{ "insurer": { "id": "aditya-birla-health", "slug": "aditya-birla-health", "name": "Aditya Birla Health Insurance", "seo_name": "Aditya Birla Health Insurance", "type": "health", "irdai_registration_number": "153", "registration_status": "active", "headquarters": "Mumbai", "website": "https://www.adityabirlacapital.com/healthinsurance", "disclosure_url": "https://www.adityabirlacapital.com/healthinsurance/downloads" }, "facts": [ { "id": "10d8be4a-9619-4453-b464-6110c5725479", "metric_id": "distribution.general.channel.individual_agents.policies", "metric_name": "Individual Agents policies", "value": 90784, "unit": "count", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q1 FY26-27", "source_document": "textplor-vendor-2026-27-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "19ca7f1a-132c-4b8a-845c-1552dc6a9205", "metric_id": "financial.gross_npa_ratio", "metric_name": "gross NPA ratio", "value": 0, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "NL_Q1_FY2026-27.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: gross_npa_ratio", "source_page": null } }, { "id": "1fbee38f-cfbc-47ec-92e1-01dba4d3af07", "metric_id": "financial.gross_direct_premium.segment.personal_accident", "metric_name": "personal accident segment premium", "value": 11350, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q1 FY26-27", "source_document": "textplor-vendor-2026-27-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "33e116c7-1d72-4390-a0d2-a68f256a5e7d", "metric_id": "financial.earnings_per_share", "metric_name": "earnings per share", "value": -1.56, "unit": "INR", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "NL_Q1_FY2026-27.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: eps", "source_page": null } }, { "id": "3ab0e5e0-e03a-4284-9827-e527091007b8", "metric_id": "financial.gross_direct_premium.segment.health", "metric_name": "health segment premium", "value": 188890, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q1 FY26-27", "source_document": "textplor-vendor-2026-27-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "3cf30f6f-e24f-4771-85ac-d18909582ce2", "metric_id": "financial.expense_ratio.nonlife.nwp", "metric_name": "expense ratio", "value": 26, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "textplor-vendor-2026-27-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "3d28ca5d-bdf6-43fb-b320-573c485adfd5", "metric_id": "distribution.general.channel.individual_agents.premium", "metric_name": "Individual Agents premium", "value": 21634, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q1 FY26-27", "source_document": "textplor-vendor-2026-27-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "3d7968fc-ccdd-44af-83cb-576256c573ab", "metric_id": "financial.incurred_claim_ratio.segment.travel", "metric_name": "travel incurred claims ratio", "value": 248, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "NL_Q1_FY2026-27.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 segmental table, travel row immediately after label, col 7", "source_page": null } }, { "id": "43d21172-229f-4dbe-afa0-80dc75f32eb4", "metric_id": "financial.profit_before_tax", "metric_name": "profit before tax", "value": -88.47, "unit": "crore", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-2-B-PL", "reporting_period": "Q1 FY26-27", "source_document": "textplor-vendor-2026-27-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "4588e1d2-0776-466a-9324-8971b157a6c2", "metric_id": "distribution.general.channel.web_aggregators.premium", "metric_name": "Web Aggregators premium", "value": 95, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q1 FY26-27", "source_document": "textplor-vendor-2026-27-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "4c9e8360-2efe-4e60-a6f7-abb582636cb9", "metric_id": "financial.investment_mix.segment.debentures_bonds", "metric_name": "debentures & bonds", "value": 102176, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-12-INVESTMENT-SCHEDULE", "reporting_period": "Q1 FY26-27", "source_document": "textplor-vendor-2026-27-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "5b2788cc-c796-452f-872c-1f7d83f411ec", "metric_id": "distribution.general.channel.web_aggregators.policies", "metric_name": "Web Aggregators policies", "value": 431, "unit": "count", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q1 FY26-27", "source_document": "textplor-vendor-2026-27-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "606952f0-3245-4511-b0b9-4b01ccdaa65c", "metric_id": "financial.gdp_growth_rate", "metric_name": "gross direct premium growth rate", "value": 51, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "NL_Q1_FY2026-27.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: gdp_growth_rate", "source_page": null } }, { "id": "617ad707-f47f-4cdb-a05e-cbd833becfd9", "metric_id": "financial.profit_after_tax", "metric_name": "profit after tax", "value": -88.47, "unit": "crore", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-2-B-PL", "reporting_period": "Q1 FY26-27", "source_document": "textplor-vendor-2026-27-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "6a53326b-89d3-41c7-9834-7a1eb40e5a3e", "metric_id": "distribution.general.channel.brokers.premium", "metric_name": "Brokers premium", "value": 120316, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q1 FY26-27", "source_document": "textplor-vendor-2026-27-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "6d403234-62d4-4837-bb64-e114cf803093", "metric_id": "distribution.general.channel.corporate_agents_others.premium", "metric_name": "Corporate Agents – Others premium", "value": 23983, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q1 FY26-27", "source_document": "textplor-vendor-2026-27-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "6f88fc73-5409-42bf-a55f-a6a6b0459cdd", "metric_id": "financial.combined_ratio.segment.personal_accident", "metric_name": "personal accident combined ratio", "value": 97, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "NL_Q1_FY2026-27.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 segmental table, personal_accident row immediately after label, col 9", "source_page": null } }, { "id": "6fae9ed1-4d32-45bb-a495-4eb10673e0a1", "metric_id": "financial.gross_written_premium", "metric_name": "gross written premium", "value": 2355.83, "unit": "crore", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-35-QUARTERLY-BUSINESS-RETURNS", "reporting_period": "Q1 FY26-27", "source_document": "NL_Q1_FY2026-27.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-35 Grand Total YTD premium", "source_page": null } }, { "id": "7142803d-a287-4333-b2d2-78101507ed02", "metric_id": "financial.investment_yield.net.quarterly", "metric_name": "net yield (quarterly)", "value": 1.79, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-31-INVESTMENT-INCOME", "reporting_period": "Q1 FY26-27", "source_document": "textplor-vendor-2026-27-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "7c4b698b-3dac-4394-bcf5-f8d16880c246", "metric_id": "financial.incurred_claim_ratio.net", "metric_name": "incurred claims ratio", "value": 84, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "NL_Q1_FY2026-27.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "id": "7d89c159-b8b2-4aa9-bb94-829fadbb2070", "metric_id": "distribution.general.channel.insurance_marketing_firm.premium", "metric_name": "Insurance Marketing Firm premium", "value": 145, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q1 FY26-27", "source_document": "textplor-vendor-2026-27-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "817d04ab-a88a-4817-9979-6bbe68bb7d16", "metric_id": "financial.combined_ratio.segment.health", "metric_name": "health combined ratio", "value": 110, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "textplor-vendor-2026-27-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "82399973-589a-482f-bf5c-448432ac020a", "metric_id": "financial.investment_mix.segment.mutual_funds", "metric_name": "mutual funds", "value": 32061, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-12-INVESTMENT-SCHEDULE", "reporting_period": "Q1 FY26-27", "source_document": "textplor-vendor-2026-27-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "849d7681-80f3-42df-819a-9d33f4c812c9", "metric_id": "distribution.general.channel.corporate_agents_banks.policies", "metric_name": "Corporate Agents – Banks policies", "value": 85396, "unit": "count", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q1 FY26-27", "source_document": "textplor-vendor-2026-27-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "875c526b-ea26-4315-8c81-a8ed7ab81644", "metric_id": "distribution.general.channel.pos_direct.premium", "metric_name": "Point of Sales Person (Direct) premium", "value": 86, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q1 FY26-27", "source_document": "textplor-vendor-2026-27-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "895be52d-9f8e-4efd-a4c1-13c68d80d5a9", "metric_id": "distribution.general.channel.direct_business_officers_employees.policies", "metric_name": "Direct Business – Officers/Employees policies", "value": 11007, "unit": "count", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q1 FY26-27", "source_document": "textplor-vendor-2026-27-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "89658391-abb6-4c16-a4a3-1840fa7033c0", "metric_id": "financial.investment_exposure.housing_infra_pct", "metric_name": "housing & infrastructure", "value": 17.59, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-28B-EXPOSURE-NORMS", "reporting_period": "Q1 FY26-27", "source_document": "textplor-vendor-2026-27-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "94974c5a-6fe5-440f-bfe7-6b2d2c917a56", "metric_id": "distribution.general.channel.insurance_marketing_firm.policies", "metric_name": "Insurance Marketing Firm policies", "value": 448, "unit": "count", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q1 FY26-27", "source_document": "textplor-vendor-2026-27-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "966eb123-37d1-4542-9532-a67f02da0f3f", "metric_id": "financial.required_solvency_margin", "metric_name": "required solvency margin", "value": 113719, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q1 FY26-27", "source_document": "NL_Q1_FY2026-27.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-26 RSM regex", "source_page": null } }, { "id": "968b96be-582c-41a1-ac4e-ef5a9e4857bd", "metric_id": "financial.net_npa_ratio", "metric_name": "net NPA ratio", "value": 0, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "NL_Q1_FY2026-27.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: net_npa_ratio", "source_page": null } }, { "id": "98669997-b973-4645-ba70-23125dab58ea", "metric_id": "financial.investment_mix.segment.government_securities", "metric_name": "government securities", "value": 150874, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-12-INVESTMENT-SCHEDULE", "reporting_period": "Q1 FY26-27", "source_document": "textplor-vendor-2026-27-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "9bd13ce6-1720-4a12-aaf1-df60ad4004a3", "metric_id": "financial.net_commission_ratio", "metric_name": "net commission ratio", "value": 8, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "NL_Q1_FY2026-27.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: net_commission_ratio", "source_page": null } }, { "id": "9c1a9837-3af7-42f6-98ad-afeaa81721dc", "metric_id": "financial.investment_npa.gross_amount", "metric_name": "gross npa (amount)", "value": 0, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-30-NON-PERFORMING-ASSETS", "reporting_period": "Q1 FY26-27", "source_document": "textplor-vendor-2026-27-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "9de1da73-76cd-4d43-8ba4-59a7d24bdb41", "metric_id": "financial.combined_ratio", "metric_name": "combined ratio", "value": 110, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "NL_Q1_FY2026-27.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: combined_ratio", "source_page": null } }, { "id": "a1b5e27e-f937-469f-9549-e8c6444daf50", "metric_id": "financial.expense_ratio.nonlife.gdp", "metric_name": "expense ratio to gross premium", "value": 35, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "textplor-vendor-2026-27-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "a7e07191-cb31-40a7-a234-55c85aa72f71", "metric_id": "financial.incurred_claim_ratio.segment.health", "metric_name": "health incurred claims ratio", "value": 85, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "textplor-vendor-2026-27-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "b0c2858f-73fe-4707-a83b-9a4593642668", "metric_id": "financial.incurred_claim_ratio.segment.personal_accident", "metric_name": "personal accident incurred claims ratio", "value": 60, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "NL_Q1_FY2026-27.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 segmental table, personal_accident row immediately after label, col 7", "source_page": null } }, { "id": "b142b3b5-c590-445b-b1e5-c1ce10ca657b", "metric_id": "financial.underwriting_balance_ratio", "metric_name": "underwriting balance ratio", "value": -15, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "NL_Q1_FY2026-27.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: underwriting_balance", "source_page": null } }, { "id": "b594bf55-0f15-427c-b091-f5ed63c2e553", "metric_id": "financial.net_earning_ratio", "metric_name": "net earning ratio", "value": -6, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "NL_Q1_FY2026-27.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: net_earning_ratio", "source_page": null } }, { "id": "b94cd164-43c7-4298-8362-76f39ef76a57", "metric_id": "distribution.general.channel.direct_business_officers_employees.premium", "metric_name": "Direct Business – Officers/Employees premium", "value": 7409, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q1 FY26-27", "source_document": "textplor-vendor-2026-27-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "ba08da6a-7466-4e57-9457-1100368d07fc", "metric_id": "financial.solvency_ratio", "metric_name": "solvency ratio", "value": 1.58, "unit": "x", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q1 FY26-27", "source_document": "NL_Q1_FY2026-27.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-26 solvency ratio regex", "source_page": null } }, { "id": "bf8ba856-ff88-4dae-befb-362517dc08e5", "metric_id": "financial.book_value_per_share", "metric_name": "book value per share", "value": 33.72, "unit": "INR", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "NL_Q1_FY2026-27.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: book_value_per_share", "source_page": null } }, { "id": "c0c5c8d5-e5ba-413e-9a05-1090874ab622", "metric_id": "distribution.general.channel.corporate_agents_others.policies", "metric_name": "Corporate Agents – Others policies", "value": 6963, "unit": "count", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q1 FY26-27", "source_document": "textplor-vendor-2026-27-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "c141dcd6-3ec7-4273-b398-05a5e19b7bc9", "metric_id": "distribution.general.channel.brokers.policies", "metric_name": "Brokers policies", "value": 167407, "unit": "count", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q1 FY26-27", "source_document": "textplor-vendor-2026-27-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "c1b2e0b5-46a3-4f00-94e5-1311a0c90826", "metric_id": "financial.investment_exposure.central_govt_securities_pct", "metric_name": "central govt. securities", "value": 24.82, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-28B-EXPOSURE-NORMS", "reporting_period": "Q1 FY26-27", "source_document": "textplor-vendor-2026-27-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "c55c08f3-706d-4327-898c-c5935b1daef8", "metric_id": "distribution.general.channel.direct_business_online.premium", "metric_name": "Direct Business – Online premium", "value": 921, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q1 FY26-27", "source_document": "textplor-vendor-2026-27-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "c6c55067-08b5-4089-b830-f40e9f5ae7aa", "metric_id": "financial.investment_exposure.govt_and_approved_securities_pct", "metric_name": "govt + approved securities", "value": 53.08, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-28B-EXPOSURE-NORMS", "reporting_period": "Q1 FY26-27", "source_document": "textplor-vendor-2026-27-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "c7a67dea-03c2-4437-a5ac-65019b927584", "metric_id": "financial.technical_reserves_to_premium_ratio", "metric_name": "technical reserves to premium ratio", "value": 2.03, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "textplor-vendor-2026-27-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "cd16f7ff-3773-487b-99e1-8c7cec662a7c", "metric_id": "financial.net_retention_ratio", "metric_name": "net retention ratio", "value": 74, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "NL_Q1_FY2026-27.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: net_retention", "source_page": null } }, { "id": "cedf9037-655e-4c56-821a-4eebc841f3ad", "metric_id": "financial.gdp_to_networth_ratio", "metric_name": "gross direct premium to net worth ratio", "value": 104, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "NL_Q1_FY2026-27.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: gdp_to_networth_ratio", "source_page": null } }, { "id": "cf8f3151-f045-4b6f-bb6e-0539c2485034", "metric_id": "financial.investment_mix.segment.other_approved_securities", "metric_name": "other approved securities", "value": 171825, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-12-INVESTMENT-SCHEDULE", "reporting_period": "Q1 FY26-27", "source_document": "textplor-vendor-2026-27-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "d34614df-1177-43f5-9052-9b7dfaf52301", "metric_id": "financial.operating_profit_ratio", "metric_name": "operating profit ratio", "value": -8, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "NL_Q1_FY2026-27.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: operating_profit_ratio", "source_page": null } }, { "id": "d42ff0a2-5829-4222-8271-42d9fc5adbb8", "metric_id": "financial.gross_direct_premium.segment.travel", "metric_name": "travel segment premium", "value": 296, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q1 FY26-27", "source_document": "textplor-vendor-2026-27-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "d4a9b813-79ac-4997-82e3-c75f91ab3f86", "metric_id": "financial.networth_growth_rate", "metric_name": "net worth growth rate", "value": 6, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "NL_Q1_FY2026-27.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: networth_growth_rate", "source_page": null } }, { "id": "d925b70a-9f45-416d-a0e6-ada50b77a8cf", "metric_id": "distribution.general.channel.corporate_agents_banks.premium", "metric_name": "Corporate Agents – Banks premium", "value": 25947, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q1 FY26-27", "source_document": "textplor-vendor-2026-27-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "da400d4d-37f4-4a41-b295-984c8c399434", "metric_id": "distribution.general.channel.direct_business_online.policies", "metric_name": "Direct Business – Online policies", "value": 4743, "unit": "count", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q1 FY26-27", "source_document": "textplor-vendor-2026-27-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "e08ccd05-8dab-4c0c-80a8-f0f6f835a503", "metric_id": "financial.investment_mix.segment.other_investments", "metric_name": "other investments", "value": 149143, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-12-INVESTMENT-SCHEDULE", "reporting_period": "Q1 FY26-27", "source_document": "textplor-vendor-2026-27-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "e4bcfa4f-359f-47f5-b971-0f9cb66978a0", "metric_id": "financial.investment_mix.segment.equity_preference_shares", "metric_name": "equity & preference shares", "value": 1828, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-12-INVESTMENT-SCHEDULE", "reporting_period": "Q1 FY26-27", "source_document": "textplor-vendor-2026-27-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "e54d753e-7041-4f8b-a4a3-6e79d2c24f94", "metric_id": "financial.combined_ratio.segment.travel", "metric_name": "travel combined ratio", "value": 280, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "NL_Q1_FY2026-27.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 segmental table, travel row immediately after label, col 9", "source_page": null } }, { "id": "e700dd51-c31a-4749-aef4-efc18b111686", "metric_id": "financial.available_solvency_margin", "metric_name": "available solvency margin", "value": 179787, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q1 FY26-27", "source_document": "NL_Q1_FY2026-27.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-26 ASM regex", "source_page": null } }, { "id": "e7227026-40b5-4ca5-8903-d050b3c972c4", "metric_id": "distribution.general.channel.pos_direct.policies", "metric_name": "Point of Sales Person (Direct) policies", "value": 852, "unit": "count", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q1 FY26-27", "source_document": "textplor-vendor-2026-27-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "ebbf2873-b20c-4239-9609-79f918ef0aa8", "metric_id": "financial.investment_yield.gross.quarterly", "metric_name": "gross yield (quarterly)", "value": 1.79, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-31-INVESTMENT-INCOME", "reporting_period": "Q1 FY26-27", "source_document": "textplor-vendor-2026-27-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "f1660122-5216-4fae-b3d7-374dd9a99c4e", "metric_id": "financial.investment_npa.provision_pct", "metric_name": "npa provision coverage", "value": 0, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-30-NON-PERFORMING-ASSETS", "reporting_period": "Q1 FY26-27", "source_document": "textplor-vendor-2026-27-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "f230def2-8be8-4a23-af9c-5726061ee5b6", "metric_id": "financial.investment_income_ratio", "metric_name": "investment income ratio", "value": 2, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "NL_Q1_FY2026-27.