{ "insurer": { "id": "iffco-tokio", "slug": "iffco-tokio", "name": "IFFCO Tokio General Insurance", "seo_name": "IFFCO Tokio General Insurance", "type": "general", "irdai_registration_number": "106", "registration_status": "active", "headquarters": "Gurugram", "website": "https://www.iffcotokio.co.in", "disclosure_url": "http://www.iffcotokio.co.in/public-disclosure" }, "facts": [ { "id": "01f07123-d50d-4a99-868f-b1140adcaa2c", "metric_id": "financial.net_commission_ratio", "metric_name": "net commission ratio", "value": 17.62, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "public-disclosure-june-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: net_commission_ratio", "source_page": null } }, { "id": "04107de0-240d-44c1-a78d-28256776726d", "metric_id": "financial.incurred_claim_ratio.segment.engineering", "metric_name": "engineering incurred claims ratio", "value": 39.45, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "public-disclosure-june-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, engineering row immediately after label, col 7", "source_page": null } }, { "id": "0bba0ac5-c621-4fe6-bc51-9256cbdd3252", "metric_id": "distribution.general.channel.corporate_agents_others.premium", "metric_name": "Corporate Agents – Others premium", "value": 1665.53, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q1 FY26-27", "source_document": "pdfs/iffco-tokio/public-disclosure-june-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-25", "extraction_note": "NL-36 channel premium, for the quarter (sum=197,588 vs Grand Total=197588.44)", "source_page": 74 } }, { "id": "0cdf28ba-7d0e-419a-adbb-7a51df6c87c4", "metric_id": "financial.investment_mix.segment.real_estate_subsidiaries", "metric_name": "real estate & subsidiaries", "value": 50, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-12-INVESTMENT-SCHEDULE", "reporting_period": "Q1 FY26-27", "source_document": "textplor-vendor-2026-27-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "10917519-b5e1-41be-8d5f-4f7a95a51d58", "metric_id": "financial.investment_exposure.housing_infra_pct", "metric_name": "housing & infrastructure", "value": 21, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-28B-EXPOSURE-NORMS", "reporting_period": "Q1 FY26-27", "source_document": "textplor-vendor-2026-27-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "10b08826-8c96-4e62-8add-b265323bd52e", "metric_id": "financial.gross_direct_premium.segment.marine_cargo", "metric_name": "marine cargo segment premium", "value": 13828, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q1 FY26-27", "source_document": "pdfs/iffco-tokio/public-disclosure-june-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=222,984 vs Grand Total=222984.0)", "source_page": 8 } }, { "id": "136bd552-cc8f-491b-84cb-ab3ef12029db", "metric_id": "financial.investment_exposure.govt_and_approved_securities_pct", "metric_name": "govt + approved securities", "value": 51, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-28B-EXPOSURE-NORMS", "reporting_period": "Q1 FY26-27", "source_document": "textplor-vendor-2026-27-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "13ced3a4-eca0-4c8d-b07c-4c0821e10ffc", "metric_id": "financial.solvency_ratio", "metric_name": "solvency ratio", "value": 1.97, "unit": "x", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q1 FY26-27", "source_document": "public-disclosure-june-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-26 solvency ratio regex", "source_page": null } }, { "id": "1cd4dcca-2029-499b-a19f-7e2eccf56c7e", "metric_id": "financial.combined_ratio.segment.motor_tp", "metric_name": "motor tp combined ratio", "value": 121.64, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "public-disclosure-june-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, motor_tp row immediately after label, col 9", "source_page": null } }, { "id": "23d5e394-928e-42c5-9a31-0ba2bba49fd3", "metric_id": "distribution.general.channel.common_service_centres.premium", "metric_name": "Common Service Centres (CSC) premium", "value": 360.84, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q1 FY26-27", "source_document": "pdfs/iffco-tokio/public-disclosure-june-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-25", "extraction_note": "NL-36 channel premium, for the quarter (sum=197,588 vs Grand Total=197588.44)", "source_page": 74 } }, { "id": "250e4319-d2ed-4247-b67b-9764bb66b304", "metric_id": "financial.incurred_claim_ratio.segment.liability", "metric_name": "liability incurred claims ratio", "value": 86.6, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "public-disclosure-june-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, liability row immediately after label, col 7", "source_page": null } }, { "id": "32ce906d-84d1-41ad-a1e8-9db6e4c90bd2", "metric_id": "financial.gdp_to_networth_ratio", "metric_name": "gross direct premium to net worth ratio", "value": 51, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "2026-06-30.pdf", "source_url": null, "extracted_by": "nonlife_adapter.py v1", "last_verified": "2026-09-10", "extraction_note": "NL-20 row-format label match: gdp_to_networth_ratio | Corrected 2026-10-26: unit-convention fix. IRDAI NL-20's 'Gross Direct Premium to Net Worth' row is filed industry-wide as a raw multiple (times), not a percentage -- confirmed against 7 insurers' own official PDFs (Reliance General, Cholamandalam MS, New India Assurance, Agriculture Insurance, National Insurance, Oriental Insurance all print the bare multiple, no % sign; only Generali Central's own form already prints a true percentage). Site declares this metric's unit as %, so multiplied by 100 to match.", "source_page": null } }, { "id": "3790310e-f5b9-4801-8ef8-d14a9f1263ab", "metric_id": "financial.profit_before_tax", "metric_name": "profit before tax", "value": 21.37, "unit": "crore", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-2-B-PL", "reporting_period": "Q1 FY26-27", "source_document": "public-disclosure-june-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-2-B-PL PBT row, col 3", "source_page": null } }, { "id": "37f399ae-422f-4eee-8665-eb1d6961ce8c", "metric_id": "financial.combined_ratio.segment.marine_hull", "metric_name": "marine hull combined ratio", "value": -183.87, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "public-disclosure-june-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, marine_hull row immediately after label, col 9", "source_page": null } }, { "id": "3dcf000e-ee3e-4f38-9736-24523d8fc2ae", "metric_id": "financial.investment_mix.segment.debentures_bonds", "metric_name": "debentures & bonds", "value": 318167, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-12-INVESTMENT-SCHEDULE", "reporting_period": "Q1 FY26-27", "source_document": "textplor-vendor-2026-27-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "3e4be301-3459-4a23-ac9f-7588405adfcd", "metric_id": "financial.gross_direct_premium.segment.motor_tp", "metric_name": "motor TP segment premium", "value": 58853, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q1 FY26-27", "source_document": "pdfs/iffco-tokio/public-disclosure-june-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=222,984 vs Grand Total=222984.0)", "source_page": 8 } }, { "id": "42d19520-380e-45c4-8a32-df8d8968ea58", "metric_id": "financial.gross_direct_premium.segment.other", "metric_name": "other segment premium", "value": 18825, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q1 FY26-27", "source_document": "pdfs/iffco-tokio/public-disclosure-june-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=222,984 vs Grand Total=222984.0)", "source_page": 8 } }, { "id": "4308ffb0-9938-42b4-bd2a-720714d423d9", "metric_id": "financial.combined_ratio.segment.fire", "metric_name": "fire combined ratio", "value": 74.5, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "public-disclosure-june-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, fire row immediately after label, col 9", "source_page": null } }, { "id": "45b67daa-6a26-44c7-a7a2-9b4022c36b6b", "metric_id": "financial.investment_exposure.central_govt_securities_pct", "metric_name": "central govt. securities", "value": 30, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-28B-EXPOSURE-NORMS", "reporting_period": "Q1 FY26-27", "source_document": "textplor-vendor-2026-27-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "4624322c-5033-4f4f-9f94-91691f7944da", "metric_id": "financial.incurred_claim_ratio.segment.personal_accident", "metric_name": "personal accident incurred claims ratio", "value": 82.34, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "textplor-vendor-2026-27-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "46b0efc2-d2dc-45d4-9191-5d8ba1af9a61", "metric_id": "distribution.general.channel.corporate_agents_banks.premium", "metric_name": "Corporate Agents – Banks premium", "value": 1633.47, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q1 FY26-27", "source_document": "pdfs/iffco-tokio/public-disclosure-june-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-25", "extraction_note": "NL-36 channel premium, for the quarter (sum=197,588 vs Grand Total=197588.44)", "source_page": 74 } }, { "id": "47141577-e879-45ad-9052-4db160f6329b", "metric_id": "distribution.general.channel.web_aggregators.policies", "metric_name": "Web Aggregators policies", "value": -1, "unit": "count", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q1 FY26-27", "source_document": "pdfs/iffco-tokio/public-disclosure-june-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-25", "extraction_note": "NL-36 channel policies, for the quarter (sum=1,916,772 vs Grand Total=1916772.0)", "source_page": 74 } }, { "id": "49490e79-d7f8-4243-a738-b3c8ff3ab10b", "metric_id": "financial.gross_direct_premium.segment.crop", "metric_name": "crop insurance segment premium", "value": 71, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q1 FY26-27", "source_document": "pdfs/iffco-tokio/public-disclosure-june-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=222,984 vs Grand Total=222984.0)", "source_page": 8 } }, { "id": "508163e7-569f-404b-9755-237eba189604", "metric_id": "distribution.general.channel.common_service_centres.policies", "metric_name": "Common Service Centres (CSC) policies", "value": 15610, "unit": "count", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q1 FY26-27", "source_document": "pdfs/iffco-tokio/public-disclosure-june-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-25", "extraction_note": "NL-36 channel policies, for the quarter (sum=1,916,772 vs Grand Total=1916772.0)", "source_page": 74 } }, { "id": "50ec8284-13e8-46d7-bcac-ad57b2363292", "metric_id": "distribution.general.channel.individual_agents.policies", "metric_name": "Individual Agents policies", "value": 403281, "unit": "count", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q1 FY26-27", "source_document": "pdfs/iffco-tokio/public-disclosure-june-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-25", "extraction_note": "NL-36 channel policies, for the quarter (sum=1,916,772 vs Grand Total=1916772.0)", "source_page": 74 } }, { "id": "513ef7b6-f084-40d6-a9e4-e19d09dd1a85", "metric_id": "financial.incurred_claim_ratio.segment.motor_od", "metric_name": "motor od incurred claims ratio", "value": 71.66, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "public-disclosure-june-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, motor_od row immediately after label, col 7", "source_page": null } }, { "id": "54c176a0-5365-4344-b1c8-841b9e21e17a", "metric_id": "financial.combined_ratio.segment.travel", "metric_name": "travel combined ratio", "value": 260.58, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "textplor-vendor-2026-27-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "58e48f07-0f22-4f51-b415-3f52a17faa84", "metric_id": "financial.incurred_claim_ratio.segment.workmens_compensation", "metric_name": "workmen's compensation incurred claims ratio", "value": 84.68, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "public-disclosure-june-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, workmens_compensation row immediately after label, col 7", "source_page": null } }, { "id": "592b817a-724e-4e7a-b05e-04222038c8ff", "metric_id": "distribution.general.channel.misp_direct.premium", "metric_name": "MISP (Direct) premium", "value": 4331.72, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q1 FY26-27", "source_document": "pdfs/iffco-tokio/public-disclosure-june-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-25", "extraction_note": "NL-36 channel premium, for the quarter (sum=197,588 vs Grand Total=197588.44)", "source_page": 74 } }, { "id": "5d394178-6f33-426f-9050-7b87f456f01d", "metric_id": "financial.incurred_claim_ratio.segment.marine_hull", "metric_name": "marine hull incurred claims ratio", "value": 0, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "public-disclosure-june-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, marine_hull row immediately after label, col 7", "source_page": null } }, { "id": "5f930cc7-59f8-45a6-b0c9-89f90cdae034", "metric_id": "financial.investment_yield.gross.quarterly", "metric_name": "gross yield (quarterly)", "value": 1.77, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-31-INVESTMENT-INCOME", "reporting_period": "Q1 FY26-27", "source_document": "textplor-vendor-2026-27-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "5fb06711-cf5a-4a5e-baf0-23cc7aa98a25", "metric_id": "financial.gross_direct_premium.segment.health", "metric_name": "health segment premium", "value": 25599, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q1 FY26-27", "source_document": "pdfs/iffco-tokio/public-disclosure-june-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=222,984 vs Grand Total=222984.0)", "source_page": 8 } }, { "id": "630e679d-9b19-47d0-bf08-c033b78ab1ec", "metric_id": "financial.investment_mix.segment.equity_preference_shares", "metric_name": "equity & preference shares", "value": 466, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-12-INVESTMENT-SCHEDULE", "reporting_period": "Q1 FY26-27", "source_document": "textplor-vendor-2026-27-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "6439ba8f-7791-4240-baf5-ac04fec2929e", "metric_id": "financial.combined_ratio.segment.crop", "metric_name": "crop combined ratio", "value": 2074.36, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "textplor-vendor-2026-27-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "665a8672-6e2b-4b0b-8e68-28eba1894b11", "metric_id": "financial.investment_mix.segment.mutual_funds", "metric_name": "mutual funds", "value": 20724, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-12-INVESTMENT-SCHEDULE", "reporting_period": "Q1 FY26-27", "source_document": "textplor-vendor-2026-27-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "66c816c7-b03d-49a7-8cc9-d7601f3d75bd", "metric_id": "distribution.general.channel.insurance_marketing_firm.premium", "metric_name": "Insurance Marketing Firm premium", "value": 351.76, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q1 FY26-27", "source_document": "pdfs/iffco-tokio/public-disclosure-june-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-25", "extraction_note": "NL-36 channel premium, for the quarter (sum=197,588 vs Grand Total=197588.44)", "source_page": 74 } }, { "id": "67fa9cc0-a8b7-4357-9a70-bcd840503f61", "metric_id": "financial.gross_direct_premium.segment.motor_od", "metric_name": "motor OD segment premium", "value": 59663, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q1 FY26-27", "source_document": "pdfs/iffco-tokio/public-disclosure-june-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=222,984 vs Grand Total=222984.0)", "source_page": 8 } }, { "id": "6892e2ec-aa39-4cae-a660-cbea751c4fca", "metric_id": "distribution.general.channel.referral_arrangements.policies", "metric_name": "Referral Arrangements policies", "value": 0, "unit": "count", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q1 FY26-27", "source_document": "pdfs/iffco-tokio/public-disclosure-june-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-25", "extraction_note": "NL-36 channel policies, for the quarter (sum=1,916,772 vs Grand Total=1916772.0)", "source_page": 74 } }, { "id": "6a32e0fa-068b-40c2-a57b-10b8a63dcae2", "metric_id": "financial.incurred_claim_ratio.net", "metric_name": "incurred claims ratio", "value": 86.84, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "public-disclosure-june-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "id": "6a4fde41-f48e-4ce9-81d2-1df749b5a7c5", "metric_id": "financial.gross_direct_premium.segment.liability", "metric_name": "liability segment premium", "value": 2326, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q1 FY26-27", "source_document": "pdfs/iffco-tokio/public-disclosure-june-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=222,984 vs Grand Total=222984.0)", "source_page": 8 } }, { "id": "6c2749ef-31a4-4100-b32e-5ed1dad433dc", "metric_id": "financial.combined_ratio.segment.health", "metric_name": "health combined ratio", "value": 121.63, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "textplor-vendor-2026-27-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "6d1d794f-4cac-455f-a28f-998bcf11ecf7", "metric_id": "distribution.general.channel.misp_direct.policies", "metric_name": "MISP (Direct) policies", "value": 355111, "unit": "count", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q1 FY26-27", "source_document": "pdfs/iffco-tokio/public-disclosure-june-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-25", "extraction_note": "NL-36 channel policies, for the quarter (sum=1,916,772 vs Grand Total=1916772.0)", "source_page": 74 } }, { "id": "73a008e4-f003-4059-9c90-e8173149683d", "metric_id": "financial.incurred_claim_ratio.segment.motor_tp", "metric_name": "motor tp incurred claims ratio", "value": 98.5, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "public-disclosure-june-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, motor_tp row immediately after label, col 7", "source_page": null } }, { "id": "756113f9-e0eb-45a2-8341-f286df86f11b", "metric_id": "distribution.general.channel.brokers.premium", "metric_name": "Brokers premium", "value": 128946.44, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q1 FY26-27", "source_document": "pdfs/iffco-tokio/public-disclosure-june-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-25", "extraction_note": "NL-36 channel premium, for the quarter (sum=197,588 vs Grand Total=197588.44)", "source_page": 74 } }, { "id": "76f30e10-e279-4397-8035-e0d6a734efc7", "metric_id": "financial.combined_ratio.segment.motor_od", "metric_name": "motor od combined ratio", "value": 130.33, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "public-disclosure-june-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, motor_od row immediately after label, col 9", "source_page": null } }, { "id": "7945b7f0-4378-4fdb-8da8-0d4cd42e52f0", "metric_id": "financial.operating_profit_ratio", "metric_name": "operating profit ratio", "value": -2.6, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "textplor-vendor-2026-27-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "7dd4bd8d-669e-4b65-9eaf-5622d24208cd", "metric_id": "financial.expense_ratio.nonlife.gdp", "metric_name": "expense ratio to gross premium", "value": 29.22, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "public-disclosure-june-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: expense_gdp", "source_page": null } }, { "id": "7f644944-6639-461a-9e55-82615981677c", "metric_id": "financial.incurred_claim_ratio.segment.fire", "metric_name": "fire incurred claims ratio", "value": 82.46, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "public-disclosure-june-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, fire row immediately after label, col 7", "source_page": null } }, { "id": "7fa1726f-e223-4a18-81ca-4d5eec4ccaac", "metric_id": "financial.claims_paid_to_provisioned_ratio", "metric_name": "claims paid to provisioned ratio", "value": 6.9, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "2026-06-30.pdf", "source_url": null, "extracted_by": "nonlife_adapter.py v1", "last_verified": "2026-09-10", "extraction_note": "NL-20 row-format label match: claims_paid_provisioned", "source_page": null } }, { "id": "7fe22a60-b0a7-493f-8b78-f5ca5f15530b", "metric_id": "financial.combined_ratio", "metric_name": "combined ratio", "value": 121.2, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "public-disclosure-june-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: combined_ratio", "source_page": null } }, { "id": "811d3e47-c99a-4faf-828b-7efc3b08b464", "metric_id": "distribution.general.channel.pos_direct.premium", "metric_name": "Point of Sales Person (Direct) premium", "value": 17617.68, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q1 FY26-27", "source_document": "pdfs/iffco-tokio/public-disclosure-june-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-25", "extraction_note": "NL-36 channel premium, for the quarter (sum=197,588 vs Grand Total=197588.44)", "source_page": 74 } }, { "id": "82999d9a-84bf-4b22-9b50-87fe32fa75db", "metric_id": "financial.gross_written_premium", "metric_name": "gross written premium", "value": 2229.8456, "unit": "crore", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-35-QUARTERLY-BUSINESS-RETURNS", "reporting_period": "Q1 FY26-27", "source_document": "public-disclosure-june-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-35 Grand Total YTD premium", "source_page": null } }, { "id": "82bc1973-bbff-432d-adc9-04f9b2888110", "metric_id": "financial.combined_ratio.segment.aviation", "metric_name": "aviation combined ratio", "value": 0, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "public-disclosure-june-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, aviation row immediately after label, col 9", "source_page": null } }, { "id": "84da4481-6390-4fb2-b5bd-50b2f9a797ee", "metric_id": "financial.networth_growth_rate", "metric_name": "net worth growth rate", "value": 3.05, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "public-disclosure-june-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: networth_growth_rate", "source_page": null } }, { "id": "8b9d788f-b588-4eee-a64c-1aab6ca306cb", "metric_id": "distribution.general.channel.insurance_marketing_firm.policies", "metric_name": "Insurance Marketing Firm policies", "value": 2593, "unit": "count", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q1 FY26-27", "source_document": "pdfs/iffco-tokio/public-disclosure-june-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-25", "extraction_note": "NL-36 channel policies, for the quarter (sum=1,916,772 vs Grand Total=1916772.0)", "source_page": 74 } }, { "id": "8d51a80c-d9f7-4079-8ed0-d5733c2a17e0", "metric_id": "financial.incurred_claim_ratio.segment.marine_cargo", "metric_name": "marine cargo incurred claims ratio", "value": 87.06, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "public-disclosure-june-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, marine_cargo row immediately after label, col 7", "source_page": null } }, { "id": "930eafbb-3a04-4f94-ada6-b41935d7efc8", "metric_id": "distribution.general.channel.individual_agents.premium", "metric_name": "Individual Agents premium", "value": 42681, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q1 FY26-27", "source_document": "pdfs/iffco-tokio/public-disclosure-june-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-25", "extraction_note": "NL-36 channel premium, for the quarter (sum=197,588 vs Grand Total=197588.44)", "source_page": 74 } }, { "id": "94f32086-5bfd-4e94-a3db-a7db1efed127", "metric_id": "financial.investment_mix.segment.other_investments", "metric_name": "other investments", "value": 176186, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-12-INVESTMENT-SCHEDULE", "reporting_period": "Q1 FY26-27", "source_document": "textplor-vendor-2026-27-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "98331773-2be2-447d-8b87-fd5fc2ea538f", "metric_id": "distribution.general.channel.corporate_agents_banks.policies", "metric_name": "Corporate Agents – Banks policies", "value": 66514, "unit": "count", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q1 FY26-27", "source_document": "pdfs/iffco-tokio/public-disclosure-june-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-25", "extraction_note": "NL-36 channel policies, for the quarter (sum=1,916,772 vs Grand Total=1916772.0)", "source_page": 74 } }, { "id": "991424f3-4657-4aec-818b-9b912e0a192b", "metric_id": "financial.underwriting_balance_ratio", "metric_name": "underwriting balance ratio", "value": -20.74, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "textplor-vendor-2026-27-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "9a667269-1149-4235-a437-fa216d8c40b2", "metric_id": "distribution.general.channel.web_aggregators.premium", "metric_name": "Web Aggregators premium", "value": 0, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q1 FY26-27", "source_document": "pdfs/iffco-tokio/public-disclosure-june-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-25", "extraction_note": "NL-36 channel premium, for the quarter (sum=197,588 vs Grand Total=197588.44)", "source_page": 74 } }, { "id": "a0b27a6e-e55e-4878-91b6-cf0f48c83038", "metric_id": "distribution.general.channel.other.policies", "metric_name": "Other policies", "value": 0, "unit": "count", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q1 FY26-27", "source_document": "pdfs/iffco-tokio/public-disclosure-june-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-25", "extraction_note": "NL-36 channel policies, for the quarter (sum=1,916,772 vs Grand Total=1916772.0)", "source_page": 74 } }, { "id": "a84e5a9d-ab41-4bba-9046-a13c15178263", "metric_id": "financial.required_solvency_margin", "metric_name": "required solvency margin", "value": 179508, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q1 FY26-27", "source_document": "public-disclosure-june-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-26 RSM regex", "source_page": null } }, { "id": "a92a7567-3233-4c1f-9df3-b993f33e9f3c", "metric_id": "financial.gross_direct_premium.segment.marine_hull", "metric_name": "marine hull segment premium", "value": 555, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q1 FY26-27", "source_document": "pdfs/iffco-tokio/public-disclosure-june-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=222,984 vs Grand Total=222984.0)", "source_page": 8 } }, { "id": "aae4714a-c140-4d01-9f2c-adc77a99738a", "metric_id": "distribution.general.channel.pos_direct.policies", "metric_name": "Point of Sales Person (Direct) policies", "value": 188926, "unit": "count", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q1 FY26-27", "source_document": "pdfs/iffco-tokio/public-disclosure-june-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-25", "extraction_note": "NL-36 channel policies, for the quarter (sum=1,916,772 vs Grand Total=1916772.0)", "source_page": 74 } }, { "id": "ab6ee102-2d5f-4f45-b4c7-69a18936b161", "metric_id": "financial.investment_yield.net.quarterly", "metric_name": "net yield (quarterly)", "value": 1.32, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-31-INVESTMENT-INCOME", "reporting_period": "Q1 FY26-27", "source_document": "textplor-vendor-2026-27-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "abd0b610-3168-4af1-8199-652b4a8602a0", "metric_id": "financial.gross_direct_premium.segment.fire", "metric_name": "fire segment premium", "value": 28287, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q1 FY26-27", "source_document": "pdfs/iffco-tokio/public-disclosure-june-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=222,984 vs Grand Total=222984.0)", "source_page": 8 } }, { "id": "add33a6d-3df3-415e-8074-dd429de66d0e", "metric_id": "financial.incurred_claim_ratio.segment.aviation", "metric_name": "aviation incurred claims ratio", "value": 0, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "public-disclosure-june-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, aviation row immediately after label, col 7", "source_page": null } }, { "id": "add968b3-c2bb-4919-8aa0-22bfcd5ca164", "metric_id": "distribution.general.channel.referral_arrangements.premium", "metric_name": "Referral Arrangements premium", "value": 0, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q1 FY26-27", "source_document": "pdfs/iffco-tokio/public-disclosure-june-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-25", "extraction_note": "NL-36 channel premium, for the quarter (sum=197,588 vs Grand Total=197588.44)", "source_page": 74 } }, { "id": "af360fd8-c252-4c03-824f-ac74757eb614", "metric_id": "financial.gdp_growth_rate", "metric_name": "gross direct premium growth rate", "value": 10.22, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "public-disclosure-june-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: gdp_growth_rate", "source_page": null } }, { "id": "b0232a6e-3c0b-4e12-8571-bad76d601f94", "metric_id": "distribution.general.channel.micro_agents.policies", "metric_name": "Micro Agents policies", "value": 0, "unit": "count", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q1 FY26-27", "source_document": "pdfs/iffco-tokio/public-disclosure-june-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-25", "extraction_note": "NL-36 channel policies, for the quarter (sum=1,916,772 vs Grand Total=1916772.0)", "source_page": 74 } }, { "id": "b0f81fce-123b-44e1-89a9-e1f465133f32", "metric_id": "financial.gross_direct_premium.segment.engineering", "metric_name": "engineering segment premium", "value": 10440, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q1 FY26-27", "source_document": "pdfs/iffco-tokio/public-disclosure-june-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=222,984 vs Grand Total=222984.0)", "source_page": 8 } }, { "id": "b6a81617-d29e-4414-9d47-e66d3fa41ebb", "metric_id": "distribution.general.channel.micro_agents.premium", "metric_name": "Micro Agents premium", "value": 0, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q1 FY26-27", "source_document": "pdfs/iffco-tokio/public-disclosure-june-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-25", "extraction_note": "NL-36 channel premium, for the quarter (sum=197,588 vs Grand Total=197588.44)", "source_page": 74 } }, { "id": "b962c56b-9794-4121-823d-bf8021599d47", "metric_id": "financial.incurred_claim_ratio.segment.crop", "metric_name": "crop incurred claims ratio", "value": 102.14, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "textplor-vendor-2026-27-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "bafeec53-351e-4b8a-bdc1-bd70707596b5", "metric_id": "financial.incurred_claim_ratio.segment.travel", "metric_name": "travel incurred claims ratio", "value": 204.44, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "textplor-vendor-2026-27-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "bc2cef26-a401-4c83-a2d1-f6848fc68982", "metric_id": "financial.combined_ratio.segment.marine_cargo", "metric_name": "marine cargo combined ratio", "value": 111.44, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "public-disclosure-june-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, marine_cargo row immediately after label, col 9", "source_page": null } }, { "id": "be8bdbd8-1bb3-4b40-b42d-52047c987ae0", "metric_id": "distribution.general.channel.other.premium", "metric_name": "Other premium", "value": 0, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q1 FY26-27", "source_document": "pdfs/iffco-tokio/public-disclosure-june-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-25", "extraction_note": "NL-36 channel premium, for the quarter (sum=197,588 vs Grand Total=197588.44)", "source_page": 74 } }, { "id": "bed94e14-dfb4-431c-a6f7-b698b03a2658", "metric_id": "financial.incurred_claim_ratio.segment.health", "metric_name": "health incurred claims ratio", "value": 97.45, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "textplor-vendor-2026-27-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "bfabae64-315f-4bfa-aaff-ff5e91faa51a", "metric_id": "financial.investment_mix.segment.infrastructure_housing", "metric_name": "infrastructure & housing", "value": 397223, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-12-INVESTMENT-SCHEDULE", "reporting_period": "Q1 FY26-27", "source_document": "textplor-vendor-2026-27-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "c35b1464-0e8c-4abb-9ba9-66286e78b2a2", "metric_id": "distribution.general.channel.corporate_agents_others.policies", "metric_name": "Corporate Agents – Others policies", "value": 36040, "unit": "count", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q1 FY26-27", "source_document": "pdfs/iffco-tokio/public-disclosure-june-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-25", "extraction_note": "NL-36 channel policies, for the quarter (sum=1,916,772 vs Grand Total=1916772.0)", "source_page": 74 } }, { "id": "c561c362-fc98-4383-b613-698e254014ba", "metric_id": "financial.gross_direct_premium.segment.workmens_compensation", "metric_name": "workmen's compensation segment premium", "value": 2001, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q1 FY26-27", "source_document": "pdfs/iffco-tokio/public-disclosure-june-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=222,984 vs Grand Total=222984.0)", "source_page": 8 } }, { "id": "c5c17250-1881-4272-a022-e98ef7a1b8b8", "metric_id": "financial.profit_after_tax", "metric_name": "profit after tax", "value": 16.47, "unit": "crore", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-2-B-PL", "reporting_period": "Q1 FY26-27", "source_document": "public-disclosure-june-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-2-B-PL PAT row, col 3", "source_page": null } }, { "id": "c79c9061-f90b-47e8-9ac6-4084f5f7238b", "metric_id": "financial.technical_reserves_to_premium_ratio", "metric_name": "technical reserves to premium ratio", "value": 9.07, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "2026-06-30.pdf", "source_url": null, "extracted_by": "nonlife_adapter.py v1", "last_verified": "2026-09-10", "extraction_note": "NL-20 row-format label match: technical_reserves_ratio", "source_page": null } }, { "id": "ca4d0d9a-a66e-4984-8a46-bb44586eb3a8", "metric_id": "financial.gross_direct_premium.segment.aviation", "metric_name": "aviation segment premium", "value": 0, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q1 FY26-27", "source_document": "pdfs/iffco-tokio/public-disclosure-june-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=222,984 vs Grand Total=222984.0)", "source_page": 8 } }, { "id": "d3720be9-4371-4125-bc7d-51cb9483a52f", "metric_id": "financial.gross_direct_premium.segment.travel", "metric_name": "travel segment premium", "value": 61, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q1 FY26-27", "source_document": "pdfs/iffco-tokio/public-disclosure-june-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=222,984 vs Grand Total=222984.0)", "source_page": 8 } }, { "id": "d9c5085c-60a7-4b2a-a514-26628e497ded", "metric_id": "financial.net_retention_ratio", "metric_name": "net retention ratio", "value": 64.69, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "public-disclosure-june-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: net_retention", "source_page": null } }, { "id": "e0f60ccc-d6df-4880-8d49-946b3e271e20", "metric_id": "financial.investment_mix.segment.government_securities", "metric_name": "government securities", "value": 933317, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-12-INVESTMENT-SCHEDULE", "reporting_period": "Q1 FY26-27", "source_document": "textplor-vendor-2026-27-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "e1e34258-a4c2-422c-a795-bc1587430c01", "metric_id": "financial.combined_ratio.segment.workmens_compensation", "metric_name": "workmen's compensation combined ratio", "value": 123.73, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "public-disclosure-june-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, workmens_compensation row immediately after label, col 9", "source_page": null } }, { "id": "e4663370-4251-46d5-9c94-a2bd64836831", "metric_id": "financial.combined_ratio.segment.engineering", "metric_name": "engineering combined ratio", "value": 112.13, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "public-disclosure-june-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, engineering row immediately after label, col 9", "source_page": null } }, { "id": "e5289f52-55ef-44e7-9ce5-7091adc06e73", "metric_id": "financial.expense_ratio.nonlife.nwp", "metric_name": "expense ratio", "value": 34.35, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "public-disclosure-june-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: expense_nwp", "source_page": null } }, { "id": "e6342149-b1af-4db4-bc94-aadc90ff31a2", "metric_id": "financial.gross_direct_premium.segment.personal_accident", "metric_name": "personal accident segment premium", "value": 2475, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q1 FY26-27", "source_document": "pdfs/iffco-tokio/public-disclosure-june-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=222,984 vs Grand Total=222984.0)", "source_page": 8 } }, { "id": "ee69ac01-304a-4252-95e8-80a411c6ce85", "metric_id": "financial.combined_ratio.segment.liability", "metric_name": "liability combined ratio", "value": 121.05, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "public-disclosure-june-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, liability row immediately after label, col 9", "source_page": null } }, { "id": "f5acab1b-3ce9-4776-b54a-a5d4df804be8", "metric_id": "financial.combined_ratio.segment.personal_accident", "metric_name": "personal accident combined ratio", "value": 109.89, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "textplor-vendor-2026-27-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "f89dcba9-0e25-4966-b9e3-475315bb6a16", "metric_id": "financial.investment_income_ratio", "metric_name": "investment income ratio", "value": 1.83, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "public-disclosure-june-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: investment_income_ratio", "source_page": null } }, { "id": "f9348fdd-f0e7-461e-951d-8061f92a7dce", "metric_id": "distribution.general.channel.brokers.policies", "metric_name": "Brokers policies", "value": 848698, "unit": "count", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q1 FY26-27", "source_document": "pdfs/iffco-tokio/public-disclosure-june-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-25", "extraction_note": "NL-36 channel policies, for the quarter (sum=1,916,772 vs Grand Total=1916772.0)", "source_page": 74 } }, { "id": "fd55c21f-bb06-4347-8b1c-cbbfbb2cbbb6", "metric_id": "financial.available_solvency_margin", "metric_name": "available solvency margin", "value": 353288, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q1 FY26-27", "source_document": "public-disclosure-june-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-26 ASM regex", "source_page": null } }, { "id": "0016ca86-0918-4b27-8e81-0b870ac35d1b", "metric_id": "financial.combined_ratio.segment.engineering", "metric_name": "engineering combined ratio", "value": 96.3, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "public-disclosure-march-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, engineering row immediately after label, col 9", "source_page": null } }, { "id": "00fafc11-a136-4ecd-ad78-e2601095f11c", "metric_id": "financial.incurred_claim_ratio.segment.engineering", "metric_name": "engineering incurred claims ratio", "value": 43.43, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "public-disclosure-march-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, engineering row immediately after label, col 7", "source_page": null } }, { "id": "020b446b-479d-422e-9585-c91905afc632", "metric_id": "distribution.general.channel.referral_arrangements.policies", "metric_name": "Referral Arrangements policies", "value": 0, "unit": "count", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q4 FY25-26", "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "0e9235bc-e2e1-4d22-bec3-0e370bbdc180", "metric_id": "distribution.general.channel.individual_agents.policies", "metric_name": "Individual Agents policies", "value": 479019, "unit": "count", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q4 FY25-26", "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "0eb6cd72-aec6-4e0b-80f9-292b6c83a037", "metric_id": "financial.investment_mix.segment.debentures_bonds", "metric_name": "debentures & bonds", "value": 296363, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-12-INVESTMENT-SCHEDULE", "reporting_period": "Q4 FY25-26", "source_document": "textplor-vendor-2025-26-FY.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "105cacc8-e8b2-4aa3-9e0b-e7f866ee0666", "metric_id": "financial.required_solvency_margin", "metric_name": "required solvency margin", "value": 183223, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q4 FY25-26", "source_document": "public-disclosure-march-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-26 RSM regex", "source_page": null } }, { "id": "13a9b03c-3fee-482b-b915-3018d1eb1105", "metric_id": "distribution.general.channel.misp_direct.policies", "metric_name": "MISP (Direct) policies", "value": 367532, "unit": "count", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q4 FY25-26", "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "16b33f02-13e9-4778-a006-c5255cfbd51c", "metric_id": "financial.combined_ratio.segment.workmens_compensation", "metric_name": "workmen's compensation combined ratio", "value": 90.82, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "public-disclosure-march-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, workmens_compensation row immediately after label, col 9", "source_page": null } }, { "id": "191308f0-7227-4052-b7e2-6c03e81188eb", "metric_id": "financial.incurred_claim_ratio.segment.marine_hull", "metric_name": "marine hull incurred claims ratio", "value": 34.62, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "public-disclosure-march-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, marine_hull row immediately after label, col 7", "source_page": null } }, { "id": "1a3f5a45-43f3-4d19-b5fd-c36b553c8ca2", "metric_id": "financial.investment_mix.segment.other_investments", "metric_name": "other investments", "value": 168550, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-12-INVESTMENT-SCHEDULE", "reporting_period": "Q4 FY25-26", "source_document": "textplor-vendor-2025-26-FY.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "1ccfb924-f5e3-4901-9786-7c169ed2bca6", "metric_id": "financial.gdp_growth_rate", "metric_name": "gross direct premium growth rate", "value": 16.98, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "public-disclosure-march-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: gdp_growth_rate", "source_page": null } }, { "id": "1d21e966-d055-454c-95ba-6908b629e1bc", "metric_id": "financial.incurred_claim_ratio.segment.liability", "metric_name": "liability incurred claims ratio", "value": 42.33, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "public-disclosure-march-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, liability row immediately after label, col 7", "source_page": null } }, { "id": "1f40c66b-2c82-468d-bb4c-918144d43b36", "metric_id": "financial.claims_paid_to_provisioned_ratio", "metric_name": "claims paid to provisioned ratio", "value": 23.73, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "2026-03-31.pdf", "source_url": null, "extracted_by": "nonlife_adapter.py v1", "last_verified": "2026-09-10", "extraction_note": "NL-20 row-format label match: claims_paid_provisioned", "source_page": null } }, { "id": "21eee5f6-75fb-41cf-8f24-304a7d07e6b8", "metric_id": "financial.investment_exposure.housing_infra_pct", "metric_name": "housing & infrastructure", "value": 23, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-28B-EXPOSURE-NORMS", "reporting_period": "Q4 FY25-26", "source_document": "textplor-vendor-2025-26-FY.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "23260dec-d565-4637-8a8f-aea98ecdea4f", "metric_id": "financial.profit_after_tax", "metric_name": "profit after tax", "value": 15.73, "unit": "crore", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-2-B-PL", "reporting_period": "Q4 FY25-26", "source_document": "public-disclosure-march-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-2-B-PL PAT row, col 3", "source_page": null } }, { "id": "234dffb0-76f7-4db6-ba40-668343fd4b1f", "metric_id": "distribution.general.channel.micro_agents.policies", "metric_name": "Micro Agents policies", "value": 0, "unit": "count", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q4 FY25-26", "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "2444875c-d381-40a3-87b9-532e0a636c5c", "metric_id": "distribution.general.channel.insurance_marketing_firm.policies", "metric_name": "Insurance Marketing Firm policies", "value": 3089, "unit": "count", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q4 FY25-26", "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "254aa5aa-8158-4cb2-83d0-78ea2bc0ba42", "metric_id": "financial.investment_exposure.central_govt_securities_pct", "metric_name": "central govt. securities", "value": 31, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-28B-EXPOSURE-NORMS", "reporting_period": "Q4 FY25-26", "source_document": "textplor-vendor-2025-26-FY.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "27685619-f4e0-43d4-bc4c-3a331a045318", "metric_id": "financial.incurred_claim_ratio.net", "metric_name": "incurred claims ratio", "value": 79.54, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "public-disclosure-march-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "id": "309aab24-e9a8-4d28-bfcb-ea867ed3fc22", "metric_id": "distribution.general.channel.web_aggregators.premium", "metric_name": "Web Aggregators premium", "value": 0, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q4 FY25-26", "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "3236f6ec-6f11-4d39-866a-7850c02303af", "metric_id": "financial.gross_direct_premium.segment.travel", "metric_name": "travel segment premium", "value": 24, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q4 FY25-26", "source_document": "pdfs/iffco-tokio/public-disclosure-march-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=234,151 vs Grand Total=234151.0)", "source_page": 8 } }, { "id": "34f95f2e-9634-4887-90f2-c38d14669e0d", "metric_id": "financial.gross_direct_premium.segment.liability", "metric_name": "liability segment premium", "value": 1985, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q4 FY25-26", "source_document": "pdfs/iffco-tokio/public-disclosure-march-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=234,151 vs Grand Total=234151.0)", "source_page": 8 } }, { "id": "36233927-7853-4e5b-a759-90a6d4ba63a7", "metric_id": "distribution.general.channel.brokers.policies", "metric_name": "Brokers policies", "value": 970491, "unit": "count", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q4 FY25-26", "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "36701285-1bd5-4c54-bcb7-dc511148a25c", "metric_id": "financial.gdp_to_networth_ratio", "metric_name": "gross direct premium to net worth ratio", "value": 204, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "2026-03-31.pdf", "source_url": null, "extracted_by": "nonlife_adapter.py v1", "last_verified": "2026-09-10", "extraction_note": "NL-20 row-format label match: gdp_to_networth_ratio | Corrected 2026-10-26: unit-convention fix. IRDAI NL-20's 'Gross Direct Premium to Net Worth' row is filed industry-wide as a raw multiple (times), not a percentage -- confirmed against 7 insurers' own official PDFs (Reliance General, Cholamandalam MS, New India Assurance, Agriculture Insurance, National Insurance, Oriental Insurance all print the bare multiple, no % sign; only Generali Central's own form already prints a true percentage). Site declares this metric's unit as %, so multiplied by 100 to match.", "source_page": null } }, { "id": "37304b1a-5824-4689-b443-bdeed019244d", "metric_id": "financial.incurred_claim_ratio.segment.motor_tp", "metric_name": "motor tp incurred claims ratio", "value": 98.43, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "public-disclosure-march-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, motor_tp row immediately after label, col 7", "source_page": null } }, { "id": "39052920-8bc1-4f0e-b5c2-d490a1534ee1", "metric_id": "financial.combined_ratio", "metric_name": "combined ratio", "value": 116.44, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "public-disclosure-march-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: combined_ratio", "source_page": null } }, { "id": "39f349dd-b203-4788-ac10-86b0bb8a19be", "metric_id": "distribution.general.channel.pos_direct.premium", "metric_name": "Point of Sales Person (Direct) premium", "value": 22089.35, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q4 FY25-26", "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "3d26314e-5046-48be-8cab-aacc2d15a0c6", "metric_id": "financial.combined_ratio.segment.marine_hull", "metric_name": "marine hull combined ratio", "value": 281.49, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "public-disclosure-march-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, marine_hull row immediately after label, col 9", "source_page": null } }, { "id": "3eb5e5e7-c1a2-4c95-9cee-b2be045d5ea5", "metric_id": "financial.combined_ratio.segment.personal_accident", "metric_name": "personal accident combined ratio", "value": 87.63, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "public-disclosure-march-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, personal_accident row immediately after label, col 9", "source_page": null } }, { "id": "41214468-96cb-4360-83c9-7cbf921458f3", "metric_id": "financial.investment_yield.gross.annualized", "metric_name": "gross yield (annualized)", "value": 7.23, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-31-INVESTMENT-INCOME", "reporting_period": "Q4 FY25-26", "source_document": "textplor-vendor-2025-26-FY.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "423a97b5-67a4-4e0a-9f35-eb71b94490c3", "metric_id": "financial.investment_mix.segment.real_estate_subsidiaries", "metric_name": "real estate & subsidiaries", "value": 50, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-12-INVESTMENT-SCHEDULE", "reporting_period": "Q4 FY25-26", "source_document": "textplor-vendor-2025-26-FY.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "46b7da9d-8686-4a02-9758-3750a1127651", "metric_id": "financial.combined_ratio.segment.marine_cargo", "metric_name": "marine cargo combined ratio", "value": 116.67, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "public-disclosure-march-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, marine_cargo row immediately after label, col 9", "source_page": null } }, { "id": "4e45f794-b9c7-4d15-af49-ec4910c5f804", "metric_id": "financial.gross_direct_premium.segment.marine_cargo", "metric_name": "marine cargo segment premium", "value": 8295, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q4 FY25-26", "source_document": "pdfs/iffco-tokio/public-disclosure-march-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=234,151 vs Grand Total=234151.0)", "source_page": 8 } }, { "id": "5171d549-ced2-484a-8265-dead3fa77175", "metric_id": "financial.networth_growth_rate", "metric_name": "net worth growth rate", "value": 2.7, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "public-disclosure-march-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: networth_growth_rate", "source_page": null } }, { "id": "54387e4d-48dc-4bb8-ad6c-ba31dc38d275", "metric_id": "distribution.general.channel.individual_agents.premium", "metric_name": "Individual Agents premium", "value": 47181.14, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q4 FY25-26", "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "56b96f6a-76db-4f51-bb3f-50a49ce1afc6", "metric_id": "financial.gross_direct_premium.segment.fire", "metric_name": "fire segment premium", "value": 13432, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q4 FY25-26", "source_document": "pdfs/iffco-tokio/public-disclosure-march-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=234,151 vs Grand Total=234151.0)", "source_page": 8 } }, { "id": "658687b2-ead9-4906-b0de-09d123545d25", "metric_id": "distribution.general.channel.referral_arrangements.premium", "metric_name": "Referral Arrangements premium", "value": 0, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q4 FY25-26", "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "6a501b4d-154b-40fa-9735-a23965203829", "metric_id": "distribution.general.channel.corporate_agents_banks.policies", "metric_name": "Corporate Agents – Banks policies", "value": 64927, "unit": "count", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q4 FY25-26", "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "6baae922-a7a9-4b36-bb9e-d3420947f77f", "metric_id": "financial.expense_ratio.nonlife.nwp", "metric_name": "expense ratio", "value": 36.9, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "public-disclosure-march-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: expense_nwp", "source_page": null } }, { "id": "6edc525c-7648-4b09-a8bc-45842333ced4", "metric_id": "distribution.general.channel.web_aggregators.policies", "metric_name": "Web Aggregators policies", "value": 7, "unit": "count", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q4 FY25-26", "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "6f92a2e6-9175-479d-a085-33b8f55188ac", "metric_id": "financial.investment_mix.segment.equity_preference_shares", "metric_name": "equity & preference shares", "value": 440, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-12-INVESTMENT-SCHEDULE", "reporting_period": "Q4 FY25-26", "source_document": "textplor-vendor-2025-26-FY.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "722b177a-d551-4e56-a28e-6370cc27f946", "metric_id": "financial.incurred_claim_ratio.segment.motor_od", "metric_name": "motor od incurred claims ratio", "value": 71.25, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "public-disclosure-march-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, motor_od row immediately after label, col 7", "source_page": null } }, { "id": "79c4a565-0d38-4113-b0fe-b095942c89a3", "metric_id": "financial.investment_mix.segment.government_securities", "metric_name": "government securities", "value": 920758, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-12-INVESTMENT-SCHEDULE", "reporting_period": "Q4 FY25-26", "source_document": "textplor-vendor-2025-26-FY.