "value": 0,
      "unit": "count",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-100",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 100",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "de7199a6-ce14-4328-9c83-0f8167496e8d",
      "metric_id": "distribution.group.channel.csc.schemes",
      "metric_name": "CSCs schemes",
      "value": 0,
      "unit": "count",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-102",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 102",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "e3b88ef9-978a-4641-848b-17a4e70cb8ac",
      "metric_id": "distribution.individual.channel.referrals.premium",
      "metric_name": "Referrals premium",
      "value": 0.4772,
      "unit": "₹ crore",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-100",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 100",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "ea71f05c-ae95-4494-9b0d-77d0e1eae58b",
      "metric_id": "distribution.group.channel.corporate_agents_banks.schemes",
      "metric_name": "Bank Channel schemes",
      "value": 0,
      "unit": "count",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-102",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 102",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "f07b071b-94e4-4dd1-8e5f-f69ecb6af964",
      "metric_id": "distribution.individual.channel.pos.premium",
      "metric_name": "POS premium",
      "value": 0,
      "unit": "₹ crore",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-100",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 100",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "f715fe15-45a7-4e76-8bc5-0a87842db6a0",
      "metric_id": "claims.speed.6_12months.life.count",
      "metric_name": "claims settled in 6 to 12 months",
      "value": 0.0483,
      "unit": "%",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-18",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 18",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "f79bb2ca-1234-46c8-bae3-46e6821ee9b8",
      "metric_id": "distribution.group.channel.corporate_agents_others.lives",
      "metric_name": "Corp. Agents (Other) lives",
      "value": 0,
      "unit": "count",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-102",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 102",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "fa6a95da-a128-4ddf-a294-cfc7e5ea4fdd",
      "metric_id": "distribution.group.channel.brokers.schemes",
      "metric_name": "Brokers schemes",
      "value": 10,
      "unit": "count",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-102",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 102",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "fd3c223a-740b-46ac-900c-56c246b1b908",
      "metric_id": "distribution.group.channel.online.premium",
      "metric_name": "Online premium",
      "value": 0,
      "unit": "₹ crore",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-102",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 102",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "fe50c495-f8a1-475d-bfda-f955688462e1",
      "metric_id": "distribution.individual.channel.brokers.policies",
      "metric_name": "Brokers policies",
      "value": 2546,
      "unit": "count",
      "reporting_period_label": "FY24-25",
      "reporting_period_end": "2025-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-100",
        "reporting_period": "FY24-25",
        "source_document": "IRDAI Handbook Table 100",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "5e7bbe15-298d-4ee4-8ea1-1b276eb16962",
      "metric_id": "claims.settlement_ratio.life.count",
      "metric_name": "claim settlement ratio",
      "value": 93.32,
      "unit": "%",
      "reporting_period_label": "Q3 FY24-25",
      "reporting_period_end": "2024-12-31",
      "provenance": {
        "reported_by": "indusind-nippon-life",
        "regulatory_form": "L-40-CLAIMS-DATA",
        "reporting_period": "Q3 FY24-25",
        "source_document": "2024-12-31",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research",
        "last_verified": "2026-09-08",
        "extraction_note": "Derived: claims paid ÷ (opening outstanding + intimated), per L-40 reconciliation.",
        "source_page": 74
      }
    },
    {
      "id": "6596a372-e4e3-426d-84a6-10a6d0cab5a4",
      "metric_id": "claims.repudiation_ratio.life.count",
      "metric_name": "claims repudiation ratio",
      "value": 0.85,
      "unit": "%",
      "reporting_period_label": "Q3 FY24-25",
      "reporting_period_end": "2024-12-31",
      "provenance": {
        "reported_by": "indusind-nippon-life",
        "regulatory_form": "L-40-CLAIMS-DATA",
        "reporting_period": "Q3 FY24-25",
        "source_document": "2024-12-31",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research",
        "last_verified": "2026-09-08",
        "extraction_note": "Derived: repudiated ÷ (opening outstanding + intimated), per L-40.",
        "source_page": 74
      }
    },
    {
      "id": "6c6edfc6-16a5-468a-80e7-be0103aa56bc",
      "metric_id": "persistency.regular.premium.49m",
      "metric_name": "49th month persistency ratio",
      "value": 46.8,
      "unit": "%",
      "reporting_period_label": "Q3 FY24-25",
      "reporting_period_end": "2024-12-31",
      "provenance": {
        "reported_by": "indusind-nippon-life",
        "regulatory_form": "L-22-ANALYTICAL-RATIOS",
        "reporting_period": "Q3 FY24-25",
        "source_document": "2024-12-31",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research",
        "last_verified": "2026-09-08",
        "extraction_note": "text-fallback",
        "source_page": 31
      }
    },
    {
      "id": "801caabc-4a08-4a45-b91a-69b000ee06c5",
      "metric_id": "persistency.regular.premium.25m",
      "metric_name": "25th month persistency ratio",
      "value": 67.9,
      "unit": "%",
      "reporting_period_label": "Q3 FY24-25",
      "reporting_period_end": "2024-12-31",
      "provenance": {
        "reported_by": "indusind-nippon-life",
        "regulatory_form": "L-22-ANALYTICAL-RATIOS",
        "reporting_period": "Q3 FY24-25",
        "source_document": "2024-12-31",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research",
        "last_verified": "2026-09-08",
        "extraction_note": "text-fallback",
        "source_page": 31
      }
    },
    {
      "id": "90bcbf23-55bc-403e-9e87-d29cd09be5a1",
      "metric_id": "persistency.regular.premium.13m",
      "metric_name": "13th month persistency ratio",
      "value": 77.6,
      "unit": "%",
      "reporting_period_label": "Q3 FY24-25",
      "reporting_period_end": "2024-12-31",
      "provenance": {
        "reported_by": "indusind-nippon-life",
        "regulatory_form": "L-22-ANALYTICAL-RATIOS",
        "reporting_period": "Q3 FY24-25",
        "source_document": "2024-12-31",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research",
        "last_verified": "2026-09-08",
        "extraction_note": "text-fallback",
        "source_page": 31
      }
    },
    {
      "id": "9e803d43-1829-44fb-9bc4-ddc2ea752886",
      "metric_id": "persistency.regular.premium.37m",
      "metric_name": "37th month persistency ratio",