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: investment_income_ratio", "source_page": null } }, { "id": "fde4cfd1-3e4e-4cee-982e-26d60f9095b0", "metric_id": "financial.claims_paid_to_provisioned_ratio", "metric_name": "claims paid to provisioned ratio", "value": 100, "unit": "%", "reporting_period_label": "Q1 FY26-27", "reporting_period_end": "2026-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY26-27", "source_document": "textplor-vendor-2026-27-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "06384ae1-c124-4a82-95d4-b66543bdbd69", "metric_id": "financial.gdp_to_networth_ratio", "metric_name": "gross direct premium to net worth ratio", "value": 100, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "NL_Q4_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: gdp_to_networth_ratio", "source_page": null } }, { "id": "0d2ea0c4-f40c-45f9-a089-72d72d0a86e3", "metric_id": "financial.gross_direct_premium.segment.travel", "metric_name": "travel segment premium", "value": 392, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q4 FY25-26", "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "0f64c9d4-3e30-41f6-85f8-94f95417162f", "metric_id": "financial.combined_ratio.segment.personal_accident", "metric_name": "personal accident combined ratio", "value": 66, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "NL_Q4_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, personal_accident row immediately after label, col 9", "source_page": null } }, { "id": "11274d57-7e32-4513-acb3-a04f23201985", "metric_id": "financial.investment_yield.net.annualized", "metric_name": "net yield (annualized)", "value": 7.3, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-31-INVESTMENT-INCOME", "reporting_period": "Q4 FY25-26", "source_document": "textplor-vendor-2025-26-FY.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "116f77c0-4904-4c5a-85f7-671f927cc10c", "metric_id": "financial.profit_before_tax", "metric_name": "profit before tax", "value": 221.72, "unit": "crore", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-2-B-PL", "reporting_period": "Q4 FY25-26", "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "161f81ce-37ec-466e-b6ae-4c60772cd1f0", "metric_id": "financial.combined_ratio", "metric_name": "combined ratio", "value": 87, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "NL_Q4_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: combined_ratio", "source_page": null } }, { "id": "1ec2dc85-bcc2-466d-81a5-86226e89701c", "metric_id": "distribution.general.channel.brokers.premium", "metric_name": "Brokers premium", "value": 91683, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q4 FY25-26", "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "205e2211-4786-4555-a9f7-de89461f0bf3", "metric_id": "distribution.general.channel.individual_agents.premium", "metric_name": "Individual Agents premium", "value": 29809, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q4 FY25-26", "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "2241f3b2-2a61-4f95-885a-1fe60dee3f78", "metric_id": "financial.gross_direct_premium.segment.health", "metric_name": "health segment premium", "value": 171454, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q4 FY25-26", "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "2e15cf49-f8cb-4eaf-82fb-b8871b3e4012", "metric_id": "financial.investment_mix.segment.equity_preference_shares", "metric_name": "equity & preference shares", "value": 1705, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-12-INVESTMENT-SCHEDULE", "reporting_period": "Q4 FY25-26", "source_document": "textplor-vendor-2025-26-FY.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "32bf3722-a177-4cce-9c1c-eb1bde22e99b", "metric_id": "financial.incurred_claim_ratio.segment.personal_accident", "metric_name": "personal accident incurred claims ratio", "value": 44, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "NL_Q4_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, personal_accident row immediately after label, col 7", "source_page": null } }, { "id": "335638a6-0d90-4a65-a077-f6b633d82cf8", "metric_id": "distribution.general.channel.corporate_agents_banks.policies", "metric_name": "Corporate Agents – Banks policies", "value": 101072, "unit": "count", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q4 FY25-26", "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "3b883ba7-2c86-4f6a-8a16-b6d6da20cbc8", "metric_id": "distribution.general.channel.insurance_marketing_firm.premium", "metric_name": "Insurance Marketing Firm premium", "value": 247, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q4 FY25-26", "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "457ee7f4-a868-4060-9596-7881f3f64294", "metric_id": "distribution.general.channel.individual_agents.policies", "metric_name": "Individual Agents policies", "value": 132509, "unit": "count", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q4 FY25-26", "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "45b77b9c-b3a0-4fc4-be6b-690f803af4b7", "metric_id": "financial.gdp_growth_rate", "metric_name": "gross direct premium growth rate", "value": 14, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "NL_Q4_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: gdp_growth_rate", "source_page": null } }, { "id": "465200a4-df1d-4d49-b4cb-76cbffd997e8", "metric_id": "financial.investment_yield.gross.annualized", "metric_name": "gross yield (annualized)", "value": 7.3, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-31-INVESTMENT-INCOME", "reporting_period": "Q4 FY25-26", "source_document": "textplor-vendor-2025-26-FY.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "497076ba-4582-4553-a17c-99e7c5b3b243", "metric_id": "financial.networth_growth_rate", "metric_name": "net worth growth rate", "value": 23, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "NL_Q4_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: networth_growth_rate", "source_page": null } }, { "id": "499f33a5-8c10-49df-91ff-5f21a72430c0", "metric_id": "distribution.general.channel.insurance_marketing_firm.policies", "metric_name": "Insurance Marketing Firm policies", "value": 432, "unit": "count", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q4 FY25-26", "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "49c6e8d4-703d-4bc3-ba21-2707c38f1634", "metric_id": "financial.investment_mix.segment.other_investments", "metric_name": "other investments", "value": 157151, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-12-INVESTMENT-SCHEDULE", "reporting_period": "Q4 FY25-26", "source_document": "textplor-vendor-2025-26-FY.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "4bf10a83-6181-4ec9-a5bb-9360a86e09f0", "metric_id": "financial.investment_exposure.central_govt_securities_pct", "metric_name": "central govt. securities", "value": 23.74, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-28B-EXPOSURE-NORMS", "reporting_period": "Q4 FY25-26", "source_document": "textplor-vendor-2025-26-FY.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "52ca5b52-3fc8-47b5-8766-5e56febadcc8", "metric_id": "distribution.general.channel.corporate_agents_banks.premium", "metric_name": "Corporate Agents – Banks premium", "value": 31723, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q4 FY25-26", "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "5b5e91a3-04a1-4b02-a7ab-0ddd2a360176", "metric_id": "financial.investment_mix.segment.mutual_funds", "metric_name": "mutual funds", "value": 24358, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-12-INVESTMENT-SCHEDULE", "reporting_period": "Q4 FY25-26", "source_document": "textplor-vendor-2025-26-FY.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "61667624-9c9b-418c-b2c1-b93e3130e107", "metric_id": "financial.investment_mix.segment.government_securities", "metric_name": "government securities", "value": 159906, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-12-INVESTMENT-SCHEDULE", "reporting_period": "Q4 FY25-26", "source_document": "textplor-vendor-2025-26-FY.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "776f735c-c9e3-4303-af88-dd72d206fa8b", "metric_id": "financial.investment_npa.gross_amount", "metric_name": "gross npa (amount)", "value": 0, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-30-NON-PERFORMING-ASSETS", "reporting_period": "Q4 FY25-26", "source_document": "textplor-vendor-2025-26-FY.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "77ed5588-df4c-46e4-8f07-56d41d5f53ed", "metric_id": "financial.investment_exposure.govt_and_approved_securities_pct", "metric_name": "govt + approved securities", "value": 51.5, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-28B-EXPOSURE-NORMS", "reporting_period": "Q4 FY25-26", "source_document": "textplor-vendor-2025-26-FY.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "79c2ad47-31f1-468a-b002-889e038d99c9", "metric_id": "financial.investment_exposure.housing_infra_pct", "metric_name": "housing & infrastructure", "value": 18.97, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-28B-EXPOSURE-NORMS", "reporting_period": "Q4 FY25-26", "source_document": "textplor-vendor-2025-26-FY.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "7ab4788b-dfbf-4d6c-b2b4-2f915989b965", "metric_id": "financial.expense_ratio.nonlife.nwp", "metric_name": "expense ratio", "value": 24, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "NL_Q4_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: expense_nwp", "source_page": null } }, { "id": "8de8310e-112d-4c31-88b4-405a7426beff", "metric_id": "financial.net_earning_ratio", "metric_name": "net earning ratio", "value": 14, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "NL_Q4_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: net_earning_ratio", "source_page": null } }, { "id": "9681b2e5-da7c-4dbb-a97d-d196c1419f5c", "metric_id": "financial.profit_after_tax", "metric_name": "profit after tax", "value": 221.72, "unit": "crore", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-2-B-PL", "reporting_period": "Q4 FY25-26", "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "9bf31889-2566-45de-8fff-190924890d31", "metric_id": "financial.earnings_per_share", "metric_name": "earnings per share", "value": 4.01, "unit": "INR", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "NL_Q4_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: eps", "source_page": null } }, { "id": "9ffbcca5-7252-4907-b97f-1d158922254b", "metric_id": "distribution.general.channel.web_aggregators.premium", "metric_name": "Web Aggregators premium", "value": 107, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q4 FY25-26", "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "a0caff66-22d4-4428-997a-ce3928154609", "metric_id": "financial.gross_direct_premium.segment.personal_accident", "metric_name": "personal accident segment premium", "value": 10162, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q4 FY25-26", "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "a52fd324-fe1b-4dbb-be64-1f39714c620c", "metric_id": "financial.expense_ratio.nonlife.gdp", "metric_name": "expense ratio to gross premium", "value": 37, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "NL_Q4_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: expense_gdp", "source_page": null } }, { "id": "a889fc98-21d8-4f98-8eb3-a436ab0d2a2b", "metric_id": "financial.book_value_per_share", "metric_name": "book value per share", "value": 32.53, "unit": "INR", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "NL_Q4_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: book_value_per_share", "source_page": null } }, { "id": "ac896f9f-c09a-4c0f-8e8b-54dd63978f5d", "metric_id": "financial.combined_ratio.segment.travel", "metric_name": "travel combined ratio", "value": 116, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "NL_Q4_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, travel row immediately after label, col 9", "source_page": null } }, { "id": "aceb71f4-5591-46d9-b255-67af2bd6be83", "metric_id": "distribution.general.channel.corporate_agents_others.premium", "metric_name": "Corporate Agents – Others premium", "value": 22944, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q4 FY25-26", "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "b07354ce-e06c-4e65-93c4-b85d5c758923", "metric_id": "distribution.general.channel.pos_direct.premium", "metric_name": "Point of Sales Person (Direct) premium", "value": 119, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q4 FY25-26", "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "b1eba229-7218-413e-9825-f0e56561dce1", "metric_id": "financial.operating_profit_ratio", "metric_name": "operating profit ratio", "value": 15, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "NL_Q4_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: operating_profit_ratio", "source_page": null } }, { "id": "b3bfb35a-4e10-4beb-a311-025cbd014d32", "metric_id": "financial.investment_mix.segment.other_approved_securities", "metric_name": "other approved securities", "value": 130607, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-12-INVESTMENT-SCHEDULE", "reporting_period": "Q4 FY25-26", "source_document": "textplor-vendor-2025-26-FY.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "bf3a3797-31bd-4d4c-8e00-c62593030dbf", "metric_id": "distribution.general.channel.web_aggregators.policies", "metric_name": "Web Aggregators policies", "value": 518, "unit": "count", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q4 FY25-26", "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "c04d9507-d1e1-49a2-ae57-0063b790b48a", "metric_id": "financial.gross_npa_ratio", "metric_name": "gross NPA ratio", "value": 0, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "NL_Q4_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: gross_npa_ratio", "source_page": null } }, { "id": "c0646542-8524-4780-82f4-52c702d5c9d4", "metric_id": "financial.incurred_claim_ratio.segment.travel", "metric_name": "travel incurred claims ratio", "value": 71, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "NL_Q4_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 segmental table, travel row immediately after label, col 7", "source_page": null } }, { "id": "c0cb863a-6888-406a-b184-053cef97bb19", "metric_id": "distribution.general.channel.direct_business_online.policies", "metric_name": "Direct Business – Online policies", "value": 6517, "unit": "count", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q4 FY25-26", "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "c10301c5-5553-4508-80a7-64faf0fe1be6", "metric_id": "financial.incurred_claim_ratio.net", "metric_name": "incurred claims ratio", "value": 63, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "NL_Q4_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "id": "c4a9d088-7b80-4e8c-8fe1-3ae4dd76c716", "metric_id": "financial.underwriting_balance_ratio", "metric_name": "underwriting balance ratio", "value": 9, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "NL_Q4_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: underwriting_balance", "source_page": null } }, { "id": "c806cd6a-faeb-4b1b-b888-02d8937ca870", "metric_id": "financial.investment_mix.segment.debentures_bonds", "metric_name": "debentures & bonds", "value": 90133, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-12-INVESTMENT-SCHEDULE", "reporting_period": "Q4 FY25-26", "source_document": "textplor-vendor-2025-26-FY.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "d7a4fffb-c4b2-4469-a077-f17b44b636d5", "metric_id": "financial.available_solvency_margin", "metric_name": "available solvency margin", "value": 170661, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q4 FY25-26", "source_document": "NL_Q4_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-26 ASM regex", "source_page": null } }, { "id": "d8dc9639-35aa-4c6f-b64c-9f4d5c76cedc", "metric_id": "financial.required_solvency_margin", "metric_name": "required solvency margin", "value": 102829, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q4 FY25-26", "source_document": "NL_Q4_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-26 RSM regex", "source_page": null } }, { "id": "dd218319-62f2-4176-8b88-8c6fbce85178", "metric_id": "financial.net_commission_ratio", "metric_name": "net commission ratio", "value": 8, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "NL_Q4_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: net_commission_ratio", "source_page": null } }, { "id": "de3651cf-2a29-443d-b260-17d43fb57aa9", "metric_id": "distribution.general.channel.corporate_agents_others.policies", "metric_name": "Corporate Agents – Others policies", "value": 8112, "unit": "count", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q4 FY25-26", "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "e0760c31-376c-4c77-b521-513ebb5a8c22", "metric_id": "distribution.general.channel.direct_business_online.premium", "metric_name": "Direct Business – Online premium", "value": 1227, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q4 FY25-26", "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "e9723d6a-4b29-4586-a021-372cbb066324", "metric_id": "financial.investment_income_ratio", "metric_name": "investment income ratio", "value": 2, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "NL_Q4_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: investment_income_ratio", "source_page": null } }, { "id": "edf1bad9-6800-436f-b7fa-6928bcfd25b1", "metric_id": "distribution.general.channel.direct_business_officers_employees.policies", "metric_name": "Direct Business – Officers/Employees policies", "value": 13898, "unit": "count", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q4 FY25-26", "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "ee6b0d44-7de5-4f8e-8f95-311f31b8fdb4", "metric_id": "distribution.general.channel.pos_direct.policies", "metric_name": "Point of Sales Person (Direct) policies", "value": 1275, "unit": "count", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q4 FY25-26", "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "f001ab22-f26f-439c-acaf-43bfb5fa0726", "metric_id": "financial.net_npa_ratio", "metric_name": "net NPA ratio", "value": 0, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "NL_Q4_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: net_npa_ratio", "source_page": null } }, { "id": "f258fcc1-68a0-41f4-a57d-66cd89b91951", "metric_id": "financial.solvency_ratio", "metric_name": "solvency ratio", "value": 1.66, "unit": "x", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q4 FY25-26", "source_document": "NL_Q4_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-26 solvency ratio regex", "source_page": null } }, { "id": "f3bed2cd-8320-4ca7-82f7-2287fd2bfe6d", "metric_id": "distribution.general.channel.direct_business_officers_employees.premium", "metric_name": "Direct Business – Officers/Employees premium", "value": 4148, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q4 FY25-26", "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "f49255ce-15ea-4313-ab0e-fd81475bc0e9", "metric_id": "distribution.general.channel.brokers.policies", "metric_name": "Brokers policies", "value": 167126, "unit": "count", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q4 FY25-26", "source_document": "textplor-vendor-2025-26-FY.xlsx minus 9M.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "f5629f66-0678-4c6f-bb92-1d7f32b3a5c1", "metric_id": "financial.net_retention_ratio", "metric_name": "net retention ratio", "value": 74, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY25-26", "source_document": "NL_Q4_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-31", "extraction_note": "NL-20 row-format label match: net_retention", "source_page": null } }, { "id": "f8c6207e-03b7-4e4e-a675-fac0e756acae", "metric_id": "financial.investment_npa.provision_pct", "metric_name": "npa provision coverage", "value": 0, "unit": "%", "reporting_period_label": "Q4 FY25-26", "reporting_period_end": "2026-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-30-NON-PERFORMING-ASSETS", "reporting_period": "Q4 FY25-26", "source_document": "textplor-vendor-2025-26-FY.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "015dabfb-59b5-4dc3-acd1-ad85fdb0e4be", "metric_id": "distribution.general.channel.individual_agents.premium", "metric_name": "Individual Agents premium", "value": 21601, "unit": "INR_lakhs", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q3 FY25-26", "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "02256f75-95b2-4b9b-b274-a40a62b1cd0e", "metric_id": "financial.investment_npa.gross_amount", "metric_name": "gross npa (amount)", "value": 0, "unit": "INR_lakhs", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-30-NON-PERFORMING-ASSETS", "reporting_period": "Q3 FY25-26", "source_document": "textplor-vendor-2025-26-9M.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "0377eadf-e3bc-47f0-bf76-06cc8bf10a1d", "metric_id": "financial.networth_growth_rate", "metric_name": "net worth growth rate", "value": 5, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "NL_Q3_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: networth_growth_rate", "source_page": null } }, { "id": "0b0afbe1-4d32-4706-8e3f-22a5370a2616", "metric_id": "financial.operating_profit_ratio", "metric_name": "operating profit ratio", "value": -8, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "NL_Q3_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: operating_profit_ratio", "source_page": null } }, { "id": "0c29c692-5698-410e-b8e8-68fc5d2a40c8", "metric_id": "distribution.general.channel.direct_business_officers_employees.premium", "metric_name": "Direct Business – Officers/Employees premium", "value": 9242, "unit": "INR_lakhs", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q3 FY25-26", "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "1407b152-8bc6-4ca5-bfa7-3f6973e3f4a6", "metric_id": "distribution.general.channel.corporate_agents_others.premium", "metric_name": "Corporate Agents – Others premium", "value": 20257, "unit": "INR_lakhs", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q3 FY25-26", "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "142d78e5-e742-4374-a8dd-b226f073af8b", "metric_id": "financial.expense_ratio.nonlife.nwp", "metric_name": "expense ratio", "value": 29, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "NL_Q3_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: expense_nwp", "source_page": null } }, { "id": "1678d22a-6fdd-4843-a93e-636f622945bd", "metric_id": "financial.investment_mix.segment.other_investments", "metric_name": "other investments", "value": 124751, "unit": "INR_lakhs", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-12-INVESTMENT-SCHEDULE", "reporting_period": "Q3 FY25-26", "source_document": "textplor-vendor-2025-26-9M.