{
  "insurer": {
    "id": "care-health",
    "slug": "care-health",
    "name": "Care Health Insurance",
    "seo_name": "Care Health Insurance",
    "type": "health",
    "irdai_registration_number": "148",
    "registration_status": "active",
    "headquarters": "Gurugram",
    "website": "https://www.careinsurance.com",
    "disclosure_url": "https://www.careinsurance.com/public-disclosures.html"
  },
  "facts": [
    {
      "id": "010d9725-d015-46f7-8f75-3e5c4e9d781e",
      "metric_id": "financial.combined_ratio.segment.health",
      "metric_name": "health combined ratio",
      "value": 111,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 segmental table, health row immediately after label, col 8",
        "source_page": null
      }
    },
    {
      "id": "011908b9-2bcb-42df-acbc-96c1bd39a408",
      "metric_id": "financial.gross_direct_premium.segment.personal_accident",
      "metric_name": "personal accident segment premium",
      "value": 6554,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q1 FY26-27",
        "source_document": "textplor-vendor-2026-27-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "057eac63-666f-4edd-85ca-943321c7e37d",
      "metric_id": "financial.required_solvency_margin",
      "metric_name": "required solvency margin",
      "value": 169623,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-26-SOLVENCY-MARGIN",
        "reporting_period": "Q1 FY26-27",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-26 RSM regex",
        "source_page": null
      }
    },
    {
      "id": "07551799-c351-4c88-bbe1-6cadbbb680e2",
      "metric_id": "financial.available_solvency_margin",
      "metric_name": "available solvency margin",
      "value": 267725,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-26-SOLVENCY-MARGIN",
        "reporting_period": "Q1 FY26-27",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-26 ASM regex",
        "source_page": null
      }
    },
    {
      "id": "0cbaeeb1-760d-4f9f-b461-19d715760aac",
      "metric_id": "distribution.general.channel.direct_business_officers_employees.premium",
      "metric_name": "Direct Business – Officers/Employees premium",
      "value": 3044,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "textplor-vendor-2026-27-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "15693726-25e7-4822-b060-4cccf3060718",
      "metric_id": "distribution.general.channel.web_aggregators.policies",
      "metric_name": "Web Aggregators policies",
      "value": 1162,
      "unit": "count",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "textplor-vendor-2026-27-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "1b61c84f-573c-4a73-9e46-28285b9a35a2",
      "metric_id": "financial.investment_exposure.central_govt_securities_pct",
      "metric_name": "central govt. securities",
      "value": 22.9,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-28B-EXPOSURE-NORMS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "textplor-vendor-2026-27-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "1f22c153-c92f-4e5c-a1ab-e6539ee3e258",
      "metric_id": "distribution.general.channel.brokers.premium",
      "metric_name": "Brokers premium",
      "value": 100436,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "textplor-vendor-2026-27-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "20f7bdf6-f0b5-4ab4-99d5-da6593b5bf9a",
      "metric_id": "financial.incurred_claim_ratio.segment.travel",
      "metric_name": "travel incurred claims ratio",
      "value": 22,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 segmental table, travel row immediately after label, col 6",
        "source_page": null
      }
    },
    {
      "id": "28459255-672c-4871-9e94-52f6674197f7",
      "metric_id": "financial.expense_ratio.nonlife.gdp",
      "metric_name": "expense ratio to gross premium",
      "value": 33,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 row-format label match: expense_gdp",
        "source_page": null
      }
    },
    {
      "id": "2c975921-931d-45b5-b764-ec9b09843c9a",
      "metric_id": "financial.claims_paid_to_provisioned_ratio",
      "metric_name": "claims paid to provisioned ratio",
      "value": 0.97,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "textplor-vendor-2026-27-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "2e33b51d-de12-4650-a0c3-1175809b3609",
      "metric_id": "financial.operating_profit_ratio",
      "metric_name": "operating profit ratio",
      "value": -8,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 row-format label match: operating_profit_ratio",
        "source_page": null
      }
    },
    {
      "id": "36b78dc7-07e9-45fa-833a-b663548e56b6",
      "metric_id": "distribution.general.channel.brokers.policies",
      "metric_name": "Brokers policies",
      "value": 268815,
      "unit": "count",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "textplor-vendor-2026-27-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "397d43ef-e103-421a-93bf-e554129d798d",
      "metric_id": "distribution.general.channel.insurance_marketing_firm.premium",
      "metric_name": "Insurance Marketing Firm premium",
      "value": 1232,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "textplor-vendor-2026-27-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "3f08a6be-ede4-4134-a165-d2e7ea875e79",
      "metric_id": "financial.investment_npa.gross_amount",
      "metric_name": "gross npa (amount)",
      "value": 0,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-30-NON-PERFORMING-ASSETS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "pdfs/care-health/consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-27",
        "extraction_note": "NL-30 row 2, TOTAL column 10",
        "source_page": 38
      }
    },
    {
      "id": "4200315c-dd3e-498d-a33f-9db7d77fe0b8",
      "metric_id": "financial.investment_mix.segment.debentures_bonds",
      "metric_name": "debentures & bonds",
      "value": 133068,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-12-INVESTMENT-SCHEDULE",
        "reporting_period": "Q1 FY26-27",
        "source_document": "textplor-vendor-2026-27-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "43d6ede1-39a9-48c4-b658-414842c02280",
      "metric_id": "financial.solvency_ratio",
      "metric_name": "solvency ratio",
      "value": 1.58,
      "unit": "x",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-26-SOLVENCY-MARGIN",
        "reporting_period": "Q1 FY26-27",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-26 solvency ratio regex",
        "source_page": null
      }
    },
    {
      "id": "4d4ced30-abd2-4950-a8c8-bcda4e85be8b",
      "metric_id": "financial.debt_equity_ratio",
      "metric_name": "debt to equity ratio",
      "value": 0.04,
      "unit": "ratio",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 row-format label match: debt_equity_ratio",
        "source_page": null
      }
    },
    {
      "id": "505d8f77-199a-4c6a-a772-a6a163c351c6",
      "metric_id": "distribution.general.channel.insurance_marketing_firm.policies",
      "metric_name": "Insurance Marketing Firm policies",
      "value": 4169,
      "unit": "count",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "textplor-vendor-2026-27-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "50916b7b-e777-42ac-ade4-d86998b67692",
      "metric_id": "financial.gdp_growth_rate",
      "metric_name": "gross direct premium growth rate",
      "value": 43,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 row-format label match: gdp_growth_rate",
        "source_page": null
      }
    },
    {
      "id": "512ca663-402e-48a8-9936-35b2498b8ed5",
      "metric_id": "distribution.general.channel.corporate_agents_others.policies",
      "metric_name": "Corporate Agents – Others policies",
      "value": 32186,
      "unit": "count",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "textplor-vendor-2026-27-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "53aaeffc-b665-4730-be57-47d9261bedb2",
      "metric_id": "financial.profit_after_tax",
      "metric_name": "profit after tax",
      "value": -98.38,
      "unit": "crore",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-2-B-PL",
        "reporting_period": "Q1 FY26-27",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-2-B-PL PAT row, col 3",
        "source_page": null
      }
    },
    {
      "id": "579545b6-b953-4cd2-bf18-7c89563ba309",
      "metric_id": "financial.investment_mix.segment.other_investments",
      "metric_name": "other investments",
      "value": 4105,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-12-INVESTMENT-SCHEDULE",
        "reporting_period": "Q1 FY26-27",
        "source_document": "textplor-vendor-2026-27-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "59489bb0-718c-4f30-b6f5-c89397307554",
      "metric_id": "distribution.general.channel.web_aggregators.premium",
      "metric_name": "Web Aggregators premium",
      "value": 334,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "textplor-vendor-2026-27-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "5986ccf8-1ed8-4f44-93e0-705c8b44385c",
      "metric_id": "financial.investment_mix.segment.government_securities",
      "metric_name": "government securities",
      "value": 268549,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-12-INVESTMENT-SCHEDULE",
        "reporting_period": "Q1 FY26-27",
        "source_document": "textplor-vendor-2026-27-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "5a4090cd-ee5e-427f-ab3d-831cb28df155",
      "metric_id": "financial.investment_exposure.govt_and_approved_securities_pct",
      "metric_name": "govt + approved securities",
      "value": 36,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-28B-EXPOSURE-NORMS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "textplor-vendor-2026-27-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "5b3b78e0-9dc6-4cd2-9b0a-e7e413e33ead",
      "metric_id": "financial.book_value_per_share",
      "metric_name": "book value per share",
      "value": 27.04,
      "unit": "INR",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 row-format label match: book_value_per_share",
        "source_page": null
      }
    },
    {
      "id": "5f18ac49-95b2-4b30-9ee6-9b413d69ee1d",
      "metric_id": "distribution.general.channel.pos_direct.premium",
      "metric_name": "Point of Sales Person (Direct) premium",
      "value": 4246,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "textplor-vendor-2026-27-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "6042d79c-0296-496d-91ef-81a5616db700",
      "metric_id": "distribution.general.channel.direct_business_online.premium",
      "metric_name": "Direct Business – Online premium",
      "value": 16580,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "textplor-vendor-2026-27-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "64a0830c-f34b-45e4-812a-e008bc14106d",
      "metric_id": "financial.net_commission_ratio",
      "metric_name": "net commission ratio",
      "value": 16,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 row-format label match: net_commission_ratio",
        "source_page": null
      }
    },
    {
      "id": "6569a601-9a03-4886-b90d-6e50ba29b989",
      "metric_id": "financial.investment_income_ratio",
      "metric_name": "investment income ratio",
      "value": 2,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 row-format label match: investment_income_ratio",
        "source_page": null
      }
    },
    {
      "id": "65b1edd5-dca4-4c8b-80f8-ae1c289bec5b",
      "metric_id": "financial.technical_reserves_to_premium_ratio",
      "metric_name": "technical reserves to premium ratio",
      "value": 2.27,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "textplor-vendor-2026-27-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "6b009e93-17a9-4163-8d7f-64b3c0ef8d06",
      "metric_id": "financial.combined_ratio.segment.travel",
      "metric_name": "travel combined ratio",
      "value": 78,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 segmental table, travel row immediately after label, col 8",
        "source_page": null
      }
    },
    {
      "id": "6ceea16d-1127-4c8d-8866-6c09be393ff7",
      "metric_id": "financial.investment_mix.segment.real_estate_subsidiaries",
      "metric_name": "real estate & subsidiaries",
      "value": 3453,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-12-INVESTMENT-SCHEDULE",
        "reporting_period": "Q1 FY26-27",
        "source_document": "textplor-vendor-2026-27-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "6ecded20-7c36-41db-8404-646a2b8e53cc",
      "metric_id": "financial.net_earning_ratio",
      "metric_name": "net earning ratio",
      "value": -4,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 row-format label match: net_earning_ratio",
        "source_page": null
      }
    },
    {
      "id": "76952a9c-bc0f-4619-aa97-f00bffc5cf5b",
      "metric_id": "financial.investment_mix.segment.mutual_funds",
      "metric_name": "mutual funds",
      "value": 36848,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-12-INVESTMENT-SCHEDULE",
        "reporting_period": "Q1 FY26-27",
        "source_document": "textplor-vendor-2026-27-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "79d92a4f-4d66-4079-862b-62aa54c40e48",
      "metric_id": "financial.gdp_to_networth_ratio",
      "metric_name": "gross direct premium to net worth ratio",
      "value": 108,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 row-format label match: gdp_to_networth_ratio",
        "source_page": null