      "value": 62.8,
      "unit": "%",
      "reporting_period_label": "Q3 FY24-25",
      "reporting_period_end": "2024-12-31",
      "provenance": {
        "reported_by": "indusind-nippon-life",
        "regulatory_form": "L-22-ANALYTICAL-RATIOS",
        "reporting_period": "Q3 FY24-25",
        "source_document": "2024-12-31",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research",
        "last_verified": "2026-09-08",
        "extraction_note": "text-fallback",
        "source_page": 31
      }
    },
    {
      "id": "cc22ae19-cc07-42f7-a716-60b8623be3d6",
      "metric_id": "financial.new_business_premium.growth_rate",
      "metric_name": "new business premium growth rate",
      "value": -6.6,
      "unit": "%",
      "reporting_period_label": "Q3 FY24-25",
      "reporting_period_end": "2024-12-31",
      "provenance": {
        "reported_by": "indusind-nippon-life",
        "regulatory_form": "L-22-ANALYTICAL-RATIOS",
        "reporting_period": "Q3 FY24-25",
        "source_document": "2024-12-31",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research",
        "last_verified": "2026-09-08",
        "extraction_note": null,
        "source_page": 30
      }
    },
    {
      "id": "da877cb7-d9b0-4fcd-a1f2-cab89e63ddca",
      "metric_id": "persistency.regular.premium.61m",
      "metric_name": "61st month persistency ratio",
      "value": 40.4,
      "unit": "%",
      "reporting_period_label": "Q3 FY24-25",
      "reporting_period_end": "2024-12-31",
      "provenance": {
        "reported_by": "indusind-nippon-life",
        "regulatory_form": "L-22-ANALYTICAL-RATIOS",
        "reporting_period": "Q3 FY24-25",
        "source_document": "2024-12-31",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research",
        "last_verified": "2026-09-08",
        "extraction_note": "text-fallback",
        "source_page": 31
      }
    },
    {
      "id": "de7817a6-71c9-4362-afeb-6437a87032a7",
      "metric_id": "financial.solvency_ratio",
      "metric_name": "solvency ratio",
      "value": 2.39,
      "unit": "x",
      "reporting_period_label": "Q3 FY24-25",
      "reporting_period_end": "2024-12-31",
      "provenance": {
        "reported_by": "indusind-nippon-life",
        "regulatory_form": "L-22-ANALYTICAL-RATIOS",
        "reporting_period": "Q3 FY24-25",
        "source_document": "2024-12-31",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research",
        "last_verified": "2026-09-08",
        "extraction_note": "text-fallback",
        "source_page": 31
      }
    },
    {
      "id": "0f0fdb25-3420-4ffb-8dce-782ea825a915",
      "metric_id": "persistency.regular.premium.49m",
      "metric_name": "49th month persistency ratio",
      "value": 46.7,
      "unit": "%",
      "reporting_period_label": "Q2 FY24-25",
      "reporting_period_end": "2024-09-30",
      "provenance": {
        "reported_by": "indusind-nippon-life",
        "regulatory_form": "L-22-ANALYTICAL-RATIOS",
        "reporting_period": "Q2 FY24-25",
        "source_document": "2024-09-30",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research",
        "last_verified": "2026-09-07",
        "extraction_note": "text-fallback",
        "source_page": 31
      }
    },
    {
      "id": "40dfefba-1213-4c99-bc3b-10686b9496c7",
      "metric_id": "claims.settlement_ratio.life.count",
      "metric_name": "claim settlement ratio",
      "value": 91.87,
      "unit": "%",
      "reporting_period_label": "Q2 FY24-25",
      "reporting_period_end": "2024-09-30",
      "provenance": {
        "reported_by": "indusind-nippon-life",
        "regulatory_form": "L-40-CLAIMS-DATA",
        "reporting_period": "Q2 FY24-25",
        "source_document": "2024-09-30",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research",
        "last_verified": "2026-09-07",
        "extraction_note": "Derived: claims paid ÷ (opening outstanding + intimated), per L-40 reconciliation.",
        "source_page": 73
      }
    },
    {
      "id": "97c34959-438e-4c78-909e-c60fd81a87ca",
      "metric_id": "financial.solvency_ratio",
      "metric_name": "solvency ratio",
      "value": 2.31,
      "unit": "x",
      "reporting_period_label": "Q2 FY24-25",
      "reporting_period_end": "2024-09-30",
      "provenance": {
        "reported_by": "indusind-nippon-life",
        "regulatory_form": "L-22-ANALYTICAL-RATIOS",
        "reporting_period": "Q2 FY24-25",
        "source_document": "2024-09-30",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research",
        "last_verified": "2026-09-07",
        "extraction_note": "text-fallback",
        "source_page": 31
      }
    },
    {
      "id": "ac70558f-4812-478a-8e34-cf6006a78f93",
      "metric_id": "persistency.regular.premium.61m",
      "metric_name": "61st month persistency ratio",
      "value": 40.6,
      "unit": "%",
      "reporting_period_label": "Q2 FY24-25",
      "reporting_period_end": "2024-09-30",
      "provenance": {
        "reported_by": "indusind-nippon-life",
        "regulatory_form": "L-22-ANALYTICAL-RATIOS",
        "reporting_period": "Q2 FY24-25",
        "source_document": "2024-09-30",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research",
        "last_verified": "2026-09-07",
        "extraction_note": "text-fallback",
        "source_page": 31
      }
    },
    {
      "id": "bbd744ce-f310-4cb0-8597-a01117c231ca",
      "metric_id": "persistency.regular.premium.37m",
      "metric_name": "37th month persistency ratio",
      "value": 55.3,
      "unit": "%",
      "reporting_period_label": "Q2 FY24-25",
      "reporting_period_end": "2024-09-30",
      "provenance": {
        "reported_by": "indusind-nippon-life",
        "regulatory_form": "L-22-ANALYTICAL-RATIOS",
        "reporting_period": "Q2 FY24-25",
        "source_document": "2024-09-30",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research",
        "last_verified": "2026-09-07",
        "extraction_note": "text-fallback",
        "source_page": 31
      }
    },
    {
      "id": "bd1bd883-2db1-4acb-aff3-ff839114f0c6",
      "metric_id": "persistency.regular.premium.25m",
      "metric_name": "25th month persistency ratio",
      "value": 69.8,
      "unit": "%",
      "reporting_period_label": "Q2 FY24-25",
      "reporting_period_end": "2024-09-30",
      "provenance": {
        "reported_by": "indusind-nippon-life",
        "regulatory_form": "L-22-ANALYTICAL-RATIOS",
        "reporting_period": "Q2 FY24-25",
        "source_document": "2024-09-30",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research",
        "last_verified": "2026-09-07",
        "extraction_note": "text-fallback",
        "source_page": 31
      }
    },
    {
      "id": "c528f7f2-7f16-4203-aa9e-c6ed819026f2",
      "metric_id": "claims.repudiation_ratio.life.count",
      "metric_name": "claims repudiation ratio",
      "value": 1.11,
      "unit": "%",
      "reporting_period_label": "Q2 FY24-25",
      "reporting_period_end": "2024-09-30",
      "provenance": {
        "reported_by": "indusind-nippon-life",
        "regulatory_form": "L-40-CLAIMS-DATA",
        "reporting_period": "Q2 FY24-25",
        "source_document": "2024-09-30",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research",