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "20c6db56-4351-4bad-b5ee-e1e8b34a2451", "metric_id": "financial.investment_mix.segment.equity_preference_shares", "metric_name": "equity & preference shares", "value": 15, "unit": "INR_lakhs", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-12-INVESTMENT-SCHEDULE", "reporting_period": "Q3 FY25-26", "source_document": "textplor-vendor-2025-26-9M.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "324decb3-08e6-44d8-8844-8990620b3ccf", "metric_id": "distribution.general.channel.individual_agents.policies", "metric_name": "Individual Agents policies", "value": 100497, "unit": "count", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q3 FY25-26", "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "523feb56-a767-43bc-a590-c43bfce519a5", "metric_id": "financial.combined_ratio", "metric_name": "combined ratio", "value": 110, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "NL_Q3_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: combined_ratio", "source_page": null } }, { "id": "546a0c2b-26c6-45cb-a5bf-6d1fc03d8e69", "metric_id": "financial.investment_mix.segment.other_approved_securities", "metric_name": "other approved securities", "value": 155909, "unit": "INR_lakhs", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-12-INVESTMENT-SCHEDULE", "reporting_period": "Q3 FY25-26", "source_document": "textplor-vendor-2025-26-9M.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "557f89db-12bd-4a6c-8979-048259ba3062", "metric_id": "financial.investment_income_ratio", "metric_name": "investment income ratio", "value": 2, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "NL_Q3_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: investment_income_ratio", "source_page": null } }, { "id": "5d85089a-7420-4a76-b74a-dfae11dd1f59", "metric_id": "financial.gross_direct_premium.segment.health", "metric_name": "health segment premium", "value": 148991, "unit": "INR_lakhs", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q3 FY25-26", "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "617c9b70-0736-4cb7-9538-844e3fba427d", "metric_id": "financial.gdp_to_networth_ratio", "metric_name": "gross direct premium to net worth ratio", "value": 110, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "NL_Q3_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: gdp_to_networth_ratio", "source_page": null } }, { "id": "6881573d-ad3d-415b-8831-7e9a83e00364", "metric_id": "financial.underwriting_balance_ratio", "metric_name": "underwriting balance ratio", "value": -15, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "NL_Q3_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: underwriting_balance", "source_page": null } }, { "id": "698e7f68-ea60-4c2d-8af6-2a7ca5397b11", "metric_id": "financial.earnings_per_share", "metric_name": "earnings per share", "value": -1.4, "unit": "INR", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "NL_Q3_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: eps", "source_page": null } }, { "id": "6f6b69ca-e49c-42cc-a611-4e1857b110d5", "metric_id": "distribution.general.channel.corporate_agents_others.policies", "metric_name": "Corporate Agents – Others policies", "value": 6379, "unit": "count", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q3 FY25-26", "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "7120df2d-d76b-4d42-aed4-e659217d62c5", "metric_id": "financial.gdp_growth_rate", "metric_name": "gross direct premium growth rate", "value": 62, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "NL_Q3_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: gdp_growth_rate", "source_page": null } }, { "id": "740f69d9-13f6-44cb-95e1-604934028bbd", "metric_id": "financial.gross_npa_ratio", "metric_name": "gross NPA ratio", "value": 0, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "NL_Q3_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: gross_npa_ratio", "source_page": null } }, { "id": "7f8edf35-815f-4858-a65e-6e2788577aaa", "metric_id": "financial.solvency_ratio", "metric_name": "solvency ratio", "value": 1.53, "unit": "x", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q3 FY25-26", "source_document": "NL_Q3_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-26 solvency ratio regex", "source_page": null } }, { "id": "839f1cb5-6772-45e4-b2ab-765a9a8d7c79", "metric_id": "distribution.general.channel.web_aggregators.policies", "metric_name": "Web Aggregators policies", "value": 381, "unit": "count", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q3 FY25-26", "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "84447740-1d81-49ab-8e4e-a00f06b630df", "metric_id": "distribution.general.channel.direct_business_online.premium", "metric_name": "Direct Business – Online premium", "value": 757, "unit": "INR_lakhs", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q3 FY25-26", "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "8633217e-c259-4842-8d1a-63839d1ac642", "metric_id": "distribution.general.channel.web_aggregators.premium", "metric_name": "Web Aggregators premium", "value": 80, "unit": "INR_lakhs", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q3 FY25-26", "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "870d59ad-5ddf-4122-9362-28d1c85979c5", "metric_id": "financial.investment_exposure.govt_and_approved_securities_pct", "metric_name": "govt + approved securities", "value": 54.02, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-28B-EXPOSURE-NORMS", "reporting_period": "Q3 FY25-26", "source_document": "textplor-vendor-2025-26-9M.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "8bee0a32-70f7-4b66-a68c-bba685cb185b", "metric_id": "financial.investment_exposure.central_govt_securities_pct", "metric_name": "central govt. securities", "value": 24.83, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-28B-EXPOSURE-NORMS", "reporting_period": "Q3 FY25-26", "source_document": "textplor-vendor-2025-26-9M.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "8eedb5a1-f094-4be8-adb9-544a62669fdd", "metric_id": "financial.net_retention_ratio", "metric_name": "net retention ratio", "value": 72, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "NL_Q3_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: net_retention", "source_page": null } }, { "id": "9527e970-e842-4b08-9c51-ac1df97a4a44", "metric_id": "distribution.general.channel.pos_direct.premium", "metric_name": "Point of Sales Person (Direct) premium", "value": 115, "unit": "INR_lakhs", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q3 FY25-26", "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "98702388-2d6f-4fb8-898d-40839c96f8e4", "metric_id": "distribution.general.channel.insurance_marketing_firm.policies", "metric_name": "Insurance Marketing Firm policies", "value": 258, "unit": "count", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q3 FY25-26", "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "9e858bcc-ebac-4683-a1e6-d3d2e742846c", "metric_id": "financial.incurred_claim_ratio.segment.personal_accident", "metric_name": "personal accident incurred claims ratio", "value": 30, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "NL_Q3_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 segmental table, personal_accident row immediately after label, col 7", "source_page": null } }, { "id": "a2d2bae4-ca0d-425b-a050-50e61284cd33", "metric_id": "distribution.general.channel.corporate_agents_banks.premium", "metric_name": "Corporate Agents – Banks premium", "value": 29765, "unit": "INR_lakhs", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q3 FY25-26", "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "a345ef29-6309-44db-b241-348c62a86411", "metric_id": "distribution.general.channel.pos_direct.policies", "metric_name": "Point of Sales Person (Direct) policies", "value": 1402, "unit": "count", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q3 FY25-26", "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "a9dbd486-067f-46bf-a661-e14053f87ca4", "metric_id": "financial.gross_direct_premium.segment.travel", "metric_name": "travel segment premium", "value": 527, "unit": "INR_lakhs", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q3 FY25-26", "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "abd328bd-49a8-41db-b3ed-ea776b77683d", "metric_id": "distribution.general.channel.corporate_agents_banks.policies", "metric_name": "Corporate Agents – Banks policies", "value": 84953, "unit": "count", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q3 FY25-26", "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "ae209a9f-69ca-47c2-9603-7c3e3573fec8", "metric_id": "financial.investment_mix.segment.mutual_funds", "metric_name": "mutual funds", "value": 31197, "unit": "INR_lakhs", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-12-INVESTMENT-SCHEDULE", "reporting_period": "Q3 FY25-26", "source_document": "textplor-vendor-2025-26-9M.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "b10e1120-fb84-40e2-9618-e673c4ab50af", "metric_id": "financial.expense_ratio.nonlife.gdp", "metric_name": "expense ratio to gross premium", "value": 40, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "NL_Q3_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: expense_gdp", "source_page": null } }, { "id": "b2de6c61-79e8-4beb-b12c-7af5c83500d7", "metric_id": "financial.investment_mix.segment.debentures_bonds", "metric_name": "debentures & bonds", "value": 85599, "unit": "INR_lakhs", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-12-INVESTMENT-SCHEDULE", "reporting_period": "Q3 FY25-26", "source_document": "textplor-vendor-2025-26-9M.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "b30a5081-28c7-4e2b-a3ed-49002f9222e7", "metric_id": "distribution.general.channel.insurance_marketing_firm.premium", "metric_name": "Insurance Marketing Firm premium", "value": 96, "unit": "INR_lakhs", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q3 FY25-26", "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "bacd14a2-7c7c-4727-9832-c3f523b40417", "metric_id": "financial.incurred_claim_ratio.segment.travel", "metric_name": "travel incurred claims ratio", "value": 43, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "NL_Q3_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 segmental table, travel row immediately after label, col 7", "source_page": null } }, { "id": "bbd58fc3-c6be-420e-b220-0cb095d8bc37", "metric_id": "financial.investment_mix.segment.government_securities", "metric_name": "government securities", "value": 127868, "unit": "INR_lakhs", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-12-INVESTMENT-SCHEDULE", "reporting_period": "Q3 FY25-26", "source_document": "textplor-vendor-2025-26-9M.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "bd84c916-20c8-4dfd-8a4d-d291982a17cb", "metric_id": "financial.profit_after_tax", "metric_name": "profit after tax", "value": -77.43, "unit": "crore", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-2-B-PL", "reporting_period": "Q3 FY25-26", "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "bed593ef-3930-4ee1-97d6-d0dcf551f117", "metric_id": "financial.net_earning_ratio", "metric_name": "net earning ratio", "value": -6, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "NL_Q3_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: net_earning_ratio", "source_page": null } }, { "id": "befc247c-9e0b-41fd-81ff-ff3539b72953", "metric_id": "distribution.general.channel.brokers.policies", "metric_name": "Brokers policies", "value": 120796, "unit": "count", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q3 FY25-26", "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "c214e725-fe68-4500-8b6f-ada0f35d41a6", "metric_id": "financial.net_npa_ratio", "metric_name": "net NPA ratio", "value": 0, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "NL_Q3_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: net_npa_ratio", "source_page": null } }, { "id": "d7f0d48e-9e96-4f59-8a57-42a7c4975eeb", "metric_id": "distribution.general.channel.direct_business_online.policies", "metric_name": "Direct Business – Online policies", "value": 4037, "unit": "count", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q3 FY25-26", "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "dd84f453-796f-4603-a00d-351b5485b3f1", "metric_id": "financial.gross_direct_premium.segment.personal_accident", "metric_name": "personal accident segment premium", "value": 20316, "unit": "INR_lakhs", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q3 FY25-26", "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "dfef6daa-01c6-467a-a3a7-0cca854c9302", "metric_id": "distribution.general.channel.direct_business_officers_employees.policies", "metric_name": "Direct Business – Officers/Employees policies", "value": 8699, "unit": "count", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q3 FY25-26", "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "e1b9ba4a-fef5-4ee5-8c60-6727e1705c4b", "metric_id": "financial.required_solvency_margin", "metric_name": "required solvency margin", "value": 93816, "unit": "INR_lakhs", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q3 FY25-26", "source_document": "NL_Q3_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-26 RSM regex", "source_page": null } }, { "id": "e3637c8e-83f1-4ccc-b220-12de44a5b605", "metric_id": "financial.net_commission_ratio", "metric_name": "net commission ratio", "value": 5, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "NL_Q3_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: net_commission_ratio", "source_page": null } }, { "id": "e8fb2403-ce32-44a1-88e7-ed09e6099d83", "metric_id": "financial.available_solvency_margin", "metric_name": "available solvency margin", "value": 143986, "unit": "INR_lakhs", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q3 FY25-26", "source_document": "NL_Q3_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-26 ASM regex", "source_page": null } }, { "id": "e902c7a0-1f9d-42c2-a580-9f643ca2eea0", "metric_id": "financial.combined_ratio.segment.travel", "metric_name": "travel combined ratio", "value": 92, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "NL_Q3_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 segmental table, travel row immediately after label, col 9", "source_page": null } }, { "id": "eae27e7f-b5c6-49f3-b9de-68c8cde52de3", "metric_id": "financial.book_value_per_share", "metric_name": "book value per share", "value": 27.84, "unit": "INR", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "NL_Q3_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: book_value_per_share", "source_page": null } }, { "id": "f0d98465-e4e6-47db-8df5-9f3c630a2513", "metric_id": "financial.profit_before_tax", "metric_name": "profit before tax", "value": -77.43, "unit": "crore", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-2-B-PL", "reporting_period": "Q3 FY25-26", "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "f8a6f262-7506-47db-8b4e-de26e9a6b786", "metric_id": "distribution.general.channel.brokers.premium", "metric_name": "Brokers premium", "value": 87923, "unit": "INR_lakhs", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q3 FY25-26", "source_document": "textplor-vendor-2025-26-9M.xlsx minus H1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "fad3d262-3dec-4272-a595-0d41188a3684", "metric_id": "financial.incurred_claim_ratio.net", "metric_name": "incurred claims ratio", "value": 81, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "NL_Q3_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "id": "ff88d247-44cd-45b2-9b9b-59391e7c29ce", "metric_id": "financial.combined_ratio.segment.personal_accident", "metric_name": "personal accident combined ratio", "value": 51, "unit": "%", "reporting_period_label": "Q3 FY25-26", "reporting_period_end": "2025-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY25-26", "source_document": "NL_Q3_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 segmental table, personal_accident row immediately after label, col 9", "source_page": null } }, { "id": "020605c2-590f-4b47-82f1-b8a837cbd4c0", "metric_id": "financial.book_value_per_share", "metric_name": "book value per share", "value": 29.23, "unit": "INR", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "NL_Q2_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: book_value_per_share", "source_page": null } }, { "id": "046e1e3f-c7bb-43a1-a32d-0c9dfdc8a1a1", "metric_id": "financial.combined_ratio.segment.personal_accident", "metric_name": "personal accident combined ratio", "value": 84, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "NL_Q2_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 segmental table, personal_accident row immediately after label, col 9", "source_page": null } }, { "id": "06040fd1-b486-41e0-8c7f-45ca9fb46f88", "metric_id": "financial.solvency_ratio", "metric_name": "solvency ratio", "value": 1.77, "unit": "x", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q2 FY25-26", "source_document": "NL_Q2_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-26 solvency ratio regex", "source_page": null } }, { "id": "086edc59-4e0a-45db-9a92-6a8020338cb7", "metric_id": "financial.investment_mix.segment.debentures_bonds", "metric_name": "debentures & bonds", "value": 77116, "unit": "INR_lakhs", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-12-INVESTMENT-SCHEDULE", "reporting_period": "Q2 FY25-26", "source_document": "textplor-vendor-2025-26-H1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "0dd08911-c7c4-4352-9728-2aadde82d510", "metric_id": "financial.investment_income_ratio", "metric_name": "investment income ratio", "value": 2, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "NL_Q2_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: investment_income_ratio", "source_page": null } }, { "id": "0e8850cc-2403-4190-ad76-874f4497ef27", "metric_id": "distribution.general.channel.direct_business_online.premium", "metric_name": "Direct Business – Online premium", "value": 642, "unit": "INR_lakhs", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q2 FY25-26", "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "1fa3c8e7-f7c8-4d6f-b1fa-6cd94df4042f", "metric_id": "financial.net_retention_ratio", "metric_name": "net retention ratio", "value": 71, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "NL_Q2_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: net_retention", "source_page": null } }, { "id": "1fe1d9be-5f4b-46f1-b52f-2f986952aff6", "metric_id": "financial.net_npa_ratio", "metric_name": "net NPA ratio", "value": 0, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "NL_Q2_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: net_npa_ratio", "source_page": null } }, { "id": "28eaca4a-30dc-4422-84d0-eaa9edfcf878", "metric_id": "financial.expense_ratio.nonlife.gdp", "metric_name": "expense ratio to gross premium", "value": 37, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "NL_Q2_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: expense_gdp", "source_page": null } }, { "id": "2cd12e0f-eeda-43b7-a33e-67985b328644", "metric_id": "financial.investment_exposure.govt_and_approved_securities_pct", "metric_name": "govt + approved securities", "value": 54.22, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-28B-EXPOSURE-NORMS", "reporting_period": "Q2 FY25-26", "source_document": "textplor-vendor-2025-26-H1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "2f535f62-4fc0-4163-801b-3e31fb91e015", "metric_id": "distribution.general.channel.brokers.policies", "metric_name": "Brokers policies", "value": 99183, "unit": "count", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q2 FY25-26", "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "306a82bc-aaee-4ceb-94f2-1e9d397382b2", "metric_id": "financial.investment_exposure.central_govt_securities_pct", "metric_name": "central govt. securities", "value": 23.79, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-28B-EXPOSURE-NORMS", "reporting_period": "Q2 FY25-26", "source_document": "textplor-vendor-2025-26-H1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "316710c7-604b-4d34-a0c6-a98c85694bd9", "metric_id": "financial.profit_before_tax", "metric_name": "profit before tax", "value": -65.94, "unit": "crore", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-2-B-PL", "reporting_period": "Q2 FY25-26", "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "31de2aaa-e986-4a8a-8630-7cc3bd94cfaf", "metric_id": "distribution.general.channel.individual_agents.premium", "metric_name": "Individual Agents premium", "value": 17451, "unit": "INR_lakhs", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q2 FY25-26", "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "4ac36e2e-3298-4837-b53d-fe973f60c000", "metric_id": "financial.incurred_claim_ratio.net", "metric_name": "incurred claims ratio", "value": 88, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "NL_Q2_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "id": "4b76f85d-b422-407a-9c19-525aafe49a79", "metric_id": "financial.investment_mix.segment.government_securities", "metric_name": "government securities", "value": 116833, "unit": "INR_lakhs", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-12-INVESTMENT-SCHEDULE", "reporting_period": "Q2 