      }
    },
    {
      "id": "7b135426-70be-450d-9cd4-4e8db3339c5e",
      "metric_id": "financial.investment_yield.gross.quarterly",
      "metric_name": "gross yield (quarterly)",
      "value": 1.77,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-31-INVESTMENT-INCOME",
        "reporting_period": "Q1 FY26-27",
        "source_document": "textplor-vendor-2026-27-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "7dc726d6-788a-45d0-9438-5aec4c620c32",
      "metric_id": "financial.gross_direct_premium.segment.health",
      "metric_name": "health segment premium",
      "value": 281708,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q1 FY26-27",
        "source_document": "textplor-vendor-2026-27-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "7e94fe72-846a-42ee-9b67-0cfd7a95547a",
      "metric_id": "financial.combined_ratio.segment.personal_accident",
      "metric_name": "personal accident combined ratio",
      "value": 136,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 segmental table, personal_accident row immediately after label, col 8",
        "source_page": null
      }
    },
    {
      "id": "8289267a-a4bb-4255-b0b3-d4256f3fbe9f",
      "metric_id": "distribution.general.channel.direct_business_officers_employees.policies",
      "metric_name": "Direct Business – Officers/Employees policies",
      "value": 25017,
      "unit": "count",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "textplor-vendor-2026-27-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "84d3e86b-b93d-4ec7-b20f-4b98792a5c0a",
      "metric_id": "distribution.general.channel.direct_business_online.policies",
      "metric_name": "Direct Business – Online policies",
      "value": 86107,
      "unit": "count",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "textplor-vendor-2026-27-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "858cbaa5-6f25-406a-97ed-e664ba5643e4",
      "metric_id": "distribution.general.channel.individual_agents.premium",
      "metric_name": "Individual Agents premium",
      "value": 112239,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "textplor-vendor-2026-27-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "8680c8a8-25d3-470c-9baa-6114c7290a09",
      "metric_id": "financial.earnings_per_share",
      "metric_name": "earnings per share",
      "value": -0.99,
      "unit": "INR",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 row-format label match: eps",
        "source_page": null
      }
    },
    {
      "id": "8780422f-af62-45c5-b0c6-c1d9d8627210",
      "metric_id": "financial.networth_growth_rate",
      "metric_name": "net worth growth rate",
      "value": 2,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 row-format label match: networth_growth_rate",
        "source_page": null
      }
    },
    {
      "id": "8d0066fc-7865-480f-83d9-c833982cadb9",
      "metric_id": "financial.incurred_claim_ratio.segment.personal_accident",
      "metric_name": "personal accident incurred claims ratio",
      "value": 66,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 segmental table, personal_accident row immediately after label, col 6",
        "source_page": null
      }
    },
    {
      "id": "8e76727d-78e3-410e-934d-7a117566a8a2",
      "metric_id": "financial.investment_npa.provision_pct",
      "metric_name": "npa provision coverage",
      "value": 0,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-30-NON-PERFORMING-ASSETS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "pdfs/care-health/consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-27",
        "extraction_note": "NL-30 row 5, TOTAL column 10",
        "source_page": 38
      }
    },
    {
      "id": "93bfdd6c-ad68-4a45-a12b-615837fbedc7",
      "metric_id": "distribution.general.channel.corporate_agents_banks.policies",
      "metric_name": "Corporate Agents – Banks policies",
      "value": 46313,
      "unit": "count",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "textplor-vendor-2026-27-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "98ee96fd-726e-4478-9c69-27ad43ff8e71",
      "metric_id": "financial.investment_yield.net.quarterly",
      "metric_name": "net yield (quarterly)",
      "value": 1.33,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-31-INVESTMENT-INCOME",
        "reporting_period": "Q1 FY26-27",
        "source_document": "textplor-vendor-2026-27-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "a142d19b-4e2a-4a01-9513-fe307ab26409",
      "metric_id": "financial.investment_mix.segment.equity_preference_shares",
      "metric_name": "equity & preference shares",
      "value": 69311,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-12-INVESTMENT-SCHEDULE",
        "reporting_period": "Q1 FY26-27",
        "source_document": "textplor-vendor-2026-27-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "a396f7f9-fab7-4888-98de-c21ff49e7f81",
      "metric_id": "financial.net_retention_ratio",
      "metric_name": "net retention ratio",
      "value": 77,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 row-format label match: net_retention",
        "source_page": null
      }
    },
    {
      "id": "b7d33923-8f57-4c4f-a422-e216f7cf1d73",
      "metric_id": "financial.expense_ratio.nonlife.nwp",
      "metric_name": "expense ratio",
      "value": 34,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 row-format label match: expense_nwp",
        "source_page": null
      }
    },
    {
      "id": "c1997801-d7e0-4123-ad26-9acf9d3ee2d0",
      "metric_id": "financial.profit_before_tax",
      "metric_name": "profit before tax",
      "value": -131.11,
      "unit": "crore",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-2-B-PL",
        "reporting_period": "Q1 FY26-27",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-2-B-PL PBT row, col 3",
        "source_page": null
      }
    },
    {
      "id": "c748c112-7532-45c7-8436-5ea94316fc77",
      "metric_id": "financial.underwriting_balance_ratio",
      "metric_name": "underwriting balance ratio",
      "value": -17,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 row-format label match: underwriting_balance",
        "source_page": null
      }
    },
    {
      "id": "c78e3a36-93f9-46a7-a441-fa074b4c434a",
      "metric_id": "financial.investment_exposure.housing_infra_pct",
      "metric_name": "housing & infrastructure",
      "value": 43.1,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-28B-EXPOSURE-NORMS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "textplor-vendor-2026-27-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "c92cd3bb-716d-466f-a990-fabd579f4688",
      "metric_id": "financial.incurred_claim_ratio.net",
      "metric_name": "incurred claims ratio",
      "value": 77,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 row-format label match: icr",
        "source_page": null
      }
    },
    {
      "id": "c93f61ea-924f-4919-b816-4121e9ca48f9",
      "metric_id": "distribution.general.channel.corporate_agents_banks.premium",
      "metric_name": "Corporate Agents – Banks premium",
      "value": 21199,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "textplor-vendor-2026-27-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "caeb6a49-d133-480f-8c2e-4e9e3eab2ffe",
      "metric_id": "distribution.general.channel.corporate_agents_others.premium",
      "metric_name": "Corporate Agents – Others premium",
      "value": 32837,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "textplor-vendor-2026-27-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "ce3f7025-7758-4b90-8659-3a385de926d9",
      "metric_id": "distribution.general.channel.individual_agents.policies",
      "metric_name": "Individual Agents policies",
      "value": 457053,
      "unit": "count",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "textplor-vendor-2026-27-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "d4907054-e88e-4ff2-8bcc-597f69f440e0",
      "metric_id": "financial.investment_mix.segment.infrastructure_housing",
      "metric_name": "infrastructure & housing",
      "value": 505810,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-12-INVESTMENT-SCHEDULE",
        "reporting_period": "Q1 FY26-27",
        "source_document": "textplor-vendor-2026-27-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "d4ae7dbe-521e-4935-8101-fe338551bbaa",
      "metric_id": "financial.gross_written_premium",
      "metric_name": "gross written premium",
      "value": 2927.16,
      "unit": "crore",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-35-QUARTERLY-BUSINESS-RETURNS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-35 Grand Total YTD premium",
        "source_page": null
      }
    },
    {
      "id": "d9a7aa89-cb84-44e8-84a9-a587cd1586c4",
      "metric_id": "financial.incurred_claim_ratio.segment.health",
      "metric_name": "health incurred claims ratio",
      "value": 78,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 segmental table, health row immediately after label, col 6",
        "source_page": null
      }
    },
    {
      "id": "dde6bfe2-e7de-40dd-b4f9-bc629317e5d4",
      "metric_id": "financial.investment_mix.segment.other_approved_securities",
      "metric_name": "other approved securities",
      "value": 153949,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-12-INVESTMENT-SCHEDULE",
        "reporting_period": "Q1 FY26-27",
        "source_document": "textplor-vendor-2026-27-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "e4d2e774-5bfd-466d-a290-5b6672fbe268",
      "metric_id": "financial.combined_ratio",
      "metric_name": "combined ratio",
      "value": 111,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 row-format label match: combined_ratio",
        "source_page": null
      }
    },
    {
      "id": "e8555d36-5937-46de-ab0e-e22783871b00",
      "metric_id": "financial.gross_direct_premium.segment.travel",
      "metric_name": "travel segment premium",
      "value": 4454,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q1 FY26-27",
        "source_document": "textplor-vendor-2026-27-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "f7e20bad-7027-4119-8237-8e407ff77ce2",
      "metric_id": "financial.investment_npa.gross_pct",
      "metric_name": "gross npa ratio",
      "value": 0,
      "unit": "%",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-30-NON-PERFORMING-ASSETS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "pdfs/care-health/consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-27",
        "extraction_note": "NL-30 row 3, TOTAL column 10",
        "source_page": 38
      }
    },
    {
      "id": "f811507b-c4c5-4f36-ada7-0c09641d40ce",
      "metric_id": "distribution.general.channel.pos_direct.policies",
      "metric_name": "Point of Sales Person (Direct) policies",
      "value": 24904,
      "unit": "count",
      "reporting_period_label": "Q1 FY26-27",
      "reporting_period_end": "2026-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY26-27",
        "source_document": "textplor-vendor-2026-27-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "05be0193-fa9d-4ac0-9afd-0c0d1aec023c",
      "metric_id": "financial.gross_direct_premium.segment.travel",
      "metric_name": "travel segment premium",
      "value": 2198,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "0add7cc0-44fe-4127-bfd1-15624cdb890b",
      "metric_id": "financial.incurred_claim_ratio.segment.travel",
      "metric_name": "travel incurred claims ratio",
      "value": 40,
      "unit": "%",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-20 segmental table, travel row immediately after label, col 6",
        "source_page": null
      }
    },
    {
      "id": "0f4c32c6-d3eb-4cb3-86f1-3d0e1bb3f26c",
      "metric_id": "financial.book_value_per_share",
      "metric_name": "book value per share",
      "value": 26.77,
      "unit": "INR",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-20 row-format label match: book_value_per_share",
        "source_page": null
      }
    },
    {
      "id": "11495bae-cc61-4d65-a6e5-c6cb2dc49b34",
      "metric_id": "financial.combined_ratio.segment.travel",
      "metric_name": "travel combined ratio",
      "value": 103,
      "unit": "%",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-20 segmental table, travel row immediately after label, col 8",
        "source_page": null
      }
    },
    {
      "id": "14a2afac-56e2-4304-8ec2-a82f504d8a26",
      "metric_id": "distribution.general.channel.direct_business_online.premium",
      "metric_name": "Direct Business – Online premium",
      "value": 17566,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "15519eab-ebb0-4659-a880-11a6635d9a97",
      "metric_id": "financial.debt_equity_ratio",
      "metric_name": "debt to equity ratio",
      "value": 0.04,
      "unit": "ratio",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-20 row-format label match: debt_equity_ratio",
        "source_page": null
      }
    },
    {
      "id": "16ae19b7-ce3c-4ec0-abde-2fd8d1416dcf",
      "metric_id": "distribution.general.channel.web_aggregators.premium",
      "metric_name": "Web Aggregators premium",
      "value": 423,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "17c954cb-8373-4559-b7cd-99b90be23f11",
      "metric_id": "financial.incurred_claim_ratio.segment.personal_accident",
      "metric_name": "personal accident incurred claims ratio",
      "value": 36,
      "unit": "%",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-20 segmental table, personal_accident row immediately after label, col 6",