        "last_verified": "2026-09-07",
        "extraction_note": "Derived: repudiated ÷ (opening outstanding + intimated), per L-40.",
        "source_page": 73
      }
    },
    {
      "id": "d20a574f-1d5e-479d-8ae5-740ec0e2e998",
      "metric_id": "financial.new_business_premium.growth_rate",
      "metric_name": "new business premium growth rate",
      "value": 118.4,
      "unit": "%",
      "reporting_period_label": "Q2 FY24-25",
      "reporting_period_end": "2024-09-30",
      "provenance": {
        "reported_by": "indusind-nippon-life",
        "regulatory_form": "L-22-ANALYTICAL-RATIOS",
        "reporting_period": "Q2 FY24-25",
        "source_document": "2024-09-30",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research",
        "last_verified": "2026-09-07",
        "extraction_note": null,
        "source_page": 30
      }
    },
    {
      "id": "efe95b58-70c8-4f57-8280-683f09438b1a",
      "metric_id": "persistency.regular.premium.13m",
      "metric_name": "13th month persistency ratio",
      "value": 76.5,
      "unit": "%",
      "reporting_period_label": "Q2 FY24-25",
      "reporting_period_end": "2024-09-30",
      "provenance": {
        "reported_by": "indusind-nippon-life",
        "regulatory_form": "L-22-ANALYTICAL-RATIOS",
        "reporting_period": "Q2 FY24-25",
        "source_document": "2024-09-30",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research",
        "last_verified": "2026-09-07",
        "extraction_note": "text-fallback",
        "source_page": 31
      }
    },
    {
      "id": "3b04b154-42c5-4167-a0ac-6164b576de2d",
      "metric_id": "financial.solvency_ratio",
      "metric_name": "solvency ratio",
      "value": 2.2763,
      "unit": "x",
      "reporting_period_label": "Q1 FY24-25",
      "reporting_period_end": "2024-06-30",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Table-23",
        "reporting_period": "Q1 FY24-25",
        "source_document": "IRDAI Handbook Table 23",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "01dd623e-726b-43d9-9454-60989f6f955e",
      "metric_id": "persistency.regular.count.37m",
      "metric_name": "37th month persistency by policy count",
      "value": 53.455,
      "unit": "%",
      "reporting_period_label": "FY23-24",
      "reporting_period_end": "2024-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-28",
        "reporting_period": "FY23-24",
        "source_document": "IRDAI Handbook Table 28",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "12019c63-feb8-4c84-8cad-2469a38418f0",
      "metric_id": "claims.speed.1_3months.life.count",
      "metric_name": "claims settled in 1 to 3 months",
      "value": 5.0297,
      "unit": "%",
      "reporting_period_label": "FY23-24",
      "reporting_period_end": "2024-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-18",
        "reporting_period": "FY23-24",
        "source_document": "IRDAI Handbook Table 18",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "296f66df-91d8-4682-ba7b-1b7752443c4c",
      "metric_id": "claims.speed.6_12months.life.count",
      "metric_name": "claims settled in 6 to 12 months",
      "value": 0.0372,
      "unit": "%",
      "reporting_period_label": "FY23-24",
      "reporting_period_end": "2024-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-18",
        "reporting_period": "FY23-24",
        "source_document": "IRDAI Handbook Table 18",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "31180139-2129-4551-9ef7-dde47c189a16",
      "metric_id": "persistency.regular.count.25m",
      "metric_name": "25th month persistency by policy count",
      "value": 64.5135,
      "unit": "%",
      "reporting_period_label": "FY23-24",
      "reporting_period_end": "2024-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-28",
        "reporting_period": "FY23-24",
        "source_document": "IRDAI Handbook Table 28",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "54742055-099e-4105-a26a-851e6b2f9c6b",
      "metric_id": "claims.speed.3_6months.life.count",
      "metric_name": "claims settled in 3 to 6 months",
      "value": 0.3964,
      "unit": "%",
      "reporting_period_label": "FY23-24",
      "reporting_period_end": "2024-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-18",
        "reporting_period": "FY23-24",
        "source_document": "IRDAI Handbook Table 18",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "604a1bea-117a-4c10-b73c-2afa573fe7e2",
      "metric_id": "financial.solvency_ratio",
      "metric_name": "solvency ratio",
      "value": 2.2722,
      "unit": "x",
      "reporting_period_label": "Q4 FY23-24",
      "reporting_period_end": "2024-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Table-23",
        "reporting_period": "Q4 FY23-24",
        "source_document": "IRDAI Handbook Table 23",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "63bd1083-a542-4546-a227-b39128442f23",
      "metric_id": "business.lapse_ratio.individual",
      "metric_name": "lapse and surrender ratio",
      "value": 1.8423,
      "unit": "%",
      "reporting_period_label": "FY23-24",
      "reporting_period_end": "2024-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-27",
        "reporting_period": "FY23-24",
        "source_document": "IRDAI Handbook Table 27",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "6e16247e-e0b4-4315-8a36-72da5d15b68b",
      "metric_id": "persistency.regular.count.49m",
      "metric_name": "49th month persistency by policy count",
      "value": 52.303,
      "unit": "%",
      "reporting_period_label": "FY23-24",
      "reporting_period_end": "2024-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-28",
        "reporting_period": "FY23-24",
        "source_document": "IRDAI Handbook Table 28",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "8fad8fbf-8c0a-48c9-a30c-19352d070b8d",
      "metric_id": "financial.commission.non_ulip",
      "metric_name": "traditional plan commission paid",
      "value": 171.8651,
      "unit": "₹ crore",
      "reporting_period_label": "FY23-24",
      "reporting_period_end": "2024-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-13",
        "reporting_period": "FY23-24",
        "source_document": "IRDAI Handbook Table 13",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "b2e495c1-72a8-4822-9ccd-dccb5c14b33f",
      "metric_id": "claims.speed.over_1year.life.count",
      "metric_name": "claims settled after 1 year",
      "value": 0,
      "unit": "%",
      "reporting_period_label": "FY23-24",
      "reporting_period_end": "2024-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-18",
        "reporting_period": "FY23-24",
        "source_document": "IRDAI Handbook Table 18",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "ba5023c1-8f26-472c-b38e-c16a9f4c6783",
      "metric_id": "persistency.regular.count.61m",
      "metric_name": "61st month persistency by policy count",
      "value": 48.135,
      "unit": "%",
      "reporting_period_label": "FY23-24",
      "reporting_period_end": "2024-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-28",
        "reporting_period": "FY23-24",
        "source_document": "IRDAI Handbook Table 28",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "bb7e9219-83c4-4bc3-80d7-d48661e3bfe8",