FY25-26", "source_document": "textplor-vendor-2025-26-H1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "4ca7ea43-9d6d-4643-9743-5340264bb711", "metric_id": "distribution.general.channel.insurance_marketing_firm.policies", "metric_name": "Insurance Marketing Firm policies", "value": 239, "unit": "count", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q2 FY25-26", "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "4f4cf2b3-1523-415f-9875-fe4cc0f8f28e", "metric_id": "distribution.general.channel.corporate_agents_others.policies", "metric_name": "Corporate Agents – Others policies", "value": 4178, "unit": "count", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q2 FY25-26", "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "5117ef4e-d5c3-4d28-89e6-e48ffe0bcf4b", "metric_id": "financial.networth_growth_rate", "metric_name": "net worth growth rate", "value": 10, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "NL_Q2_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: networth_growth_rate", "source_page": null } }, { "id": "54664df3-af5b-4a04-941e-87881d1e37af", "metric_id": "distribution.general.channel.pos_direct.policies", "metric_name": "Point of Sales Person (Direct) policies", "value": 838, "unit": "count", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q2 FY25-26", "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "58117a55-04e9-4431-bcf1-b346fc4c2e86", "metric_id": "financial.combined_ratio.segment.travel", "metric_name": "travel combined ratio", "value": 104, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "NL_Q2_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 segmental table, travel row immediately after label, col 9", "source_page": null } }, { "id": "5a9fd6eb-8fb7-44e9-ac49-fde6084af40f", "metric_id": "financial.gross_direct_premium.segment.personal_accident", "metric_name": "personal accident segment premium", "value": 6513, "unit": "INR_lakhs", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q2 FY25-26", "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "5c70cd6d-1766-4209-ac8c-fec1abab8036", "metric_id": "financial.profit_after_tax", "metric_name": "profit after tax", "value": -65.94, "unit": "crore", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-2-B-PL", "reporting_period": "Q2 FY25-26", "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "6cd92dca-2b34-49f9-8652-4269444d4efe", "metric_id": "financial.required_solvency_margin", "metric_name": "required solvency margin", "value": 84435, "unit": "INR_lakhs", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q2 FY25-26", "source_document": "NL_Q2_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-26 RSM regex", "source_page": null } }, { "id": "7302cc9e-9ca5-4c3a-94c0-db51b0b205e7", "metric_id": "financial.available_solvency_margin", "metric_name": "available solvency margin", "value": 149774, "unit": "INR_lakhs", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q2 FY25-26", "source_document": "NL_Q2_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-26 ASM regex", "source_page": null } }, { "id": "773f0629-0e83-4ee3-b907-0e9ffd74fc4c", "metric_id": "distribution.general.channel.corporate_agents_banks.premium", "metric_name": "Corporate Agents – Banks premium", "value": 26018, "unit": "INR_lakhs", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q2 FY25-26", "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "79cc87c6-33a8-42a9-85f9-00e124a82c66", "metric_id": "distribution.general.channel.pos_direct.premium", "metric_name": "Point of Sales Person (Direct) premium", "value": 71, "unit": "INR_lakhs", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q2 FY25-26", "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "86775d03-29a8-4cc4-8282-06aa4678672a", "metric_id": "distribution.general.channel.direct_business_officers_employees.policies", "metric_name": "Direct Business – Officers/Employees policies", "value": 7461, "unit": "count", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q2 FY25-26", "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "8bfdb146-a24b-4833-9bc4-5cc55f6f6f33", "metric_id": "financial.investment_mix.segment.other_approved_securities", "metric_name": "other approved securities", "value": 149432, "unit": "INR_lakhs", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-12-INVESTMENT-SCHEDULE", "reporting_period": "Q2 FY25-26", "source_document": "textplor-vendor-2025-26-H1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "9402dfe4-09da-4a45-9037-6f752fcd3158", "metric_id": "distribution.general.channel.web_aggregators.policies", "metric_name": "Web Aggregators policies", "value": 343, "unit": "count", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q2 FY25-26", "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "9cc36eea-0c10-4e74-bd4c-4bf7fc34a019", "metric_id": "financial.investment_mix.segment.other_investments", "metric_name": "other investments", "value": 123921, "unit": "INR_lakhs", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-12-INVESTMENT-SCHEDULE", "reporting_period": "Q2 FY25-26", "source_document": "textplor-vendor-2025-26-H1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "9ec33749-7d64-4919-9334-170336538847", "metric_id": "financial.gross_npa_ratio", "metric_name": "gross NPA ratio", "value": 0, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "NL_Q2_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: gross_npa_ratio", "source_page": null } }, { "id": "9ecfbe6d-d329-452c-bfaa-8df5d5379f03", "metric_id": "distribution.general.channel.corporate_agents_others.premium", "metric_name": "Corporate Agents – Others premium", "value": 17444, "unit": "INR_lakhs", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q2 FY25-26", "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "9f8137d7-d38d-4b7b-ac9e-d716dea54326", "metric_id": "financial.expense_ratio.nonlife.nwp", "metric_name": "expense ratio", "value": 25, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "NL_Q2_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: expense_nwp", "source_page": null } }, { "id": "a27e44ba-4bf6-446c-bb9a-500ebff78f52", "metric_id": "distribution.general.channel.direct_business_officers_employees.premium", "metric_name": "Direct Business – Officers/Employees premium", "value": 2769, "unit": "INR_lakhs", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q2 FY25-26", "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "b1b6c01e-0bf7-443b-9d98-c963e82519cc", "metric_id": "financial.gdp_to_networth_ratio", "metric_name": "gross direct premium to net worth ratio", "value": 86, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "NL_Q2_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: gdp_to_networth_ratio", "source_page": null } }, { "id": "b759cc64-9281-4be4-a6c6-ddd96f21d4a2", "metric_id": "financial.investment_exposure.housing_infra_pct", "metric_name": "housing & infrastructure", "value": 20.02, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-28B-EXPOSURE-NORMS", "reporting_period": "Q2 FY25-26", "source_document": "textplor-vendor-2025-26-H1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "b8036f0e-48d6-4ce1-a715-c2719abcb884", "metric_id": "financial.investment_npa.gross_amount", "metric_name": "gross npa (amount)", "value": 0, "unit": "INR_lakhs", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-30-NON-PERFORMING-ASSETS", "reporting_period": "Q2 FY25-26", "source_document": "textplor-vendor-2025-26-H1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "bf572933-471c-47f7-a6f8-4fa01481138f", "metric_id": "financial.earnings_per_share", "metric_name": "earnings per share", "value": -1.2, "unit": "INR", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "NL_Q2_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: eps", "source_page": null } }, { "id": "bfdf6dae-52e2-412f-b0c3-954de2e899f7", "metric_id": "financial.gdp_growth_rate", "metric_name": "gross direct premium growth rate", "value": 23, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "NL_Q2_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: gdp_growth_rate", "source_page": null } }, { "id": "c15da0d2-b473-4a11-a75a-611d90a396d8", "metric_id": "financial.underwriting_balance_ratio", "metric_name": "underwriting balance ratio", "value": -17, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "NL_Q2_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: underwriting_balance", "source_page": null } }, { "id": "c1705cc3-de96-4f1d-bd94-880313ba2238", "metric_id": "financial.incurred_claim_ratio.segment.travel", "metric_name": "travel incurred claims ratio", "value": 49, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "NL_Q2_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 segmental table, travel row immediately after label, col 7", "source_page": null } }, { "id": "c17fae7e-5628-4c50-86a2-2d79f96a51ef", "metric_id": "distribution.general.channel.individual_agents.policies", "metric_name": "Individual Agents policies", "value": 80499, "unit": "count", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q2 FY25-26", "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "c616233b-3657-4f64-a945-f16fcd77ea38", "metric_id": "distribution.general.channel.corporate_agents_banks.policies", "metric_name": "Corporate Agents – Banks policies", "value": 73498, "unit": "count", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q2 FY25-26", "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "cb38c68e-3fef-44ff-b6c7-2cfcf84a11ff", "metric_id": "financial.operating_profit_ratio", "metric_name": "operating profit ratio", "value": -9, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "NL_Q2_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: operating_profit_ratio", "source_page": null } }, { "id": "ce78975f-9b67-42f3-a901-04c7a3d1959b", "metric_id": "distribution.general.channel.insurance_marketing_firm.premium", "metric_name": "Insurance Marketing Firm premium", "value": 72, "unit": "INR_lakhs", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q2 FY25-26", "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "d4271c30-6d87-4474-9892-a6e3ae756fa9", "metric_id": "financial.net_earning_ratio", "metric_name": "net earning ratio", "value": -6, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "NL_Q2_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: net_earning_ratio", "source_page": null } }, { "id": "d42fc4af-75e0-4f6f-93d3-773b37436a5d", "metric_id": "financial.incurred_claim_ratio.segment.personal_accident", "metric_name": "personal accident incurred claims ratio", "value": 50, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "NL_Q2_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 segmental table, personal_accident row immediately after label, col 7", "source_page": null } }, { "id": "d4ef80e2-5275-4986-8aef-1f6804c1078f", "metric_id": "financial.net_commission_ratio", "metric_name": "net commission ratio", "value": 5, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "NL_Q2_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: net_commission_ratio", "source_page": null } }, { "id": "d7b61442-622b-488d-ab72-7fecfe3d9fb7", "metric_id": "distribution.general.channel.web_aggregators.premium", "metric_name": "Web Aggregators premium", "value": 66, "unit": "INR_lakhs", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q2 FY25-26", "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "dd28760a-bfac-4454-ab84-6863bf9140f4", "metric_id": "financial.gross_direct_premium.segment.travel", "metric_name": "travel segment premium", "value": 637, "unit": "INR_lakhs", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q2 FY25-26", "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "dfa4bc07-d28a-427f-b9c6-7231b6f1c5ce", "metric_id": "financial.investment_mix.segment.mutual_funds", "metric_name": "mutual funds", "value": 23780, "unit": "INR_lakhs", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-12-INVESTMENT-SCHEDULE", "reporting_period": "Q2 FY25-26", "source_document": "textplor-vendor-2025-26-H1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "e39275a9-228f-4d2c-9852-118b54c031cb", "metric_id": "financial.combined_ratio", "metric_name": "combined ratio", "value": 113, "unit": "%", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY25-26", "source_document": "NL_Q2_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-28", "extraction_note": "NL-20 row-format label match: combined_ratio", "source_page": null } }, { "id": "ed7e9879-c6fe-4535-8938-ad33c53ebea4", "metric_id": "distribution.general.channel.direct_business_online.policies", "metric_name": "Direct Business – Online policies", "value": 3531, "unit": "count", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q2 FY25-26", "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "f93d99cd-b666-425d-9531-0bc9883a2f78", "metric_id": "financial.investment_mix.segment.equity_preference_shares", "metric_name": "equity & preference shares", "value": 14, "unit": "INR_lakhs", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-12-INVESTMENT-SCHEDULE", "reporting_period": "Q2 FY25-26", "source_document": "textplor-vendor-2025-26-H1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "fe7a2662-dfbf-4662-b8f1-1ef89decf1f4", "metric_id": "distribution.general.channel.brokers.premium", "metric_name": "Brokers premium", "value": 74784, "unit": "INR_lakhs", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q2 FY25-26", "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "ffe009f8-f619-49e4-85bc-851d673ebefc", "metric_id": "financial.gross_direct_premium.segment.health", "metric_name": "health segment premium", "value": 132169, "unit": "INR_lakhs", "reporting_period_label": "Q2 FY25-26", "reporting_period_end": "2025-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q2 FY25-26", "source_document": "textplor-vendor-2025-26-H1.xlsx minus Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "11b4dd8c-9218-40f7-bb34-81fa8eb56bdb", "metric_id": "distribution.general.channel.corporate_agents_banks.premium", "metric_name": "Corporate Agents – Banks premium", "value": 21474, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "16591292-ce81-4f5f-84f7-966dc26580a0", "metric_id": "financial.investment_mix.segment.mutual_funds", "metric_name": "mutual funds", "value": 16184, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-12-INVESTMENT-SCHEDULE", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "17ba6aca-7752-4b43-9fe2-ee2b6b464ddb", "metric_id": "distribution.general.channel.pos_direct.policies", "metric_name": "Point of Sales Person (Direct) policies", "value": 511, "unit": "count", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "192b8464-4056-4111-8892-ac25ef556fac", "metric_id": "financial.investment_mix.segment.equity_preference_shares", "metric_name": "equity & preference shares", "value": 15, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-12-INVESTMENT-SCHEDULE", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "1f071c58-caf2-4fe6-aba7-3bd977224237", "metric_id": "distribution.general.channel.individual_agents.premium", "metric_name": "Individual Agents premium", "value": 13686, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "21ec7a3e-a11f-4966-a1cf-1c4c4e2577af", "metric_id": "financial.investment_mix.segment.other_investments", "metric_name": "other investments", "value": 128713, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-12-INVESTMENT-SCHEDULE", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "2444f39e-fb67-44c6-baae-3c7b2d2325cb", "metric_id": "financial.investment_npa.gross_amount", "metric_name": "gross npa (amount)", "value": 0, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-30-NON-PERFORMING-ASSETS", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "2a1f56f7-592c-493d-9de5-008baa4d1621", "metric_id": "financial.profit_before_tax", "metric_name": "profit before tax", "value": -36.25, "unit": "crore", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-2-B-PL", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "2c971d44-38da-4a42-bbe7-8140a0d805d1", "metric_id": "financial.solvency_ratio", "metric_name": "solvency ratio", "value": 1.85, "unit": "x", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q1 FY25-26", "source_document": "NL_Q1_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-26 solvency ratio regex", "source_page": null } }, { "id": "32df2a83-028f-4d7b-9235-4d9c2644f849", "metric_id": "financial.investment_mix.segment.other_approved_securities", "metric_name": "other approved securities", "value": 133174, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-12-INVESTMENT-SCHEDULE", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "3493a5e8-efa2-4859-9b47-4a2f9990bd61", "metric_id": "distribution.general.channel.corporate_agents_others.premium", "metric_name": "Corporate Agents – Others premium", "value": 18095, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "3f41690e-fdc3-4aa9-bff1-497ecf040ef5", "metric_id": "financial.gross_direct_premium.segment.personal_accident", "metric_name": "personal accident segment premium", "value": 4287, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "477fa4f9-b25f-4a0a-8d10-064177a4d9db", "metric_id": "financial.gross_npa_ratio", "metric_name": "gross NPA ratio", "value": 0, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "NL_Q1_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: gross_npa_ratio", "source_page": null } }, { "id": "49aaefb2-1b02-46b9-9e1a-8623563964bf", "metric_id": "distribution.general.channel.brokers.policies", "metric_name": "Brokers policies", "value": 93503, "unit": "count", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "503be6f4-5b55-40d9-b04d-4b377733de75", "metric_id": "distribution.general.channel.insurance_marketing_firm.premium", "metric_name": "Insurance Marketing Firm premium", "value": 73, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "51c00d07-c648-41a2-80d7-77f273482db4", "metric_id": "distribution.general.channel.web_aggregators.policies", "metric_name": "Web Aggregators policies", "value": 271, "unit": "count", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "538994f5-aa52-4db3-9071-e3f9c92b3d89", "metric_id": "financial.earnings_per_share", "metric_name": "earnings per share", "value": -0.67, "unit": "INR", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "NL_Q1_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: eps", "source_page": null } }, { "id": "545cf4db-e41b-45f3-a7d5-8949a180d121", "metric_id": "financial.investment_exposure.central_govt_securities_pct", "metric_name": "central govt. securities", "value": 25, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-28B-EXPOSURE-NORMS", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "5628613a-8ea6-434c-bbba-17556d3db66a", "metric_id": "financial.technical_reserves_to_premium_ratio", "metric_name": "technical reserves to premium ratio", "value": 2.22, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "5fc4867e-e7b7-40ae-aa6e-99e1f369224f", "metric_id": "financial.investment_yield.net.quarterly", "metric_name": "net yield (quarterly)", "value": 1.91, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-31-INVESTMENT-INCOME", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "64a0db47-8b33-4fe3-94dd-e82f1aa649e9", "metric_id": "financial.investment_exposure.govt_and_approved_securities_pct", "metric_name": "govt + approved securities", "value": 54, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-28B-EXPOSURE-NORMS", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "67397ec4-0ffd-4760-83b1-c342a4634cff", "metric_id": "distribution.general.channel.direct_business_online.premium", "metric_name": "Direct Business – Online premium", "value": 541, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "67aab9b8-c257-40c8-8db1-8c30cdf736fe", "metric_id": "financial.profit_after_tax", "metric_name": "profit after tax", "value": -36.25, "unit": "crore", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-2-B-PL", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "6ca2db30-7d84-4f32-9e2f-2b0391348e70", "metric_id": "distribution.general.channel.insurance_marketing_firm.policies", "metric_name": "Insurance Marketing Firm policies", "value": 239, "unit": "count", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "735e0699-d3dd-42a9-8e53-2b8aac454590", "metric_id": "financial.gdp_to_networth_ratio", "metric_name": "gross direct premium to net worth ratio", "value": 84, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "NL_Q1_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: gdp_to_networth_ratio", "source_page": null } }, { "id": "7547ccfe-b5ca-4621-957f-b266342bdbd4", "metric_id": "financial.expense_ratio.nonlife.nwp", "metric_name": "expense ratio", "value": 30, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "76fc040b-8f19-4bbd-a007-b889de8794ed", "metric_id": "financial.net_commission_ratio", "metric_name": "net commission ratio", "value": 10, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "NL_Q1_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: net_commission_ratio", "source_page": null } }, { "id": "78b957e3-7393-47f9-86b9-49c884b73e17", "metric_id": "financial.gdp_growth_rate", "metric_name": "gross direct premium growth rate", "value": 27, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "NL_Q1_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: gdp_growth_rate", "source_page": null } }, { "id": "7a6692b2-5e91-48c5-b7c0-f3a240103149", "metric_id": "financial.expense_ratio.nonlife.gdp", "metric_name": "expense ratio to gross premium", "value": 37, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "84acc5c8-96be-42a8-956e-747046182781", "metric_id": "financial.incurred_claim_ratio.segment.personal_accident", "metric_name": "personal accident incurred claims ratio", "value": 59, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "NL_Q1_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 segmental table, personal_accident row immediately after label, col 7", "source_page": null } }, { "id": "8bdeac2a-719f-4d94-835b-6897aa088e06", "metric_id": "financial.combined_ratio.segment.personal_accident", "metric_name": "personal