        "source_page": null
      }
    },
    {
      "id": "1a529c54-dc81-4aaa-9772-f7724b0df3b3",
      "metric_id": "distribution.general.channel.insurance_marketing_firm.premium",
      "metric_name": "Insurance Marketing Firm premium",
      "value": 1358,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "1aae3f58-c08b-4ef3-b7fe-fbb15c9a44d1",
      "metric_id": "financial.investment_mix.segment.other_investments",
      "metric_name": "other investments",
      "value": 3570,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-12-INVESTMENT-SCHEDULE",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "1d2a32b6-c0d8-4588-afa9-8de620fd7fae",
      "metric_id": "financial.available_solvency_margin",
      "metric_name": "available solvency margin",
      "value": 263090,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-26-SOLVENCY-MARGIN",
        "reporting_period": "Q4 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-26 ASM regex",
        "source_page": null
      }
    },
    {
      "id": "2073c820-db1b-48fd-92fa-4f3a544b3ac5",
      "metric_id": "distribution.general.channel.corporate_agents_others.premium",
      "metric_name": "Corporate Agents – Others premium",
      "value": 29102,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "20d87fd0-af99-441c-a070-0143914a89f2",
      "metric_id": "distribution.general.channel.corporate_agents_banks.policies",
      "metric_name": "Corporate Agents – Banks policies",
      "value": 211469,
      "unit": "count",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "23119187-04d7-4f75-b980-b2a0d37433bd",
      "metric_id": "financial.expense_ratio.nonlife.gdp",
      "metric_name": "expense ratio to gross premium",
      "value": 36,
      "unit": "%",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-20 row-format label match: expense_gdp",
        "source_page": null
      }
    },
    {
      "id": "28058257-aff9-4744-b899-d49c848e41bf",
      "metric_id": "financial.solvency_ratio",
      "metric_name": "solvency ratio",
      "value": 1.68,
      "unit": "x",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-26-SOLVENCY-MARGIN",
        "reporting_period": "Q4 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-26 solvency ratio regex",
        "source_page": null
      }
    },
    {
      "id": "28c0c161-703a-482f-ade6-4becd0db8973",
      "metric_id": "distribution.general.channel.web_aggregators.policies",
      "metric_name": "Web Aggregators policies",
      "value": 2355,
      "unit": "count",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "335c5042-35b6-41c7-bd8b-9ddbcebdb693",
      "metric_id": "financial.expense_ratio.nonlife.nwp",
      "metric_name": "expense ratio",
      "value": 40,
      "unit": "%",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-20 row-format label match: expense_nwp",
        "source_page": null
      }
    },
    {
      "id": "35275e29-e303-497e-8fab-633e92a0476a",
      "metric_id": "financial.net_retention_ratio",
      "metric_name": "net retention ratio",
      "value": 71,
      "unit": "%",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-20 row-format label match: net_retention",
        "source_page": null
      }
    },
    {
      "id": "38aa0b82-d125-429b-b656-8b3732ec43b2",
      "metric_id": "financial.investment_mix.segment.equity_preference_shares",
      "metric_name": "equity & preference shares",
      "value": 64264,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-12-INVESTMENT-SCHEDULE",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "39b03d0f-e53d-4361-8d9b-4ec395402442",
      "metric_id": "financial.investment_npa.provision_pct",
      "metric_name": "npa provision coverage",
      "value": 0,
      "unit": "%",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-30-NON-PERFORMING-ASSETS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "pdfs/care-health/consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-27",
        "extraction_note": "NL-30 row 5, TOTAL column 10",
        "source_page": 39
      }
    },
    {
      "id": "3be5623b-677c-407a-ab20-693e3812c828",
      "metric_id": "financial.combined_ratio.segment.personal_accident",
      "metric_name": "personal accident combined ratio",
      "value": 100,
      "unit": "%",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-20 segmental table, personal_accident row immediately after label, col 8",
        "source_page": null
      }
    },
    {
      "id": "3f5abcf8-20bf-498b-956c-5c7c203681a5",
      "metric_id": "distribution.general.channel.corporate_agents_others.policies",
      "metric_name": "Corporate Agents – Others policies",
      "value": 47884,
      "unit": "count",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "3fb2706d-14c9-4734-b0bb-2369b322add3",
      "metric_id": "financial.operating_profit_ratio",
      "metric_name": "operating profit ratio",
      "value": 3,
      "unit": "%",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-20 row-format label match: operating_profit_ratio",
        "source_page": null
      }
    },
    {
      "id": "443cd14b-3907-4f46-9a38-6493e7d40431",
      "metric_id": "financial.combined_ratio",
      "metric_name": "combined ratio",
      "value": 100,
      "unit": "%",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-20 row-format label match: combined_ratio",
        "source_page": null
      }
    },
    {
      "id": "4807fc5b-d42a-4f91-8936-ab4cc2e61475",
      "metric_id": "financial.investment_mix.segment.other_approved_securities",
      "metric_name": "other approved securities",
      "value": 143970,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-12-INVESTMENT-SCHEDULE",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "4b8d9960-b26e-4c12-a014-bf62fdd9c847",
      "metric_id": "distribution.general.channel.micro_agents.premium",
      "metric_name": "Micro Agents premium",
      "value": 0,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "4df25634-dca4-4135-9730-48428b5be1d4",
      "metric_id": "distribution.general.channel.pos_direct.premium",
      "metric_name": "Point of Sales Person (Direct) premium",
      "value": 5093,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "4ff8b143-8516-4cdc-a270-44cdf377810e",
      "metric_id": "financial.underwriting_balance_ratio",
      "metric_name": "underwriting balance ratio",
      "value": -3,
      "unit": "%",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-20 row-format label match: underwriting_balance",
        "source_page": null
      }
    },
    {
      "id": "5790fe64-9ad3-4dc1-ba6b-bf89f9e084d1",
      "metric_id": "financial.investment_yield.net.annualized",
      "metric_name": "net yield (annualized)",
      "value": 5.5,
      "unit": "%",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-31-INVESTMENT-INCOME",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "5b9917a8-f57f-4604-996a-d1048ce70aaf",
      "metric_id": "financial.investment_exposure.housing_infra_pct",
      "metric_name": "housing & infrastructure",
      "value": 44,
      "unit": "%",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-28B-EXPOSURE-NORMS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "5fa38402-f38d-4a49-ad4f-cddbc0d01875",
      "metric_id": "financial.incurred_claim_ratio.net",
      "metric_name": "incurred claims ratio",
      "value": 59,
      "unit": "%",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-20 row-format label match: icr",
        "source_page": null
      }
    },
    {
      "id": "62c98bee-c4fe-43ab-8e0f-9c0b80d2e020",
      "metric_id": "distribution.general.channel.pos_direct.policies",
      "metric_name": "Point of Sales Person (Direct) policies",
      "value": 36489,
      "unit": "count",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "6decde93-4c6a-40e9-87e2-59e08568060a",
      "metric_id": "financial.networth_growth_rate",
      "metric_name": "net worth growth rate",
      "value": 0,
      "unit": "%",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-20 row-format label match: networth_growth_rate",
        "source_page": null
      }
    },
    {
      "id": "6e68ea37-922b-4e3c-b5bc-64613202ed9e",
      "metric_id": "financial.investment_income_ratio",
      "metric_name": "investment income ratio",
      "value": 2,
      "unit": "%",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-20 row-format label match: investment_income_ratio",
        "source_page": null
      }
    },
    {
      "id": "6f25b3da-9d38-4bed-b2dc-cc8a76829672",
      "metric_id": "financial.gross_direct_premium.segment.health",
      "metric_name": "health segment premium",
      "value": 304830,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "8d3a11f9-6843-48cb-9a62-12f5de54d36e",
      "metric_id": "distribution.general.channel.insurance_marketing_firm.policies",
      "metric_name": "Insurance Marketing Firm policies",
      "value": 6004,
      "unit": "count",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "8e4984a2-feaf-49fe-b3e2-0cc1601caee1",
      "metric_id": "financial.investment_yield.gross.annualized",
      "metric_name": "gross yield (annualized)",
      "value": 7.3,
      "unit": "%",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-31-INVESTMENT-INCOME",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "8f305ba7-711f-4f29-9d92-b25888138863",
      "metric_id": "distribution.general.channel.individual_agents.premium",
      "metric_name": "Individual Agents premium",
      "value": 141249,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "93c823dd-72c9-4427-9d26-5d7531b8b066",
      "metric_id": "financial.gdp_to_networth_ratio",
      "metric_name": "gross direct premium to net worth ratio",
      "value": 118,
      "unit": "%",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-20 row-format label match: gdp_to_networth_ratio",
        "source_page": null
      }
    },
    {
      "id": "9426f860-c3fa-4a71-a8a9-b396caf3c27c",
      "metric_id": "financial.incurred_claim_ratio.segment.health",
      "metric_name": "health incurred claims ratio",
      "value": 71,
      "unit": "%",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-20 segmental table, health row immediately after label, col 6",
        "source_page": null
      }
    },
    {
      "id": "942728db-c56f-4401-8903-3e1b8999f787",
      "metric_id": "financial.earnings_per_share",
      "metric_name": "earnings per share",
      "value": 0.79,
      "unit": "INR",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-20 row-format label match: eps",
        "source_page": null
      }
    },
    {
      "id": "96a63abb-880e-4276-a277-5e98620053e3",
      "metric_id": "financial.gross_direct_premium.segment.personal_accident",
      "metric_name": "personal accident segment premium",
      "value": 8208,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "9982c571-4be8-4c26-8925-ce24c6d35384",
      "metric_id": "financial.profit_before_tax",
      "metric_name": "profit before tax",
      "value": 107.17,
      "unit": "crore",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-2-B-PL",
        "reporting_period": "Q4 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-2-B-PL PBT row, col 3",
        "source_page": null
      }
    },
    {
      "id": "9a095a57-0f42-43a3-9d3a-246d79a7b31f",
      "metric_id": "financial.investment_mix.segment.real_estate_subsidiaries",
      "metric_name": "real estate & subsidiaries",
      "value": 3823,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-12-INVESTMENT-SCHEDULE",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "9a961b32-cd9c-4849-987c-900258e815f5",
      "metric_id": "financial.investment_mix.segment.debentures_bonds",
      "metric_name": "debentures & bonds",
      "value": 123493,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-12-INVESTMENT-SCHEDULE",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "9c8d55ad-2b33-4dda-89db-d40364ceda9a",
      "metric_id": "distribution.general.channel.direct_business_officers_employees.policies",
      "metric_name": "Direct Business – Officers/Employees policies",
      "value": 16875,
      "unit": "count",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "a6871791-15b4-4331-923d-47e768190bb0",
      "metric_id": "financial.profit_after_tax",
      "metric_name": "profit after tax",
      "value": 78.8,
      "unit": "crore",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-2-B-PL",
        "reporting_period": "Q4 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-2-B-PL PAT row, col 3",
        "source_page": null
      }
    },
    {
      "id": "aa0221e6-5cfb-41a8-a4b0-130c9c9d2ae5",
      "metric_id": "financial.investment_mix.segment.government_securities",
      "metric_name": "government securities",
      "value": 238820,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-12-INVESTMENT-SCHEDULE",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "b043c78c-5958-42c1-bd92-7f6033985ac3",
      "metric_id": "distribution.general.channel.brokers.premium",
      "metric_name": "Brokers premium",
      "value": 90081,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "b0bc7141-21df-4812-866f-3d616b393600",
      "metric_id": "financial.investment_npa.gross_pct",
      "metric_name": "gross npa ratio",
      "value": 0,
      "unit": "%",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-30-NON-PERFORMING-ASSETS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "pdfs/care-health/consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-27",
        "extraction_note": "NL-30 row 3, TOTAL column 10",
        "source_page": 39
      }
    },
    {