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "7a464e1e-efda-4862-b549-9858c6694b9e", "metric_id": "distribution.general.channel.brokers.premium", "metric_name": "Brokers premium", "value": 118940.73, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q4 FY25-26", "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "7ca6c21e-d893-4943-85dc-10cd97aac253", "metric_id": "financial.gross_direct_premium.segment.workmens_compensation", "metric_name": "workmen's compensation segment premium", "value": 1793, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q4 FY25-26", "source_document": "pdfs/iffco-tokio/public-disclosure-march-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=234,151 vs Grand Total=234151.0)", "source_page": 8 } }, { "id": "7f452aa9-7cfb-4a5b-acae-e6d4e1a0cfe3", "metric_id": "financial.investment_income_ratio", "metric_name": "investment income ratio", "value": 1.87, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "public-disclosure-march-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: investment_income_ratio", "source_page": null } }, { "id": "800f4872-256c-4d8f-84ec-7e4433f4c0f3", "metric_id": "financial.gross_direct_premium.segment.marine_hull", "metric_name": "marine hull segment premium", "value": 644, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q4 FY25-26", "source_document": "pdfs/iffco-tokio/public-disclosure-march-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=234,151 vs Grand Total=234151.0)", "source_page": 8 } }, { "id": "87913501-14cb-4e84-9672-d9a144a845c5", "metric_id": "financial.profit_before_tax", "metric_name": "profit before tax", "value": 22.19, "unit": "crore", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-2-B-PL", "reporting_period": "Q4 FY25-26", "source_document": "public-disclosure-march-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-2-B-PL PBT row, col 3", "source_page": null } }, { "id": "8b1e47cd-f917-42c6-84c5-3add0ade16a5", "metric_id": "financial.incurred_claim_ratio.segment.aviation", "metric_name": "aviation incurred claims ratio", "value": 0, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "public-disclosure-march-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, aviation row immediately after label, col 7", "source_page": null } }, { "id": "8e96c792-35f1-4e80-824b-a4ab23f03e74", "metric_id": "financial.solvency_ratio", "metric_name": "solvency ratio", "value": 1.91, "unit": "x", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q4 FY25-26", "source_document": "public-disclosure-march-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-26 solvency ratio regex", "source_page": null } }, { "id": "91e9d002-3165-4fce-a421-9f1570af0a9e", "metric_id": "financial.expense_ratio.nonlife.gdp", "metric_name": "expense ratio to gross premium", "value": 31.22, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "public-disclosure-march-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: expense_gdp", "source_page": null } }, { "id": "9d059684-cbf4-4743-a6eb-8435bcc0763f", "metric_id": "financial.net_commission_ratio", "metric_name": "net commission ratio", "value": 20.96, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "public-disclosure-march-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: net_commission_ratio", "source_page": null } }, { "id": "9d248677-3d66-4e29-8602-107ae97dca9b", "metric_id": "distribution.general.channel.insurance_marketing_firm.premium", "metric_name": "Insurance Marketing Firm premium", "value": 347.81, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q4 FY25-26", "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "a1f17aac-a32d-4fa7-a309-a329d5f8a2cd", "metric_id": "financial.investment_mix.segment.mutual_funds", "metric_name": "mutual funds", "value": 14412, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-12-INVESTMENT-SCHEDULE", "reporting_period": "Q4 FY25-26", "source_document": "textplor-vendor-2025-26-FY.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "a83969ff-f692-44a2-b63d-72038356c726", "metric_id": "financial.investment_exposure.govt_and_approved_securities_pct", "metric_name": "govt + approved securities", "value": 50, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-28B-EXPOSURE-NORMS", "reporting_period": "Q4 FY25-26", "source_document": "textplor-vendor-2025-26-FY.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "a9395a57-30e0-4f73-b62d-58cf68a77d6a", "metric_id": "distribution.general.channel.misp_direct.premium", "metric_name": "MISP (Direct) premium", "value": 4707.82, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q4 FY25-26", "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "ae2fe85c-2d28-4244-910a-481e221f72cf", "metric_id": "distribution.general.channel.common_service_centres.policies", "metric_name": "Common Service Centres (CSC) policies", "value": 21053, "unit": "count", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q4 FY25-26", "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "b021f375-9ae3-43b8-8b2e-f494b5a27ae7", "metric_id": "distribution.general.channel.pos_direct.policies", "metric_name": "Point of Sales Person (Direct) policies", "value": 221391, "unit": "count", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q4 FY25-26", "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "b50893fa-f659-4246-bedd-90370c6bec31", "metric_id": "financial.gross_direct_premium.segment.personal_accident", "metric_name": "personal accident segment premium", "value": 2965, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q4 FY25-26", "source_document": "pdfs/iffco-tokio/public-disclosure-march-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=234,151 vs Grand Total=234151.0)", "source_page": 8 } }, { "id": "bb339d8c-8bc7-4b90-a7c5-cd02e2449d7c", "metric_id": "distribution.general.channel.corporate_agents_banks.premium", "metric_name": "Corporate Agents – Banks premium", "value": 1603.18, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q4 FY25-26", "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "bcc32b49-a486-4034-a19e-0eedf3c7f057", "metric_id": "financial.incurred_claim_ratio.segment.workmens_compensation", "metric_name": "workmen's compensation incurred claims ratio", "value": 54.74, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "public-disclosure-march-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, workmens_compensation row immediately after label, col 7", "source_page": null } }, { "id": "be0a1808-e23d-4185-a980-1dc759b5e400", "metric_id": "financial.combined_ratio.segment.motor_tp", "metric_name": "motor tp combined ratio", "value": 120.62, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "public-disclosure-march-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, motor_tp row immediately after label, col 9", "source_page": null } }, { "id": "be86e50c-f2fe-44ff-9e73-3210449d1d6d", "metric_id": "financial.investment_yield.net.annualized", "metric_name": "net yield (annualized)", "value": 5.41, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-31-INVESTMENT-INCOME", "reporting_period": "Q4 FY25-26", "source_document": "textplor-vendor-2025-26-FY.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "c1a36ad8-d9e0-42a5-8833-ac748cac6759", "metric_id": "financial.available_solvency_margin", "metric_name": "available solvency margin", "value": 349850, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q4 FY25-26", "source_document": "public-disclosure-march-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-26 ASM regex", "source_page": null } }, { "id": "c500f91c-1cd5-46d3-bc24-86e1118c700e", "metric_id": "distribution.general.channel.common_service_centres.premium", "metric_name": "Common Service Centres (CSC) premium", "value": 406.53, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q4 FY25-26", "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "cd186513-c384-4791-8a1c-ce759429145b", "metric_id": "financial.gross_direct_premium.segment.engineering", "metric_name": "engineering segment premium", "value": 8490, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q4 FY25-26", "source_document": "pdfs/iffco-tokio/public-disclosure-march-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=234,151 vs Grand Total=234151.0)", "source_page": 8 } }, { "id": "cd612032-dc8f-4f85-a57b-373ec930be13", "metric_id": "financial.gross_direct_premium.segment.crop", "metric_name": "crop insurance segment premium", "value": 14733, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q4 FY25-26", "source_document": "pdfs/iffco-tokio/public-disclosure-march-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=234,151 vs Grand Total=234151.0)", "source_page": 8 } }, { "id": "cd69b7b0-359a-4bce-b1ae-fb5a9cad1fbb", "metric_id": "financial.gross_direct_premium.segment.health", "metric_name": "health segment premium", "value": 22629, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q4 FY25-26", "source_document": "pdfs/iffco-tokio/public-disclosure-march-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=234,151 vs Grand Total=234151.0)", "source_page": 8 } }, { "id": "cdd27786-7632-4249-adc8-0570500ab261", "metric_id": "financial.incurred_claim_ratio.segment.fire", "metric_name": "fire incurred claims ratio", "value": 75.8, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "public-disclosure-march-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, fire row immediately after label, col 7", "source_page": null } }, { "id": "cf1bb277-3c39-437f-84b6-792df959e3e4", "metric_id": "distribution.general.channel.corporate_agents_others.premium", "metric_name": "Corporate Agents – Others premium", "value": 2056.07, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q4 FY25-26", "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "d0098743-b3de-4922-9c44-f4b60d14b08d", "metric_id": "financial.incurred_claim_ratio.segment.personal_accident", "metric_name": "personal accident incurred claims ratio", "value": 62.33, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "public-disclosure-march-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, personal_accident row immediately after label, col 7", "source_page": null } }, { "id": "d09c5f69-cbb0-4c4f-b894-a36f87829892", "metric_id": "financial.gross_direct_premium.segment.motor_tp", "metric_name": "motor TP segment premium", "value": 71228, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q4 FY25-26", "source_document": "pdfs/iffco-tokio/public-disclosure-march-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=234,151 vs Grand Total=234151.0)", "source_page": 8 } }, { "id": "dad2aa12-acf7-43c7-8ca1-0877ce43ee91", "metric_id": "financial.gross_direct_premium.segment.aviation", "metric_name": "aviation segment premium", "value": 0, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q4 FY25-26", "source_document": "pdfs/iffco-tokio/public-disclosure-march-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=234,151 vs Grand Total=234151.0)", "source_page": 8 } }, { "id": "de0422cd-9df0-41ef-9850-9e819bc59748", "metric_id": "financial.combined_ratio.segment.aviation", "metric_name": "aviation combined ratio", "value": 0, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "public-disclosure-march-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, aviation row immediately after label, col 9", "source_page": null } }, { "id": "e39973d2-d02a-474d-a38c-0fa31e821635", "metric_id": "financial.gross_direct_premium.segment.motor_od", "metric_name": "motor OD segment premium", "value": 66552, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q4 FY25-26", "source_document": "pdfs/iffco-tokio/public-disclosure-march-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=234,151 vs Grand Total=234151.0)", "source_page": 8 } }, { "id": "e6eb6586-a8bc-4a45-9132-d15d642afdea", "metric_id": "financial.incurred_claim_ratio.segment.marine_cargo", "metric_name": "marine cargo incurred claims ratio", "value": 89.74, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "public-disclosure-march-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, marine_cargo row immediately after label, col 7", "source_page": null } }, { "id": "e8a1d6f5-6a39-4c23-825b-6e6001b507fa", "metric_id": "financial.combined_ratio.segment.liability", "metric_name": "liability combined ratio", "value": 88.32, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "public-disclosure-march-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, liability row immediately after label, col 9", "source_page": null } }, { "id": "e9cf5d78-2479-4f27-8e20-cf83e56e4b76", "metric_id": "distribution.general.channel.micro_agents.premium", "metric_name": "Micro Agents premium", "value": 0, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q4 FY25-26", "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "e9e8afe0-3d78-40d8-ab2a-b602e9893eed", "metric_id": "financial.investment_mix.segment.infrastructure_housing", "metric_name": "infrastructure & housing", "value": 430795, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-12-INVESTMENT-SCHEDULE", "reporting_period": "Q4 FY25-26", "source_document": "textplor-vendor-2025-26-FY.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "eecceed1-4e02-4e0b-84be-5d268ee7a84d", "metric_id": "distribution.general.channel.corporate_agents_others.policies", "metric_name": "Corporate Agents – Others policies", "value": 33139, "unit": "count", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q4 FY25-26", "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "fb565ee7-25cc-46b1-a5f6-e78ac36a363c", "metric_id": "financial.combined_ratio.segment.motor_od", "metric_name": "motor od combined ratio", "value": 125.99, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "public-disclosure-march-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, motor_od row immediately after label, col 9", "source_page": null } }, { "id": "fd4188cb-ebc7-46c2-8a99-7a7684842016", "metric_id": "financial.gross_direct_premium.segment.other", "metric_name": "other segment premium", "value": 21381, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q4 FY25-26", "source_document": "pdfs/iffco-tokio/public-disclosure-march-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=234,151 vs Grand Total=234151.0)", "source_page": 8 } }, { "id": "fd68317a-3058-4a8e-a3a4-ea24410fb70a", "metric_id": "financial.net_retention_ratio", "metric_name": "net retention ratio", "value": 70.9, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "public-disclosure-march-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: net_retention", "source_page": null } }, { "id": "fe03a428-d9d9-4e52-b193-7c7d9a192abb", "metric_id": "financial.combined_ratio.segment.fire", "metric_name": "fire combined ratio", "value": 105.15, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "public-disclosure-march-2026.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, fire row immediately after label, col 9", "source_page": null } }, { "id": "022825db-8dcd-4e43-9d54-c0511b6348cd", "metric_id": "financial.required_solvency_margin", "metric_name": "required solvency margin", "value": 187804, "unit": "INR_lakhs", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q3 FY25-26", "source_document": "public-disclosure-december-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-26 RSM regex", "source_page": null } }, { "id": "04d01a16-d061-48f4-8357-a3f4909683e4", "metric_id": "financial.investment_income_ratio", "metric_name": "investment income ratio", "value": 1.91, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "public-disclosure-december-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: investment_income_ratio", "source_page": null } }, { "id": "04f6f5bc-cf9b-46d2-8bd9-2be03acc901a", "metric_id": "distribution.general.channel.insurance_marketing_firm.premium", "metric_name": "Insurance Marketing Firm premium", "value": 241.93, "unit": "INR_lakhs", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q3 FY25-26", "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "0a7cedca-bbef-48d0-b97d-eca5396c4960", "metric_id": "distribution.general.channel.pos_direct.premium", "metric_name": "Point of Sales Person (Direct) premium", "value": 20140.34, "unit": "INR_lakhs", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q3 FY25-26", "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "0b060079-036b-4bfb-b6d0-b715170ca83a", "metric_id": "financial.expense_ratio.nonlife.gdp", "metric_name": "expense ratio to gross premium", "value": 28.42, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "public-disclosure-december-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: expense_gdp", "source_page": null } }, { "id": "0f02ee44-0587-4b80-892c-d70fcd6fd13a", "metric_id": "financial.gross_direct_premium.segment.crop", "metric_name": "crop insurance segment premium", "value": 15678, "unit": "INR_lakhs", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q3 FY25-26", "source_document": "pdfs/iffco-tokio/public-disclosure-december-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=223,602 vs Grand Total=223602.0)", "source_page": 8 } }, { "id": "1509c142-458a-4abb-b2a5-4171c399f3cd", "metric_id": "financial.combined_ratio.segment.fire", "metric_name": "fire combined ratio", "value": 114.22, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "public-disclosure-december-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, fire row immediately after label, col 9", "source_page": null } }, { "id": "1753c382-9db0-4d9b-9457-00297ffa9576", "metric_id": "distribution.general.channel.common_service_centres.premium", "metric_name": "Common Service Centres (CSC) premium", "value": 270.08, "unit": "INR_lakhs", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q3 FY25-26", "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "188d9e30-7550-4e63-a6c0-786cb1bbde79", "metric_id": "financial.investment_mix.segment.debentures_bonds", "metric_name": "debentures & bonds", "value": 281727, "unit": "INR_lakhs", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-12-INVESTMENT-SCHEDULE", "reporting_period": "Q3 FY25-26", "source_document": "textplor-vendor-2025-26-9M.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "1a7f1df7-11e1-4148-87e5-e4a69951aec1", "metric_id": "financial.investment_mix.segment.other_approved_securities", "metric_name": "other approved securities", "value": 1501, "unit": "INR_lakhs", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-12-INVESTMENT-SCHEDULE", "reporting_period": "Q3 FY25-26", "source_document": "textplor-vendor-2025-26-9M.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "1b947ded-539d-4729-98ed-7bc6ac7cbe91", "metric_id": "financial.incurred_claim_ratio.net", "metric_name": "incurred claims ratio", "value": 81.43, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "public-disclosure-december-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "id": "1f58743c-96f5-46cc-bff5-e354802e8a1b", "metric_id": "financial.gross_direct_premium.segment.motor_tp", "metric_name": "motor TP segment premium", "value": 67571, "unit": "INR_lakhs", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q3 FY25-26", "source_document": "pdfs/iffco-tokio/public-disclosure-december-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=223,602 vs Grand Total=223602.0)", "source_page": 8 } }, { "id": "209d3374-11aa-4087-83d5-14b03486d7e5", "metric_id": "financial.incurred_claim_ratio.segment.fire", "metric_name": "fire incurred claims ratio", "value": 85.81, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "public-disclosure-december-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, fire row immediately after label, col 7", "source_page": null } }, { "id": "2287f930-f186-4b35-8900-f6032399f296", "metric_id": "distribution.general.channel.misp_direct.premium", "metric_name": "MISP (Direct) premium", "value": 5432.54, "unit": "INR_lakhs", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q3 FY25-26", "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "236d484d-6da6-4a23-83cb-5fe561a0741a", "metric_id": "financial.investment_mix.segment.infrastructure_housing", "metric_name": "infrastructure & housing", "value": 400790, "unit": "INR_lakhs", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-12-INVESTMENT-SCHEDULE", "reporting_period": "Q3 FY25-26", "source_document": "textplor-vendor-2025-26-9M.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "23999ba5-1d34-4034-a1dd-758fc8f5fac6", "metric_id": "distribution.general.channel.web_aggregators.policies", "metric_name": "Web Aggregators policies", "value": 0, "unit": "count", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q3 FY25-26", "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "249037f5-1a6b-416d-ac6e-47ae700e9242", "metric_id": "financial.incurred_claim_ratio.segment.motor_tp", "metric_name": "motor tp incurred claims ratio", "value": 98.5, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "public-disclosure-december-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, motor_tp row immediately after label, col 7", "source_page": null } }, { "id": "2abd7806-78e7-4875-8346-b7873f61423c", "metric_id": "distribution.general.channel.individual_agents.premium", "metric_name": "Individual Agents premium", "value": 46660.62, "unit": "INR_lakhs", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q3 FY25-26", "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "2dc0bd2d-675a-43d2-b671-6d97b17c27c4", "metric_id": "financial.combined_ratio", "metric_name": "combined ratio", "value": 116.02, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "public-disclosure-december-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: combined_ratio", "source_page": null } }, { "id": "313ab968-dce1-4dbf-8200-6258499a6f6d", "metric_id": "financial.networth_growth_rate", "metric_name": "net worth growth rate", "value": 3.12, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "public-disclosure-december-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: networth_growth_rate", "source_page": null } }, { "id": "31d60666-b7b2-4983-b57b-e61007157932", "metric_id": "financial.combined_ratio.segment.workmens_compensation", "metric_name": "workmen's compensation combined ratio", "value": 97.42, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "public-disclosure-december-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, workmens_compensation row immediately after label, col 9", "source_page": null } }, { "id": "33fe8d12-5639-43a0-8c3f-b4822ef904be", "metric_id": "distribution.general.channel.referral_arrangements.policies", "metric_name": "Referral Arrangements policies", "value": 0, "unit": "count", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q3 FY25-26", "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "36d5651d-6ec6-48c1-85b3-c0b06ce9c5d4", "metric_id": "distribution.general.channel.referral_arrangements.premium", "metric_name": "Referral Arrangements premium", "value": 0, "unit": "INR_lakhs", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q3 FY25-26", "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "371e7229-b443-406f-bac9-bccb2effd235", "metric_id": "financial.incurred_claim_ratio.segment.motor_od", "metric_name": "motor od incurred claims ratio", "value": 71.91, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "public-disclosure-december-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, motor_od row immediately after label, col 7", "source_page": null } }, { "id": "382bdd39-bc7b-4b45-9ada-5534adbbb9f9", "metric_id": "distribution.general.channel.web_aggregators.premium", "metric_name": "Web Aggregators premium", "value": 0, "unit": "INR_lakhs", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q3 FY25-26", "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "38f4b144-d748-4d17-94ad-8da80ad803b6", "metric_id": "financial.gross_direct_premium.segment.health", "metric_name": "health segment premium", "value": 18550, "unit": "INR_lakhs", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q3 FY25-26", "source_document": "pdfs/iffco-tokio/public-disclosure-december-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=223,602 vs Grand Total=223602.0)", "source_page": 8 } }, { "id": "3a8eb097-09cd-4516-932a-c728769e4476", "metric_id": "distribution.general.channel.brokers.premium", "metric_name": "Brokers premium", "value": 112556.27, "unit": "INR_lakhs", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q3 FY25-26", "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "3cb08a28-62f2-445e-b1e7-88279df9fac5", "metric_id": "financial.gross_direct_premium.segment.engineering", "metric_name": "engineering segment premium", "value": 7535, "unit": "INR_lakhs", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q3 FY25-26", "source_document": "pdfs/iffco-tokio/public-disclosure-december-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=223,602 vs Grand Total=223602.0)", "source_page": 8 } }, { "id": "3d28ecd7-6c61-4193-ad99-2453a7b0f3e5", "metric_id": "distribution.general.channel.common_service_centres.policies", "metric_name": "Common Service Centres (CSC) policies", "value": 15086, "unit": "count", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q3 FY25-26", "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "49469c5c-41ca-4f54-965f-c0b2fda21d71", "metric_id": "financial.combined_ratio.segment.motor_od", "metric_name": "motor od combined ratio", "value": 124.86, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "public-disclosure-december-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, motor_od row immediately after label, col 9", "source_page": null } }, { "id": "4c276806-abab-45fa-8c09-ee97f267f879", "metric_id": "distribution.general.channel.corporate_agents_others.policies", "metric_name": "Corporate Agents – Others policies", "value": 22089, "unit": "count", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q3 FY25-26", "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "4c6b5f6e-656e-4dd4-904d-a07c913c59ca", "metric_id": "financial.combined_ratio.segment.marine_cargo", "metric_name": "marine cargo combined ratio", "value": 118.53, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "public-disclosure-december-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, marine_cargo row immediately after label, col 9", "source_page": null } }, { "id": "4ea7c490-0094-44e7-a5ce-b8de26ef2919", "metric_id": "distribution.general.channel.corporate_agents_banks.policies", "metric_name": "Corporate Agents – Banks policies", "value": 83236, "unit": "count", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q3 FY25-26", "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "50748d58-6c50-4fc7-bcbd-9cf08978cb88", "metric_id": "distribution.general.channel.misp_direct.policies", "metric_name": "MISP (Direct) policies", "value": 477047, "unit": "count", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q3 FY25-26", "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "519e8fea-9c3c-43f9-ad79-eef5b69b7bf3", "metric_id": "financial.investment_mix.segment.real_estate_subsidiaries", "metric_name": "real estate & subsidiaries", "value": 50, "unit": "INR_lakhs", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-12-INVESTMENT-SCHEDULE", "reporting_period": "Q3 FY25-26", "source_document": "textplor-vendor-2025-26-9M.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "52dcc103-493f-4549-b180-e0b1ce4a9670", "metric_id": "distribution.general.channel.individual_agents.policies", "metric_name": "Individual Agents policies", "value": 535624, "unit": "count", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q3 FY25-26", "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "54afafc2-d19e-4ffa-a610-ff39c1c2f424", "metric_id": "financial.incurred_claim_ratio.segment.travel", "metric_name": "travel incurred claims ratio", "value": 95.85, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "public-disclosure-december-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, travel row immediately after label, col 7", "source_page": null } }, { "id": "5785b720-9503-4bc3-9771-5635b36a8913", "metric_id": "financial.gross_direct_premium.segment.travel", "metric_name": "travel segment premium", "value": 42, "unit": "INR_lakhs", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q3 FY25-26", "source_document": "pdfs/iffco-tokio/public-disclosure-december-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=223,602 vs Grand Total=223602.0)", "source_page": 8 } }, { "id": "58f32860-f7d8-435b-a946-8705051e3962", "metric_id": "financial.combined_ratio.segment.marine_hull", "metric_name": "marine hull combined ratio", "value": 107.14, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "public-disclosure-december-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, marine_hull row immediately after label, col 9", "source_page": null } }, { "id": "5ec2d5dd-a6af-4c04-bca6-bde50242ded5", "metric_id": "distribution.general.channel.pos_direct.policies", "metric_name": "Point of Sales Person (Direct) policies", "value": 262920, "unit": "count", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q3 FY25-26", "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "60d57e39-c4b4-49f2-8bd3-49800044cabb", "metric_id": "financial.incurred_claim_ratio.segment.liability", "metric_name": "liability incurred claims ratio", "value": 32.86, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "public-disclosure-december-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, liability row immediately after label, col 7", "source_page": null } }, { "id": "6c55613d-a34a-40e3-9776-c6b62439038e", "metric_id": "financial.profit_after_tax", "metric_name": "profit after tax", "value": 38.22, "unit": "crore", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-2-B-PL", "reporting_period": "Q3 FY25-26", "source_document": "public-disclosure-december-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-2-B-PL PAT row, col 3", "source_page": null } }, { "id": "718e1a02-e507-4d09-9ea2-b39440e5bbdd", "metric_id": "financial.gross_direct_premium.segment.personal_accident", "metric_name": "personal accident segment premium", "value": 2546, "unit": "INR_lakhs", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q3 FY25-26", "source_document": "pdfs/iffco-tokio/public-disclosure-december-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=223,602 vs Grand Total=223602.0)", "source_page": 8 } }, { "id": "7af1d45a-6464-4018-aabd-eabdca4ec511", "metric_id": "financial.technical_reserves_to_premium_ratio", "metric_name": "technical reserves to premium ratio", "value": 3, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "2025-12-31.pdf", "source_url": null, "extracted_by": "nonlife_adapter.py v1", "last_verified": "2026-09-10", "extraction_note": "NL-20 row-format label match: technical_reserves_ratio", "source_page": null } }, { "id": "7f7615e3-5c38-4fb2-8004-8a9dbeea585b", "metric_id": "financial.gross_direct_premium.segment.marine_cargo", "metric_name": "marine cargo segment premium", "value": 8692, "unit": "INR_lakhs", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q3 FY25-26", "source_document": "pdfs/iffco-tokio/public-disclosure-december-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=223,602 vs Grand Total=223602.0)", "source_page": 8 } }, { "id": "83931b0d-c9fa-4956-9900-6beffc75c1b1", "metric_id": "financial.investment_mix.segment.equity_preference_shares", "metric_name": "equity & preference shares", "value": 560, "unit": "INR_lakhs", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-12-INVESTMENT-SCHEDULE", "reporting_period": "Q3 FY25-26", "source_document": "textplor-vendor-2025-26-9M.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "8707f11d-f2d1-456b-90ba-1c74a9e9b187", "metric_id": "financial.investment_mix.segment.other_investments", "metric_name": "other investments", "value": 214092, "unit": "INR_lakhs", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-12-INVESTMENT-SCHEDULE", "reporting_period": "Q3 FY25-26", "source_document": "textplor-vendor-2025-26-9M.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "89361264-f107-47bb-9c9a-491455b13c91", "metric_id": "financial.gross_direct_premium.segment.aviation", "metric_name": "aviation segment premium", "value": 0, "unit": "INR_lakhs", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q3 FY25-26", "source_document": "pdfs/iffco-tokio/public-disclosure-december-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=223,602 vs Grand Total=223602.0)", "source_page": 8 } }, { "id": "8da16c28-297a-4b7f-aafc-368d29fed981", "metric_id": "financial.gross_direct_premium.segment.marine_hull", "metric_name": "marine hull segment premium", "value": 121, "unit": "INR_lakhs", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q3 FY25-26", "source_document": "pdfs/iffco-tokio/public-disclosure-december-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=223,602 vs Grand Total=223602.0)", "source_page": 8 } }, { "id": "94f4aca6-dfff-42a0-9165-2ffac687b5d4", "metric_id": "financial.available_solvency_margin", "metric_name": "available solvency margin", "value": 347772, "unit": "INR_lakhs", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q3 FY25-26", "source_document": "public-disclosure-december-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-26 ASM regex", "source_page": null } }, { "id": "975476e0-b930-484c-af02-fdfa53e58b91", "metric_id": "financial.combined_ratio.segment.motor_tp", "metric_name": "motor tp combined ratio", "value": 120.21, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "public-disclosure-december-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, motor_tp row immediately after label, col 9", "source_page": null } }, { "id": "97d98e03-60d7-4a8d-9db3-ab5e2803ac20", "metric_id": "financial.gdp_to_networth_ratio", "metric_name": "gross direct premium to net worth ratio", "value": 151, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "2025-12-31.pdf", "source_url": null, "extracted_by": "nonlife_adapter.py v1", "last_verified": "2026-09-10", "extraction_note": "NL-20 row-format label match: gdp_to_networth_ratio | Corrected 2026-10-26: unit-convention fix. IRDAI NL-20's 'Gross Direct Premium to Net Worth' row is filed industry-wide as a raw multiple (times), not a percentage -- confirmed against 7 insurers' own official PDFs (Reliance General, Cholamandalam MS, New India Assurance, Agriculture Insurance, National Insurance, Oriental Insurance all print the bare multiple, no % sign; only Generali Central's own form already prints a true percentage). Site declares this metric's unit as %, so multiplied by 100 to match.", "source_page": null } }, { "id": "999ef0c6-bda7-4e73-84a9-bdbed6f4ada7", "metric_id": "financial.expense_ratio.nonlife.nwp", "metric_name": "expense ratio", "value": 34.59, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "public-disclosure-december-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: expense_nwp", "source_page": null } }, { "id": "9df0cde8-7b1e-42f3-80bb-c988444d3868", "metric_id": "distribution.general.channel.corporate_agents_others.premium", "metric_name": "Corporate Agents – Others premium", "value": 1609.77, "unit": "INR_lakhs", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q3 FY25-26", "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "a263a190-fe24-40bb-9544-f959c5cd4720", "metric_id": "financial.incurred_claim_ratio.segment.personal_accident", "metric_name": "personal accident incurred claims ratio", "value": 71.4, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "public-disclosure-december-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, personal_accident row immediately after label, col 7", "source_page": null } }, { "id": "a5f66e33-b92f-431e-96e0-e77906b2b168", "metric_id": "financial.investment_mix.segment.government_securities", "metric_name": "government securities", "value": 869775, "unit": "INR_lakhs", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-12-INVESTMENT-SCHEDULE", "reporting_period": "Q3 FY25-26", "source_document": "textplor-vendor-2025-26-9M.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "a64dfec2-beff-4069-936d-c5aaea2f1bd9", "metric_id": "financial.incurred_claim_ratio.segment.marine_cargo", "metric_name": "marine cargo incurred claims ratio", "value": 96.62, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "public-disclosure-december-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, marine_cargo row immediately after label, col 7", "source_page": null } }, { "id": "a6cd1470-78c9-4d80-b6d4-b0a98bc98f19", "metric_id": "financial.combined_ratio.segment.liability", "metric_name": "liability combined ratio", "value": 80.04, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "public-disclosure-december-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, liability row immediately after label, col 9", "source_page": null } }, { "id": "a75ab0d7-d950-443a-a7bd-62e80c2a0241", "metric_id": "financial.incurred_claim_ratio.segment.engineering", "metric_name": "engineering incurred claims ratio", "value": 69.94, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "public-disclosure-december-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, engineering row immediately after label, col 7", "source_page": null } }, { "id": "a7902579-dc5b-4816-a5f3-03b5d4ad210b", "metric_id": "financial.combined_ratio.segment.aviation", "metric_name": "aviation combined ratio", "value": 0, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "public-disclosure-december-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, aviation row immediately after label, col 9", "source_page": null } }, { "id": "aa894f38-e792-4ad4-9216-ac4974ebf8ce", "metric_id": "financial.gross_direct_premium.segment.motor_od", "metric_name": "motor OD segment premium", "value": 58949, "unit": "INR_lakhs", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q3 FY25-26", "source_document": "pdfs/iffco-tokio/public-disclosure-december-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=223,602 vs Grand Total=223602.0)", "source_page": 8 } }, { "id": "aa8faaba-9074-4813-8fe7-7c758837f933", "metric_id": "distribution.general.channel.micro_agents.premium", "metric_name": "Micro Agents premium", "value": 0, "unit": "INR_lakhs", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q3 FY25-26", "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "ae165883-6ce8-442b-ac5a-0bfd6cbc2812", "metric_id": "financial.gross_direct_premium.segment.other", "metric_name": "other segment premium", "value": 20956, "unit": "INR_lakhs", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q3 FY25-26", "source_document": "pdfs/iffco-tokio/public-disclosure-december-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=223,602 vs Grand Total=223602.0)", "source_page": 8 } }, { "id": "b203d295-f421-4027-8525-81ebbcbfa81f", "metric_id": "financial.combined_ratio.segment.personal_accident", "metric_name": "personal accident combined ratio", "value": 95.3, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "public-disclosure-december-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, personal_accident row immediately after label, col 9", "source_page": null } }, { "id": "b32b14d4-c7aa-4e12-9e41-a6bc1af8ca44", "metric_id": "financial.net_commission_ratio", "metric_name": "net commission ratio", "value": 19.16, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "public-disclosure-december-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: net_commission_ratio", "source_page": null } }, { "id": "b3feb7d0-d55f-4eff-a45c-71e8f2c7ccc7", "metric_id": "financial.incurred_claim_ratio.segment.aviation", "metric_name": "aviation incurred claims ratio", "value": 0, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "public-disclosure-december-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, aviation row immediately after label, col 7", "source_page": null } }, { "id": "b78ededa-96dc-498a-840c-423126e7b18d", "metric_id": "financial.combined_ratio.segment.travel", "metric_name": "travel combined ratio", "value": 118.92, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "public-disclosure-december-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, travel row immediately after label, col 9", "source_page": null } }, { "id": "ba961c4f-c060-4fbd-b558-ddf102d3715c", "metric_id": "distribution.general.channel.brokers.policies", "metric_name": "Brokers policies", "value": 918423, "unit": "count", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q3 FY25-26", "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "bde62a84-6307-4ab3-bcad-a5dc4f9192ed", "metric_id": "financial.gdp_growth_rate", "metric_name": "gross direct premium growth rate", "value": -1.94, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "public-disclosure-december-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: gdp_growth_rate", "source_page": null } }, { "id": "c018fb51-1259-4635-a838-eb5aefbbc291", "metric_id": "financial.investment_mix.segment.mutual_funds", "metric_name": "mutual funds", "value": 14860, "unit": "INR_lakhs", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-12-INVESTMENT-SCHEDULE", "reporting_period": "Q3 FY25-26", "source_document": "textplor-vendor-2025-26-9M.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "c2736974-803e-48f1-8896-2ea9126c3378", "metric_id": "distribution.general.channel.corporate_agents_banks.premium", "metric_name": "Corporate Agents – Banks premium", "value": 1905.65, "unit": "INR_lakhs", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q3 FY25-26", "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "c362c9ff-957e-4ab9-b427-24d0373255e7", "metric_id": "financial.gross_direct_premium.segment.liability", "metric_name": "liability segment premium", "value": 1464, "unit": "INR_lakhs", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q3 FY25-26", "source_document": "pdfs/iffco-tokio/public-disclosure-december-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=223,602 vs Grand Total=223602.0)", "source_page": 8 } }, { "id": "c8c5193e-7969-4282-b587-cefb346c2e6b", "metric_id": "financial.incurred_claim_ratio.segment.marine_hull", "metric_name": "marine hull incurred claims ratio", "value": 400, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "public-disclosure-december-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, marine_hull row immediately after label, col 7", "source_page": null } }, { "id": "c8feb8ff-4701-4dd9-a2e4-7f7d7901b578", "metric_id": "financial.investment_npa.gross_amount", "metric_name": "gross npa (amount)", "value": 0, "unit": "INR_lakhs", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-30-NON-PERFORMING-ASSETS", "reporting_period": "Q3 FY25-26", "source_document": "textplor-vendor-2025-26-9M.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "d95270a4-9a75-4e5b-a90c-1c6204325000", "metric_id": "financial.incurred_claim_ratio.segment.workmens_compensation", "metric_name": "workmen's compensation incurred claims ratio", "value": 61.23, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "public-disclosure-december-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, workmens_compensation row immediately after label, col 7", "source_page": null } }, { "id": "e129dd1d-905a-4a48-b2d6-684186d7fcdd", "metric_id": "financial.investment_npa.provision_pct", "metric_name": "npa provision coverage", "value": 0, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-30-NON-PERFORMING-ASSETS", "reporting_period": "Q3 FY25-26", "source_document": "textplor-vendor-2025-26-9M.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "ebb4092f-14d5-4412-b1ad-1d1f32b20564", "metric_id": "distribution.general.channel.insurance_marketing_firm.policies", "metric_name": "Insurance Marketing Firm policies", "value": 3733, "unit": "count", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q3 FY25-26", "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "f1e78927-390f-4009-bea0-b409d8dfb4d2", "metric_id": "financial.claims_paid_to_provisioned_ratio", "metric_name": "claims paid to provisioned ratio", "value": 17.9, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "2025-12-31.pdf", "source_url": null, "extracted_by": "nonlife_adapter.py v1", "last_verified": "2026-09-10", "extraction_note": "NL-20 row-format label match: claims_paid_provisioned", "source_page": null } }, { "id": "f22dd914-00af-4b25-b291-9cf80e04d8fa", "metric_id": "financial.net_retention_ratio", "metric_name": "net retention ratio", "value": 73.19, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "public-disclosure-december-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: net_retention", "source_page": null } }, { "id": "f3199b3e-ae5c-477d-8ea0-e2023a83cfb9", "metric_id": "financial.profit_before_tax", "metric_name": "profit before tax", "value": 50.12, "unit": "crore", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-2-B-PL", "reporting_period": "Q3 FY25-26", "source_document": "public-disclosure-december-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-2-B-PL PBT row, col 3", "source_page": null } }, { "id": "f3c12452-7cb6-4a24-b0ca-874487e690e5", "metric_id": "financial.solvency_ratio", "metric_name": "solvency ratio", "value": 1.85, "unit": "x", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q3 FY25-26", "source_document": "public-disclosure-december-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-26 solvency ratio regex", "source_page": null } }, { "id": "f78a65d7-8c0d-4390-bb9e-a6452b9d7eb6", "metric_id": "financial.gross_direct_premium.segment.fire", "metric_name": "fire segment premium", "value": 19518, "unit": "INR_lakhs", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q3 FY25-26", "source_document": "pdfs/iffco-tokio/public-disclosure-december-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=223,602 vs Grand Total=223602.0)", "source_page": 8 } }, { "id": "fa89f7c2-07fb-42ab-a6f6-51efc761d551", "metric_id": "financial.gross_direct_premium.segment.workmens_compensation", "metric_name": "workmen's compensation segment premium", "value": 1980, "unit": "INR_lakhs", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q3 FY25-26", "source_document": "pdfs/iffco-tokio/public-disclosure-december-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=223,602 vs Grand Total=223602.0)", "source_page": 8 } }, { "id": "faf4f0ae-2244-4166-b0e6-47b392fbd06d", "metric_id": "distribution.general.channel.micro_agents.policies", "metric_name": "Micro Agents policies", "value": 0, "unit": "count", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q3 FY25-26", "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "fdd71e92-e7e2-41f4-85ff-329bf123328d", "metric_id": "financial.combined_ratio.segment.engineering", "metric_name": "engineering combined ratio", "value": 187.82, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "public-disclosure-december-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, engineering row immediately after label, col 9", "source_page": null } }, { "id": "066b7742-80a2-4d75-9903-49d81c0f1b31", "metric_id": "financial.combined_ratio.segment.motor_tp", "metric_name": "motor tp combined ratio", "value": 120.42, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "public-disclosure-september-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, motor_tp row immediately after label, col 9", "source_page": null } }, { "id": "07431a31-48cb-4d7c-aa4b-484caf9e82c2", "metric_id": "financial.gross_direct_premium.segment.marine_cargo", "metric_name": "marine cargo segment premium", "value": 8184, "unit": "INR_lakhs", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q2 FY25-26", "source_document": "pdfs/iffco-tokio/public-disclosure-september-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=234,735 vs Grand Total=234735.0)", "source_page": 8 } }, { "id": "081be278-5442-4c45-9712-dea050c296df", "metric_id": "financial.gross_direct_premium.segment.crop", "metric_name": "crop insurance segment premium", "value": 48644, "unit": "INR_lakhs", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q2 FY25-26", "source_document": "pdfs/iffco-tokio/public-disclosure-september-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=234,735 vs Grand Total=234735.0)", "source_page": 8 } }, { "id": "1893875a-4ff5-43bd-9a1f-7e8a80836bbc", "metric_id": "financial.gross_direct_premium.segment.other", "metric_name": "other segment premium", "value": 20887, "unit": "INR_lakhs", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q2 FY25-26", "source_document": "pdfs/iffco-tokio/public-disclosure-september-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=234,735 vs Grand Total=234735.0)", "source_page": 8 } }, { "id": "1d276ba3-b2ca-43fa-b717-464cb37a59a2", "metric_id": "distribution.general.channel.individual_agents.policies", "metric_name": "Individual Agents policies", "value": 401768, "unit": "count", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q2 FY25-26", "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "1f6b16c5-cd35-4cb1-bcb8-7ed86b5a32ee", "metric_id": "distribution.general.channel.common_service_centres.policies", "metric_name": "Common Service Centres (CSC) policies", "value": 21129, "unit": "count", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q2 FY25-26", "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "20ed2b78-b8a7-4f23-9f5c-98e10509a9d0", "metric_id": "financial.investment_mix.segment.real_estate_subsidiaries", "metric_name": "real estate & subsidiaries", "value": 50, "unit": "INR_lakhs", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-12-INVESTMENT-SCHEDULE", "reporting_period": "Q2 FY25-26", "source_document": "textplor-vendor-2025-26-H1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "263061c8-c50b-43ea-9c16-fd090a18810c", "metric_id": "financial.investment_mix.segment.other_investments", "metric_name": "other investments", "value": 184610, "unit": "INR_lakhs", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-12-INVESTMENT-SCHEDULE", "reporting_period": "Q2 FY25-26", "source_document": "textplor-vendor-2025-26-H1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "26726228-0c1c-4d7d-a36f-4209edf2d003", "metric_id": "financial.combined_ratio.segment.personal_accident", "metric_name": "personal accident combined ratio", "value": 108.17, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "public-disclosure-september-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, personal_accident row immediately after label, col 9", "source_page": null } }, { "id": "2b5ad9e0-29e7-411f-828f-6348a238fca9", "metric_id": "distribution.general.channel.corporate_agents_others.premium", "metric_name": "Corporate Agents – Others premium", "value": 1638.35, "unit": "INR_lakhs", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q2 FY25-26", "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "2dfef430-a991-4a1f-8b6e-b5837d623b93", "metric_id": "financial.incurred_claim_ratio.segment.motor_tp", "metric_name": "motor tp incurred claims ratio", "value": 98.5, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "public-disclosure-september-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, motor_tp row immediately after label, col 7", "source_page": null } }, { "id": "3204d79a-9a4c-4d2d-ade6-a5602278efce", "metric_id": "financial.gross_direct_premium.segment.health", "metric_name": "health segment premium", "value": 25271, "unit": "INR_lakhs", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q2 FY25-26", "source_document": "pdfs/iffco-tokio/public-disclosure-september-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=234,735 vs Grand Total=234735.0)", "source_page": 8 } }, { "id": "3398e50d-e16e-4cc6-a557-9a7e8d06a0a2", "metric_id": "financial.investment_mix.segment.government_securities", "metric_name": "government securities", "value": 896993, "unit": "INR_lakhs", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-12-INVESTMENT-SCHEDULE", "reporting_period": "Q2 FY25-26", "source_document": "textplor-vendor-2025-26-H1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "34f524aa-7c7c-47b7-acf2-b12ee660f2ae", "metric_id": "distribution.general.channel.corporate_agents_banks.premium", "metric_name": "Corporate Agents – Banks premium", "value": 1492.71, "unit": "INR_lakhs", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q2 FY25-26", "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "376c2384-3e3b-4699-9bc0-1a4e144eef4e", "metric_id": "financial.gross_direct_premium.segment.liability", "metric_name": "liability segment premium", "value": 1909, "unit": "INR_lakhs", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q2 FY25-26", "source_document": "pdfs/iffco-tokio/public-disclosure-september-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=234,735 vs Grand Total=234735.0)", "source_page": 8 } }, { "id": "3942e5c3-cf20-4544-aa03-80dafa133d2c", "metric_id": "distribution.general.channel.web_aggregators.premium", "metric_name": "Web Aggregators premium", "value": 0.04, "unit": "INR_lakhs", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q2 FY25-26", "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "39794cd3-9a63-4a3a-b9aa-ff8983ccf9e6", "metric_id": "financial.combined_ratio.segment.workmens_compensation", "metric_name": "workmen's compensation combined ratio", "value": 95.96, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "public-disclosure-september-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, workmens_compensation row immediately after label, col 9", "source_page": null } }, { "id": "3a2fa19b-c867-4b28-89a5-bd87d8d609db", "metric_id": "financial.technical_reserves_to_premium_ratio", "metric_name": "technical reserves to premium ratio", "value": 4.7, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "2025-09-30.pdf", "source_url": null, "extracted_by": "nonlife_adapter.py v1", "last_verified": "2026-09-10", "extraction_note": "NL-20 row-format label match: technical_reserves_ratio", "source_page": null } }, { "id": "3d3536aa-ea8c-49d2-97ca-4ba5d4a1d230", "metric_id": "financial.gdp_growth_rate", "metric_name": "gross direct premium growth rate", "value": 7.57, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "public-disclosure-september-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: gdp_growth_rate", "source_page": null } }, { "id": "3ec52dc2-c4e8-42e0-aeaf-6e59f13c4273", "metric_id": "financial.incurred_claim_ratio.segment.fire", "metric_name": "fire incurred claims ratio", "value": 114.88, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "public-disclosure-september-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, fire row immediately after label, col 7", "source_page": null } }, { "id": "40a80e91-d4ec-436c-b92b-2020ac98b5c7", "metric_id": "financial.investment_mix.segment.debentures_bonds", "metric_name": "debentures & bonds", "value": 253622, "unit": "INR_lakhs", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-12-INVESTMENT-SCHEDULE", "reporting_period": "Q2 FY25-26", "source_document": "textplor-vendor-2025-26-H1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "426e8752-10af-4146-8cde-8e05f976a532", "metric_id": "distribution.general.channel.micro_agents.premium", "metric_name": "Micro Agents premium", "value": 0, "unit": "INR_lakhs", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q2 FY25-26", "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "4400fa95-0d57-4706-9586-dcbf39a6aa02", "metric_id": "financial.incurred_claim_ratio.segment.engineering", "metric_name": "engineering incurred claims ratio", "value": 78.73, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "public-disclosure-september-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, engineering