accident combined ratio", "value": 108, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "NL_Q1_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 segmental table, personal_accident row immediately after label, col 9", "source_page": null } }, { "id": "930e53de-a176-429f-b022-23dd393218b3", "metric_id": "financial.investment_yield.gross.quarterly", "metric_name": "gross yield (quarterly)", "value": 1.91, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-31-INVESTMENT-INCOME", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "97ff92f5-d3d6-478d-8cd3-25d23fa5ba9c", "metric_id": "financial.combined_ratio", "metric_name": "combined ratio", "value": 111, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "NL_Q1_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: combined_ratio", "source_page": null } }, { "id": "9b23a6cf-e71c-44cf-bad3-958ae0ccd624", "metric_id": "financial.book_value_per_share", "metric_name": "book value per share", "value": 28.79, "unit": "INR", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "NL_Q1_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: book_value_per_share", "source_page": null } }, { "id": "9c408e1e-c13d-46b7-8253-002fe35a1dc4", "metric_id": "distribution.general.channel.corporate_agents_banks.policies", "metric_name": "Corporate Agents – Banks policies", "value": 64044, "unit": "count", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "9fc266e3-98cc-40d0-9f70-35ea94145428", "metric_id": "distribution.general.channel.pos_direct.premium", "metric_name": "Point of Sales Person (Direct) premium", "value": 39, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "aceb2d84-0efe-4e49-b900-77804202d99a", "metric_id": "financial.combined_ratio.segment.travel", "metric_name": "travel combined ratio", "value": 91, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "NL_Q1_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 segmental table, travel row immediately after label, col 9", "source_page": null } }, { "id": "b1107eb2-108d-4905-80c6-2852a89cd60d", "metric_id": "financial.gross_direct_premium.segment.health", "metric_name": "health segment premium", "value": 127081, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "b44e5ada-d052-44d7-8fa0-69cfcbf3c9e4", "metric_id": "financial.operating_profit_ratio", "metric_name": "operating profit ratio", "value": -6, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "NL_Q1_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: operating_profit_ratio", "source_page": null } }, { "id": "b46341f4-8e51-4f7c-b386-9f7b8ccf60cd", "metric_id": "distribution.general.channel.brokers.premium", "metric_name": "Brokers premium", "value": 73535, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "b4e6282e-d091-4a4e-ba75-0e0f11bd9b9a", "metric_id": "financial.gross_direct_premium.segment.travel", "metric_name": "travel segment premium", "value": 1297, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-4-PREMIUM-SCHEDULE", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "b505c53b-3901-43d5-b5f4-882f7434d7be", "metric_id": "financial.net_earning_ratio", "metric_name": "net earning ratio", "value": -4, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "NL_Q1_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: net_earning_ratio", "source_page": null } }, { "id": "b8d20a3b-e422-4c39-8180-438db5af3321", "metric_id": "financial.incurred_claim_ratio.segment.health", "metric_name": "health incurred claims ratio", "value": 82, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "bca68a25-31ed-45d7-944b-436899832bc5", "metric_id": "financial.incurred_claim_ratio.segment.travel", "metric_name": "travel incurred claims ratio", "value": 27, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "NL_Q1_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 segmental table, travel row immediately after label, col 7", "source_page": null } }, { "id": "c438ba57-5099-48b3-9e73-bb321d1a1a53", "metric_id": "distribution.general.channel.direct_business_officers_employees.premium", "metric_name": "Direct Business – Officers/Employees premium", "value": 5167, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "c64c770c-0b3a-4234-80db-d0f41e608f08", "metric_id": "financial.investment_npa.provision_pct", "metric_name": "npa provision coverage", "value": 0, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-30-NON-PERFORMING-ASSETS", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "cb34d9ea-8565-4813-a540-ee7cf6152ee9", "metric_id": "distribution.general.channel.web_aggregators.premium", "metric_name": "Web Aggregators premium", "value": 55, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "cedbe452-559e-4686-9bc4-ffc51f368a22", "metric_id": "financial.gross_written_premium", "metric_name": "gross written premium", "value": 1734.18, "unit": "crore", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-35-QUARTERLY-BUSINESS-RETURNS", "reporting_period": "Q1 FY25-26", "source_document": "NL_Q1_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-35 Grand Total YTD premium", "source_page": null } }, { "id": "cfac9041-6855-4e91-83a1-1bd7e8ecfcc1", "metric_id": "financial.available_solvency_margin", "metric_name": "available solvency margin", "value": 146030, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q1 FY25-26", "source_document": "NL_Q1_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-26 ASM regex", "source_page": null } }, { "id": "d2829e7d-d8db-400e-a9a8-23732f8f8466", "metric_id": "distribution.general.channel.individual_agents.policies", "metric_name": "Individual Agents policies", "value": 65089, "unit": "count", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "d82aebc3-3735-456c-90d1-a4f52dcfa0ec", "metric_id": "distribution.general.channel.direct_business_officers_employees.policies", "metric_name": "Direct Business – Officers/Employees policies", "value": 5547, "unit": "count", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "da8ed984-d4e1-4c98-afa2-ab9feccde7d0", "metric_id": "distribution.general.channel.direct_business_online.policies", "metric_name": "Direct Business – Online policies", "value": 3046, "unit": "count", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "dc5d93ee-73a3-4157-ab25-6486a593aeaf", "metric_id": "financial.combined_ratio.segment.health", "metric_name": "health combined ratio", "value": 111, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "dd629b79-c3b5-4991-9de3-acaeeaadd9c0", "metric_id": "financial.net_retention_ratio", "metric_name": "net retention ratio", "value": 74, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "NL_Q1_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: net_retention", "source_page": null } }, { "id": "deda8525-ec76-442b-a784-d2fe40c69e11", "metric_id": "financial.net_npa_ratio", "metric_name": "net NPA ratio", "value": 0, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "NL_Q1_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: net_npa_ratio", "source_page": null } }, { "id": "e2b0f781-76b3-41a7-a37d-1acd37f5bb85", "metric_id": "financial.claims_paid_to_provisioned_ratio", "metric_name": "claims paid to provisioned ratio", "value": 82, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "e651f9e3-b64c-49f8-ae4a-cd3ccfd11e89", "metric_id": "financial.investment_income_ratio", "metric_name": "investment income ratio", "value": 2, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "NL_Q1_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: investment_income_ratio", "source_page": null } }, { "id": "ecc4677a-7149-44b6-b881-e80ab95db574", "metric_id": "financial.investment_exposure.housing_infra_pct", "metric_name": "housing & infrastructure", "value": 21, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-28B-EXPOSURE-NORMS", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "f37c5c7d-bc8b-42af-92e2-4b1c19ad700b", "metric_id": "financial.underwriting_balance_ratio", "metric_name": "underwriting balance ratio", "value": -13, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "NL_Q1_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: underwriting_balance", "source_page": null } }, { "id": "f3af1049-6571-4f7b-947a-3d812d608652", "metric_id": "financial.investment_mix.segment.government_securities", "metric_name": "government securities", "value": 118228, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-12-INVESTMENT-SCHEDULE", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "f5b82ff6-80d6-4a96-9182-898b1569c79e", "metric_id": "distribution.general.channel.corporate_agents_others.policies", "metric_name": "Corporate Agents – Others policies", "value": 3333, "unit": "count", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-36-BUSINESS-CHANNELS", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "f5f845c7-f73c-4c70-8665-2cc5bfa7d36f", "metric_id": "financial.incurred_claim_ratio.net", "metric_name": "incurred claims ratio", "value": 80, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "NL_Q1_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "id": "f70f0ac0-f155-4d89-9664-ac8315ff0aaa", "metric_id": "financial.required_solvency_margin", "metric_name": "required solvency margin", "value": 78846, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q1 FY25-26", "source_document": "NL_Q1_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-26 RSM regex", "source_page": null } }, { "id": "fce56d9e-d587-4efe-8c7a-5344492a74f1", "metric_id": "financial.investment_mix.segment.debentures_bonds", "metric_name": "debentures & bonds", "value": 69623, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-12-INVESTMENT-SCHEDULE", "reporting_period": "Q1 FY25-26", "source_document": "textplor-vendor-2025-26-Q1.xlsx", "source_url": null, "extracted_by": "EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)", "last_verified": "2026-10-26", "extraction_note": "Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Seeds the new Investment Performance page -- first data this metric family has ever had. Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.", "source_page": null } }, { "id": "fd77cb48-368f-4bd2-b484-75e38a9fc380", "metric_id": "financial.networth_growth_rate", "metric_name": "net worth growth rate", "value": 7, "unit": "%", "reporting_period_label": "Q1 FY25-26", "reporting_period_end": "2025-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY25-26", "source_document": "NL_Q1_FY2025-26.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: networth_growth_rate", "source_page": null } }, { "id": "0c3beb0c-7f83-4e73-aa53-b6329426ab52", "metric_id": "financial.required_solvency_margin", "metric_name": "required solvency margin", "value": 74106, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q4 FY24-25", "source_document": "NL_Q4_FY2024-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-26 RSM regex", "source_page": null } }, { "id": "10ae3c93-8fcb-461c-ae72-db0626406c58", "metric_id": "financial.gdp_to_networth_ratio", "metric_name": "gross direct premium to net worth ratio", "value": 108, "unit": "%", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY24-25", "source_document": "NL_Q4_FY2024-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: gdp_to_networth_ratio", "source_page": null } }, { "id": "1313e95e-fee7-47d3-9bb5-76290c4b2659", "metric_id": "financial.net_npa_ratio", "metric_name": "net NPA ratio", "value": 0, "unit": "%", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY24-25", "source_document": "NL_Q4_FY2024-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: net_npa_ratio", "source_page": null } }, { "id": "16acf5ec-d020-47e7-ab6d-eb93d8b51682", "metric_id": "financial.networth_growth_rate", "metric_name": "net worth growth rate", "value": 38, "unit": "%", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY24-25", "source_document": "NL_Q4_FY2024-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: networth_growth_rate", "source_page": null } }, { "id": "402adf86-f54f-4dab-bc53-6361d2198118", "metric_id": "financial.operating_profit_ratio", "metric_name": "operating profit ratio", "value": 30, "unit": "%", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY24-25", "source_document": "NL_Q4_FY2024-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: operating_profit_ratio", "source_page": null } }, { "id": "4ecd3dfd-d90a-4cf3-a64d-a0c3d848781b", "metric_id": "financial.gdp_growth_rate", "metric_name": "gross direct premium growth rate", "value": 23, "unit": "%", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY24-25", "source_document": "NL_Q4_FY2024-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: gdp_growth_rate", "source_page": null } }, { "id": "52b03709-9a9d-4618-8319-0d6656f9b12e", "metric_id": "financial.book_value_per_share", "metric_name": "book value per share", "value": 27.49, "unit": "INR", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY24-25", "source_document": "NL_Q4_FY2024-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: book_value_per_share", "source_page": null } }, { "id": "54373042-4e1d-47e7-b47d-68d1847e0380", "metric_id": "financial.investment_income_ratio", "metric_name": "investment income ratio", "value": 2, "unit": "%", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY24-25", "source_document": "NL_Q4_FY2024-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: investment_income_ratio", "source_page": null } }, { "id": "6101514c-5755-4a43-95c9-0b2143826a46", "metric_id": "financial.gross_npa_ratio", "metric_name": "gross NPA ratio", "value": 0, "unit": "%", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY24-25", "source_document": "NL_Q4_FY2024-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: gross_npa_ratio", "source_page": null } }, { "id": "6d15bda9-0d44-4a12-bcf8-8ffe133ad0ae", "metric_id": "claims.repudiation_ratio.nonlife.count", "metric_name": "claims repudiation ratio", "value": 3.9822, "unit": "%", "reporting_period_label": "FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Handbook-Table-53", "reporting_period": "FY24-25", "source_document": "IRDAI Handbook Table 53", "source_url": null, "extracted_by": null, "last_verified": "2026-09-19", "extraction_note": null, "source_page": null } }, { "id": "7716433e-e37b-4d08-a33c-5055d523dafa", "metric_id": "financial.available_solvency_margin", "metric_name": "available solvency margin", "value": 136423, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q4 FY24-25", "source_document": "NL_Q4_FY2024-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-26 ASM regex", "source_page": null } }, { "id": "77dde29e-6ca1-4245-acb8-ef7128c5f101", "metric_id": "financial.net_earning_ratio", "metric_name": "net earning ratio", "value": 17, "unit": "%", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY24-25", "source_document": "NL_Q4_FY2024-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: net_earning_ratio", "source_page": null } }, { "id": "8a780514-fb23-42b7-9f42-d32c14f7d1dd", "metric_id": "financial.combined_ratio", "metric_name": "combined ratio", "value": 88, "unit": "%", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY24-25", "source_document": "NL_Q4_FY2024-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: combined_ratio", "source_page": null } }, { "id": "9479acc9-2ef2-4d5c-ac26-9ac19e1d0951", "metric_id": "financial.solvency_ratio", "metric_name": "solvency ratio", "value": 1.84, "unit": "x", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q4 FY24-25", "source_document": "NL_Q4_FY2024-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-26 solvency ratio regex", "source_page": null } }, { "id": "9d5210af-3b66-4a91-966a-f6c04f572ac9", "metric_id": "financial.underwriting_balance_ratio", "metric_name": "underwriting balance ratio", "value": 12, "unit": "%", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY24-25", "source_document": "NL_Q4_FY2024-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: underwriting_balance", "source_page": null } }, { "id": "9d6c81f1-8346-493b-812f-18860c69345a", "metric_id": "claims.settlement_ratio.nonlife.count", "metric_name": "claim settlement ratio", "value": 94.0877, "unit": "%", "reporting_period_label": "FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Handbook-Table-53", "reporting_period": "FY24-25", "source_document": "IRDAI Handbook Table 53", "source_url": null, "extracted_by": null, "last_verified": "2026-09-19", "extraction_note": null, "source_page": null } }, { "id": "b700bf81-673c-4b39-b463-1ef35ecd09c1", "metric_id": "financial.earnings_per_share", "metric_name": "earnings per share", "value": 3.85, "unit": "INR", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY24-25", "source_document": "NL_Q4_FY2024-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: eps", "source_page": null } }, { "id": "c021fc44-3ae2-419c-bc3b-3a97e3585b9f", "metric_id": "financial.incurred_claim_ratio.net", "metric_name": "incurred claims ratio", "value": 60, "unit": "%", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY24-25", "source_document": "NL_Q4_FY2024-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "id": "d5901d70-4ef0-4b81-a7e1-e0068b51d0c6", "metric_id": "financial.net_commission_ratio", "metric_name": "net commission ratio", "value": 8, "unit": "%", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY24-25", "source_document": "NL_Q4_FY2024-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: net_commission_ratio", "source_page": null } }, { "id": "df8d75ab-9e83-44b0-8811-41f7869a2692", "metric_id": "financial.gross_written_premium", "metric_name": "gross written premium", "value": 4821.7, "unit": "crore", "reporting_period_label": "FY25-03", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Handbook-Table-2-40", "reporting_period": "FY25-03", "source_document": "IRDAI Handbook Table 40", "source_url": null, "extracted_by": null, "last_verified": "2026-09-19", "extraction_note": null, "source_page": null } }, { "id": "f657cc53-c58b-4577-a1e8-07cf86e33483", "metric_id": "financial.net_retention_ratio", "metric_name": "net retention ratio", "value": 73, "unit": "%", "reporting_period_label": "Q4 FY24-25", "reporting_period_end": "2025-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY24-25", "source_document": "NL_Q4_FY2024-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: net_retention", "source_page": null } }, { "id": "005910ef-1a47-465d-a0c4-aa4fc2e5da54", "metric_id": "financial.operating_profit_ratio", "metric_name": "operating profit ratio", "value": -14, "unit": "%", "reporting_period_label": "Q3 FY24-25", "reporting_period_end": "2024-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY24-25", "source_document": "NL_Q3_FY2024-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: operating_profit_ratio", "source_page": null } }, { "id": "130d1ade-f4d4-4188-87af-e2833a8cbd58", "metric_id": "financial.combined_ratio", "metric_name": "combined ratio", "value": 115, "unit": "%", "reporting_period_label": "Q3 FY24-25", "reporting_period_end": "2024-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY24-25", "source_document": "NL_Q3_FY2024-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: combined_ratio", "source_page": null } }, { "id": "2faf1ed0-fcb2-4348-b058-e7942b8ac9e6", "metric_id": "financial.investment_income_ratio", "metric_name": "investment income ratio", "value": 2, "unit": "%", "reporting_period_label": "Q3 FY24-25", "reporting_period_end": "2024-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY24-25", "source_document": "NL_Q3_FY2024-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: investment_income_ratio", "source_page": null } }, { "id": "45986179-1f3c-46eb-86a7-633dc659f0b4", "metric_id": "financial.net_earning_ratio", "metric_name": "net earning ratio", "value": -10, "unit": "%", "reporting_period_label": "Q3 FY24-25", "reporting_period_end": "2024-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY24-25", "source_document": "NL_Q3_FY2024-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: net_earning_ratio", "source_page": null } }, { "id": "99bf4cd2-cc6e-4398-a843-e22b95a56b06", "metric_id": "financial.gdp_growth_rate", "metric_name": "gross direct premium growth rate", "value": 25, "unit": "%", "reporting_period_label": "Q3 FY24-25", "reporting_period_end": "2024-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY24-25", "source_document": "NL_Q3_FY2024-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: gdp_growth_rate", "source_page": null } }, { "id": "af8e0ea5-869d-44f5-8792-2b1ad18e6335", "metric_id": "financial.gdp_to_networth_ratio", "metric_name": "gross direct premium to net worth ratio", "value": 82, "unit": "%", "reporting_period_label": "Q3 FY24-25", "reporting_period_end": "2024-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY24-25", "source_document": "NL_Q3_FY2024-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: gdp_to_networth_ratio", "source_page": null } }, { "id": "b00a1d7f-4068-4b09-a1eb-6138f3f2c366", "metric_id": "financial.net_commission_ratio", "metric_name": "net commission ratio", "value": 8, "unit": "%", "reporting_period_label": "Q3 FY24-25", "reporting_period_end": "2024-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY24-25", "source_document": "NL_Q3_FY2024-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: net_commission_ratio", "source_page": null } }, { "id": "b5a69e2a-f838-4105-944a-86f371f39b47", "metric_id": "financial.net_npa_ratio", "metric_name": "net NPA ratio", "value": 0, "unit": "%", "reporting_period_label": "Q3 FY24-25", "reporting_period_end": "2024-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY24-25", "source_document": "NL_Q3_FY2024-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: net_npa_ratio", "source_page": null } }, { "id": "bc13e2bb-544d-4a77-9f0a-5481a86db78b", "metric_id": "financial.net_retention_ratio", "metric_name": "net retention ratio", "value": 73, "unit": "%", "reporting_period_label": "Q3 FY24-25", "reporting_period_end": "2024-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY24-25", "source_document": "NL_Q3_FY2024-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: net_retention", "source_page": null } }, { "id": "be6bb619-5c92-4b0d-baf1-87b1b047b2d1", "metric_id": "financial.networth_growth_rate", "metric_name": "net worth growth rate", "value": 19, "unit": "%", "reporting_period_label": "Q3 FY24-25", "reporting_period_end": "2024-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY24-25", "source_document": "NL_Q3_FY2024-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: networth_growth_rate", "source_page": null } }, { "id": "d00cf144-ff60-4180-863b-606d8fc9bf80", "metric_id": "financial.required_solvency_margin", "metric_name": "required solvency margin", "value": 70722, "unit": "INR_lakhs", "reporting_period_label": "Q3 FY24-25", "reporting_period_end": "2024-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q3 FY24-25", "source_document": "NL_Q3_FY2024-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-26 RSM regex", "source_page": null } }, { "id": "d1ca6abd-8445-4c13-87d2-153cbdfcd071", "metric_id": "financial.earnings_per_share", "metric_name": "earnings per share", "value": -1.58, "unit": "INR", "reporting_period_label": "Q3 FY24-25", "reporting_period_end": "2024-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY24-25", "source_document": "NL_Q3_FY2024-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: eps", "source_page": null } }, { "id": "e35f9989-aafd-4e0e-964e-0a238082860f", "metric_id": "financial.book_value_per_share", "metric_name": "book value per share", "value": 24.17, "unit": "INR", "reporting_period_label": "Q3 FY24-25", "reporting_period_end": "2024-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY24-25", "source_document": "NL_Q3_FY2024-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: book_value_per_share", "source_page": null } }, { "id": "f427b4e6-9991-4ef8-a6c5-e6e96ff9fb66", "metric_id": "financial.underwriting_balance_ratio", "metric_name": "underwriting balance ratio", "value": -21, "unit": "%", "reporting_period_label": "Q3 FY24-25", "reporting_period_end": "2024-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY24-25", "source_document": "NL_Q3_FY2024-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: underwriting_balance", "source_page": null } }, { "id": "f9c3e4c4-af11-48ff-9a4c-1b5c0bbd2cbc", "metric_id": "financial.incurred_claim_ratio.net", "metric_name": "incurred claims ratio", "value": 81, "unit": "%", "reporting_period_label": "Q3 FY24-25", "reporting_period_end": "2024-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY24-25", "source_document": "NL_Q3_FY2024-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "id": "fb035e9d-7f9f-483d-b3ae-0a517e836b2a", "metric_id": "financial.gross_npa_ratio", "metric_name": "gross NPA ratio", "value": 0, "unit": "%", "reporting_period_label": "Q3 FY24-25", "reporting_period_end": "2024-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY24-25", "source_document": "NL_Q3_FY2024-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: gross_npa_ratio", "source_page": null } }, { "id": "fda0fa8b-a3e3-4ee3-a008-9417d63bf9b3", "metric_id": "financial.solvency_ratio", "metric_name": "solvency ratio", "value": 1.637, "unit": "x", "reporting_period_label": "Q3 FY24-25", "reporting_period_end": "2024-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q3 FY24-25", "source_document": "NL_Q3_FY2024-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-26 solvency ratio regex", "source_page": null } }, { "id": "fe3f8236-c790-4bb6-958c-3c3c289454eb", "metric_id": "financial.available_solvency_margin", "metric_name": "available solvency margin", "value": 115761, "unit": "INR_lakhs", "reporting_period_label": "Q3 FY24-25", "reporting_period_end": "2024-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q3 FY24-25", "source_document": "NL_Q3_FY2024-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-26 ASM regex", "source_page": null } }, { "id": "048848f1-ef57-4a65-a13c-038b20e8f669", "metric_id": "financial.net_npa_ratio", "metric_name": "net NPA ratio", "value": 0, "unit": "%", "reporting_period_label": "Q2 FY24-25", "reporting_period_end": "2024-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY24-25", "source_document": "NL_Q2_FY2024-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: net_npa_ratio", "source_page": null } }, { "id": "0b5fab89-2266-4c82-9a88-99b9900d6e27", "metric_id": "financial.gdp_growth_rate", "metric_name": "gross direct premium growth rate", "value": 43, "unit": "%", "reporting_period_label": "Q2 FY24-25", "reporting_period_end": "2024-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY24-25", "source_document": "NL_Q2_FY2024-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: gdp_growth_rate", "source_page": null } }, { "id": "0f6d4b57-9d01-4536-8935-f44b64a8ba0f", "metric_id": "financial.net_commission_ratio", "metric_name": "net commission ratio", "value": 9, "unit": "%", "reporting_period_label": "Q2 FY24-25", "reporting_period_end": "2024-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY24-25", "source_document": "NL_Q2_FY2024-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: net_commission_ratio", "source_page": null } }, { "id": "1ec0ae88-28d5-4300-a4bb-3f585979336e", "metric_id": "financial.combined_ratio", "metric_name": "combined ratio", "value": 113, "unit": "%", "reporting_period_label": "Q2 FY24-25", "reporting_period_end": "2024-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY24-25", "source_document": "NL_Q2_FY2024-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: combined_ratio", "source_page": null } }, { "id": "31709962-646a-4fe6-a6da-8762f6dea14f", "metric_id": "financial.gross_npa_ratio", "metric_name": "gross NPA ratio", "value": 0, "unit": "%", "reporting_period_label": "Q2 FY24-25", "reporting_period_end": "2024-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY24-25", "source_document": "NL_Q2_FY2024-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: gross_npa_ratio", "source_page": null } }, { "id": "500350d7-19b1-44a2-8056-67134f3c7658", "metric_id": "financial.earnings_per_share", "metric_name": "earnings per share", "value": -1.22, "unit": "INR", "reporting_period_label": "Q2 FY24-25", "reporting_period_end": "2024-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY24-25", "source_document": "NL_Q2_FY2024-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: eps", "source_page": null } }, { "id": "642d78ac-9ec1-428b-bfe4-540ae7a6c367", "metric_id": "financial.operating_profit_ratio", "metric_name": "operating profit ratio", "value": -12, "unit": "%", "reporting_period_label": "Q2 FY24-25", "reporting_period_end": "2024-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY24-25", "source_document": "NL_Q2_FY2024-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: operating_profit_ratio", "source_page": null } }, { "id": "69e5091b-9758-473d-8ffa-7cea419da01e", "metric_id": "financial.gdp_to_networth_ratio", "metric_name": "gross direct premium to net worth ratio", "value": 86, "unit": "%", "reporting_period_label": "Q2 FY24-25", "reporting_period_end": "2024-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY24-25", "source_document": "NL_Q2_FY2024-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: gdp_to_networth_ratio", "source_page": null } }, { "id": "849424de-f93c-413c-ba80-e696cc7ca99a", "metric_id": "financial.book_value_per_share", "metric_name": "book value per share", "value": 24.48, "unit": "INR", "reporting_period_label": "Q2 FY24-25", "reporting_period_end": "2024-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY24-25", "source_document": "NL_Q2_FY2024-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: book_value_per_share", "source_page": null } }, { "id": "85534461-98e9-410b-b86e-1e6b3fbac3ba", "metric_id": "financial.underwriting_balance_ratio", "metric_name": "underwriting balance ratio", "value": -19, "unit": "%", "reporting_period_label": "Q2 FY24-25", "reporting_period_end": "2024-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY24-25", "source_document": "NL_Q2_FY2024-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: underwriting_balance", "source_page": null } }, { "id": "89ab6885-7e99-427e-b610-739090d3e40b", "metric_id": "financial.incurred_claim_ratio.net", "metric_name": "incurred claims ratio", "value": 78, "unit": "%", "reporting_period_label": "Q2 FY24-25", "reporting_period_end": "2024-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY24-25", "source_document": "NL_Q2_FY2024-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "id": "96077648-70be-4f5c-b569-4200920e831c", "metric_id": "financial.networth_growth_rate", "metric_name": "net worth growth rate", "value": 22, "unit": "%", "reporting_period_label": "Q2 FY24-25", "reporting_period_end": "2024-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY24-25", "source_document": "NL_Q2_FY2024-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: networth_growth_rate", "source_page": null } }, { "id": "b71cf147-33d0-4be4-b556-c2497dd44b02", "metric_id": "financial.net_retention_ratio", "metric_name": "net retention ratio", "value": 73, "unit": "%", "reporting_period_label": "Q2 FY24-25", "reporting_period_end": "2024-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY24-25", "source_document": "NL_Q2_FY2024-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: net_retention", "source_page": null } }, { "id": "c11bb359-1e2f-4679-852d-76d6e44795c6", "metric_id": "financial.required_solvency_margin", "metric_name": "required solvency margin", "value": 66761, "unit": "INR_lakhs", "reporting_period_label": "Q2 FY24-25", "reporting_period_end": "2024-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q2 FY24-25", "source_document": "NL_Q2_FY2024-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-26 RSM regex", "source_page": null } }, { "id": "f2e1c7e5-aaaa-4516-8f45-dc45fdb60864", "metric_id": "financial.net_earning_ratio", "metric_name": "net earning ratio", "value": -8, "unit": "%", "reporting_period_label": "Q2 FY24-25", "reporting_period_end": "2024-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY24-25", "source_document": "NL_Q2_FY2024-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: net_earning_ratio", "source_page": null } }, { "id": "f39fb50d-41c4-4d96-8865-a6bf54b4f4d6", "metric_id": "financial.solvency_ratio", "metric_name": "solvency ratio", "value": 1.8, "unit": "x", "reporting_period_label": "Q2 FY24-25", "reporting_period_end": "2024-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q2 FY24-25", "source_document": "NL_Q2_FY2024-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-26 solvency ratio regex", "source_page": null } }, { "id": "facc0d3d-7495-47c3-9806-fd1ba121ff52", "metric_id": "financial.available_solvency_margin", "metric_name": "available solvency margin", "value": 120076, "unit": "INR_lakhs", "reporting_period_label": "Q2 FY24-25", "reporting_period_end": "2024-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q2 FY24-25", "source_document": "NL_Q2_FY2024-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-26 ASM regex", "source_page": null } }, { "id": "fd217f3c-7092-42fd-adbe-14ec3b501ddf", "metric_id": "financial.investment_income_ratio", "metric_name": "investment income ratio", "value": 2, "unit": "%", "reporting_period_label": "Q2 FY24-25", "reporting_period_end": "2024-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY24-25", "source_document": "NL_Q2_FY2024-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: investment_income_ratio", "source_page": null } }, { "id": "06157f2e-063f-4b94-8448-1bb272b84021", "metric_id": "financial.gross_npa_ratio", "metric_name": "gross NPA ratio", "value": 0, "unit": "%", "reporting_period_label": "Q1 FY24-25", "reporting_period_end": "2024-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY24-25", "source_document": "NL_Q1_FY2024-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: gross_npa_ratio", "source_page": null } }, { "id": "159b610c-e81e-4f36-8743-44980289b0dc", "metric_id": "financial.net_npa_ratio", "metric_name": "net NPA ratio", "value": 0, "unit": "%", "reporting_period_label": "Q1 FY24-25", "reporting_period_end": "2024-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY24-25", "source_document": "NL_Q1_FY2024-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: net_npa_ratio", "source_page": null } }, { "id": "24d579bb-db9d-430e-8a53-df57698b4249", "metric_id": "financial.net_retention_ratio", "metric_name": "net retention ratio", "value": 76, "unit": "%", "reporting_period_label": "Q1 FY24-25", "reporting_period_end": "2024-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY24-25", "source_document": "NL_Q1_FY2024-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: net_retention", "source_page": null } }, { "id": "254fa3e7-fbb8-4b84-8f73-9c5257ec5d7b", "metric_id": "financial.investment_income_ratio", "metric_name": "investment income ratio", "value": 2, "unit": "%", "reporting_period_label": "Q1 FY24-25", "reporting_period_end": "2024-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY24-25", "source_document": "NL_Q1_FY2024-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: investment_income_ratio", "source_page": null } }, { "id": "38553042-6ef7-4b47-aad9-d3394bd82498", "metric_id": "financial.required_solvency_margin", "metric_name": "required solvency margin", "value": 62308, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY24-25", "reporting_period_end": "2024-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q1 FY24-25", "source_document": "NL_Q1_FY2024-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-26 RSM regex", "source_page": null } }, { "id": "3a6c820d-9528-4a4a-9337-02d06f91847c", "metric_id": "financial.operating_profit_ratio", "metric_name": "operating profit ratio", "value": -9, "unit": "%", "reporting_period_label": "Q1 FY24-25", "reporting_period_end": "2024-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY24-25", "source_document": "NL_Q1_FY2024-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: operating_profit_ratio", "source_page": null } }, { "id": "3b1c5dcc-282d-49b3-932a-0fb3d8b76753", "metric_id": "financial.solvency_ratio", "metric_name": "solvency ratio", "value": 1.72, "unit": "x", "reporting_period_label": "Q1 FY24-25", "reporting_period_end": "2024-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q1 FY24-25", "source_document": "NL_Q1_FY2024-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-26 solvency ratio regex", "source_page": null } }, { "id": "6e9b3a89-e08c-4560-b15e-417c141ae4d5", "metric_id": "financial.earnings_per_share", "metric_name": "earnings per share", "value": -1.01, "unit": "INR", "reporting_period_label": "Q1 FY24-25", "reporting_period_end": "2024-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY24-25", "source_document": "NL_Q1_FY2024-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: eps", "source_page": null } }, { "id": "6ea681f7-6cbd-4593-9e1c-7f2023196c8a", "metric_id": "financial.book_value_per_share", "metric_name": "book value per share", "value": 22.56, "unit": "INR", "reporting_period_label": "Q1 FY24-25", "reporting_period_end": "2024-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY24-25", "source_document": "NL_Q1_FY2024-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: book_value_per_share", "source_page": null } }, { "id": "6ee29883-7d28-4509-8a56-21faa014dec0", "metric_id": "financial.available_solvency_margin", "metric_name": "available solvency margin", "value": 107355, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY24-25", "reporting_period_end": "2024-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q1 FY24-25", "source_document": "NL_Q1_FY2024-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-26 ASM regex", "source_page": null } }, { "id": "7e6c60a9-c352-4dbc-a541-b28d524c8c26", "metric_id": "financial.incurred_claim_ratio.net", "metric_name": "incurred claims ratio", "value": 73, "unit": "%", "reporting_period_label": "Q1 FY24-25", "reporting_period_end": "2024-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY24-25", "source_document": "NL_Q1_FY2024-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "id": "8d65a9ca-ded2-4c05-87ff-20a4fe301da9", "metric_id": "financial.combined_ratio", "metric_name": "combined ratio", "value": 112, "unit": "%", "reporting_period_label": "Q1 FY24-25", "reporting_period_end": "2024-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY24-25", "source_document": "NL_Q1_FY2024-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: combined_ratio", "source_page": null } }, { "id": "8f89fbf2-ba8e-4734-b3d5-40fa1d616fb0", "metric_id": "financial.gross_written_premium", "metric_name": "gross written premium", "value": 1455.94, "unit": "crore", "reporting_period_label": "Q1 FY24-25", "reporting_period_end": "2024-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-35-QUARTERLY-BUSINESS-RETURNS", "reporting_period": "Q1 FY24-25", "source_document": "NL_Q1_FY2024-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-35 Grand Total YTD premium", "source_page": null } }, { "id": "99a7b81a-d7ab-4068-a17a-58692bccc446", "metric_id": "financial.gdp_growth_rate", "metric_name": "gross direct premium growth rate", "value": 35, "unit": "%", "reporting_period_label": "Q1 FY24-25", "reporting_period_end": "2024-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY24-25", "source_document": "NL_Q1_FY2024-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: gdp_growth_rate", "source_page": null } }, { "id": "a214a812-adbc-4ff6-84e6-c3d98dbaab13", "metric_id": "financial.underwriting_balance_ratio", "metric_name": "underwriting balance ratio", "value": -16, "unit": "%", "reporting_period_label": "Q1 FY24-25", "reporting_period_end": "2024-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY24-25", "source_document": "NL_Q1_FY2024-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: underwriting_balance", "source_page": null } }, { "id": "b76ef98d-1372-4ebf-9270-64761517580e", "metric_id": "financial.net_earning_ratio", "metric_name": "net earning ratio", "value": -7, "unit": "%", "reporting_period_label": "Q1 FY24-25", "reporting_period_end": "2024-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY24-25", "source_document": "NL_Q1_FY2024-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: net_earning_ratio", "source_page": null } }, { "id": "b8d3c9fe-bbed-45e6-832e-4545e9eb6dfb", "metric_id": "financial.networth_growth_rate", "metric_name": "net worth growth rate", "value": 9, "unit": "%", "reporting_period_label": "Q1 FY24-25", "reporting_period_end": "2024-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY24-25", "source_document": "NL_Q1_FY2024-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: networth_growth_rate", "source_page": null } }, { "id": "f900721e-fb4c-4eaf-9f8b-4b3941105c57", "metric_id": "financial.gdp_to_networth_ratio", "metric_name": "gross direct premium to net worth ratio", "value": 89, "unit": "%", "reporting_period_label": "Q1 FY24-25", "reporting_period_end": "2024-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY24-25", "source_document": "NL_Q1_FY2024-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: gdp_to_networth_ratio", "source_page": null } }, { "id": "fc90ed1e-fb9c-49f2-acff-4f06114f30d7", "metric_id": "financial.net_commission_ratio", "metric_name": "net commission ratio", "value": 13, "unit": "%", "reporting_period_label": "Q1 FY24-25", "reporting_period_end": "2024-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY24-25", "source_document": "NL_Q1_FY2024-25.