      "id": "be418fc1-0930-4491-948b-b908c2f61001",
      "metric_id": "financial.investment_exposure.central_govt_securities_pct",
      "metric_name": "central govt. securities",
      "value": 21.8,
      "unit": "%",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-28B-EXPOSURE-NORMS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "c30970c0-812a-48c7-a72b-27510069f8ef",
      "metric_id": "financial.combined_ratio.segment.health",
      "metric_name": "health combined ratio",
      "value": 107,
      "unit": "%",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-20 segmental table, health row immediately after label, col 8",
        "source_page": null
      }
    },
    {
      "id": "c76f1436-70d5-49c7-a6a0-3e81a31e3ae3",
      "metric_id": "financial.investment_npa.gross_amount",
      "metric_name": "gross npa (amount)",
      "value": 0,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-30-NON-PERFORMING-ASSETS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "pdfs/care-health/consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-27",
        "extraction_note": "NL-30 row 2, TOTAL column 10",
        "source_page": 39
      }
    },
    {
      "id": "cbf6e223-3a47-46e1-8972-edae203449cd",
      "metric_id": "distribution.general.channel.corporate_agents_banks.premium",
      "metric_name": "Corporate Agents – Banks premium",
      "value": 27227,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "d13460a7-0c1f-4e5c-a6b0-1bff1b39428e",
      "metric_id": "financial.net_earning_ratio",
      "metric_name": "net earning ratio",
      "value": 3,
      "unit": "%",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-20 row-format label match: net_earning_ratio",
        "source_page": null
      }
    },
    {
      "id": "d23f810b-ac7b-4d48-a89c-94c532ff4f4a",
      "metric_id": "distribution.general.channel.brokers.policies",
      "metric_name": "Brokers policies",
      "value": 360692,
      "unit": "count",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "ddb75c20-3308-465c-8507-244faa8450f5",
      "metric_id": "distribution.general.channel.individual_agents.policies",
      "metric_name": "Individual Agents policies",
      "value": 778917,
      "unit": "count",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "ded4b90e-f6d3-4c48-9de0-fc67f5dbf8d6",
      "metric_id": "financial.investment_mix.segment.mutual_funds",
      "metric_name": "mutual funds",
      "value": 34028,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-12-INVESTMENT-SCHEDULE",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "e3caae62-6d75-4fee-8399-7be0acb2d44f",
      "metric_id": "financial.investment_mix.segment.infrastructure_housing",
      "metric_name": "infrastructure & housing",
      "value": 482401,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-12-INVESTMENT-SCHEDULE",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "e548dbf4-3148-4a00-8a8e-df352182b28e",
      "metric_id": "financial.gdp_growth_rate",
      "metric_name": "gross direct premium growth rate",
      "value": 37,
      "unit": "%",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-20 row-format label match: gdp_growth_rate",
        "source_page": null
      }
    },
    {
      "id": "e6a31d4e-fea9-4cf8-a593-c251e4b082c3",
      "metric_id": "financial.investment_exposure.govt_and_approved_securities_pct",
      "metric_name": "govt + approved securities",
      "value": 34.9,
      "unit": "%",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-28B-EXPOSURE-NORMS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "e96f6f45-fb29-4e4e-9480-abf09db9c562",
      "metric_id": "distribution.general.channel.direct_business_officers_employees.premium",
      "metric_name": "Direct Business – Officers/Employees premium",
      "value": 2550,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "ec5e9cba-48ce-4bc4-811c-554d974b5ab8",
      "metric_id": "distribution.general.channel.direct_business_online.policies",
      "metric_name": "Direct Business – Online policies",
      "value": 124866,
      "unit": "count",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "f673b559-dc69-47fd-b337-10d8241c6337",
      "metric_id": "financial.net_commission_ratio",
      "metric_name": "net commission ratio",
      "value": 21,
      "unit": "%",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q4 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-20 row-format label match: net_commission_ratio",
        "source_page": null
      }
    },
    {
      "id": "f810b98c-ba9a-4f02-92a5-ab328d8768c3",
      "metric_id": "financial.required_solvency_margin",
      "metric_name": "required solvency margin",
      "value": 156247,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q4 FY25-26",
      "reporting_period_end": "2026-03-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-26-SOLVENCY-MARGIN",
        "reporting_period": "Q4 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-31",
        "extraction_note": "NL-26 RSM regex",
        "source_page": null
      }
    },
    {
      "id": "1718aecd-16f3-4ce4-ae77-9865ec29130e",
      "metric_id": "financial.networth_growth_rate",
      "metric_name": "net worth growth rate",
      "value": -3,
      "unit": "%",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 row-format label match: networth_growth_rate",
        "source_page": null
      }
    },
    {
      "id": "1931fb54-2178-49b6-99d6-5070772bbc85",
      "metric_id": "financial.combined_ratio.segment.health",
      "metric_name": "health combined ratio",
      "value": 110,
      "unit": "%",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 segmental table, health row immediately after label, col 8",
        "source_page": null
      }
    },
    {
      "id": "1e386e19-2b0a-4daf-b2bb-c218507ca32b",
      "metric_id": "financial.profit_before_tax",
      "metric_name": "profit before tax",
      "value": -112.46,
      "unit": "crore",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-2-B-PL",
        "reporting_period": "Q3 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-2-B-PL PBT row, col 3",
        "source_page": null
      }
    },
    {
      "id": "1f82c273-039d-403c-af77-0a8531851573",
      "metric_id": "distribution.general.channel.direct_business_online.premium",
      "metric_name": "Direct Business – Online premium",
      "value": 13231,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "20e94d90-9e7b-4c15-9bc2-54e2d9cd7528",
      "metric_id": "financial.incurred_claim_ratio.net",
      "metric_name": "incurred claims ratio",
      "value": 75,
      "unit": "%",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 row-format label match: icr",
        "source_page": null
      }
    },
    {
      "id": "238fa806-2a0e-4656-a913-29a36a3323c5",
      "metric_id": "financial.investment_mix.segment.equity_preference_shares",
      "metric_name": "equity & preference shares",
      "value": 59465,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-12-INVESTMENT-SCHEDULE",
        "reporting_period": "Q3 FY25-26",
        "source_document": "textplor-vendor-2025-26-9M.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "24b584cd-74fd-434c-ae54-770498bfeb44",
      "metric_id": "financial.profit_after_tax",
      "metric_name": "profit after tax",
      "value": -84.13,
      "unit": "crore",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-2-B-PL",
        "reporting_period": "Q3 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-2-B-PL PAT row, col 3",
        "source_page": null
      }
    },
    {
      "id": "258c6c42-a45a-4258-97de-75ef504e69e4",
      "metric_id": "financial.gdp_growth_rate",
      "metric_name": "gross direct premium growth rate",
      "value": 37,
      "unit": "%",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 row-format label match: gdp_growth_rate",
        "source_page": null
      }
    },
    {
      "id": "286045f2-5cc1-4312-9277-2955f794e34b",
      "metric_id": "distribution.general.channel.individual_agents.policies",
      "metric_name": "Individual Agents policies",
      "value": 461801,
      "unit": "count",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "3132770e-ce4b-40d9-af5e-2ca0c1ee5bfd",
      "metric_id": "distribution.general.channel.insurance_marketing_firm.premium",
      "metric_name": "Insurance Marketing Firm premium",
      "value": 1159,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "31dcc78d-882a-469f-8592-b727d0f13575",
      "metric_id": "financial.required_solvency_margin",
      "metric_name": "required solvency margin",
      "value": 145121,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-26-SOLVENCY-MARGIN",
        "reporting_period": "Q3 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-26 RSM regex",
        "source_page": null
      }
    },
    {
      "id": "34c438ef-371b-4366-a308-d0490652bf70",
      "metric_id": "distribution.general.channel.brokers.policies",
      "metric_name": "Brokers policies",
      "value": 213810,
      "unit": "count",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "3aae3889-56e3-4662-bcba-8c37388f9dd5",
      "metric_id": "financial.gross_direct_premium.segment.travel",
      "metric_name": "travel segment premium",
      "value": 2018,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q3 FY25-26",
        "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "3cd37879-4264-4cf6-815a-d40867f22773",
      "metric_id": "distribution.general.channel.pos_direct.premium",
      "metric_name": "Point of Sales Person (Direct) premium",
      "value": 3657,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "3d78547d-438e-4d95-8041-fdadae4c24ed",
      "metric_id": "distribution.general.channel.individual_agents.premium",
      "metric_name": "Individual Agents premium",
      "value": 106455,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "438ee99c-5f2c-45ee-9adf-3fffae51cf3b",
      "metric_id": "financial.gross_direct_premium.segment.health",
      "metric_name": "health segment premium",
      "value": 242212,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q3 FY25-26",
        "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "477ea9af-0b1d-4e73-9217-2fc4f1f252a4",
      "metric_id": "financial.investment_income_ratio",
      "metric_name": "investment income ratio",
      "value": 2,
      "unit": "%",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 row-format label match: investment_income_ratio",
        "source_page": null
      }
    },
    {
      "id": "4cf183d1-c817-4350-a2e8-980e4936aa5a",
      "metric_id": "financial.gross_direct_premium.segment.personal_accident",
      "metric_name": "personal accident segment premium",
      "value": 8260,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q3 FY25-26",
        "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "4e68b56f-23b6-476d-9916-06b142301042",
      "metric_id": "financial.investment_mix.segment.real_estate_subsidiaries",
      "metric_name": "real estate & subsidiaries",
      "value": 3919,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-12-INVESTMENT-SCHEDULE",
        "reporting_period": "Q3 FY25-26",
        "source_document": "textplor-vendor-2025-26-9M.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "5eae43cb-ddb0-4697-9c42-9c6afac3cdae",
      "metric_id": "financial.investment_mix.segment.other_investments",
      "metric_name": "other investments",
      "value": 2764,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-12-INVESTMENT-SCHEDULE",
        "reporting_period": "Q3 FY25-26",
        "source_document": "textplor-vendor-2025-26-9M.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "63183c75-fc17-4771-9ebd-463850037bc4",
      "metric_id": "financial.investment_mix.segment.other_approved_securities",
      "metric_name": "other approved securities",
      "value": 135100,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-12-INVESTMENT-SCHEDULE",
        "reporting_period": "Q3 FY25-26",
        "source_document": "textplor-vendor-2025-26-9M.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "641965ad-e0e3-4c0d-8f26-b61114f8d2f1",
      "metric_id": "financial.book_value_per_share",
      "metric_name": "book value per share",
      "value": 25.98,
      "unit": "INR",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 row-format label match: book_value_per_share",
        "source_page": null
      }
    },
    {
      "id": "641b2bd2-4f89-4890-82b1-681d7e8e358e",
      "metric_id": "financial.operating_profit_ratio",
      "metric_name": "operating profit ratio",
      "value": -9,
      "unit": "%",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 row-format label match: operating_profit_ratio",
        "source_page": null
      }
    },
    {
      "id": "642720c9-a41c-438b-b729-65e087d376df",
      "metric_id": "distribution.general.channel.corporate_agents_banks.premium",
      "metric_name": "Corporate Agents – Banks premium",
      "value": 23547,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "666eda56-e0d1-4fab-a6af-6ff0f920b04e",
      "metric_id": "distribution.general.channel.direct_business_online.policies",
      "metric_name": "Direct Business – Online policies",
      "value": 71812,
      "unit": "count",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "66d9fb32-3ba1-454a-8ae7-ab27783429e7",
      "metric_id": "financial.investment_mix.segment.government_securities",
      "metric_name": "government securities",
      "value": 220491,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-12-INVESTMENT-SCHEDULE",
        "reporting_period": "Q3 FY25-26",