row immediately after label, col 7", "source_page": null } }, { "id": "48e977aa-599c-450b-bda9-7c4a0b28cad0", "metric_id": "distribution.general.channel.micro_agents.policies", "metric_name": "Micro Agents policies", "value": 0, "unit": "count", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q2 FY25-26", "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "4b13065b-58b6-4ee8-833d-5e7d517f1f91", "metric_id": "financial.combined_ratio", "metric_name": "combined ratio", "value": 119.59, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "public-disclosure-september-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: combined_ratio", "source_page": null } }, { "id": "4f11dcce-a80e-453d-82fd-255c7b379163", "metric_id": "financial.networth_growth_rate", "metric_name": "net worth growth rate", "value": 1.26, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "public-disclosure-september-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: networth_growth_rate", "source_page": null } }, { "id": "4f6f4090-e576-4b9d-ad5c-82a981d843a9", "metric_id": "financial.gross_direct_premium.segment.engineering", "metric_name": "engineering segment premium", "value": 7649, "unit": "INR_lakhs", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q2 FY25-26", "source_document": "pdfs/iffco-tokio/public-disclosure-september-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=234,735 vs Grand Total=234735.0)", "source_page": 8 } }, { "id": "53344261-175b-4ade-908a-1b91ab593de1", "metric_id": "distribution.general.channel.pos_direct.policies", "metric_name": "Point of Sales Person (Direct) policies", "value": 202224, "unit": "count", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q2 FY25-26", "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "55d38be9-3ffa-41da-9081-1159c669335a", "metric_id": "financial.incurred_claim_ratio.segment.marine_hull", "metric_name": "marine hull incurred claims ratio", "value": 80, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "public-disclosure-september-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, marine_hull row immediately after label, col 7", "source_page": null } }, { "id": "5a8c7363-8cba-4fd9-9b96-59e29f774a23", "metric_id": "financial.combined_ratio.segment.aviation", "metric_name": "aviation combined ratio", "value": 0, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "public-disclosure-september-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, aviation row immediately after label, col 9", "source_page": null } }, { "id": "5aaf08d2-d670-4d05-b7d8-28e3aeab2ab3", "metric_id": "financial.combined_ratio.segment.engineering", "metric_name": "engineering combined ratio", "value": 181.45, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "public-disclosure-september-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, engineering row immediately after label, col 9", "source_page": null } }, { "id": "5ba00826-06d8-48ea-b5c3-2033ff92b327", "metric_id": "distribution.general.channel.referral_arrangements.policies", "metric_name": "Referral Arrangements policies", "value": 0, "unit": "count", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q2 FY25-26", "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "676ff816-01f9-48c3-8705-cb911f31ccb4", "metric_id": "financial.gross_direct_premium.segment.fire", "metric_name": "fire segment premium", "value": 24605, "unit": "INR_lakhs", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q2 FY25-26", "source_document": "pdfs/iffco-tokio/public-disclosure-september-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=234,735 vs Grand Total=234735.0)", "source_page": 8 } }, { "id": "684aead3-fec0-4112-9c47-d2997d3c749d", "metric_id": "financial.net_retention_ratio", "metric_name": "net retention ratio", "value": 57.54, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "public-disclosure-september-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: net_retention", "source_page": null } }, { "id": "68f206f4-bb3b-4e89-803f-666ce02a8da7", "metric_id": "financial.incurred_claim_ratio.segment.personal_accident", "metric_name": "personal accident incurred claims ratio", "value": 83.6, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "public-disclosure-september-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, personal_accident row immediately after label, col 7", "source_page": null } }, { "id": "6ace74be-44f8-446b-bed7-4b21d28ae621", "metric_id": "financial.incurred_claim_ratio.segment.marine_cargo", "metric_name": "marine cargo incurred claims ratio", "value": 106.67, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "public-disclosure-september-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, marine_cargo row immediately after label, col 7", "source_page": null } }, { "id": "6d053392-ae4e-4dd8-b9d5-a90bc3353d15", "metric_id": "distribution.general.channel.web_aggregators.policies", "metric_name": "Web Aggregators policies", "value": 1, "unit": "count", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q2 FY25-26", "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "6fd80000-f85f-46c3-b815-03bd4bbc5c91", "metric_id": "financial.available_solvency_margin", "metric_name": "available solvency margin", "value": 358509, "unit": "INR_lakhs", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q2 FY25-26", "source_document": "public-disclosure-september-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-26 ASM regex", "source_page": null } }, { "id": "719e635b-6f7c-4864-a734-8e83bdf463d5", "metric_id": "distribution.general.channel.brokers.premium", "metric_name": "Brokers premium", "value": 97015.87, "unit": "INR_lakhs", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q2 FY25-26", "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "74cd1646-1f2d-4e75-ad66-0b9b4fde88ce", "metric_id": "financial.gross_direct_premium.segment.aviation", "metric_name": "aviation segment premium", "value": -7, "unit": "INR_lakhs", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q2 FY25-26", "source_document": "pdfs/iffco-tokio/public-disclosure-september-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=234,735 vs Grand Total=234735.0)", "source_page": 8 } }, { "id": "7802dfce-d070-43d1-938f-f123c509ed43", "metric_id": "financial.investment_mix.segment.mutual_funds", "metric_name": "mutual funds", "value": 14643, "unit": "INR_lakhs", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-12-INVESTMENT-SCHEDULE", "reporting_period": "Q2 FY25-26", "source_document": "textplor-vendor-2025-26-H1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "7e334ed9-407a-400b-a1b6-6c6bda8ba089", "metric_id": "distribution.general.channel.insurance_marketing_firm.premium", "metric_name": "Insurance Marketing Firm premium", "value": 234.05, "unit": "INR_lakhs", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q2 FY25-26", "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "7ff10d91-7ea3-4386-9027-697b2791051a", "metric_id": "financial.investment_income_ratio", "metric_name": "investment income ratio", "value": 1.97, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "public-disclosure-september-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: investment_income_ratio", "source_page": null } }, { "id": "8011ce2c-d4d3-4af0-8605-8b77ce049f1e", "metric_id": "financial.incurred_claim_ratio.segment.aviation", "metric_name": "aviation incurred claims ratio", "value": 0, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "public-disclosure-september-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, aviation row immediately after label, col 7", "source_page": null } }, { "id": "83a5f861-c17a-4f04-9833-363ee24ca5a0", "metric_id": "financial.investment_mix.segment.infrastructure_housing", "metric_name": "infrastructure & housing", "value": 411329, "unit": "INR_lakhs", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-12-INVESTMENT-SCHEDULE", "reporting_period": "Q2 FY25-26", "source_document": "textplor-vendor-2025-26-H1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "84e4f966-3eb9-4d8d-aac9-840086cfe058", "metric_id": "financial.gross_direct_premium.segment.motor_od", "metric_name": "motor OD segment premium", "value": 41681, "unit": "INR_lakhs", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q2 FY25-26", "source_document": "pdfs/iffco-tokio/public-disclosure-september-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=234,735 vs Grand Total=234735.0)", "source_page": 8 } }, { "id": "89d9992a-9c43-44e5-b14f-fffeb001c4a1", "metric_id": "distribution.general.channel.misp_direct.premium", "metric_name": "MISP (Direct) premium", "value": 4328.81, "unit": "INR_lakhs", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q2 FY25-26", "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "8d08afe1-e130-474b-a8b2-0173218fdc83", "metric_id": "financial.incurred_claim_ratio.net", "metric_name": "incurred claims ratio", "value": 87.81, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "public-disclosure-september-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "id": "8e37e31e-0819-4209-8c0b-0c4191de401a", "metric_id": "financial.claims_paid_to_provisioned_ratio", "metric_name": "claims paid to provisioned ratio", "value": 13.17, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "2025-09-30.pdf", "source_url": null, "extracted_by": "nonlife_adapter.py v1", "last_verified": "2026-09-10", "extraction_note": "NL-20 row-format label match: claims_paid_provisioned", "source_page": null } }, { "id": "94e521f2-eb5d-447d-a41d-8818f0ff93a7", "metric_id": "financial.profit_before_tax", "metric_name": "profit before tax", "value": 78.29, "unit": "crore", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-2-B-PL", "reporting_period": "Q2 FY25-26", "source_document": "public-disclosure-september-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-2-B-PL PBT row, col 3", "source_page": null } }, { "id": "95eb5422-d55b-4152-be89-3892b665f3cb", "metric_id": "financial.gross_direct_premium.segment.personal_accident", "metric_name": "personal accident segment premium", "value": 2901, "unit": "INR_lakhs", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q2 FY25-26", "source_document": "pdfs/iffco-tokio/public-disclosure-september-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=234,735 vs Grand Total=234735.0)", "source_page": 8 } }, { "id": "9a8af254-0189-44fb-9eb4-297f0e6f93bb", "metric_id": "financial.gdp_to_networth_ratio", "metric_name": "gross direct premium to net worth ratio", "value": 101, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "2025-09-30.pdf", "source_url": null, "extracted_by": "nonlife_adapter.py v1", "last_verified": "2026-09-10", "extraction_note": "NL-20 row-format label match: gdp_to_networth_ratio | Corrected 2026-10-26: unit-convention fix. IRDAI NL-20's 'Gross Direct Premium to Net Worth' row is filed industry-wide as a raw multiple (times), not a percentage -- confirmed against 7 insurers' own official PDFs (Reliance General, Cholamandalam MS, New India Assurance, Agriculture Insurance, National Insurance, Oriental Insurance all print the bare multiple, no % sign; only Generali Central's own form already prints a true percentage). Site declares this metric's unit as %, so multiplied by 100 to match.", "source_page": null } }, { "id": "9f60d6db-cff8-4e80-8578-3e5fdc312d26", "metric_id": "financial.expense_ratio.nonlife.gdp", "metric_name": "expense ratio to gross premium", "value": 23.54, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "public-disclosure-september-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: expense_gdp", "source_page": null } }, { "id": "a0c79f15-d856-4a70-9e60-5b5e6d06a2ef", "metric_id": "distribution.general.channel.pos_direct.premium", "metric_name": "Point of Sales Person (Direct) premium", "value": 16233.15, "unit": "INR_lakhs", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q2 FY25-26", "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "a2ab2cd9-0f08-47af-bbfa-8b48d729db0a", "metric_id": "distribution.general.channel.misp_direct.policies", "metric_name": "MISP (Direct) policies", "value": 370177, "unit": "count", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q2 FY25-26", "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "a2e90e5e-d8b8-4131-8312-013f6b1de7ad", "metric_id": "financial.combined_ratio.segment.liability", "metric_name": "liability combined ratio", "value": 181.39, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "public-disclosure-september-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, liability row immediately after label, col 9", "source_page": null } }, { "id": "aa3f642f-0bac-4105-a153-4c5637eefc85", "metric_id": "financial.combined_ratio.segment.fire", "metric_name": "fire combined ratio", "value": 129.6, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "public-disclosure-september-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, fire row immediately after label, col 9", "source_page": null } }, { "id": "ac036e72-5e85-4b7a-884c-d66298d9ff98", "metric_id": "distribution.general.channel.individual_agents.premium", "metric_name": "Individual Agents premium", "value": 39121.54, "unit": "INR_lakhs", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q2 FY25-26", "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "ae25084c-0b14-4f96-9992-7a426ceb7d60", "metric_id": "financial.combined_ratio.segment.marine_cargo", "metric_name": "marine cargo combined ratio", "value": 131.23, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "public-disclosure-september-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, marine_cargo row immediately after label, col 9", "source_page": null } }, { "id": "ba029858-c958-4a74-83c2-e877620bebc8", "metric_id": "financial.incurred_claim_ratio.segment.motor_od", "metric_name": "motor od incurred claims ratio", "value": 73.09, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "public-disclosure-september-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, motor_od row immediately after label, col 7", "source_page": null } }, { "id": "bb3cbf54-6537-447f-b9c6-8510ca8491c8", "metric_id": "distribution.general.channel.corporate_agents_banks.policies", "metric_name": "Corporate Agents – Banks policies", "value": 74674, "unit": "count", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q2 FY25-26", "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "bb464ec0-9628-4a99-a8aa-ba1b4f903e9b", "metric_id": "financial.profit_after_tax", "metric_name": "profit after tax", "value": 59.67, "unit": "crore", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-2-B-PL", "reporting_period": "Q2 FY25-26", "source_document": "public-disclosure-september-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-2-B-PL PAT row, col 3", "source_page": null } }, { "id": "bda0cecc-cde0-42ce-9a52-fa5c016c053a", "metric_id": "distribution.general.channel.insurance_marketing_firm.policies", "metric_name": "Insurance Marketing Firm policies", "value": 1227, "unit": "count", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q2 FY25-26", "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "c4af79f7-11ac-4cab-add7-c600e3224ff2", "metric_id": "financial.net_commission_ratio", "metric_name": "net commission ratio", "value": 14.72, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "public-disclosure-september-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: net_commission_ratio", "source_page": null } }, { "id": "c5762ccd-9405-439c-aff5-1ddb8e7ba620", "metric_id": "financial.gross_direct_premium.segment.marine_hull", "metric_name": "marine hull segment premium", "value": 1471, "unit": "INR_lakhs", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q2 FY25-26", "source_document": "pdfs/iffco-tokio/public-disclosure-september-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=234,735 vs Grand Total=234735.0)", "source_page": 8 } }, { "id": "c5ba6fa5-aab9-4666-9a53-a70caa2c0cad", "metric_id": "financial.combined_ratio.segment.travel", "metric_name": "travel combined ratio", "value": 123.89, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "public-disclosure-september-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, travel row immediately after label, col 9", "source_page": null } }, { "id": "c6ae36b7-daec-4c57-b3c6-5a3581d791b9", "metric_id": "financial.gross_direct_premium.segment.motor_tp", "metric_name": "motor TP segment premium", "value": 49807, "unit": "INR_lakhs", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q2 FY25-26", "source_document": "pdfs/iffco-tokio/public-disclosure-september-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=234,735 vs Grand Total=234735.0)", "source_page": 8 } }, { "id": "c8528ff4-ccea-48a8-bdf4-25535d8d1be1", "metric_id": "financial.incurred_claim_ratio.segment.liability", "metric_name": "liability incurred claims ratio", "value": 121.28, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "public-disclosure-september-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, liability row immediately after label, col 7", "source_page": null } }, { "id": "d02f70aa-6463-4474-acdc-4190585fb7aa", "metric_id": "financial.incurred_claim_ratio.segment.travel", "metric_name": "travel incurred claims ratio", "value": 101.13, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "public-disclosure-september-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, travel row immediately after label, col 7", "source_page": null } }, { "id": "d1941814-2574-46a7-ab08-5906eb70133f", "metric_id": "financial.expense_ratio.nonlife.nwp", "metric_name": "expense ratio", "value": 31.78, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "public-disclosure-september-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: expense_nwp", "source_page": null } }, { "id": "d40f0c71-6ce7-4afc-8cff-b1c48d779e7f", "metric_id": "distribution.general.channel.referral_arrangements.premium", "metric_name": "Referral Arrangements premium", "value": 0, "unit": "INR_lakhs", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q2 FY25-26", "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "d59f23c9-df76-432c-8f60-ebcb21cded77", "metric_id": "distribution.general.channel.common_service_centres.premium", "metric_name": "Common Service Centres (CSC) premium", "value": 338.31, "unit": "INR_lakhs", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q2 FY25-26", "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "dc7b09d1-4d34-40cb-baa9-7c54d0722cc5", "metric_id": "distribution.general.channel.brokers.policies", "metric_name": "Brokers policies", "value": 692290, "unit": "count", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q2 FY25-26", "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "ddca20d6-3a44-4c6d-ab39-7689edcee721", "metric_id": "financial.incurred_claim_ratio.segment.workmens_compensation", "metric_name": "workmen's compensation incurred claims ratio", "value": 57.9, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "public-disclosure-september-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, workmens_compensation row immediately after label, col 7", "source_page": null } }, { "id": "e00ccd15-8c72-4d8e-a159-815a7d233fae", "metric_id": "distribution.general.channel.corporate_agents_others.policies", "metric_name": "Corporate Agents – Others policies", "value": 29111, "unit": "count", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q2 FY25-26", "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "e1926d19-2a61-486c-9e19-cd2c2ab1c170", "metric_id": "financial.solvency_ratio", "metric_name": "solvency ratio", "value": 1.92, "unit": "x", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q2 FY25-26", "source_document": "public-disclosure-september-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-26 solvency ratio regex", "source_page": null } }, { "id": "e732a3aa-6672-48bd-baf9-551d3e9c86f9", "metric_id": "financial.gross_direct_premium.segment.workmens_compensation", "metric_name": "workmen's compensation segment premium", "value": 1693, "unit": "INR_lakhs", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q2 FY25-26", "source_document": "pdfs/iffco-tokio/public-disclosure-september-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=234,735 vs Grand Total=234735.0)", "source_page": 8 } }, { "id": "e807714a-582b-43a0-b67a-3b572c29c638", "metric_id": "financial.required_solvency_margin", "metric_name": "required solvency margin", "value": 186325, "unit": "INR_lakhs", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q2 FY25-26", "source_document": "public-disclosure-september-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-26 RSM regex", "source_page": null } }, { "id": "edd02a47-33df-4869-b262-bd89d41c8b0a", "metric_id": "financial.investment_mix.segment.equity_preference_shares", "metric_name": "equity & preference shares", "value": 545, "unit": "INR_lakhs", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-12-INVESTMENT-SCHEDULE", "reporting_period": "Q2 FY25-26", "source_document": "textplor-vendor-2025-26-H1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "f247c39a-7c92-4ea1-87bb-f243b0be07d3", "metric_id": "financial.combined_ratio.segment.motor_od", "metric_name": "motor od combined ratio", "value": 125.46, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "public-disclosure-september-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, motor_od row immediately after label, col 9", "source_page": null } }, { "id": "f3f0eec6-2f1b-4e64-8106-56816201adb8", "metric_id": "financial.investment_mix.segment.other_approved_securities", "metric_name": "other approved securities", "value": 1504, "unit": "INR_lakhs", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-12-INVESTMENT-SCHEDULE", "reporting_period": "Q2 FY25-26", "source_document": "textplor-vendor-2025-26-H1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "f7fa1bec-879e-4873-a44d-a1189d24cb5f", "metric_id": "financial.combined_ratio.segment.marine_hull", "metric_name": "marine hull combined ratio", "value": -3070, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "public-disclosure-september-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, marine_hull row immediately after label, col 9", "source_page": null } }, { "id": "fefedb0b-c81b-4238-921b-b2881a06ccae", "metric_id": "financial.gross_direct_premium.segment.travel", "metric_name": "travel segment premium", "value": 40, "unit": "INR_lakhs", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q2 FY25-26", "source_document": "pdfs/iffco-tokio/public-disclosure-september-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=234,735 vs Grand Total=234735.0)", "source_page": 8 } }, { "id": "00feb188-854a-42ba-a0a0-a548d7a784d9", "metric_id": "financial.combined_ratio.segment.motor_od", "metric_name": "motor od combined ratio", "value": 124.77, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "public-disclosure-june-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, motor_od row immediately after label, col 9", "source_page": null } }, { "id": "06a685fb-7375-45d7-a4cb-1e9985b8dc74", "metric_id": "distribution.general.channel.pos_direct.policies", "metric_name": "Point of Sales Person (Direct) policies", "value": 199033, "unit": "count", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "0b2106b1-fefe-4d11-9642-c0ae2c4af253", "metric_id": "financial.gdp_to_networth_ratio", "metric_name": "gross direct premium to net worth ratio", "value": 47, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "2025-06-30.pdf", "source_url": null, "extracted_by": "nonlife_adapter.py v1", "last_verified": "2026-09-10", "extraction_note": "NL-20 row-format label match: gdp_to_networth_ratio | Corrected 2026-10-26: unit-convention fix. IRDAI NL-20's 'Gross Direct Premium to Net Worth' row is filed industry-wide as a raw multiple (times), not a percentage -- confirmed against 7 insurers' own official PDFs (Reliance General, Cholamandalam MS, New India Assurance, Agriculture Insurance, National Insurance, Oriental Insurance all print the bare multiple, no % sign; only Generali Central's own form already prints a true percentage). Site declares this metric's unit as %, so multiplied by 100 to match.", "source_page": null } }, { "id": "0c493eed-070b-46b6-9536-a22389d1c16f", "metric_id": "financial.net_commission_ratio", "metric_name": "net commission ratio", "value": 16.23, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "public-disclosure-june-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: net_commission_ratio", "source_page": null } }, { "id": "0d197115-6180-42a8-8783-c0cf69e2474d", "metric_id": "financial.incurred_claim_ratio.segment.engineering", "metric_name": "engineering incurred claims ratio", "value": 92.81, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "public-disclosure-june-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, engineering row immediately after label, col 7", "source_page": null } }, { "id": "10cf2405-73f6-4193-9785-33a4b7bad7f6", "metric_id": "financial.networth_growth_rate", "metric_name": "net worth growth rate", "value": 0.68, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "public-disclosure-june-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: networth_growth_rate", "source_page": null } }, { "id": "117c7f33-8740-4be5-9182-ee9918bd8c3f", "metric_id": "financial.investment_npa.gross_amount", "metric_name": "gross npa (amount)", "value": 0, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-30-NON-PERFORMING-ASSETS", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "122ef1b9-6505-43ff-be83-3ed4a8b7ba60", "metric_id": "financial.investment_mix.segment.other_approved_securities", "metric_name": "other approved securities", "value": 1508, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-12-INVESTMENT-SCHEDULE", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "1cd796f6-ce48-46a7-affe-5fae52c142ef", "metric_id": "financial.net_retention_ratio", "metric_name": "net retention ratio", "value": 61.93, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "public-disclosure-june-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: net_retention", "source_page": null } }, { "id": "20605255-a34c-471e-a656-1e6e6e7f029b", "metric_id": "financial.investment_yield.gross.quarterly", "metric_name": "gross yield (quarterly)", "value": 1.76, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-31-INVESTMENT-INCOME", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "21415ad0-7d46-41c6-93e9-4e71b35ed449", "metric_id": "financial.gross_direct_premium.segment.fire", "metric_name": "fire segment premium", "value": 42349, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q1 FY25-26", "source_document": "pdfs/iffco-tokio/public-disclosure-june-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=202,314 vs Grand Total=202314.0)", "source_page": 8 } }, { "id": "217900b9-ecb5-4dee-86c4-0651fe81283d", "metric_id": "financial.gross_written_premium", "metric_name": "gross written premium", "value": 2023.1404, "unit": "crore", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-35-QUARTERLY-BUSINESS-RETURNS", "reporting_period": "Q1 FY25-26", "source_document": "public-disclosure-june-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-35 Grand Total YTD premium", "source_page": null } }, { "id": "21cb00ac-3c43-4047-8027-f3a5300c1934", "metric_id": "financial.available_solvency_margin", "metric_name": "available solvency margin", "value": 349677, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q1 FY25-26", "source_document": "public-disclosure-june-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-26 ASM regex", "source_page": null } }, { "id": "230487ff-8f10-43cc-83fc-cd4137c9b169", "metric_id": "financial.gross_direct_premium.segment.aviation", "metric_name": "aviation segment premium", "value": 0, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q1 FY25-26", "source_document": "pdfs/iffco-tokio/public-disclosure-june-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=202,314 vs Grand Total=202314.0)", "source_page": 8 } }, { "id": "3037394d-9156-439d-87be-7d225f0dac5a", "metric_id": "financial.combined_ratio.segment.aviation", "metric_name": "aviation combined ratio", "value": 0, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "public-disclosure-june-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, aviation row immediately after label, col 9", "source_page": null } }, { "id": "313b7ac6-72f3-4e76-88b7-4cb795c0e7cf", "metric_id": "financial.incurred_claim_ratio.segment.marine_hull", "metric_name": "marine hull incurred claims ratio", "value": 66.67, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "public-disclosure-june-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, marine_hull row immediately after label, col 7", "source_page": null } }, { "id": "3724a307-c9e5-4a9a-8ebc-906cf13548bc", "metric_id": "financial.investment_income_ratio", "metric_name": "investment income ratio", "value": 1.82, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "public-disclosure-june-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: investment_income_ratio", "source_page": null } }, { "id": "397403d2-5c3c-4a2b-91f9-2d8a3604986c", "metric_id": "distribution.general.channel.individual_agents.policies", "metric_name": "Individual Agents policies", "value": 416026, "unit": "count", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "3b94fede-93ac-447e-af16-2f9484c6a220", "metric_id": "financial.incurred_claim_ratio.segment.personal_accident", "metric_name": "personal accident incurred claims ratio", "value": 93.04, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "public-disclosure-june-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, personal_accident row immediately after label, col 7", "source_page": null } }, { "id": "3d66cd65-7d84-4def-8d3d-72aee2fc00ab", "metric_id": "distribution.general.channel.misp_direct.premium", "metric_name": "MISP (Direct) premium", "value": 4225.73, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "3e2e9f90-11d6-4b40-9c0d-1baea8018a75", "metric_id": "financial.investment_mix.segment.other_investments", "metric_name": "other investments", "value": 221112, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-12-INVESTMENT-SCHEDULE", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "442e70d7-0b6d-43f2-89c3-9a857956fe51", "metric_id": "financial.gross_direct_premium.segment.travel", "metric_name": "travel segment premium", "value": 59, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q1 FY25-26", "source_document": "pdfs/iffco-tokio/public-disclosure-june-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=202,314 vs Grand Total=202314.0)", "source_page": 8 } }, { "id": "44624ce2-7858-433e-a648-222aa973f4ae", "metric_id": "financial.gdp_growth_rate", "metric_name": "gross direct premium growth rate", "value": 9.46, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "public-disclosure-june-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: gdp_growth_rate", "source_page": null } }, { "id": "459b7ac3-07c3-44eb-af92-67d3a5b8ef79", "metric_id": "financial.combined_ratio.segment.fire", "metric_name": "fire combined ratio", "value": 207.95, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "public-disclosure-june-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, fire row immediately after label, col 9", "source_page": null } }, { "id": "461a00ae-011b-42f2-bb73-cea6164961e7", "metric_id": "distribution.general.channel.brokers.policies", "metric_name": "Brokers policies", "value": 714993, "unit": "count", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "4912e922-4388-424a-8890-f8169a452712", "metric_id": "distribution.general.channel.insurance_marketing_firm.premium", "metric_name": "Insurance Marketing Firm premium", "value": 289.48, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "4d18636a-2020-41c0-a4ac-c36612af3456", "metric_id": "financial.incurred_claim_ratio.segment.motor_od", "metric_name": "motor od incurred claims ratio", "value": 74.17, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "public-disclosure-june-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, motor_od row immediately after label, col 7", "source_page": null } }, { "id": "4d7b7658-6ed4-4873-9902-2c4d2949807c", "metric_id": "financial.investment_mix.segment.equity_preference_shares", "metric_name": "equity & preference shares", "value": 572, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-12-INVESTMENT-SCHEDULE", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "4df9b014-ac3a-425d-8409-bf45cd2eb07f", "metric_id": "distribution.general.channel.insurance_marketing_firm.policies", "metric_name": "Insurance Marketing Firm policies", "value": 1305, "unit": "count", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "4fb7933a-df1a-493e-b1f9-979077d5429b", "metric_id": "financial.combined_ratio.segment.health", "metric_name": "health combined ratio", "value": 124.56, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "4fe6f53a-20ef-4ba5-9df7-152cbde9d59d", "metric_id": "financial.profit_after_tax", "metric_name": "profit after tax", "value": 1.26, "unit": "crore", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-2-B-PL", "reporting_period": "Q1 FY25-26", "source_document": "public-disclosure-june-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-2-B-PL PAT row, col 3", "source_page": null } }, { "id": "543a0246-4d77-408f-8412-2d8e669ddddb", "metric_id": "financial.gross_direct_premium.segment.other", "metric_name": "other segment premium", "value": 21356, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q1 FY25-26", "source_document": "pdfs/iffco-tokio/public-disclosure-june-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=202,314 vs Grand Total=202314.0)", "source_page": 8 } }, { "id": "5c37c69a-2ec3-4916-a0af-60dd36c7e1fe", "metric_id": "distribution.general.channel.web_aggregators.premium", "metric_name": "Web Aggregators premium", "value": 0.93, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "5e83e3ff-22f7-4e95-972e-1d9a60b99b45", "metric_id": "financial.investment_npa.provision_pct", "metric_name": "npa provision coverage", "value": 0, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-30-NON-PERFORMING-ASSETS", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "5e90f84f-3c1c-4c0f-8e24-cc6d2cfa2010", "metric_id": "financial.incurred_claim_ratio.net", "metric_name": "incurred claims ratio", "value": 92.3, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "public-disclosure-june-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "id": "5f2c143b-89ec-471e-a016-65196da458a6", "metric_id": "financial.gross_direct_premium.segment.motor_od", "metric_name": "motor OD segment premium", "value": 44476, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q1 FY25-26", "source_document": "pdfs/iffco-tokio/public-disclosure-june-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=202,314 vs Grand Total=202314.0)", "source_page": 8 } }, { "id": "60a1bb7c-337c-4bb1-9c60-b4bcfed86ead", "metric_id": "financial.combined_ratio.segment.motor_tp", "metric_name": "motor tp combined ratio", "value": 119.09, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "public-disclosure-june-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, motor_tp row immediately after label, col 9", "source_page": null } }, { "id": "60bb885f-0b3c-443b-b9db-308c97b51550", "metric_id": "financial.gross_direct_premium.segment.marine_hull", "metric_name": "marine hull segment premium", "value": 37, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q1 FY25-26", "source_document": "pdfs/iffco-tokio/public-disclosure-june-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=202,314 vs Grand Total=202314.0)", "source_page": 8 } }, { "id": "62981ce2-874c-479e-ab26-bad2b2e1bc8f", "metric_id": "distribution.general.channel.corporate_agents_others.policies", "metric_name": "Corporate Agents – Others policies", "value": 18383, "unit": "count", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "655f84b6-d082-4b78-8590-5382900dce7e", "metric_id": "financial.incurred_claim_ratio.segment.fire", "metric_name": "fire incurred claims ratio", "value": 198.75, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "public-disclosure-june-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, fire row immediately after label, col 7", "source_page": null } }, { "id": "6c6bbc8d-51f0-4de8-b690-3d2f8b8b5beb", "metric_id": "financial.combined_ratio.segment.travel", "metric_name": "travel combined ratio", "value": 125.73, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "public-disclosure-june-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, travel row immediately after label, col 9", "source_page": null } }, { "id": "6e40a42b-f886-45d8-a58d-65e0fad5cd4b", "metric_id": "financial.investment_yield.net.quarterly", "metric_name": "net yield (quarterly)", "value": 1.31, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-31-INVESTMENT-INCOME", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "6e8b7a67-7631-49d0-a33c-bd5ac95eb7d5", "metric_id": "financial.gross_direct_premium.segment.liability", "metric_name": "liability segment premium", "value": 2224, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q1 FY25-26", "source_document": "pdfs/iffco-tokio/public-disclosure-june-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=202,314 vs Grand Total=202314.0)", "source_page": 8 } }, { "id": "6effcfff-28aa-4584-80f1-d65d90799133", "metric_id": "financial.claims_paid_to_provisioned_ratio", "metric_name": "claims paid to provisioned ratio", "value": 6.52, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "2025-06-30.pdf", "source_url": null, "extracted_by": "nonlife_adapter.py v1", "last_verified": "2026-09-10", "extraction_note": "NL-20 row-format label match: claims_paid_provisioned", "source_page": null } }, { "id": "70e575ac-2105-407b-9d09-104f861d5be6", "metric_id": "distribution.general.channel.corporate_agents_banks.premium", "metric_name": "Corporate Agents – Banks premium", "value": 1823.82, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "7275301a-5f79-4dfe-a035-d35c4d7bdb8b", "metric_id": "financial.investment_mix.segment.mutual_funds", "metric_name": "mutual funds", "value": 26643, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-12-INVESTMENT-SCHEDULE", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "74cca5a9-a506-49c3-ba9a-ca0c27e4d6bc", "metric_id": "financial.combined_ratio.segment.liability", "metric_name": "liability combined ratio", "value": 80.19, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "public-disclosure-june-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, liability row immediately after label, col 9", "source_page": null } }, { "id": "79b8b571-0997-47ed-a4e0-98b200af8428", "metric_id": "financial.incurred_claim_ratio.segment.crop", "metric_name": "crop incurred claims ratio", "value": 75.35, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "86ab1d0b-1500-41cf-9417-a49ca7183945", "metric_id": "distribution.general.channel.common_service_centres.policies", "metric_name": "Common Service Centres (CSC) policies", "value": 26830, "unit": "count", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "8c732c02-9171-461b-a4a7-b7cbef752f86", "metric_id": "financial.combined_ratio.segment.personal_accident", "metric_name": "personal accident combined ratio", "value": 116.49, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "public-disclosure-june-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, personal_accident row immediately after label, col 9", "source_page": null } }, { "id": "8cbd092f-9c75-4643-a84f-9cabab1ee8ab", "metric_id": "financial.technical_reserves_to_premium_ratio", "metric_name": "technical reserves to premium ratio", "value": 9.7, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "2025-06-30.pdf", "source_url": null, "extracted_by": "nonlife_adapter.py v1", "last_verified": "2026-09-10", "extraction_note": "NL-20 row-format label match: technical_reserves_ratio", "source_page": null } }, { "id": "94dda3ab-cc98-4956-b9c2-319f5257ccc1", "metric_id": "distribution.general.channel.referral_arrangements.policies", "metric_name": "Referral Arrangements policies", "value": 0, "unit": "count", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "956f38b7-4cac-4f8a-8654-c747a0141125", "metric_id": "financial.incurred_claim_ratio.segment.liability", "metric_name": "liability incurred claims ratio", "value": 35.36, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "public-disclosure-june-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, liability row immediately after label, col 7", "source_page": null } }, { "id": "99902cf5-21b9-4f86-9e3c-a5066bc57dc1", "metric_id": "financial.expense_ratio.nonlife.gdp", "metric_name": "expense ratio to gross premium", "value": 26.21, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "public-disclosure-june-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: expense_gdp", "source_page": null } }, { "id": "99fefc72-1ae3-4a8d-9e2b-e5b14f5a7ed3", "metric_id": "financial.incurred_claim_ratio.segment.marine_cargo", "metric_name": "marine cargo incurred claims ratio", "value": 109.04, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "public-disclosure-june-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, marine_cargo row immediately after label, col 7", "source_page": null } }, { "id": "9b52e205-2d49-4d9a-a9d7-22b461d26153", "metric_id": "distribution.general.channel.brokers.premium", "metric_name": "Brokers premium", "value": 109422.07, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "a0fc275e-ddca-449d-844d-b315ff1ce728", "metric_id": "distribution.general.channel.corporate_agents_banks.policies", "metric_name": "Corporate Agents – Banks policies", "value": 74384, "unit": "count", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "a4b5b446-b4fe-4056-86e5-40431375b444", "metric_id": "financial.investment_mix.segment.debentures_bonds", "metric_name": "debentures & bonds", "value": 196976, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-12-INVESTMENT-SCHEDULE", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "a58d46f6-619a-47b0-86bb-b6819add855b", "metric_id": "financial.investment_exposure.govt_and_approved_securities_pct", "metric_name": "govt + approved securities", "value": 52, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-28B-EXPOSURE-NORMS", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "a79041cf-fa6b-4ce1-8636-34e407ed9dcc", "metric_id": "financial.gross_direct_premium.segment.crop", "metric_name": "crop insurance segment premium", "value": 57, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q1 FY25-26", "source_document": "pdfs/iffco-tokio/public-disclosure-june-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=202,314 vs Grand Total=202314.0)", "source_page": 8 } }, { "id": "ab96e37b-2f6d-4069-b354-a9878cc5ea8d", "metric_id": "financial.investment_exposure.central_govt_securities_pct", "metric_name": "central govt. securities", "value": 32, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-28B-EXPOSURE-NORMS", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "ae9c97a0-fd15-48ff-9e8e-84ae8e810304", "metric_id": "distribution.general.channel.web_aggregators.policies", "metric_name": "Web Aggregators policies", "value": 121, "unit": "count", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "af61d8ae-8e70-431d-b65f-c8ec7e4bb0a3", "metric_id": "financial.combined_ratio.segment.workmens_compensation", "metric_name": "workmen's compensation combined ratio", "value": 81.73, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "public-disclosure-june-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, workmens_compensation row immediately after label, col 9", "source_page": null } }, { "id": "b4d749dc-2031-46e9-9ce8-80322a458aef", "metric_id": "financial.investment_mix.segment.infrastructure_housing", "metric_name": "infrastructure & housing", "value": 319100, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-12-INVESTMENT-SCHEDULE", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "b66d3245-c5ec-4854-aadd-0dfc2fe5a8b6", "metric_id": "financial.investment_mix.segment.real_estate_subsidiaries", "metric_name": "real estate & subsidiaries", "value": 50, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-12-INVESTMENT-SCHEDULE", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "b6aa2812-ca2a-46ac-bfdc-0eb85f4990a8", "metric_id": "financial.incurred_claim_ratio.segment.health", "metric_name": "health incurred claims ratio", "value": 101.48, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "bd098915-5429-4b30-8291-f485a0ef85ee", "metric_id": "distribution.general.channel.micro_agents.premium", "metric_name": "Micro Agents premium", "value": 0, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "bde014df-79b9-49d5-8e97-1dd917a9f2b3", "metric_id": "financial.profit_before_tax", "metric_name": "profit before tax", "value": 1.64, "unit": "crore", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-2-B-PL", "reporting_period": "Q1 FY25-26", "source_document": "public-disclosure-june-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-2-B-PL PBT row, col 3", "source_page": null } }, { "id": "c069c1ab-3617-450b-a9c0-4e2d9fb4cde9", "metric_id": "distribution.general.channel.referral_arrangements.premium", "metric_name": "Referral Arrangements premium", "value": 0, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "c32e4ee3-dc53-4f9f-96b1-0e0a3e0916a0", "metric_id": "financial.gross_direct_premium.segment.personal_accident", "metric_name": "personal accident segment premium", "value": 2948, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q1 FY25-26", "source_document": "pdfs/iffco-tokio/public-disclosure-june-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=202,314 vs Grand Total=202314.0)", "source_page": 8 } }, { "id": "c5279e90-bf3d-401b-9e1e-bc252adde90e", "metric_id": "financial.incurred_claim_ratio.segment.motor_tp", "metric_name": "motor tp incurred claims ratio", "value": 98.5, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "public-disclosure-june-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, motor_tp row immediately after label, col 7", "source_page": null } }, { "id": "c5defe9b-ed7d-4578-bacf-a99aa8eca603", "metric_id": "financial.operating_profit_ratio", "metric_name": "operating profit ratio", "value": -5.37, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "c72a3ebb-581b-458d-a974-e7491c0914cd", "metric_id": "financial.combined_ratio.segment.marine_cargo", "metric_name": "marine cargo combined ratio", "value": 135.21, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "public-disclosure-june-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, marine_cargo row immediately after label, col 9", "source_page": null } }, { "id": "cd5497b6-66ae-4098-b599-b5e5f127f947", "metric_id": "distribution.general.channel.misp_direct.policies", "metric_name": "MISP (Direct) policies", "value": 370353, "unit": "count", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "ce862e2e-f88f-4e35-a33b-d75ea897f8ad", "metric_id": "financial.solvency_ratio", "metric_name": "solvency ratio", "value": 1.86, "unit": "x", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q1 FY25-26", "source_document": "public-disclosure-june-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-26 solvency ratio regex", "source_page": null } }, { "id": "d30eec65-8c0c-49c8-8a1b-bd785dc00a3a", "metric_id": "financial.required_solvency_margin", "metric_name": "required solvency margin", "value": 187589, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q1 FY25-26", "source_document": "public-disclosure-june-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-26 RSM regex", "source_page": null } }, { "id": "d552d348-07b3-415a-a099-a9c3681e3c68", "metric_id": "financial.expense_ratio.nonlife.nwp", "metric_name": "expense ratio", "value": 32.49, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "public-disclosure-june-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: expense_nwp", "source_page": null } }, { "id": "d589643e-8f6b-4a8b-b0bf-32bdc980c06c", "metric_id": "financial.incurred_claim_ratio.segment.travel", "metric_name": "travel incurred claims ratio", "value": 102.73, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "public-disclosure-june-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, travel row immediately after label, col 7", "source_page": null } }, { "id": "d6bf67cc-f0cd-4243-ba30-d757a7c82bf2", "metric_id": "distribution.general.channel.common_service_centres.premium", "metric_name": "Common Service Centres (CSC) premium", "value": 440.22, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "daba5593-7887-4c4b-86d6-77c01723b25a", "metric_id": "financial.gross_direct_premium.segment.workmens_compensation", "metric_name": "workmen's compensation segment premium", "value": 1917, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q1 FY25-26", "source_document": "pdfs/iffco-tokio/public-disclosure-june-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=202,314 vs Grand Total=202314.0)", "source_page": 8 } }, { "id": "db87eb73-6eaa-43d0-aefd-f6df6bbc18ac", "metric_id": "financial.gross_direct_premium.segment.health", "metric_name": "health segment premium", "value": 20430, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q1 FY25-26", "source_document": "pdfs/iffco-tokio/public-disclosure-june-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=202,314 vs Grand Total=202314.0)", "source_page": 8 } }, { "id": "dbf0a37f-b0e3-4aed-9d19-8fefdf74d7e0", "metric_id": "financial.gross_direct_premium.segment.motor_tp", "metric_name": "motor TP segment premium", "value": 45279, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q1 FY25-26", "source_document": "pdfs/iffco-tokio/public-disclosure-june-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=202,314 vs Grand Total=202314.0)", "source_page": 8 } }, { "id": "de089fe2-9f48-4491-a071-913e30d35e7c", "metric_id": "distribution.general.channel.corporate_agents_others.premium", "metric_name": "Corporate Agents – Others premium", "value": 1199.66, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "e2ffa9eb-4ba0-4538-87d5-1c04426b5f1f", "metric_id": "distribution.general.channel.micro_agents.policies", "metric_name": "Micro Agents policies", "value": 0, "unit": "count", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "e48eaee1-660a-4c35-bb08-17309ff1a233", "metric_id": "distribution.general.channel.individual_agents.premium", "metric_name": "Individual Agents premium", "value": 41346.71, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "e6181f94-ec8a-462a-a376-52d3f1313f43", "metric_id": "financial.investment_exposure.housing_infra_pct", "metric_name": "housing & infrastructure", "value": 23, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-28B-EXPOSURE-NORMS", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "e6ec4d73-6777-4785-8100-5240cc4fdadf", "metric_id": "financial.incurred_claim_ratio.segment.aviation", "metric_name": "aviation incurred claims ratio", "value": 0, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "public-disclosure-june-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, aviation row immediately after label, col 7", "source_page": null } }, { "id": "e75bfba9-28c3-492f-9257-ee9f1ed10e56", "metric_id": "financial.investment_mix.segment.government_securities", "metric_name": "government securities", "value": 905656, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-12-INVESTMENT-SCHEDULE", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "e93a9e9b-5bca-40ad-acb9-bf27088fa47e", "metric_id": "financial.underwriting_balance_ratio", "metric_name": "underwriting balance ratio", "value": -22.4, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "public-disclosure-june-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: underwriting_balance", "source_page": null } }, { "id": "ef45e0d6-6315-410d-b688-875f464368fe", "metric_id": "financial.combined_ratio.segment.engineering", "metric_name": "engineering combined ratio", "value": 167.23, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "public-disclosure-june-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, engineering row immediately after label, col 9", "source_page": null } }, { "id": "f1e5afce-44e3-435c-a076-90ddc164d659", "metric_id": "financial.combined_ratio.segment.crop", "metric_name": "crop combined ratio", "value": 2303.93, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "f3ee2fb4-cdb7-4688-b896-f66fc47f2ece", "metric_id": "financial.combined_ratio.segment.marine_hull", "metric_name": "marine hull combined ratio", "value": 66.67, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "public-disclosure-june-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, marine_hull row immediately after label, col 9", "source_page": null } }, { "id": "f5275834-07d2-4a67-8878-3aa0a86f60a0", "metric_id": "financial.gross_direct_premium.segment.engineering", "metric_name": "engineering segment premium", "value": 10253, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q1 FY25-26", "source_document": "pdfs/iffco-tokio/public-disclosure-june-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=202,314 vs Grand Total=202314.0)", "source_page": 8 } }, { "id": "f64ee6c7-ccb8-4ce7-a6cb-2550f5d9e524", "metric_id": "financial.incurred_claim_ratio.segment.workmens_compensation", "metric_name": "workmen's compensation incurred claims ratio", "value": 44.18, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "public-disclosure-june-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, workmens_compensation row immediately after label, col 7", "source_page": null } }, { "id": "f8dbc83a-524c-4966-8390-b2e2084382c9", "metric_id": "financial.combined_ratio", "metric_name": "combined ratio", "value": 124.8, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "public-disclosure-june-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: combined_ratio", "source_page": null } }, { "id": "fac4e037-df7c-4bd1-989e-2d88977ef26e", "metric_id": "distribution.general.channel.pos_direct.premium", "metric_name": "Point of Sales Person (Direct) premium", "value": 13584.67, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "ff9891ab-ac8f-4a5d-a1dd-5d32dcb70e2e", "metric_id": "financial.gross_direct_premium.segment.marine_cargo", "metric_name": "marine cargo segment premium", "value": 10929, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q1 FY25-26", "source_document": "pdfs/iffco-tokio/public-disclosure-june-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=202,314 vs Grand Total=202314.0)", "source_page": 8 } }, { "id": "0119b883-8a35-4564-ab86-449a040ca96a", "metric_id": "financial.incurred_claim_ratio.segment.aviation", "metric_name": "aviation incurred claims ratio", "value": 0, "unit": "%", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY24-25", "source_document": "public-disclosure-march-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, aviation row immediately after label, col 7", "source_page": null } }, { "id": "01b10d83-998a-48ab-89b8-891a50f9e333", "metric_id": "financial.combined_ratio", "metric_name": "combined ratio", "value": 