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: net_commission_ratio", "source_page": null } }, { "id": "2056b833-d927-4d69-bfea-90ae6eddbb1a", "metric_id": "financial.earnings_per_share", "metric_name": "earnings per share", "value": 6.22, "unit": "INR", "reporting_period_label": "Q4 FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY23-24", "source_document": "NL_Q4_FY2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: eps", "source_page": null } }, { "id": "2c8d57b6-4e70-4ce1-a1bf-ad57e0e56c99", "metric_id": "financial.net_earning_ratio", "metric_name": "net earning ratio", "value": 8, "unit": "%", "reporting_period_label": "Q4 FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY23-24", "source_document": "NL_Q4_FY2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: net_earning_ratio", "source_page": null } }, { "id": "479b25da-64a4-4193-8ca3-63a986e968b4", "metric_id": "financial.net_commission_ratio", "metric_name": "net commission ratio", "value": 14, "unit": "%", "reporting_period_label": "Q4 FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY23-24", "source_document": "NL_Q4_FY2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: net_commission_ratio", "source_page": null } }, { "id": "4b7cc51b-4756-41e5-87b1-89d53177235e", "metric_id": "financial.gross_npa_ratio", "metric_name": "gross NPA ratio", "value": 0, "unit": "%", "reporting_period_label": "Q4 FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY23-24", "source_document": "NL_Q4_FY2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: gross_npa_ratio", "source_page": null } }, { "id": "6ed74fb0-4216-4d51-981e-50b3eb4b45a8", "metric_id": "financial.net_npa_ratio", "metric_name": "net NPA ratio", "value": 0, "unit": "%", "reporting_period_label": "Q4 FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY23-24", "source_document": "NL_Q4_FY2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: net_npa_ratio", "source_page": null } }, { "id": "81a67409-a4b2-45a2-94bb-63f242415753", "metric_id": "financial.book_value_per_share", "metric_name": "book value per share", "value": 21.14, "unit": "INR", "reporting_period_label": "Q4 FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY23-24", "source_document": "NL_Q4_FY2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: book_value_per_share", "source_page": null } }, { "id": "82cb1ed1-ef63-4ea1-ab7e-60418f7ae618", "metric_id": "financial.investment_income_ratio", "metric_name": "investment income ratio", "value": 8, "unit": "%", "reporting_period_label": "Q4 FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY23-24", "source_document": "NL_Q4_FY2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: investment_income_ratio", "source_page": null } }, { "id": "99290b75-9a27-4423-b7c9-e7836b061cf8", "metric_id": "financial.gross_written_premium", "metric_name": "gross written premium", "value": 3701.32, "unit": "crore", "reporting_period_label": "FY24-03", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Handbook-Table-2-40", "reporting_period": "FY24-03", "source_document": "IRDAI Handbook Table 40", "source_url": null, "extracted_by": null, "last_verified": "2026-09-19", "extraction_note": null, "source_page": null } }, { "id": "aab5de80-1020-4c92-8ed1-50187c9189bc", "metric_id": "financial.gdp_growth_rate", "metric_name": "gross direct premium growth rate", "value": 52, "unit": "%", "reporting_period_label": "Q4 FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY23-24", "source_document": "NL_Q4_FY2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: gdp_growth_rate", "source_page": null } }, { "id": "ab891e27-f281-40e4-97ca-7ced484363c7", "metric_id": "claims.settlement_ratio.nonlife.count", "metric_name": "claim settlement ratio", "value": 94.5494, "unit": "%", "reporting_period_label": "FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Handbook-Table-53", "reporting_period": "FY23-24", "source_document": "IRDAI Handbook Table 53", "source_url": null, "extracted_by": null, "last_verified": "2026-09-19", "extraction_note": null, "source_page": null } }, { "id": "b0909364-2dbf-4c27-ab75-360df05edbe0", "metric_id": "financial.net_retention_ratio", "metric_name": "net retention ratio", "value": 81, "unit": "%", "reporting_period_label": "Q4 FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY23-24", "source_document": "NL_Q4_FY2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: net_retention", "source_page": null } }, { "id": "b40bf94b-b0a6-450b-9c5d-a5d57bee45f9", "metric_id": "financial.required_solvency_margin", "metric_name": "required solvency margin", "value": 58618, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q4 FY23-24", "source_document": "NL_Q4_FY2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-26 RSM regex", "source_page": null } }, { "id": "b5c2fc6c-369b-425e-aa26-806631837045", "metric_id": "financial.operating_profit_ratio", "metric_name": "operating profit ratio", "value": 31, "unit": "%", "reporting_period_label": "Q4 FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY23-24", "source_document": "NL_Q4_FY2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: operating_profit_ratio", "source_page": null } }, { "id": "b87dc90e-b318-45ff-a2f1-81e3dc38524a", "metric_id": "claims.repudiation_ratio.nonlife.count", "metric_name": "claims repudiation ratio", "value": 4.3098, "unit": "%", "reporting_period_label": "FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Handbook-Table-53", "reporting_period": "FY23-24", "source_document": "IRDAI Handbook Table 53", "source_url": null, "extracted_by": null, "last_verified": "2026-09-19", "extraction_note": null, "source_page": null } }, { "id": "b9fdc00b-0766-4f01-99f3-69a25ed1c09e", "metric_id": "financial.solvency_ratio", "metric_name": "solvency ratio", "value": 1.67, "unit": "x", "reporting_period_label": "Q4 FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q4 FY23-24", "source_document": "NL_Q4_FY2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-26 solvency ratio regex", "source_page": null } }, { "id": "c00eb34f-f981-4f27-a720-41a24e882549", "metric_id": "financial.incurred_claim_ratio.net", "metric_name": "incurred claims ratio", "value": 54, "unit": "%", "reporting_period_label": "Q4 FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY23-24", "source_document": "NL_Q4_FY2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "id": "c7ba67c1-a477-4f21-9933-773c6c036ced", "metric_id": "financial.gdp_to_networth_ratio", "metric_name": "gross direct premium to net worth ratio", "value": 121, "unit": "%", "reporting_period_label": "Q4 FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY23-24", "source_document": "NL_Q4_FY2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: gdp_to_networth_ratio", "source_page": null } }, { "id": "ca8fc950-63ce-4a98-a718-213ed2c98ebe", "metric_id": "financial.combined_ratio", "metric_name": "combined ratio", "value": 90, "unit": "%", "reporting_period_label": "Q4 FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY23-24", "source_document": "NL_Q4_FY2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: combined_ratio", "source_page": null } }, { "id": "d04cef23-edf8-46be-b59b-4a56b25887b6", "metric_id": "financial.underwriting_balance_ratio", "metric_name": "underwriting balance ratio", "value": 4, "unit": "%", "reporting_period_label": "Q4 FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY23-24", "source_document": "NL_Q4_FY2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: underwriting_balance", "source_page": null } }, { "id": "e8dcb611-4852-4ae6-a26a-a4141a0c643d", "metric_id": "financial.networth_growth_rate", "metric_name": "net worth growth rate", "value": -14, "unit": "%", "reporting_period_label": "Q4 FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q4 FY23-24", "source_document": "NL_Q4_FY2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: networth_growth_rate", "source_page": null } }, { "id": "fa7ff351-902f-4f4f-a252-58d1c7895038", "metric_id": "financial.available_solvency_margin", "metric_name": "available solvency margin", "value": 98081, "unit": "INR_lakhs", "reporting_period_label": "Q4 FY23-24", "reporting_period_end": "2024-03-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q4 FY23-24", "source_document": "NL_Q4_FY2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-26 ASM regex", "source_page": null } }, { "id": "1b2ffa04-6608-4499-bfcd-f38095ccfc51", "metric_id": "financial.net_npa_ratio", "metric_name": "net NPA ratio", "value": 0, "unit": "%", "reporting_period_label": "Q3 FY23-24", "reporting_period_end": "2023-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY23-24", "source_document": "NL_Q3_FY2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: net_npa_ratio", "source_page": null } }, { "id": "1c22fc08-5694-4033-a0b2-3ec7f2ccf4f3", "metric_id": "financial.solvency_ratio", "metric_name": "solvency ratio", "value": 1.73, "unit": "x", "reporting_period_label": "Q3 FY23-24", "reporting_period_end": "2023-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q3 FY23-24", "source_document": "NL_Q3_FY2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-26 solvency ratio regex", "source_page": null } }, { "id": "1f4e2d51-d587-440d-92b0-75e4232fd04d", "metric_id": "financial.underwriting_balance_ratio", "metric_name": "underwriting balance ratio", "value": -31, "unit": "%", "reporting_period_label": "Q3 FY23-24", "reporting_period_end": "2023-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY23-24", "source_document": "NL_Q3_FY2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: underwriting_balance", "source_page": null } }, { "id": "3293f118-e0c5-4449-aa18-d1c82b549f52", "metric_id": "financial.book_value_per_share", "metric_name": "book value per share", "value": 19.41, "unit": "INR", "reporting_period_label": "Q3 FY23-24", "reporting_period_end": "2023-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY23-24", "source_document": "NL_Q3_FY2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: book_value_per_share", "source_page": null } }, { "id": "456ca289-0b3a-42a9-9896-c57947ea917d", "metric_id": "financial.net_earning_ratio", "metric_name": "net earning ratio", "value": -20, "unit": "%", "reporting_period_label": "Q3 FY23-24", "reporting_period_end": "2023-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY23-24", "source_document": "NL_Q3_FY2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: net_earning_ratio", "source_page": null } }, { "id": "45e5ca71-cebe-4124-96dd-8bbccf7f7e89", "metric_id": "financial.networth_growth_rate", "metric_name": "net worth growth rate", "value": -21, "unit": "%", "reporting_period_label": "Q3 FY23-24", "reporting_period_end": "2023-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY23-24", "source_document": "NL_Q3_FY2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: networth_growth_rate", "source_page": null } }, { "id": "5725326a-1e0f-47e6-9e61-d023c9ff9f2d", "metric_id": "financial.earnings_per_share", "metric_name": "earnings per share", "value": -2.57, "unit": "INR", "reporting_period_label": "Q3 FY23-24", "reporting_period_end": "2023-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY23-24", "source_document": "NL_Q3_FY2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: eps", "source_page": null } }, { "id": "66134214-9e2c-4eaa-8e13-2011ce78d2f3", "metric_id": "financial.net_retention_ratio", "metric_name": "net retention ratio", "value": 79, "unit": "%", "reporting_period_label": "Q3 FY23-24", "reporting_period_end": "2023-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY23-24", "source_document": "NL_Q3_FY2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: net_retention", "source_page": null } }, { "id": "6a170eea-cd6a-4c49-9270-19bf5f2d8d0d", "metric_id": "financial.required_solvency_margin", "metric_name": "required solvency margin", "value": 51856, "unit": "INR_lakhs", "reporting_period_label": "Q3 FY23-24", "reporting_period_end": "2023-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q3 FY23-24", "source_document": "NL_Q3_FY2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-26 RSM regex", "source_page": null } }, { "id": "833210e0-3924-4390-bf97-f83cda870bd5", "metric_id": "financial.gross_npa_ratio", "metric_name": "gross NPA ratio", "value": 0, "unit": "%", "reporting_period_label": "Q3 FY23-24", "reporting_period_end": "2023-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY23-24", "source_document": "NL_Q3_FY2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: gross_npa_ratio", "source_page": null } }, { "id": "9a04721a-2703-48ae-a741-e6ec0baadbd6", "metric_id": "financial.operating_profit_ratio", "metric_name": "operating profit ratio", "value": -24, "unit": "%", "reporting_period_label": "Q3 FY23-24", "reporting_period_end": "2023-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY23-24", "source_document": "NL_Q3_FY2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: operating_profit_ratio", "source_page": null } }, { "id": "9fea4255-f049-4430-bfcb-947148d5676f", "metric_id": "financial.incurred_claim_ratio.net", "metric_name": "incurred claims ratio", "value": 77, "unit": "%", "reporting_period_label": "Q3 FY23-24", "reporting_period_end": "2023-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY23-24", "source_document": "NL_Q3_FY2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "id": "b2cd0843-b461-4c03-ac2a-a4f24a61d970", "metric_id": "financial.net_commission_ratio", "metric_name": "net commission ratio", "value": 16, "unit": "%", "reporting_period_label": "Q3 FY23-24", "reporting_period_end": "2023-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY23-24", "source_document": "NL_Q3_FY2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: net_commission_ratio", "source_page": null } }, { "id": "bebc8596-8834-4dd6-ad0a-92166b13dd86", "metric_id": "financial.investment_income_ratio", "metric_name": "investment income ratio", "value": 2, "unit": "%", "reporting_period_label": "Q3 FY23-24", "reporting_period_end": "2023-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY23-24", "source_document": "NL_Q3_FY2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: investment_income_ratio", "source_page": null } }, { "id": "c670e3f4-6390-4b35-9f0f-a124d5054056", "metric_id": "financial.combined_ratio", "metric_name": "combined ratio", "value": 125, "unit": "%", "reporting_period_label": "Q3 FY23-24", "reporting_period_end": "2023-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY23-24", "source_document": "NL_Q3_FY2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: combined_ratio", "source_page": null } }, { "id": "d33a537d-c3ea-40ef-bc89-95df56a88487", "metric_id": "financial.gdp_growth_rate", "metric_name": "gross direct premium growth rate", "value": 43, "unit": "%", "reporting_period_label": "Q3 FY23-24", "reporting_period_end": "2023-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY23-24", "source_document": "NL_Q3_FY2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: gdp_growth_rate", "source_page": null } }, { "id": "d8c065b9-f03f-4c3a-b63f-35b4cceec7d6", "metric_id": "financial.gdp_to_networth_ratio", "metric_name": "gross direct premium to net worth ratio", "value": 85, "unit": "%", "reporting_period_label": "Q3 FY23-24", "reporting_period_end": "2023-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q3 FY23-24", "source_document": "NL_Q3_FY2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: gdp_to_networth_ratio", "source_page": null } }, { "id": "fcd7746f-fdcc-492c-997b-a6c2eefb5714", "metric_id": "financial.available_solvency_margin", "metric_name": "available solvency margin", "value": 89827, "unit": "INR_lakhs", "reporting_period_label": "Q3 FY23-24", "reporting_period_end": "2023-12-31", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q3 FY23-24", "source_document": "NL_Q3_FY2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-26 ASM regex", "source_page": null } }, { "id": "0a6e2af0-131e-40ed-902c-e920f3f7ec30", "metric_id": "financial.underwriting_balance_ratio", "metric_name": "underwriting balance ratio", "value": -24, "unit": "%", "reporting_period_label": "Q2 FY23-24", "reporting_period_end": "2023-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY23-24", "source_document": "NL_Q2_FY2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: underwriting_balance", "source_page": null } }, { "id": "2f194884-ba38-4ddf-88c0-bffd20cc1607", "metric_id": "financial.gdp_to_networth_ratio", "metric_name": "gross direct premium to net worth ratio", "value": 71, "unit": "%", "reporting_period_label": "Q2 FY23-24", "reporting_period_end": "2023-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY23-24", "source_document": "NL_Q2_FY2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: gdp_to_networth_ratio", "source_page": null } }, { "id": "3b17b53b-2553-484e-9db4-9a81d879c320", "metric_id": "financial.gross_npa_ratio", "metric_name": "gross NPA ratio", "value": 0, "unit": "%", "reporting_period_label": "Q2 FY23-24", "reporting_period_end": "2023-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY23-24", "source_document": "NL_Q2_FY2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: gross_npa_ratio", "source_page": null } }, { "id": "43e98f35-65fd-44bd-94d0-f2202398ea82", "metric_id": "financial.operating_profit_ratio", "metric_name": "operating profit ratio", "value": -17, "unit": "%", "reporting_period_label": "Q2 FY23-24", "reporting_period_end": "2023-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY23-24", "source_document": "NL_Q2_FY2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: operating_profit_ratio", "source_page": null } }, { "id": "455a90c9-a284-47a7-9c57-e03872069248", "metric_id": "financial.net_earning_ratio", "metric_name": "net earning ratio", "value": -13, "unit": "%", "reporting_period_label": "Q2 FY23-24", "reporting_period_end": "2023-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY23-24", "source_document": "NL_Q2_FY2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: net_earning_ratio", "source_page": null } }, { "id": "46e1d411-c5b5-4719-87a7-5abc281e72a5", "metric_id": "financial.gdp_growth_rate", "metric_name": "gross direct premium growth rate", "value": 23, "unit": "%", "reporting_period_label": "Q2 FY23-24", "reporting_period_end": "2023-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY23-24", "source_document": "NL_Q2_FY2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: gdp_growth_rate", "source_page": null } }, { "id": "5736ef31-0289-4eaa-809c-c43b9c7386fc", "metric_id": "financial.incurred_claim_ratio.net", "metric_name": "incurred claims ratio", "value": 78, "unit": "%", "reporting_period_label": "Q2 FY23-24", "reporting_period_end": "2023-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY23-24", "source_document": "NL_Q2_FY2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "id": "674a905c-1504-4c28-8803-7a982681a81c", "metric_id": "financial.book_value_per_share", "metric_name": "book value per share", "value": 21.94, "unit": "INR", "reporting_period_label": "Q2 FY23-24", "reporting_period_end": "2023-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY23-24", "source_document": "NL_Q2_FY2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: book_value_per_share", "source_page": null } }, { "id": "706cead2-0fc4-44bb-b7fa-86e1dd11d3b2", "metric_id": "financial.net_commission_ratio", "metric_name": "net commission ratio", "value": 15, "unit": "%", "reporting_period_label": "Q2 FY23-24", "reporting_period_end": "2023-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY23-24", "source_document": "NL_Q2_FY2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: net_commission_ratio", "source_page": null } }, { "id": "71ed5944-3f23-411a-8829-30e61db7162a", "metric_id": "financial.solvency_ratio", "metric_name": "solvency ratio", "value": 2.13, "unit": "x", "reporting_period_label": "Q2 FY23-24", "reporting_period_end": "2023-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q2 FY23-24", "source_document": "NL_Q2_FY2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-26 solvency ratio regex", "source_page": null } }, { "id": "8fbf436b-a14a-4afc-9a05-fb0ad36d33d2", "metric_id": "financial.required_solvency_margin", "metric_name": "required solvency margin", "value": 48402, "unit": "INR_lakhs", "reporting_period_label": "Q2 FY23-24", "reporting_period_end": "2023-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q2 FY23-24", "source_document": "NL_Q2_FY2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-26 RSM regex", "source_page": null } }, { "id": "a3918748-74a7-4876-a118-cff3b18ca3cf", "metric_id": "financial.available_solvency_margin", "metric_name": "available solvency margin", "value": 103326, "unit": "INR_lakhs", "reporting_period_label": "Q2 FY23-24", "reporting_period_end": "2023-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q2 FY23-24", "source_document": "NL_Q2_FY2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-26 ASM regex", "source_page": null } }, { "id": "aa8aa8d7-d727-4f03-a853-dd2c9053b9b2", "metric_id": "financial.earnings_per_share", "metric_name": "earnings per share", "value": -1.55, "unit": "INR", "reporting_period_label": "Q2 FY23-24", "reporting_period_end": "2023-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY23-24", "source_document": "NL_Q2_FY2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: eps", "source_page": null } }, { "id": "beabf92f-db49-4b51-8a65-b248b668b9a9", "metric_id": "financial.investment_income_ratio", "metric_name": "investment income ratio", "value": 2, "unit": "%", "reporting_period_label": "Q2 FY23-24", "reporting_period_end": "2023-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY23-24", "source_document": "NL_Q2_FY2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: investment_income_ratio", "source_page": null } }, { "id": "c4e8a04e-d09d-4933-a389-d8a47c5ba198", "metric_id": "financial.net_npa_ratio", "metric_name": "net NPA ratio", "value": 0, "unit": "%", "reporting_period_label": "Q2 FY23-24", "reporting_period_end": "2023-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY23-24", "source_document": "NL_Q2_FY2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: net_npa_ratio", "source_page": null } }, { "id": "dada99d5-e3c9-4ca0-af61-bd280a0ed5f5", "metric_id": "financial.net_retention_ratio", "metric_name": "net retention ratio", "value": 77, "unit": "%", "reporting_period_label": "Q2 FY23-24", "reporting_period_end": "2023-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY23-24", "source_document": "NL_Q2_FY2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: net_retention", "source_page": null } }, { "id": "eb8eeacc-eca1-4076-8c4d-207f7879105c", "metric_id": "financial.networth_growth_rate", "metric_name": "net worth growth rate", "value": -11, "unit": "%", "reporting_period_label": "Q2 FY23-24", "reporting_period_end": "2023-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY23-24", "source_document": "NL_Q2_FY2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: networth_growth_rate", "source_page": null } }, { "id": "f678ed3a-7a2b-48a3-96fa-2a8f931b3ecf", "metric_id": "financial.combined_ratio", "metric_name": "combined ratio", "value": 120, "unit": "%", "reporting_period_label": "Q2 FY23-24", "reporting_period_end": "2023-09-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q2 FY23-24", "source_document": "NL_Q2_FY2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: combined_ratio", "source_page": null } }, { "id": "0d48c343-2b23-4fa0-a9fd-f7f51287366f", "metric_id": "financial.incurred_claim_ratio.segment.personal_accident", "metric_name": "personal accident incurred claims ratio", "value": 10, "unit": "%", "reporting_period_label": "Q1 FY23-24", "reporting_period_end": "2023-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY23-24", "source_document": "NL_Q1_FY2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 segmental table, personal_accident row immediately after label, col 7", "source_page": null } }, { "id": "231f1aba-cfd9-4412-bcde-ac4c23b0cfa0", "metric_id": "financial.required_solvency_margin", "metric_name": "required solvency margin", "value": 46792, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY23-24", "reporting_period_end": "2023-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q1 FY23-24", "source_document": "NL_Q1_FY2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-26 RSM regex", "source_page": null } }, { "id": "243659ef-9d10-426f-a493-a4328e43a007", "metric_id": "financial.earnings_per_share", "metric_name": "earnings per share", "value": -1.21, "unit": "INR", "reporting_period_label": "Q1 