        "source_document": "textplor-vendor-2025-26-9M.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "6e629a13-7944-4eba-84ea-53460ce47805",
      "metric_id": "financial.earnings_per_share",
      "metric_name": "earnings per share",
      "value": -0.84,
      "unit": "INR",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 row-format label match: eps",
        "source_page": null
      }
    },
    {
      "id": "709ccf69-aa6a-4d72-b0bb-4ffbf7b1a079",
      "metric_id": "financial.net_retention_ratio",
      "metric_name": "net retention ratio",
      "value": 77,
      "unit": "%",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 row-format label match: net_retention",
        "source_page": null
      }
    },
    {
      "id": "75072298-d7a1-41b9-8702-02c522d80219",
      "metric_id": "financial.expense_ratio.nonlife.nwp",
      "metric_name": "expense ratio",
      "value": 36,
      "unit": "%",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 row-format label match: expense_nwp",
        "source_page": null
      }
    },
    {
      "id": "79c1519b-c7e4-4641-bc94-da92319a1600",
      "metric_id": "distribution.general.channel.pos_direct.policies",
      "metric_name": "Point of Sales Person (Direct) policies",
      "value": 24461,
      "unit": "count",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "7a3f8ae9-d734-4cbe-a6d5-25cfcaee28ae",
      "metric_id": "financial.investment_mix.segment.infrastructure_housing",
      "metric_name": "infrastructure & housing",
      "value": 445130,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-12-INVESTMENT-SCHEDULE",
        "reporting_period": "Q3 FY25-26",
        "source_document": "textplor-vendor-2025-26-9M.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "82100856-3bfa-47f5-823b-ef5656627228",
      "metric_id": "financial.solvency_ratio",
      "metric_name": "solvency ratio",
      "value": 1.7,
      "unit": "x",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-26-SOLVENCY-MARGIN",
        "reporting_period": "Q3 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-26 solvency ratio regex",
        "source_page": null
      }
    },
    {
      "id": "8498a090-b0c0-4536-b274-e5979245d908",
      "metric_id": "financial.incurred_claim_ratio.segment.travel",
      "metric_name": "travel incurred claims ratio",
      "value": 38,
      "unit": "%",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 segmental table, travel row immediately after label, col 6",
        "source_page": null
      }
    },
    {
      "id": "8606f62f-6671-4b42-87b6-b1e089ce59e4",
      "metric_id": "distribution.general.channel.corporate_agents_others.policies",
      "metric_name": "Corporate Agents – Others policies",
      "value": 22720,
      "unit": "count",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "89c2a2a7-04cb-48c1-b677-1b1e4586f133",
      "metric_id": "financial.investment_npa.gross_amount",
      "metric_name": "gross npa (amount)",
      "value": 0,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-30-NON-PERFORMING-ASSETS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "pdfs/care-health/consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-27",
        "extraction_note": "NL-30 row 2, TOTAL column 10",
        "source_page": 38
      }
    },
    {
      "id": "8a8c08d2-33ad-461d-90cf-974739ec58f3",
      "metric_id": "financial.combined_ratio.segment.personal_accident",
      "metric_name": "personal accident combined ratio",
      "value": 106,
      "unit": "%",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 segmental table, personal_accident row immediately after label, col 8",
        "source_page": null
      }
    },
    {
      "id": "8b33d077-9ff5-4a3d-abb2-99568bd67416",
      "metric_id": "financial.underwriting_balance_ratio",
      "metric_name": "underwriting balance ratio",
      "value": -17,
      "unit": "%",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 row-format label match: underwriting_balance",
        "source_page": null
      }
    },
    {
      "id": "a4208acf-d11a-4759-b6d3-b83b638ad542",
      "metric_id": "distribution.general.channel.corporate_agents_banks.policies",
      "metric_name": "Corporate Agents – Banks policies",
      "value": 47791,
      "unit": "count",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "a43d6f9b-a039-490f-ad97-a13b7634980c",
      "metric_id": "distribution.general.channel.direct_business_officers_employees.premium",
      "metric_name": "Direct Business – Officers/Employees premium",
      "value": 3105,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "aa9d7466-8bcd-4da3-9ca6-c5ace15dab58",
      "metric_id": "distribution.general.channel.direct_business_officers_employees.policies",
      "metric_name": "Direct Business – Officers/Employees policies",
      "value": 12863,
      "unit": "count",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "ac92816c-816a-48ed-8394-8e767e1f9e4b",
      "metric_id": "financial.incurred_claim_ratio.segment.health",
      "metric_name": "health incurred claims ratio",
      "value": 75,
      "unit": "%",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 segmental table, health row immediately after label, col 6",
        "source_page": null
      }
    },
    {
      "id": "add1a9f5-4570-40a1-a52a-9815cbe6bb0f",
      "metric_id": "financial.investment_exposure.housing_infra_pct",
      "metric_name": "housing & infrastructure",
      "value": 43.6,
      "unit": "%",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-28B-EXPOSURE-NORMS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "textplor-vendor-2025-26-9M.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "ae7c1bf1-bfe4-4c64-ac36-9cdb4876a0ca",
      "metric_id": "financial.available_solvency_margin",
      "metric_name": "available solvency margin",
      "value": 246035,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-26-SOLVENCY-MARGIN",
        "reporting_period": "Q3 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-26 ASM regex",
        "source_page": null
      }
    },
    {
      "id": "b0e47737-11fe-48ac-b9bd-23a404bccad4",
      "metric_id": "financial.combined_ratio",
      "metric_name": "combined ratio",
      "value": 111,
      "unit": "%",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 row-format label match: combined_ratio",
        "source_page": null
      }
    },
    {
      "id": "bacf4843-0b1a-418e-b063-53b4f1a37e0b",
      "metric_id": "financial.expense_ratio.nonlife.gdp",
      "metric_name": "expense ratio to gross premium",
      "value": 36,
      "unit": "%",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 row-format label match: expense_gdp",
        "source_page": null
      }
    },
    {
      "id": "bc03d39a-6dc6-4957-9646-fca94f3e5719",
      "metric_id": "financial.investment_npa.provision_pct",
      "metric_name": "npa provision coverage",
      "value": 0,
      "unit": "%",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-30-NON-PERFORMING-ASSETS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "pdfs/care-health/consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-27",
        "extraction_note": "NL-30 row 5, TOTAL column 10",
        "source_page": 38
      }
    },
    {
      "id": "c237e4ff-fcb2-4ccd-a1c2-572eab95d3e6",
      "metric_id": "distribution.general.channel.web_aggregators.premium",
      "metric_name": "Web Aggregators premium",
      "value": 366,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "c244af45-46ca-4e40-81d6-c495f50c2f27",
      "metric_id": "financial.net_earning_ratio",
      "metric_name": "net earning ratio",
      "value": -4,
      "unit": "%",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 row-format label match: net_earning_ratio",
        "source_page": null
      }
    },
    {
      "id": "c41d20a6-1903-4800-8cfe-8c78ae94f92b",
      "metric_id": "distribution.general.channel.web_aggregators.policies",
      "metric_name": "Web Aggregators policies",
      "value": 1184,
      "unit": "count",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "c90c4b8f-dc81-4b53-b805-12ed4e5d3c85",
      "metric_id": "financial.investment_exposure.govt_and_approved_securities_pct",
      "metric_name": "govt + approved securities",
      "value": 34.9,
      "unit": "%",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-28B-EXPOSURE-NORMS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "textplor-vendor-2025-26-9M.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "c9bbafc5-4102-444e-bc24-3920252a6497",
      "metric_id": "financial.gdp_to_networth_ratio",
      "metric_name": "gross direct premium to net worth ratio",
      "value": 98,
      "unit": "%",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 row-format label match: gdp_to_networth_ratio",
        "source_page": null
      }
    },
    {
      "id": "cbc6e1f8-b433-497a-9806-b8fcd403e944",
      "metric_id": "financial.net_commission_ratio",
      "metric_name": "net commission ratio",
      "value": 18,
      "unit": "%",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 row-format label match: net_commission_ratio",
        "source_page": null
      }
    },
    {
      "id": "d14b05f6-5e3f-4f4b-ad01-2c68fb46ce8d",
      "metric_id": "financial.investment_npa.gross_pct",
      "metric_name": "gross npa ratio",
      "value": 0,
      "unit": "%",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-30-NON-PERFORMING-ASSETS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "pdfs/care-health/consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-27",
        "extraction_note": "NL-30 row 3, TOTAL column 10",
        "source_page": 38
      }
    },
    {
      "id": "d3063ad9-2b80-48a3-8e16-e9a9eb7f84c7",
      "metric_id": "financial.investment_mix.segment.mutual_funds",
      "metric_name": "mutual funds",
      "value": 33919,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-12-INVESTMENT-SCHEDULE",
        "reporting_period": "Q3 FY25-26",
        "source_document": "textplor-vendor-2025-26-9M.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "d75a86a9-6b4d-4472-a133-1e7dbfe60c02",
      "metric_id": "distribution.general.channel.brokers.premium",
      "metric_name": "Brokers premium",
      "value": 73989,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "d7a64ce7-be71-4a87-91db-211767be2067",
      "metric_id": "financial.investment_mix.segment.debentures_bonds",
      "metric_name": "debentures & bonds",
      "value": 123823,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-12-INVESTMENT-SCHEDULE",
        "reporting_period": "Q3 FY25-26",
        "source_document": "textplor-vendor-2025-26-9M.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "e74e7dd8-5076-47c8-85d9-29f0f63c8eef",
      "metric_id": "distribution.general.channel.corporate_agents_others.premium",
      "metric_name": "Corporate Agents – Others premium",
      "value": 26411,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "f2844337-3889-421a-9a0d-6b08d24310c6",
      "metric_id": "financial.incurred_claim_ratio.segment.personal_accident",
      "metric_name": "personal accident incurred claims ratio",
      "value": 34,
      "unit": "%",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 segmental table, personal_accident row immediately after label, col 6",
        "source_page": null
      }
    },
    {
      "id": "f8154a5d-16fe-4f93-b709-172f4279780d",
      "metric_id": "financial.investment_exposure.central_govt_securities_pct",
      "metric_name": "central govt. securities",
      "value": 21.6,
      "unit": "%",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-28B-EXPOSURE-NORMS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "textplor-vendor-2025-26-9M.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "f93ce1b2-6b28-4c0d-9322-1b7ca92437b4",
      "metric_id": "financial.combined_ratio.segment.travel",
      "metric_name": "travel combined ratio",
      "value": 109,
      "unit": "%",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 segmental table, travel row immediately after label, col 8",
        "source_page": null
      }
    },
    {
      "id": "fdca5c7c-f0fb-43b8-98fb-ee57a692fcf3",
      "metric_id": "distribution.general.channel.insurance_marketing_firm.policies",
      "metric_name": "Insurance Marketing Firm policies",
      "value": 4137,
      "unit": "count",
      "reporting_period_label": "Q3 FY25-26",
      "reporting_period_end": "2025-12-31",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q3 FY25-26",
        "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "00e47b5c-97aa-4d3a-bf23-24c6a36b1459",
      "metric_id": "financial.gross_direct_premium.segment.personal_accident",
      "metric_name": "personal accident segment premium",
      "value": 5728,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "03f48197-75a1-45fd-b29e-043395deb8e3",
      "metric_id": "distribution.general.channel.corporate_agents_banks.premium",
      "metric_name": "Corporate Agents – Banks premium",
      "value": 21314,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "06ff547b-b445-4c7f-b0eb-66eb3c0f6619",
      "metric_id": "financial.profit_before_tax",
      "metric_name": "profit before tax",
      "value": 42.08,
      "unit": "crore",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-2-B-PL",
        "reporting_period": "Q2 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-2-B-PL PBT row, col 3",
        "source_page": null
      }
    },
    {
      "id": "07be6f22-54d8-474f-913a-3a17f41fa3a6",
      "metric_id": "financial.investment_income_ratio",
      "metric_name": "investment income ratio",
      "value": 2,