117.91, "unit": "%", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY24-25", "source_document": "public-disclosure-march-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: combined_ratio", "source_page": null } }, { "id": "02a4ec36-0a92-4a9e-aa40-8849110a16cf", "metric_id": "financial.incurred_claim_ratio.segment.marine_hull", "metric_name": "marine hull incurred claims ratio", "value": 9000, "unit": "%", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY24-25", "source_document": "public-disclosure-march-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, marine_hull row immediately after label, col 7", "source_page": null } }, { "id": "0f897c8f-acec-4165-910b-a0ed2e1809e7", "metric_id": "financial.gdp_growth_rate", "metric_name": "gross direct premium growth rate", "value": -9.42, "unit": "%", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY24-25", "source_document": "public-disclosure-march-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: gdp_growth_rate", "source_page": null } }, { "id": "115c027b-1e06-475e-aa75-397633a387cb", "metric_id": "financial.net_retention_ratio", "metric_name": "net retention ratio", "value": 72.02, "unit": "%", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY24-25", "source_document": "public-disclosure-march-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: net_retention", "source_page": null } }, { "id": "1c46feff-4e63-40d6-9e1a-85e7d5ecdb3e", "metric_id": "claims.repudiation_ratio.nonlife.count", "metric_name": "claims repudiation ratio", "value": 3.056, "unit": "%", "reporting_period_label": "FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Handbook-Table-53", "reporting_period": "FY24-25", "source_document": "IRDAI Handbook Table 53", "source_url": null, "extracted_by": null, "last_verified": "2026-09-19", "extraction_note": null, "source_page": null } }, { "id": "22375773-5b98-451b-a313-e75a735bf304", "metric_id": "financial.gross_direct_premium.segment.marine_hull", "metric_name": "marine hull segment premium", "value": 139, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q4 FY24-25", "source_document": "pdfs/iffco-tokio/public-disclosure-march-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=200,159 vs Grand Total=200159.0)", "source_page": 8 } }, { "id": "2ed41c73-b898-426b-ae96-568754e273ee", "metric_id": "financial.incurred_claim_ratio.segment.travel", "metric_name": "travel incurred claims ratio", "value": 85.31, "unit": "%", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY24-25", "source_document": "public-disclosure-march-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, travel row immediately after label, col 7", "source_page": null } }, { "id": "2f6b8a06-1de0-4f82-a7b3-88d606f72747", "metric_id": "financial.gross_direct_premium.segment.liability", "metric_name": "liability segment premium", "value": 1784, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q4 FY24-25", "source_document": "pdfs/iffco-tokio/public-disclosure-march-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=200,159 vs Grand Total=200159.0)", "source_page": 8 } }, { "id": "30a9591a-d9fa-4b71-b999-416decdae80f", "metric_id": "financial.expense_ratio.nonlife.nwp", "metric_name": "expense ratio", "value": 32.54, "unit": "%", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY24-25", "source_document": "public-disclosure-march-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: expense_nwp", "source_page": null } }, { "id": "3b678968-d6ad-4e5e-a72c-1df0cbc340f3", "metric_id": "financial.gross_direct_premium.segment.motor_tp", "metric_name": "motor TP segment premium", "value": 54821, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q4 FY24-25", "source_document": "pdfs/iffco-tokio/public-disclosure-march-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=200,159 vs Grand Total=200159.0)", "source_page": 8 } }, { "id": "4108b237-6843-4e5b-a960-7b4cf11dec95", "metric_id": "financial.profit_after_tax", "metric_name": "profit after tax", "value": 32.81, "unit": "crore", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-2-B-PL", "reporting_period": "Q4 FY24-25", "source_document": "public-disclosure-march-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-2-B-PL PAT row, col 3", "source_page": null } }, { "id": "4297edde-b222-48d2-9817-dbc02a0cfc4f", "metric_id": "claims.settlement_ratio.nonlife.count", "metric_name": "claim settlement ratio", "value": 82.0247, "unit": "%", "reporting_period_label": "FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Handbook-Table-53", "reporting_period": "FY24-25", "source_document": "IRDAI Handbook Table 53", "source_url": null, "extracted_by": null, "last_verified": "2026-09-19", "extraction_note": null, "source_page": null } }, { "id": "470f0942-bced-4fcc-946c-ac55c9d1c35d", "metric_id": "financial.combined_ratio.segment.liability", "metric_name": "liability combined ratio", "value": 258.09, "unit": "%", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY24-25", "source_document": "public-disclosure-march-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, liability row immediately after label, col 9", "source_page": null } }, { "id": "4b6030e9-9a0c-4bc3-8406-6feae431ab87", "metric_id": "financial.combined_ratio.segment.motor_tp", "metric_name": "motor tp combined ratio", "value": 123.09, "unit": "%", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY24-25", "source_document": "public-disclosure-march-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, motor_tp row immediately after label, col 9", "source_page": null } }, { "id": "4e341663-191e-4f6b-be5f-8182fd482817", "metric_id": "financial.gross_direct_premium.segment.engineering", "metric_name": "engineering segment premium", "value": 6473, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q4 FY24-25", "source_document": "pdfs/iffco-tokio/public-disclosure-march-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=200,159 vs Grand Total=200159.0)", "source_page": 8 } }, { "id": "568dcff6-6437-482e-9cb9-dd9f6d33b2b0", "metric_id": "financial.gross_direct_premium.segment.travel", "metric_name": "travel segment premium", "value": 35, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q4 FY24-25", "source_document": "pdfs/iffco-tokio/public-disclosure-march-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=200,159 vs Grand Total=200159.0)", "source_page": 8 } }, { "id": "5d54f6c0-4fc2-4f7b-9ac2-523823265f2d", "metric_id": "financial.combined_ratio.segment.engineering", "metric_name": "engineering combined ratio", "value": 110.09, "unit": "%", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY24-25", "source_document": "public-disclosure-march-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, engineering row immediately after label, col 9", "source_page": null } }, { "id": "68aa1a36-cc6d-484e-9ad8-518301c9928d", "metric_id": "financial.combined_ratio.segment.aviation", "metric_name": "aviation combined ratio", "value": 0, "unit": "%", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY24-25", "source_document": "public-disclosure-march-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, aviation row immediately after label, col 9", "source_page": null } }, { "id": "6ea883bc-a1bf-4a9d-b6d5-1a9476521c58", "metric_id": "financial.combined_ratio.segment.marine_hull", "metric_name": "marine hull combined ratio", "value": 8659.26, "unit": "%", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY24-25", "source_document": "public-disclosure-march-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, marine_hull row immediately after label, col 9", "source_page": null } }, { "id": "7063db84-569a-4097-a873-a399b71320ad", "metric_id": "financial.incurred_claim_ratio.segment.marine_cargo", "metric_name": "marine cargo incurred claims ratio", "value": 96.51, "unit": "%", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY24-25", "source_document": "public-disclosure-march-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, marine_cargo row immediately after label, col 7", "source_page": null } }, { "id": "779135bc-86ee-40d9-a42e-3f8b87b93ad8", "metric_id": "financial.incurred_claim_ratio.segment.workmens_compensation", "metric_name": "workmen's compensation incurred claims ratio", "value": 52.78, "unit": "%", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY24-25", "source_document": "public-disclosure-march-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, workmens_compensation row immediately after label, col 7", "source_page": null } }, { "id": "7e49387e-a9b1-448f-8208-802da8a50c3e", "metric_id": "financial.solvency_ratio", "metric_name": "solvency ratio", "value": 1.85, "unit": "x", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q4 FY24-25", "source_document": "public-disclosure-march-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-26 solvency ratio regex", "source_page": null } }, { "id": "7f01d7b0-f45b-4287-9171-e3fc92224858", "metric_id": "financial.incurred_claim_ratio.net", "metric_name": "incurred claims ratio", "value": 85.37, "unit": "%", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY24-25", "source_document": "public-disclosure-march-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "id": "81ee24c7-083a-4b53-b987-c358cc12d814", "metric_id": "financial.combined_ratio.segment.workmens_compensation", "metric_name": "workmen's compensation combined ratio", "value": 90.53, "unit": "%", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY24-25", "source_document": "public-disclosure-march-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, workmens_compensation row immediately after label, col 9", "source_page": null } }, { "id": "82571b8f-54b7-488e-8b18-91fa9fed6952", "metric_id": "financial.incurred_claim_ratio.segment.fire", "metric_name": "fire incurred claims ratio", "value": 75.05, "unit": "%", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY24-25", "source_document": "public-disclosure-march-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, fire row immediately after label, col 7", "source_page": null } }, { "id": "82e9b777-7fc2-4a23-97fb-342617bce27e", "metric_id": "financial.gross_direct_premium.segment.other", "metric_name": "other segment premium", "value": 16862, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q4 FY24-25", "source_document": "pdfs/iffco-tokio/public-disclosure-march-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=200,159 vs Grand Total=200159.0)", "source_page": 8 } }, { "id": "84685546-659a-4183-8b97-4f9ee93e599e", "metric_id": "financial.gross_written_premium", "metric_name": "gross written premium", "value": 8312.34, "unit": "₹ crore", "reporting_period_label": "FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-7", "reporting_period": "FY24-25", "source_document": "IRDAI Annual Report 2024-25", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 369 } }, { "id": "85440d7f-69e5-4470-86bb-ab61369225e4", "metric_id": "financial.expense_ratio.nonlife.gdp", "metric_name": "expense ratio to gross premium", "value": 28.79, "unit": "%", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY24-25", "source_document": "public-disclosure-march-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: expense_gdp", "source_page": null } }, { "id": "86891458-d12a-43d8-b4a8-b7a8916c6970", "metric_id": "financial.gross_direct_premium.segment.motor_od", "metric_name": "motor OD segment premium", "value": 57867, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q4 FY24-25", "source_document": "pdfs/iffco-tokio/public-disclosure-march-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=200,159 vs Grand Total=200159.0)", "source_page": 8 } }, { "id": "8699d080-aeb8-4829-ad31-435b4863d5b4", "metric_id": "financial.gross_direct_premium.segment.health", "metric_name": "health segment premium", "value": 20122, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q4 FY24-25", "source_document": "pdfs/iffco-tokio/public-disclosure-march-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=200,159 vs Grand Total=200159.0)", "source_page": 8 } }, { "id": "869b4d01-fcd0-46dd-81bc-c81421001059", "metric_id": "financial.claims_paid_to_provisioned_ratio", "metric_name": "claims paid to provisioned ratio", "value": 27.52, "unit": "%", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY24-25", "source_document": "2025-03-31.pdf", "source_url": null, "extracted_by": "nonlife_adapter.py v1", "last_verified": "2026-09-10", "extraction_note": "NL-20 row-format label match: claims_paid_provisioned", "source_page": null } }, { "id": "87ba75f3-0659-42df-8674-7f2897975ad8", "metric_id": "financial.incurred_claim_ratio.segment.motor_tp", "metric_name": "motor tp incurred claims ratio", "value": 102.37, "unit": "%", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY24-25", "source_document": "public-disclosure-march-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, motor_tp row immediately after label, col 7", "source_page": null } }, { "id": "8b9b1790-2d36-4f95-bca4-aa4731532853", "metric_id": "financial.profit_before_tax", "metric_name": "profit before tax", "value": 42.18, "unit": "crore", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-2-B-PL", "reporting_period": "Q4 FY24-25", "source_document": "public-disclosure-march-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-2-B-PL PBT row, col 3", "source_page": null } }, { "id": "8ef6ee4a-3798-4c05-b51d-31e47bda0ac1", "metric_id": "financial.available_solvency_margin", "metric_name": "available solvency margin", "value": 347250, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q4 FY24-25", "source_document": "public-disclosure-march-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-26 ASM regex", "source_page": null } }, { "id": "9209f51c-2977-4950-8ccd-c34774bc8c1a", "metric_id": "financial.incurred_claim_ratio.segment.liability", "metric_name": "liability incurred claims ratio", "value": 216.07, "unit": "%", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY24-25", "source_document": "public-disclosure-march-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, liability row immediately after label, col 7", "source_page": null } }, { "id": "94326fc1-fa51-4274-bffd-6b7c0d337ca4", "metric_id": "financial.networth_growth_rate", "metric_name": "net worth growth rate", "value": 3.27, "unit": "%", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY24-25", "source_document": "public-disclosure-march-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: networth_growth_rate", "source_page": null } }, { "id": "9577017b-0062-4617-859d-ef7966941181", "metric_id": "financial.required_solvency_margin", "metric_name": "required solvency margin", "value": 188060, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q4 FY24-25", "source_document": "public-disclosure-march-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-26 RSM regex", "source_page": null } }, { "id": "98fe2d7d-1871-4a8b-86a6-fcd7b432425b", "metric_id": "financial.investment_income_ratio", "metric_name": "investment income ratio", "value": 1.85, "unit": "%", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY24-25", "source_document": "public-disclosure-march-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: investment_income_ratio", "source_page": null } }, { "id": "a3a1a4ac-5dd3-439d-a82f-20d563b7fdab", "metric_id": "financial.technical_reserves_to_premium_ratio", "metric_name": "technical reserves to premium ratio", "value": 2.17, "unit": "%", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY24-25", "source_document": "2025-03-31.pdf", "source_url": null, "extracted_by": "nonlife_adapter.py v1", "last_verified": "2026-09-10", "extraction_note": "NL-20 row-format label match: technical_reserves_ratio", "source_page": null } }, { "id": "a49d4aa0-8336-4670-bc6f-608cee0b9267", "metric_id": "financial.gross_direct_premium.segment.marine_cargo", "metric_name": "marine cargo segment premium", "value": 7169, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q4 FY24-25", "source_document": "pdfs/iffco-tokio/public-disclosure-march-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=200,159 vs Grand Total=200159.0)", "source_page": 8 } }, { "id": "a995d140-93a0-46be-b06a-259253a9dabe", "metric_id": "financial.gross_direct_premium.segment.personal_accident", "metric_name": "personal accident segment premium", "value": 2290, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q4 FY24-25", "source_document": "pdfs/iffco-tokio/public-disclosure-march-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=200,159 vs Grand Total=200159.0)", "source_page": 8 } }, { "id": "aa485b27-bf33-469c-89c9-bea2ca53859a", "metric_id": "financial.incurred_claim_ratio.segment.motor_od", "metric_name": "motor od incurred claims ratio", "value": 75.28, "unit": "%", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY24-25", "source_document": "public-disclosure-march-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, motor_od row immediately after label, col 7", "source_page": null } }, { "id": "af889a62-0755-4545-ac67-d6bce955c33b", "metric_id": "financial.gross_direct_premium.segment.crop", "metric_name": "crop insurance segment premium", "value": 14626, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q4 FY24-25", "source_document": "pdfs/iffco-tokio/public-disclosure-march-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=200,159 vs Grand Total=200159.0)", "source_page": 8 } }, { "id": "b1193240-66ed-4b5b-ad04-d3d865b3a15d", "metric_id": "financial.incurred_claim_ratio.segment.engineering", "metric_name": "engineering incurred claims ratio", "value": 46.6, "unit": "%", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY24-25", "source_document": "public-disclosure-march-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, engineering row immediately after label, col 7", "source_page": null } }, { "id": "b57a1536-e2cb-46c8-a2b3-c7183ace90d5", "metric_id": "financial.combined_ratio.segment.motor_od", "metric_name": "motor od combined ratio", "value": 124.56, "unit": "%", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY24-25", "source_document": "public-disclosure-march-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, motor_od row immediately after label, col 9", "source_page": null } }, { "id": "c020bbd8-131c-4c8a-ab1b-4fd97f1c109b", "metric_id": "financial.combined_ratio.segment.fire", "metric_name": "fire combined ratio", "value": 63.27, "unit": "%", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY24-25", "source_document": "public-disclosure-march-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, fire row immediately after label, col 9", "source_page": null } }, { "id": "c52fe973-0ec5-4ce0-a7a5-cac5b8278467", "metric_id": "financial.incurred_claim_ratio.segment.personal_accident", "metric_name": "personal accident incurred claims ratio", "value": 73.13, "unit": "%", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY24-25", "source_document": "public-disclosure-march-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, personal_accident row immediately after label, col 7", "source_page": null } }, { "id": "cd7620dd-714f-4257-bbb6-f8e8d657208c", "metric_id": "financial.combined_ratio.segment.travel", "metric_name": "travel combined ratio", "value": 107.62, "unit": "%", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY24-25", "source_document": "public-disclosure-march-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, travel row immediately after label, col 9", "source_page": null } }, { "id": "d9348f6f-f3ac-4892-ad3d-b154be2a3109", "metric_id": "financial.underwriting_balance_ratio", "metric_name": "underwriting balance ratio", "value": -19.27, "unit": "%", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY24-25", "source_document": "public-disclosure-march-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: underwriting_balance", "source_page": null } }, { "id": "e0fc6fd4-2b87-46d1-9f63-280b797fee9e", "metric_id": "financial.gross_direct_premium.segment.workmens_compensation", "metric_name": "workmen's compensation segment premium", "value": 1612, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q4 FY24-25", "source_document": "pdfs/iffco-tokio/public-disclosure-march-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=200,159 vs Grand Total=200159.0)", "source_page": 8 } }, { "id": "e10c9289-cfcb-4a03-9a58-d585d2d72341", "metric_id": "financial.net_commission_ratio", "metric_name": "net commission ratio", "value": 16.79, "unit": "%", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY24-25", "source_document": "public-disclosure-march-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: net_commission_ratio", "source_page": null } }, { "id": "e68c4f36-79ca-44b4-9263-e0b5574f7eb2", "metric_id": "financial.combined_ratio.segment.personal_accident", "metric_name": "personal accident combined ratio", "value": 97.87, "unit": "%", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY24-25", "source_document": "public-disclosure-march-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, personal_accident row immediately after label, col 9", "source_page": null } }, { "id": "f3b2a342-0f8c-4240-818c-3e3a1e13700b", "metric_id": "financial.combined_ratio.segment.marine_cargo", "metric_name": "marine cargo combined ratio", "value": 122.07, "unit": "%", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY24-25", "source_document": "public-disclosure-march-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, marine_cargo row immediately after label, col 9", "source_page": null } }, { "id": "f8d01bfb-5792-4341-8f9a-ba56f2b79bb3", "metric_id": "financial.gross_direct_premium.segment.fire", "metric_name": "fire segment premium", "value": 16352, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q4 FY24-25", "source_document": "pdfs/iffco-tokio/public-disclosure-march-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=200,159 vs Grand Total=200159.0)", "source_page": 8 } }, { "id": "fb72109c-7ae7-46be-a34d-b7d7e7ea1b5a", "metric_id": "financial.gdp_to_networth_ratio", "metric_name": "gross direct premium to net worth ratio", "value": 195, "unit": "%", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY24-25", "source_document": "2025-03-31.pdf", "source_url": null, "extracted_by": "nonlife_adapter.py v1", "last_verified": "2026-09-10", "extraction_note": "NL-20 row-format label match: gdp_to_networth_ratio | Corrected 2026-10-26: unit-convention fix. IRDAI NL-20's 'Gross Direct Premium to Net Worth' row is filed industry-wide as a raw multiple (times), not a percentage -- confirmed against 7 insurers' own official PDFs (Reliance General, Cholamandalam MS, New India Assurance, Agriculture Insurance, National Insurance, Oriental Insurance all print the bare multiple, no % sign; only Generali Central's own form already prints a true percentage). Site declares this metric's unit as %, so multiplied by 100 to match.", "source_page": null } }, { "id": "feedb7f1-8fe3-41d4-aef8-4862bf96567f", "metric_id": "financial.gross_direct_premium.segment.aviation", "metric_name": "aviation segment premium", "value": 7, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q4 FY24-25", "source_document": "pdfs/iffco-tokio/public-disclosure-march-2025.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=200,159 vs Grand Total=200159.0)", "source_page": 8 } }, { "id": "0266d75c-d083-4668-9ad4-95eeb8d1fc4f", "metric_id": "financial.incurred_claim_ratio.segment.marine_cargo", "metric_name": "marine cargo incurred claims ratio", "value": 103.57, "unit": "%", "reporting_period_label": "Q3 FY24-25", "reporting_period_end": "2024-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY24-25", "source_document": "public-disclosure-december-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, marine_cargo row immediately after label, col 7", "source_page": null } }, { "id": "07af1f77-a5f2-4a6c-8db1-017245d03bd1", "metric_id": "financial.gross_direct_premium.segment.marine_hull", "metric_name": "marine hull segment premium", "value": 444, "unit": "INR_lakhs", "reporting_period_label": "Q3 FY24-25", "reporting_period_end": "2024-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q3 FY24-25", "source_document": "pdfs/iffco-tokio/public-disclosure-december-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=228,027 vs Grand Total=228027.0)", "source_page": 8 } }, { "id": "0a73815e-82dd-4ff2-b79c-4cff5d03eb1c", "metric_id": "financial.incurred_claim_ratio.segment.motor_od", "metric_name": "motor od incurred claims ratio", "value": 76.9, "unit": "%", "reporting_period_label": "Q3 FY24-25", "reporting_period_end": "2024-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY24-25", "source_document": "public-disclosure-december-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, motor_od row immediately after label, col 7", "source_page": null } }, { "id": "0f70940c-6e7a-458a-a410-2943a221ab68", "metric_id": "financial.combined_ratio.segment.motor_od", "metric_name": "motor od combined ratio", "value": 124.55, "unit": "%", "reporting_period_label": "Q3 FY24-25", "reporting_period_end": "2024-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY24-25", "source_document": "public-disclosure-december-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, motor_od row immediately after label, col 9", "source_page": null } }, { "id": "10c0fb3f-a97f-455a-8aff-b70f3bf05b92", "metric_id": "financial.gross_direct_premium.segment.crop", "metric_name": "crop insurance segment premium", "value": 29013, "unit": "INR_lakhs", "reporting_period_label": "Q3 FY24-25", "reporting_period_end": "2024-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q3 FY24-25", "source_document": "pdfs/iffco-tokio/public-disclosure-december-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=228,027 vs Grand Total=228027.0)", "source_page": 8 } }, { "id": "24d2881f-5074-443e-9e71-13c052e50963", "metric_id": "financial.combined_ratio", "metric_name": "combined ratio", "value": 121.62, "unit": "%", "reporting_period_label": "Q3 FY24-25", "reporting_period_end": "2024-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY24-25", "source_document": "public-disclosure-december-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: combined_ratio", "source_page": null } }, { "id": "261107eb-f3ae-449f-9202-f9c449b099f8", "metric_id": "financial.available_solvency_margin", "metric_name": "available solvency margin", "value": 365026, "unit": "INR_lakhs", "reporting_period_label": "Q3 FY24-25", "reporting_period_end": "2024-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q3 FY24-25", "source_document": "public-disclosure-december-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-26 ASM regex", "source_page": null } }, { "id": "2681035a-2612-4315-bfb6-c4919ff4e6a0", "metric_id": "financial.combined_ratio.segment.marine_hull", "metric_name": "marine hull combined ratio", "value": -13403.7, "unit": "%", "reporting_period_label": "Q3 FY24-25", "reporting_period_end": "2024-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY24-25", "source_document": "public-disclosure-december-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, marine_hull row immediately after label, col 9", "source_page": null } }, { "id": "290f943e-2ef9-4160-a5c1-6276417c5419", "metric_id": "financial.required_solvency_margin", "metric_name": "required solvency margin", "value": 197997, "unit": "INR_lakhs", "reporting_period_label": "Q3 FY24-25", "reporting_period_end": "2024-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q3 FY24-25", "source_document": "public-disclosure-december-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-26 RSM regex", "source_page": null } }, { "id": "29f2fc03-dc3d-4a90-917d-6afb83329fa7", "metric_id": "financial.combined_ratio.segment.workmens_compensation", "metric_name": "workmen's compensation combined ratio", "value": 89.29, "unit": "%", "reporting_period_label": "Q3 FY24-25", "reporting_period_end": "2024-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY24-25", "source_document": "public-disclosure-december-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, workmens_compensation row immediately after label, col 9", "source_page": null } }, { "id": "2f244167-7594-4bff-abc1-48cf4538075a", "metric_id": "financial.combined_ratio.segment.engineering", "metric_name": "engineering combined ratio", "value": 110.93, "unit": "%", "reporting_period_label": "Q3 FY24-25", "reporting_period_end": "2024-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY24-25", "source_document": "public-disclosure-december-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, engineering row immediately after label, col 9", "source_page": null } }, { "id": "3262974e-c2da-4840-a3b0-71d961816c0f", "metric_id": "financial.investment_income_ratio", "metric_name": "investment income ratio", "value": 1.86, "unit": "%", "reporting_period_label": "Q3 FY24-25", "reporting_period_end": "2024-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY24-25", "source_document": "public-disclosure-december-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: investment_income_ratio", "source_page": null } }, { "id": "3643d063-0e95-4ada-a3ca-4bbf5f8980cd", "metric_id": "financial.incurred_claim_ratio.segment.liability", "metric_name": "liability incurred claims ratio", "value": 266.17, "unit": "%", "reporting_period_label": "Q3 FY24-25", "reporting_period_end": "2024-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY24-25", "source_document": "public-disclosure-december-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, liability row immediately after label, col 7", "source_page": null } }, { "id": "44761772-abf7-461e-bd40-36b40ffbaa01", "metric_id": "financial.gdp_growth_rate", "metric_name": "gross direct premium growth rate", "value": -10.18, "unit": "%", "reporting_period_label": "Q3 FY24-25", "reporting_period_end": "2024-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY24-25", "source_document": "public-disclosure-december-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: gdp_growth_rate", "source_page": null } }, { "id": "4fb2c89a-29b4-436b-b64e-a8960aab5d6b", "metric_id": "financial.net_commission_ratio", "metric_name": "net commission ratio", "value": 17.23, "unit": "%", "reporting_period_label": "Q3 FY24-25", "reporting_period_end": "2024-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY24-25", "source_document": "public-disclosure-december-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: net_commission_ratio", "source_page": null } }, { "id": "5123cf93-014b-4b62-b64a-d43f420e3506", "metric_id": "financial.incurred_claim_ratio.segment.workmens_compensation", "metric_name": "workmen's compensation incurred claims ratio", "value": 52.12, "unit": "%", "reporting_period_label": "Q3 FY24-25", "reporting_period_end": "2024-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY24-25", "source_document": "public-disclosure-december-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, workmens_compensation row immediately after label, col 7", "source_page": null } }, { "id": "53220e6a-fa1d-4749-aa07-98e6f9ae83aa", "metric_id": "financial.gross_direct_premium.segment.aviation", "metric_name": "aviation segment premium", "value": 0, "unit": "INR_lakhs", "reporting_period_label": "Q3 FY24-25", "reporting_period_end": "2024-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q3 FY24-25", "source_document": "pdfs/iffco-tokio/public-disclosure-december-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=228,027 vs Grand Total=228027.0)", "source_page": 8 } }, { "id": "5634f756-b45e-4d5a-a169-f5d19d533bfd", "metric_id": "financial.combined_ratio.segment.marine_cargo", "metric_name": "marine cargo combined ratio", "value": 128.72, "unit": "%", "reporting_period_label": "Q3 FY24-25", "reporting_period_end": "2024-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY24-25", "source_document": "public-disclosure-december-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, marine_cargo row immediately after label, col 9", "source_page": null } }, { "id": "5f0169d8-a776-41be-9c5a-aac74c36b2b6", "metric_id": "financial.combined_ratio.segment.fire", "metric_name": "fire combined ratio", "value": 67.53, "unit": "%", "reporting_period_label": "Q3 FY24-25", "reporting_period_end": "2024-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY24-25", "source_document": "public-disclosure-december-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, fire row immediately after label, col 9", "source_page": null } }, { "id": "624bd736-5379-448d-9dac-51251e0a6658", "metric_id": "financial.gross_direct_premium.segment.liability", "metric_name": "liability segment premium", "value": 1667, "unit": "INR_lakhs", "reporting_period_label": "Q3 FY24-25", "reporting_period_end": "2024-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q3 FY24-25", "source_document": "pdfs/iffco-tokio/public-disclosure-december-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=228,027 vs Grand Total=228027.0)", "source_page": 8 } }, { "id": "64a48094-a31c-4278-8a36-b5b0e070f6f7", "metric_id": "financial.gross_direct_premium.segment.fire", "metric_name": "fire segment premium", "value": 15979, "unit": "INR_lakhs", "reporting_period_label": "Q3 FY24-25", "reporting_period_end": "2024-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q3 FY24-25", "source_document": "pdfs/iffco-tokio/public-disclosure-december-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=228,027 vs Grand Total=228027.0)", "source_page": 8 } }, { "id": "65e8ddac-5f37-42eb-8e4c-024742ea2e43", "metric_id": "financial.gross_direct_premium.segment.motor_od", "metric_name": "motor OD segment premium", "value": 65765, "unit": "INR_lakhs", "reporting_period_label": "Q3 FY24-25", "reporting_period_end": "2024-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q3 FY24-25", "source_document": "pdfs/iffco-tokio/public-disclosure-december-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=228,027 vs Grand Total=228027.0)", "source_page": 8 } }, { "id": "6bd1bc86-bbd6-4bf1-af25-02484cf87297", "metric_id": "financial.gross_direct_premium.segment.travel", "metric_name": "travel segment premium", "value": 53, "unit": "INR_lakhs", "reporting_period_label": "Q3 FY24-25", "reporting_period_end": "2024-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q3 FY24-25", "source_document": "pdfs/iffco-tokio/public-disclosure-december-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=228,027 vs Grand Total=228027.0)", "source_page": 8 } }, { "id": "6c2d8083-db98-4022-b967-5b1812946b33", "metric_id": "financial.incurred_claim_ratio.segment.engineering", "metric_name": "engineering incurred claims ratio", "value": 55.24, "unit": "%", "reporting_period_label": "Q3 FY24-25", "reporting_period_end": "2024-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY24-25", "source_document": "public-disclosure-december-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, engineering row immediately after label, col 7", "source_page": null } }, { "id": "6cceb6db-0201-4fa6-8436-71efcf5d5953", "metric_id": "financial.gdp_to_networth_ratio", "metric_name": "gross direct premium to net worth ratio", "value": 149, "unit": "%", "reporting_period_label": "Q3 FY24-25", "reporting_period_end": "2024-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY24-25", "source_document": "2024-12-31.pdf", "source_url": null, "extracted_by": "nonlife_adapter.py v1", "last_verified": "2026-09-10", "extraction_note": "NL-20 row-format label match: gdp_to_networth_ratio | Corrected 2026-10-26: unit-convention fix. IRDAI NL-20's 'Gross Direct Premium to Net Worth' row is filed industry-wide as a raw multiple (times), not a percentage -- confirmed against 7 insurers' own official PDFs (Reliance General, Cholamandalam MS, New India Assurance, Agriculture Insurance, National Insurance, Oriental Insurance all print the bare multiple, no % sign; only Generali Central's own form already prints a true percentage). Site declares this metric's unit as %, so multiplied by 100 to match.", "source_page": null } }, { "id": "6d7aeb90-8648-4616-9e6e-d6c83769f23a", "metric_id": "financial.gross_direct_premium.segment.health", "metric_name": "health segment premium", "value": 15619, "unit": "INR_lakhs", "reporting_period_label": "Q3 FY24-25", "reporting_period_end": "2024-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q3 FY24-25", "source_document": "pdfs/iffco-tokio/public-disclosure-december-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=228,027 vs Grand Total=228027.0)", "source_page": 8 } }, { "id": "71dab69a-8091-4caa-a4a4-532fdb74180b", "metric_id": "financial.profit_before_tax", "metric_name": "profit before tax", "value": -52.65, "unit": "crore", "reporting_period_label": "Q3 FY24-25", "reporting_period_end": "2024-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-2-B-PL", "reporting_period": "Q3 FY24-25", "source_document": "public-disclosure-december-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-2-B-PL PBT row, col 3", "source_page": null } }, { "id": "80836db1-0231-4541-8a3e-91ae78ee9bf1", "metric_id": "financial.combined_ratio.segment.motor_tp", "metric_name": "motor tp combined ratio", "value": 118.96, "unit": "%", "reporting_period_label": "Q3 FY24-25", "reporting_period_end": "2024-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY24-25", "source_document": "public-disclosure-december-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, motor_tp row immediately after label, col 9", "source_page": null } }, { "id": "a1c396e2-239b-452c-a75f-6d00acea0e2b", "metric_id": "financial.incurred_claim_ratio.segment.marine_hull", "metric_name": "marine hull incurred claims ratio", "value": -203.7, "unit": "%", "reporting_period_label": "Q3 FY24-25", "reporting_period_end": "2024-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY24-25", "source_document": "public-disclosure-december-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, marine_hull row immediately after label, col 7", "source_page": null } }, { "id": "a7225bf0-4f15-42f2-b8ee-6f367e2e030e", "metric_id": "financial.gross_direct_premium.segment.motor_tp", "metric_name": "motor TP segment premium", "value": 63322, "unit": "INR_lakhs", "reporting_period_label": "Q3 FY24-25", "reporting_period_end": "2024-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q3 FY24-25", "source_document": "pdfs/iffco-tokio/public-disclosure-december-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=228,027 vs Grand Total=228027.0)", "source_page": 8 } }, { "id": "b2e844be-6abf-418c-9cc8-fed927d691e1", "metric_id": "financial.gross_direct_premium.segment.marine_cargo", "metric_name": "marine cargo segment premium", "value": 7684, "unit": "INR_lakhs", "reporting_period_label": "Q3 FY24-25", "reporting_period_end": "2024-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q3 FY24-25", "source_document": "pdfs/iffco-tokio/public-disclosure-december-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=228,027 vs Grand Total=228027.0)", "source_page": 8 } }, { "id": "b383a6eb-3c3e-457c-9100-7e9cd1852a1c", "metric_id": "financial.gross_direct_premium.segment.workmens_compensation", "metric_name": "workmen's compensation segment premium", "value": 1597, "unit": "INR_lakhs", "reporting_period_label": "Q3 FY24-25", "reporting_period_end": "2024-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q3 FY24-25", "source_document": "pdfs/iffco-tokio/public-disclosure-december-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=228,027 vs Grand Total=228027.0)", "source_page": 8 } }, { "id": "bf6145a4-71a2-42b4-bb0f-cc1c3819d5f6", "metric_id": "financial.gross_direct_premium.segment.other", "metric_name": "other segment premium", "value": 17876, "unit": "INR_lakhs", "reporting_period_label": "Q3 FY24-25", "reporting_period_end": "2024-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q3 FY24-25", "source_document": "pdfs/iffco-tokio/public-disclosure-december-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=228,027 vs Grand Total=228027.0)", "source_page": 8 } }, { "id": "c1abd832-d227-485a-bf70-24e5d506348b", "metric_id": "financial.incurred_claim_ratio.segment.aviation", "metric_name": "aviation incurred claims ratio", "value": 0, "unit": "%", "reporting_period_label": "Q3 FY24-25", "reporting_period_end": "2024-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY24-25", "source_document": "public-disclosure-december-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, aviation row immediately after label, col 7", "source_page": null } }, { "id": "c6948c16-fd27-4ca1-a83a-5556c3627b58", "metric_id": "financial.profit_after_tax", "metric_name": "profit after tax", "value": -39.79, "unit": "crore", "reporting_period_label": "Q3 FY24-25", "reporting_period_end": "2024-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-2-B-PL", "reporting_period": "Q3 FY24-25", "source_document": "public-disclosure-december-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-2-B-PL PAT row, col 3", "source_page": null } }, { "id": "d39bbcf1-ec30-4120-a0fa-34d683ee8638", "metric_id": "financial.incurred_claim_ratio.segment.fire", "metric_name": "fire incurred claims ratio", "value": 76.21, "unit": "%", "reporting_period_label": "Q3 FY24-25", "reporting_period_end": "2024-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY24-25", "source_document": "public-disclosure-december-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, fire row immediately after label, col 7", "source_page": null } }, { "id": "d6a42b12-a09f-4461-8414-705abc4acd4e", "metric_id": "financial.expense_ratio.nonlife.gdp", "metric_name": "expense ratio to gross premium", "value": 26.18, "unit": "%", "reporting_period_label": "Q3 FY24-25", "reporting_period_end": "2024-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY24-25", "source_document": "public-disclosure-december-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: expense_gdp", "source_page": null } }, { "id": "d8cf1ec8-a359-4e95-94f0-260ead71e54a", "metric_id": "financial.combined_ratio.segment.aviation", "metric_name": "aviation combined ratio", "value": 0, "unit": "%", "reporting_period_label": "Q3 FY24-25", "reporting_period_end": "2024-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY24-25", "source_document": "public-disclosure-december-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, aviation row immediately after label, col 9", "source_page": null } }, { "id": "d95c5e01-e7fb-402a-8c2e-4e2213764b0e", "metric_id": "financial.combined_ratio.segment.liability", "metric_name": "liability combined ratio", "value": 306.87, "unit": "%", "reporting_period_label": "Q3 FY24-25", "reporting_period_end": "2024-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY24-25", "source_document": "public-disclosure-december-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, liability row immediately after label, col 9", "source_page": null } }, { "id": "dbafe180-0dd8-4d33-a29d-0e61518a612f", "metric_id": "financial.claims_paid_to_provisioned_ratio", "metric_name": "claims paid to provisioned ratio", "value": 20.83, "unit": "%", "reporting_period_label": "Q3 FY24-25", "reporting_period_end": "2024-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY24-25", "source_document": "2024-12-31.pdf", "source_url": null, "extracted_by": "nonlife_adapter.py v1", "last_verified": "2026-09-10", "extraction_note": "NL-20 row-format label match: claims_paid_provisioned", "source_page": null } }, { "id": "e57788c0-8e52-4095-8a0b-8ff783897ab8", "metric_id": "financial.gross_direct_premium.segment.engineering", "metric_name": "engineering segment premium", "value": 6638, "unit": "INR_lakhs", "reporting_period_label": "Q3 FY24-25", "reporting_period_end": "2024-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q3 FY24-25", "source_document": "pdfs/iffco-tokio/public-disclosure-december-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=228,027 vs Grand Total=228027.0)", "source_page": 8 } }, { "id": "edda604f-90af-43b3-ad64-27b55369171c", "metric_id": "financial.incurred_claim_ratio.net", "metric_name": "incurred claims ratio", "value": 89.52, "unit": "%", "reporting_period_label": "Q3 FY24-25", "reporting_period_end": "2024-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY24-25", "source_document": "public-disclosure-december-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "id": "ee0924e3-46a4-44fc-bf27-ddbc249847c5", "metric_id": "financial.expense_ratio.nonlife.nwp", "metric_name": "expense ratio", "value": 32.1, "unit": "%", "reporting_period_label": "Q3 FY24-25", "reporting_period_end": "2024-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY24-25", "source_document": "public-disclosure-december-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: expense_nwp", "source_page": null } }, { "id": "ee50ebe6-3000-441b-89c4-96be6e1125ea", "metric_id": "financial.gross_direct_premium.segment.personal_accident", "metric_name": "personal accident segment premium", "value": 2370, "unit": "INR_lakhs", "reporting_period_label": "Q3 FY24-25", "reporting_period_end": "2024-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q3 FY24-25", "source_document": "pdfs/iffco-tokio/public-disclosure-december-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-24", "extraction_note": "NL-4 segment GDP, for the quarter (sum=228,027 vs Grand Total=228027.0)", "source_page": 8 } }, { "id": "eea7a000-b9db-4464-b9b7-6abbf704af94", "metric_id": "financial.networth_growth_rate", "metric_name": "net worth growth rate", "value": 4.72, "unit": "%", "reporting_period_label": "Q3 FY24-25", "reporting_period_end": "2024-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY24-25", "source_document": "public-disclosure-december-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: networth_growth_rate", "source_page": null } }, { "id": "f4479a2c-412a-4f1f-81f5-7564abce22b1", "metric_id": "financial.solvency_ratio", "metric_name": "solvency ratio", "value": 1.84, "unit": "x", "reporting_period_label": "Q3 FY24-25", "reporting_period_end": "2024-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q3 FY24-25", "source_document": "public-disclosure-december-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-26 solvency ratio regex", "source_page": null } }, { "id": "fdbf2caa-41d0-473f-b695-e853c9cbbaeb", "metric_id": "financial.incurred_claim_ratio.segment.motor_tp", "metric_name": "motor tp incurred claims ratio", "value": 98.5, "unit": "%", "reporting_period_label": "Q3 FY24-25", "reporting_period_end": "2024-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY24-25", "source_document": "public-disclosure-december-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, motor_tp row immediately after label, col 7", "source_page": null } }, { "id": "ffbe502f-dc0e-46d5-98cf-f82901e8b972", "metric_id": "financial.net_retention_ratio", "metric_name": "net retention ratio", "value": 69.93, "unit": "%", "reporting_period_label": "Q3 FY24-25", "reporting_period_end": "2024-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY24-25", "source_document": "public-disclosure-december-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: net_retention", "source_page": null } }, { "id": "0073c5ff-c400-4cd5-a860-ad6fe27eca66", "metric_id": "financial.incurred_claim_ratio.segment.marine_cargo", "metric_name": "marine cargo incurred claims ratio", "value": 99.47, "unit": "%", "reporting_period_label": "Q2 FY24-25", "reporting_period_end": "2024-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY24-25", "source_document": "public-disclosure-september-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, marine_cargo row immediately after label, col 7", "source_page": null } }, { "id": "014aed99-7e37-4403-a151-e955b5a100f3", "metric_id": "financial.networth_growth_rate", "metric_name": "net worth growth rate", "value": 6.32, "unit": "%", "reporting_period_label": "Q2 FY24-25", "reporting_period_end": "2024-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY24-25", "source_document": "public-disclosure-september-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: networth_growth_rate", "source_page": null } }, { "id": "0ce57a40-a04d-4c2f-86e4-ccaacd3cfdcc", "metric_id": "financial.net_commission_ratio", "metric_name": "net commission ratio", "value": 11.73, "unit": "%", "reporting_period_label": "Q2 FY24-25", "reporting_period_end": "2024-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY24-25", "source_document": "public-disclosure-september-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: net_commission_ratio", "source_page": null } }, { "id": "0eabd15d-6a9d-4cdf-add3-471e5626bd7b", "metric_id": "financial.net_earning_ratio", "metric_name": "net earning ratio", "value": 2.53, "unit": "%", "reporting_period_label": "Q2 FY24-25", "reporting_period_end": "2024-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY24-25", "source_document": "public-disclosure-september-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: net_earning_ratio", "source_page": null } }, { "id": "1b9585ab-6ce5-4259-a691-fa6d6bf73cd8", "metric_id": "financial.liquid_assets_to_liabilities_ratio", "metric_name": "liquid assets to liabilities ratio", "value": 0.26, "unit": "%", "reporting_period_label": "Q2 FY24-25", "reporting_period_end": "2024-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY24-25", "source_document": "2024-09-30.pdf", "source_url": null, "extracted_by": "nonlife_adapter.py v1", "last_verified": "2026-09-10", "extraction_note": "NL-20 row-format label match: liquid_assets_ratio", "source_page": null } }, { "id": "2193717c-8a3b-4085-b454-fb41de58ff70", "metric_id": "financial.incurred_claim_ratio.segment.motor_od", "metric_name": "motor od incurred claims ratio", "value": 76.97, "unit": "%", "reporting_period_label": "Q2 FY24-25", "reporting_period_end": "2024-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY24-25", "source_document": "public-disclosure-september-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, motor_od row immediately after label, col 7", "source_page": null } }, { "id": "228c71dc-7824-4960-987a-2a2b87fc4a21", "metric_id": "financial.return_on_net_worth", "metric_name": "return on net worth", "value": 3.33, "unit": "%", "reporting_period_label": "Q2 FY24-25", "reporting_period_end": "2024-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY24-25", "source_document": "2024-09-30.pdf", "source_url": null, "extracted_by": "nonlife_adapter.py v1", "last_verified": "2026-09-10", "extraction_note": "NL-20 row-format label match: return_on_networth", "source_page": null } }, { "id": "27a2219c-7f21-4eb2-a06f-ac16df45dbbd", "metric_id": "financial.incurred_claim_ratio.net", "metric_name": "incurred claims ratio", "value": 92.27, "unit": "%", "reporting_period_label": "Q2 FY24-25", "reporting_period_end": "2024-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY24-25", "source_document": "public-disclosure-september-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "id": "3a28688f-ec9f-4c6f-9b7b-af055ccf065b", "metric_id": "financial.net_retention_ratio", "metric_name": "net retention ratio", "value": 61.2, "unit": "%", "reporting_period_label": "Q2 FY24-25", "reporting_period_end": "2024-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY24-25", "source_document": "public-disclosure-september-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: net_retention", "source_page": null } }, { "id": "3f18f300-ffba-4968-9235-8bcd809572ca", "metric_id": "financial.gdp_to_networth_ratio", "metric_name": "gross direct premium to net worth ratio", "value": 94, "unit": "%", "reporting_period_label": "Q2 FY24-25", "reporting_period_end": "2024-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY24-25", "source_document": "2024-09-30.pdf", "source_url": null, "extracted_by": "nonlife_adapter.py v1", "last_verified": "2026-09-10", "extraction_note": "NL-20 row-format label match: gdp_to_networth_ratio | Corrected 2026-10-26: unit-convention fix. IRDAI NL-20's 'Gross Direct Premium to Net Worth' row is filed industry-wide as a raw multiple (times), not a percentage -- confirmed against 7 insurers' own official PDFs (Reliance General, Cholamandalam MS, New India Assurance, Agriculture Insurance, National Insurance, Oriental Insurance all print the bare multiple, no % sign; only Generali Central's own form already prints a true percentage). Site declares this metric's unit as %, so multiplied by 100 to match.", "source_page": null } }, { "id": "40354c5f-add5-4bb7-a93e-7664d11e09af", "metric_id": "financial.combined_ratio.segment.marine_hull", "metric_name": "marine hull combined ratio", "value": -324, "unit": "%", "reporting_period_label": "Q2 FY24-25", "reporting_period_end": "2024-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY24-25", "source_document": "public-disclosure-september-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, marine_hull row immediately after label, col 8", "source_page": null } }, { "id": "4195b1e8-3604-4f00-a0ae-574d6b39b663", "metric_id": "financial.combined_ratio", "metric_name": "combined ratio", "value": 120.91, "unit": "%", "reporting_period_label": "Q2 FY24-25", "reporting_period_end": "2024-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY24-25", "source_document": "public-disclosure-september-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: combined_ratio", "source_page": null } }, { "id": "4838b79f-58b7-4010-ba37-abce4d6ca4ae", "metric_id": "financial.underwriting_balance_ratio", "metric_name": "underwriting balance ratio", "value": -20.71, "unit": "%", "reporting_period_label": "Q2 FY24-25", "reporting_period_end": "2024-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY24-25", "source_document": "public-disclosure-september-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: underwriting_balance", "source_page": null } }, { "id": "4965c3f4-0592-4482-a544-e6dec83afd26", "metric_id": "financial.profit_after_tax", "metric_name": "profit after tax", "value": 34.73, "unit": "crore", "reporting_period_label": "Q2 FY24-25", "reporting_period_end": "2024-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-2-B-PL", "reporting_period": "Q2 FY24-25", "source_document": "public-disclosure-september-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-2-B-PL PAT row, col 3", "source_page": null } }, { "id": "4b47fbc3-04c7-4213-9d15-1c693e0aa4b9", "metric_id": "financial.profit_before_tax", "metric_name": "profit before tax", "value": 44.65, "unit": "crore", "reporting_period_label": "Q2 FY24-25", "reporting_period_end": "2024-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-2-B-PL", "reporting_period": "Q2 FY24-25", "source_document": "public-disclosure-september-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-2-B-PL PBT row, col 3", "source_page": null } }, { "id": "4f4cf119-cb42-4a88-93af-a14d24237cde", "metric_id": "financial.incurred_claim_ratio.segment.engineering", "metric_name": "engineering incurred claims ratio", "value": 63.76, "unit": "%", "reporting_period_label": "Q2 FY24-25", "reporting_period_end": "2024-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY24-25", "source_document": "public-disclosure-september-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, engineering row immediately after label, col 