FY23-24", "reporting_period_end": "2023-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY23-24", "source_document": "NL_Q1_FY2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: eps", "source_page": null } }, { "id": "2b13ed43-7850-47ed-a8f9-84cb9a2b5f14", "metric_id": "financial.gdp_to_networth_ratio", "metric_name": "gross direct premium to net worth ratio", "value": 65, "unit": "%", "reporting_period_label": "Q1 FY23-24", "reporting_period_end": "2023-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY23-24", "source_document": "NL_Q1_FY2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: gdp_to_networth_ratio", "source_page": null } }, { "id": "3ee74239-10a5-4214-8556-fabb43af5849", "metric_id": "financial.gross_npa_ratio", "metric_name": "gross NPA ratio", "value": 0, "unit": "%", "reporting_period_label": "Q1 FY23-24", "reporting_period_end": "2023-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY23-24", "source_document": "NL_Q1_FY2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: gross_npa_ratio", "source_page": null } }, { "id": "455ac518-d56c-4c72-a961-f599b95aaacf", "metric_id": "financial.combined_ratio.segment.travel", "metric_name": "travel combined ratio", "value": 61, "unit": "%", "reporting_period_label": "Q1 FY23-24", "reporting_period_end": "2023-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY23-24", "source_document": "NL_Q1_FY2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 segmental table, travel row immediately after label, col 9", "source_page": null } }, { "id": "50e481fc-c77c-42e3-acdc-be09347643a3", "metric_id": "financial.combined_ratio.segment.personal_accident", "metric_name": "personal accident combined ratio", "value": 52, "unit": "%", "reporting_period_label": "Q1 FY23-24", "reporting_period_end": "2023-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY23-24", "source_document": "NL_Q1_FY2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 segmental table, personal_accident row immediately after label, col 9", "source_page": null } }, { "id": "6680f3b9-5375-4f64-8f99-a67816ad69a3", "metric_id": "financial.net_earning_ratio", "metric_name": "net earning ratio", "value": -10, "unit": "%", "reporting_period_label": "Q1 FY23-24", "reporting_period_end": "2023-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY23-24", "source_document": "NL_Q1_FY2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: net_earning_ratio", "source_page": null } }, { "id": "6b22b575-8afc-42b6-82c8-5c9b6ae1fd26", "metric_id": "financial.gross_written_premium", "metric_name": "gross written premium", "value": 1421.99, "unit": "crore", "reporting_period_label": "Q1 FY23-24", "reporting_period_end": "2023-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-35-QUARTERLY-BUSINESS-RETURNS", "reporting_period": "Q1 FY23-24", "source_document": "NL_Q1_FY2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-35 Grand Total YTD premium", "source_page": null } }, { "id": "7a9c7444-d41e-4428-8203-749b7076950b", "metric_id": "financial.networth_growth_rate", "metric_name": "net worth growth rate", "value": -5, "unit": "%", "reporting_period_label": "Q1 FY23-24", "reporting_period_end": "2023-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY23-24", "source_document": "NL_Q1_FY2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: networth_growth_rate", "source_page": null } }, { "id": "7de4dac1-35d3-4bc5-8c13-f5a58df85a81", "metric_id": "financial.operating_profit_ratio", "metric_name": "operating profit ratio", "value": -13, "unit": "%", "reporting_period_label": "Q1 FY23-24", "reporting_period_end": "2023-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY23-24", "source_document": "NL_Q1_FY2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: operating_profit_ratio", "source_page": null } }, { "id": "8e5c816a-1e45-48b8-94cd-8cb94e5fac79", "metric_id": "financial.book_value_per_share", "metric_name": "book value per share", "value": 23.48, "unit": "INR", "reporting_period_label": "Q1 FY23-24", "reporting_period_end": "2023-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY23-24", "source_document": "NL_Q1_FY2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: book_value_per_share", "source_page": null } }, { "id": "92679640-e9ff-4a3c-bb3b-73c2485299de", "metric_id": "financial.incurred_claim_ratio.segment.travel", "metric_name": "travel incurred claims ratio", "value": 25, "unit": "%", "reporting_period_label": "Q1 FY23-24", "reporting_period_end": "2023-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY23-24", "source_document": "NL_Q1_FY2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 segmental table, travel row immediately after label, col 7", "source_page": null } }, { "id": "9c8220b8-d1b3-4349-b7aa-bcbb591fd231", "metric_id": "financial.available_solvency_margin", "metric_name": "available solvency margin", "value": 112007, "unit": "INR_lakhs", "reporting_period_label": "Q1 FY23-24", "reporting_period_end": "2023-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q1 FY23-24", "source_document": "NL_Q1_FY2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-26 ASM regex", "source_page": null } }, { "id": "9f720316-030e-471c-9a89-154cf8d385bd", "metric_id": "financial.incurred_claim_ratio.net", "metric_name": "incurred claims ratio", "value": 73, "unit": "%", "reporting_period_label": "Q1 FY23-24", "reporting_period_end": "2023-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY23-24", "source_document": "NL_Q1_FY2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: icr", "source_page": null } }, { "id": "a0387189-7c97-4db2-be98-392a01d77911", "metric_id": "financial.net_retention_ratio", "metric_name": "net retention ratio", "value": 79, "unit": "%", "reporting_period_label": "Q1 FY23-24", "reporting_period_end": "2023-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY23-24", "source_document": "NL_Q1_FY2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: net_retention", "source_page": null } }, { "id": "a7d78de0-d355-4bfd-bf55-50dd85e89ec5", "metric_id": "financial.net_commission_ratio", "metric_name": "net commission ratio", "value": 17, "unit": "%", "reporting_period_label": "Q1 FY23-24", "reporting_period_end": "2023-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY23-24", "source_document": "NL_Q1_FY2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: net_commission_ratio", "source_page": null } }, { "id": "ae590c72-f3fc-43a3-942f-2475fe2b9875", "metric_id": "financial.underwriting_balance_ratio", "metric_name": "underwriting balance ratio", "value": -21, "unit": "%", "reporting_period_label": "Q1 FY23-24", "reporting_period_end": "2023-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY23-24", "source_document": "NL_Q1_FY2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: underwriting_balance", "source_page": null } }, { "id": "bc4e255f-e5c9-4d1f-8351-e1365c0ef064", "metric_id": "financial.combined_ratio", "metric_name": "combined ratio", "value": 117, "unit": "%", "reporting_period_label": "Q1 FY23-24", "reporting_period_end": "2023-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY23-24", "source_document": "NL_Q1_FY2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: combined_ratio", "source_page": null } }, { "id": "d01ca8c0-0439-41c1-9c62-74484d037ad4", "metric_id": "financial.gdp_growth_rate", "metric_name": "gross direct premium growth rate", "value": 22, "unit": "%", "reporting_period_label": "Q1 FY23-24", "reporting_period_end": "2023-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY23-24", "source_document": "NL_Q1_FY2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: gdp_growth_rate", "source_page": null } }, { "id": "d2637008-ece8-468e-8821-ab3c5c9e5c6f", "metric_id": "financial.net_npa_ratio", "metric_name": "net NPA ratio", "value": 0, "unit": "%", "reporting_period_label": "Q1 FY23-24", "reporting_period_end": "2023-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY23-24", "source_document": "NL_Q1_FY2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: net_npa_ratio", "source_page": null } }, { "id": "dac98450-5a0e-4bce-869e-0f29c513a0ea", "metric_id": "financial.investment_income_ratio", "metric_name": "investment income ratio", "value": 2, "unit": "%", "reporting_period_label": "Q1 FY23-24", "reporting_period_end": "2023-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-20-ANALYTICAL-RATIOS", "reporting_period": "Q1 FY23-24", "source_document": "NL_Q1_FY2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-20 row-format label match: investment_income_ratio", "source_page": null } }, { "id": "f2473a3a-a72e-4d3e-88ab-915a92c79b52", "metric_id": "financial.solvency_ratio", "metric_name": "solvency ratio", "value": 2.39, "unit": "x", "reporting_period_label": "Q1 FY23-24", "reporting_period_end": "2023-06-30", "provenance": { "reported_by": "aditya-birla-health", "regulatory_form": "NL-26-SOLVENCY-MARGIN", "reporting_period": "Q1 FY23-24", "source_document": "NL_Q1_FY2023-24.pdf", "source_url": null, "extracted_by": "irw_adapter v1", "last_verified": "2026-10-26", "extraction_note": "NL-26 solvency ratio regex", "source_page": null } }, { "id": "160c7e32-8348-4919-89d7-1313629617e3", "metric_id": "financial.solvency_ratio", "metric_name": "solvency ratio", "value": 2.63, "unit": "x", "reporting_period_label": "Q4 FY22-23", "reporting_period_end": "2023-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Table-49", "reporting_period": "Q4 FY22-23", "source_document": "IRDAI Handbook Table 49", "source_url": null, "extracted_by": null, "last_verified": "2026-09-19", "extraction_note": null, "source_page": null } }, { "id": "29d3a878-414e-405c-ad1c-dbcb2f3c5fcf", "metric_id": "financial.incurred_claim_ratio.net", "metric_name": "incurred claims ratio", "value": 64.68, "unit": "%", "reporting_period_label": "FY22-23", "reporting_period_end": "2023-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY22-23", "source_document": "IRDAI Annual Report 2023-24", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 355 } }, { "id": "2f6a7ce3-afdf-4414-bafd-6f8c7115445e", "metric_id": "claims.repudiation_ratio.nonlife.count", "metric_name": "claims repudiation ratio", "value": 3.9578, "unit": "%", "reporting_period_label": "FY22-23", "reporting_period_end": "2023-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Handbook-Table-53", "reporting_period": "FY22-23", "source_document": "IRDAI Handbook Table 53", "source_url": null, "extracted_by": null, "last_verified": "2026-09-19", "extraction_note": null, "source_page": null } }, { "id": "75440004-38f3-43b0-b878-d9dade7dd82f", "metric_id": "financial.gross_written_premium", "metric_name": "gross written premium", "value": 2717.03, "unit": "crore", "reporting_period_label": "FY23-03", "reporting_period_end": "2023-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Handbook-Table-2-40", "reporting_period": "FY23-03", "source_document": "IRDAI Handbook Table 40", "source_url": null, "extracted_by": null, "last_verified": "2026-09-19", "extraction_note": null, "source_page": null } }, { "id": "8b65b129-6c81-40ef-9150-9606b1c8a8a1", "metric_id": "claims.settlement_ratio.nonlife.count", "metric_name": "claim settlement ratio", "value": 94.5231, "unit": "%", "reporting_period_label": "FY22-23", "reporting_period_end": "2023-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Handbook-Table-53", "reporting_period": "FY22-23", "source_document": "IRDAI Handbook Table 53", "source_url": null, "extracted_by": null, "last_verified": "2026-09-19", "extraction_note": null, "source_page": null } }, { "id": "0cf13703-9064-49af-8252-14b7eada4224", "metric_id": "financial.solvency_ratio", "metric_name": "solvency ratio", "value": 3.03, "unit": "x", "reporting_period_label": "Q3 FY22-23", "reporting_period_end": "2022-12-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-12", "reporting_period": "Q3 FY22-23", "source_document": "IRDAI Annual Report 2022-23", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 328 } }, { "id": "2b6c7dfd-1201-4ccc-b8c0-e79a0b74b913", "metric_id": "financial.solvency_ratio", "metric_name": "solvency ratio", "value": 1.67, "unit": "x", "reporting_period_label": "Q2 FY22-23", "reporting_period_end": "2022-09-30", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-12", "reporting_period": "Q2 FY22-23", "source_document": "IRDAI Annual Report 2022-23", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 328 } }, { "id": "444f0fa8-2607-4738-9897-acc2cb3d084a", "metric_id": "financial.solvency_ratio", "metric_name": "solvency ratio", "value": 2.16, "unit": "x", "reporting_period_label": "Q1 FY22-23", "reporting_period_end": "2022-06-30", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-12", "reporting_period": "Q1 FY22-23", "source_document": "IRDAI Annual Report 2022-23", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 328 } }, { "id": "1a7c893a-1ee4-49c5-abc1-bca4e584db4c", "metric_id": "claims.settlement_ratio.nonlife.count", "metric_name": "claim settlement ratio", "value": 92.2463, "unit": "%", "reporting_period_label": "FY21-22", "reporting_period_end": "2022-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Handbook-Table-53", "reporting_period": "FY21-22", "source_document": "IRDAI Handbook Table 53", "source_url": null, "extracted_by": null, "last_verified": "2026-09-19", "extraction_note": null, "source_page": null } }, { "id": "286ed35c-c572-48c4-9aa0-60bcfd284834", "metric_id": "claims.repudiation_ratio.nonlife.count", "metric_name": "claims repudiation ratio", "value": 6.1859, "unit": "%", "reporting_period_label": "FY21-22", "reporting_period_end": "2022-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Handbook-Table-53", "reporting_period": "FY21-22", "source_document": "IRDAI Handbook Table 53", "source_url": null, "extracted_by": null, "last_verified": "2026-09-19", "extraction_note": null, "source_page": null } }, { "id": "312cd73f-04f1-4991-87ec-1936caec0d66", "metric_id": "financial.gross_written_premium", "metric_name": "gross written premium", "value": 1726.67, "unit": "crore", "reporting_period_label": "FY22-03", "reporting_period_end": "2022-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Handbook-Table-2-40", "reporting_period": "FY22-03", "source_document": "IRDAI Handbook Table 40", "source_url": null, "extracted_by": null, "last_verified": "2026-09-19", "extraction_note": null, "source_page": null } }, { "id": "3b880ca1-9ef7-4b69-b4a6-014b6094b418", "metric_id": "financial.incurred_claim_ratio.net", "metric_name": "incurred claims ratio", "value": 69.56, "unit": "%", "reporting_period_label": "FY21-22", "reporting_period_end": "2022-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-10", "reporting_period": "FY21-22", "source_document": "IRDAI Annual Report 2022-23", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 325 } }, { "id": "fa15802e-b1ac-43c5-a7bc-8644030bf5a9", "metric_id": "financial.solvency_ratio", "metric_name": "solvency ratio", "value": 1.7733, "unit": "x", "reporting_period_label": "Q4 FY21-22", "reporting_period_end": "2022-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Table-49", "reporting_period": "Q4 FY21-22", "source_document": "IRDAI Handbook Table 49", "source_url": null, "extracted_by": null, "last_verified": "2026-09-19", "extraction_note": null, "source_page": null } }, { "id": "2565fd30-a49a-42ea-967a-d03bde259d9b", "metric_id": "financial.solvency_ratio", "metric_name": "solvency ratio", "value": 1.84, "unit": "x", "reporting_period_label": "Q3 FY21-22", "reporting_period_end": "2021-12-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-16", "reporting_period": "Q3 FY21-22", "source_document": "IRDAI Annual Report 2021-22", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 145 } }, { "id": "69ddac58-af94-4efc-bc0b-6ffb8deffc85", "metric_id": "financial.solvency_ratio", "metric_name": "solvency ratio", "value": 1.73, "unit": "x", "reporting_period_label": "Q2 FY21-22", "reporting_period_end": "2021-09-30", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-16", "reporting_period": "Q2 FY21-22", "source_document": "IRDAI Annual Report 2021-22", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 145 } }, { "id": "e2e493eb-c92c-4d25-86ce-9a05c30e77d1", "metric_id": "financial.solvency_ratio", "metric_name": "solvency ratio", "value": 1.61, "unit": "x", "reporting_period_label": "Q1 FY21-22", "reporting_period_end": "2021-06-30", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-16", "reporting_period": "Q1 FY21-22", "source_document": "IRDAI Annual Report 2021-22", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 145 } }, { "id": "138deb48-e00e-4ba2-8627-4c1304f6da7f", "metric_id": "claims.repudiation_ratio.nonlife.count", "metric_name": "claims repudiation ratio", "value": 10.079, "unit": "%", "reporting_period_label": "FY20-21", "reporting_period_end": "2021-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Handbook-Table-53", "reporting_period": "FY20-21", "source_document": "IRDAI Handbook Table 53", "source_url": null, "extracted_by": null, "last_verified": "2026-09-19", "extraction_note": null, "source_page": null } }, { "id": "5fa78d38-1261-427b-8633-ce9ad4972a81", "metric_id": "financial.gross_written_premium", "metric_name": "gross written premium", "value": 1300.64, "unit": "crore", "reporting_period_label": "FY21-03", "reporting_period_end": "2021-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Handbook-Table-2-40", "reporting_period": "FY21-03", "source_document": "IRDAI Handbook Table 40", "source_url": null, "extracted_by": null, "last_verified": "2026-09-19", "extraction_note": null, "source_page": null } }, { "id": "9db3973f-15ab-435a-9830-151225093c3c", "metric_id": "financial.solvency_ratio", "metric_name": "solvency ratio", "value": 1.82, "unit": "x", "reporting_period_label": "Q4 FY20-21", "reporting_period_end": "2021-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Table-49", "reporting_period": "Q4 FY20-21", "source_document": "IRDAI Handbook Table 49", "source_url": null, "extracted_by": null, "last_verified": "2026-09-19", "extraction_note": null, "source_page": null } }, { "id": "c58daaf0-22fe-4c7b-be3f-6767cc7f1974", "metric_id": "claims.settlement_ratio.nonlife.count", "metric_name": "claim settlement ratio", "value": 84.1348, "unit": "%", "reporting_period_label": "FY20-21", "reporting_period_end": "2021-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Handbook-Table-53", "reporting_period": "FY20-21", "source_document": "IRDAI Handbook Table 53", "source_url": null, "extracted_by": null, "last_verified": "2026-09-19", "extraction_note": null, "source_page": null } }, { "id": "df05a619-de3d-41ea-8ce3-f3a350bc2cab", "metric_id": "financial.incurred_claim_ratio.net", "metric_name": "incurred claims ratio", "value": 49.99, "unit": "%", "reporting_period_label": "FY20-21", "reporting_period_end": "2021-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-13", "reporting_period": "FY20-21", "source_document": "IRDAI Annual Report 2020-21", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 170 } }, { "id": "d57ed953-9adf-4414-b634-fadcf4f097d5", "metric_id": "financial.solvency_ratio", "metric_name": "solvency ratio", "value": 2.09, "unit": "x", "reporting_period_label": "Q3 FY20-21", "reporting_period_end": "2020-12-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-17", "reporting_period": "Q3 FY20-21", "source_document": "IRDAI Annual Report 2020-21", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 176 } }, { "id": "c703e7b8-dc4f-4d20-af2b-f4cdbb78aaa8", "metric_id": "financial.solvency_ratio", "metric_name": "solvency ratio", "value": 2.17, "unit": "x", "reporting_period_label": "Q2 FY20-21", "reporting_period_end": "2020-09-30", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-17", "reporting_period": "Q2 FY20-21", "source_document": "IRDAI Annual Report 2020-21", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 176 } }, { "id": "2333e31c-8255-4451-8739-272734d6a7cb", "metric_id": "financial.solvency_ratio", "metric_name": "solvency ratio", "value": 1.73, "unit": "x", "reporting_period_label": "Q1 FY20-21", "reporting_period_end": "2020-06-30", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-17", "reporting_period": "Q1 FY20-21", "source_document": "IRDAI Annual Report 2020-21", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 176 } }, { "id": "80dc394b-cf90-499c-94a8-fdb02b6064cd", "metric_id": "financial.gross_written_premium", "metric_name": "gross written premium", "value": 872.04, "unit": "crore", "reporting_period_label": "FY20-03", "reporting_period_end": "2020-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Handbook-Table-2-40", "reporting_period": "FY20-03", "source_document": "IRDAI Handbook Table 40", "source_url": null, "extracted_by": null, "last_verified": "2026-09-19", "extraction_note": null, "source_page": null } }, { "id": "9e8572ec-1bec-47b0-be76-9c71b8f14892", "metric_id": "financial.incurred_claim_ratio.net", "metric_name": "incurred claims ratio", "value": 49.08, "unit": "%", "reporting_period_label": "FY19-20", "reporting_period_end": "2020-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Statement-13", "reporting_period": "FY19-20", "source_document": "IRDAI Annual Report 2020-21", "source_url": null, "extracted_by": null, "last_verified": "2026-09-10", "extraction_note": null, "source_page": 170 } }, { "id": "9eb19ac4-589b-47e7-b02a-c784727f9e52", "metric_id": "financial.solvency_ratio", "metric_name": "solvency ratio", "value": 1.81, "unit": "x", "reporting_period_label": "Q4 FY19-20", "reporting_period_end": "2020-03-31", "provenance": { "reported_by": "irdai", "regulatory_form": "Table-49", "reporting_period": "Q4 FY19-20", "source_document": "IRDAI Handbook Table 49", "source_url": null, "extracted_by": null, "last_verified": "2026-09-19", "extraction_note": null, "source_page": null } } ], "meta": { "generated_at": "2026-11-15", "source": "IRDAI public disclosures", "api_version": "v1", "licence": "Facts derived from IRDAI public disclosure data. IRDAI public disclosures are published under IRDAI regulations; republication with attribution is permitted subject to applicable Indian law." } }