      "unit": "%",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 row-format label match: investment_income_ratio",
        "source_page": null
      }
    },
    {
      "id": "0b8804eb-89d8-4ea7-b09f-8819b2612189",
      "metric_id": "financial.investment_exposure.central_govt_securities_pct",
      "metric_name": "central govt. securities",
      "value": 22,
      "unit": "%",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-28B-EXPOSURE-NORMS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "0f7a8951-e7a7-42d4-8a38-66fab28048dc",
      "metric_id": "financial.required_solvency_margin",
      "metric_name": "required solvency margin",
      "value": 135991,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-26-SOLVENCY-MARGIN",
        "reporting_period": "Q2 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-26 RSM regex",
        "source_page": null
      }
    },
    {
      "id": "110b510d-8bdf-4911-ae0b-978147512318",
      "metric_id": "distribution.general.channel.corporate_agents_others.policies",
      "metric_name": "Corporate Agents – Others policies",
      "value": 22139,
      "unit": "count",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "11138184-3580-439e-b01e-3bd209638671",
      "metric_id": "financial.gross_direct_premium.segment.health",
      "metric_name": "health segment premium",
      "value": 222075,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "11768fe9-1235-4abf-a0b0-49e21c2f5c4d",
      "metric_id": "financial.investment_exposure.govt_and_approved_securities_pct",
      "metric_name": "govt + approved securities",
      "value": 33,
      "unit": "%",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-28B-EXPOSURE-NORMS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "23b64e7f-a77c-42f5-ac9c-37aeb3f3d696",
      "metric_id": "financial.earnings_per_share",
      "metric_name": "earnings per share",
      "value": 0.33,
      "unit": "INR",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 row-format label match: eps",
        "source_page": null
      }
    },
    {
      "id": "3277b871-2369-4ddf-9f66-8ffe50e6d40a",
      "metric_id": "financial.gross_direct_premium.segment.travel",
      "metric_name": "travel segment premium",
      "value": 2658,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "328fc7fa-3ee6-4bba-a6e5-77b212fc3767",
      "metric_id": "financial.investment_npa.gross_amount",
      "metric_name": "gross npa (amount)",
      "value": 0,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-30-NON-PERFORMING-ASSETS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "pdfs/care-health/consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-27",
        "extraction_note": "NL-30 row 2, TOTAL column 10",
        "source_page": 38
      }
    },
    {
      "id": "338c3e87-8e24-4b2c-aa3e-51c9ce8cb29c",
      "metric_id": "financial.combined_ratio.segment.health",
      "metric_name": "health combined ratio",
      "value": 109,
      "unit": "%",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 segmental table, health row immediately after label, col 8",
        "source_page": null
      }
    },
    {
      "id": "39745ef3-b3b9-40bf-a0d8-fa36ddca3e44",
      "metric_id": "financial.available_solvency_margin",
      "metric_name": "available solvency margin",
      "value": 256546,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-26-SOLVENCY-MARGIN",
        "reporting_period": "Q2 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-26 ASM regex",
        "source_page": null
      }
    },
    {
      "id": "3c1f7802-4d41-46d2-b75f-99a07456d47f",
      "metric_id": "financial.investment_exposure.housing_infra_pct",
      "metric_name": "housing & infrastructure",
      "value": 43,
      "unit": "%",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-28B-EXPOSURE-NORMS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "3f8c76d0-dc36-41b9-82d9-463a55a70016",
      "metric_id": "financial.investment_mix.segment.mutual_funds",
      "metric_name": "mutual funds",
      "value": 50339,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-12-INVESTMENT-SCHEDULE",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "47228840-77e2-4281-9e20-89e1ac981e49",
      "metric_id": "financial.profit_after_tax",
      "metric_name": "profit after tax",
      "value": 32.1,
      "unit": "crore",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-2-B-PL",
        "reporting_period": "Q2 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-2-B-PL PAT row, col 3",
        "source_page": null
      }
    },
    {
      "id": "4745fd03-5065-4550-b567-fc48c4f062ef",
      "metric_id": "distribution.general.channel.corporate_agents_banks.policies",
      "metric_name": "Corporate Agents – Banks policies",
      "value": 42385,
      "unit": "count",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "480de952-4f5b-44a0-9508-914280aac93e",
      "metric_id": "distribution.general.channel.brokers.policies",
      "metric_name": "Brokers policies",
      "value": 180007,
      "unit": "count",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "52afd250-843f-47cf-a347-b7216c89b90c",
      "metric_id": "distribution.general.channel.insurance_marketing_firm.policies",
      "metric_name": "Insurance Marketing Firm policies",
      "value": 4754,
      "unit": "count",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "5b2ced9c-6d65-491c-805a-6d7269566bd4",
      "metric_id": "financial.incurred_claim_ratio.net",
      "metric_name": "incurred claims ratio",
      "value": 70,
      "unit": "%",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 row-format label match: icr",
        "source_page": null
      }
    },
    {
      "id": "5fb90191-99a2-4d68-a590-c07959601d36",
      "metric_id": "financial.investment_mix.segment.government_securities",
      "metric_name": "government securities",
      "value": 215844,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-12-INVESTMENT-SCHEDULE",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "615d2eee-e817-4fe0-8f2b-2461dcc958a5",
      "metric_id": "financial.investment_mix.segment.other_approved_securities",
      "metric_name": "other approved securities",
      "value": 96064,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-12-INVESTMENT-SCHEDULE",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "6295076b-72cb-4647-a9b4-59c3bf827033",
      "metric_id": "financial.networth_growth_rate",
      "metric_name": "net worth growth rate",
      "value": 15,
      "unit": "%",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 row-format label match: networth_growth_rate",
        "source_page": null
      }
    },
    {
      "id": "67d9e22c-6de5-414b-82e9-408372907f35",
      "metric_id": "financial.gdp_growth_rate",
      "metric_name": "gross direct premium growth rate",
      "value": 3,
      "unit": "%",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 row-format label match: gdp_growth_rate",
        "source_page": null
      }
    },
    {
      "id": "6961ade9-9f9e-44d0-bfaa-cb78fa3dee9f",
      "metric_id": "financial.combined_ratio.segment.travel",
      "metric_name": "travel combined ratio",
      "value": 114,
      "unit": "%",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 segmental table, travel row immediately after label, col 8",
        "source_page": null
      }
    },
    {
      "id": "6e36619a-1780-43c0-9ebc-3c9244c5701d",
      "metric_id": "financial.expense_ratio.nonlife.nwp",
      "metric_name": "expense ratio",
      "value": 37,
      "unit": "%",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 row-format label match: expense_nwp",
        "source_page": null
      }
    },
    {
      "id": "6fcdc852-b6a3-40f0-be6a-a4b2918d81a8",
      "metric_id": "financial.incurred_claim_ratio.segment.travel",
      "metric_name": "travel incurred claims ratio",
      "value": 40,
      "unit": "%",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 segmental table, travel row immediately after label, col 6",
        "source_page": null
      }
    },
    {
      "id": "7102c181-df57-43bb-aaab-539cd12f1897",
      "metric_id": "financial.investment_mix.segment.infrastructure_housing",
      "metric_name": "infrastructure & housing",
      "value": 410530,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-12-INVESTMENT-SCHEDULE",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "76d140a2-77e7-4e21-8b8f-45b2740b3cc6",
      "metric_id": "financial.incurred_claim_ratio.segment.personal_accident",
      "metric_name": "personal accident incurred claims ratio",
      "value": 32,
      "unit": "%",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 segmental table, personal_accident row immediately after label, col 6",
        "source_page": null
      }
    },
    {
      "id": "789bef96-38f6-43bf-8e66-4211b29b6498",
      "metric_id": "distribution.general.channel.direct_business_online.policies",
      "metric_name": "Direct Business – Online policies",
      "value": 61829,
      "unit": "count",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "7f816787-7a35-48b1-b497-6f5aeef21567",
      "metric_id": "financial.incurred_claim_ratio.segment.health",
      "metric_name": "health incurred claims ratio",
      "value": 75,
      "unit": "%",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 segmental table, health row immediately after label, col 6",
        "source_page": null
      }
    },
    {
      "id": "9053a9b1-9959-4ec4-98c6-6d1969929729",
      "metric_id": "financial.investment_mix.segment.other_investments",
      "metric_name": "other investments",
      "value": 500,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-12-INVESTMENT-SCHEDULE",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "925cf3ad-853f-499a-bf8f-408f3fc027ca",
      "metric_id": "financial.net_retention_ratio",
      "metric_name": "net retention ratio",
      "value": 73,
      "unit": "%",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 row-format label match: net_retention",
        "source_page": null
      }
    },
    {
      "id": "92603dfb-7f96-4b7a-97bf-8a16ae57c7ea",
      "metric_id": "distribution.general.channel.web_aggregators.policies",
      "metric_name": "Web Aggregators policies",
      "value": 1304,
      "unit": "count",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "92d676b8-36a0-445b-b078-1d5b6eafcbae",
      "metric_id": "financial.expense_ratio.nonlife.gdp",
      "metric_name": "expense ratio to gross premium",
      "value": 35,
      "unit": "%",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 row-format label match: expense_gdp",
        "source_page": null
      }
    },
    {
      "id": "944d8078-df9d-4d9a-be26-be2693d5c855",
      "metric_id": "financial.gdp_to_networth_ratio",
      "metric_name": "gross direct premium to net worth ratio",
      "value": 86,
      "unit": "%",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 row-format label match: gdp_to_networth_ratio",
        "source_page": null
      }
    },
    {
      "id": "95aec30c-174c-4ee7-9ae8-52c2e38cc853",
      "metric_id": "distribution.general.channel.direct_business_officers_employees.policies",
      "metric_name": "Direct Business – Officers/Employees policies",
      "value": 14095,
      "unit": "count",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "99e06107-d47b-432a-af17-1750ebd4ffac",
      "metric_id": "distribution.general.channel.pos_direct.policies",
      "metric_name": "Point of Sales Person (Direct) policies",
      "value": 21687,
      "unit": "count",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "9dc88363-3ef7-4953-a91a-da79facd870b",
      "metric_id": "distribution.general.channel.brokers.premium",
      "metric_name": "Brokers premium",
      "value": 72413,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "9df01723-eb2f-49b3-b107-4b3c805f2550",
      "metric_id": "financial.investment_mix.segment.equity_preference_shares",
      "metric_name": "equity & preference shares",
      "value": 55053,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-12-INVESTMENT-SCHEDULE",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "a1a0a20a-51e9-4ff6-b83f-42c1b3f6fe6d",
      "metric_id": "distribution.general.channel.pos_direct.premium",
      "metric_name": "Point of Sales Person (Direct) premium",
      "value": 3067,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "aa16980c-f67f-4313-86c0-292e38810cd8",
      "metric_id": "financial.net_commission_ratio",
      "metric_name": "net commission ratio",
      "value": 20,
      "unit": "%",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 row-format label match: net_commission_ratio",
        "source_page": null
      }
    },
    {
      "id": "ab9f816b-fd0c-4c39-a472-8d677e855a18",
      "metric_id": "financial.solvency_ratio",
      "metric_name": "solvency ratio",
      "value": 1.89,
      "unit": "x",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-26-SOLVENCY-MARGIN",
        "reporting_period": "Q2 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-26 solvency ratio regex",
        "source_page": null
      }
    },
    {
      "id": "ba1b3eaf-309f-4e8d-ba87-bd25fce34ac5",
      "metric_id": "distribution.general.channel.direct_business_officers_employees.premium",
      "metric_name": "Direct Business – Officers/Employees premium",
      "value": 2211,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "bb158faf-e336-41dc-97da-2d682a7ec843",
      "metric_id": "distribution.general.channel.individual_agents.premium",
      "metric_name": "Individual Agents premium",