7", "source_page": null } }, { "id": "5f0bbf64-6d59-4a47-b4db-7283a210f656", "metric_id": "financial.combined_ratio.segment.fire", "metric_name": "fire combined ratio", "value": 93.42, "unit": "%", "reporting_period_label": "Q2 FY24-25", "reporting_period_end": "2024-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY24-25", "source_document": "public-disclosure-september-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, fire row immediately after label, col 8", "source_page": null } }, { "id": "6349d24d-e7dd-4831-ab32-041d652a4975", "metric_id": "financial.combined_ratio.segment.engineering", "metric_name": "engineering combined ratio", "value": 95.39, "unit": "%", "reporting_period_label": "Q2 FY24-25", "reporting_period_end": "2024-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY24-25", "source_document": "public-disclosure-september-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, engineering row immediately after label, col 8", "source_page": null } }, { "id": "6e365034-fab4-43af-b0c8-9143ff45ab92", "metric_id": "financial.incurred_claim_ratio.segment.aviation", "metric_name": "aviation incurred claims ratio", "value": 0, "unit": "%", "reporting_period_label": "Q2 FY24-25", "reporting_period_end": "2024-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY24-25", "source_document": "public-disclosure-september-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, aviation row immediately after label, col 7", "source_page": null } }, { "id": "7c4cc0df-97a9-46c1-a14a-dfeba1d7c0ec", "metric_id": "financial.gdp_growth_rate", "metric_name": "gross direct premium growth rate", "value": -11.27, "unit": "%", "reporting_period_label": "Q2 FY24-25", "reporting_period_end": "2024-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY24-25", "source_document": "public-disclosure-september-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: gdp_growth_rate", "source_page": null } }, { "id": "886e2682-9fa0-4868-9470-381986fb67f7", "metric_id": "financial.combined_ratio.segment.motor_tp", "metric_name": "motor tp combined ratio", "value": 116.54, "unit": "%", "reporting_period_label": "Q2 FY24-25", "reporting_period_end": "2024-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY24-25", "source_document": "public-disclosure-september-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, motor_tp row immediately after label, col 8", "source_page": null } }, { "id": "8f670ca3-8542-460e-80f2-cd768f299780", "metric_id": "financial.incurred_claim_ratio.segment.fire", "metric_name": "fire incurred claims ratio", "value": 99.82, "unit": "%", "reporting_period_label": "Q2 FY24-25", "reporting_period_end": "2024-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY24-25", "source_document": "public-disclosure-september-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, fire row immediately after label, col 7", "source_page": null } }, { "id": "9377b4cb-8cdd-4d8f-b21d-1b9ca0f6e955", "metric_id": "financial.solvency_ratio", "metric_name": "solvency ratio", "value": 1.8, "unit": "x", "reporting_period_label": "Q2 FY24-25", "reporting_period_end": "2024-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q2 FY24-25", "source_document": "public-disclosure-september-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-26 solvency ratio regex", "source_page": null } }, { "id": "946aba3c-5d08-41ce-b373-c1f2442f250a", "metric_id": "financial.incurred_claim_ratio.segment.motor_tp", "metric_name": "motor tp incurred claims ratio", "value": 95.36, "unit": "%", "reporting_period_label": "Q2 FY24-25", "reporting_period_end": "2024-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY24-25", "source_document": "public-disclosure-september-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, motor_tp row immediately after label, col 7", "source_page": null } }, { "id": "946aeee3-9d16-4ebb-8383-2ca8bdfa837d", "metric_id": "financial.required_solvency_margin", "metric_name": "required solvency margin", "value": 206003, "unit": "INR_lakhs", "reporting_period_label": "Q2 FY24-25", "reporting_period_end": "2024-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q2 FY24-25", "source_document": "public-disclosure-september-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-26 RSM regex", "source_page": null } }, { "id": "9fc81838-197e-410e-8572-4a399c226fd4", "metric_id": "financial.combined_ratio.segment.motor_od", "metric_name": "motor od combined ratio", "value": 122.76, "unit": "%", "reporting_period_label": "Q2 FY24-25", "reporting_period_end": "2024-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY24-25", "source_document": "public-disclosure-september-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, motor_od row immediately after label, col 8", "source_page": null } }, { "id": "ad5c5fba-f028-4f44-828c-07d739fe61f5", "metric_id": "financial.technical_reserves_to_premium_ratio", "metric_name": "technical reserves to premium ratio", "value": 4.61, "unit": "%", "reporting_period_label": "Q2 FY24-25", "reporting_period_end": "2024-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY24-25", "source_document": "2024-09-30.pdf", "source_url": null, "extracted_by": "nonlife_adapter.py v1", "last_verified": "2026-09-10", "extraction_note": "NL-20 row-format label match: technical_reserves_ratio", "source_page": null } }, { "id": "b9ac6f9c-279c-4c48-bd44-556ddd6e3f90", "metric_id": "financial.incurred_claim_ratio.segment.marine_hull", "metric_name": "marine hull incurred claims ratio", "value": 188, "unit": "%", "reporting_period_label": "Q2 FY24-25", "reporting_period_end": "2024-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY24-25", "source_document": "public-disclosure-september-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, marine_hull row immediately after label, col 7", "source_page": null } }, { "id": "c688c812-2ec1-4e24-9a80-3e84289579f4", "metric_id": "financial.combined_ratio.segment.aviation", "metric_name": "aviation combined ratio", "value": 0, "unit": "%", "reporting_period_label": "Q2 FY24-25", "reporting_period_end": "2024-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY24-25", "source_document": "public-disclosure-september-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, aviation row immediately after label, col 8", "source_page": null } }, { "id": "dda39d50-b920-49cb-b631-04209d3a64f0", "metric_id": "financial.operating_profit_ratio", "metric_name": "operating profit ratio", "value": -2.04, "unit": "%", "reporting_period_label": "Q2 FY24-25", "reporting_period_end": "2024-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY24-25", "source_document": "public-disclosure-september-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: operating_profit_ratio", "source_page": null } }, { "id": "e2406049-fae6-4eb2-a8c9-1634966c9c78", "metric_id": "financial.available_solvency_margin", "metric_name": "available solvency margin", "value": 369831, "unit": "INR_lakhs", "reporting_period_label": "Q2 FY24-25", "reporting_period_end": "2024-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q2 FY24-25", "source_document": "public-disclosure-september-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-26 ASM regex", "source_page": null } }, { "id": "e4adff3d-4175-49fe-ad59-0155e065fee7", "metric_id": "financial.combined_ratio.segment.marine_cargo", "metric_name": "marine cargo combined ratio", "value": 122.36, "unit": "%", "reporting_period_label": "Q2 FY24-25", "reporting_period_end": "2024-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY24-25", "source_document": "public-disclosure-september-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, marine_cargo row immediately after label, col 8", "source_page": null } }, { "id": "eed6297c-5360-48cc-9875-96b9b0952f70", "metric_id": "financial.expense_ratio.nonlife.nwp", "metric_name": "expense ratio", "value": 28.63, "unit": "%", "reporting_period_label": "Q2 FY24-25", "reporting_period_end": "2024-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY24-25", "source_document": "public-disclosure-september-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: expense_nwp", "source_page": null } }, { "id": "fabb739f-69b2-4ed6-91c0-0e10dcc7145b", "metric_id": "financial.investment_income_ratio", "metric_name": "investment income ratio", "value": 1.86, "unit": "%", "reporting_period_label": "Q2 FY24-25", "reporting_period_end": "2024-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY24-25", "source_document": "public-disclosure-september-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: investment_income_ratio", "source_page": null } }, { "id": "fb97c775-5af9-42a2-91cb-cf9403c1370e", "metric_id": "financial.expense_ratio.nonlife.gdp", "metric_name": "expense ratio to gross premium", "value": 21.68, "unit": "%", "reporting_period_label": "Q2 FY24-25", "reporting_period_end": "2024-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY24-25", "source_document": "public-disclosure-september-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: expense_gdp", "source_page": null } }, { "id": "062ec8f3-6eb4-49d0-9ae5-81d12affb779", "metric_id": "financial.net_commission_ratio", "metric_name": "net commission ratio", "value": 11.09, "unit": "%", "reporting_period_label": "Q1 FY24-25", "reporting_period_end": "2024-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY24-25", "source_document": "public-disclosure-june-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: net_commission_ratio", "source_page": null } }, { "id": "08cc091e-8861-4c96-8a9e-124216dbe46e", "metric_id": "financial.incurred_claim_ratio.segment.motor_od", "metric_name": "motor od incurred claims ratio", "value": 79.08, "unit": "%", "reporting_period_label": "Q1 FY24-25", "reporting_period_end": "2024-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY24-25", "source_document": "public-disclosure-june-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, motor_od row immediately after label, col 7", "source_page": null } }, { "id": "0ebae348-ddd1-4cbb-a53e-ee6724bf6c9f", "metric_id": "financial.net_retention_ratio", "metric_name": "net retention ratio", "value": 68.68, "unit": "%", "reporting_period_label": "Q1 FY24-25", "reporting_period_end": "2024-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY24-25", "source_document": "public-disclosure-june-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: net_retention", "source_page": null } }, { "id": "12736b01-d401-43fa-ac2f-6638ba517be1", "metric_id": "financial.incurred_claim_ratio.segment.marine_hull", "metric_name": "marine hull incurred claims ratio", "value": 412.5, "unit": "%", "reporting_period_label": "Q1 FY24-25", "reporting_period_end": "2024-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY24-25", "source_document": "public-disclosure-june-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, marine_hull row immediately after label, col 7", "source_page": null } }, { "id": "12ee11df-64b0-462a-bee2-1c346e4cd9fa", "metric_id": "financial.incurred_claim_ratio.segment.workmens_compensation", "metric_name": "workmen's compensation incurred claims ratio", "value": 45.81, "unit": "%", "reporting_period_label": "Q1 FY24-25", "reporting_period_end": "2024-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY24-25", "source_document": "public-disclosure-june-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, workmens_compensation row immediately after label, col 7", "source_page": null } }, { "id": "1e067749-f3ee-4eb3-9f28-44634026a08e", "metric_id": "financial.incurred_claim_ratio.segment.motor_tp", "metric_name": "motor tp incurred claims ratio", "value": 85.03, "unit": "%", "reporting_period_label": "Q1 FY24-25", "reporting_period_end": "2024-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY24-25", "source_document": "public-disclosure-june-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, motor_tp row immediately after label, col 7", "source_page": null } }, { "id": "23e052ff-9300-4ec2-a661-f51e142adf84", "metric_id": "financial.combined_ratio.segment.marine_hull", "metric_name": "marine hull combined ratio", "value": -62.5, "unit": "%", "reporting_period_label": "Q1 FY24-25", "reporting_period_end": "2024-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY24-25", "source_document": "public-disclosure-june-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, marine_hull row immediately after label, col 8", "source_page": null } }, { "id": "2b3ee8fb-5331-424a-a055-2fea3a7c3a98", "metric_id": "financial.liquid_assets_to_liabilities_ratio", "metric_name": "liquid assets to liabilities ratio", "value": 0.23, "unit": "%", "reporting_period_label": "Q1 FY24-25", "reporting_period_end": "2024-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY24-25", "source_document": "2024-06-30.pdf", "source_url": null, "extracted_by": "nonlife_adapter.py v1", "last_verified": "2026-09-10", "extraction_note": "NL-20 row-format label match: liquid_assets_ratio", "source_page": null } }, { "id": "2d90b17c-0c54-4022-aba6-0b92f27592cc", "metric_id": "financial.combined_ratio.segment.aviation", "metric_name": "aviation combined ratio", "value": 0, "unit": "%", "reporting_period_label": "Q1 FY24-25", "reporting_period_end": "2024-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY24-25", "source_document": "public-disclosure-june-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, aviation row immediately after label, col 8", "source_page": null } }, { "id": "2fbd1ffc-89a2-4453-89e5-762dbcd5db6f", "metric_id": "financial.profit_after_tax", "metric_name": "profit after tax", "value": 107.36, "unit": "crore", "reporting_period_label": "Q1 FY24-25", "reporting_period_end": "2024-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-2-B-PL", "reporting_period": "Q1 FY24-25", "source_document": "public-disclosure-june-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-2-B-PL PAT row, col 3", "source_page": null } }, { "id": "30745732-4ae6-4cd7-8b31-9194a56225e5", "metric_id": "financial.combined_ratio.segment.motor_od", "metric_name": "motor od combined ratio", "value": 124.51, "unit": "%", "reporting_period_label": "Q1 FY24-25", "reporting_period_end": "2024-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY24-25", "source_document": "public-disclosure-june-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, motor_od row immediately after label, col 8", "source_page": null } }, { "id": "30774313-e956-4a15-bf33-6f83faaf71c9", "metric_id": "financial.profit_before_tax", "metric_name": "profit before tax", "value": 143.36, "unit": "crore", "reporting_period_label": "Q1 FY24-25", "reporting_period_end": "2024-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-2-B-PL", "reporting_period": "Q1 FY24-25", "source_document": "public-disclosure-june-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-2-B-PL PBT row, col 3", "source_page": null } }, { "id": "393d1f16-295f-48da-9ba4-4defeafdf80e", "metric_id": "financial.combined_ratio.segment.liability", "metric_name": "liability combined ratio", "value": 422.62, "unit": "%", "reporting_period_label": "Q1 FY24-25", "reporting_period_end": "2024-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY24-25", "source_document": "public-disclosure-june-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, liability row immediately after label, col 8", "source_page": null } }, { "id": "47ec6b16-3c66-4004-b558-9387f96b3420", "metric_id": "financial.available_solvency_margin", "metric_name": "available solvency margin", "value": 374787, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY24-25", "reporting_period_end": "2024-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q1 FY24-25", "source_document": "public-disclosure-june-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-26 ASM regex", "source_page": null } }, { "id": "5ba518c6-b05a-42e0-98e1-82761520b726", "metric_id": "financial.combined_ratio", "metric_name": "combined ratio", "value": 115.58, "unit": "%", "reporting_period_label": "Q1 FY24-25", "reporting_period_end": "2024-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY24-25", "source_document": "public-disclosure-june-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: combined_ratio", "source_page": null } }, { "id": "5e875cb8-c49a-4dc0-a738-8de348105026", "metric_id": "financial.combined_ratio.segment.fire", "metric_name": "fire combined ratio", "value": 61.3, "unit": "%", "reporting_period_label": "Q1 FY24-25", "reporting_period_end": "2024-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY24-25", "source_document": "public-disclosure-june-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, fire row immediately after label, col 8", "source_page": null } }, { "id": "5ffcd070-4c30-4c55-9021-da60fc7927cf", "metric_id": "financial.investment_income_ratio", "metric_name": "investment income ratio", "value": 1.82, "unit": "%", "reporting_period_label": "Q1 FY24-25", "reporting_period_end": "2024-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY24-25", "source_document": "public-disclosure-june-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: investment_income_ratio", "source_page": null } }, { "id": "6513e041-fcde-4b2e-828a-ce51a95d2890", "metric_id": "financial.combined_ratio.segment.workmens_compensation", "metric_name": "workmen's compensation combined ratio", "value": 80.61, "unit": "%", "reporting_period_label": "Q1 FY24-25", "reporting_period_end": "2024-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY24-25", "source_document": "public-disclosure-june-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, workmens_compensation row immediately after label, col 8", "source_page": null } }, { "id": "6657dea6-52d8-4162-af16-92436fbfeb54", "metric_id": "financial.networth_growth_rate", "metric_name": "net worth growth rate", "value": 8.36, "unit": "%", "reporting_period_label": "Q1 FY24-25", "reporting_period_end": "2024-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY24-25", "source_document": "public-disclosure-june-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: networth_growth_rate", "source_page": null } }, { "id": "6add5ad7-6a2b-4815-9e63-f4428dd37319", "metric_id": "financial.return_on_net_worth", "metric_name": "return on net worth", "value": 2.54, "unit": "%", "reporting_period_label": "Q1 FY24-25", "reporting_period_end": "2024-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY24-25", "source_document": "2024-06-30.pdf", "source_url": null, "extracted_by": "nonlife_adapter.py v1", "last_verified": "2026-09-10", "extraction_note": "NL-20 row-format label match: return_on_networth", "source_page": null } }, { "id": "6aee9076-939b-49ad-b6bd-5e0ded11e650", "metric_id": "financial.incurred_claim_ratio.segment.aviation", "metric_name": "aviation incurred claims ratio", "value": 0, "unit": "%", "reporting_period_label": "Q1 FY24-25", "reporting_period_end": "2024-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY24-25", "source_document": "public-disclosure-june-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, aviation row immediately after label, col 7", "source_page": null } }, { "id": "710d403f-2344-4c2d-941c-d77775288611", "metric_id": "financial.expense_ratio.nonlife.nwp", "metric_name": "expense ratio", "value": 29.28, "unit": "%", "reporting_period_label": "Q1 FY24-25", "reporting_period_end": "2024-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY24-25", "source_document": "public-disclosure-june-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: expense_nwp", "source_page": null } }, { "id": "73f17746-dac5-4f52-a24e-120e68990bc9", "metric_id": "financial.combined_ratio.segment.personal_accident", "metric_name": "personal accident combined ratio", "value": 113.37, "unit": "%", "reporting_period_label": "Q1 FY24-25", "reporting_period_end": "2024-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY24-25", "source_document": "public-disclosure-june-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, personal_accident row immediately after label, col 8", "source_page": null } }, { "id": "76401083-e47d-4714-bb03-8c5eaa1e021a", "metric_id": "financial.operating_profit_ratio", "metric_name": "operating profit ratio", "value": 3.11, "unit": "%", "reporting_period_label": "Q1 FY24-25", "reporting_period_end": "2024-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY24-25", "source_document": "public-disclosure-june-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: operating_profit_ratio", "source_page": null } }, { "id": "7c9f2f25-ffb6-4180-97e2-f1ffd7c56cf0", "metric_id": "financial.incurred_claim_ratio.segment.liability", "metric_name": "liability incurred claims ratio", "value": 391.5, "unit": "%", "reporting_period_label": "Q1 FY24-25", "reporting_period_end": "2024-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY24-25", "source_document": "public-disclosure-june-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, liability row immediately after label, col 7", "source_page": null } }, { "id": "83b6d9b0-5e4c-4b12-81ae-36cbd16dd622", "metric_id": "financial.combined_ratio.segment.engineering", "metric_name": "engineering combined ratio", "value": 52.36, "unit": "%", "reporting_period_label": "Q1 FY24-25", "reporting_period_end": "2024-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY24-25", "source_document": "public-disclosure-june-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, engineering row immediately after label, col 8", "source_page": null } }, { "id": "8495ca1f-61a0-413c-998a-74b81ae02b4c", "metric_id": "financial.incurred_claim_ratio.segment.marine_cargo", "metric_name": "marine cargo incurred claims ratio", "value": 83.65, "unit": "%", "reporting_period_label": "Q1 FY24-25", "reporting_period_end": "2024-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY24-25", "source_document": "public-disclosure-june-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, marine_cargo row immediately after label, col 7", "source_page": null } }, { "id": "85ee8f87-2504-4a67-96ce-b2d0d40f7f96", "metric_id": "financial.combined_ratio.segment.marine_cargo", "metric_name": "marine cargo combined ratio", "value": 106.38, "unit": "%", "reporting_period_label": "Q1 FY24-25", "reporting_period_end": "2024-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY24-25", "source_document": "public-disclosure-june-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, marine_cargo row immediately after label, col 8", "source_page": null } }, { "id": "88e81ac5-8008-42c2-b41c-fcd60f1ca7a6", "metric_id": "financial.incurred_claim_ratio.segment.personal_accident", "metric_name": "personal accident incurred claims ratio", "value": 87.6, "unit": "%", "reporting_period_label": "Q1 FY24-25", "reporting_period_end": "2024-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY24-25", "source_document": "public-disclosure-june-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, personal_accident row immediately after label, col 7", "source_page": null } }, { "id": "a35c3b5b-cf5b-4acb-a4c9-033953898f85", "metric_id": "financial.solvency_ratio", "metric_name": "solvency ratio", "value": 1.81, "unit": "x", "reporting_period_label": "Q1 FY24-25", "reporting_period_end": "2024-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q1 FY24-25", "source_document": "public-disclosure-june-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-26 solvency ratio regex", "source_page": null } }, { "id": "a483f4c4-b9fc-4b59-8f04-6b64b503c889", "metric_id": "financial.expense_ratio.nonlife.gdp", "metric_name": "expense ratio to gross premium", "value": 24.92, "unit": "%", "reporting_period_label": "Q1 FY24-25", "reporting_period_end": "2024-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY24-25", "source_document": "public-disclosure-june-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: expense_gdp", "source_page": null } }, { "id": "ad8ed20d-37d7-4e53-81f2-5ce2d0ee33b3", "metric_id": "financial.underwriting_balance_ratio", "metric_name": "underwriting balance ratio", "value": -12.12, "unit": "%", "reporting_period_label": "Q1 FY24-25", "reporting_period_end": "2024-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY24-25", "source_document": "public-disclosure-june-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: underwriting_balance", "source_page": null } }, { "id": "b053850a-9a8c-4e7e-9ed3-c30228db9b7e", "metric_id": "financial.gdp_growth_rate", "metric_name": "gross direct premium growth rate", "value": -29.64, "unit": "%", "reporting_period_label": "Q1 FY24-25", "reporting_period_end": "2024-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY24-25", "source_document": "public-disclosure-june-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: gdp_growth_rate", "source_page": null } }, { "id": "b3043c30-24fa-4e95-a58d-ffa1d18ebe8a", "metric_id": "financial.gdp_to_networth_ratio", "metric_name": "gross direct premium to net worth ratio", "value": 44, "unit": "%", "reporting_period_label": "Q1 FY24-25", "reporting_period_end": "2024-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY24-25", "source_document": "2024-06-30.pdf", "source_url": null, "extracted_by": "nonlife_adapter.py v1", "last_verified": "2026-09-10", "extraction_note": "NL-20 row-format label match: gdp_to_networth_ratio | Corrected 2026-10-26: unit-convention fix. IRDAI NL-20's 'Gross Direct Premium to Net Worth' row is filed industry-wide as a raw multiple (times), not a percentage -- confirmed against 7 insurers' own official PDFs (Reliance General, Cholamandalam MS, New India Assurance, Agriculture Insurance, National Insurance, Oriental Insurance all print the bare multiple, no % sign; only Generali Central's own form already prints a true percentage). Site declares this metric's unit as %, so multiplied by 100 to match.", "source_page": null } }, { "id": "bd1eb206-1d54-4daa-a4d7-bfffe465bfd5", "metric_id": "financial.technical_reserves_to_premium_ratio", "metric_name": "technical reserves to premium ratio", "value": 9.45, "unit": "%", "reporting_period_label": "Q1 FY24-25", "reporting_period_end": "2024-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY24-25", "source_document": "2024-06-30.pdf", "source_url": null, "extracted_by": "nonlife_adapter.py v1", "last_verified": "2026-09-10", "extraction_note": "NL-20 row-format label match: technical_reserves_ratio", "source_page": null } }, { "id": "c70653e8-db25-46e1-95e3-816d25c0b7f0", "metric_id": "financial.combined_ratio.segment.motor_tp", "metric_name": "motor tp combined ratio", "value": 106.58, "unit": "%", "reporting_period_label": "Q1 FY24-25", "reporting_period_end": "2024-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY24-25", "source_document": "public-disclosure-june-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, motor_tp row immediately after label, col 8", "source_page": null } }, { "id": "cd91abbf-c88f-41ac-8b89-99b467bdd5ec", "metric_id": "financial.incurred_claim_ratio.segment.fire", "metric_name": "fire incurred claims ratio", "value": 72.9, "unit": "%", "reporting_period_label": "Q1 FY24-25", "reporting_period_end": "2024-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY24-25", "source_document": "public-disclosure-june-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, fire row immediately after label, col 7", "source_page": null } }, { "id": "d8207493-124f-4d48-afc6-fabe9109bde4", "metric_id": "financial.incurred_claim_ratio.segment.engineering", "metric_name": "engineering incurred claims ratio", "value": 55.01, "unit": "%", "reporting_period_label": "Q1 FY24-25", "reporting_period_end": "2024-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY24-25", "source_document": "public-disclosure-june-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, engineering row immediately after label, col 7", "source_page": null } }, { "id": "e6671fc6-37f2-411c-85a7-79eadab62f1d", "metric_id": "financial.gross_written_premium", "metric_name": "gross written premium", "value": 1848.3708000000001, "unit": "crore", "reporting_period_label": "Q1 FY24-25", "reporting_period_end": "2024-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-35-QUARTERLY-BUSINESS-RETURNS", "reporting_period": "Q1 FY24-25", "source_document": "public-disclosure-june-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-35 Grand Total YTD premium", "source_page": null } }, { "id": "eb3e4dcf-f3c6-4ef9-a107-35fcb5068277", "metric_id": "financial.incurred_claim_ratio.net", "metric_name": "incurred claims ratio", "value": 86.3, "unit": "%", "reporting_period_label": "Q1 FY24-25", "reporting_period_end": "2024-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY24-25", "source_document": "public-disclosure-june-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "id": "f26a6215-5402-482c-8b9e-ec2f91c1ff00", "metric_id": "financial.required_solvency_margin", "metric_name": "required solvency margin", "value": 206537, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY24-25", "reporting_period_end": "2024-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q1 FY24-25", "source_document": "public-disclosure-june-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-26 RSM regex", "source_page": null } }, { "id": "ffeea465-edec-4d9e-ad24-57e832d3f550", "metric_id": "financial.net_earning_ratio", "metric_name": "net earning ratio", "value": 8.27, "unit": "%", "reporting_period_label": "Q1 FY24-25", "reporting_period_end": "2024-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY24-25", "source_document": "public-disclosure-june-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: net_earning_ratio", "source_page": null } }, { "id": "00cfdbfe-f2f7-47f4-90dd-9660e06173c0", "metric_id": "financial.incurred_claim_ratio.segment.marine_cargo", "metric_name": "marine cargo incurred claims ratio", "value": 74.65, "unit": "%", "reporting_period_label": "Q4 FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY23-24", "source_document": "public-disclosure-march-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, marine_cargo row immediately after label, col 7", "source_page": null } }, { "id": "08838390-c304-4fa7-a4c4-88881862b863", "metric_id": "financial.incurred_claim_ratio.segment.engineering", "metric_name": "engineering incurred claims ratio", "value": 81.02, "unit": "%", "reporting_period_label": "Q4 FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY23-24", "source_document": "public-disclosure-march-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, engineering row immediately after label, col 7", "source_page": null } }, { "id": "11e0222f-07c0-49dc-946a-b6e1f716f9c2", "metric_id": "financial.expense_ratio.nonlife.gdp", "metric_name": "expense ratio to gross premium", "value": 21.81, "unit": "%", "reporting_period_label": "Q4 FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY23-24", "source_document": "public-disclosure-march-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: expense_gdp", "source_page": null } }, { "id": "14cd8a28-616a-4efb-861c-3f94ca6b80da", "metric_id": "financial.incurred_claim_ratio.net", "metric_name": "incurred claims ratio", "value": 83.04, "unit": "%", "reporting_period_label": "Q4 FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY23-24", "source_document": "public-disclosure-march-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "id": "1a7ebdfa-775d-405a-ab62-add0eeb0227b", "metric_id": "financial.incurred_claim_ratio.segment.workmens_compensation", "metric_name": "workmen's compensation incurred claims ratio", "value": 49.36, "unit": "%", "reporting_period_label": "Q4 FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY23-24", "source_document": "public-disclosure-march-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, workmens_compensation row immediately after label, col 7", "source_page": null } }, { "id": "1fa8be22-35ac-47e3-b8fd-230f44303019", "metric_id": "financial.incurred_claim_ratio.segment.motor_od", "metric_name": "motor od incurred claims ratio", "value": 76.49, "unit": "%", "reporting_period_label": "Q4 FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY23-24", "source_document": "public-disclosure-march-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, motor_od row immediately after label, col 7", "source_page": null } }, { "id": "267f6698-c670-494e-ba1a-c284cfacac62", "metric_id": "financial.net_retention_ratio", "metric_name": "net retention ratio", "value": 59.73, "unit": "%", "reporting_period_label": "Q4 FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY23-24", "source_document": "public-disclosure-march-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: net_retention", "source_page": null } }, { "id": "39a2346b-c092-48e0-a512-abf579a3abef", "metric_id": "financial.available_solvency_margin", "metric_name": "available solvency margin", "value": 365474, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q4 FY23-24", "source_document": "public-disclosure-march-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-26 ASM regex", "source_page": null } }, { "id": "3e399531-13bf-4c34-9fab-a913f56f99fd", "metric_id": "financial.combined_ratio.segment.workmens_compensation", "metric_name": "workmen's compensation combined ratio", "value": 83.55, "unit": "%", "reporting_period_label": "Q4 FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY23-24", "source_document": "public-disclosure-march-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, workmens_compensation row immediately after label, col 8", "source_page": null } }, { "id": "3e51e080-69e8-4108-b401-ac90157bc697", "metric_id": "financial.combined_ratio.segment.liability", "metric_name": "liability combined ratio", "value": 275.21, "unit": "%", "reporting_period_label": "Q4 FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY23-24", "source_document": "public-disclosure-march-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, liability row immediately after label, col 8", "source_page": null } }, { "id": "3f9bd747-ffa2-428f-a7ab-696793b248a6", "metric_id": "financial.net_commission_ratio", "metric_name": "net commission ratio", "value": 14.72, "unit": "%", "reporting_period_label": "Q4 FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY23-24", "source_document": "public-disclosure-march-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: net_commission_ratio", "source_page": null } }, { "id": "40107efc-dedc-491c-9da3-feb6cd949266", "metric_id": "financial.combined_ratio.segment.aviation", "metric_name": "aviation combined ratio", "value": 0, "unit": "%", "reporting_period_label": "Q4 FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY23-24", "source_document": "public-disclosure-march-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, aviation row immediately after label, col 8", "source_page": null } }, { "id": "4458ed66-f256-4038-a570-79a281127b52", "metric_id": "financial.combined_ratio.segment.engineering", "metric_name": "engineering combined ratio", "value": 121.59, "unit": "%", "reporting_period_label": "Q4 FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY23-24", "source_document": "public-disclosure-march-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, engineering row immediately after label, col 8", "source_page": null } }, { "id": "4e9b9bf9-80f0-48f7-bab7-512aa674bf34", "metric_id": "financial.combined_ratio.segment.motor_od", "metric_name": "motor od combined ratio", "value": 122.24, "unit": "%", "reporting_period_label": "Q4 FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY23-24", "source_document": "public-disclosure-march-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, motor_od row immediately after label, col 8", "source_page": null } }, { "id": "4f9b94e7-1532-4a7a-afbf-94177a6fd663", "metric_id": "financial.expense_ratio.nonlife.nwp", "metric_name": "expense ratio", "value": 32.44, "unit": "%", "reporting_period_label": "Q4 FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY23-24", "source_document": "public-disclosure-march-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: expense_nwp", "source_page": null } }, { "id": "526abfe7-ab9f-4e1b-8be7-30c96d604cba", "metric_id": "financial.solvency_ratio", "metric_name": "solvency ratio", "value": 1.72, "unit": "x", "reporting_period_label": "Q4 FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q4 FY23-24", "source_document": "public-disclosure-march-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-26 solvency ratio regex", "source_page": null } }, { "id": "531d7e75-1bf9-42c7-824a-d311bdd0d93b", "metric_id": "financial.incurred_claim_ratio.segment.liability", "metric_name": "liability incurred claims ratio", "value": 236.22, "unit": "%", "reporting_period_label": "Q4 FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY23-24", "source_document": "public-disclosure-march-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, liability row immediately after label, col 7", "source_page": null } }, { "id": "590bd3d8-b178-41f6-8d30-bb740b1e69ce", "metric_id": "financial.incurred_claim_ratio.segment.fire", "metric_name": "fire incurred claims ratio", "value": 103.74, "unit": "%", "reporting_period_label": "Q4 FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY23-24", "source_document": "public-disclosure-march-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, fire row immediately after label, col 7", "source_page": null } }, { "id": "591eb15d-c60c-4c57-a166-e715d8c44f24", "metric_id": "financial.combined_ratio.segment.motor_tp", "metric_name": "motor tp combined ratio", "value": 105.97, "unit": "%", "reporting_period_label": "Q4 FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY23-24", "source_document": "public-disclosure-march-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, motor_tp row immediately after label, col 8", "source_page": null } }, { "id": "5a30cf12-f330-404e-abe0-d29420810615", "metric_id": "financial.combined_ratio.segment.marine_hull", "metric_name": "marine hull combined ratio", "value": 2264.83, "unit": "%", "reporting_period_label": "Q4 FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY23-24", "source_document": "public-disclosure-march-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, marine_hull row immediately after label, col 8", "source_page": null } }, { "id": "61152a99-f8e0-408c-a212-8196c69d5216", "metric_id": "claims.settlement_ratio.nonlife.count", "metric_name": "claim settlement ratio", "value": 83.7383, "unit": "%", "reporting_period_label": "FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Handbook-Table-53", "reporting_period": "FY23-24", "source_document": "IRDAI Handbook Table 53", "source_url": null, "extracted_by": null, "last_verified": "2026-09-19", "extraction_note": null, "source_page": null } }, { "id": "65a4b775-53d3-4bbb-b0b6-eddd175054d6", "metric_id": "financial.incurred_claim_ratio.segment.aviation", "metric_name": "aviation incurred claims ratio", "value": 0, "unit": "%", "reporting_period_label": "Q4 FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY23-24", "source_document": "public-disclosure-march-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, aviation row immediately after label, col 7", "source_page": null } }, { "id": "67f9d23d-6f0d-43ce-b13c-2a88d5cce9d7", "metric_id": "financial.underwriting_balance_ratio", "metric_name": "underwriting balance ratio", "value": -8.77, "unit": "%", "reporting_period_label": "Q4 FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY23-24", "source_document": "public-disclosure-march-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: underwriting_balance", "source_page": null } }, { "id": "6a19d457-5420-4ef7-a0e4-b98234f7a352", "metric_id": "financial.profit_after_tax", "metric_name": "profit after tax", "value": 88.15, "unit": "crore", "reporting_period_label": "Q4 FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-2-B-PL", "reporting_period": "Q4 FY23-24", "source_document": "public-disclosure-march-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-2-B-PL PAT row, col 3", "source_page": null } }, { "id": "6e5ad2c8-be92-4e75-a64c-6297c4f3b8b0", "metric_id": "financial.gdp_growth_rate", "metric_name": "gross direct premium growth rate", "value": -19.78, "unit": "%", "reporting_period_label": "Q4 FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY23-24", "source_document": "public-disclosure-march-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: gdp_growth_rate", "source_page": null } }, { "id": "716a99e9-5e5d-4650-a718-ce1d3ef092f9", "metric_id": "financial.combined_ratio.segment.fire", "metric_name": "fire combined ratio", "value": 132.08, "unit": "%", "reporting_period_label": "Q4 FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY23-24", "source_document": "public-disclosure-march-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, fire row immediately after label, col 8", "source_page": null } }, { "id": "8052db67-b266-4293-a596-be5d3448e9e5", "metric_id": "financial.gross_written_premium", "metric_name": "gross written premium", "value": 9835.08, "unit": "₹ crore", "reporting_period_label": "FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-7", "reporting_period": "FY23-24", "source_document": "IRDAI Annual Report 2024-25", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 369 } }, { "id": "817766c5-e5d8-4072-9c03-2c4d0d84ab1c", "metric_id": "financial.operating_profit_ratio", "metric_name": "operating profit ratio", "value": 4.5, "unit": "%", "reporting_period_label": "Q4 FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY23-24", "source_document": "public-disclosure-march-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: operating_profit_ratio", "source_page": null } }, { "id": "856cc42e-c78e-4a91-9938-7d3f51f12efc", "metric_id": "financial.incurred_claim_ratio.segment.motor_tp", "metric_name": "motor tp incurred claims ratio", "value": 85.09, "unit": "%", "reporting_period_label": "Q4 FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY23-24", "source_document": "public-disclosure-march-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, motor_tp row immediately after label, col 7", "source_page": null } }, { "id": "862f8ade-e251-4c4a-ac9d-9915e18c61a3", "metric_id": "claims.repudiation_ratio.nonlife.count", "metric_name": "claims repudiation ratio", "value": 3.4167, "unit": "%", "reporting_period_label": "FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Handbook-Table-53", "reporting_period": "FY23-24", "source_document": "IRDAI Handbook Table 53", "source_url": null, "extracted_by": null, "last_verified": "2026-09-19", "extraction_note": null, "source_page": null } }, { "id": "8d11f695-9ad8-4cf3-8973-292ae0282a8e", "metric_id": "financial.combined_ratio.segment.marine_cargo", "metric_name": "marine cargo combined ratio", "value": 95.38, "unit": "%", "reporting_period_label": "Q4 FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY23-24", "source_document": "public-disclosure-march-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, marine_cargo row immediately after label, col 8", "source_page": null } }, { "id": "aa242242-ffbe-4067-b378-192e221a40a0", "metric_id": "financial.profit_before_tax", "metric_name": "profit before tax", "value": 119.65, "unit": "crore", "reporting_period_label": "Q4 FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-2-B-PL", "reporting_period": "Q4 FY23-24", "source_document": "public-disclosure-march-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-2-B-PL PBT row, col 3", "source_page": null } }, { "id": "b9e183bf-9baa-4146-9640-5821198305d0", "metric_id": "financial.incurred_claim_ratio.segment.marine_hull", "metric_name": "marine hull incurred claims ratio", "value": 220.39, "unit": "%", "reporting_period_label": "Q4 FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY23-24", "source_document": "public-disclosure-march-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, marine_hull row immediately after label, col 7", "source_page": null } }, { "id": "c6efac93-36bd-4e8f-88f7-d1e1d0851b76", "metric_id": "financial.investment_income_ratio", "metric_name": "investment income ratio", "value": 1.82, "unit": "%", "reporting_period_label": "Q4 FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY23-24", "source_document": "public-disclosure-march-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: investment_income_ratio", "source_page": null } }, { "id": "d6853b94-1ed3-4a52-8a9e-96802401b853", "metric_id": "financial.required_solvency_margin", "metric_name": "required solvency margin", "value": 212218, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q4 FY23-24", "source_document": "public-disclosure-march-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-26 RSM regex", "source_page": null } }, { "id": "db81abd5-1538-47ba-b97a-03c871b5000c", "metric_id": "financial.networth_growth_rate", "metric_name": "net worth growth rate", "value": 6.58, "unit": "%", "reporting_period_label": "Q4 FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY23-24", "source_document": "public-disclosure-march-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: networth_growth_rate", "source_page": null } }, { "id": "ef44f960-100a-495d-a78b-e32431803e0f", "metric_id": "financial.net_earning_ratio", "metric_name": "net earning ratio", "value": 6.45, "unit": "%", "reporting_period_label": "Q4 FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY23-24", "source_document": "public-disclosure-march-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: net_earning_ratio", "source_page": null } }, { "id": "f9662cd3-ef31-4262-98a5-a1ac3c1d8c29", "metric_id": "financial.combined_ratio", "metric_name": "combined ratio", "value": 115.48, "unit": "%", "reporting_period_label": "Q4 FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY23-24", "source_document": "public-disclosure-march-2024.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: combined_ratio", "source_page": null } }, { "id": "02010f2f-7223-4ce5-ae61-924ab49f0efb", "metric_id": "financial.gross_npa_ratio", "metric_name": "gross NPA ratio", "value": 0, "unit": "%", "reporting_period_label": "Q3 FY23-24", "reporting_period_end": "2023-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY23-24", "source_document": "public-disclosure-december-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: gross_npa_ratio", "source_page": null } }, { "id": "05abd752-b88d-4e5e-8a00-39d3e42a997b", "metric_id": "financial.solvency_ratio", "metric_name": "solvency ratio", "value": 1.68, "unit": "x", "reporting_period_label": "Q3 FY23-24", "reporting_period_end": "2023-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q3 FY23-24", "source_document": "public-disclosure-december-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-26 solvency ratio regex", "source_page": null } }, { "id": "1dd19590-b0e9-4268-b751-9ad9ca3005c7", "metric_id": "financial.combined_ratio.segment.fire", "metric_name": "fire combined ratio", "value": 120.04, "unit": "%", "reporting_period_label": "Q3 FY23-24", "reporting_period_end": "2023-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY23-24", "source_document": "public-disclosure-december-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, fire row immediately after label, col 9", "source_page": null } }, { "id": "1de4f11d-df92-4711-888b-f800310f6f91", "metric_id": "financial.combined_ratio.segment.marine_hull", "metric_name": "marine hull combined ratio", "value": 47.44, "unit": "%", "reporting_period_label": "Q3 FY23-24", "reporting_period_end": "2023-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY23-24", "source_document": "public-disclosure-december-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, marine_hull row immediately after label, col 9", "source_page": null } }, { "id": "24ba0b98-75f2-4988-aeda-ac254d93f705", "metric_id": "financial.operating_profit_ratio", "metric_name": "operating profit ratio", "value": -4.4, "unit": "%", "reporting_period_label": "Q3 FY23-24", "reporting_period_end": "2023-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY23-24", "source_document": "public-disclosure-december-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: operating_profit_ratio", "source_page": null } }, { "id": "26df873c-9a6c-4087-b9c5-d8cba0c4eabd", "metric_id": "financial.combined_ratio.segment.motor_tp", "metric_name": "motor tp combined ratio", "value": 105.11, "unit": "%", "reporting_period_label": "Q3 FY23-24", "reporting_period_end": "2023-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY23-24", "source_document": "public-disclosure-december-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, motor_tp row immediately after label, col 9", "source_page": null } }, { "id": "2faf6c90-8fd2-428f-9f9a-509cc2cd060e", "metric_id": "financial.incurred_claim_ratio.segment.marine_cargo", "metric_name": "marine cargo incurred claims ratio", "value": 69.25, "unit": "%", "reporting_period_label": "Q3 FY23-24", "reporting_period_end": "2023-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY23-24", "source_document": "public-disclosure-december-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, marine_cargo row immediately after label, col 7", "source_page": null } }, { "id": "35248d36-e245-44bb-aab0-8c9d92da9b15", "metric_id": "financial.investment_income_ratio", "metric_name": "investment income ratio", "value": 1.81, "unit": "%", "reporting_period_label": "Q3 FY23-24", "reporting_period_end": "2023-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY23-24", "source_document": "public-disclosure-december-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: investment_income_ratio", "source_page": null } }, { "id": "394c8c1f-c818-44b7-859f-22c8324d013b", "metric_id": "financial.combined_ratio.segment.marine_cargo", "metric_name": "marine cargo combined ratio", "value": 88.5, "unit": "%", "reporting_period_label": "Q3 FY23-24", "reporting_period_end": "2023-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY23-24", "source_document": "public-disclosure-december-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, marine_cargo row immediately after label, col 9", "source_page": null } }, { "id": "3ce73c63-15d0-425c-b184-e20fc9b3d589", "metric_id": "financial.incurred_claim_ratio.segment.motor_tp", "metric_name": "motor tp incurred claims ratio", "value": 85.01, "unit": "%", "reporting_period_label": "Q3 FY23-24", "reporting_period_end": "2023-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY23-24", "source_document": "public-disclosure-december-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, motor_tp row immediately after label, col 7", "source_page": null } }, { "id": "3dcf8a35-bcd3-4871-b47e-4182255223ee", "metric_id": "financial.profit_before_tax", "metric_name": "profit before tax", "value": 31.02, "unit": "crore", "reporting_period_label": "Q3 FY23-24", "reporting_period_end": "2023-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-2-B-PL", "reporting_period": "Q3 FY23-24", "source_document": "public-disclosure-december-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-2-B-PL PBT row, col 3", "source_page": null } }, { "id": "47f28eaf-639a-41dd-b79a-a3e1f3e11865", "metric_id": "financial.combined_ratio", "metric_name": "combined ratio", "value": 118.86, "unit": "%", "reporting_period_label": "Q3 FY23-24", "reporting_period_end": "2023-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY23-24", "source_document": "public-disclosure-december-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: combined_ratio", "source_page": null } }, { "id": "4bcccd03-805a-45fa-aee3-6d38493c2824", "metric_id": "financial.incurred_claim_ratio.net", "metric_name": "incurred claims ratio", "value": 89.59, "unit": "%", "reporting_period_label": "Q3 FY23-24", "reporting_period_end": "2023-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY23-24", "source_document": "public-disclosure-december-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "id": "4f8f0a7c-440d-4bb3-9f37-705a88683409", "metric_id": "financial.debt_equity_ratio", "metric_name": "debt to equity ratio", "value": 0, "unit": "ratio", "reporting_period_label": "Q3 FY23-24", "reporting_period_end": "2023-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY23-24", "source_document": "public-disclosure-december-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: debt_equity_ratio", "source_page": null } }, { "id": "55102ff3-1b51-40fb-99ce-95a3ea968599", "metric_id": "financial.incurred_claim_ratio.segment.fire", "metric_name": "fire incurred claims ratio", "value": 117.85, "unit": "%", "reporting_period_label": "Q3 FY23-24", "reporting_period_end": "2023-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY23-24", "source_document": "public-disclosure-december-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, fire row immediately after label, col 7", "source_page": null } }, { "id": "6eab7359-7934-4fd0-979b-5dd884bd6696", "metric_id": "financial.incurred_claim_ratio.segment.marine_hull", "metric_name": "marine hull incurred claims ratio", "value": -422, "unit": "%", "reporting_period_label": "Q3 FY23-24", "reporting_period_end": "2023-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY23-24", "source_document": "public-disclosure-december-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, marine_hull row immediately after label, col 7", "source_page": null } }, { "id": "7931101a-de5b-4597-99e1-63207f0c6ff1", "metric_id": "financial.combined_ratio.segment.motor_od", "metric_name": "motor od combined ratio", "value": 122.13, "unit": "%", "reporting_period_label": "Q3 FY23-24", "reporting_period_end": "2023-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY23-24", "source_document": "public-disclosure-december-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, motor_od row immediately after label, col 9", "source_page": null } }, { "id": "7d3cc54d-8b8a-4e17-b474-a63cf4a91d9a", "metric_id": "financial.earnings_per_share", "metric_name": "earnings per share", "value": 5.79, "unit": "INR", "reporting_period_label": "Q3 FY23-24", "reporting_period_end": "2023-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY23-24", "source_document": "public-disclosure-december-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: eps", "source_page": null } }, { "id": "856965ac-fad3-49ad-b77a-54794a46fc04", "metric_id": "financial.net_npa_ratio", "metric_name": "net NPA ratio", "value": 0, "unit": "%", "reporting_period_label": "Q3 FY23-24", "reporting_period_end": "2023-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY23-24", "source_document": "public-disclosure-december-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: net_npa_ratio", "source_page": null } }, { "id": "8a66453d-ea81-41a8-a609-063be7d1b154", "metric_id": "financial.net_retention_ratio", "metric_name": "net retention ratio", "value": 64.55, "unit": "%", "reporting_period_label": "Q3 FY23-24", "reporting_period_end": "2023-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY23-24", "source_document": "public-disclosure-december-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: net_retention", "source_page": null } }, { "id": "931fb855-3712-4fe9-abb5-159389c566b5", "metric_id": "financial.gdp_growth_rate", "metric_name": "gross direct premium growth rate", "value": -1.17, "unit": "%", "reporting_period_label": "Q3 