      "metric_id": "persistency.regular.count.13m",
      "metric_name": "13th month persistency by policy count",
      "value": 75.9906,
      "unit": "%",
      "reporting_period_label": "FY23-24",
      "reporting_period_end": "2024-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-28",
        "reporting_period": "FY23-24",
        "source_document": "IRDAI Handbook Table 28",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "ef8087d1-a53f-48b8-996f-de8d305af373",
      "metric_id": "financial.net_worth",
      "metric_name": "net worth",
      "value": 1839.608,
      "unit": "₹ crore",
      "reporting_period_label": "FY23-24",
      "reporting_period_end": "2024-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-26",
        "reporting_period": "FY23-24",
        "source_document": "IRDAI Handbook Table 26",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "f6769d71-aebe-46c3-b945-28f171fdb64a",
      "metric_id": "claims.speed.within_1month.life.count",
      "metric_name": "claims paid within 1 month",
      "value": 94.5367,
      "unit": "%",
      "reporting_period_label": "FY23-24",
      "reporting_period_end": "2024-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-18",
        "reporting_period": "FY23-24",
        "source_document": "IRDAI Handbook Table 18",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "f87ffc3f-4c29-4ccb-b301-49aa3d926112",
      "metric_id": "financial.commission.ulip",
      "metric_name": "ULIP commission paid",
      "value": 14.7935,
      "unit": "₹ crore",
      "reporting_period_label": "FY23-24",
      "reporting_period_end": "2024-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-13",
        "reporting_period": "FY23-24",
        "source_document": "IRDAI Handbook Table 13",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "c044d1b7-77d0-444a-85ba-510d113f0542",
      "metric_id": "financial.solvency_ratio",
      "metric_name": "solvency ratio",
      "value": 2.1888,
      "unit": "x",
      "reporting_period_label": "Q3 FY23-24",
      "reporting_period_end": "2023-12-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Table-23",
        "reporting_period": "Q3 FY23-24",
        "source_document": "IRDAI Handbook Table 23",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "d3bd7667-db5e-41d8-94e4-b6d5d4b860da",
      "metric_id": "financial.solvency_ratio",
      "metric_name": "solvency ratio",
      "value": 2.2177,
      "unit": "x",
      "reporting_period_label": "Q2 FY23-24",
      "reporting_period_end": "2023-09-30",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Table-23",
        "reporting_period": "Q2 FY23-24",
        "source_document": "IRDAI Handbook Table 23",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "2d6e732a-a881-42ff-9a0f-7eee5a2d50d8",
      "metric_id": "financial.solvency_ratio",
      "metric_name": "solvency ratio",
      "value": 2.2341,
      "unit": "x",
      "reporting_period_label": "Q1 FY23-24",
      "reporting_period_end": "2023-06-30",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Table-23",
        "reporting_period": "Q1 FY23-24",
        "source_document": "IRDAI Handbook Table 23",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "0221789e-b019-49d4-9751-7b9117d9b399",
      "metric_id": "claims.speed.within_1month.life.count",
      "metric_name": "claims paid within 1 month",
      "value": 90.9091,
      "unit": "%",
      "reporting_period_label": "FY22-23",
      "reporting_period_end": "2023-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-18",
        "reporting_period": "FY22-23",
        "source_document": "IRDAI Handbook Table 18",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "039e19f6-e57c-4741-9a8b-cb904eeabbb2",
      "metric_id": "persistency.regular.count.13m",
      "metric_name": "13th month persistency by policy count",
      "value": 75.4863,
      "unit": "%",
      "reporting_period_label": "FY22-23",
      "reporting_period_end": "2023-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-28",
        "reporting_period": "FY22-23",
        "source_document": "IRDAI Handbook Table 28",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "05f509e8-7ed9-4cac-a3a4-dcac135d891b",
      "metric_id": "claims.speed.6_12months.life.count",
      "metric_name": "claims settled in 6 to 12 months",
      "value": 0.2085,
      "unit": "%",
      "reporting_period_label": "FY22-23",
      "reporting_period_end": "2023-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-18",
        "reporting_period": "FY22-23",
        "source_document": "IRDAI Handbook Table 18",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "06c9ede6-d25a-4066-b4d0-84eaa452abc3",
      "metric_id": "claims.speed.1_3months.life.count",
      "metric_name": "claims settled in 1 to 3 months",
      "value": 7.1453,
      "unit": "%",
      "reporting_period_label": "FY22-23",
      "reporting_period_end": "2023-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-18",
        "reporting_period": "FY22-23",
        "source_document": "IRDAI Handbook Table 18",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "1842f0e2-7fb6-41d0-8005-a864f4f60298",
      "metric_id": "persistency.regular.count.61m",
      "metric_name": "61st month persistency by policy count",
      "value": 48.8972,
      "unit": "%",
      "reporting_period_label": "FY22-23",
      "reporting_period_end": "2023-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-28",
        "reporting_period": "FY22-23",
        "source_document": "IRDAI Handbook Table 28",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "1f7ca5a1-abbd-4b1b-b6fd-09a76c6fc095",
      "metric_id": "persistency.regular.count.49m",
      "metric_name": "49th month persistency by policy count",
      "value": 51.003,
      "unit": "%",
      "reporting_period_label": "FY22-23",
      "reporting_period_end": "2023-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-28",
        "reporting_period": "FY22-23",
        "source_document": "IRDAI Handbook Table 28",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "7d0caa4a-82ac-4802-9d4e-4f23c2ad1b83",
      "metric_id": "persistency.regular.count.37m",
      "metric_name": "37th month persistency by policy count",
      "value": 55.4551,
      "unit": "%",
      "reporting_period_label": "FY22-23",
      "reporting_period_end": "2023-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-28",
        "reporting_period": "FY22-23",
        "source_document": "IRDAI Handbook Table 28",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "829d6ccc-256a-4e54-b1ff-000ef28615db",
      "metric_id": "claims.speed.3_6months.life.count",
      "metric_name": "claims settled in 3 to 6 months",
      "value": 1.5402,
      "unit": "%",
      "reporting_period_label": "FY22-23",
      "reporting_period_end": "2023-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-18",
        "reporting_period": "FY22-23",
        "source_document": "IRDAI Handbook Table 18",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "93d2e25b-377b-4c07-8556-926f5d01cf65",
      "metric_id": "financial.commission.non_ulip",
      "metric_name": "traditional plan commission paid",
      "value": 151.2103,