      "value": 94510,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "bdba3f18-a46b-4e58-82f6-0db929c620ed",
      "metric_id": "financial.investment_npa.provision_pct",
      "metric_name": "npa provision coverage",
      "value": 0,
      "unit": "%",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-30-NON-PERFORMING-ASSETS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "pdfs/care-health/consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-27",
        "extraction_note": "NL-30 row 5, TOTAL column 10",
        "source_page": 38
      }
    },
    {
      "id": "ca06bb1f-6f89-4bfa-b612-35e444ed8e57",
      "metric_id": "financial.book_value_per_share",
      "metric_name": "book value per share",
      "value": 26.83,
      "unit": "INR",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 row-format label match: book_value_per_share",
        "source_page": null
      }
    },
    {
      "id": "ce3c62da-547c-407c-984e-a297a357fff4",
      "metric_id": "distribution.general.channel.insurance_marketing_firm.premium",
      "metric_name": "Insurance Marketing Firm premium",
      "value": 1205,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "d53f2f39-fa63-4357-9e42-bfae92a7c62c",
      "metric_id": "distribution.general.channel.direct_business_online.premium",
      "metric_name": "Direct Business – Online premium",
      "value": 12058,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "d69a2385-e849-4c1a-9348-d0192b6272e0",
      "metric_id": "financial.combined_ratio",
      "metric_name": "combined ratio",
      "value": 108,
      "unit": "%",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 row-format label match: combined_ratio",
        "source_page": null
      }
    },
    {
      "id": "d6d95237-3c50-42af-9a5e-32166317a1fa",
      "metric_id": "financial.investment_npa.gross_pct",
      "metric_name": "gross npa ratio",
      "value": 0,
      "unit": "%",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-30-NON-PERFORMING-ASSETS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "pdfs/care-health/consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-27",
        "extraction_note": "NL-30 row 3, TOTAL column 10",
        "source_page": 38
      }
    },
    {
      "id": "d8cd04cd-5066-49fa-8c3e-aa7ec2a3c103",
      "metric_id": "financial.investment_mix.segment.real_estate_subsidiaries",
      "metric_name": "real estate & subsidiaries",
      "value": 4085,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-12-INVESTMENT-SCHEDULE",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "d8de592e-3a79-4969-a389-a3a9649de586",
      "metric_id": "financial.underwriting_balance_ratio",
      "metric_name": "underwriting balance ratio",
      "value": -7,
      "unit": "%",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 row-format label match: underwriting_balance",
        "source_page": null
      }
    },
    {
      "id": "e5e886cd-9ff5-42f6-b1eb-ba3d22827e5f",
      "metric_id": "distribution.general.channel.corporate_agents_others.premium",
      "metric_name": "Corporate Agents – Others premium",
      "value": 21328,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "e611da94-757a-4495-8647-756b91768ded",
      "metric_id": "financial.combined_ratio.segment.personal_accident",
      "metric_name": "personal accident combined ratio",
      "value": 107,
      "unit": "%",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 segmental table, personal_accident row immediately after label, col 8",
        "source_page": null
      }
    },
    {
      "id": "e92ba812-b5f2-4aeb-a580-085bab1f4adf",
      "metric_id": "financial.net_earning_ratio",
      "metric_name": "net earning ratio",
      "value": 2,
      "unit": "%",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 row-format label match: net_earning_ratio",
        "source_page": null
      }
    },
    {
      "id": "eec7327c-e73a-47dc-99f1-5174b09edcb6",
      "metric_id": "distribution.general.channel.web_aggregators.premium",
      "metric_name": "Web Aggregators premium",
      "value": 385,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "f2071a54-0548-435e-974a-ac0997475684",
      "metric_id": "financial.investment_mix.segment.debentures_bonds",
      "metric_name": "debentures & bonds",
      "value": 117350,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-12-INVESTMENT-SCHEDULE",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "f6eeeead-d19b-4981-b5f4-38134a6f1022",
      "metric_id": "distribution.general.channel.individual_agents.policies",
      "metric_name": "Individual Agents policies",
      "value": 411982,
      "unit": "count",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "f7083e53-4b60-439a-85f0-855e733e55dd",
      "metric_id": "financial.operating_profit_ratio",
      "metric_name": "operating profit ratio",
      "value": 0,
      "unit": "%",
      "reporting_period_label": "Q2 FY25-26",
      "reporting_period_end": "2025-09-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q2 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 row-format label match: operating_profit_ratio",
        "source_page": null
      }
    },
    {
      "id": "06fc1088-f69c-4fcd-8557-b8b701826cf7",
      "metric_id": "financial.combined_ratio.segment.travel",
      "metric_name": "travel combined ratio",
      "value": 123,
      "unit": "%",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 segmental table, travel row immediately after label, col 8",
        "source_page": null
      }
    },
    {
      "id": "092a2a0d-bdf2-4ab2-81b6-cec596c381ec",
      "metric_id": "distribution.general.channel.direct_business_online.premium",
      "metric_name": "Direct Business – Online premium",
      "value": 11584,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "0c5d90e7-02af-4602-b5ba-38fd68a090a9",
      "metric_id": "financial.gdp_growth_rate",
      "metric_name": "gross direct premium growth rate",
      "value": 6,
      "unit": "%",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 row-format label match: gdp_growth_rate",
        "source_page": null
      }
    },
    {
      "id": "0dcb0e08-85db-478b-80f2-e31a2448b2c4",
      "metric_id": "financial.gross_direct_premium.segment.travel",
      "metric_name": "travel segment premium",
      "value": 4159,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "0ed879f3-2fba-4672-a730-dd020903a5be",
      "metric_id": "financial.investment_exposure.central_govt_securities_pct",
      "metric_name": "central govt. securities",
      "value": 24.9,
      "unit": "%",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-28B-EXPOSURE-NORMS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "0f20a2fc-e803-4899-a6b3-db73b8e7f96e",
      "metric_id": "financial.incurred_claim_ratio.net",
      "metric_name": "incurred claims ratio",
      "value": 77,
      "unit": "%",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 row-format label match: icr",
        "source_page": null
      }
    },
    {
      "id": "1a98a094-406b-4005-b65b-845fc044c2fe",
      "metric_id": "financial.expense_ratio.nonlife.gdp",
      "metric_name": "expense ratio to gross premium",
      "value": 34,
      "unit": "%",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 row-format label match: expense_gdp",
        "source_page": null
      }
    },
    {
      "id": "1cf83bae-1266-4513-9bc4-45ad36e2392e",
      "metric_id": "distribution.general.channel.brokers.premium",
      "metric_name": "Brokers premium",
      "value": 70941,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "288c0a0d-15f3-4563-ba6d-6f31e157bb27",
      "metric_id": "financial.investment_npa.gross_pct",
      "metric_name": "gross npa ratio",
      "value": 0,
      "unit": "%",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-30-NON-PERFORMING-ASSETS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "pdfs/care-health/consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-27",
        "extraction_note": "NL-30 row 3, TOTAL column 10",
        "source_page": 38
      }
    },
    {
      "id": "2b7f10b4-bfed-444f-9eca-48337fd43713",
      "metric_id": "financial.net_earning_ratio",
      "metric_name": "net earning ratio",
      "value": -1,
      "unit": "%",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 row-format label match: net_earning_ratio",
        "source_page": null
      }
    },
    {
      "id": "2c20d6bb-121c-4212-8e49-e0d01ac4ed32",
      "metric_id": "financial.investment_npa.provision_pct",
      "metric_name": "npa provision coverage",
      "value": 0,
      "unit": "%",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-30-NON-PERFORMING-ASSETS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "pdfs/care-health/consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-27",
        "extraction_note": "NL-30 row 5, TOTAL column 10",
        "source_page": 38
      }
    },
    {
      "id": "2cc7fcf4-b436-473b-b54d-ea2216c5336d",
      "metric_id": "financial.investment_npa.gross_amount",
      "metric_name": "gross npa (amount)",
      "value": 0,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-30-NON-PERFORMING-ASSETS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "pdfs/care-health/consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-27",
        "extraction_note": "NL-30 row 2, TOTAL column 10",
        "source_page": 38
      }
    },
    {
      "id": "32d86d98-f7f5-40be-a80b-69d80e5d6a69",
      "metric_id": "financial.investment_exposure.housing_infra_pct",
      "metric_name": "housing & infrastructure",
      "value": 43,
      "unit": "%",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-28B-EXPOSURE-NORMS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "33e33389-aef2-4ac6-9f8b-93a82c192a27",
      "metric_id": "distribution.general.channel.direct_business_online.policies",
      "metric_name": "Direct Business – Online policies",
      "value": 62123,
      "unit": "count",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "34888bc7-e49a-4542-a59f-00885c324066",
      "metric_id": "distribution.general.channel.insurance_marketing_firm.premium",
      "metric_name": "Insurance Marketing Firm premium",
      "value": 1190,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "37fadcc0-1cd1-42fc-b327-032130d86bcc",
      "metric_id": "financial.claims_paid_to_provisioned_ratio",
      "metric_name": "claims paid to provisioned ratio",
      "value": 0.98,
      "unit": "%",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "3bb541c8-63f2-48fd-ac07-96b6e917bcff",
      "metric_id": "financial.expense_ratio.nonlife.nwp",
      "metric_name": "expense ratio",
      "value": 33,
      "unit": "%",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 row-format label match: expense_nwp",
        "source_page": null
      }
    },
    {
      "id": "3c52d095-3ef0-4095-abd2-a60f820dce19",
      "metric_id": "financial.combined_ratio.segment.personal_accident",
      "metric_name": "personal accident combined ratio",
      "value": 96,
      "unit": "%",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 segmental table, personal_accident row immediately after label, col 8",
        "source_page": null
      }
    },
    {
      "id": "4275785a-5a38-4c39-8dc5-0ed16f4bcd13",
      "metric_id": "distribution.general.channel.brokers.policies",
      "metric_name": "Brokers policies",
      "value": 160392,
      "unit": "count",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "45999e96-7f34-4017-b0cb-691e857eed4e",
      "metric_id": "distribution.general.channel.pos_direct.premium",
      "metric_name": "Point of Sales Person (Direct) premium",
      "value": 2389,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "490d479e-699e-4670-967a-fad8ff8ddeef",
      "metric_id": "financial.gross_direct_premium.segment.personal_accident",
      "metric_name": "personal accident segment premium",
      "value": 4093,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "4984a9a6-0fc0-4047-ab1e-19f6520dfb6d",
      "metric_id": "financial.investment_mix.segment.debentures_bonds",
      "metric_name": "debentures & bonds",
      "value": 108735,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-12-INVESTMENT-SCHEDULE",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "4ec72fc0-fdc2-4885-9fac-5db54ac10250",
      "metric_id": "distribution.general.channel.corporate_agents_banks.policies",
      "metric_name": "Corporate Agents – Banks policies",
      "value": 32985,
      "unit": "count",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "52b4cd24-fcbd-4838-a0ff-3ab4a38ae3ea",
      "metric_id": "distribution.general.channel.web_aggregators.policies",
      "metric_name": "Web Aggregators policies",
      "value": 1149,
      "unit": "count",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "5399df45-9bb3-4f24-a717-806402860ec3",
      "metric_id": "financial.net_commission_ratio",
      "metric_name": "net commission ratio",
      "value": 17,
      "unit": "%",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 row-format label match: net_commission_ratio",
        "source_page": null
      }
    },
    {
      "id": "5713d5e4-04e8-4412-9f36-541ef10d7f30",
      "metric_id": "financial.networth_growth_rate",
      "metric_name": "net worth growth rate",
      "value": -1,
      "unit": "%",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 row-format label match: networth_growth_rate",
        "source_page": null
      }
    },
    {
      "id": "6d041907-e668-4c6d-848a-20298a30dce9",
      "metric_id": "financial.underwriting_balance_ratio",
      "metric_name": "underwriting balance ratio",
      "value": -11,