FY23-24", "reporting_period_end": "2023-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY23-24", "source_document": "public-disclosure-december-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: gdp_growth_rate", "source_page": null } }, { "id": "97b6b19a-1a72-4577-91ad-7c0a93e671b5", "metric_id": "financial.combined_ratio.segment.engineering", "metric_name": "engineering combined ratio", "value": 119.32, "unit": "%", "reporting_period_label": "Q3 FY23-24", "reporting_period_end": "2023-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY23-24", "source_document": "public-disclosure-december-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, engineering row immediately after label, col 9", "source_page": null } }, { "id": "9b2d6a3c-8c05-4c6e-a19c-99bebcc2a5b6", "metric_id": "financial.net_earning_ratio", "metric_name": "net earning ratio", "value": 1.42, "unit": "%", "reporting_period_label": "Q3 FY23-24", "reporting_period_end": "2023-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY23-24", "source_document": "public-disclosure-december-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: net_earning_ratio", "source_page": null } }, { "id": "9e8981ff-8249-48d5-8434-2864465d91f9", "metric_id": "financial.expense_ratio.nonlife.nwp", "metric_name": "expense ratio", "value": 29.27, "unit": "%", "reporting_period_label": "Q3 FY23-24", "reporting_period_end": "2023-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY23-24", "source_document": "public-disclosure-december-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: expense_nwp", "source_page": null } }, { "id": "a38f51fd-46f3-421b-b0a2-986e1bfb0879", "metric_id": "financial.book_value_per_share", "metric_name": "book value per share", "value": 140.31, "unit": "INR", "reporting_period_label": "Q3 FY23-24", "reporting_period_end": "2023-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY23-24", "source_document": "public-disclosure-december-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: book_value_per_share", "source_page": null } }, { "id": "acb30a06-8a49-4099-9f50-ae2923a5dfb0", "metric_id": "financial.available_solvency_margin", "metric_name": "available solvency margin", "value": 358238, "unit": "INR_lakhs", "reporting_period_label": "Q3 FY23-24", "reporting_period_end": "2023-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q3 FY23-24", "source_document": "public-disclosure-december-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-26 ASM regex", "source_page": null } }, { "id": "b95fb6f8-61e7-4b2c-821e-5ae1733f9d40", "metric_id": "financial.incurred_claim_ratio.segment.engineering", "metric_name": "engineering incurred claims ratio", "value": 90.09, "unit": "%", "reporting_period_label": "Q3 FY23-24", "reporting_period_end": "2023-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY23-24", "source_document": "public-disclosure-december-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, engineering row immediately after label, col 7", "source_page": null } }, { "id": "bffa8efd-c222-4f8d-b7c1-3267456857f8", "metric_id": "financial.underwriting_balance_ratio", "metric_name": "underwriting balance ratio", "value": -17.51, "unit": "%", "reporting_period_label": "Q3 FY23-24", "reporting_period_end": "2023-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY23-24", "source_document": "public-disclosure-december-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: underwriting_balance", "source_page": null } }, { "id": "c00a0090-2dc6-480a-acea-da80bfc35d2a", "metric_id": "financial.expense_ratio.nonlife.gdp", "metric_name": "expense ratio to gross premium", "value": 21.49, "unit": "%", "reporting_period_label": "Q3 FY23-24", "reporting_period_end": "2023-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY23-24", "source_document": "public-disclosure-december-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: expense_gdp", "source_page": null } }, { "id": "c298a767-08b9-42de-a459-c46ea5bc1460", "metric_id": "financial.required_solvency_margin", "metric_name": "required solvency margin", "value": 213530, "unit": "INR_lakhs", "reporting_period_label": "Q3 FY23-24", "reporting_period_end": "2023-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q3 FY23-24", "source_document": "public-disclosure-december-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-26 RSM regex", "source_page": null } }, { "id": "cf51020b-adb8-4dc0-9994-c9ec85117c49", "metric_id": "financial.incurred_claim_ratio.segment.aviation", "metric_name": "aviation incurred claims ratio", "value": 0, "unit": "%", "reporting_period_label": "Q3 FY23-24", "reporting_period_end": "2023-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY23-24", "source_document": "public-disclosure-december-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, aviation row immediately after label, col 7", "source_page": null } }, { "id": "cf6efccb-e747-4cf3-81ab-aa63dcbf5400", "metric_id": "financial.networth_growth_rate", "metric_name": "net worth growth rate", "value": 5.36, "unit": "%", "reporting_period_label": "Q3 FY23-24", "reporting_period_end": "2023-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY23-24", "source_document": "public-disclosure-december-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: networth_growth_rate", "source_page": null } }, { "id": "da37801f-6b39-4710-9f70-42b469ccd845", "metric_id": "financial.combined_ratio.segment.aviation", "metric_name": "aviation combined ratio", "value": 0, "unit": "%", "reporting_period_label": "Q3 FY23-24", "reporting_period_end": "2023-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY23-24", "source_document": "public-disclosure-december-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, aviation row immediately after label, col 9", "source_page": null } }, { "id": "dd06cc58-14f7-49f6-a6af-5fb9cf838dd3", "metric_id": "financial.net_commission_ratio", "metric_name": "net commission ratio", "value": 14.88, "unit": "%", "reporting_period_label": "Q3 FY23-24", "reporting_period_end": "2023-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY23-24", "source_document": "public-disclosure-december-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: net_commission_ratio", "source_page": null } }, { "id": "ec001dc7-0870-43e6-bea7-89612389fc70", "metric_id": "financial.incurred_claim_ratio.segment.motor_od", "metric_name": "motor od incurred claims ratio", "value": 76.3, "unit": "%", "reporting_period_label": "Q3 FY23-24", "reporting_period_end": "2023-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY23-24", "source_document": "public-disclosure-december-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, motor_od row immediately after label, col 7", "source_page": null } }, { "id": "fc835eaf-b8f2-4e15-921b-846d9ec432ef", "metric_id": "financial.profit_after_tax", "metric_name": "profit after tax", "value": 23.43, "unit": "crore", "reporting_period_label": "Q3 FY23-24", "reporting_period_end": "2023-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-2-B-PL", "reporting_period": "Q3 FY23-24", "source_document": "public-disclosure-december-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-2-B-PL PAT row, col 3", "source_page": null } }, { "id": "02cd8656-d7d4-411d-8dbe-181e86df1e8d", "metric_id": "financial.earnings_per_share", "metric_name": "earnings per share", "value": 4.98, "unit": "INR", "reporting_period_label": "Q2 FY23-24", "reporting_period_end": "2023-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY23-24", "source_document": "public-disclosure-september-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: eps", "source_page": null } }, { "id": "07c2f93e-a95b-49ff-b96d-75a907d469cf", "metric_id": "financial.incurred_claim_ratio.net", "metric_name": "incurred claims ratio", "value": 84.55, "unit": "%", "reporting_period_label": "Q2 FY23-24", "reporting_period_end": "2023-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY23-24", "source_document": "public-disclosure-september-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "id": "18a04112-c7fd-486c-9f04-4a82b1aa6d0b", "metric_id": "financial.incurred_claim_ratio.segment.liability", "metric_name": "liability incurred claims ratio", "value": 239.4, "unit": "%", "reporting_period_label": "Q2 FY23-24", "reporting_period_end": "2023-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY23-24", "source_document": "public-disclosure-september-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, liability row immediately after label, col 7", "source_page": null } }, { "id": "1ac64a83-e059-48bd-9534-92ed675da6d2", "metric_id": "financial.profit_before_tax", "metric_name": "profit before tax", "value": 144.02, "unit": "crore", "reporting_period_label": "Q2 FY23-24", "reporting_period_end": "2023-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-2-B-PL", "reporting_period": "Q2 FY23-24", "source_document": "public-disclosure-september-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-2-B-PL PBT row, col 3", "source_page": null } }, { "id": "22e6a8dc-afbb-464b-b797-25e95f47141b", "metric_id": "financial.expense_ratio.nonlife.nwp", "metric_name": "expense ratio", "value": 25.82, "unit": "%", "reporting_period_label": "Q2 FY23-24", "reporting_period_end": "2023-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY23-24", "source_document": "public-disclosure-september-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: expense_nwp", "source_page": null } }, { "id": "31687949-a0fe-4211-98e5-99d3df06f09a", "metric_id": "financial.combined_ratio.segment.personal_accident", "metric_name": "personal accident combined ratio", "value": 101.44, "unit": "%", "reporting_period_label": "Q2 FY23-24", "reporting_period_end": "2023-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY23-24", "source_document": "public-disclosure-september-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, personal_accident row immediately after label, col 9", "source_page": null } }, { "id": "32d12297-4680-4e92-b193-1d550c5f1058", "metric_id": "financial.incurred_claim_ratio.segment.personal_accident", "metric_name": "personal accident incurred claims ratio", "value": 78.2, "unit": "%", "reporting_period_label": "Q2 FY23-24", "reporting_period_end": "2023-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY23-24", "source_document": "public-disclosure-september-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, personal_accident row immediately after label, col 7", "source_page": null } }, { "id": "39685959-2cc5-40e2-acad-363070560135", "metric_id": "financial.combined_ratio.segment.marine_hull", "metric_name": "marine hull combined ratio", "value": -98.42, "unit": "%", "reporting_period_label": "Q2 FY23-24", "reporting_period_end": "2023-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY23-24", "source_document": "public-disclosure-september-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, marine_hull row immediately after label, col 9", "source_page": null } }, { "id": "3a10638e-1577-40ca-ac3e-a6662df67aed", "metric_id": "financial.combined_ratio.segment.liability", "metric_name": "liability combined ratio", "value": 270.03, "unit": "%", "reporting_period_label": "Q2 FY23-24", "reporting_period_end": "2023-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY23-24", "source_document": "public-disclosure-september-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, liability row immediately after label, col 9", "source_page": null } }, { "id": "3d1a78eb-9b51-40f2-98b5-622de5228e6a", "metric_id": "financial.combined_ratio.segment.marine_cargo", "metric_name": "marine cargo combined ratio", "value": 84.68, "unit": "%", "reporting_period_label": "Q2 FY23-24", "reporting_period_end": "2023-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY23-24", "source_document": "public-disclosure-september-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, marine_cargo row immediately after label, col 9", "source_page": null } }, { "id": "3dab3aed-8ea8-4833-8575-a741de0f968d", "metric_id": "financial.incurred_claim_ratio.segment.motor_od", "metric_name": "motor od incurred claims ratio", "value": 76.42, "unit": "%", "reporting_period_label": "Q2 FY23-24", "reporting_period_end": "2023-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY23-24", "source_document": "public-disclosure-september-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, motor_od row immediately after label, col 7", "source_page": null } }, { "id": "3fd0a04d-4ca7-48fb-ad56-25bdb16e9b99", "metric_id": "financial.combined_ratio.segment.engineering", "metric_name": "engineering combined ratio", "value": 92.76, "unit": "%", "reporting_period_label": "Q2 FY23-24", "reporting_period_end": "2023-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY23-24", "source_document": "public-disclosure-september-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, engineering row immediately after label, col 9", "source_page": null } }, { "id": "40213174-1648-4477-8767-d62c71eac71a", "metric_id": "financial.net_retention_ratio", "metric_name": "net retention ratio", "value": 67.35, "unit": "%", "reporting_period_label": "Q2 FY23-24", "reporting_period_end": "2023-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY23-24", "source_document": "public-disclosure-september-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: net_retention", "source_page": null } }, { "id": "44031237-070d-4cd3-87b2-01a994a04c34", "metric_id": "financial.net_npa_ratio", "metric_name": "net NPA ratio", "value": 0, "unit": "%", "reporting_period_label": "Q2 FY23-24", "reporting_period_end": "2023-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY23-24", "source_document": "public-disclosure-september-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: net_npa_ratio", "source_page": null } }, { "id": "53610a68-5f8f-4281-accd-b3334a25d620", "metric_id": "financial.solvency_ratio", "metric_name": "solvency ratio", "value": 1.77, "unit": "x", "reporting_period_label": "Q2 FY23-24", "reporting_period_end": "2023-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q2 FY23-24", "source_document": "public-disclosure-september-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-26 solvency ratio regex", "source_page": null } }, { "id": "54cf9269-d929-4e07-bd7b-a5548b9da2c0", "metric_id": "financial.incurred_claim_ratio.segment.engineering", "metric_name": "engineering incurred claims ratio", "value": 76.02, "unit": "%", "reporting_period_label": "Q2 FY23-24", "reporting_period_end": "2023-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY23-24", "source_document": "public-disclosure-september-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, engineering row immediately after label, col 7", "source_page": null } }, { "id": "5539abb1-da28-4a3f-91b5-be6cba2a7c52", "metric_id": "financial.networth_growth_rate", "metric_name": "net worth growth rate", "value": 5.93, "unit": "%", "reporting_period_label": "Q2 FY23-24", "reporting_period_end": "2023-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY23-24", "source_document": "public-disclosure-september-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: networth_growth_rate", "source_page": null } }, { "id": "56b222f5-a196-4b9a-b454-83bc0977367f", "metric_id": "financial.combined_ratio.segment.travel", "metric_name": "travel combined ratio", "value": 130.96, "unit": "%", "reporting_period_label": "Q2 FY23-24", "reporting_period_end": "2023-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY23-24", "source_document": "public-disclosure-september-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, travel row immediately after label, col 9", "source_page": null } }, { "id": "5dd0bf15-72e1-417c-9303-110b0fa45aff", "metric_id": "financial.profit_after_tax", "metric_name": "profit after tax", "value": 107.69, "unit": "crore", "reporting_period_label": "Q2 FY23-24", "reporting_period_end": "2023-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-2-B-PL", "reporting_period": "Q2 FY23-24", "source_document": "public-disclosure-september-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-2-B-PL PAT row, col 3", "source_page": null } }, { "id": "6ed9be8f-5330-4d96-ad21-9c0ea8f85941", "metric_id": "financial.debt_equity_ratio", "metric_name": "debt to equity ratio", "value": 0, "unit": "ratio", "reporting_period_label": "Q2 FY23-24", "reporting_period_end": "2023-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY23-24", "source_document": "public-disclosure-september-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: debt_equity_ratio", "source_page": null } }, { "id": "716de4f6-54f1-467e-94f5-b8a541cd01d8", "metric_id": "financial.expense_ratio.nonlife.gdp", "metric_name": "expense ratio to gross premium", "value": 20.97, "unit": "%", "reporting_period_label": "Q2 FY23-24", "reporting_period_end": "2023-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY23-24", "source_document": "public-disclosure-september-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: expense_gdp", "source_page": null } }, { "id": "77597062-1a0d-4371-826c-7a792457130a", "metric_id": "financial.combined_ratio.segment.aviation", "metric_name": "aviation combined ratio", "value": 0, "unit": "%", "reporting_period_label": "Q2 FY23-24", "reporting_period_end": "2023-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY23-24", "source_document": "public-disclosure-september-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, aviation row immediately after label, col 9", "source_page": null } }, { "id": "77dbd7d8-73c3-4cfb-b484-959ce4a5724f", "metric_id": "financial.operating_profit_ratio", "metric_name": "operating profit ratio", "value": 3.12, "unit": "%", "reporting_period_label": "Q2 FY23-24", "reporting_period_end": "2023-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY23-24", "source_document": "public-disclosure-september-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: operating_profit_ratio", "source_page": null } }, { "id": "7b1c93b7-0ba9-4b01-861c-7fc81c9b1dc4", "metric_id": "financial.investment_income_ratio", "metric_name": "investment income ratio", "value": 1.84, "unit": "%", "reporting_period_label": "Q2 FY23-24", "reporting_period_end": "2023-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY23-24", "source_document": "public-disclosure-september-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: investment_income_ratio", "source_page": null } }, { "id": "80031906-fce8-451c-ad37-1d3b2ce3aee6", "metric_id": "financial.combined_ratio.segment.motor_od", "metric_name": "motor od combined ratio", "value": 121.98, "unit": "%", "reporting_period_label": "Q2 FY23-24", "reporting_period_end": "2023-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY23-24", "source_document": "public-disclosure-september-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, motor_od row immediately after label, col 9", "source_page": null } }, { "id": "946807eb-588f-4574-9a4c-ba4f990fae06", "metric_id": "financial.incurred_claim_ratio.segment.workmens_compensation", "metric_name": "workmen's compensation incurred claims ratio", "value": 52.27, "unit": "%", "reporting_period_label": "Q2 FY23-24", "reporting_period_end": "2023-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY23-24", "source_document": "public-disclosure-september-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, workmens_compensation row immediately after label, col 7", "source_page": null } }, { "id": "959282ca-8e9b-4dbd-ab57-1e852f45cf9b", "metric_id": "financial.net_commission_ratio", "metric_name": "net commission ratio", "value": 13.07, "unit": "%", "reporting_period_label": "Q2 FY23-24", "reporting_period_end": "2023-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY23-24", "source_document": "public-disclosure-september-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: net_commission_ratio", "source_page": null } }, { "id": "9bd998cd-9023-4217-9c35-0bdb0b0e860f", "metric_id": "financial.incurred_claim_ratio.segment.motor_tp", "metric_name": "motor tp incurred claims ratio", "value": 85, "unit": "%", "reporting_period_label": "Q2 FY23-24", "reporting_period_end": "2023-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY23-24", "source_document": "public-disclosure-september-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, motor_tp row immediately after label, col 7", "source_page": null } }, { "id": "a95c02c0-bd51-4a37-85ed-881ae2f662eb", "metric_id": "financial.incurred_claim_ratio.segment.fire", "metric_name": "fire incurred claims ratio", "value": 111.55, "unit": "%", "reporting_period_label": "Q2 FY23-24", "reporting_period_end": "2023-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY23-24", "source_document": "public-disclosure-september-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, fire row immediately after label, col 7", "source_page": null } }, { "id": "abcbfc32-b987-4555-bb5c-8d58eab2d5bb", "metric_id": "financial.combined_ratio", "metric_name": "combined ratio", "value": 110.37, "unit": "%", "reporting_period_label": "Q2 FY23-24", "reporting_period_end": "2023-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY23-24", "source_document": "public-disclosure-september-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: combined_ratio", "source_page": null } }, { "id": "ac6abbdd-25e8-4a95-9837-abbdd333d636", "metric_id": "financial.incurred_claim_ratio.segment.marine_hull", "metric_name": "marine hull incurred claims ratio", "value": -104.23, "unit": "%", "reporting_period_label": "Q2 FY23-24", "reporting_period_end": "2023-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY23-24", "source_document": "public-disclosure-september-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, marine_hull row immediately after label, col 7", "source_page": null } }, { "id": "b4547b1b-b2f3-47ad-bbf5-4badaebad94a", "metric_id": "financial.underwriting_balance_ratio", "metric_name": "underwriting balance ratio", "value": -10.01, "unit": "%", "reporting_period_label": "Q2 FY23-24", "reporting_period_end": "2023-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY23-24", "source_document": "public-disclosure-september-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: underwriting_balance", "source_page": null } }, { "id": "b61cb1b8-5629-48f6-9c9f-7ca782eacb83", "metric_id": "financial.gross_npa_ratio", "metric_name": "gross NPA ratio", "value": 0, "unit": "%", "reporting_period_label": "Q2 FY23-24", "reporting_period_end": "2023-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY23-24", "source_document": "public-disclosure-september-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: gross_npa_ratio", "source_page": null } }, { "id": "b9a0b2fe-3c14-4688-ad3a-017e56b77eb2", "metric_id": "financial.combined_ratio.segment.motor_tp", "metric_name": "motor tp combined ratio", "value": 104.92, "unit": "%", "reporting_period_label": "Q2 FY23-24", "reporting_period_end": "2023-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY23-24", "source_document": "public-disclosure-september-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, motor_tp row immediately after label, col 9", "source_page": null } }, { "id": "c00b9da4-965f-42d5-b8d1-7c04bf7b5d97", "metric_id": "financial.combined_ratio.segment.fire", "metric_name": "fire combined ratio", "value": 99.66, "unit": "%", "reporting_period_label": "Q2 FY23-24", "reporting_period_end": "2023-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY23-24", "source_document": "public-disclosure-september-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, fire row immediately after label, col 9", "source_page": null } }, { "id": "c1972fbf-cd36-4bd2-803d-8d976d882f8e", "metric_id": "financial.net_earning_ratio", "metric_name": "net earning ratio", "value": 6.42, "unit": "%", "reporting_period_label": "Q2 FY23-24", "reporting_period_end": "2023-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY23-24", "source_document": "public-disclosure-september-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: net_earning_ratio", "source_page": null } }, { "id": "c3058d95-77a3-4a96-880b-a8352c17c5e5", "metric_id": "financial.gdp_growth_rate", "metric_name": "gross direct premium growth rate", "value": 1.7, "unit": "%", "reporting_period_label": "Q2 FY23-24", "reporting_period_end": "2023-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY23-24", "source_document": "public-disclosure-september-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: gdp_growth_rate", "source_page": null } }, { "id": "cad23068-fc94-44c0-a675-05be709ccf2d", "metric_id": "financial.book_value_per_share", "metric_name": "book value per share", "value": 139.5, "unit": "INR", "reporting_period_label": "Q2 FY23-24", "reporting_period_end": "2023-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY23-24", "source_document": "public-disclosure-september-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: book_value_per_share", "source_page": null } }, { "id": "d6791750-03ba-4e25-9c64-537619295374", "metric_id": "financial.incurred_claim_ratio.segment.travel", "metric_name": "travel incurred claims ratio", "value": 113.44, "unit": "%", "reporting_period_label": "Q2 FY23-24", "reporting_period_end": "2023-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY23-24", "source_document": "public-disclosure-september-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, travel row immediately after label, col 7", "source_page": null } }, { "id": "dd00e745-ffc5-49c2-b9c4-19ae951c2c41", "metric_id": "financial.required_solvency_margin", "metric_name": "required solvency margin", "value": 204289, "unit": "INR_lakhs", "reporting_period_label": "Q2 FY23-24", "reporting_period_end": "2023-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q2 FY23-24", "source_document": "public-disclosure-september-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-26 RSM regex", "source_page": null } }, { "id": "e986a8c8-5698-4527-92c7-1f1644315ce1", "metric_id": "financial.available_solvency_margin", "metric_name": "available solvency margin", "value": 360875, "unit": "INR_lakhs", "reporting_period_label": "Q2 FY23-24", "reporting_period_end": "2023-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q2 FY23-24", "source_document": "public-disclosure-september-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-26 ASM regex", "source_page": null } }, { "id": "ec781a5a-f772-4585-82d0-0709d3a25aac", "metric_id": "financial.incurred_claim_ratio.segment.marine_cargo", "metric_name": "marine cargo incurred claims ratio", "value": 68.59, "unit": "%", "reporting_period_label": "Q2 FY23-24", "reporting_period_end": "2023-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY23-24", "source_document": "public-disclosure-september-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, marine_cargo row immediately after label, col 7", "source_page": null } }, { "id": "ef6e09f0-cc89-4e80-9e4d-9eb9a69baa4b", "metric_id": "financial.incurred_claim_ratio.segment.aviation", "metric_name": "aviation incurred claims ratio", "value": 0, "unit": "%", "reporting_period_label": "Q2 FY23-24", "reporting_period_end": "2023-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY23-24", "source_document": "public-disclosure-september-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, aviation row immediately after label, col 7", "source_page": null } }, { "id": "fc947183-e220-4efb-a38f-507aafede3ad", "metric_id": "financial.combined_ratio.segment.workmens_compensation", "metric_name": "workmen's compensation combined ratio", "value": 84.41, "unit": "%", "reporting_period_label": "Q2 FY23-24", "reporting_period_end": "2023-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY23-24", "source_document": "public-disclosure-september-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, workmens_compensation row immediately after label, col 9", "source_page": null } }, { "id": "0751c162-2ab0-46bb-a658-af773abf00bb", "metric_id": "financial.combined_ratio.segment.fire", "metric_name": "fire combined ratio", "value": 95.82, "unit": "%", "reporting_period_label": "Q1 FY23-24", "reporting_period_end": "2023-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY23-24", "source_document": "public-disclosure-june-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, fire row immediately after label, col 9", "source_page": null } }, { "id": "09e66321-39dd-42b0-abf5-f710b92c19cb", "metric_id": "financial.incurred_claim_ratio.segment.engineering", "metric_name": "engineering incurred claims ratio", "value": 51.92, "unit": "%", "reporting_period_label": "Q1 FY23-24", "reporting_period_end": "2023-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY23-24", "source_document": "public-disclosure-june-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, engineering row immediately after label, col 7", "source_page": null } }, { "id": "139b130a-6012-4a72-b8b8-779bc3e88466", "metric_id": "financial.net_retention_ratio", "metric_name": "net retention ratio", "value": 63.63, "unit": "%", "reporting_period_label": "Q1 FY23-24", "reporting_period_end": "2023-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY23-24", "source_document": "public-disclosure-june-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: net_retention", "source_page": null } }, { "id": "1668e681-06a5-4260-8236-9fc443c892cb", "metric_id": "financial.combined_ratio.segment.motor_od", "metric_name": "motor od combined ratio", "value": 121.57, "unit": "%", "reporting_period_label": "Q1 FY23-24", "reporting_period_end": "2023-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY23-24", "source_document": "public-disclosure-june-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, motor_od row immediately after label, col 9", "source_page": null } }, { "id": "19ad1882-7222-4033-9c55-c37fdfeab0ec", "metric_id": "financial.profit_before_tax", "metric_name": "profit before tax", "value": 46.21, "unit": "crore", "reporting_period_label": "Q1 FY23-24", "reporting_period_end": "2023-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-2-B-PL", "reporting_period": "Q1 FY23-24", "source_document": "public-disclosure-june-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-2-B-PL PBT row, col 3", "source_page": null } }, { "id": "1ca04064-b4e8-454d-83f8-737be2388c17", "metric_id": "financial.solvency_ratio", "metric_name": "solvency ratio", "value": 1.68, "unit": "x", "reporting_period_label": "Q1 FY23-24", "reporting_period_end": "2023-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q1 FY23-24", "source_document": "public-disclosure-june-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-26 solvency ratio regex", "source_page": null } }, { "id": "1dac1955-7e29-4ca3-8d32-12c1ff6d1b3f", "metric_id": "financial.required_solvency_margin", "metric_name": "required solvency margin", "value": 198502, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY23-24", "reporting_period_end": "2023-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q1 FY23-24", "source_document": "public-disclosure-june-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-26 RSM regex", "source_page": null } }, { "id": "214b09f0-16ad-4eff-8951-8164c2e6d9c2", "metric_id": "financial.incurred_claim_ratio.segment.fire", "metric_name": "fire incurred claims ratio", "value": 120.68, "unit": "%", "reporting_period_label": "Q1 FY23-24", "reporting_period_end": "2023-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY23-24", "source_document": "public-disclosure-june-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, fire row immediately after label, col 7", "source_page": null } }, { "id": "28508d37-e08a-4010-ae55-989fb708291d", "metric_id": "financial.underwriting_balance_ratio", "metric_name": "underwriting balance ratio", "value": -13.78, "unit": "%", "reporting_period_label": "Q1 FY23-24", "reporting_period_end": "2023-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY23-24", "source_document": "public-disclosure-june-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: underwriting_balance", "source_page": null } }, { "id": "316f0183-7f80-4aa6-bc99-bca21efd4964", "metric_id": "financial.incurred_claim_ratio.segment.marine_cargo", "metric_name": "marine cargo incurred claims ratio", "value": 69.59, "unit": "%", "reporting_period_label": "Q1 FY23-24", "reporting_period_end": "2023-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY23-24", "source_document": "public-disclosure-june-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, marine_cargo row immediately after label, col 7", "source_page": null } }, { "id": "38e2bd42-ca23-44b2-8a1d-db04a68fbdae", "metric_id": "financial.debt_equity_ratio", "metric_name": "debt to equity ratio", "value": 0, "unit": "ratio", "reporting_period_label": "Q1 FY23-24", "reporting_period_end": "2023-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY23-24", "source_document": "public-disclosure-june-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: debt_equity_ratio", "source_page": null } }, { "id": "4159a78c-05d6-4734-91b9-ebbfb0b78583", "metric_id": "financial.combined_ratio.segment.marine_hull", "metric_name": "marine hull combined ratio", "value": 49.95, "unit": "%", "reporting_period_label": "Q1 FY23-24", "reporting_period_end": "2023-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY23-24", "source_document": "public-disclosure-june-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, marine_hull row immediately after label, col 9", "source_page": null } }, { "id": "4640f30e-2eb5-4dae-9416-8f73036f331a", "metric_id": "financial.networth_growth_rate", "metric_name": "net worth growth rate", "value": 20.34, "unit": "%", "reporting_period_label": "Q1 FY23-24", "reporting_period_end": "2023-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY23-24", "source_document": "public-disclosure-june-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: networth_growth_rate", "source_page": null } }, { "id": "4868f1cc-44b6-4cbf-92c5-c5d2a1e80e02", "metric_id": "financial.gross_npa_ratio", "metric_name": "gross NPA ratio", "value": 0, "unit": "%", "reporting_period_label": "Q1 FY23-24", "reporting_period_end": "2023-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY23-24", "source_document": "public-disclosure-june-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: gross_npa_ratio", "source_page": null } }, { "id": "4d85ac3b-e4dd-485f-b7d7-3013a4aba3dd", "metric_id": "financial.incurred_claim_ratio.net", "metric_name": "incurred claims ratio", "value": 88.06, "unit": "%", "reporting_period_label": "Q1 FY23-24", "reporting_period_end": "2023-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY23-24", "source_document": "public-disclosure-june-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "id": "53eb4cfd-06ff-48a9-b5a9-e701ed39639a", "metric_id": "financial.gdp_growth_rate", "metric_name": "gross direct premium growth rate", "value": 23.38, "unit": "%", "reporting_period_label": "Q1 FY23-24", "reporting_period_end": "2023-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY23-24", "source_document": "public-disclosure-june-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: gdp_growth_rate", "source_page": null } }, { "id": "5818f664-9ecb-45f0-afaa-e450747ed764", "metric_id": "financial.expense_ratio.nonlife.gdp", "metric_name": "expense ratio to gross premium", "value": 20.86, "unit": "%", "reporting_period_label": "Q1 FY23-24", "reporting_period_end": "2023-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY23-24", "source_document": "public-disclosure-june-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: expense_gdp", "source_page": null } }, { "id": "59b69d54-2882-4fae-afb3-1568357619aa", "metric_id": "financial.combined_ratio.segment.marine_cargo", "metric_name": "marine cargo combined ratio", "value": 88.04, "unit": "%", "reporting_period_label": "Q1 FY23-24", "reporting_period_end": "2023-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY23-24", "source_document": "public-disclosure-june-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, marine_cargo row immediately after label, col 9", "source_page": null } }, { "id": "6499c9eb-19d5-4615-9d5b-a6f86fc83088", "metric_id": "financial.net_npa_ratio", "metric_name": "net NPA ratio", "value": 0, "unit": "%", "reporting_period_label": "Q1 FY23-24", "reporting_period_end": "2023-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY23-24", "source_document": "public-disclosure-june-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: net_npa_ratio", "source_page": null } }, { "id": "740940f3-30b7-4109-8637-5c35072bc767", "metric_id": "financial.investment_income_ratio", "metric_name": "investment income ratio", "value": 1.72, "unit": "%", "reporting_period_label": "Q1 FY23-24", "reporting_period_end": "2023-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY23-24", "source_document": "public-disclosure-june-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: investment_income_ratio", "source_page": null } }, { "id": "78074660-7f81-46ca-b2ac-3cd698770cc3", "metric_id": "financial.combined_ratio.segment.motor_tp", "metric_name": "motor tp combined ratio", "value": 105.88, "unit": "%", "reporting_period_label": "Q1 FY23-24", "reporting_period_end": "2023-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY23-24", "source_document": "public-disclosure-june-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, motor_tp row immediately after label, col 9", "source_page": null } }, { "id": "7b5bcfe8-1548-4626-b980-e0edfbcfb6df", "metric_id": "financial.incurred_claim_ratio.segment.marine_hull", "metric_name": "marine hull incurred claims ratio", "value": 40.35, "unit": "%", "reporting_period_label": "Q1 FY23-24", "reporting_period_end": "2023-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY23-24", "source_document": "public-disclosure-june-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, marine_hull row immediately after label, col 7", "source_page": null } }, { "id": "800de473-9dc3-40bd-96ba-dfc36a0bd57d", "metric_id": "financial.operating_profit_ratio", "metric_name": "operating profit ratio", "value": -2.06, "unit": "%", "reporting_period_label": "Q1 FY23-24", "reporting_period_end": "2023-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY23-24", "source_document": "public-disclosure-june-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: operating_profit_ratio", "source_page": null } }, { "id": "908604ca-3b91-4123-a70f-aefec0b9b3c8", "metric_id": "financial.incurred_claim_ratio.segment.motor_tp", "metric_name": "motor tp incurred claims ratio", "value": 85.01, "unit": "%", "reporting_period_label": "Q1 FY23-24", "reporting_period_end": "2023-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY23-24", "source_document": "public-disclosure-june-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, motor_tp row immediately after label, col 7", "source_page": null } }, { "id": "912ead42-20ae-44ad-9de7-acfb51f941fe", "metric_id": "financial.net_commission_ratio", "metric_name": "net commission ratio", "value": 13.36, "unit": "%", "reporting_period_label": "Q1 FY23-24", "reporting_period_end": "2023-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY23-24", "source_document": "public-disclosure-june-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: net_commission_ratio", "source_page": null } }, { "id": "9493f4a5-97dc-4ac8-b37f-59f200e10169", "metric_id": "financial.book_value_per_share", "metric_name": "book value per share", "value": 135.75, "unit": "INR", "reporting_period_label": "Q1 FY23-24", "reporting_period_end": "2023-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY23-24", "source_document": "public-disclosure-june-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: book_value_per_share", "source_page": null } }, { "id": "95b7f170-a3d0-49e5-be51-c7baaa6e20c5", "metric_id": "financial.incurred_claim_ratio.segment.aviation", "metric_name": "aviation incurred claims ratio", "value": 0, "unit": "%", "reporting_period_label": "Q1 FY23-24", "reporting_period_end": "2023-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY23-24", "source_document": "public-disclosure-june-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, aviation row immediately after label, col 7", "source_page": null } }, { "id": "98a9bdfc-4bc1-48a7-8fbf-a69629f8e74d", "metric_id": "financial.incurred_claim_ratio.segment.motor_od", "metric_name": "motor od incurred claims ratio", "value": 75.11, "unit": "%", "reporting_period_label": "Q1 FY23-24", "reporting_period_end": "2023-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY23-24", "source_document": "public-disclosure-june-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, motor_od row immediately after label, col 7", "source_page": null } }, { "id": "b131b957-23a8-4867-a7b9-873db858c9a8", "metric_id": "financial.combined_ratio.segment.aviation", "metric_name": "aviation combined ratio", "value": 0, "unit": "%", "reporting_period_label": "Q1 FY23-24", "reporting_period_end": "2023-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY23-24", "source_document": "public-disclosure-june-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, aviation row immediately after label, col 9", "source_page": null } }, { "id": "b65b9971-5b39-456f-8d9a-2822a6def958", "metric_id": "financial.combined_ratio.segment.engineering", "metric_name": "engineering combined ratio", "value": 79.43, "unit": "%", "reporting_period_label": "Q1 FY23-24", "reporting_period_end": "2023-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY23-24", "source_document": "public-disclosure-june-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, engineering row immediately after label, col 9", "source_page": null } }, { "id": "b77c450f-f1b4-4d37-ba52-2a5cea216e65", "metric_id": "financial.net_earning_ratio", "metric_name": "net earning ratio", "value": 2.08, "unit": "%", "reporting_period_label": "Q1 FY23-24", "reporting_period_end": "2023-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY23-24", "source_document": "public-disclosure-june-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: net_earning_ratio", "source_page": null } }, { "id": "b7c4475a-319e-46d2-9deb-f6fc9ef4f8f3", "metric_id": "financial.combined_ratio.segment.liability", "metric_name": "liability combined ratio", "value": 238.48, "unit": "%", "reporting_period_label": "Q1 FY23-24", "reporting_period_end": "2023-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY23-24", "source_document": "public-disclosure-june-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, liability row immediately after label, col 9", "source_page": null } }, { "id": "c4cc1bdf-87ce-4736-9747-c97a2d5a7235", "metric_id": "financial.combined_ratio.segment.workmens_compensation", "metric_name": "workmen's compensation combined ratio", "value": 99.11, "unit": "%", "reporting_period_label": "Q1 FY23-24", "reporting_period_end": "2023-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY23-24", "source_document": "public-disclosure-june-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, workmens_compensation row immediately after label, col 9", "source_page": null } }, { "id": "cccd34a4-95e9-41d1-bc22-2c58d1e84b92", "metric_id": "financial.available_solvency_margin", "metric_name": "available solvency margin", "value": 333615, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY23-24", "reporting_period_end": "2023-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q1 FY23-24", "source_document": "public-disclosure-june-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-26 ASM regex", "source_page": null } }, { "id": "dfcc8894-95c3-4dae-adcc-8a51461a9bf8", "metric_id": "financial.incurred_claim_ratio.segment.liability", "metric_name": "liability incurred claims ratio", "value": 209.42, "unit": "%", "reporting_period_label": "Q1 FY23-24", "reporting_period_end": "2023-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY23-24", "source_document": "public-disclosure-june-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, liability row immediately after label, col 7", "source_page": null } }, { "id": "e2c48810-5043-4c1f-80ab-6975e25ce062", "metric_id": "financial.profit_after_tax", "metric_name": "profit after tax", "value": 35.63, "unit": "crore", "reporting_period_label": "Q1 FY23-24", "reporting_period_end": "2023-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-2-B-PL", "reporting_period": "Q1 FY23-24", "source_document": "public-disclosure-june-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-2-B-PL PAT row, col 3", "source_page": null } }, { "id": "e5a5b5ea-da1c-4865-9785-1f85f18c32e8", "metric_id": "financial.expense_ratio.nonlife.nwp", "metric_name": "expense ratio", "value": 26.51, "unit": "%", "reporting_period_label": "Q1 FY23-24", "reporting_period_end": "2023-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY23-24", "source_document": "public-disclosure-june-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: expense_nwp", "source_page": null } }, { "id": "e9f6a391-e0ed-45f3-93a6-187074d83f22", "metric_id": "financial.earnings_per_share", "metric_name": "earnings per share", "value": 1.24, "unit": "INR", "reporting_period_label": "Q1 FY23-24", "reporting_period_end": "2023-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY23-24", "source_document": "public-disclosure-june-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: eps", "source_page": null } }, { "id": "fb3b8496-1957-47d6-8df6-c06da4f4bb6c", "metric_id": "financial.incurred_claim_ratio.segment.workmens_compensation", "metric_name": "workmen's compensation incurred claims ratio", "value": 66.8, "unit": "%", "reporting_period_label": "Q1 FY23-24", "reporting_period_end": "2023-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY23-24", "source_document": "public-disclosure-june-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, workmens_compensation row immediately after label, col 7", "source_page": null } }, { "id": "fc846b74-cca3-40a4-b28e-a357461dd6cc", "metric_id": "financial.combined_ratio", "metric_name": "combined ratio", "value": 114.57, "unit": "%", "reporting_period_label": "Q1 FY23-24", "reporting_period_end": "2023-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY23-24", "source_document": "public-disclosure-june-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: combined_ratio", "source_page": null } }, { "id": "065e9c29-3278-442c-8c3c-c94369acbbc5", "metric_id": "financial.incurred_claim_ratio.segment.motor_od", "metric_name": "motor od incurred claims ratio", "value": 81.2, "unit": "%", "reporting_period_label": "Q4 FY22-23", "reporting_period_end": "2023-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY22-23", "source_document": "public-disclosure-march-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, motor_od row immediately after label, col 7", "source_page": null } }, { "id": "07bc83b0-63b5-46ef-bbd1-c49dbf760b24", "metric_id": "financial.available_solvency_margin", "metric_name": "available solvency margin", "value": 328731, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY22-23", "reporting_period_end": "2023-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q4 FY22-23", "source_document": "public-disclosure-march-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-26 ASM regex", "source_page": null } }, { "id": "092606a3-1add-451a-a0db-de5b67b40ea7", "metric_id": "claims.repudiation_ratio.nonlife.count", "metric_name": "claims repudiation ratio", "value": 2.7861, "unit": "%", "reporting_period_label": "FY22-23", "reporting_period_end": "2023-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Handbook-Table-53", "reporting_period": "FY22-23", "source_document": "IRDAI Handbook Table 53", "source_url": null, "extracted_by": null, "last_verified": "2026-09-19", "extraction_note": null, "source_page": null } }, { "id": "11823c2f-e7e8-435a-a6c7-192eb20869da", "metric_id": "financial.required_solvency_margin", "metric_name": "required solvency margin", "value": 190957, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY22-23", "reporting_period_end": "2023-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q4 FY22-23", "source_document": "public-disclosure-march-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-26 RSM regex", "source_page": null } }, { "id": "13a93143-f186-4481-898b-9db1d30d2471", "metric_id": "financial.net_earning_ratio", "metric_name": "net earning ratio", "value": 2.11, "unit": "%", "reporting_period_label": "Q4 FY22-23", "reporting_period_end": "2023-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY22-23", "source_document": "public-disclosure-march-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: net_earning_ratio", "source_page": null } }, { "id": "1c1d79db-6dd5-4331-bc19-a0799f354b1b", "metric_id": "financial.book_value_per_share", "metric_name": "book value per share", "value": 134.52, "unit": "INR", "reporting_period_label": "Q4 FY22-23", "reporting_period_end": "2023-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY22-23", "source_document": "public-disclosure-march-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: book_value_per_share", "source_page": null } }, { "id": "20d9dcd7-8bcb-463b-990d-8633802ba45c", "metric_id": "claims.settlement_ratio.nonlife.count", "metric_name": "claim settlement ratio", "value": 86.2707, "unit": "%", "reporting_period_label": "FY22-23", "reporting_period_end": "2023-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Handbook-Table-53", "reporting_period": "FY22-23", "source_document": "IRDAI Handbook Table 53", "source_url": null, "extracted_by": null, "last_verified": "2026-09-19", "extraction_note": null, "source_page": null } }, { "id": "3a27bef2-8f9b-486c-8e02-1320669198f9", "metric_id": "financial.solvency_ratio", "metric_name": "solvency ratio", "value": 1.72, "unit": "x", "reporting_period_label": "Q4 FY22-23", "reporting_period_end": "2023-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q4 FY22-23", "source_document": "public-disclosure-march-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-26 solvency ratio regex", "source_page": null } }, { "id": "3fbaaa03-aad9-493b-99e8-81aaf14aee7c", "metric_id": "financial.combined_ratio.segment.motor_od", "metric_name": "motor od combined ratio", "value": 117.04, "unit": "%", "reporting_period_label": "Q4 FY22-23", "reporting_period_end": "2023-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY22-23", "source_document": "public-disclosure-march-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, motor_od row immediately after label, col 9", "source_page": null } }, { "id": "3fec980c-5843-446b-aa51-ddcaa1655446", "metric_id": "financial.incurred_claim_ratio.segment.workmens_compensation", "metric_name": "workmen's compensation incurred claims ratio", "value": 73.83, "unit": "%", "reporting_period_label": "Q4 FY22-23", "reporting_period_end": "2023-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY22-23", "source_document": "public-disclosure-march-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, workmens_compensation row immediately after label, col 7", "source_page": null } }, { "id": "41608de1-661f-4af5-b7f4-9b116df6ea6f", "metric_id": "financial.combined_ratio.segment.aviation", "metric_name": "aviation combined ratio", "value": 0, "unit": "%", "reporting_period_label": "Q4 FY22-23", "reporting_period_end": "2023-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY22-23", "source_document": "public-disclosure-march-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, aviation row immediately after label, col 9", "source_page": null } }, { "id": "41edc62d-d6fe-4a32-bc46-4eaaff2b9979", "metric_id": "financial.combined_ratio.segment.marine_hull", "metric_name": "marine hull combined ratio", "value": 97.64, "unit": "%", "reporting_period_label": "Q4 FY22-23", "reporting_period_end": "2023-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY22-23", "source_document": "public-disclosure-march-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, marine_hull row immediately after label, col 9", "source_page": null } }, { "id": "5131aebf-6c14-43ca-be67-555ccebbcaf7", "metric_id": "financial.underwriting_balance_ratio", "metric_name": "underwriting balance ratio", "value": -13.75, "unit": "%", "reporting_period_label": "Q4 FY22-23", "reporting_period_end": "2023-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY22-23", "source_document": "public-disclosure-march-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: underwriting_balance", "source_page": null } }, { "id": "53946c91-d098-4682-8bce-8f835dc8a54a", "metric_id": "financial.incurred_claim_ratio.segment.marine_hull", "metric_name": "marine hull incurred claims ratio", "value": 144.07, "unit": "%", "reporting_period_label": "Q4 FY22-23", "reporting_period_end": "2023-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY22-23", "source_document": "public-disclosure-march-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, marine_hull row immediately after label, col 7", "source_page": null } }, { "id": "634e6c7b-23a9-4805-ae53-c88bad3db4bc", "metric_id": "financial.investment_income_ratio", "metric_name": "investment income ratio", "value": 1.69, "unit": "%", "reporting_period_label": "Q4 FY22-23", "reporting_period_end": "2023-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY22-23", "source_document": "public-disclosure-march-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: investment_income_ratio", "source_page": null } }, { "id": "6bc20bfa-e0ff-4085-9cde-70aaa51ec607", "metric_id": "financial.incurred_claim_ratio.net", "metric_name": "incurred claims ratio", "value": 92.66, "unit": "%", "reporting_period_label": "Q4 FY22-23", "reporting_period_end": "2023-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY22-23", "source_document": "public-disclosure-march-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "id": "6f1c09fc-4ac3-4041-ad73-4910e4075935", "metric_id": "financial.expense_ratio.nonlife.nwp", "metric_name": "expense ratio", "value": 20.35, "unit": "%", "reporting_period_label": "Q4 FY22-23", "reporting_period_end": "2023-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY22-23", "source_document": "public-disclosure-march-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: expense_nwp", "source_page": null } }, { "id": "729658a3-31cf-4bc9-bcf3-2efe29c59ba6", "metric_id": "financial.incurred_claim_ratio.segment.motor_tp", "metric_name": "motor tp incurred claims ratio", "value": 85, "unit": "%", "reporting_period_label": "Q4 FY22-23", "reporting_period_end": "2023-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY22-23", "source_document": "public-disclosure-march-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, motor_tp row immediately after label, col 7", "source_page": null } }, { "id": "75af428d-c3c6-482d-a9eb-f93edb2d377b", "metric_id": "financial.gross_npa_ratio", "metric_name": "gross NPA ratio", "value": 0, "unit": "%", "reporting_period_label": "Q4 FY22-23", "reporting_period_end": "2023-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY22-23", "source_document": "public-disclosure-march-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: gross_npa_ratio", "source_page": null } }, { "id": "798d5dc3-0daf-4bb1-98fe-1f87c2f5948a", "metric_id": "financial.gross_written_premium", "metric_name": "gross written premium", "value": 9870.95, "unit": "₹ crore", "reporting_period_label": "FY22-23", "reporting_period_end": "2023-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-7", "reporting_period": "FY22-23", "source_document": "IRDAI Annual Report 2023-24", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 350 } }, { "id": "82e6122b-92df-4147-b148-58776319b488", "metric_id": "financial.combined_ratio.segment.fire", "metric_name": "fire combined ratio", "value": 8.05, "unit": "%", "reporting_period_label": "Q4 FY22-23", "reporting_period_end": "2023-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY22-23", "source_document": "public-disclosure-march-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, fire row immediately after label, col 9", "source_page": null } }, { "id": "8d8269a9-4f09-4095-b3cc-4bdfcd937aca", "metric_id": "financial.combined_ratio.segment.engineering", "metric_name": "engineering combined ratio", "value": 99.71, "unit": "%", "reporting_period_label": "Q4 FY22-23", "reporting_period_end": "2023-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY22-23", "source_document": "public-disclosure-march-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, engineering row immediately after label, col 9", "source_page": null } }, { "id": "8dd96db6-9cfc-40be-9266-e3838d625ee0", "metric_id": "financial.gdp_growth_rate", "metric_name": "gross direct premium growth rate", "value": 28.81, "unit": "%", "reporting_period_label": "Q4 FY22-23", "reporting_period_end": "2023-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY22-23", "source_document": "public-disclosure-march-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: gdp_growth_rate", "source_page": null } }, { "id": "9bc2463a-cb57-4337-9871-4c2142ffe382", "metric_id": "financial.net_commission_ratio", "metric_name": "net commission ratio", "value": 4.93, "unit": "%", "reporting_period_label": "Q4 FY22-23", "reporting_period_end": "2023-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY22-23", "source_document": "public-disclosure-march-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: net_commission_ratio", "source_page": null } }, { "id": "a0581a86-1d64-462e-a973-c4ff3ffd54c4", "metric_id": "financial.combined_ratio.segment.motor_tp", "metric_name": "motor tp combined ratio", "value": 102.8, "unit": "%", "reporting_period_label": "Q4 FY22-23", "reporting_period_end": "2023-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY22-23", "source_document": "public-disclosure-march-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, motor_tp row immediately after label, col 9", "source_page": null } }, { "id": "a1de9dd6-3609-4832-bbbd-55284c57ed2f", "metric_id": "financial.incurred_claim_ratio.segment.marine_cargo", "metric_name": "marine cargo incurred claims ratio", "value": 83.18, "unit": "%", "reporting_period_label": "Q4 FY22-23", "reporting_period_end": "2023-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY22-23", "source_document": "public-disclosure-march-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, marine_cargo row immediately after label, col 7", "source_page": null } }, { "id": "a3369a14-b2b2-4c61-9c64-5ec05184837a", "metric_id": "financial.operating_profit_ratio", "metric_name": "operating profit ratio", "value": -2.41, "unit": "%", "reporting_period_label": "Q4 FY22-23", "reporting_period_end": "2023-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY22-23", "source_document": "public-disclosure-march-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: operating_profit_ratio", "source_page": null } }, { "id": "a52011bd-0ba1-4c7b-8462-65bcdb22e97d", "metric_id": "financial.combined_ratio.segment.marine_cargo", "metric_name": "marine cargo combined ratio", "value": 105.71, "unit": "%", "reporting_period_label": "Q4 FY22-23", "reporting_period_end": "2023-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY22-23", "source_document": "public-disclosure-march-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, marine_cargo row immediately after label, col 9", "source_page": null } }, { "id": "aba91ad9-6455-4512-a3f7-3a9e868282c0", "metric_id": "financial.incurred_claim_ratio.segment.liability", "metric_name": "liability incurred claims ratio", "value": 19.52, "unit": "%", "reporting_period_label": "Q4 FY22-23", "reporting_period_end": "2023-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY22-23", "source_document": "public-disclosure-march-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, liability row immediately after label, col 7", "source_page": null } }, { "id": "b93513ce-b6a6-4dff-91da-97029ad50824", "metric_id": "financial.combined_ratio.segment.liability", "metric_name": "liability combined ratio", "value": 67.9, "unit": "%", "reporting_period_label": "Q4 FY22-23", "reporting_period_end": "2023-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY22-23", "source_document": "public-disclosure-march-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, liability row immediately after label, col 9", "source_page": null } }, { "id": "b9968dd5-6e08-4917-982f-26c6d92cfa5f", "metric_id": "financial.net_npa_ratio", "metric_name": "net NPA ratio", "value": 0, "unit": "%", "reporting_period_label": "Q4 FY22-23", "reporting_period_end": "2023-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY22-23", "source_document": "public-disclosure-march-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: net_npa_ratio", "source_page": null } }, { "id": "ba4c4618-f6ed-419b-a2de-b65a961b1d4a", "metric_id": "financial.networth_growth_rate", "metric_name": "net worth growth rate", "value": 19.64, "unit": "%", "reporting_period_label": "Q4 FY22-23", "reporting_period_end": "2023-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY22-23", "source_document": "public-disclosure-march-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: networth_growth_rate", "source_page": null } }, { "id": "c37b7d71-1526-41aa-aa72-5d48ece8810f", "metric_id": "financial.incurred_claim_ratio.segment.engineering", "metric_name": "engineering incurred claims ratio", "value": 65.86, "unit": "%", "reporting_period_label": "Q4 FY22-23", "reporting_period_end": "2023-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY22-23", "source_document": "public-disclosure-march-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, engineering row immediately after label, col 7", "source_page": null } }, { "id": "c4e49cc8-d888-4fdd-a9a3-49cb15d28348", "metric_id": "financial.combined_ratio.segment.workmens_compensation", "metric_name": "workmen's compensation combined ratio", "value": 108.72, "unit": "%", "reporting_period_label": "Q4 FY22-23", "reporting_period_end": "2023-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY22-23", "source_document": "public-disclosure-march-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, workmens_compensation row immediately after label, col 9", "source_page": null } }, { "id": "c5ec5df9-f4ce-432a-8a9c-ee28d52feb36", "metric_id": "financial.incurred_claim_ratio.segment.personal_accident", "metric_name": "personal accident incurred claims ratio", "value": 85.37, "unit": "%", "reporting_period_label": "Q4 FY22-23", "reporting_period_end": "2023-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY22-23", "source_document": "public-disclosure-march-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, personal_accident row immediately after label, col 7", "source_page": null } }, { "id": "c9cb06c3-3361-4253-a5ff-bc049a0c94d3", "metric_id": "financial.profit_after_tax", "metric_name": "profit after tax", "value": 38.76, "unit": "crore", "reporting_period_label": "Q4 FY22-23", "reporting_period_end": "2023-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-2-B-PL", "reporting_period": "Q4 FY22-23", "source_document": "public-disclosure-march-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-2-B-PL PAT row, col 3", "source_page": null } }, { "id": "d0575484-4701-4cd6-b416-f9e66a84ba7b", "metric_id": "financial.earnings_per_share", "metric_name": "earnings per share", "value": 4.79, "unit": "INR", "reporting_period_label": "Q4 FY22-23", "reporting_period_end": "2023-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY22-23", "source_document": "public-disclosure-march-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: eps", "source_page": null } }, { "id": "d71c2f9e-e377-45e3-b070-7ee3e5602081", "metric_id": "financial.combined_ratio", "metric_name": "combined ratio", "value": 113.01, "unit": "%", "reporting_period_label": "Q4 FY22-23", "reporting_period_end": "2023-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY22-23", "source_document": "public-disclosure-march-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: combined_ratio", "source_page": null } }, { "id": "e824fcb1-ccbc-4e11-88a2-8822350384dd", "metric_id": "financial.debt_equity_ratio", "metric_name": "debt to equity ratio", "value": 0, "unit": "ratio", "reporting_period_label": "Q4 FY22-23", "reporting_period_end": "2023-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY22-23", "source_document": "public-disclosure-march-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: debt_equity_ratio", "source_page": null } }, { "id": "ecb6d6ab-f167-4c2e-90b0-432746b76afe", "metric_id": "financial.expense_ratio.nonlife.gdp", "metric_name": "expense ratio to gross premium", "value": 17.99, "unit": "%", "reporting_period_label": "Q4 FY22-23", "reporting_period_end": "2023-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY22-23", "source_document": "public-disclosure-march-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: expense_gdp", "source_page": null } }, { "id": "ee228d5f-27d5-4f87-96f7-19917fb7bdb1", "metric_id": "financial.combined_ratio.segment.personal_accident", "metric_name": "personal accident combined ratio", "value": 112.06, "unit": "%", "reporting_period_label": "Q4 FY22-23", "reporting_period_end": "2023-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY22-23", "source_document": "public-disclosure-march-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, personal_accident row immediately after label, col 9", "source_page": null } }, { "id": "ee59aa23-71d9-4e1c-9824-57595b6ecb8c", "metric_id": "financial.incurred_claim_ratio.segment.aviation", "metric_name": "aviation incurred claims ratio", "value": 0, "unit": "%", "reporting_period_label": "Q4 FY22-23", "reporting_period_end": "2023-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY22-23", "source_document": "public-disclosure-march-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, aviation row immediately after label, col 7", "source_page": null } }, { "id": "f1168399-c6fc-40ef-ae04-e6f56714ddca", "metric_id": "financial.profit_before_tax", "metric_name": "profit before tax", "value": 50.07, "unit": "crore", "reporting_period_label": "Q4 FY22-23", "reporting_period_end": "2023-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-2-B-PL", "reporting_period": "Q4 FY22-23", "source_document": "public-disclosure-march-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-2-B-PL PBT row, col 3", "source_page": null } }, { "id": "fa74174f-91e9-4340-ac73-144aa1ac8686", "metric_id": "financial.net_retention_ratio", "metric_name": "net retention ratio", "value": 66.79, "unit": "%", "reporting_period_label": "Q4 FY22-23", "reporting_period_end": "2023-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY22-23", "source_document": "public-disclosure-march-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: net_retention", "source_page": null } }, { "id": "febffde3-fa5b-4be9-ba13-6aa31a4afbef", "metric_id": "financial.incurred_claim_ratio.segment.fire", "metric_name": "fire incurred claims ratio", "value": 53.48, "unit": "%", "reporting_period_label": "Q4 FY22-23", "reporting_period_end": "2023-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY22-23", "source_document": "public-disclosure-march-2023.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, fire row immediately after label, col 7", "source_page": null } }, { "id": "052698fb-2ca4-440f-9c64-17dc52cbfc16", "metric_id": "financial.combined_ratio.segment.motor_od", "metric_name": "motor od combined ratio", "value": 117.73, "unit": "%", "reporting_period_label": "Q3 FY22-23", "reporting_period_end": "2022-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY22-23", "source_document": "public-disclosure-december-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, motor_od row immediately after label, col 9", "source_page": null } }, { "id": "05a38d71-d167-4c52-91b0-81a97cc42852", "metric_id": "financial.incurred_claim_ratio.segment.other", "metric_name": "other incurred claims ratio", "value": 67.53, "unit": "%", "reporting_period_label": "Q3 FY22-23", "reporting_period_end": "2022-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY22-23", "source_document": "public-disclosure-december-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, other row immediately after label, col 7", "source_page": null } }, { "id": "07b85da7-f83c-4b01-8780-6b1d23af5cb2", "metric_id": "financial.incurred_claim_ratio.segment.marine_cargo", "metric_name": "marine cargo incurred claims ratio", "value": 85.74, "unit": "%", "reporting_period_label": "Q3 FY22-23", "reporting_period_end": "2022-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY22-23", "source_document": "public-disclosure-december-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, marine_cargo row immediately after label, col 7", "source_page": null } }, { "id": "083007e8-b4c4-46de-be73-fc25b35a0587", "metric_id": "financial.incurred_claim_ratio.segment.engineering", "metric_name": "engineering incurred claims ratio", "value": 58.87, "unit": "%", "reporting_period_label": "Q3 FY22-23", "reporting_period_end": "2022-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY22-23", "source_document": "public-disclosure-december-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, engineering row immediately after label, col 7", "source_page": null } }, { "id": "08a64dc9-f413-4e7f-8279-5af0b225294e", "metric_id": "financial.combined_ratio.segment.liability", "metric_name": "liability combined ratio", "value": 67.22, "unit": "%", "reporting_period_label": "Q3 FY22-23", "reporting_period_end": "2022-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY22-23", "source_document": "public-disclosure-december-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, liability row immediately after label, col 9", "source_page": null } }, { "id": "0f149582-9681-422b-bd52-03522ee43fdd", "metric_id": "financial.gross_npa_ratio", "metric_name": "gross NPA ratio", "value": 0, "unit": "%", "reporting_period_label": "Q3 FY22-23", "reporting_period_end": "2022-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY22-23", "source_document": "public-disclosure-december-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: gross_npa_ratio", "source_page": null } }, { "id": "13cb9e68-887c-4768-ac4d-aa7df70768e4", "metric_id": "financial.combined_ratio.segment.marine_cargo", "metric_name": "marine cargo combined ratio", "value": 106.09, "unit": "%", "reporting_period_label": "Q3 FY22-23", "reporting_period_end": "2022-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY22-23", "source_document": "public-disclosure-december-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, marine_cargo row immediately after label, col 9", "source_page": null } }, { "id": "178270b8-98db-46dc-a9b7-5aa2c066962c", "metric_id": "financial.incurred_claim_ratio.segment.workmens_compensation", "metric_name": "workmen's compensation incurred claims ratio", "value": 69.32, "unit": "%", "reporting_period_label": "Q3 FY22-23", "reporting_period_end": "2022-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY22-23", "source_document": "public-disclosure-december-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, workmens_compensation row immediately after label, col 7", "source_page": null } }, { "id": "215dbff6-bc73-45bb-a34f-7992bf5f638d", "metric_id": "financial.debt_equity_ratio", "metric_name": "debt to equity ratio", "value": 0, "unit": "ratio", "reporting_period_label": "Q3 FY22-23", "reporting_period_end": "2022-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY22-23", "source_document": "public-disclosure-december-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: debt_equity_ratio", "source_page": null } }, { "id": "21b544c1-b9b4-47f5-9bc1-35fe401f187f", "metric_id": "financial.expense_ratio.nonlife.nwp", "metric_name": "expense ratio", "value": 24.54, "unit": "%", "reporting_period_label": "Q3 FY22-23", "reporting_period_end": "2022-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY22-23", "source_document": "public-disclosure-december-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: expense_nwp", "source_page": null } }, { "id": "239cba76-9b66-46a7-a359-f4e8a49cfa82", "metric_id": "financial.profit_after_tax", "metric_name": "profit after tax", "value": 42.72, "unit": "crore", "reporting_period_label": "Q3 FY22-23", "reporting_period_end": "2022-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-2-B-PL", "reporting_period": "Q3 FY22-23", "source_document": "public-disclosure-december-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-2-B-PL PAT row, col 3", "source_page": null } }, { "id": "39d70a14-f388-41f1-894a-8a6d29ab9b92", "metric_id": "financial.incurred_claim_ratio.segment.travel", "metric_name": "travel incurred claims ratio", "value": 103.77, "unit": "%", "reporting_period_label": "Q3 FY22-23", "reporting_period_end": "2022-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY22-23", "source_document": "public-disclosure-december-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, travel row immediately after label, col 7", "source_page": null } }, { "id": "3ad8dbd1-cbf5-4e86-bb60-63b1eeba6c25", "metric_id": "financial.combined_ratio.segment.aviation", "metric_name": "aviation combined ratio", "value": 0, "unit": "%", "reporting_period_label": "Q3 FY22-23", "reporting_period_end": "2022-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY22-23", "source_document": "public-disclosure-december-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, aviation row immediately after label, col 9", "source_page": null } }, { "id": "3b365b5c-763e-40ba-882e-a821848bded1", "metric_id": "financial.incurred_claim_ratio.segment.crop", "metric_name": "crop incurred claims ratio", "value": 99.23, "unit": "%", "reporting_period_label": "Q3 FY22-23", "reporting_period_end": "2022-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY22-23", "source_document": "public-disclosure-december-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, crop row immediately after label, col 7", "source_page": null } }, { "id": "408691d9-9e0d-4782-9766-95a5b67c6a69", "metric_id": "financial.net_npa_ratio", "metric_name": "net NPA ratio", "value": 0, "unit": "%", "reporting_period_label": "Q3 FY22-23", "reporting_period_end": "2022-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY22-23", "source_document": "public-disclosure-december-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: net_npa_ratio", "source_page": null } }, { "id": "44b70d31-ead4-4ff1-9bd4-1e474bfd35b8", "metric_id": "financial.net_retention_ratio", "metric_name": "net retention ratio", "value": 69.41, "unit": "%", "reporting_period_label": "Q3 FY22-23", "reporting_period_end": "2022-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY22-23", "source_document": "public-disclosure-december-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: net_retention", "source_page": null } }, { "id": "52c37fb7-00d8-423d-8217-b6e7c84fbf4c", "metric_id": "financial.networth_growth_rate", "metric_name": "net worth growth rate", "value": 17.25, "unit": "%", "reporting_period_label": "Q3 FY22-23", "reporting_period_end": "2022-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY22-23", "source_document": "public-disclosure-december-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: networth_growth_rate", "source_page": null } }, { "id": "5646a8a0-5485-4420-83f1-ce10b140412c", "metric_id": "financial.incurred_claim_ratio.segment.motor_od", "metric_name": "motor od incurred claims ratio", "value": 81.69, "unit": "%", "reporting_period_label": "Q3 FY22-23", "reporting_period_end": "2022-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY22-23", "source_document": "public-disclosure-december-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, motor_od row immediately after label, col 7", "source_page": null } }, { "id": "56d6e044-86b4-44b5-a4b7-4aa63bd4fd2e", "metric_id": "financial.combined_ratio.segment.crop", "metric_name": "crop combined ratio", "value": 101.47, "unit": "%", "reporting_period_label": "Q3 FY22-23", "reporting_period_end": "2022-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY22-23", "source_document": "public-disclosure-december-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, crop row immediately after label, col 9", "source_page": null } }, { "id": "639b2bdf-caa3-4be8-b937-e34471c593d1", "metric_id": "financial.combined_ratio.segment.personal_accident", "metric_name": "personal accident combined ratio", "value": 113, "unit": "%", "reporting_period_label": "Q3 FY22-23", "reporting_period_end": "2022-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY22-23", "source_document": "public-disclosure-december-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, personal_accident row immediately after label, col 9", "source_page": null } }, { "id": "6722c14d-cb5f-4fec-b9bc-96430b4addbf", "metric_id": "financial.combined_ratio.segment.marine_hull", "metric_name": "marine hull combined ratio", "value": 420.83, "unit": "%", "reporting_period_label": "Q3 FY22-23", "reporting_period_end": "2022-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY22-23", "source_document": "public-disclosure-december-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, marine_hull row immediately after label, col 9", "source_page": null } }, { "id": "7238d537-76ca-41b5-b521-d69f1b6c6ebc", "metric_id": "financial.incurred_claim_ratio.segment.fire", "metric_name": "fire incurred claims ratio", "value": 52.13, "unit": "%", "reporting_period_label": "Q3 FY22-23", "reporting_period_end": "2022-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY22-23", "source_document": "public-disclosure-december-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, fire row immediately after label, col 7", "source_page": null } }, { "id": "734bf303-9a87-4422-8f0e-a3f38b452327", "metric_id": "financial.net_commission_ratio", "metric_name": "net commission ratio", "value": 6.91, "unit": "%", "reporting_period_label": "Q3 FY22-23", "reporting_period_end": "2022-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY22-23", "source_document": "public-disclosure-december-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: net_commission_ratio", "source_page": null } }, { "id": "7720232d-95e3-468a-b195-9793cf866200", "metric_id": "financial.incurred_claim_ratio.segment.personal_accident", "metric_name": "personal accident incurred claims ratio", "value": 86.39, "unit": "%", "reporting_period_label": "Q3 FY22-23", "reporting_period_end": "2022-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY22-23", "source_document": "public-disclosure-december-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, personal_accident row immediately after label, col 7", "source_page": null } }, { "id": "773b79b9-73fa-4751-a77d-10d095254215", "metric_id": "financial.underwriting_balance_ratio", "metric_name": "underwriting balance ratio", "value": -12.65, "unit": "%", "reporting_period_label": "Q3 FY22-23", "reporting_period_end": "2022-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY22-23", "source_document": "public-disclosure-december-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: underwriting_balance", "source_page": null } }, { "id": "7d5f6d04-929a-4475-b9ad-f6477bf713d7", "metric_id": "financial.required_solvency_margin", "metric_name": "required solvency margin", "value": 182211, "unit": "INR_lakhs", "reporting_period_label": "Q3 FY22-23", "reporting_period_end": "2022-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q3 FY22-23", "source_document": "public-disclosure-december-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-26 RSM regex", "source_page": null } }, { "id": "80c2c479-fcd0-416d-98fd-acce2faf9d46", "metric_id": "financial.book_value_per_share", "metric_name": "book value per share", "value": 133.17, "unit": "INR", "reporting_period_label": "Q3 FY22-23", "reporting_period_end": "2022-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY22-23", "source_document": "public-disclosure-december-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: book_value_per_share", "source_page": null } }, { "id": "8d6a601a-694a-42c7-85f4-868e2d3d0cce", "metric_id": "financial.incurred_claim_ratio.net", "metric_name": "incurred claims ratio", "value": 85.15, "unit": "%", "reporting_period_label": "Q3 FY22-23", "reporting_period_end": "2022-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY22-23", "source_document": "public-disclosure-december-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "id": "8ed49d36-12be-4ee2-a30e-36069b1fc5aa", "metric_id": "financial.operating_profit_ratio", "metric_name": "operating profit ratio", "value": -0.92, "unit": "%", "reporting_period_label": "Q3 FY22-23", "reporting_period_end": "2022-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY22-23", "source_document": "public-disclosure-december-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: operating_profit_ratio", "source_page": null } }, { "id": "9986cfc2-211b-4020-a046-3238a6c92b7d", "metric_id": "financial.incurred_claim_ratio.segment.motor_tp", "metric_name": "motor tp incurred claims ratio", "value": 85, "unit": "%", "reporting_period_label": "Q3 FY22-23", "reporting_period_end": "2022-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY22-23", "source_document": "public-disclosure-december-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, motor_tp row immediately after label, col 7", "source_page": null } }, { "id": "9a5e6784-a07c-4b6c-8477-514e8a0403f8", "metric_id": "financial.combined_ratio.segment.travel", "metric_name": "travel combined ratio", "value": 125.74, "unit": "%", "reporting_period_label": "Q3 FY22-23", "reporting_period_end": "2022-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY22-23", "source_document": "public-disclosure-december-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, travel row immediately after label, col 9", "source_page": null } }, { "id": "9c1ef7c3-2d5a-4664-8f46-ec04f6ec3f12", "metric_id": "financial.expense_ratio.nonlife.gdp", "metric_name": "expense ratio to gross premium", "value": 20.57, "unit": "%", "reporting_period_label": "Q3 FY22-23", "reporting_period_end": "2022-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY22-23", "source_document": "public-disclosure-december-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: expense_gdp", "source_page": null } }, { "id": "9dba98dd-5f33-4e1c-b2d9-cfe43f89a9bd", "metric_id": "financial.investment_income_ratio", "metric_name": "investment income ratio", "value": 1.69, "unit": "%", "reporting_period_label": "Q3 FY22-23", "reporting_period_end": "2022-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY22-23", "source_document": "public-disclosure-december-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: investment_income_ratio", "source_page": null } }, { "id": "9e8788cf-b309-44f9-aed8-2d69d0a223f7", "metric_id": "financial.combined_ratio.segment.motor_tp", "metric_name": "motor tp combined ratio", "value": 103.05, "unit": "%", "reporting_period_label": "Q3 FY22-23", "reporting_period_end": "2022-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY22-23", "source_document": "public-disclosure-december-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, motor_tp row immediately after label, col 9", "source_page": null } }, { "id": "9f4cb991-4fb7-4d58-a072-120e3f5e4790", "metric_id": "financial.gdp_growth_rate", "metric_name": "gross direct premium growth rate", "value": 31.78, "unit": "%", "reporting_period_label": "Q3 FY22-23", "reporting_period_end": "2022-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY22-23", "source_document": "public-disclosure-december-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: gdp_growth_rate", "source_page": null } }, { "id": "9f62a173-f161-45a7-af9b-035f02394b7f", "metric_id": "financial.incurred_claim_ratio.segment.marine_hull", "metric_name": "marine hull incurred claims ratio", "value": 472.73, "unit": "%", "reporting_period_label": "Q3 FY22-23", "reporting_period_end": "2022-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY22-23", "source_document": "public-disclosure-december-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, marine_hull row immediately after label, col 7", "source_page": null } }, { "id": "a513e4a1-8402-4a6f-99ce-beb2ee909565", "metric_id": "financial.incurred_claim_ratio.segment.aviation", "metric_name": "aviation incurred claims ratio", "value": 0, "unit": "%", "reporting_period_label": "Q3 FY22-23", "reporting_period_end": "2022-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY22-23", "source_document": "public-disclosure-december-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, aviation row immediately after label, col 7", "source_page": null } }, { "id": "aa3b00bd-7077-41c3-b4bc-b5e6632eb7ee", "metric_id": "financial.net_earning_ratio", "metric_name": "net earning ratio", "value": 2.34, "unit": "%", "reporting_period_label": "Q3 FY22-23", "reporting_period_end": "2022-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY22-23", "source_document": "public-disclosure-december-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: net_earning_ratio", "source_page": null } }, { "id": "af7e64aa-a8ea-4035-adf9-9e6668354dcc", "metric_id": "financial.combined_ratio.segment.workmens_compensation", "metric_name": "workmen's compensation combined ratio", "value": 103.45, "unit": "%", "reporting_period_label": "Q3 FY22-23", "reporting_period_end": "2022-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY22-23", "source_document": "public-disclosure-december-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, workmens_compensation row immediately after label, col 9", "source_page": null } }, { "id": "b885ea64-4ed0-449e-92d4-75e2c7b7256c", "metric_id": "financial.incurred_claim_ratio.segment.liability", "metric_name": "liability incurred claims ratio", "value": 20.86, "unit": "%", "reporting_period_label": "Q3 FY22-23", "reporting_period_end": "2022-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY22-23", "source_document": "public-disclosure-december-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, liability row immediately after label, col 7", "source_page": null } }, { "id": "be9d7df7-b03e-4b67-a9dd-a879eb8a8475", "metric_id": "financial.solvency_ratio", "metric_name": "solvency ratio", "value": 1.79, "unit": "x", "reporting_period_label": "Q3 FY22-23", "reporting_period_end": "2022-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q3 FY22-23", "source_document": "public-disclosure-december-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-26 solvency ratio regex", "source_page": null } }, { "id": "c6902bc6-4623-4ab8-9584-9ffbbd59be95", "metric_id": "financial.combined_ratio.segment.other", "metric_name": "other combined ratio", "value": 104.12, "unit": "%", "reporting_period_label": "Q3 FY22-23", "reporting_period_end": "2022-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY22-23", "source_document": "public-disclosure-december-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, other row immediately after label, col 9", "source_page": null } }, { "id": "cf710208-5cad-4506-830d-e3d397fa858e", "metric_id": "financial.combined_ratio.segment.fire", "metric_name": "fire combined ratio", "value": 32.29, "unit": "%", "reporting_period_label": "Q3 FY22-23", "reporting_period_end": "2022-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY22-23", "source_document": "public-disclosure-december-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, fire row immediately after label, col 9", "source_page": null } }, { "id": "cf7c865a-5c83-4e22-bf76-831d8829403d", "metric_id": "financial.combined_ratio.segment.engineering", "metric_name": "engineering combined ratio", "value": 89.99, "unit": "%", "reporting_period_label": "Q3 FY22-23", "reporting_period_end": "2022-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY22-23", "source_document": "public-disclosure-december-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, engineering row immediately after label, col 9", "source_page": null } }, { "id": "d37ebe81-4bdf-40c1-8191-a5d8077e0500", "metric_id": "financial.profit_before_tax", "metric_name": "profit before tax", "value": 56.69, "unit": "crore", "reporting_period_label": "Q3 FY22-23", "reporting_period_end": "2022-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-2-B-PL", "reporting_period": "Q3 FY22-23", "source_document": "public-disclosure-december-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-2-B-PL PBT row, col 3", "source_page": null } }, { "id": "deb4322e-17c5-4ab1-a584-5fc2dc8d79fb", "metric_id": "financial.earnings_per_share", "metric_name": "earnings per share", "value": 3.44, "unit": "INR", "reporting_period_label": "Q3 FY22-23", "reporting_period_end": "2022-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY22-23", "source_document": "public-disclosure-december-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: eps", "source_page": null } }, { "id": "f0a4cd02-e236-4db3-bec7-287ea6785de1", "metric_id": "financial.available_solvency_margin", "metric_name": "available solvency margin", "value": 325670, "unit": "INR_lakhs", "reporting_period_label": "Q3 FY22-23", "reporting_period_end": "2022-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q3 FY22-23", "source_document": "public-disclosure-december-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-26 ASM regex", "source_page": null } }, { "id": "f39eb7b2-734a-47df-96bc-1a339f0a8fb7", "metric_id": "financial.combined_ratio", "metric_name": "combined ratio", "value": 109.69, "unit": "%", "reporting_period_label": "Q3 FY22-23", "reporting_period_end": "2022-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY22-23", "source_document": "public-disclosure-december-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: combined_ratio", "source_page": null } }, { "id": "011f021a-cf35-4f23-8b3c-7b244034db9f", "metric_id": "financial.net_earning_ratio", "metric_name": "net earning ratio", "value": 2.35, "unit": "%", "reporting_period_label": "Q2 FY22-23", "reporting_period_end": "2022-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY22-23", "source_document": "public-disclosure-september-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: net_earning_ratio", "source_page": null } }, { "id": "098b5215-f61d-46cd-b14d-a4587ab3a879", "metric_id": "financial.networth_growth_rate", "metric_name": "net worth growth rate", "value": 35.86, "unit": "%", "reporting_period_label": "Q2 FY22-23", "reporting_period_end": "2022-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY22-23", "source_document": "public-disclosure-september-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: networth_growth_rate", "source_page": null } }, { "id": "0a572a98-3fc3-456e-b215-c0357415863c", "metric_id": "financial.incurred_claim_ratio.segment.marine_hull", "metric_name": "marine hull incurred claims ratio", "value": 545.95, "unit": "%", "reporting_period_label": "Q2 FY22-23", "reporting_period_end": "2022-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY22-23", "source_document": "public-disclosure-september-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, marine_hull row immediately after label, col 7", "source_page": null } }, { "id": "14cc0cde-1476-402b-939f-565df9f54c10", "metric_id": "financial.underwriting_balance_ratio", "metric_name": "underwriting balance ratio", "value": -11.7, "unit": "%", "reporting_period_label": "Q2 FY22-23", "reporting_period_end": "2022-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY22-23", "source_document": "public-disclosure-september-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: underwriting_balance", "source_page": null } }, { "id": "19f1020f-f67f-4b35-899e-2079919c6872", "metric_id": "financial.profit_before_tax", "metric_name": "profit before tax", "value": 56.04, "unit": "crore", "reporting_period_label": "Q2 FY22-23", "reporting_period_end": "2022-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-2-B-PL", "reporting_period": "Q2 FY22-23", "source_document": "public-disclosure-september-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-2-B-PL PBT row, col 3", "source_page": null } }, { "id": "1df1ff04-a6ee-4356-a442-b4b765ba488a", "metric_id": "financial.incurred_claim_ratio.segment.travel", "metric_name": "travel incurred claims ratio", "value": 104.45, "unit": "%", "reporting_period_label": "Q2 FY22-23", "reporting_period_end": "2022-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY22-23", "source_document": "public-disclosure-september-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, travel row immediately after label, col 7", "source_page": null } }, { "id": "20e0fbad-1470-4c4a-a07d-30685c7ffe6f", "metric_id": "financial.profit_after_tax", "metric_name": "profit after tax", "value": 43.23, "unit": "crore", "reporting_period_label": "Q2 FY22-23", "reporting_period_end": "2022-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-2-B-PL", "reporting_period": "Q2 FY22-23", "source_document": "public-disclosure-september-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-2-B-PL PAT row, col 3", "source_page": null } }, { "id": "221f8592-c3d5-4730-9bfb-8775cc62ff0d", "metric_id": "financial.book_value_per_share", "metric_name": "book value per share", "value": 135.24, "unit": "INR", "reporting_period_label": "Q2 FY22-23", "reporting_period_end": "2022-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY22-23", "source_document": "public-disclosure-september-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: book_value_per_share", "source_page": null } }, { "id": "22d652e8-6801-4914-b4cc-9ad0cbb0f6b7", "metric_id": "financial.combined_ratio.segment.travel", "metric_name": "travel combined ratio", "value": 125.76, "unit": "%", "reporting_period_label": "Q2 FY22-23", "reporting_period_end": "2022-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY22-23", "source_document": "public-disclosure-september-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, travel row immediately after label, col 9", "source_page": null } }, { "id": "25c8afbf-f3d7-4211-818b-fec097be6ac7", "metric_id": "financial.expense_ratio.nonlife.gdp", "metric_name": "expense ratio to gross premium", "value": 19.35, "unit": "%", "reporting_period_label": "Q2 FY22-23", "reporting_period_end": "2022-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY22-23", "source_document": "public-disclosure-september-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: expense_gdp", "source_page": null } }, { "id": "2d1a0534-d8ca-4f25-abef-b3609ee47148", "metric_id": "financial.earnings_per_share", "metric_name": "earnings per share", "value": 1.93, "unit": "INR", "reporting_period_label": "Q2 FY22-23", "reporting_period_end": "2022-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY22-23", "source_document": "public-disclosure-september-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: eps", "source_page": null } }, { "id": "2fccda54-d83c-433b-9dfb-39a6ddfc1a12", "metric_id": "financial.incurred_claim_ratio.segment.aviation", "metric_name": "aviation incurred claims ratio", "value": 0, "unit": "%", "reporting_period_label": "Q2 FY22-23", "reporting_period_end": "2022-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY22-23", "source_document": "public-disclosure-september-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, aviation row immediately after label, col 7", "source_page": null } }, { "id": "385582a7-7d94-4bf3-a5db-a1ad8aa45f2c", "metric_id": "financial.combined_ratio.segment.personal_accident", "metric_name": "personal accident combined ratio", "value": 124.24, "unit": "%", "reporting_period_label": "Q2 FY22-23", "reporting_period_end": "2022-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY22-23", "source_document": "public-disclosure-september-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, personal_accident row immediately after label, col 9", "source_page": null } }, { "id": "3f25aedb-cf49-4f1b-ad4e-f9bec596d3b7", "metric_id": "financial.combined_ratio.segment.engineering", "metric_name": "engineering combined ratio", "value": 98.65, "unit": "%", "reporting_period_label": "Q2 FY22-23", "reporting_period_end": "2022-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY22-23", "source_document": "public-disclosure-september-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, engineering row immediately after label, col 9", "source_page": null } }, { "id": "4aff80cc-8410-4d1d-9219-a6eecee53766", "metric_id": "financial.incurred_claim_ratio.segment.workmens_compensation", "metric_name": "workmen's compensation incurred claims ratio", "value": 65.28, "unit": "%", "reporting_period_label": "Q2 FY22-23", "reporting_period_end": "2022-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY22-23", "source_document": "public-disclosure-september-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, workmens_compensation row immediately after label, col 7", "source_page": null } }, { "id": "4c2cb562-c648-44e7-8a9e-6455401ab2e5", "metric_id": "financial.combined_ratio.segment.workmens_compensation", "metric_name": "workmen's compensation combined ratio", "value": 99.11, "unit": "%", "reporting_period_label": "Q2 FY22-23", "reporting_period_end": "2022-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY22-23", "source_document": "public-disclosure-september-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, workmens_compensation row immediately after label, col 9", "source_page": null } }, { "id": "4d4fdccb-21e0-4302-9c15-423f06226801", "metric_id": "financial.incurred_claim_ratio.net", "metric_name": "incurred claims ratio", "value": 85.19, "unit": "%", "reporting_period_label": "Q2 FY22-23", "reporting_period_end": "2022-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY22-23", "source_document": "public-disclosure-september-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "id": "55b92e76-2b9e-47f0-aa83-e0696c34df78", "metric_id": "financial.required_solvency_margin", "metric_name": "required solvency margin", "value": 181568, "unit": "INR_lakhs", "reporting_period_label": "Q2 FY22-23", "reporting_period_end": "2022-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q2 FY22-23", "source_document": "public-disclosure-september-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-26 RSM regex", "source_page": null } }, { "id": "607bb92a-093d-421b-99c6-0bca65e7bbcb", "metric_id": "financial.incurred_claim_ratio.segment.motor_tp", "metric_name": "motor tp incurred claims ratio", "value": 84.98, "unit": "%", "reporting_period_label": "Q2 FY22-23", "reporting_period_end": "2022-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY22-23", "source_document": "public-disclosure-september-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, motor_tp row immediately after label, col 7", "source_page": null } }, { "id": "640673c2-dc71-4198-975c-31f2dbf397bd", "metric_id": "financial.expense_ratio.nonlife.nwp", "metric_name": "expense ratio", "value": 22.23, "unit": "%", "reporting_period_label": "Q2 FY22-23", "reporting_period_end": "2022-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY22-23", "source_document": "public-disclosure-september-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: expense_nwp", "source_page": null } }, { "id": "77624911-f7ec-4bb3-95b6-cd5715096704", "metric_id": "financial.gross_npa_ratio", "metric_name": "gross NPA ratio", "value": 0, "unit": "%", "reporting_period_label": "Q2 FY22-23", "reporting_period_end": "2022-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY22-23", "source_document": "public-disclosure-september-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: gross_npa_ratio", "source_page": null } }, { "id": "79b6f3fe-7dd7-4f77-9d9b-50ef8fa6d7e3", "metric_id": "financial.available_solvency_margin", "metric_name": "available solvency margin", "value": 320793, "unit": "INR_lakhs", "reporting_period_label": "Q2 FY22-23", "reporting_period_end": "2022-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q2 FY22-23", "source_document": "public-disclosure-september-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-26 ASM regex", "source_page": null } }, { "id": "7be5e2e5-9516-4985-a2cb-6ef26992fdc8", "metric_id": "financial.net_commission_ratio", "metric_name": "net commission ratio", "value": 7.75, "unit": "%", "reporting_period_label": "Q2 FY22-23", "reporting_period_end": "2022-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY22-23", "source_document": "public-disclosure-september-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: net_commission_ratio", "source_page": null } }, { "id": "8828db97-db6f-4ebb-9e5d-668801fbe267", "metric_id": "financial.gdp_growth_rate", "metric_name": "gross direct premium growth rate", "value": -4.52, "unit": "%", "reporting_period_label": "Q2 FY22-23", "reporting_period_end": "2022-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY22-23", "source_document": "public-disclosure-september-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: gdp_growth_rate", "source_page": null } }, { "id": "89ff146e-265c-4f69-a6af-ab742112c71e", "metric_id": "financial.solvency_ratio", "metric_name": "solvency ratio", "value": 1.77, "unit": "x", "reporting_period_label": "Q2 FY22-23", "reporting_period_end": "2022-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q2 FY22-23", "source_document": "public-disclosure-september-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-26 solvency ratio regex", "source_page": null } }, { "id": "8a74d6fe-335c-43cc-b7ae-463d7cb1fe31", "metric_id": "financial.combined_ratio.segment.motor_od", "metric_name": "motor od combined ratio", "value": 118.66, "unit": "%", "reporting_period_label": "Q2 FY22-23", "reporting_period_end": "2022-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY22-23", "source_document": "public-disclosure-september-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, motor_od row immediately after label, col 9", "source_page": null } }, { "id": "8cd2020c-d468-4748-84f8-f503084e4365", "metric_id": "financial.incurred_claim_ratio.segment.liability", "metric_name": "liability incurred claims ratio", "value": 6.4, "unit": "%", "reporting_period_label": "Q2 FY22-23", "reporting_period_end": "2022-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY22-23", "source_document": "public-disclosure-september-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, liability row immediately after label, col 7", "source_page": null } }, { "id": "8e9ffea1-7d3a-4c66-813a-2f35dc106a81", "metric_id": "financial.incurred_claim_ratio.segment.marine_cargo", "metric_name": "marine cargo incurred claims ratio", "value": 79.01, "unit": "%", "reporting_period_label": "Q2 FY22-23", "reporting_period_end": "2022-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY22-23", "source_document": "public-disclosure-september-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, marine_cargo row immediately after label, col 7", "source_page": null } }, { "id": "8fc41093-89d3-446f-9208-425da543f3b0", "metric_id": "financial.combined_ratio.segment.fire", "metric_name": "fire combined ratio", "value": 39.14, "unit": "%", "reporting_period_label": "Q2 FY22-23", "reporting_period_end": "2022-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY22-23", "source_document": "public-disclosure-september-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, fire row immediately after label, col 9", "source_page": null } }, { "id": "91272e1a-f1f7-4010-a00e-12896c70acce", "metric_id": "financial.debt_equity_ratio", "metric_name": "debt to equity ratio", "value": 0, "unit": "ratio", "reporting_period_label": "Q2 FY22-23", "reporting_period_end": "2022-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY22-23", "source_document": "public-disclosure-september-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: debt_equity_ratio", "source_page": null } }, { "id": "97c0628a-a463-49ab-a61f-9c7d7da24567", "metric_id": "financial.combined_ratio", "metric_name": "combined ratio", "value": 107.42, "unit": "%", "reporting_period_label": "Q2 FY22-23", "reporting_period_end": "2022-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY22-23", "source_document": "public-disclosure-september-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: combined_ratio", "source_page": null } }, { "id": "9c211e13-4e40-4912-990d-3c4125a4c8ae", "metric_id": "financial.incurred_claim_ratio.segment.fire", "metric_name": "fire incurred claims ratio", "value": 56.11, "unit": "%", "reporting_period_label": "Q2 FY22-23", "reporting_period_end": "2022-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY22-23", "source_document": "public-disclosure-september-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, fire row immediately after label, col 7", "source_page": null } }, { "id": "a06fff9b-60e9-4933-bdf0-f075cac2dd31", "metric_id": "financial.investment_income_ratio", "metric_name": "investment income ratio", "value": 1.63, "unit": "%", "reporting_period_label": "Q2 FY22-23", "reporting_period_end": "2022-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY22-23", "source_document": "public-disclosure-september-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: investment_income_ratio", "source_page": null } }, { "id": "ab7dff91-ca94-4b51-83f1-32fc9cf3720d", "metric_id": "financial.combined_ratio.segment.motor_tp", "metric_name": "motor tp combined ratio", "value": 102.37, "unit": "%", "reporting_period_label": "Q2 FY22-23", "reporting_period_end": "2022-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY22-23", "source_document": "public-disclosure-september-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, motor_tp row immediately after label, col 9", "source_page": null } }, { "id": "b24b22b3-0905-40ea-8541-0bcdb1ace50e", "metric_id": "financial.combined_ratio.segment.marine_cargo", "metric_name": "marine cargo combined ratio", "value": 98.24, "unit": "%", "reporting_period_label": "Q2 FY22-23", "reporting_period_end": "2022-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY22-23", "source_document": "public-disclosure-september-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, marine_cargo row immediately after label, col 9", "source_page": null } }, { "id": "b3778d3f-fea5-454b-96dc-4a9c93c65751", "metric_id": "financial.net_retention_ratio", "metric_name": "net retention ratio", "value": 74.14, "unit": "%", "reporting_period_label": "Q2 FY22-23", "reporting_period_end": "2022-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY22-23", "source_document": "public-disclosure-september-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: net_retention", "source_page": null } }, { "id": "b8b31293-3636-4604-825f-2ddcb59bc210", "metric_id": "financial.combined_ratio.segment.marine_hull", "metric_name": "marine hull combined ratio", "value": 529.28, "unit": "%", "reporting_period_label": "Q2 FY22-23", "reporting_period_end": "2022-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY22-23", "source_document": "public-disclosure-september-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, marine_hull row immediately after label, col 9", "source_page": null } }, { "id": "bda87def-1703-41de-a985-b877ef0f359a", "metric_id": "financial.combined_ratio.segment.aviation", "metric_name": "aviation combined ratio", "value": 0, "unit": "%", "reporting_period_label": "Q2 FY22-23", "reporting_period_end": "2022-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY22-23", "source_document": "public-disclosure-september-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, aviation row immediately after label, col 9", "source_page": null } }, { "id": "ccecee47-6c6e-4451-ba47-7f1d9cc473d1", "metric_id": "financial.operating_profit_ratio", "metric_name": "operating profit ratio", "value": -0.44, "unit": "%", "reporting_period_label": "Q2 FY22-23", "reporting_period_end": "2022-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY22-23", "source_document": "public-disclosure-september-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: operating_profit_ratio", "source_page": null } }, { "id": "d1dc67fe-c838-4605-a314-72025b0904a6", "metric_id": "financial.net_npa_ratio", "metric_name": "net NPA ratio", "value": 0, "unit": "%", "reporting_period_label": "Q2 FY22-23", "reporting_period_end": "2022-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY22-23", "source_document": "public-disclosure-september-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: net_npa_ratio", "source_page": null } }, { "id": "d6289090-db34-44d7-b7c8-1d4134ed3475", "metric_id": "financial.combined_ratio.segment.liability", "metric_name": "liability combined ratio", "value": 50.76, "unit": "%", "reporting_period_label": "Q2 FY22-23", "reporting_period_end": "2022-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY22-23", "source_document": "public-disclosure-september-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, liability row immediately after label, col 9", "source_page": null } }, { "id": "dd213ec8-7a24-4e41-ad9c-4cacaa99fa8d", "metric_id": "financial.incurred_claim_ratio.segment.motor_od", "metric_name": "motor od incurred claims ratio", "value": 83.52, "unit": "%", "reporting_period_label": "Q2 FY22-23", "reporting_period_end": "2022-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY22-23", "source_document": "public-disclosure-september-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, motor_od row immediately after label, col 7", "source_page": null } }, { "id": "f67e5644-3c4d-4a7b-a30b-43c1d1b40e56", "metric_id": "financial.incurred_claim_ratio.segment.engineering", "metric_name": "engineering incurred claims ratio", "value": 66.87, "unit": "%", "reporting_period_label": "Q2 FY22-23", "reporting_period_end": "2022-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY22-23", "source_document": "public-disclosure-september-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, engineering row immediately after label, col 7", "source_page": null } }, { "id": "fda7cd88-a14d-406d-988d-62b2d7f3bfb7", "metric_id": "financial.incurred_claim_ratio.segment.personal_accident", "metric_name": "personal accident incurred claims ratio", "value": 97.67, "unit": "%", "reporting_period_label": "Q2 FY22-23", "reporting_period_end": "2022-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY22-23", "source_document": "public-disclosure-september-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, personal_accident