      "unit": "₹ crore",
      "reporting_period_label": "FY22-23",
      "reporting_period_end": "2023-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-13",
        "reporting_period": "FY22-23",
        "source_document": "IRDAI Handbook Table 13",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "b0e47946-00d8-407a-a281-f9be6c4b9e76",
      "metric_id": "claims.speed.over_1year.life.count",
      "metric_name": "claims settled after 1 year",
      "value": 0.1969,
      "unit": "%",
      "reporting_period_label": "FY22-23",
      "reporting_period_end": "2023-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-18",
        "reporting_period": "FY22-23",
        "source_document": "IRDAI Handbook Table 18",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "c1ac529b-dffc-4d95-89f7-3c228de4f0ce",
      "metric_id": "financial.commission.ulip",
      "metric_name": "ULIP commission paid",
      "value": 12.9223,
      "unit": "₹ crore",
      "reporting_period_label": "FY22-23",
      "reporting_period_end": "2023-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-13",
        "reporting_period": "FY22-23",
        "source_document": "IRDAI Handbook Table 13",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "c9f8a492-9069-42de-985d-43546aa944e8",
      "metric_id": "persistency.regular.count.25m",
      "metric_name": "25th month persistency by policy count",
      "value": 59.2125,
      "unit": "%",
      "reporting_period_label": "FY22-23",
      "reporting_period_end": "2023-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-28",
        "reporting_period": "FY22-23",
        "source_document": "IRDAI Handbook Table 28",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "d7d22a62-3896-4d26-860c-da4d2df0261d",
      "metric_id": "financial.solvency_ratio",
      "metric_name": "solvency ratio",
      "value": 2.29,
      "unit": "x",
      "reporting_period_label": "Q4 FY22-23",
      "reporting_period_end": "2023-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Table-23",
        "reporting_period": "Q4 FY22-23",
        "source_document": "IRDAI Handbook Table 23",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "d8b9d7a5-8fc5-434c-a082-3d2d3c5d26ae",
      "metric_id": "business.lapse_ratio.individual",
      "metric_name": "lapse and surrender ratio",
      "value": 1.98,
      "unit": "%",
      "reporting_period_label": "FY22-23",
      "reporting_period_end": "2023-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-27",
        "reporting_period": "FY22-23",
        "source_document": "IRDAI Handbook Table 27",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "f8823d23-25e3-4363-bc84-4203bb5a8c49",
      "metric_id": "financial.net_worth",
      "metric_name": "net worth",
      "value": 1548.3323,
      "unit": "₹ crore",
      "reporting_period_label": "FY22-23",
      "reporting_period_end": "2023-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-26",
        "reporting_period": "FY22-23",
        "source_document": "IRDAI Handbook Table 26",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "ef5fff83-a178-4308-adaf-ff22a7256a3d",
      "metric_id": "financial.solvency_ratio",
      "metric_name": "solvency ratio",
      "value": 2.33,
      "unit": "x",
      "reporting_period_label": "Q3 FY22-23",
      "reporting_period_end": "2022-12-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Table-23",
        "reporting_period": "Q3 FY22-23",
        "source_document": "IRDAI Handbook Table 23",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "64959bf9-9e5f-4618-8c8b-ad8340ad81f5",
      "metric_id": "financial.solvency_ratio",
      "metric_name": "solvency ratio",
      "value": 2.35,
      "unit": "x",
      "reporting_period_label": "Q2 FY22-23",
      "reporting_period_end": "2022-09-30",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Table-23",
        "reporting_period": "Q2 FY22-23",
        "source_document": "IRDAI Handbook Table 23",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "f68ad5bb-dfa3-4f02-a711-23742ac3c3f2",
      "metric_id": "financial.solvency_ratio",
      "metric_name": "solvency ratio",
      "value": 2.34,
      "unit": "x",
      "reporting_period_label": "Q1 FY22-23",
      "reporting_period_end": "2022-06-30",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Table-23",
        "reporting_period": "Q1 FY22-23",
        "source_document": "IRDAI Handbook Table 23",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "20e73b3e-40ff-4331-82da-d0985b2189d2",
      "metric_id": "financial.net_worth",
      "metric_name": "net worth",
      "value": 1537.86,
      "unit": "₹ crore",
      "reporting_period_label": "FY21-22",
      "reporting_period_end": "2022-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-26",
        "reporting_period": "FY21-22",
        "source_document": "IRDAI Handbook Table 26",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "3e54abf2-d3b3-4ee9-9ae4-ad54e08cfdce",
      "metric_id": "persistency.regular.count.25m",
      "metric_name": "25th month persistency by policy count",
      "value": 62.8179,
      "unit": "%",
      "reporting_period_label": "FY21-22",
      "reporting_period_end": "2022-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-28",
        "reporting_period": "FY21-22",
        "source_document": "IRDAI Handbook Table 28",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "3f08b9ea-a6f6-4cbc-b647-c8229b3ac47a",
      "metric_id": "persistency.regular.count.37m",
      "metric_name": "37th month persistency by policy count",
      "value": 55.129,
      "unit": "%",
      "reporting_period_label": "FY21-22",
      "reporting_period_end": "2022-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-28",
        "reporting_period": "FY21-22",
        "source_document": "IRDAI Handbook Table 28",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "54ba8685-3434-4f67-87e3-754ebcf6a95e",
      "metric_id": "claims.speed.3_6months.life.count",
      "metric_name": "claims settled in 3 to 6 months",
      "value": 2.0741,
      "unit": "%",
      "reporting_period_label": "FY21-22",
      "reporting_period_end": "2022-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-18",
        "reporting_period": "FY21-22",
        "source_document": "IRDAI Handbook Table 18",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "5960a851-91b1-4077-83b0-0dac119991b5",
      "metric_id": "claims.speed.6_12months.life.count",
      "metric_name": "claims settled in 6 to 12 months",
      "value": 0.3248,
      "unit": "%",
      "reporting_period_label": "FY21-22",
      "reporting_period_end": "2022-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-18",
        "reporting_period": "FY21-22",
        "source_document": "IRDAI Handbook Table 18",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "616f9c9a-87ba-4898-9824-8ef5369eff43",
      "metric_id": "claims.speed.over_1year.life.count",
      "metric_name": "claims settled after 1 year",
      "value": 0.0074,
      "unit": "%",
      "reporting_period_label": "FY21-22",
      "reporting_period_end": "2022-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-18",
        "reporting_period": "FY21-22",