      "unit": "%",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 row-format label match: underwriting_balance",
        "source_page": null
      }
    },
    {
      "id": "7340ed7b-619f-4a60-ac25-8fbf55eadba0",
      "metric_id": "distribution.general.channel.individual_agents.policies",
      "metric_name": "Individual Agents policies",
      "value": 348119,
      "unit": "count",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "75d54c73-fff9-432d-a724-740bbcbea738",
      "metric_id": "financial.investment_income_ratio",
      "metric_name": "investment income ratio",
      "value": 2,
      "unit": "%",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 row-format label match: investment_income_ratio",
        "source_page": null
      }
    },
    {
      "id": "81846b11-83b1-466f-8b41-b5b6c6c24523",
      "metric_id": "financial.incurred_claim_ratio.segment.health",
      "metric_name": "health incurred claims ratio",
      "value": 78,
      "unit": "%",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 segmental table, health row immediately after label, col 6",
        "source_page": null
      }
    },
    {
      "id": "84497dc6-6dfd-4c59-9469-1761a018aade",
      "metric_id": "financial.investment_mix.segment.mutual_funds",
      "metric_name": "mutual funds",
      "value": 32186,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-12-INVESTMENT-SCHEDULE",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "86ed2f3c-0e1d-4579-a419-cce1e65dd2c6",
      "metric_id": "financial.incurred_claim_ratio.segment.personal_accident",
      "metric_name": "personal accident incurred claims ratio",
      "value": 33,
      "unit": "%",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 segmental table, personal_accident row immediately after label, col 6",
        "source_page": null
      }
    },
    {
      "id": "90eebc70-6150-487f-98ff-2add774ff411",
      "metric_id": "financial.solvency_ratio",
      "metric_name": "solvency ratio",
      "value": 1.66,
      "unit": "x",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-26-SOLVENCY-MARGIN",
        "reporting_period": "Q1 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-26 solvency ratio regex",
        "source_page": null
      }
    },
    {
      "id": "9d5b2274-1b42-4051-8520-40dbd78c15fd",
      "metric_id": "financial.investment_mix.segment.infrastructure_housing",
      "metric_name": "infrastructure & housing",
      "value": 374932,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-12-INVESTMENT-SCHEDULE",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "9e05ca3f-9552-4bbd-93e6-001f42b29de2",
      "metric_id": "distribution.general.channel.direct_business_officers_employees.policies",
      "metric_name": "Direct Business – Officers/Employees policies",
      "value": 12547,
      "unit": "count",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "a51862b2-0a8b-44df-a858-4eff105c6cda",
      "metric_id": "financial.gross_direct_premium.segment.health",
      "metric_name": "health segment premium",
      "value": 196691,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-4-PREMIUM-SCHEDULE",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "a59b580b-70a1-40b4-8a42-58ca6c742807",
      "metric_id": "financial.combined_ratio",
      "metric_name": "combined ratio",
      "value": 110,
      "unit": "%",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 row-format label match: combined_ratio",
        "source_page": null
      }
    },
    {
      "id": "a81ad67d-e1ba-4104-807d-ded17f8a3f38",
      "metric_id": "financial.available_solvency_margin",
      "metric_name": "available solvency margin",
      "value": 220786,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-26-SOLVENCY-MARGIN",
        "reporting_period": "Q1 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-26 ASM regex",
        "source_page": null
      }
    },
    {
      "id": "ab96dfb3-a169-4ebd-8c9c-634bd99ad456",
      "metric_id": "financial.investment_mix.segment.government_securities",
      "metric_name": "government securities",
      "value": 217418,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-12-INVESTMENT-SCHEDULE",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "adc0c843-85d1-4d74-85be-fbdaab8df39d",
      "metric_id": "distribution.general.channel.web_aggregators.premium",
      "metric_name": "Web Aggregators premium",
      "value": 394,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "bbf28cad-cd8e-4192-aabd-5ee0f6aba2ce",
      "metric_id": "financial.incurred_claim_ratio.segment.travel",
      "metric_name": "travel incurred claims ratio",
      "value": 48,
      "unit": "%",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 segmental table, travel row immediately after label, col 6",
        "source_page": null
      }
    },
    {
      "id": "c1086315-16a6-4d26-8c6e-e2ab7f0fc0c2",
      "metric_id": "distribution.general.channel.corporate_agents_others.policies",
      "metric_name": "Corporate Agents – Others policies",
      "value": 16124,
      "unit": "count",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "c3a0c0d1-a3ce-4f23-847a-5140468bcb89",
      "metric_id": "distribution.general.channel.insurance_marketing_firm.policies",
      "metric_name": "Insurance Marketing Firm policies",
      "value": 4623,
      "unit": "count",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "c51a6d72-cd17-4245-b777-9b9502224e48",
      "metric_id": "financial.net_retention_ratio",
      "metric_name": "net retention ratio",
      "value": 77,
      "unit": "%",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 row-format label match: net_retention",
        "source_page": null
      }
    },
    {
      "id": "c7a19af4-d88e-4b73-999d-4644d3f98830",
      "metric_id": "financial.technical_reserves_to_premium_ratio",
      "metric_name": "technical reserves to premium ratio",
      "value": 2.59,
      "unit": "%",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "cbbab072-4ecd-4f68-a76f-86812f44a544",
      "metric_id": "distribution.general.channel.corporate_agents_banks.premium",
      "metric_name": "Corporate Agents – Banks premium",
      "value": 17472,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "d0df0bfa-570e-4447-8d43-1081bde29ad5",
      "metric_id": "financial.gross_written_premium",
      "metric_name": "gross written premium",
      "value": 2049.43,
      "unit": "crore",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-35-QUARTERLY-BUSINESS-RETURNS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-35 Grand Total YTD premium",
        "source_page": null
      }
    },
    {
      "id": "d1c553b8-5246-44d6-a282-ed7cbbed2312",
      "metric_id": "financial.investment_mix.segment.other_approved_securities",
      "metric_name": "other approved securities",
      "value": 84033,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-12-INVESTMENT-SCHEDULE",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "d23d845e-e775-4fdf-858b-b999772799d8",
      "metric_id": "distribution.general.channel.pos_direct.policies",
      "metric_name": "Point of Sales Person (Direct) policies",
      "value": 20164,
      "unit": "count",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "d4428f72-d1d8-4fbf-bb42-eb9d51755490",
      "metric_id": "distribution.general.channel.direct_business_officers_employees.premium",
      "metric_name": "Direct Business – Officers/Employees premium",
      "value": 3353,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "d44bac6d-2b3c-4042-9e48-f15e5fcaaa1c",
      "metric_id": "financial.profit_after_tax",
      "metric_name": "profit after tax",
      "value": -14.58,
      "unit": "crore",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-2-B-PL",
        "reporting_period": "Q1 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-2-B-PL PAT row, col 3",
        "source_page": null
      }
    },
    {
      "id": "d61a1cf1-1efd-4a49-a0ce-f1a6df110c51",
      "metric_id": "financial.operating_profit_ratio",
      "metric_name": "operating profit ratio",
      "value": -4,
      "unit": "%",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 row-format label match: operating_profit_ratio",
        "source_page": null
      }
    },
    {
      "id": "d8a9dbb4-b9f8-4fb1-ac8e-9fdd388884df",
      "metric_id": "financial.investment_exposure.govt_and_approved_securities_pct",
      "metric_name": "govt + approved securities",
      "value": 34.6,
      "unit": "%",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-28B-EXPOSURE-NORMS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "d9393130-5919-4dd4-9d3a-8d7bad12bb4d",
      "metric_id": "financial.investment_yield.net.quarterly",
      "metric_name": "net yield (quarterly)",
      "value": 1.4,
      "unit": "%",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-31-INVESTMENT-INCOME",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "defe8d66-5b6d-4d1f-bcde-66410f8051bd",
      "metric_id": "distribution.general.channel.corporate_agents_others.premium",
      "metric_name": "Corporate Agents – Others premium",
      "value": 19040,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "df931956-051a-499d-9031-b7be361dbe93",
      "metric_id": "financial.investment_mix.segment.real_estate_subsidiaries",
      "metric_name": "real estate & subsidiaries",
      "value": 3681,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-12-INVESTMENT-SCHEDULE",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "e059bc6f-6e86-44c8-ad28-d095ce41cc3c",
      "metric_id": "financial.investment_mix.segment.equity_preference_shares",
      "metric_name": "equity & preference shares",
      "value": 55727,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-12-INVESTMENT-SCHEDULE",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "e1a1f24b-d664-4b60-b268-25b633488f1b",
      "metric_id": "financial.required_solvency_margin",
      "metric_name": "required solvency margin",
      "value": 133377,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-26-SOLVENCY-MARGIN",
        "reporting_period": "Q1 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-26 RSM regex",
        "source_page": null
      }
    },
    {
      "id": "e7cfcccc-d53d-410a-969b-e6d5752fd550",
      "metric_id": "financial.earnings_per_share",
      "metric_name": "earnings per share",
      "value": -0.15,
      "unit": "INR",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 row-format label match: eps",
        "source_page": null
      }
    },
    {
      "id": "eb153613-aa2d-4f3f-8238-41d05796cd30",
      "metric_id": "distribution.general.channel.individual_agents.premium",
      "metric_name": "Individual Agents premium",
      "value": 78054,
      "unit": "INR_lakhs",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-36-BUSINESS-CHANNELS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "f0f57773-d35d-4a70-85e1-921d79ab84ce",
      "metric_id": "financial.book_value_per_share",
      "metric_name": "book value per share",
      "value": 23.78,
      "unit": "INR",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 row-format label match: book_value_per_share",
        "source_page": null
      }
    },
    {
      "id": "f4d8a027-4616-4e64-8fb7-edf4d3e1a54c",
      "metric_id": "financial.profit_before_tax",
      "metric_name": "profit before tax",
      "value": -18.95,
      "unit": "crore",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-2-B-PL",
        "reporting_period": "Q1 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-2-B-PL PBT row, col 3",
        "source_page": null
      }
    },
    {
      "id": "f5671a31-b1c4-4964-aa0b-94923e0ae539",
      "metric_id": "financial.investment_yield.gross.quarterly",
      "metric_name": "gross yield (quarterly)",
      "value": 1.9,
      "unit": "%",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-31-INVESTMENT-INCOME",
        "reporting_period": "Q1 FY25-26",
        "source_document": "textplor-vendor-2025-26-Q1.xlsx",
        "source_url": null,
        "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)",
        "last_verified": "2026-10-26",
        "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.",
        "source_page": null
      }
    },
    {
      "id": "fc671abf-2d03-4a11-bf23-7a537f6bc80e",
      "metric_id": "financial.gdp_to_networth_ratio",
      "metric_name": "gross direct premium to net worth ratio",
      "value": 88,
      "unit": "%",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 row-format label match: gdp_to_networth_ratio",
        "source_page": null
      }
    },
    {
      "id": "fece7cbe-3844-4dd7-8b3a-589fc6e0074d",
      "metric_id": "financial.combined_ratio.segment.health",
      "metric_name": "health combined ratio",
      "value": 110,
      "unit": "%",
      "reporting_period_label": "Q1 FY25-26",
      "reporting_period_end": "2025-06-30",
      "provenance": {
        "reported_by": "care-health",
        "regulatory_form": "NL-20-ANALYTICAL-RATIOS",
        "reporting_period": "Q1 FY25-26",
        "source_document": "consolidated.pdf",
        "source_url": null,
        "extracted_by": "irw_adapter v1",
        "last_verified": "2026-10-28",
        "extraction_note": "NL-20 segmental table, health row immediately after label, col 8",
        "source_page": null
      }
    },
    {
      "id": "286c0fa8-2fb1-4e16-a359-ef0b04bf5413",
      "metric_id": "claims.settlement_ratio.nonlife.count",
      "metric_name": "claim settlement ratio",
      "value": 95.1855,
      "unit": "%",
      "reporting_period_label": "FY24-25",
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