row immediately after label, col 7", "source_page": null } }, { "id": "067f6913-5962-477c-8fa8-0d7b8a365dc2", "metric_id": "financial.incurred_claim_ratio.net", "metric_name": "incurred claims ratio", "value": 90.95, "unit": "%", "reporting_period_label": "Q1 FY22-23", "reporting_period_end": "2022-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY22-23", "source_document": "public-disclosure-june-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "id": "13aa4517-cb06-42f4-9c6e-534d1a1ff1fd", "metric_id": "financial.incurred_claim_ratio.segment.engineering", "metric_name": "engineering incurred claims ratio", "value": 50.52, "unit": "%", "reporting_period_label": "Q1 FY22-23", "reporting_period_end": "2022-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY22-23", "source_document": "public-disclosure-june-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, engineering row immediately after label, col 7", "source_page": null } }, { "id": "16879a0e-bafb-412b-b0c6-d6a93eeb0edb", "metric_id": "financial.incurred_claim_ratio.segment.motor_tp", "metric_name": "motor tp incurred claims ratio", "value": 84.96, "unit": "%", "reporting_period_label": "Q1 FY22-23", "reporting_period_end": "2022-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY22-23", "source_document": "public-disclosure-june-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, motor_tp row immediately after label, col 7", "source_page": null } }, { "id": "288b540e-e545-4842-8cc5-e5ec6eaf57fe", "metric_id": "financial.combined_ratio.segment.engineering", "metric_name": "engineering combined ratio", "value": 67.08, "unit": "%", "reporting_period_label": "Q1 FY22-23", "reporting_period_end": "2022-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY22-23", "source_document": "public-disclosure-june-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, engineering row immediately after label, col 9", "source_page": null } }, { "id": "2ec20882-3c21-47b0-8ae9-afc7a051cba1", "metric_id": "financial.expense_ratio.nonlife.gdp", "metric_name": "expense ratio to gross premium", "value": 20.02, "unit": "%", "reporting_period_label": "Q1 FY22-23", "reporting_period_end": "2022-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY22-23", "source_document": "public-disclosure-june-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: expense_gdp", "source_page": null } }, { "id": "37c7f3d2-a7b9-42fb-b240-7a06a36a04b8", "metric_id": "financial.combined_ratio.segment.marine_hull", "metric_name": "marine hull combined ratio", "value": -144.6, "unit": "%", "reporting_period_label": "Q1 FY22-23", "reporting_period_end": "2022-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY22-23", "source_document": "public-disclosure-june-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, marine_hull row immediately after label, col 9", "source_page": null } }, { "id": "3ac0eea9-da12-43a0-b0cb-d341afec199b", "metric_id": "financial.combined_ratio.segment.motor_tp", "metric_name": "motor tp combined ratio", "value": 104.25, "unit": "%", "reporting_period_label": "Q1 FY22-23", "reporting_period_end": "2022-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY22-23", "source_document": "public-disclosure-june-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, motor_tp row immediately after label, col 9", "source_page": null } }, { "id": "3e15756b-169d-4cb1-97b9-14e782104946", "metric_id": "financial.combined_ratio.segment.marine_cargo", "metric_name": "marine cargo combined ratio", "value": 111.94, "unit": "%", "reporting_period_label": "Q1 FY22-23", "reporting_period_end": "2022-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY22-23", "source_document": "public-disclosure-june-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, marine_cargo row immediately after label, col 9", "source_page": null } }, { "id": "41860f7c-f37b-44df-b920-8fd2e5bcb203", "metric_id": "financial.incurred_claim_ratio.segment.marine_cargo", "metric_name": "marine cargo incurred claims ratio", "value": 91.41, "unit": "%", "reporting_period_label": "Q1 FY22-23", "reporting_period_end": "2022-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY22-23", "source_document": "public-disclosure-june-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, marine_cargo row immediately after label, col 7", "source_page": null } }, { "id": "43401453-7e4f-4328-a185-f7dee06d7bd4", "metric_id": "financial.available_solvency_margin", "metric_name": "available solvency margin", "value": 303913, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY22-23", "reporting_period_end": "2022-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q1 FY22-23", "source_document": "public-disclosure-june-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-26 ASM regex", "source_page": null } }, { "id": "4a4b7583-65b2-48ad-87e0-a13575d88d56", "metric_id": "financial.net_commission_ratio", "metric_name": "net commission ratio", "value": 6.39, "unit": "%", "reporting_period_label": "Q1 FY22-23", "reporting_period_end": "2022-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY22-23", "source_document": "public-disclosure-june-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: net_commission_ratio", "source_page": null } }, { "id": "4d81d99d-6833-4784-b01c-293780e4d4f5", "metric_id": "financial.networth_growth_rate", "metric_name": "net worth growth rate", "value": 14.81, "unit": "%", "reporting_period_label": "Q1 FY22-23", "reporting_period_end": "2022-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY22-23", "source_document": "public-disclosure-june-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: networth_growth_rate", "source_page": null } }, { "id": "4f753a90-7fb6-4447-b12d-e5edf7a71e52", "metric_id": "financial.net_retention_ratio", "metric_name": "net retention ratio", "value": 64.58, "unit": "%", "reporting_period_label": "Q1 FY22-23", "reporting_period_end": "2022-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY22-23", "source_document": "public-disclosure-june-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: net_retention", "source_page": null } }, { "id": "5244f613-dc95-4080-bfa1-3ed29ee49dd0", "metric_id": "financial.required_solvency_margin", "metric_name": "required solvency margin", "value": 184762, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY22-23", "reporting_period_end": "2022-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q1 FY22-23", "source_document": "public-disclosure-june-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-26 RSM regex", "source_page": null } }, { "id": "5628ce02-f700-4e90-b6be-578a63452af7", "metric_id": "financial.gdp_growth_rate", "metric_name": "gross direct premium growth rate", "value": 16.2, "unit": "%", "reporting_period_label": "Q1 FY22-23", "reporting_period_end": "2022-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY22-23", "source_document": "public-disclosure-june-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: gdp_growth_rate", "source_page": null } }, { "id": "5903d9de-32e4-4966-b751-39ba4a5a3c15", "metric_id": "financial.combined_ratio", "metric_name": "combined ratio", "value": 114.8, "unit": "%", "reporting_period_label": "Q1 FY22-23", "reporting_period_end": "2022-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY22-23", "source_document": "public-disclosure-june-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: combined_ratio", "source_page": null } }, { "id": "5e2bfd9e-a5b6-4393-aa88-16bbc7cc6a37", "metric_id": "financial.investment_income_ratio", "metric_name": "investment income ratio", "value": 1.56, "unit": "%", "reporting_period_label": "Q1 FY22-23", "reporting_period_end": "2022-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY22-23", "source_document": "public-disclosure-june-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: investment_income_ratio", "source_page": null } }, { "id": "6000ddae-b01a-417d-94b5-1f0e5f7d9f42", "metric_id": "financial.incurred_claim_ratio.segment.marine_hull", "metric_name": "marine hull incurred claims ratio", "value": -133.33, "unit": "%", "reporting_period_label": "Q1 FY22-23", "reporting_period_end": "2022-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY22-23", "source_document": "public-disclosure-june-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, marine_hull row immediately after label, col 7", "source_page": null } }, { "id": "7377452e-5a0b-4181-a913-6e0455b59229", "metric_id": "financial.incurred_claim_ratio.segment.motor_od", "metric_name": "motor od incurred claims ratio", "value": 86.62, "unit": "%", "reporting_period_label": "Q1 FY22-23", "reporting_period_end": "2022-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY22-23", "source_document": "public-disclosure-june-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, motor_od row immediately after label, col 7", "source_page": null } }, { "id": "8de3bf7b-8d18-4d77-96d7-6d1ba6175571", "metric_id": "financial.combined_ratio.segment.fire", "metric_name": "fire combined ratio", "value": 21.92, "unit": "%", "reporting_period_label": "Q1 FY22-23", "reporting_period_end": "2022-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY22-23", "source_document": "public-disclosure-june-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, fire row immediately after label, col 9", "source_page": null } }, { "id": "96781de9-2d42-4ef2-85e8-50bbae3629b6", "metric_id": "financial.combined_ratio.segment.motor_od", "metric_name": "motor od combined ratio", "value": 123.63, "unit": "%", "reporting_period_label": "Q1 FY22-23", "reporting_period_end": "2022-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY22-23", "source_document": "public-disclosure-june-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, motor_od row immediately after label, col 9", "source_page": null } }, { "id": "9ae89135-4a85-4af1-a2a7-77bb4bf5b8f1", "metric_id": "financial.solvency_ratio", "metric_name": "solvency ratio", "value": 1.64, "unit": "x", "reporting_period_label": "Q1 FY22-23", "reporting_period_end": "2022-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q1 FY22-23", "source_document": "public-disclosure-june-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-26 solvency ratio regex", "source_page": null } }, { "id": "c3623685-ce45-4cb4-8ac9-367a357b6abe", "metric_id": "financial.expense_ratio.nonlife.nwp", "metric_name": "expense ratio", "value": 23.85, "unit": "%", "reporting_period_label": "Q1 FY22-23", "reporting_period_end": "2022-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY22-23", "source_document": "public-disclosure-june-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: expense_nwp", "source_page": null } }, { "id": "fa6ecb29-a10c-4177-94e4-a80f30e5db4f", "metric_id": "financial.incurred_claim_ratio.segment.fire", "metric_name": "fire incurred claims ratio", "value": 62.92, "unit": "%", "reporting_period_label": "Q1 FY22-23", "reporting_period_end": "2022-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY22-23", "source_document": "public-disclosure-june-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, fire row immediately after label, col 7", "source_page": null } }, { "id": "00811e68-db68-4b94-a288-8b730387d84c", "metric_id": "financial.combined_ratio.segment.marine_hull", "metric_name": "marine hull combined ratio", "value": 17.22, "unit": "%", "reporting_period_label": "Q4 FY21-22", "reporting_period_end": "2022-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY21-22", "source_document": "public-disclosure-march-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, marine_hull row immediately after label, col 9", "source_page": null } }, { "id": "00cdf09e-f9ad-4733-acc6-b7d0cefc7dfe", "metric_id": "financial.net_retention_ratio", "metric_name": "net retention ratio", "value": 70.67, "unit": "%", "reporting_period_label": "Q4 FY21-22", "reporting_period_end": "2022-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY21-22", "source_document": "public-disclosure-march-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: net_retention", "source_page": null } }, { "id": "02557f01-567a-4e32-9142-bda0b57b8885", "metric_id": "claims.settlement_ratio.nonlife.count", "metric_name": "claim settlement ratio", "value": 88.3524, "unit": "%", "reporting_period_label": "FY21-22", "reporting_period_end": "2022-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Handbook-Table-53", "reporting_period": "FY21-22", "source_document": "IRDAI Handbook Table 53", "source_url": null, "extracted_by": null, "last_verified": "2026-09-19", "extraction_note": null, "source_page": null } }, { "id": "126d1064-8f87-4509-81b6-ac264728d8e3", "metric_id": "financial.expense_ratio.nonlife.nwp", "metric_name": "expense ratio", "value": 23.19, "unit": "%", "reporting_period_label": "Q4 FY21-22", "reporting_period_end": "2022-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY21-22", "source_document": "public-disclosure-march-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: expense_nwp", "source_page": null } }, { "id": "163e43a1-129e-4f50-b96d-85f12cf616e5", "metric_id": "financial.expense_ratio.nonlife.gdp", "metric_name": "expense ratio to gross premium", "value": 19.79, "unit": "%", "reporting_period_label": "Q4 FY21-22", "reporting_period_end": "2022-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY21-22", "source_document": "public-disclosure-march-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: expense_gdp", "source_page": null } }, { "id": "20f90b29-c13d-473a-89cd-cd4bc788f4ce", "metric_id": "financial.incurred_claim_ratio.segment.motor_tp", "metric_name": "motor tp incurred claims ratio", "value": 84.87, "unit": "%", "reporting_period_label": "Q4 FY21-22", "reporting_period_end": "2022-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY21-22", "source_document": "public-disclosure-march-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, motor_tp row immediately after label, col 7", "source_page": null } }, { "id": "248d9617-34c2-4cfa-aaa6-083b8c8e8fea", "metric_id": "financial.incurred_claim_ratio.segment.engineering", "metric_name": "engineering incurred claims ratio", "value": 46.33, "unit": "%", "reporting_period_label": "Q4 FY21-22", "reporting_period_end": "2022-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY21-22", "source_document": "public-disclosure-march-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, engineering row immediately after label, col 7", "source_page": null } }, { "id": "2b1127c0-601f-493c-8a1b-4ab4f497ea4d", "metric_id": "financial.operating_profit_ratio", "metric_name": "operating profit ratio", "value": -6.84, "unit": "%", "reporting_period_label": "Q4 FY21-22", "reporting_period_end": "2022-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY21-22", "source_document": "public-disclosure-march-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: operating_profit_ratio", "source_page": null } }, { "id": "2b85a48c-512c-4dd8-930c-0b0c12ebd60a", "metric_id": "financial.combined_ratio.segment.engineering", "metric_name": "engineering combined ratio", "value": 99.17, "unit": "%", "reporting_period_label": "Q4 FY21-22", "reporting_period_end": "2022-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY21-22", "source_document": "public-disclosure-march-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, engineering row immediately after label, col 9", "source_page": null } }, { "id": "2b900de4-84f5-4384-aa9f-34be4808dc46", "metric_id": "financial.incurred_claim_ratio.segment.motor_od", "metric_name": "motor od incurred claims ratio", "value": 83.07, "unit": "%", "reporting_period_label": "Q4 FY21-22", "reporting_period_end": "2022-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY21-22", "source_document": "public-disclosure-march-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, motor_od row immediately after label, col 7", "source_page": null } }, { "id": "505999a5-b1c8-4439-8fd0-3404fa3ecca2", "metric_id": "financial.available_solvency_margin", "metric_name": "available solvency margin", "value": 303738, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY21-22", "reporting_period_end": "2022-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q4 FY21-22", "source_document": "public-disclosure-march-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-26 ASM regex", "source_page": null } }, { "id": "72e0e203-3c44-4596-92ca-2e99834f14aa", "metric_id": "financial.combined_ratio.segment.motor_od", "metric_name": "motor od combined ratio", "value": 116.73, "unit": "%", "reporting_period_label": "Q4 FY21-22", "reporting_period_end": "2022-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY21-22", "source_document": "public-disclosure-march-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, motor_od row immediately after label, col 9", "source_page": null } }, { "id": "72feebb5-8ab5-44ee-bc0a-b14ea9b97516", "metric_id": "financial.combined_ratio.segment.marine_cargo", "metric_name": "marine cargo combined ratio", "value": 126.58, "unit": "%", "reporting_period_label": "Q4 FY21-22", "reporting_period_end": "2022-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY21-22", "source_document": "public-disclosure-march-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, marine_cargo row immediately after label, col 9", "source_page": null } }, { "id": "741e2f7c-3a3d-4bc2-b975-f851b82b2637", "metric_id": "financial.required_solvency_margin", "metric_name": "required solvency margin", "value": 181276, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY21-22", "reporting_period_end": "2022-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q4 FY21-22", "source_document": "public-disclosure-march-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-26 RSM regex", "source_page": null } }, { "id": "7a729f35-bed7-4423-a6f7-ec0f6bb9de8c", "metric_id": "financial.incurred_claim_ratio.segment.marine_cargo", "metric_name": "marine cargo incurred claims ratio", "value": 103.61, "unit": "%", "reporting_period_label": "Q4 FY21-22", "reporting_period_end": "2022-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY21-22", "source_document": "public-disclosure-march-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, marine_cargo row immediately after label, col 7", "source_page": null } }, { "id": "7e773da9-0054-41c4-a4d0-9d1baeb5456a", "metric_id": "financial.underwriting_balance_ratio", "metric_name": "underwriting balance ratio", "value": -19.49, "unit": "%", "reporting_period_label": "Q4 FY21-22", "reporting_period_end": "2022-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY21-22", "source_document": "public-disclosure-march-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: underwriting_balance", "source_page": null } }, { "id": "8530dd07-9dda-443b-b614-0a8a21c0b74c", "metric_id": "financial.net_commission_ratio", "metric_name": "net commission ratio", "value": 7.41, "unit": "%", "reporting_period_label": "Q4 FY21-22", "reporting_period_end": "2022-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY21-22", "source_document": "public-disclosure-march-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: net_commission_ratio", "source_page": null } }, { "id": "8f0c5925-bc67-4b50-abb2-0b3c864e23ae", "metric_id": "financial.combined_ratio.segment.motor_tp", "metric_name": "motor tp combined ratio", "value": 102.61, "unit": "%", "reporting_period_label": "Q4 FY21-22", "reporting_period_end": "2022-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY21-22", "source_document": "public-disclosure-march-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, motor_tp row immediately after label, col 9", "source_page": null } }, { "id": "90e8ab2d-c696-46ac-8ee9-a9fe01c10199", "metric_id": "financial.incurred_claim_ratio.segment.marine_hull", "metric_name": "marine hull incurred claims ratio", "value": 174.85, "unit": "%", "reporting_period_label": "Q4 FY21-22", "reporting_period_end": "2022-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY21-22", "source_document": "public-disclosure-march-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, marine_hull row immediately after label, col 7", "source_page": null } }, { "id": "9e27aa95-7e46-4f30-995a-46d0fb924ec6", "metric_id": "financial.investment_income_ratio", "metric_name": "investment income ratio", "value": 1.82, "unit": "%", "reporting_period_label": "Q4 FY21-22", "reporting_period_end": "2022-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY21-22", "source_document": "public-disclosure-march-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: investment_income_ratio", "source_page": null } }, { "id": "9f44966f-f1b0-4ec9-815a-a56172ab3518", "metric_id": "financial.incurred_claim_ratio.net", "metric_name": "incurred claims ratio", "value": 94.69, "unit": "%", "reporting_period_label": "Q4 FY21-22", "reporting_period_end": "2022-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY21-22", "source_document": "public-disclosure-march-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "id": "a1397620-28ba-4c9e-8972-cc5054a8d0de", "metric_id": "financial.combined_ratio", "metric_name": "combined ratio", "value": 117.89, "unit": "%", "reporting_period_label": "Q4 FY21-22", "reporting_period_end": "2022-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY21-22", "source_document": "public-disclosure-march-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: combined_ratio", "source_page": null } }, { "id": "bb40a6f7-1f02-4e58-8c1c-becbcc9b2114", "metric_id": "financial.gdp_growth_rate", "metric_name": "gross direct premium growth rate", "value": 8.5, "unit": "%", "reporting_period_label": "Q4 FY21-22", "reporting_period_end": "2022-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY21-22", "source_document": "public-disclosure-march-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: gdp_growth_rate", "source_page": null } }, { "id": "bfdb949a-4716-42a9-a7b1-e7eb9522727a", "metric_id": "financial.networth_growth_rate", "metric_name": "net worth growth rate", "value": 16.5, "unit": "%", "reporting_period_label": "Q4 FY21-22", "reporting_period_end": "2022-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY21-22", "source_document": "public-disclosure-march-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: networth_growth_rate", "source_page": null } }, { "id": "d23dd367-d5c2-4a63-a9ee-e15f5958ac15", "metric_id": "claims.repudiation_ratio.nonlife.count", "metric_name": "claims repudiation ratio", "value": 1.7708, "unit": "%", "reporting_period_label": "FY21-22", "reporting_period_end": "2022-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Handbook-Table-53", "reporting_period": "FY21-22", "source_document": "IRDAI Handbook Table 53", "source_url": null, "extracted_by": null, "last_verified": "2026-09-19", "extraction_note": null, "source_page": null } }, { "id": "d3649400-48d2-4e70-8caa-db8374173e60", "metric_id": "financial.solvency_ratio", "metric_name": "solvency ratio", "value": 1.68, "unit": "x", "reporting_period_label": "Q4 FY21-22", "reporting_period_end": "2022-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q4 FY21-22", "source_document": "public-disclosure-march-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-26 solvency ratio regex", "source_page": null } }, { "id": "dc813122-2fac-4dc0-8ece-95742121ebd7", "metric_id": "financial.combined_ratio.segment.fire", "metric_name": "fire combined ratio", "value": 43.25, "unit": "%", "reporting_period_label": "Q4 FY21-22", "reporting_period_end": "2022-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY21-22", "source_document": "public-disclosure-march-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, fire row immediately after label, col 9", "source_page": null } }, { "id": "e728ef88-79a0-4658-bdf1-a3c409b7a4da", "metric_id": "financial.gross_written_premium", "metric_name": "gross written premium", "value": 8452.91, "unit": "₹ crore", "reporting_period_label": "FY21-22", "reporting_period_end": "2022-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-7", "reporting_period": "FY21-22", "source_document": "IRDAI Annual Report 2022-23", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 321 } }, { "id": "fccfcd76-940d-4e2c-898a-ed84cd1113bc", "metric_id": "financial.incurred_claim_ratio.segment.fire", "metric_name": "fire incurred claims ratio", "value": 63.6, "unit": "%", "reporting_period_label": "Q4 FY21-22", "reporting_period_end": "2022-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY21-22", "source_document": "public-disclosure-march-2022.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, fire row immediately after label, col 7", "source_page": null } }, { "id": "0e856417-5eec-4030-83ae-306ac5ae8dd9", "metric_id": "financial.book_value_per_share", "metric_name": "book value per share", "value": 116.64, "unit": "INR", "reporting_period_label": "Q3 FY21-22", "reporting_period_end": "2021-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY21-22", "source_document": "public-disclosure-q3-fy-21-22.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: book_value_per_share", "source_page": null } }, { "id": "10682cfd-0b18-480d-962b-0e4e61f521dd", "metric_id": "financial.combined_ratio.segment.fire", "metric_name": "fire combined ratio", "value": 47.37, "unit": "%", "reporting_period_label": "Q3 FY21-22", "reporting_period_end": "2021-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY21-22", "source_document": "public-disclosure-q3-fy-21-22.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 segmental table, fire row immediately after label, col 9", "source_page": null } }, { "id": "2643e214-ffcc-4b53-b806-13d680b91dd1", "metric_id": "financial.combined_ratio.segment.motor_tp", "metric_name": "motor tp combined ratio", "value": 102.81, "unit": "%", "reporting_period_label": "Q3 FY21-22", "reporting_period_end": "2021-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY21-22", "source_document": "public-disclosure-q3-fy-21-22.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 segmental table, motor_tp row immediately after label, col 9", "source_page": null } }, { "id": "2b473b9d-8c07-4d2f-a689-901885dce4a3", "metric_id": "financial.debt_equity_ratio", "metric_name": "debt to equity ratio", "value": 0, "unit": "ratio", "reporting_period_label": "Q3 FY21-22", "reporting_period_end": "2021-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY21-22", "source_document": "public-disclosure-q3-fy-21-22.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: debt_equity_ratio", "source_page": null } }, { "id": "303aae1f-86db-4109-92d1-7862acf00c7f", "metric_id": "financial.required_solvency_margin", "metric_name": "required solvency margin", "value": 175359, "unit": "INR_lakhs", "reporting_period_label": "Q3 FY21-22", "reporting_period_end": "2021-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q3 FY21-22", "source_document": "public-disclosure-q3-fy-21-22.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-26 RSM regex", "source_page": null } }, { "id": "3e37af36-e898-40bb-831d-e3da023cb995", "metric_id": "financial.investment_income_ratio", "metric_name": "investment income ratio", "value": 6.51, "unit": "%", "reporting_period_label": "Q3 FY21-22", "reporting_period_end": "2021-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY21-22", "source_document": "public-disclosure-q3-fy-21-22.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: investment_income_ratio", "source_page": null } }, { "id": "4540e362-a211-41dc-a9b8-30807d19e54c", "metric_id": "financial.profit_after_tax", "metric_name": "profit after tax", "value": 79.11, "unit": "crore", "reporting_period_label": "Q3 FY21-22", "reporting_period_end": "2021-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-2-B-PL", "reporting_period": "Q3 FY21-22", "source_document": "public-disclosure-q3-fy-21-22.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-2-B-PL PAT row, col 3", "source_page": null } }, { "id": "4d6d18e3-f123-42bf-af69-6b0f89a0b208", "metric_id": "financial.combined_ratio.segment.marine_hull", "metric_name": "marine hull combined ratio", "value": 94, "unit": "%", "reporting_period_label": "Q3 FY21-22", "reporting_period_end": "2021-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY21-22", "source_document": "public-disclosure-q3-fy-21-22.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 segmental table, marine_hull row immediately after label, col 9", "source_page": null } }, { "id": "522d2ea1-c278-4c44-a399-95297ef68acc", "metric_id": "financial.networth_growth_rate", "metric_name": "net worth growth rate", "value": 16.37, "unit": "%", "reporting_period_label": "Q3 FY21-22", "reporting_period_end": "2021-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY21-22", "source_document": "public-disclosure-q3-fy-21-22.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: networth_growth_rate", "source_page": null } }, { "id": "603b7791-e14c-4cc5-9a10-3face619d8a5", "metric_id": "financial.incurred_claim_ratio.segment.marine_cargo", "metric_name": "marine cargo incurred claims ratio", "value": 110.68, "unit": "%", "reporting_period_label": "Q3 FY21-22", "reporting_period_end": "2021-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY21-22", "source_document": "public-disclosure-q3-fy-21-22.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 segmental table, marine_cargo row immediately after label, col 7", "source_page": null } }, { "id": "6715d948-7cb8-435a-b65f-d252648f5a79", "metric_id": "financial.profit_before_tax", "metric_name": "profit before tax", "value": 101.41, "unit": "crore", "reporting_period_label": "Q3 FY21-22", "reporting_period_end": "2021-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-2-B-PL", "reporting_period": "Q3 FY21-22", "source_document": "public-disclosure-q3-fy-21-22.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-2-B-PL PBT row, col 3", "source_page": null } }, { "id": "7277f8e3-e83c-4d0e-908d-bf29ffc11f45", "metric_id": "financial.incurred_claim_ratio.segment.fire", "metric_name": "fire incurred claims ratio", "value": 69.74, "unit": "%", "reporting_period_label": "Q3 FY21-22", "reporting_period_end": "2021-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY21-22", "source_document": "public-disclosure-q3-fy-21-22.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 segmental table, fire row immediately after label, col 7", "source_page": null } }, { "id": "74bf11c3-c3c5-4377-878b-d90d980bfe42", "metric_id": "financial.net_earning_ratio", "metric_name": "net earning ratio", "value": 2.09, "unit": "%", "reporting_period_label": "Q3 FY21-22", "reporting_period_end": "2021-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY21-22", "source_document": "public-disclosure-q3-fy-21-22.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: net_earning_ratio", "source_page": null } }, { "id": "77df6a93-a46d-417a-9634-dc58437d0b22", "metric_id": "financial.incurred_claim_ratio.segment.motor_tp", "metric_name": "motor tp incurred claims ratio", "value": 84.97, "unit": "%", "reporting_period_label": "Q3 FY21-22", "reporting_period_end": "2021-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY21-22", "source_document": "public-disclosure-q3-fy-21-22.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 segmental table, motor_tp row immediately after label, col 7", "source_page": null } }, { "id": "7833b7ee-3358-43e9-9bb6-e8b6912e4a88", "metric_id": "financial.net_npa_ratio", "metric_name": "net NPA ratio", "value": 0, "unit": "%", "reporting_period_label": "Q3 FY21-22", "reporting_period_end": "2021-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY21-22", "source_document": "public-disclosure-q3-fy-21-22.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: net_npa_ratio", "source_page": null } }, { "id": "81a94ffa-1c57-47d7-a65c-e8d1bba31b09", "metric_id": "financial.incurred_claim_ratio.segment.marine_hull", "metric_name": "marine hull incurred claims ratio", "value": 250, "unit": "%", "reporting_period_label": "Q3 FY21-22", "reporting_period_end": "2021-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY21-22", "source_document": "public-disclosure-q3-fy-21-22.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 segmental table, marine_hull row immediately after label, col 7", "source_page": null } }, { "id": "82764875-8ba3-46a8-9c6f-b8c75c84272c", "metric_id": "financial.operating_profit_ratio", "metric_name": "operating profit ratio", "value": -2.35, "unit": "%", "reporting_period_label": "Q3 FY21-22", "reporting_period_end": "2021-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY21-22", "source_document": "public-disclosure-q3-fy-21-22.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: operating_profit_ratio", "source_page": null } }, { "id": "87990326-f09a-4904-9bcf-20a36d58a33f", "metric_id": "financial.combined_ratio.segment.motor_od", "metric_name": "motor od combined ratio", "value": 112.44, "unit": "%", "reporting_period_label": "Q3 FY21-22", "reporting_period_end": "2021-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY21-22", "source_document": "public-disclosure-q3-fy-21-22.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 segmental table, motor_od row immediately after label, col 9", "source_page": null } }, { "id": "97329787-6399-4827-ab6f-8698ba3ecd12", "metric_id": "financial.earnings_per_share", "metric_name": "earnings per share", "value": 3.31, "unit": "INR", "reporting_period_label": "Q3 FY21-22", "reporting_period_end": "2021-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY21-22", "source_document": "public-disclosure-q3-fy-21-22.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: eps", "source_page": null } }, { "id": "b6d5f97a-2f67-4680-95e3-877d8c34e5e4", "metric_id": "financial.solvency_ratio", "metric_name": "solvency ratio", "value": 1.74, "unit": "x", "reporting_period_label": "Q3 FY21-22", "reporting_period_end": "2021-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q3 FY21-22", "source_document": "public-disclosure-q3-fy-21-22.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-26 solvency ratio regex", "source_page": null } }, { "id": "b8f96e06-2f48-40d6-baec-02bf1040e024", "metric_id": "financial.gross_npa_ratio", "metric_name": "gross NPA ratio", "value": 0, "unit": "%", "reporting_period_label": "Q3 FY21-22", "reporting_period_end": "2021-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY21-22", "source_document": "public-disclosure-q3-fy-21-22.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: gross_npa_ratio", "source_page": null } }, { "id": "cfd718de-fc1e-43c6-bc3f-a55f2686d550", "metric_id": "financial.combined_ratio.segment.marine_cargo", "metric_name": "marine cargo combined ratio", "value": 134.99, "unit": "%", "reporting_period_label": "Q3 FY21-22", "reporting_period_end": "2021-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY21-22", "source_document": "public-disclosure-q3-fy-21-22.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 segmental table, marine_cargo row immediately after label, col 9", "source_page": null } }, { "id": "da11418a-a13b-4d53-9a5e-dfec0e93f222", "metric_id": "financial.incurred_claim_ratio.segment.motor_od", "metric_name": "motor od incurred claims ratio", "value": 78.59, "unit": "%", "reporting_period_label": "Q3 FY21-22", "reporting_period_end": "2021-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY21-22", "source_document": "public-disclosure-q3-fy-21-22.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 segmental table, motor_od row immediately after label, col 7", "source_page": null } }, { "id": "e7eb79c1-f0e5-4e37-83ef-8acff4bb6c24", "metric_id": "financial.combined_ratio.segment.engineering", "metric_name": "engineering combined ratio", "value": 85.93, "unit": "%", "reporting_period_label": "Q3 FY21-22", "reporting_period_end": "2021-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY21-22", "source_document": "public-disclosure-q3-fy-21-22.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 segmental table, engineering row immediately after label, col 9", "source_page": null } }, { "id": "e9727ff3-c916-42d1-b4b4-70370a9482c5", "metric_id": "financial.available_solvency_margin", "metric_name": "available solvency margin", "value": 305650, "unit": "INR_lakhs", "reporting_period_label": "Q3 FY21-22", "reporting_period_end": "2021-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q3 FY21-22", "source_document": "public-disclosure-q3-fy-21-22.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-26 ASM regex", "source_page": null } }, { "id": "fcb9fdfc-cdc6-4d60-85a9-aaa19de17322", "metric_id": "financial.incurred_claim_ratio.segment.engineering", "metric_name": "engineering incurred claims ratio", "value": 42.56, "unit": "%", "reporting_period_label": "Q3 FY21-22", "reporting_period_end": "2021-12-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY21-22", "source_document": "public-disclosure-q3-fy-21-22.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 segmental table, engineering row immediately after label, col 7", "source_page": null } }, { "id": "06ab794f-d7d5-4895-aed3-e7a25e6fefb3", "metric_id": "financial.book_value_per_share", "metric_name": "book value per share", "value": 101.74, "unit": "INR", "reporting_period_label": "Q2 FY21-22", "reporting_period_end": "2021-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY21-22", "source_document": "public-disclosure-q2-2021-22.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: book_value_per_share", "source_page": null } }, { "id": "09379791-0ead-44c8-b627-2fe99123f21e", "metric_id": "financial.gross_npa_ratio", "metric_name": "gross NPA ratio", "value": 0, "unit": "%", "reporting_period_label": "Q2 FY21-22", "reporting_period_end": "2021-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY21-22", "source_document": "public-disclosure-q2-2021-22.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: gross_npa_ratio", "source_page": null } }, { "id": "1fdffc79-56db-4b40-8f4c-d02476c4552e", "metric_id": "financial.operating_profit_ratio", "metric_name": "operating profit ratio", "value": -4.29, "unit": "%", "reporting_period_label": "Q2 FY21-22", "reporting_period_end": "2021-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY21-22", "source_document": "public-disclosure-q2-2021-22.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: operating_profit_ratio", "source_page": null } }, { "id": "69e036b9-a0ec-45ae-a437-ee3119564519", "metric_id": "financial.debt_equity_ratio", "metric_name": "debt to equity ratio", "value": 0, "unit": "ratio", "reporting_period_label": "Q2 FY21-22", "reporting_period_end": "2021-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY21-22", "source_document": "public-disclosure-q2-2021-22.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: debt_equity_ratio", "source_page": null } }, { "id": "6e6db318-2cc5-4b0d-8b11-fbcf084cdc48", "metric_id": "financial.solvency_ratio", "metric_name": "solvency ratio", "value": 1.51, "unit": "x", "reporting_period_label": "Q2 FY21-22", "reporting_period_end": "2021-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q2 FY21-22", "source_document": "public-disclosure-q2-2021-22.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-26 solvency ratio regex", "source_page": null } }, { "id": "71625405-7b53-427f-8b47-1d5c3ccdbc56", "metric_id": "financial.profit_after_tax", "metric_name": "profit after tax", "value": -38.39, "unit": "crore", "reporting_period_label": "Q2 FY21-22", "reporting_period_end": "2021-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-2-B-PL", "reporting_period": "Q2 FY21-22", "source_document": "public-disclosure-q2-2021-22.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-2-B-PL PAT row, col 3", "source_page": null } }, { "id": "7b65558b-8c48-4d3c-ac27-411b908a2ac8", "metric_id": "financial.net_earning_ratio", "metric_name": "net earning ratio", "value": 0.42, "unit": "%", "reporting_period_label": "Q2 FY21-22", "reporting_period_end": "2021-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY21-22", "source_document": "public-disclosure-q2-2021-22.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: net_earning_ratio", "source_page": null } }, { "id": "85001748-7b39-432a-8744-a556ec392633", "metric_id": "financial.earnings_per_share", "metric_name": "earnings per share", "value": 0.44, "unit": "INR", "reporting_period_label": "Q2 FY21-22", "reporting_period_end": "2021-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY21-22", "source_document": "public-disclosure-q2-2021-22.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: eps", "source_page": null } }, { "id": "8ce7412d-f754-497a-8670-9eabc7087d0a", "metric_id": "financial.required_solvency_margin", "metric_name": "required solvency margin", "value": 171766, "unit": "INR_lakhs", "reporting_period_label": "Q2 FY21-22", "reporting_period_end": "2021-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q2 FY21-22", "source_document": "public-disclosure-q2-2021-22.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-26 RSM regex", "source_page": null } }, { "id": "984aa541-a22b-45b4-a1de-dcdb4c17f499", "metric_id": "financial.profit_before_tax", "metric_name": "profit before tax", "value": -57.82, "unit": "crore", "reporting_period_label": "Q2 FY21-22", "reporting_period_end": "2021-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-2-B-PL", "reporting_period": "Q2 FY21-22", "source_document": "public-disclosure-q2-2021-22.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-2-B-PL PBT row, col 3", "source_page": null } }, { "id": "d29ddbce-a612-4933-b0fe-b2b26fe46fb7", "metric_id": "financial.investment_income_ratio", "metric_name": "investment income ratio", "value": 3.8, "unit": "%", "reporting_period_label": "Q2 FY21-22", "reporting_period_end": "2021-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY21-22", "source_document": "public-disclosure-q2-2021-22.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: investment_income_ratio", "source_page": null } }, { "id": "d3d68549-a881-426d-9e0a-1ae739cbb710", "metric_id": "financial.gdp_to_networth_ratio", "metric_name": "gross direct premium to net worth ratio", "value": 156, "unit": "%", "reporting_period_label": "Q2 FY21-22", "reporting_period_end": "2021-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY21-22", "source_document": "public-disclosure-q2-2021-22.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: gdp_to_networth_ratio", "source_page": null } }, { "id": "dc22334d-f041-4bd7-a5ea-049355ff0966", "metric_id": "financial.net_npa_ratio", "metric_name": "net NPA ratio", "value": 0, "unit": "%", "reporting_period_label": "Q2 FY21-22", "reporting_period_end": "2021-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY21-22", "source_document": "public-disclosure-q2-2021-22.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: net_npa_ratio", "source_page": null } }, { "id": "ecc11239-8e8b-4372-ade1-3b9713de2125", "metric_id": "financial.available_solvency_margin", "metric_name": "available solvency margin", "value": 259973, "unit": "INR_lakhs", "reporting_period_label": "Q2 FY21-22", "reporting_period_end": "2021-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q2 FY21-22", "source_document": "public-disclosure-q2-2021-22.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-26 ASM regex", "source_page": null } }, { "id": "f218ad98-0621-42c6-bb23-b9824e09e718", "metric_id": "financial.networth_growth_rate", "metric_name": "net worth growth rate", "value": 2.17, "unit": "%", "reporting_period_label": "Q2 FY21-22", "reporting_period_end": "2021-09-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY21-22", "source_document": "public-disclosure-q2-2021-22.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: networth_growth_rate", "source_page": null } }, { "id": "3506ced4-34dd-4a13-9c2b-c14379120e7d", "metric_id": "financial.profit_before_tax", "metric_name": "profit before tax", "value": 6628.33, "unit": "crore", "reporting_period_label": "Q1 FY21-22", "reporting_period_end": "2021-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-2-B-PL", "reporting_period": "Q1 FY21-22", "source_document": "public-disclosure-for-1st-quarter-ended-on-30th-June-2021.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-2-B-PL PBT row, col 3", "source_page": null } }, { "id": "7ca76fbe-cbe4-4462-b9ba-831c2e2a9e6a", "metric_id": "financial.solvency_ratio", "metric_name": "solvency ratio", "value": 1.63, "unit": "x", "reporting_period_label": "Q1 FY21-22", "reporting_period_end": "2021-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q1 FY21-22", "source_document": "public-disclosure-for-1st-quarter-ended-on-30th-June-2021.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-26 solvency ratio regex", "source_page": null } }, { "id": "97b45598-4cd7-4ab9-8405-dd34c8400796", "metric_id": "financial.required_solvency_margin", "metric_name": "required solvency margin", "value": 161062, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY21-22", "reporting_period_end": "2021-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q1 FY21-22", "source_document": "public-disclosure-for-1st-quarter-ended-on-30th-June-2021.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-26 RSM regex", "source_page": null } }, { "id": "d45d98eb-e75c-4eee-9942-23f31cffbdca", "metric_id": "financial.available_solvency_margin", "metric_name": "available solvency margin", "value": 262707, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY21-22", "reporting_period_end": "2021-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q1 FY21-22", "source_document": "public-disclosure-for-1st-quarter-ended-on-30th-June-2021.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-26 ASM regex", "source_page": null } }, { "id": "06d36caf-d31c-47b1-82aa-6d7884f32565", "metric_id": "claims.repudiation_ratio.nonlife.count", "metric_name": "claims repudiation ratio", "value": 3.4892, "unit": "%", "reporting_period_label": "FY20-21", "reporting_period_end": "2021-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Handbook-Table-53", "reporting_period": "FY20-21", "source_document": "IRDAI Handbook Table 53", "source_url": null, "extracted_by": null, "last_verified": "2026-09-19", "extraction_note": null, "source_page": null } }, { "id": "12c3dde0-c27a-4676-8d41-33b73bafd4b2", "metric_id": "financial.incurred_claim_ratio.net", "metric_name": "incurred claims ratio", "value": 85.1, "unit": "%", "reporting_period_label": "FY20-21", "reporting_period_end": "2021-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-13", "reporting_period": "FY20-21", "source_document": "IRDAI Annual Report 2020-21", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 170 } }, { "id": "4bd8ac8b-87ee-4f9a-b25b-74379de1c5e5", "metric_id": "financial.required_solvency_margin", "metric_name": "required solvency margin", "value": 150337, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY20-21", "reporting_period_end": "2021-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q4 FY20-21", "source_document": "public-disclosure-for-q4-of-fy-2020-21.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-26 RSM regex", "source_page": null } }, { "id": "61f4fa00-60f3-4624-806d-0569d5b354ae", "metric_id": "financial.profit_before_tax", "metric_name": "profit before tax", "value": -4194.49, "unit": "crore", "reporting_period_label": "Q4 FY20-21", "reporting_period_end": "2021-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-2-B-PL", "reporting_period": "Q4 FY20-21", "source_document": "public-disclosure-for-q4-of-fy-2020-21.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-2-B-PL PBT row, col 3", "source_page": null } }, { "id": "766e857e-ebb1-419b-9303-834291c4fef6", "metric_id": "claims.settlement_ratio.nonlife.count", "metric_name": "claim settlement ratio", "value": 89.0762, "unit": "%", "reporting_period_label": "FY20-21", "reporting_period_end": "2021-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Handbook-Table-53", "reporting_period": "FY20-21", "source_document": "IRDAI Handbook Table 53", "source_url": null, "extracted_by": null, "last_verified": "2026-09-19", "extraction_note": null, "source_page": null } }, { "id": "7dc34660-cf13-4976-b815-47c386477c3e", "metric_id": "financial.solvency_ratio", "metric_name": "solvency ratio", "value": 1.73, "unit": "x", "reporting_period_label": "Q4 FY20-21", "reporting_period_end": "2021-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q4 FY20-21", "source_document": "public-disclosure-for-q4-of-fy-2020-21.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-26 solvency ratio regex", "source_page": null } }, { "id": "8650efd5-f43e-45cb-8790-25aa1b79d8b0", "metric_id": "financial.available_solvency_margin", "metric_name": "available solvency margin", "value": 260320, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY20-21", "reporting_period_end": "2021-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q4 FY20-21", "source_document": "public-disclosure-for-q4-of-fy-2020-21.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-26 ASM regex", "source_page": null } }, { "id": "9525f12b-7666-4f40-a627-82a720b065ec", "metric_id": "financial.gross_written_premium", "metric_name": "gross written premium", "value": 8410.88, "unit": "₹ crore", "reporting_period_label": "FY20-21", "reporting_period_end": "2021-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY20-21", "source_document": "IRDAI Annual Report 2020-21", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 166 } }, { "id": "e6e609a2-dc3a-4497-a5db-ef0c0288dccf", "metric_id": "financial.solvency_ratio", "metric_name": "solvency ratio", "value": 1.75, "unit": "x", "reporting_period_label": "Q3 FY20-21", "reporting_period_end": "2020-12-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-17", "reporting_period": "Q3 FY20-21", "source_document": "IRDAI Annual Report 2020-21", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 176 } }, { "id": "eb5fd236-5312-4e88-8587-79b9d6126221", "metric_id": "financial.solvency_ratio", "metric_name": "solvency ratio", "value": 1.74, "unit": "x", "reporting_period_label": "Q2 FY20-21", "reporting_period_end": "2020-09-30", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-17", "reporting_period": "Q2 FY20-21", "source_document": "IRDAI Annual Report 2020-21", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 176 } }, { "id": "172348c8-502f-4b0a-89aa-ee813f8938b5", "metric_id": "financial.required_solvency_margin", "metric_name": "required solvency margin", "value": 142922, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY20-21", "reporting_period_end": "2020-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q1 FY20-21", "source_document": "public-disclosure-june-2020.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-26 RSM regex", "source_page": null } }, { "id": "33204b52-eae6-43b4-a760-fe8401ff201b", "metric_id": "financial.available_solvency_margin", "metric_name": "available solvency margin", "value": 241387, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY20-21", "reporting_period_end": "2020-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q1 FY20-21", "source_document": "public-disclosure-june-2020.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-26 ASM regex", "source_page": null } }, { "id": "83414981-5d5d-4539-acba-e1911ed2d46f", "metric_id": "financial.profit_before_tax", "metric_name": "profit before tax", "value": 19625.73, "unit": "crore", "reporting_period_label": "Q1 FY20-21", "reporting_period_end": "2020-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-2-B-PL", "reporting_period": "Q1 FY20-21", "source_document": "public-disclosure-june-2020.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-2-B-PL PBT row, col 3", "source_page": null } }, { "id": "d58cdc10-91c1-48ee-b870-37c28f332687", "metric_id": "financial.solvency_ratio", "metric_name": "solvency ratio", "value": 1.69, "unit": "x", "reporting_period_label": "Q1 FY20-21", "reporting_period_end": "2020-06-30", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q1 FY20-21", "source_document": "public-disclosure-june-2020.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-26 solvency ratio regex", "source_page": null } }, { "id": "68532662-50e2-44ad-85a4-60ed9efbe429", "metric_id": "financial.required_solvency_margin", "metric_name": "required solvency margin", "value": 144804, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY19-20", "reporting_period_end": "2020-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q4 FY19-20", "source_document": "Public%20Disclosure%20Mar%202020-Final.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-26 RSM regex", "source_page": null } }, { "id": "7745047d-bbe2-4b80-9e8d-a0048cad5ca3", "metric_id": "financial.solvency_ratio", "metric_name": "solvency ratio", "value": 1.58, "unit": "x", "reporting_period_label": "Q4 FY19-20", "reporting_period_end": "2020-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q4 FY19-20", "source_document": "Public%20Disclosure%20Mar%202020-Final.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-26 solvency ratio regex", "source_page": null } }, { "id": "b15d721a-bff7-44ae-ae09-c057add58f04", "metric_id": "financial.available_solvency_margin", "metric_name": "available solvency margin", "value": 228598, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY19-20", "reporting_period_end": "2020-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q4 FY19-20", "source_document": "Public%20Disclosure%20Mar%202020-Final.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-26 ASM regex", "source_page": null } }, { "id": "e823caee-0593-49e7-824d-21aaf03baa95", "metric_id": "financial.incurred_claim_ratio.net", "metric_name": "incurred claims ratio", "value": 88.61, "unit": "%", "reporting_period_label": "FY19-20", "reporting_period_end": "2020-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-13", "reporting_period": "FY19-20", "source_document": "IRDAI Annual Report 2020-21", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 170 } }, { "id": "f6362c6f-a683-4c0f-9ad4-126457ece6f3", "metric_id": "financial.gross_written_premium", "metric_name": "gross written premium", "value": 7961.04, "unit": "₹ crore", "reporting_period_label": "FY19-20", "reporting_period_end": "2020-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY19-20", "source_document": "IRDAI Annual Report 2020-21", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 166 } }, { "id": "fabc5c03-b295-40bb-9950-5b2162545c69", "metric_id": "financial.profit_before_tax", "metric_name": "profit before tax", "value": 3071.68, "unit": "crore", "reporting_period_label": "Q4 FY19-20", "reporting_period_end": "2020-03-31", "provenance": { "reported_by": "iffco-tokio", "regulatory_form": "NL-2-B-PL", "reporting_period": "Q4 FY19-20", "source_document": "Public%20Disclosure%20Mar%202020-Final.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-2-B-PL PBT row, col 3", "source_page": null } } ], "meta": { "generated_at": "2026-11-15", "source": "IRDAI public disclosures", "api_version": "v1", "licence": "Facts derived from IRDAI public disclosure data. IRDAI public disclosures are published under IRDAI regulations; republication with attribution is permitted subject to applicable Indian law." } }