        "source_document": "IRDAI Handbook Table 18",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "7c244cee-fd0f-4ffc-a857-d3c59e22716e",
      "metric_id": "persistency.regular.count.61m",
      "metric_name": "61st month persistency by policy count",
      "value": 44.1084,
      "unit": "%",
      "reporting_period_label": "FY21-22",
      "reporting_period_end": "2022-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-28",
        "reporting_period": "FY21-22",
        "source_document": "IRDAI Handbook Table 28",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "80b59de0-b2cd-4da8-97a9-ae3bba4633dc",
      "metric_id": "claims.speed.1_3months.life.count",
      "metric_name": "claims settled in 1 to 3 months",
      "value": 8.4441,
      "unit": "%",
      "reporting_period_label": "FY21-22",
      "reporting_period_end": "2022-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-18",
        "reporting_period": "FY21-22",
        "source_document": "IRDAI Handbook Table 18",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "b87f6fef-e4ac-4e6e-86a9-fb79bdd7d4fe",
      "metric_id": "claims.speed.within_1month.life.count",
      "metric_name": "claims paid within 1 month",
      "value": 89.1497,
      "unit": "%",
      "reporting_period_label": "FY21-22",
      "reporting_period_end": "2022-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-18",
        "reporting_period": "FY21-22",
        "source_document": "IRDAI Handbook Table 18",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "b8e23ae3-7089-450b-a1bc-4b34eab1fd60",
      "metric_id": "persistency.regular.count.13m",
      "metric_name": "13th month persistency by policy count",
      "value": 72.5032,
      "unit": "%",
      "reporting_period_label": "FY21-22",
      "reporting_period_end": "2022-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-28",
        "reporting_period": "FY21-22",
        "source_document": "IRDAI Handbook Table 28",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "d2b79950-06a5-4fa7-9c6e-5ea5ef50af09",
      "metric_id": "persistency.regular.count.49m",
      "metric_name": "49th month persistency by policy count",
      "value": 52.4962,
      "unit": "%",
      "reporting_period_label": "FY21-22",
      "reporting_period_end": "2022-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-28",
        "reporting_period": "FY21-22",
        "source_document": "IRDAI Handbook Table 28",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "d749d146-6f1d-4aac-a5bb-3eb2018ba40d",
      "metric_id": "business.lapse_ratio.individual",
      "metric_name": "lapse and surrender ratio",
      "value": 2.9112,
      "unit": "%",
      "reporting_period_label": "FY21-22",
      "reporting_period_end": "2022-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-27",
        "reporting_period": "FY21-22",
        "source_document": "IRDAI Handbook Table 27",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "d8853b29-9464-4820-a604-78cc413fc245",
      "metric_id": "financial.commission.non_ulip",
      "metric_name": "traditional plan commission paid",
      "value": 139.2317,
      "unit": "₹ crore",
      "reporting_period_label": "FY21-22",
      "reporting_period_end": "2022-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-13",
        "reporting_period": "FY21-22",
        "source_document": "IRDAI Handbook Table 13",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "e526484a-abc5-487f-bb42-5341e83f3b99",
      "metric_id": "financial.commission.ulip",
      "metric_name": "ULIP commission paid",
      "value": 15.5695,
      "unit": "₹ crore",
      "reporting_period_label": "FY21-22",
      "reporting_period_end": "2022-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-13",
        "reporting_period": "FY21-22",
        "source_document": "IRDAI Handbook Table 13",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "f33b36e9-88a8-469d-92e8-8abb30b9a996",
      "metric_id": "financial.solvency_ratio",
      "metric_name": "solvency ratio",
      "value": 2.35,
      "unit": "x",
      "reporting_period_label": "Q4 FY21-22",
      "reporting_period_end": "2022-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Table-23",
        "reporting_period": "Q4 FY21-22",
        "source_document": "IRDAI Handbook Table 23",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "721f81df-4fcd-4bde-90b2-216d644b132d",
      "metric_id": "financial.solvency_ratio",
      "metric_name": "solvency ratio",
      "value": 2.3,
      "unit": "x",
      "reporting_period_label": "Q3 FY21-22",
      "reporting_period_end": "2021-12-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Table-23",
        "reporting_period": "Q3 FY21-22",
        "source_document": "IRDAI Handbook Table 23",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "0084b565-71c9-4f26-9f90-6f4c3f262482",
      "metric_id": "financial.solvency_ratio",
      "metric_name": "solvency ratio",
      "value": 2.34,
      "unit": "x",
      "reporting_period_label": "Q2 FY21-22",
      "reporting_period_end": "2021-09-30",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Table-23",
        "reporting_period": "Q2 FY21-22",
        "source_document": "IRDAI Handbook Table 23",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "fde1408f-0990-49a3-9ff3-6e9be1d6e1e1",
      "metric_id": "financial.solvency_ratio",
      "metric_name": "solvency ratio",
      "value": 2.35,
      "unit": "x",
      "reporting_period_label": "Q1 FY21-22",
      "reporting_period_end": "2021-06-30",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Table-23",
        "reporting_period": "Q1 FY21-22",
        "source_document": "IRDAI Handbook Table 23",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "0b3b0b6f-e773-41e0-8493-811046aaafff",
      "metric_id": "claims.speed.3_6months.life.count",
      "metric_name": "claims settled in 3 to 6 months",
      "value": 0.4637,
      "unit": "%",
      "reporting_period_label": "FY20-21",
      "reporting_period_end": "2021-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-18",
        "reporting_period": "FY20-21",
        "source_document": "IRDAI Handbook Table 18",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "2368cb0d-42dd-46c6-a359-73415b8658d9",
      "metric_id": "persistency.regular.count.13m",
      "metric_name": "13th month persistency by policy count",
      "value": 72.8805,
      "unit": "%",
      "reporting_period_label": "FY20-21",
      "reporting_period_end": "2021-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-28",
        "reporting_period": "FY20-21",
        "source_document": "IRDAI Handbook Table 28",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "2daccf8e-ab26-463c-b2d3-25c4961d6ce4",
      "metric_id": "claims.speed.over_1year.life.count",
      "metric_name": "claims settled after 1 year",
      "value": 0,
      "unit": "%",
      "reporting_period_label": "FY20-21",
      "reporting_period_end": "2021-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-18",
        "reporting_period": "FY20-21",
        "source_document": "IRDAI Handbook Table 18",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "33f5db3e-0752-4808-8808-6cd86efb585a",
      "metric_id": "persistency.regular.count.37m",
      "metric_name": "37th month persistency by policy count",
      "value": 56.0321,
      "unit": "%",
      "reporting_period_label": "FY20-21",
      "reporting_period_end": "2021-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-28",
        "reporting_period": "FY20-21",
        "source_document": "IRDAI Handbook Table 28",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "4cbbb5d5-e00f-4885-b750-bbb02c315da8",
      "metric_id": "business.lapse_ratio.individual",
      "metric_name": "lapse and surrender ratio",
      "value": 3.4138,
      "unit": "%",
      "reporting_period_label": "FY20-21",
      "reporting_period_end": "2021-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-27",
        "reporting_period": "FY20-21",
        "source_document": "IRDAI Handbook Table 27",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "5ceb30d4-d8cd-46af-a74a-365d44da28d8",
      "metric_id": "financial.commission.non_ulip",
      "metric_name": "traditional plan commission paid",
      "value": 132.639,
      "unit": "₹ crore",
      "reporting_period_label": "FY20-21",
      "reporting_period_end": "2021-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-13",
        "reporting_period": "FY20-21",
        "source_document": "IRDAI Handbook Table 13",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "5d913e0a-4020-4866-b715-1b68c22a69aa",
      "metric_id": "financial.net_worth",
      "metric_name": "net worth",
      "value": 1518.8467,
      "unit": "₹ crore",
      "reporting_period_label": "FY20-21",
      "reporting_period_end": "2021-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-26",
        "reporting_period": "FY20-21",
        "source_document": "IRDAI Handbook Table 26",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "6efe0916-593c-4a3c-b6b3-bb0f1d4b2252",
      "metric_id": "persistency.regular.count.49m",
      "metric_name": "49th month persistency by policy count",
      "value": 47.2622,
      "unit": "%",
      "reporting_period_label": "FY20-21",
      "reporting_period_end": "2021-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-28",
        "reporting_period": "FY20-21",
        "source_document": "IRDAI Handbook Table 28",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "96b5a487-4cd5-48fb-8242-de06ffe6bba1",
      "metric_id": "financial.solvency_ratio",
      "metric_name": "solvency ratio",
      "value": 2.45,
      "unit": "x",
      "reporting_period_label": "Q4 FY20-21",
      "reporting_period_end": "2021-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Table-23",
        "reporting_period": "Q4 FY20-21",
        "source_document": "IRDAI Handbook Table 23",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "9fd43fde-0e5f-42e1-87a9-09ffe237e59b",
      "metric_id": "claims.speed.6_12months.life.count",
      "metric_name": "claims settled in 6 to 12 months",
      "value": 0.1078,
      "unit": "%",
      "reporting_period_label": "FY20-21",
      "reporting_period_end": "2021-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-18",
        "reporting_period": "FY20-21",
        "source_document": "IRDAI Handbook Table 18",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "b4250449-d064-4574-bf4e-725d09c2b0ef",
      "metric_id": "financial.commission.ulip",
      "metric_name": "ULIP commission paid",
      "value": 16.4878,
      "unit": "₹ crore",
      "reporting_period_label": "FY20-21",
      "reporting_period_end": "2021-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-13",
        "reporting_period": "FY20-21",
        "source_document": "IRDAI Handbook Table 13",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "c1b8d1ba-01bc-4fde-bdff-8317493e6d99",
      "metric_id": "persistency.regular.count.61m",
      "metric_name": "61st month persistency by policy count",
      "value": 38.9995,
      "unit": "%",
      "reporting_period_label": "FY20-21",
      "reporting_period_end": "2021-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-28",
        "reporting_period": "FY20-21",
        "source_document": "IRDAI Handbook Table 28",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "c79d0a47-3151-432b-9aa6-6108e1793b9e",
      "metric_id": "persistency.regular.count.25m",
      "metric_name": "25th month persistency by policy count",
      "value": 61.3498,
      "unit": "%",
      "reporting_period_label": "FY20-21",
      "reporting_period_end": "2021-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-28",
        "reporting_period": "FY20-21",
        "source_document": "IRDAI Handbook Table 28",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "cbc7a81d-6d2a-47e4-b5a9-ed4e84e7091c",
      "metric_id": "claims.speed.1_3months.life.count",
      "metric_name": "claims settled in 1 to 3 months",
      "value": 5.7041,
      "unit": "%",
      "reporting_period_label": "FY20-21",
      "reporting_period_end": "2021-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-18",
        "reporting_period": "FY20-21",
        "source_document": "IRDAI Handbook Table 18",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "e7298a32-dcbf-4ea4-84f7-8d3c4137724e",
      "metric_id": "claims.speed.within_1month.life.count",
      "metric_name": "claims paid within 1 month",
      "value": 93.7244,
      "unit": "%",
      "reporting_period_label": "FY20-21",
      "reporting_period_end": "2021-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-18",
        "reporting_period": "FY20-21",
        "source_document": "IRDAI Handbook Table 18",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "882bdd5c-a677-4907-8d3f-6925f36d6372",
      "metric_id": "financial.solvency_ratio",
      "metric_name": "solvency ratio",
      "value": 2.46,
      "unit": "x",
      "reporting_period_label": "Q3 FY20-21",
      "reporting_period_end": "2020-12-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Table-23",
        "reporting_period": "Q3 FY20-21",
        "source_document": "IRDAI Handbook Table 23",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "f26348d7-e073-4d9c-9cc3-e5f44176fc80",
      "metric_id": "financial.solvency_ratio",
      "metric_name": "solvency ratio",
      "value": 2.14,
      "unit": "x",
      "reporting_period_label": "Q2 FY20-21",
      "reporting_period_end": "2020-09-30",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Table-23",
        "reporting_period": "Q2 FY20-21",
        "source_document": "IRDAI Handbook Table 23",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "9244316a-dc83-4d85-99c3-a2059d91c437",
      "metric_id": "financial.solvency_ratio",
      "metric_name": "solvency ratio",
      "value": 2.07,
      "unit": "x",
      "reporting_period_label": "Q1 FY20-21",
      "reporting_period_end": "2020-06-30",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Table-23",
        "reporting_period": "Q1 FY20-21",
        "source_document": "IRDAI Handbook Table 23",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "1ee1c8e7-ad1e-431a-83a7-a86a2297b9c8",
      "metric_id": "persistency.regular.count.49m",
      "metric_name": "49th month persistency by policy count",
      "value": 41.19,
      "unit": "%",
      "reporting_period_label": "FY19-20",
      "reporting_period_end": "2020-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-28",
        "reporting_period": "FY19-20",
        "source_document": "IRDAI Handbook Table 28",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "2f5af936-4c6e-4882-8b11-ca962d0b650f",
      "metric_id": "claims.speed.within_1month.life.count",
      "metric_name": "claims paid within 1 month",
      "value": 93.9995,
      "unit": "%",
      "reporting_period_label": "FY19-20",
      "reporting_period_end": "2020-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-18",
        "reporting_period": "FY19-20",
        "source_document": "IRDAI Handbook Table 18",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "2ff1ad06-55bb-46ca-98fe-27b12b144790",
      "metric_id": "persistency.regular.count.61m",
      "metric_name": "61st month persistency by policy count",
      "value": 35.98,
      "unit": "%",
      "reporting_period_label": "FY19-20",
      "reporting_period_end": "2020-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-28",
        "reporting_period": "FY19-20",
        "source_document": "IRDAI Handbook Table 28",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "57b1e3dd-5ed9-4a64-9b74-22dfce1ddeee",
      "metric_id": "claims.speed.over_1year.life.count",
      "metric_name": "claims settled after 1 year",
      "value": 0,
      "unit": "%",
      "reporting_period_label": "FY19-20",
      "reporting_period_end": "2020-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-18",
        "reporting_period": "FY19-20",
        "source_document": "IRDAI Handbook Table 18",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "5d55364b-707b-4d4d-8040-7647bcdfe112",
      "metric_id": "claims.speed.6_12months.life.count",
      "metric_name": "claims settled in 6 to 12 months",
      "value": 0.089,
      "unit": "%",
      "reporting_period_label": "FY19-20",
      "reporting_period_end": "2020-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-18",
        "reporting_period": "FY19-20",
        "source_document": "IRDAI Handbook Table 18",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "6845acf5-6809-4230-8417-cce3ea2c83f5",
      "metric_id": "claims.speed.1_3months.life.count",
      "metric_name": "claims settled in 1 to 3 months",
      "value": 5.6827,
      "unit": "%",
      "reporting_period_label": "FY19-20",
      "reporting_period_end": "2020-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-18",
        "reporting_period": "FY19-20",
        "source_document": "IRDAI Handbook Table 18",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "6f417917-e85a-468d-bd6a-10a49fcac439",
      "metric_id": "persistency.regular.count.25m",
      "metric_name": "25th month persistency by policy count",
      "value": 62.13,
      "unit": "%",
      "reporting_period_label": "FY19-20",
      "reporting_period_end": "2020-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-28",
        "reporting_period": "FY19-20",
        "source_document": "IRDAI Handbook Table 28",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "78d67f97-848f-4a86-a09d-ee3fcfde9e97",
      "metric_id": "claims.speed.3_6months.life.count",
      "metric_name": "claims settled in 3 to 6 months",
      "value": 0.2288,
      "unit": "%",
      "reporting_period_label": "FY19-20",
      "reporting_period_end": "2020-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-18",
        "reporting_period": "FY19-20",
        "source_document": "IRDAI Handbook Table 18",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "97713829-6c50-406b-8205-f814c53ff44d",
      "metric_id": "financial.solvency_ratio",
      "metric_name": "solvency ratio",
      "value": 1.84,
      "unit": "x",
      "reporting_period_label": "Q4 FY19-20",
      "reporting_period_end": "2020-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Table-23",
        "reporting_period": "Q4 FY19-20",
        "source_document": "IRDAI Handbook Table 23",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "b1c202d8-0e8a-4dd5-86e9-232a40809ef3",
      "metric_id": "persistency.regular.count.13m",
      "metric_name": "13th month persistency by policy count",
      "value": 70.76,
      "unit": "%",
      "reporting_period_label": "FY19-20",
      "reporting_period_end": "2020-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-28",
        "reporting_period": "FY19-20",
        "source_document": "IRDAI Handbook Table 28",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "bca331c7-153d-4736-8f1a-6991545c7a6e",
      "metric_id": "persistency.regular.count.37m",
      "metric_name": "37th month persistency by policy count",
      "value": 50.28,
      "unit": "%",
      "reporting_period_label": "FY19-20",
      "reporting_period_end": "2020-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-28",
        "reporting_period": "FY19-20",
        "source_document": "IRDAI Handbook Table 28",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "c25d352a-1279-4286-87c6-d20e4f1cc689",
      "metric_id": "financial.commission.ulip",
      "metric_name": "ULIP commission paid",
      "value": 12.7304,
      "unit": "₹ crore",
      "reporting_period_label": "FY19-20",
      "reporting_period_end": "2020-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-13",
        "reporting_period": "FY19-20",
        "source_document": "IRDAI Handbook Table 13",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "da7d5da5-ceb6-4a03-994e-1724420945ea",
      "metric_id": "financial.commission.non_ulip",
      "metric_name": "traditional plan commission paid",
      "value": 169.9196,
      "unit": "₹ crore",
      "reporting_period_label": "FY19-20",
      "reporting_period_end": "2020-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-13",
        "reporting_period": "FY19-20",
        "source_document": "IRDAI Handbook Table 13",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "f6313a4b-ba29-43c8-99a6-9f41b09bc617",
      "metric_id": "business.lapse_ratio.individual",
      "metric_name": "lapse and surrender ratio",
      "value": 3.48,
      "unit": "%",
      "reporting_period_label": "FY19-20",
      "reporting_period_end": "2020-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-27",
        "reporting_period": "FY19-20",
        "source_document": "IRDAI Handbook Table 27",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    },
    {
      "id": "f8967b1b-29d3-48f9-a6c8-a6ea04649925",
      "metric_id": "financial.net_worth",
      "metric_name": "net worth",
      "value": 1442.7399,
      "unit": "₹ crore",
      "reporting_period_label": "FY19-20",
      "reporting_period_end": "2020-03-31",
      "provenance": {
        "reported_by": "irdai",
        "regulatory_form": "Handbook-Table-26",
        "reporting_period": "FY19-20",
        "source_document": "IRDAI Handbook Table 26",
        "source_url": null,
        "extracted_by": null,
        "last_verified": "2026-09-19",
        "extraction_note": null,
        "source_page": null
      }
    }
  ],
  "meta": {
    "generated_at": "2026-11-15",
    "source": "IRDAI public disclosures",
    "api_version": "v1",
    "licence": "Facts derived from IRDAI public disclosure data. IRDAI public disclosures are published under IRDAI regulations; republication with attribution is permitted subject to applicable Indian law."
  }
}